HOAs & Condos in Portland, OR

1762 registered communities in Portland across Multnomah County and 3 adjacent counties. Mix: 1167 condominium, 382 homeowners association, 159 unclassified entity, 52 townhome association, 2 property owners association. Median monthly HOA/condo fee in the county is $448.

Resale Certificate Compliance 11 disclosures required
OR
A planned community in Portland, OR is governed by ORS 94.670 (Oregon Planned Community Resale Disclosure (synthesized)). Oregon law requires 11 specific disclosures when a unit is sold. The certificate must be delivered within 10 days of request.
  • Written statement of unpaid regular and special assessments, fines, interest, and late charges ORS 94.670(8)(a)
    The association shall provide, within 10 business days of receipt of a written request from an owner, a written statement that provides: (A) The amount of assessments due from the owner and unpaid at the time the request was received, including: (i) Regular and special assessments; (ii) Fines and other charges; (iii) Accrued interest; and (iv) Late payment charges. (B) The percentage rate at which interest accrues on assessments that are not paid when due. (C) The percentage rate used to calculate the charges for late payment or the amount of a fixed charge for late payment. ORS 94.670(8)(a) · verified Sep 2026
  • Approved special assessments included in the assessment statement ORS 94.670(8)(a)
    The association shall provide, within 10 business days of receipt of a written request from an owner, a written statement that provides: (A) The amount of assessments due from the owner and unpaid at the time the request was received, including: (i) Regular and special assessments; (ii) Fines and other charges; (iii) Accrued interest; and (iv) Late payment charges. (B) The percentage rate at which interest accrues on assessments that are not paid when due. (C) The percentage rate used to calculate the charges for late payment or the amount of a fixed charge for late payment. ORS 94.670(8)(a) · verified Sep 2026
  • Current operating budget of the association ORS 94.670(10)(c)
    (c) The current operating budget of the association. ORS 94.670(10)(c) · verified Sep 2026
  • Reserve study (as described in ORS 94.595) ORS 94.670(10)(d)
    (d) The reserve study, if any, described in ORS 94.595. ORS 94.670(10)(d) · verified Sep 2026
  • Hazard and public liability insurance maintained on common property ORS 94.675(1)(a)
    Insurance for all insurable improvements in the common property against loss or damage by fire or other hazards, including extended coverage, vandalism and malicious mischief. The insurance shall cover the full replacement costs of any repair or reconstruction in the event of damage or destruction from any such hazard if the insurance is available at reasonable cost. ORS 94.675(1)(a) · verified Sep 2026
  • Declaration, bylaws, recorded plat, and association rules and regulations ORS 94.670(10)(a)
    (a) The declaration and bylaws, including amendments or supplements in effect, the recorded plat, if feasible, and the association rules and regulations currently in effect. ORS 94.670(10)(a) · verified Sep 2026
  • Restrictions on alienation of lots stated in the declaration ORS 94.580(2)(l)
    Any restrictions on the alienation of lots. Any such restriction created by any document other than the declaration may be incorporated by reference to the official records of the county where the property is located. ORS 94.580(2)(l) · verified Sep 2026
  • Restrictions on use, maintenance, or occupancy of lots stated in the declaration ORS 94.580(2)(o)
    A statement of any restriction on the use, maintenance or occupancy of lots or units. ORS 94.580(2)(o) · verified Sep 2026
  • Maintenance plan (reviewed and updated as necessary by the board) ORS 94.595(4)
    The board of directors shall review and update the maintenance plan described under this subsection as necessary. ORS 94.595(4) · verified Sep 2026
  • Most recent annual financial statement maintained for duplication ORS 94.670(10)(b)
    (b) The most recent financial statement prepared pursuant to subsection (4) of this section. ORS 94.670(10)(b) · verified Sep 2026
  • Annual financial statement (balance sheet and income/expenses) ORS 94.670(4)(a)
    Within 90 days after the end of the fiscal year, the board of directors shall: (a) Prepare or cause to be prepared an annual financial statement consisting of a balance sheet and income and expenses statement for the preceding fiscal year ORS 94.670(4)(a) · verified Sep 2026
Oregon does not cap RC preparation fees by statute. In CommunityPay, an association's manager, accounting firm, or staff generates the certificate from its books, with no per-certificate charge from CommunityPay.
