Oregon HOA & Condominium Law
32 active Oregon statutes govern homeowners associations and condominiums in the state. The corpus encodes 40 specific requirements across governance, finance, reserves, disclosure, and enforcement.
Resale Certificate Compliance
11 disclosures required
OR
Every common interest community in Oregon
is governed by
ORS 94.670
(Oregon Planned Community Resale Disclosure (synthesized)).
Oregon law requires 11 specific disclosures when a unit is sold.
The certificate must be delivered within 10 days of request.
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Written statement of unpaid regular and special assessments, fines, interest, and late charges ORS 94.670(8)(a)
The association shall provide, within 10 business days of receipt of a written request from an owner, a written statement that provides: (A) The amount of assessments due from the owner and unpaid at the time the request was received, including: (i) Regular and special assessments; (ii) Fines and other charges; (iii) Accrued interest; and (iv) Late payment charges. (B) The percentage rate at which interest accrues on assessments that are not paid when due. (C) The percentage rate used to calculate the charges for late payment or the amount of a fixed charge for late payment. ORS 94.670(8)(a) · verified Sep 2026
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Approved special assessments included in the assessment statement ORS 94.670(8)(a)
The association shall provide, within 10 business days of receipt of a written request from an owner, a written statement that provides: (A) The amount of assessments due from the owner and unpaid at the time the request was received, including: (i) Regular and special assessments; (ii) Fines and other charges; (iii) Accrued interest; and (iv) Late payment charges. (B) The percentage rate at which interest accrues on assessments that are not paid when due. (C) The percentage rate used to calculate the charges for late payment or the amount of a fixed charge for late payment. ORS 94.670(8)(a) · verified Sep 2026
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Current operating budget of the association ORS 94.670(10)(c)
(c) The current operating budget of the association. ORS 94.670(10)(c) · verified Sep 2026
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Reserve study (as described in ORS 94.595) ORS 94.670(10)(d)
(d) The reserve study, if any, described in ORS 94.595. ORS 94.670(10)(d) · verified Sep 2026
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Hazard and public liability insurance maintained on common property ORS 94.675(1)(a)
Insurance for all insurable improvements in the common property against loss or damage by fire or other hazards, including extended coverage, vandalism and malicious mischief. The insurance shall cover the full replacement costs of any repair or reconstruction in the event of damage or destruction from any such hazard if the insurance is available at reasonable cost. ORS 94.675(1)(a) · verified Sep 2026
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Declaration, bylaws, recorded plat, and association rules and regulations ORS 94.670(10)(a)
(a) The declaration and bylaws, including amendments or supplements in effect, the recorded plat, if feasible, and the association rules and regulations currently in effect. ORS 94.670(10)(a) · verified Sep 2026
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Restrictions on alienation of lots stated in the declaration ORS 94.580(2)(l)
Any restrictions on the alienation of lots. Any such restriction created by any document other than the declaration may be incorporated by reference to the official records of the county where the property is located. ORS 94.580(2)(l) · verified Sep 2026
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Restrictions on use, maintenance, or occupancy of lots stated in the declaration ORS 94.580(2)(o)
A statement of any restriction on the use, maintenance or occupancy of lots or units. ORS 94.580(2)(o) · verified Sep 2026
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Maintenance plan (reviewed and updated as necessary by the board) ORS 94.595(4)
The board of directors shall review and update the maintenance plan described under this subsection as necessary. ORS 94.595(4) · verified Sep 2026
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Most recent annual financial statement maintained for duplication ORS 94.670(10)(b)
(b) The most recent financial statement prepared pursuant to subsection (4) of this section. ORS 94.670(10)(b) · verified Sep 2026
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Annual financial statement (balance sheet and income/expenses) ORS 94.670(4)(a)
Within 90 days after the end of the fiscal year, the board of directors shall: (a) Prepare or cause to be prepared an annual financial statement consisting of a balance sheet and income and expenses statement for the preceding fiscal year ORS 94.670(4)(a) · verified Sep 2026
Industry incumbents (HomeWiseDocs, CondoCerts) charge residents $250–$400 per resale certificate.
