Missouri HOA & Condo Laws
How HOAs and condominium associations charge, collect, and enforce regular and special assessments. Covers dues billing, delinquency notices, late fees, lien filing, judicial and non-judicial foreclosure, statute of limitations, and …
Uniform Condominium Act — Powers of Unit Owners' Association →
Enumerates seventeen powers of the unit owners' association, including adopting bylaws, rules, and budgets; collecting assessments; hiring and terminating managing agents; litigating; contracting; regulating common …
Uniform Condominium Act — Assessments for Common Expenses →
Declarant pays all common expenses until the association first levies assessments; thereafter assessments must be made at least annually, based on a budget adopted at …
Uniform Condominium Act — Lien for Assessments →
Condominium association lien for assessments and fines from the time they become due, foreclosable like a mortgage or by power of sale under Chapter 443. …
Uniform Condominium Act — Resales of Units →
Requires unit owners to furnish purchasers a resale certificate before contract execution containing the declaration (excluding plats/plans), bylaws, rules/regulations, and eleven disclosures: alienability restraints, the …
Board and owner meeting requirements — open meeting mandates, advance notice periods, agenda requirements, minimum owner comment periods, executive session limits, remote participation, and materials access rules.
Missouri Nonprofit Corporation Act — Citation of Law →
The citation section of the Missouri Nonprofit Corporation Act (Chapter 355). Missouri has no HOA-specific act, so HOAs organized as nonprofit corporations take their corporate …
Uniform Condominium Act — Meetings →
Association must hold at least one meeting annually. Special meetings may be called by the president or by 20 percent (or a lower bylaw percentage) …
Director elections, board member removal votes, governing document amendments, secret ballot requirements, quorum rules, proxy voting, electronic voting, and inspector of election requirements.
Missouri Nonprofit Corporation Act — Citation of Law →
The citation section of the Missouri Nonprofit Corporation Act (Chapter 355). Missouri has no HOA-specific act, so HOAs organized as nonprofit corporations take their corporate …
Uniform Condominium Act — Executive Board Members and Officers →
Executive board may act on behalf of the association except as limited by declaration, bylaws, or statute. Two-tier fiduciary standard: declarant-appointed members owe "the care …
Unit owner rights to inspect association records — financial statements, meeting minutes, governing documents, contracts, and correspondence. Response timelines, allowable copying fees, and executive session materials exceptions.
Uniform Condominium Act — Association Records →
The UCA records section — two sentences: the association must keep financial records detailed enough to comply with the §448.4-107 original-sale-certificate requirements, and all financial …
Association authority to enforce governing documents through fines, suspension of privileges, and legal action. Covers fine limits, hearing requirements, notice-and-opportunity procedures, and limitations on enforcement authority.
Political Signs, Solar Panels, Sale Signs, and Chickens — HOA Restriction Limits →
Missouri's targeted HOA-restriction statute. Deed restrictions and covenants may not prohibit: (1) political signs — the HOA may adopt reasonable time/size/place/number/manner rules and may remove …
Uniform Condominium Act — Powers of Unit Owners' Association →
Enumerates seventeen powers of the unit owners' association, including adopting bylaws, rules, and budgets; collecting assessments; hiring and terminating managing agents; litigating; contracting; regulating common …
Uniform Condominium Act — Lien for Assessments →
Condominium association lien for assessments and fines from the time they become due, foreclosable like a mortgage or by power of sale under Chapter 443. …
Resale certificate and transfer disclosure requirements at the time of unit sale. Covers disclosure timing, content, fee caps, delivery deadlines, buyer rescission rights, and association liability for inaccurate information.
Uniform Condominium Act — Resales of Units →
Requires unit owners to furnish purchasers a resale certificate before contract execution containing the declaration (excluding plats/plans), bylaws, rules/regulations, and eleven disclosures: alienability restraints, the …
Statutory insurance requirements for HOAs and condominiums — property insurance, liability coverage, directors and officers, fidelity bonds, flood insurance, and cyber liability. Coverage minimums, deductible assessments, and claims procedures.