814,167
County Population
Relatively High
FEMA Risk Rating
$448
Median Monthly HOA Fee
$307 – $637
25th – 75th Percentile
FEMA National Risk Index v1.20. Fee data: U.S. Census ACS 2023 5-Year PUMS, weighted from 17,631 units.
Earthquake
Relatively High
$326,183,786/yr expected loss
Landslide
Relatively Moderate
$295,655/yr expected loss
Heat Wave
Relatively High
$9,985,070/yr expected loss
Inland Flooding
Relatively High
$91,170,854/yr expected loss
Volcanic Activity
Relatively Moderate
$159,024/yr expected loss
Source: FEMA National Risk Index. Expected Annual Loss represents the modeled annualized cost of building damage and direct losses across the county, not a per-property figure.
Community Management, Inc. Verified
140 community engagements · manages 154 associations nationally
Superior Community Management Company Verified
106 community engagements · manages 111 associations nationally
Cascade Real Estate Services, LLC Verified
67 community engagements · manages 70 associations nationally
Nova Association Management Partners LLC Verified
58 community engagements · manages 82 associations nationally
Commonwealth Association Management, Inc. Verified
47 community engagements · manages 49 associations nationally
Kappes Miller Management, LLC Verified
23 community engagements · manages 33 associations nationally
Northstar Community Management LLC Verified
21 community engagements · manages 21 associations nationally
Sterling Community Management, Inc. Verified
11 community engagements · manages 11 associations nationally
Sunset Corridor Services Group, LLC Verified
7 community engagements · manages 8 associations nationally
Community Association Partners, LLC Verified
6 community engagements · manages 56 associations nationally
"Verified" indicates a confirmed engagement with a community in Portland. HQ-only entries are companies headquartered in Portland with potential service area overlap.
1762 Portland communities operate under Oregon law. The primary governing statute is ORS 94.550 — Definitions for ORS 94.550 to 94.783. Definitions for the Oregon Planned Community Act (ORS 94.550 to 94.783). Defines core terms used throughout the chapter — "association," "common property," "declarant," "lot," "planned community," "purchaser," and others. Cited by other statutes in the chapter; no per-subsection disclosure obligations of its own.
Name Type Formed
1325 FLANDERS CONDOMINIUM ASSOCIATION Condominium 2026
188TH STREET TOWNHOMES HOMEOWNERS ASSOCIATION Townhome Association 2017
295 CHURCH STREET CONDOMINIUM ASSOCIATION Condominium 2009
37 PLACE CONDOMINIUM UNIT OWNERS ASSOCIATION, INC. Condominium 2014
72 STEELE HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2015
90TH PLACE HOMEOWNERS ASSOCIATION Homeowners Association 2010
ABERDEEN CONDOMINIUMS OWNERS ASSOCIATION Condominium 2006
ABITARE HOMEOWNERS ASSOCIATION Homeowners Association 2013