Under ORS 94.670, the fee must reflect actual cost — preparation, procurement, reproduction, and delivery — itemized, with no padding permitted. With CommunityPay, the board issues the certificate directly from live ledger data, so the actual cost is near zero. Residents typically save $250–$400 per closing.
What Oregon Law Requires
Governance (4)
- Every planned community created before January 1, 2002, plus any Class I community created on or after that date, is subject to the full Planned Community Act including the reserve requirements. ORS 94.570 (1)
- A Class III planned community, or one that is entirely commercial or industrial, created on or after January 1, 2002 falls under the Act only when its own declaration opts in. ORS 94.570 (3)
- Nothing in the Planned Community Act stops a condominium under ORS chapter 100 or a timeshare plan from being created within a planned community. ORS 94.570 (4)
- The association must give notice of owner meetings between 10 and 50 days before the meeting date. ORS 94.650 (4)
Financial (4)
- The condominium threshold and clock match the planned-community ones at ORS 94.670 (5): over $75,000 in annual assessments, an independent Oregon-licensed CPA review within 300 days of fiscal year-end. ORS 100.480 (5)
- An Oregon planned community whose annual assessments exceed $75,000 must have the annual financial statement reviewed by an independent Oregon-licensed CPA within 300 days after fiscal year-end. The engagement is a review under the AICPA Statements on Standards for Accounting and Review Services, not an audit. ORS 94.670 (5)
- An association at or under $75,000 in annual assessments has no standing review duty. A petition signed by a majority of owners starts a 300-day clock for the same CPA review. ORS 94.670 (6)
- The CPA review can be waived for one year by an affirmative vote of at least 60 percent of the owners, excluding declarant-owned lots. The election is annual and does not carry forward. ORS 94.670 (7)
Assessment (2)
- The condominium exposure matches the planned-community one at ORS 94.712 (2)(a): the buyer takes the seller's unpaid assessments with the unit unless a written statement cuts them off. ORS 100.475 (3)(a)
- An Oregon buyer takes the seller's unpaid assessments with the lot. This is the exposure the written statement in paragraph (b) exists to close, and it is the reason a title company orders one. ORS 94.712 (2)(a)
Reserves (6)
- Oregon condominium boards must determine reserve account requirements every year — either by commissioning a fresh reserve study or by reviewing and updating the existing one. There is no statutory N-year professional or visual inspection cadence; the cadence is annual. ORS 100.175 (3)(a)
- A Class II planned community created on or after January 1, 2002 is governed by the Planned Community Act, but ORS 94.595 and ORS 94.604 are carved out. ORS 94.595 is the reserve account, reserve study, and maintenance plan section — so these communities have no statutory reserve study obligation at all. ORS 94.570 (2)
- Oregon planned community boards must determine reserve account requirements every year — either by commissioning a fresh reserve study or by reviewing and updating the existing one. There is no statutory N-year professional or visual inspection cadence; the cadence is annual. ORS 94.595 (3)
- The board must keep the maintenance plan current and update it whenever circumstances change. There is no fixed update interval beyond "as necessary." The sentence is at ORS 94.595 (4)(b); subsection (4) as a whole is the maintenance plan provision, with the duty to prepare one at (4)(a). ORS 94.595 (4)
- The maintenance plan covers everything the association is responsible for maintaining. Subsection (4)(a) requires the plan to describe the work, include a schedule, be appropriate to the size and complexity of the association, and address warranties and the useful life of the items covered. ORS 94.595 (4)(a)
- The reserve study described in ORS 94.595 must be kept available for duplication. ORS 94.670 (10)(d)
Disclosure (18)
- This is the Oregon condominium resale statement — word for word the planned-community provision at ORS 94.712 (2)(b), with 'unit' for 'lot'. It carries the estoppel, states no deadline, and authorizes no fee. ORS 100.475 (3)(b)
- The condominium reliance right attaches to the subsection (3)(b) statement, not to the ORS 100.480 (8)(a) owner statement. ORS 100.475 (4)
- The condominium document-maintenance list at ORS 100.480 (10) mirrors ORS 94.670 (10): governing documents, most recent annual financial statement, current operating budget, the ORS 100.175 reserve study, and architectural standards. ORS 100.480 (10)(a)
