CommunityPay API — Machine-Readable HOA Law and Risk Intelligence

01

Three APIs. One Platform.

The Legal Corpus API serves statutes, thresholds, and compliance profiles. The CARI API serves risk scores, institutional reports, and real-time monitoring. Both share the same authentication, rate limiting, and response format.

Legal Corpus

HOA Law Database

Every statute governing community associations in every state. Fee caps, delivery deadlines, lien priorities, reserve requirements — resolved from live law, not hardcoded tables.

/api/v1/legal/

Resale Certificates

RC Generation API

Request statute-compliant resale certificates from live ledger data. Board reviews disclosures, RC generates in seconds. HMAC-signed callback delivery. Condo questionnaire auto-fill.

/api/v1/rc/

CARI

Risk Intelligence

Community Association Risk Index. Consent-gated HOA health scores, institutional reports for lenders and insurers, real-time webhook monitoring.

/api/v1/cari/

02

Try It Now

Public endpoints require no authentication. No API key. No signup. Paste these into your terminal.

Statute lookup

# Every WA statute in the corpus
curl "/api/v1/legal/statutes/?state=WA"

# RC fee cap for Washington (resolves from live statute)
curl "/api/v1/legal/thresholds/WA_RC_PREP_FEE_CAP/"

# Full WUCIOA compliance profile — 26 required items
curl "/api/v1/legal/profiles/wa_wucioa_64_90/"

# Cross-state topic comparison
curl "/api/v1/legal/topics/resale-disclosure/"

Response

{
  "data": {
    "code": "WA_RC_PREP_FEE_CAP",
    "value": "275.00",
    "value_unit": "USD",
    "comparison": "MAX",
    "statute_citation": "RCW 64.90.640",
    "pinpoint": "(2)",
    "statute_quote": "may not exceed two hundred seventy-five dollars"
  },
  "meta": {
    "as_of": "2026-04-15",
    "version": "1.0"
  }
}

03

Endpoints

Public endpoints are free and unauthenticated. Authenticated endpoints require an API key.

	Method	Path	Description	Auth
Legal Corpus
	GET	/api/v1/legal/statutes/	List statutes by state	Free
	GET	/api/v1/legal/statutes/{state}/{slug}/	Statute detail + neighborhood	Free
	GET	/api/v1/legal/thresholds/	Fee caps, time limits, amounts	Free
	GET	/api/v1/legal/profiles/{key}/	RC compliance profile	Free
	GET	/api/v1/legal/topics/{slug}/	Topic authorities by state	Free
	GET	/api/v1/legal/states/{code}/	State legal overview	Free
	POST	/api/v1/legal/citations/extract/	Extract citations from text	Key
	GET	/api/v1/legal/changes/	Law change feed	Key
Resale Certificates
	POST	/api/v1/rc/request/	Request RC generation (202 Accepted)	Key
	GET	/api/v1/rc/request/{uuid}/	Poll RC status + download	Key
	GET	/api/v1/cari/questionnaire/{hoa_id}/	Condo questionnaire (1076/1077)	Key
CARI Risk Intelligence
	GET	/api/v1/cari/score/{hoa_id}/	Current CARI score + grade	Key
	POST	/api/v1/cari/reports/{type}/	Institutional report	Key
	POST	/api/v1/cari/monitors/	Score change monitoring	Key

04

Pricing

Public

$0 forever

50 requests/hour
Statute lookup, thresholds,
compliance profiles, topics
No signup required

Professional

$99 /month

1,000 requests/day
Citation extraction,
law change feed,
CARI score access

Enterprise

Custom

10,000+ requests/day
Webhooks, bulk export,
SLA, dedicated support,
full CARI reports

05

Built For

Title Companies

RC fee caps, delivery deadlines, and compliance profiles resolved from live statute text.

Lenders

CARI scores, condo questionnaire auto-fill, and assessment lien priority data.

Management Companies

Compliance profiles for every state. One integration replaces manual statute research.

Developers

Machine-readable HOA law. Build compliance tools without maintaining a legal database.

06

Living Data

Every data point is pinned to an immutable snapshot of the authorizing statute. When the legislature amends a statute, our scrapers detect the change, create a new snapshot, and propagate the update through every dependent threshold, compliance profile, and content citation within 24 hours. The API always returns the current law.