ADAN'S HEIGHTS CONDOMINIUM UNIT OWNER'S ASSOCIATION, INC. Condominium 2014
ADDISON CONDOMINIUMS OWNERS' ASSOCIATION Condominium 2003
AGATE CONDO OWNERS ASSOCIATION Condominium 2025
AIRPORT WAY COMMONS CONDOMINIUM OWNERS' ASSOCIATION Condominium 2004
ALAMEDA RIDGE TOWNHOUSE ASSOCIATION Townhome Association 2015
ALAMO CONDOMINIUM ASSOCIATION Condominium 2006
ALBERTA ARTS CONDOMINIUMS ASSOCIATION Condominium 2006
ALBERTA WILLIAMS TOWNHOMES CONDOMINIUMS OWNERS ASSOCIATION Condominium 2024
ALBINA AVENUE CONDOMINIUM OWNERS ASSOCIATION Condominium 2024
ALBINA SUSTAINABILITY COMMUNITY CONDOMINIUM ASSOCIATION Condominium 2004
ALBINA THIRTY FIVE CONDOMINIUM OWNERS ASSOCIATION Condominium 2021
ALBINA TOWNHOME CONDOMINIUMS UNIT OWNERS ASSOCIATION, INC. Condominium 2026
ALDERBROOK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2000
ALDER COMMONS TOWNHOMES OWNERS ASSOCIATION Townhome Association 2023
ALDER SPRINGS CONDOMINIUMS UNIT OWNERS ASSOCIATION, INC. Condominium 2022
ALDER STREET CONDOMINIUM UNIT OWNERS ASSOCIATION, INC. Condominium 2023
ALDERWOOD COMMONS HOMEOWNERS ASSOCIATION Homeowners Association 2006
ALEXANDRIA ESTATES CONDOMINIUM HOMEOWNER'S ASSOCIATION, INC. Condominium 2013
ALHAMBRA CONDOMINIUM ASSOCIATION Condominium 2016
ALLEGHENY COTTAGES CONDOMINIUM OWNERS ASSOCIATION Condominium 2022
ALLENBACH ACRES HOMEOWNERS ASSOCIATION Homeowners Association 2002
ALOHA WOODS CONDOMINIUM'S OWNERS ASSOCIATION Condominium 2007
ALPINA PLACE CONDOMINIUMS UNIT OWNERS ASSOCIATION, INC. Condominium 2023
ALPINE CHATEAU CONDOMINIUM UNIT OWNERS ASSOCIATION, INC. Condominium 2022
ALTA MIRA HOMEOWNERS ASSOCIATION Homeowners Association 1988
ALTAMONT HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1997
AMALFI UNIT OWNERS ASSOCIATION Unclassified Entity 2015
AMBASSADOR CONDOMINIUM ASSOCIATION Condominium 2016
AMBERGLEN COURTYARDS CONDOMINIUM ASSOCIATION Condominium 2005
AMBERGLEN TOWNHOMES OWNERS ASSOCIATION Townhome Association 2004
AMBER VIEW NO. 2 HOMEOWNERS ASSOCIATION Homeowners Association 1997
AMBERWOOD HOMEOWNERS ASSOCIATION Homeowners Association 2015
ANDREA TERRACE CONDOMINIUM OWNERS' ASSOCIATION Condominium 1982
ANDRIA CONDOMINIUM ASSOCIATION Condominium 2006
ANKENY ROW CONDOMINIUMS OWNERS' ASSOCIATION Condominium 2015
ANNAPOLIS CONDOMINIUM OWNERS ASSOCIATION Condominium 2020
ANTHIA CONDOMINIUMS ASSOCIATION Condominium 2006
APPLEWOOD CORNER CONDOMINIUM UNIT OWNERS' ASSOCIATION, INC. Condominium 2015
APRIL CREST HOMEOWNERS ASSOCIATION Homeowners Association 2021
ARALENE PARK HOMEOWNERS ASSOCIATION Homeowners Association 2013
ARBOR 6 CONDOMINIUMS OWNERS' ASSOCIATION Condominium 2022
ARBOR ADWICK CONDOMINIUMS OWNERS ASSOCIATION Condominium 2014
ARBOR CREST HOME OWNERS ASSOCIATION Homeowners Association 1996
ARBOR CROSSING CONDOMINIUMS AT QUATAMA OWNERS ASSOCIATION Condominium 2006
ARBOR GREENS HOMEOWNERS ASSOCIATION Homeowners Association 2007
ARBOR LAKES HOMEOWNERS ASSOCIATION Homeowners Association 2007