- After a written request from a unit owner, the condominium association has 10 business days to deliver the subsection (10) documents. As in the planned-community act, the duty runs to the owner, not to a purchaser, escrow agent, or title company. ORS 100.480 (11)
- A condominium association must prepare an annual financial statement — balance sheet plus income and expenses — within 90 days after fiscal year-end, and distribute a copy to each unit owner. ORS 100.480 (4)(a)
- The condominium assessment statement is the exact text of the planned-community one at ORS 94.670 (8)(a), including the same 10-business-day deadline and the same exemption at (8)(b) while the association has a complaint pending against the owner. ORS 100.480 (8)(a)
- The declaration must state any restrictions on the transfer or alienation of lots (e.g., rights of first refusal), with the option to incorporate restrictions from non-declaration documents by reference to county records. ORS 94.580 (2)(l)
- The declaration must contain a statement of any restrictions on the use, maintenance, or occupancy of lots or units. ORS 94.580 (2)(o)
- The association must keep current duplication-quality copies of the declaration, bylaws (with amendments), recorded plat, and rules and regulations. ORS 94.670 (10)(a)
- The most recent annual financial statement prepared under subsection (4) must be kept available for duplication. ORS 94.670 (10)(b)
- The current operating budget must be kept available for duplication. ORS 94.670 (10)(c)
- Architectural standards and guidelines, where the association has them, are the fifth item on the subsection (10) list and carry the same 10-business-day furnishing duty under subsection (11). ORS 94.670 (10)(e)
- After a written request from an owner, the association has 10 business days to deliver the documents listed in subsection (10) — declaration, bylaws, recorded plat, rules, financial statement, operating budget, reserve study, and architectural standards. ORS 94.670 (11)
- Within 90 days after fiscal year-end the board must prepare an annual financial statement consisting of a balance sheet and an income and expenses statement. ORS 94.670 (4)(a)
- On written request from an owner, the association must furnish within 10 business days a statement of regular and special assessments, fines, interest, and late charges due and unpaid, including the applicable interest and late-payment rates. ORS 94.670 (8)(a)
- The 10-business-day duty to furnish a written statement of unpaid assessments is suspended while the association has a complaint pending against that owner. A request on a lot in litigation may go unanswered without breaching subsection (8)(a). ORS 94.670 (8)(b)
- This is the Oregon planned-community resale statement. The request may come from the owner or the owner's agent, it is made for the benefit of a prospective purchaser, and it must state a through date. Its effect is estoppel: an assessment the statement omits cannot be collected from the buyer. The statute sets no deadline for delivering it and authorizes no fee for it. ORS 94.712 (2)(b)
- The reliance right is what a title company is buying. It attaches to the subsection (2)(b) statement, not to the ORS 94.670 (8)(a) owner statement. ORS 94.712 (3)
Records (2)
- ORS 94.670 sets no dollar cap on what an association may charge for copies. It conditions the charge on two things: the fee must be reasonable, and the rules imposing it must be adopted by board resolution. Reasonable personnel costs may be included. ORS 94.670 (12)
- Records outside the subsection (10) list reach an owner through this inspection right, which is measured by reasonableness and carries no fixed deadline. Only the subsection (10) documents carry the 10-business-day furnishing clock in subsection (11). ORS 94.670 (9)(a)
Elections (2)
- Oregon's default association-meeting quorum is 20 percent of voting interests unless the declaration or bylaws set a higher threshold. ORS 94.655 (1)
- If too few owners show up, the meeting can be adjourned and rescheduled until the quorum threshold is met. ORS 94.655 (2)
Insurance (2)
- The board must maintain hazard insurance — fire, extended coverage, vandalism, malicious mischief — on insurable common-property improvements at full replacement cost when reasonably available. ORS 94.675 (1)(a)
- The board must maintain a public liability policy covering all common property and damage or injury caused by association negligence. ORS 94.675 (1)(b)
Sourced from CommunityPay's living legal corpus. Each requirement traces to a primary statute snapshot verified by a subject-matter expert.