Uniform Condominium Act — Powers of Unit Owners' Association →
Enumerates seventeen powers of the unit owners' association, including adopting bylaws, rules, and budgets; collecting assessments; hiring and terminating managing agents; litigating; contracting; regulating common …
Uniform Condominium Act — Insurance →
Beginning with the first unit conveyance to a non-declarant, the association must maintain, to the extent reasonably available: (1) property insurance on the common elements …
Uniform Condominium Act — Resales of Units →
Requires unit owners to furnish purchasers a resale certificate before contract execution containing the declaration (excluding plats/plans), bylaws, rules/regulations, and eleven disclosures: alienability restraints, the …
Board member fiduciary obligations — duty of care, duty of loyalty, business judgment rule, conflict of interest disclosure, and personal liability exposure. Statutory duties imposed on directors and officers of …
Missouri Nonprofit Corporation Act — Citation of Law →
The citation section of the Missouri Nonprofit Corporation Act (Chapter 355). Missouri has no HOA-specific act, so HOAs organized as nonprofit corporations take their corporate …
Uniform Condominium Act — Powers of Unit Owners' Association →
Enumerates seventeen powers of the unit owners' association, including adopting bylaws, rules, and budgets; collecting assessments; hiring and terminating managing agents; litigating; contracting; regulating common …
Uniform Condominium Act — Executive Board Members and Officers →
Executive board may act on behalf of the association except as limited by declaration, bylaws, or statute. Two-tier fiduciary standard: declarant-appointed members owe "the care …
The foundational documents governing common interest communities — declarations (CC&Rs), bylaws, articles of incorporation, rules and regulations, architectural guidelines, and resolutions. Document hierarchy, amendment procedures, and recording requirements.
Missouri Nonprofit Corporation Act — Citation of Law →
The citation section of the Missouri Nonprofit Corporation Act (Chapter 355). Missouri has no HOA-specific act, so HOAs organized as nonprofit corporations take their corporate …
Political Signs, Solar Panels, Sale Signs, and Chickens — HOA Restriction Limits →
Missouri's targeted HOA-restriction statute. Deed restrictions and covenants may not prohibit: (1) political signs — the HOA may adopt reasonable time/size/place/number/manner rules and may remove …
Condominium Property Act — Title of Law →
The older Condominium Property Act (RSMo §§448.005-448.210) governs condominiums created BEFORE September 28, 1983. Covers property submission, declarations, taxation, liens, common element management, bylaws, and …
Uniform Condominium Act — Short Title →
Sections 448.1-101 to 448.4-120 are the Uniform Condominium Act. Governs all condominiums created in Missouri after September 28, 1983. Pre-1983 condominiums are governed by the …
Uniform Condominium Act — Applicability →
Establishes the September 28, 1983, cutoff date. Post-1983 condominiums are governed by the full UCA. Pre-1983 condominiums are subject to enumerated UCA provisions — including …
Uniform Condominium Act — Powers of Unit Owners' Association →
Enumerates seventeen powers of the unit owners' association, including adopting bylaws, rules, and budgets; collecting assessments; hiring and terminating managing agents; litigating; contracting; regulating common …
Uniform Condominium Act — Association Records →
The UCA records section — two sentences: the association must keep financial records detailed enough to comply with the §448.4-107 original-sale-certificate requirements, and all financial …
Assessment lien filing, priority, extinguishment, and foreclosure procedures. Minimum thresholds for foreclosure, pre-foreclosure notice requirements, mediation mandates, super-priority provisions, and the interaction between HOA liens and mortgage liens.
Uniform Condominium Act — Lien for Assessments →
Condominium association lien for assessments and fines from the time they become due, foreclosable like a mortgage or by power of sale under Chapter 443. …
Association authority to review and approve owner modifications to units and common elements. Covers architectural review committees, approval procedures, denial appeals, and statutory limitations on what can be prohibited (e.g., …
Political Signs, Solar Panels, Sale Signs, and Chickens — HOA Restriction Limits →
Missouri's targeted HOA-restriction statute. Deed restrictions and covenants may not prohibit: (1) political signs — the HOA may adopt reasonable time/size/place/number/manner rules and may remove …
Delinquency management beyond lien filing. FDCPA compliance, payment plans, write-off procedures, credit bureau reporting, and third-party collection agency restrictions. Distinct from "Foreclosure and Liens" which covers the lien-to-foreclosure path.
Uniform Condominium Act — Lien for Assessments →
Condominium association lien for assessments and fines from the time they become due, foreclosable like a mortgage or by power of sale under Chapter 443. …
The handoff from developer control to owner-controlled governance. Turnover requirements, document delivery obligations, transition audits, warranty periods, and developer liability for construction defects revealed after transition.
Uniform Condominium Act — Executive Board Members and Officers →
Executive board may act on behalf of the association except as limited by declaration, bylaws, or statute. Two-tier fiduciary standard: declarant-appointed members owe "the care …
Uniform Condominium Act — Termination of Contracts and Leases of Declarant →
After the owner-elected board takes office, the association may terminate — without penalty, on not less than 90 days' notice — any management contract, employment …
Owner rights to install solar panels, EV charging stations, heat pumps, and other sustainability improvements. State solar access laws, EV-ready building codes, and limitations on association authority to restrict green …
Political Signs, Solar Panels, Sale Signs, and Chickens — HOA Restriction Limits →
Missouri's targeted HOA-restriction statute. Deed restrictions and covenants may not prohibit: (1) political signs — the HOA may adopt reasonable time/size/place/number/manner rules and may remove …
- Missouri community directory 96 associations
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