ARBOR PARC HOMEOWNERS ASSOCIATION Homeowners Association 2006
ARBOR PASS CONDOMINIUMS OWNERS ASSOCIATION Condominium 2008
ARBOR RIDGE P.U.D. HOMEOWNERS ASSOCIATION Homeowners Association 2000
ARBOR ROSES HOMEOWNERS ASSOCIATION Homeowners Association 2004
ARBOR STATION HOMEOWNERS ASSOCIATION Homeowners Association 2003
ARBOR TERRACE HOMEOWNERS ASSOCIATION Homeowners Association 2004
ARBOR VALLEY HOMEOWNERS ASSOCIATION Homeowners Association 1999
ARBOR VILLEBOIS OWNERS ASSOCIATION Unclassified Entity 2005
ARBOR VINEYARDS HOMEOWNERS ASSOCIATION Homeowners Association 2002
ARDEN COURT CONDOMINIUM HOMEOWNER'S ASSOCIATION, INC. Condominium 2005
ARENSON COURT CONDOMINIUMS OWNERS' ASSOCIATION Condominium 2007
ARETE, A CONDOMINIUM OWNERS' ASSOCIATION Condominium 2023
ARGAY DOWNS HOMEOWNERS ASSOCIATION Homeowners Association 1971
ARLINGTON HEIGHTS OWNERS ASSOCIATION, INC Unclassified Entity 2014
ARRANMORE HOMEOWNERS' ASSOCIATION Homeowners Association 1978
ARTHUR'S COURT CONDOMINIUM HOMEOWNER'S ASSOCIATION Condominium 2013
ARTISAN AT RAMONA CONDOMINIUM OWNERS ASSOCIATION Condominium 2026
ART-PARK CONDOMINIUM OWNERS ASSOCIATION Condominium 2007
ASHBROOK CONDOMINIUMS OWNERS ASSOCIATION Condominium 2006
ASH COURT CONDOMINIUMS OWNERS ASSOCIATION Condominium 2007
ASH CREEK PARK CONDOMINIUM HOMEOWNERS' ASSOCIATION Condominium 1997
ASHLEY COURT CONDOMINIUMS Condominium 2005
ASSOCIATION OF SUMMERFIELD BROOKSIDE CONDOMINIUM UNIT OWNERS Condominium 2002
ASSOCIATION OF UNIT OWNERS AT UPLANDS PARK AT LAKE OSWEGO CONDOMINIUM Condominium 2007
ASSOCIATION OF UNIT OWNERS CENTENNIAL CONDOMINIUMS Condominium 2022
ASSOCIATION OF UNIT OWNERS OF AVALON PENTHOUSES, A CONDOMINIUM Condominium 2001
ASSOCIATION OF UNIT OWNERS OF BELFITE CONDOMINIUMS Condominium 2024
ASSOCIATION OF UNIT OWNERS OF BELMONT COMMONS CONDOMINIUM Condominium 2007
ASSOCIATION OF UNIT OWNERS OF BLOCK 122 CONDOMINIUM Condominium 2013
ASSOCIATION OF UNIT OWNERS OF BONITA FIRS VILLAGE CONDOMINIUM Condominium 2007
ASSOCIATION OF UNIT OWNERS OF BRIDGEVIEW CONDOMINIUM Condominium 1995
ASSOCIATION OF UNIT OWNERS OF BROOKHURST CONDOMINIUM Condominium 2003
ASSOCIATION OF UNIT OWNERS OF BUCKMAN CONDOMINIUMS Condominium 2004
ASSOCIATION OF UNIT OWNERS OF BURNSIDE COMMONS CONDOMINIUM Condominium 2005
ASSOCIATION OF UNIT OWNERS OF BURNSIDE STATION CONDOMINIUM Condominium 2009
ASSOCIATION OF UNIT OWNERS OF CANYON DRIVE CONDOMINIUM Condominium 2004
ASSOCIATION OF UNIT OWNERS OF CAPITOL HILL ESTATES CONDOMINIUM Condominium 2016
ASSOCIATION OF UNIT OWNERS OF CARLISLE CONDOMINIUM Condominium 2007
ASSOCIATION OF UNIT OWNERS OF CASCADE VIEW, A CONDOMINIUM Condominium 2005
ASSOCIATION OF UNIT OWNERS OF CASCADIAN COURT CONDOMINIUM Condominium 2002
ASSOCIATION OF UNIT OWNERS OF CATHEDRAL COURT CONDOMINIUM Condominium 2007
ASSOCIATION OF UNIT OWNERS OF CHASSELTON CONDOMINIUM Condominium 2007
ASSOCIATION OF UNIT OWNERS OF CHERRY ROW CONDOMINIUMS Condominium 2002