Topic Coverage
Assessment Collection
11
Resale Disclosure
7
Elections and Voting
6
Governance Documents
6
Meetings and Notice
4
Fiduciary Duty
2
Foreclosure and Liens
2
Insurance Requirements
2
Reserve Requirements
2
Architectural Review
1
Enforcement and Fines
1
Records Access and Inspection
1
Each chip links to the Oregon statutes addressing that topic. Counts reflect distinct statute assignments.
Applicable Statutes
All Oregon authorities →
Reserve account for maintaining, repairing and replacing common elements; reserve study; information required; maintenance plan
Oregon Condominium Act reserve account and reserve study requirements. The board of directors of the association must annually determine the reserve account requirements by conducting a reserve study or reviewing and updating an existing study. There is no statutory professional or visual inspection requirement and no fixed N-year cadence — the cadence is annual.
Association of unit owners
Requires every Oregon condominium to organize an association of unit owners. Enumerates association powers and dispute-resolution procedures. The condominium analog to ORS 94.625 / 94.630.
Quorum for meeting of association
Establishes the quorum rule for Oregon condominium association meetings. Unless the bylaws specify otherwise, a quorum consists of persons entitled to cast twenty percent of the voting rights. If quorum cannot be organized at a properly noticed meeting, those present may adjourn and reconvene with a reduced quorum requirement — either half the bylaws' requirement or twenty percent of votes — subject to timing and re-notice conditions. Proxies and absentee ballots count toward establishing quorum.
Adoption of bylaws
Governs adoption and amendment of condominium association bylaws. The declarant adopts initial bylaws (subject to Real Estate Commissioner approval) and records them with the declaration. Amendments require a majority of unit-owner votes unless the bylaws specify a higher threshold; amendments to residential condo bylaws addressing age restrictions, pet policy, occupancy, or rental restrictions require at least 75 percent owner approval. Amendments become effective per the statute notwithstanding older bylaw language requiring unanimous signatures, must be certified, and may require Commissioner approval before recording. The statute also protects declarant special rights from bylaw amendments that would limit them without declarant consent.
Board meetings
Governs board-of-directors meetings for Oregon condominium associations. Establishes when the board may meet in executive session and the open-meeting requirement for non-executive items. Open-meeting law for condominium boards.
Association lien against individual unit
Creates the condominium association lien against any unit for unpaid assessments. Establishes recording, foreclosure, and priority. The condominium parallel to ORS 94.709.
Personal liability for assessment; joint liability of grantor and grantee following conveyance; limitation
Oregon Condominium Act conveyance-liability statute — the condominium twin of ORS 94.712, in substantially identical words. The grantee of a unit is jointly and severally liable with the grantor for unpaid assessments (3)(a); the board must make and deliver a written statement of unpaid assessments on request of an owner or the owner's agent for the benefit of a prospective purchaser, and the grantee is not liable for what the statement omits (3)(b); an escrow agent or title insurer may rely on it (4). Together with ORS 100.480 this is the pair that governs an Oregon CONDOMINIUM resale. ORS chapter 94 does not — ORS 94.550 (21)(b)(A) excludes a condominium from the definition of a planned community.
Maintaining documents and records; annual financial statement; review of financial statement by certified public accountant; availability of documents and records for examination
Oregon Condominium Act records-management statute — the condominium counterpart of ORS 94.670, and structurally identical to it. An association of unit owners must retain records, deposit assessments in association accounts, prepare an annual financial statement within 90 days of fiscal year-end (4), obtain an independent CPA review when annual assessments exceed $75,000 (5), furnish a written statement of unpaid assessments within 10 business days of an owner request (8)(a), maintain the declaration, bylaws, plat, rules, financial statement, operating budget, reserve study and architectural standards for duplication (10), and furnish those documents within 10 business days of a written owner request (11). There is no OR condominium RC profile in this corpus. A condominium resale reached through the planned-community profile (or_ors_94_670) would be sold against ORS chapter 94, which does not govern condominiums — that is a decision for a human, not a seed file.
Form of seller's property disclosure statement
Oregon general seller property-disclosure statute. Sets out the mandatory form of the seller's property disclosure statement used in residential transactions statewide; applies to all OR residential sales separately from any HOA or condo association disclosure. The 5-business-day buyer rescission right tied to this form lives at ORS 105.475. No per-subsection facts seeded here yet; verbatim form-text backfill is a Phase 2 polish item.