ASSOCIATION OF UNIT OWNERS OF CHERRY WOODS CONDOMINIUMS Condominium 2008
ASSOCIATION OF UNIT OWNERS OF CITIZEN FLATS CONDOMINIUM Condominium 2017
ASSOCIATION OF UNIT OWNERS OF CIVIC CONDOMINIUM Condominium 2007
ASSOCIATION OF UNIT OWNERS OF CLAYBORN CONDOMINIUMS Condominium 2003
ASSOCIATION OF UNIT OWNERS OF CLINTON STREET CONDOMINIUMS Condominium 2018
ASSOCIATION OF UNIT OWNERS OF COLLEGE VICTORIAN CONDOMINIUM Condominium 2006
ASSOCIATION OF UNIT OWNERS OF COLUMBIA POINT WEST CONDOMINIUMS Condominium 2000
ASSOCIATION OF UNIT OWNERS OF CONDOS ON 50TH, A CONDOMINIUM, INC. Condominium 2007
ASSOCIATION OF UNIT OWNERS OF CORBANC CONDOMINIUM Condominium 2017
ASSOCIATION OF UNIT OWNERS OF COTTAGES AT HASTINGS GREEN, A CONDOMINIUM Condominium 2003
ASSOCIATION OF UNIT OWNERS OF CREEKSIDE CONDOMINIUM Condominium 2009
ASSOCIATION OF UNIT OWNERS OF DEKUM CHARLES CONDOMINIUM Condominium 2017
ASSOCIATION OF UNIT OWNERS OF EAGLESCREST CONDOMINIUM Condominium 2006
ASSOCIATION OF UNIT OWNERS OF EAST VILLAGE AT ORENCO STATION, A CONDOMINIUM Condominium 1999
ASSOCIATION OF UNIT OWNERS OF ELEVENTH AVENUE LOFTS, A CONDOMINIUM Condominium 2006
ASSOCIATION OF UNIT OWNERS OF ENVOY CONDOMINIUMS Condominium 2004
ASSOCIATION OF UNIT OWNERS OF EVERETT COURT CONDOMINIUM Condominium 2007
ASSOCIATION OF UNIT OWNERS OF FAIRVIEW PLACE CONDOMINIUM Condominium 2010
ASSOCIATION OF UNIT OWNERS OF FAIRWAY CREST CONDOMINIUM Condominium 1998
ASSOCIATION OF UNIT OWNERS OF FARGO ROW CONDOMINIUM Condominium 2000
ASSOCIATION OF UNIT OWNERS OF F.E. BOWMAN IRVINGTON CONDOMINIUM Condominium 2021
ASSOCIATION OF UNIT OWNERS OF FLANDERS LOFTS, A CONDOMINIUM Condominium 1997
ASSOCIATION OF UNIT OWNERS OF FOUR SEASONS CONDOMINIUMS Condominium 2003
ASSOCIATION OF UNIT OWNERS OF FRANCISCAN CONDOMINIUM Condominium 2003
ASSOCIATION OF UNIT OWNERS OF GALLERY CONDOMINIUM Condominium 2008
ASSOCIATION OF UNIT OWNERS OF GARDNER CONDOMINIUMS Condominium 2015
ASSOCIATION OF UNIT OWNERS OF GATEWAY CONDOMINIUMS Condominium 1999
ASSOCIATION OF UNIT OWNERS OF GEORGE H. WILLIAMS CONDOMINIUM Condominium 2012
ASSOCIATION OF UNIT OWNERS OF GLENEAGLE VILLAGE CONDOMINIUMS Condominium 2004
ASSOCIATION OF UNIT OWNERS OF GRACE CONDOMINIUMS Condominium 2022
ASSOCIATION OF UNIT OWNERS OF HAMILTON ARMS CONDOMINIUMS Condominium 2005
ASSOCIATION OF UNIT OWNERS OF HERON POINTE CONDOMINIUMS Condominium 1993
ASSOCIATION OF UNIT OWNERS OF HILLSDALE VILLAGE CONDOMINIUM Condominium 2007
ASSOCIATION OF UNIT OWNERS OF HILLTOP CONDOMINIUMS AT UPTOWN Condominium 2004
ASSOCIATION OF UNIT OWNERS OF HOLLYWOOD PARK CONDOMINIUM Condominium 2008
ASSOCIATION OF UNIT OWNERS OF HOYT SQUARE CONDOMINIUM Condominium 2003
ASSOCIATION OF UNIT OWNERS OF IRVING STREET LOFTS, A CONDOMINIUM Condominium 1995
ASSOCIATION OF UNIT OWNERS OF IRVINGTON MANOR CONDOMINIUM Condominium 2007
ASSOCIATION OF UNIT OWNERS OF IVANHOE COURT CONDOMINIUM Condominium 2009
ASSOCIATION OF UNIT OWNERS OF JAMES VILLAGE CONDOMINIUM Condominium 2008