Certain indemnification provisions in construction agreement void
Voids broad-form indemnification clauses in construction agreements that require one party (or its insurer or surety) to indemnify another for damage caused in whole or in part by the indemnitee's own negligence. Subsection (1) is the prohibition; subsection (2) preserves a narrower category of indemnity for damage caused solely by the indemnitor. Interpreted in Montara Owners Ass'n v. La Noue Development (2015) to render overbroad indemnity clauses partially (not entirely) void, enforceable to the extent permitted by statute.
Short title
Establishes that ORS Chapter 62 may be cited as the Oregon Cooperative Corporation Act. Originally enacted in 1957, this is the citation anchor for the Oregon cooperative-corporation framework — which governs housing cooperatives that operate as an alternative to condominium and planned-community structures. Relevant in Oregon because cooperative housing associations fall under this chapter rather than under ORS 94 (planned communities) or ORS 100 (condominiums).
to 94.783
Definitions for the Oregon Planned Community Act (ORS 94.550 to 94.783). Defines core terms used throughout the chapter — "association," "common property," "declarant," "lot," "planned community," "purchaser," and others. Cited by other statutes in the chapter; no per-subsection disclosure obligations of its own.
Applicability of ORS 94.550 to 94.783
Sets which planned communities the Oregon Planned Community Act reaches, by creation date and class. Communities created before January 1, 2002 and Class I communities created on or after that date are fully covered. Class II communities created on or after January 1, 2002 are covered except for ORS 94.595 and ORS 94.604 — that carve-out removes the reserve account, reserve study, and maintenance plan requirements from those communities. Class III and exclusively commercial or industrial communities created on or after January 1, 2002 are covered only if their declaration so provides.
Applicability of subdivision law
Applies the Oregon subdivision and partition statutes (ORS 92.010 to 92.192) to any planned community established under ORS 94.550 to 94.783. Subdivision approval, plat recordation, and lot-line adjustment procedures bind planned communities in addition to the governance and association requirements of ORS 94.
Declaration; recordation; contents
Oregon Planned Community Act declaration content requirements. Lists the items the recorded declaration must contain, including restrictions on alienation of lots at (2)(l) and restrictions on use, maintenance or occupancy of lots at (2)(o) — the two items that anchor the OR planned-community resale-disclosure regime for transfer restrictions and use restrictions.
Reserve account for maintaining, repairing and replacing common property; reserve study; maintenance plan
Oregon Planned Community Act reserve account, reserve study, and maintenance plan requirements. The board of directors must annually determine the reserve account requirements by conducting a reserve study or reviewing and updating an existing study, and must review and update the maintenance plan as necessary. There is no statutory professional or visual inspection requirement and no fixed N-year cadence — the cadence is annual.
Declarant control of association
Governs the period of declarant (developer) control over a Planned Community homeowners association before turnover to lot owners. Sets the timing and conditions for transition. Foundational for every pre-turnover Oregon HOA.
Formation of homeowners association
Requires formation of a homeowners association no later than the conveyance of the first lot. Establishes how initial bylaws are adopted and how the bylaws may be amended.
Powers of association
Enumerates the statutory powers of a Planned Community homeowners association — contracting, adopting rules, hiring managers, and conducting financial operations. Cross-references EV charging (ORS 94.762) and pesticide use (ORS 94.763).
Association bylaws
Specifies the required and permitted contents of association bylaws. Covers board composition, meetings, voting procedures, and officer roles. Works with ORS 94.625 on adoption and amendment.
Association board of directors; powers and duties; removal of director
Oregon Planned Community Act provisions on the association board: powers exercisable on behalf of the association, standards of conduct for officers and directors, annual review of insurance coverage, annual tax filings, removal of a director by owners, and filling the resulting vacancy.
Meetings of board of directors; notice; executive sessions
Oregon Planned Community Act rules for board meetings: meetings are open to owners, the grounds on which the board may meet in executive session, electronic meetings, and, in a planned community where most lots are principal residences, notice of non-emergency board meetings posted on the property at least three days in advance or given by a method reasonably calculated to inform lot owners.
Adoption of annual budget
Requires the board of directors to adopt an annual operating budget. Establishes notice and approval procedures for the budget that funds common-expense assessments. Core financial-governance provision.
Meetings of lot owners; notice
Oregon Planned Community Act owner meeting requirements: at least one owner meeting each calendar year, how special meetings are called, and notice given not less than 10 or more than 50 days before any meeting called under the section.
Quorum for association meetings
Oregon Planned Community Act default quorum for owner meetings — 20 percent of votes in the planned community when the declaration or bylaws are silent. Adjournment rules and reduced-quorum follow-up meeting procedures are specified in subsections (2)-(5).
Method of voting or consenting
Authorizes lot owners to cast votes or give consent in five ways: (a) in person, (b) by absentee ballot if the board permits, (c) by proxy unless the declaration or bylaws prohibit, (d) by written ballot in lieu of a meeting, or (e) any other method specified in the governing documents. Proxies must be dated and signed, are revocable on notice to the person managing the vote or to the board, and expire one year from the date unless the proxy specifies a shorter term. The board may not require a specific proxy form.
Authority of association to sell, transfer, convey or encumber common property
Sets owner-approval thresholds for association disposition of common property. Sale, transfer, or conveyance requires 80 percent of total votes including 80 percent of non-declarant lots. Leases and easements of two years or less may be approved by a board majority; longer terms require 75 percent owner approval (except easements to a public body or utility, which do not require owner approval). Roadway vacations require a majority of owners. Every transaction must be evidenced by an instrument signed by the president and secretary.
Association duty to keep documents and records; deposit of assessments; payment of association expenses; review of financial statement by certified public accountant; examination of records by owner
Oregon Planned Community Act records-management statute. Defines the association's duty to retain documents, maintain financial accounts, prepare annual financial statements, furnish a written statement of unpaid assessments on owner request (10 business days), maintain core governance documents (declaration, bylaws, plat, rules, budget, reserve study, financial statement, architectural standards), and furnish those documents on owner request within 10 business days. Oregon has no single dedicated resale-certificate statute; ORS 94.670 functions as one anchor of the OR planned-community resale-disclosure regime, together with ORS 94.580 (declaration content), ORS 94.595 (reserve study + maintenance plan), and ORS 94.675 (insurance).
Insurance for common property; fidelity bond coverage
Oregon Planned Community Act insurance requirements. The board must obtain and maintain hazard insurance covering full replacement costs of insurable improvements in the common property (1)(a) and a public liability policy covering all common property (1)(b). Premiums are common expenses; later subsections cover deductibles and fidelity bond coverage.
Assessment and payment of common expenses
Allocates common expenses among lots and establishes the declarant's payment obligation during the development period. The statutory foundation for every monthly assessment levied by an Oregon HOA.
Liens against lots
Creates the statutory assessment lien against any lot for unpaid assessments. Establishes priority, duration, notice-of-claim recordation, and the foreclosure procedure. The collection-enforcement core of ORS 94. Amended by 2017 c.110 (HB 3056).
Lot owner personally liable for assessment; joint liability of grantor and grantee following conveyance; limitations
Oregon Planned Community Act conveyance-liability statute, and the section that gives an Oregon resale assessment statement its legal effect. On a voluntary conveyance the grantee is jointly and severally liable with the grantor for the grantor's unpaid assessments (2)(a). That liability is cut off, as to amounts omitted, by the written statement the board must make and deliver on request of an owner or the owner's agent for the benefit of a prospective purchaser (2)(b). An escrow agent or title insurance company may rely on that statement and is not liable for failing to pay the association more than it states (3). ORS 94.670 (8)(a) is a different instrument: it runs to the owner on the owner's own request, carries a 10-business-day deadline, and has no estoppel effect. ORS 94.712 (2)(b) carries the estoppel and states no deadline. Neither this statute nor any fact drawn from it is referenced by the or_ors_94_670 compliance profile as of 2026-09-05.
Source: Oregon state legislature. Statutes verified by CommunityPay. Last verified Sept. 2026.
Pending & Recent Oregon HOA Legislation
Last action: Apr 6, 2026
Last action: Apr 6, 2026
Last action: Apr 6, 2026
4 HOA-relevant bills tracked for Oregon · refreshed Oct 3, 2026 · Source: LegiScan
Case Law Interpreting These Statutes
Per curiam reversal of partial summary judgment in an HOA assessment-lien foreclosure. The community association was organized in 1979 as "Snoozy's Hollow Property Owners Association" via articles of incorporation, a recorded declaration, and bylaws. In 1994 the articles were amended in compliance with ORS 65.437 …
HOA construction-defect litigation flowing through to the subcontractor's commercial general liability insurer via garnishment. The HOA obtained a $485,877.84 negligence judgment against subcontractor Sideco (whose siding and window-installation work caused water-intrusion damage), then sought garnishment against Sideco's insurer AFM. The Oregon Supreme Court (Baldwin, J.) …
Construction-defect case brought by a condominium owners association against the developer-general contractor and various subcontractors and architects. The Oregon Supreme Court (Balmer, C.J.) decided three issues: (1) overbroad indemnification clauses in a construction agreement that violate ORS 30.140 are partially void rather than entirely void …
Frequently Asked Questions — Oregon HOA Law
How much can a Oregon HOA charge for a resale certificate?
Under ORS 94.670, a Oregon homeowners association may charge no more than $0 for preparing a resale certificate (the disclosure packet required when a unit is sold). Charges in excess of the statutory cap are not collectible from the seller or buyer.
Source: ORS 94.670
How long does a Oregon HOA have to deliver a resale certificate?
Under ORS 94.670, a Oregon association must deliver the resale certificate within 10 calendar days of a written request from the unit owner, prospective purchaser, or their representative. Missing the deadline carries statutory consequences — including, in many states, release of the buyer from any unpaid amounts the seller owed at the time of the request.
Source: ORS 94.670
How much advance notice must a Oregon HOA give for meetings?
Under ORS 94.650, a Oregon association must give unit owners at least 10 days advance notice of meetings. The notice must specify the date, time, place, and agenda items to be considered. Actions taken at a meeting that violates the notice requirement may be voidable on owner challenge.
Source: ORS 94.650
What is the default quorum for Oregon HOA owner meetings?
Under ORS 94.655, the default quorum at a Oregon unit-owner meeting is 20% of the voting interests, measured at the start of the meeting. The bylaws or declaration may set a higher percentage but generally may not go below the statutory floor. Quorum may be satisfied in person or by proxy.
Source: ORS 94.655
How often must a Oregon HOA conduct a reserve study?
Under ORS 100.175, Oregon associations are required to annually determine reserve account requirements by conducting a reserve study or reviewing and updating an existing study to identify the remaining useful life and replacement cost of major common-element components and to recommend a reserve funding plan. The study supports the annual reserve disclosure to owners and the reserve summary required in the resale certificate.
Source: ORS 100.175
Do owners have a right to inspect Oregon HOA records?
Yes. Under ORS 94.670, records must be made available within 10 business days of a written request and financial records must be retained for at least 3 years. The association may charge reasonable copying fees but may not impose access or retrieval fees designed to discourage inspection. Limited categories (attorney-client privileged material, executive-session records, owner-privacy data) may be withheld.
Source: ORS 94.670
What is SB 329 and how does it affect Oregon HOAs?
SB 329 (Chapter 40, Oregon Laws 2021) — "Modernizing planned community and condominium meetings, records, and board procedures" — was signed on May 19, 2021 and took effect on May 19, 2021. Amends multiple provisions of the Oregon Planned Community Act (ORS 94) and the Oregon Condominium Act (ORS 100). Reworks board director-removal procedures, electronic notice, executive session rules, and association recordkeeping duties. Contained an emergency clause and took effect on the Governor's signature.
Answers derived from the Oregon legal corpus. Every numeric value (fee caps, deadlines, percentages) is pulled from a primary-source statutory threshold record verified by CommunityPay.
Oregon HOA Fee Benchmark
$394
Avg Median Monthly Fee
$203 – $1121
County Range
41857
Units Paying HOA Fees
Source: U.S. Census Bureau, American Community Survey 2023 5-Year Estimates (PUMS). 33 counties with data.
Communities by City
Portland
1762
Beaverton
369
Bend
328
Tualatin
205
Lake Oswego
147
Eugene
134
Hillsboro
134
Medford
130
Ashland
98
Clackamas
94
Salem
72
Tigard
56
Happy Valley
55
Grants Pass
45
Roseburg
44
Milwaukie
43
Hood River
42
Albany
36
Brookings
32
Canby
32
West Linn
32
Gresham
31
Oregon City
31
Corvallis
30
Redmond
30
Wilsonville
30
Florence
29
Newport
29
Springfield
27
Sisters
26
Lincoln City
25
Newberg
21
Mcminnville
20
Klamath Falls
18
Woodburn
18
Seaside
16
Gearhart
15
Depoe Bay
14
Sunriver
14
Keizer
13
Manzanita
13
Prineville
11
Silverton
11
Talent
11
Aloha
10
Aurora
10
Central Point
10
Jacksonville
10
Scappoose
10
Forest Grove
9
Sherwood
9
Tillamook
9
Boring
8
Fairview
8
Government Camp
8
Neskowin
8
Rockaway Beach
8
The Dalles
8
Yachats
8
Cannon Beach
7
Cottage Grove
7
Damascus
7
Gladstone
7
Lebanon
7
Molalla
7
Sandy
7
Warrenton
7
Baker City
6
Eagle Point
6
Madras
6
Powell Butte
6
Rogue River
6
Troutdale
6
Cornelius
5
Dallas
5
La Pine
5
North Bend
5
Philomath
5
South Beach
5
Welches
5
Camp Sherman
4
Nehalem
4
Oakland
4
Otis
4
Pendleton
4
Phoenix
4
Shady Cove
4
Stayton
4
Astoria
3
Bandon
3
Cave Junction
3
Coos Bay
3
Crescent Lake
3
Eagle Creek
3
Gold Beach
3
Independence
3
Joseph
3
Junction City
3
King City
3
Monmouth
3
Mount Angel
3
Netarts
3
Pacific City
3
Seal Rock
3
St Helens
3
Sweet Home
3
Waldport
3
Amity
2
Banks
2
Blue River
2
Cloverdale
2
Coburg
2
Creswell
2
Enterprise
2
Estacada
2
Gold Hill
2
Hermiston
2
Hubbard
2
Lafayette
2
La Grande
2
Lakeside
2
Lowell
2
North Plains
2
Reedsport
2
Rhododendron
2
Rockaway
2
Scio
2
Sublimity
2
Tangent
2
White City
2
Winchester
2
Winston
2
Wood Village
2
Alsea
1
Bay City
1
Beavercreek
1
Bonanza
1
Carlton
1
Cascade Locks
1
Chiloquin
1
Clatskanie
1
Columbia City
1
Cove
1
Dayton
1
Donald
1
Dundee
1
Gilchrist
1
Glendale
1
Ione
1
Jefferson
1
Lakeview
1
Lostine
1
Mapleton
1
Merlin
1
Metolius
1
Millersburg
1
Milton Freewater
1
Mosier
1
Myrtle Creek
1
Oak Grove
1
Oceanside
1
Pleasant Hill
1
Prairie City
1
Rainier
1
Riddle
1
Selma
1
Siletz
1
Sutherlin
1
Terrebonne
1
Toledo
1
Trail
1
Turner
1
Umatilla
1
Vernonia
1
Weston
1
Williams
1
Free download · Email gated
Download the Oregon HOA & Condo Compliance Checklist
One PDF — every active Oregon statute we track, statutory fee caps and time limits, recent legal changes from the last 12 months, and the resale-certificate disclosure profile. Built from CommunityPay's living legal corpus, the same data that drives our resale certificates, reserve reports, and CARI scoring.
- Statutory fee caps and time limits (resale, late fees, lien priority)
- Recent law changes with effective dates
- Resale & estoppel disclosure profile, item by item
No spam. CommunityPay uses your email to send the checklist and one follow-up at most.
Data sourced from Oregon Secretary of State public registrations. Legal corpus maintained by CommunityPay's editorial team and traced to primary statute snapshots.
United States Payments and Accounting Governance Infrastructure for Community Associations