ASSOCIATION OF UNIT OWNERS OF JANTZEN BEACH VILLAGE CONDOMINIUM Condominium 1989
ASSOCIATION OF UNIT OWNERS OF JEFFERSON PARK CONDOMINIUM Condominium 2005
ASSOCIATION OF UNIT OWNERS OF LAIR HILL HEIGHTS CONDOMINIUMS Condominium 2002
ASSOCIATION OF UNIT OWNERS OF LAKE OSWEGO VILLAGE, A CONDOMINIUM COMMUNITY Condominium 2000
ASSOCIATION OF UNIT OWNERS OF LA TORRE, AN OREGON CONDOMINIUM Condominium 2004
ASSOCIATION OF UNIT OWNERS OF LAURELHURST PARK CONDOMINIUM Condominium 2007
ASSOCIATION OF UNIT OWNERS OF LAUREL WEST CONDOMINIUM Condominium 1998
ASSOCIATION OF UNIT OWNERS OF LEGENDS CONDOMINIUM Condominium 1996
ASSOCIATION OF UNIT OWNERS OF LLOYD DISTRICT CONDOMINIUM Condominium 2004
ASSOCIATION OF UNIT OWNERS OF LODGES AT CANNON BEACH, A CONDOMINIUM Condominium 2008
ASSOCIATION OF UNIT OWNERS OF MACADAM VILLAGE CONDOMINIUM Condominium 2006
ASSOCIATION OF UNIT OWNERS OF MEADOW WOODS CONDOMINIUM Condominium 1998
ASSOCIATION OF UNIT OWNERS OF METZGER PARK CONDOMINIUM Condominium 2004
ASSOCIATION OF UNIT OWNERS OF MILES STREET CONDOMINIUMS Condominium 2006
ASSOCIATION OF UNIT OWNERS OF MILL STREET TERRACE CONDOMINIUMS Condominium 2014
ASSOCIATION OF UNIT OWNERS OF MONTGOMERY VIEW CONDOMINIUMS Condominium 2005
ASSOCIATION OF UNIT OWNERS OF NOB HILL CONDOMINIUM Condominium 2008
ASSOCIATION OF UNIT OWNERS OF NORMANDY COURT CONDOMINIUMS Condominium 2006
ASSOCIATION OF UNIT OWNERS OF NORTH PARK LOFTS CONDOMINIUM Condominium 1999
ASSOCIATION OF UNIT OWNERS OF NOTTING HILL CONDOMINIUMS, INC. Condominium 2002
ASSOCIATION OF UNIT OWNERS OF ONE ELEVEN TOWER CONDOMINIUM Condominium 2008
ASSOCIATION OF UNIT OWNERS OF ORCHARD HILL CONDOMINIUM Condominium 1999
ASSOCIATION OF UNIT OWNERS OF ORENCO STATION CONDOMINIUM Condominium 2001
ASSOCIATION OF UNIT OWNERS OF ORENCO STATION TOWN CENTER CONDOMINIUM Condominium 1999
ASSOCIATION OF UNIT OWNERS OF ORENCO STATION TOWN CENTER WEST CONDOMINIUM Condominium 2001
ASSOCIATION OF UNIT OWNERS OF OSWEGO POINTE VILLAGE CONDOMINIUM Condominium 1997
ASSOCIATION OF UNIT OWNERS OF OVERTON TOWNHOMES CONDOMINIUMS Condominium 2003
ASSOCIATION OF UNIT OWNERS OF PALMA PLACE CONDOMINIUM Condominium 1999
ASSOCIATION OF UNIT OWNERS OF PARK PLACE TOWER CONDOMINIUMS Condominium 2009
ASSOCIATION OF UNIT OWNERS OF PETTYGROVE CROSSING CONDOMINIUMS Condominium 2006
ASSOCIATION OF UNIT OWNERS OF PETTYGROVE PLACE CONDOMINIUMS Condominium 2004
ASSOCIATION OF UNIT OWNERS OF PINE GROVE CONDOMINIUM Condominium 2006
ASSOCIATION OF UNIT OWNERS OF PORTLAND ADVENTIST MEDICAL PLAZA CONDOMINIUM Condominium 1985
ASSOCIATION OF UNIT OWNERS OF POWELL TERRACE CONDOMINIUMS Condominium 2019
ASSOCIATION OF UNIT OWNERS OF PRESCOTT CONDOMINIUMS Condominium 1999
ASSOCIATION OF UNIT OWNERS OF PRESCOTT VILLAGE CONDOMINIUMS Condominium 2004
ASSOCIATION OF UNIT OWNERS OF PROMENADE AT BETHANY VILLAGE, A CONDOMINIUM Condominium 2001
ASSOCIATION OF UNIT OWNERS OF Q CONDOMINIUMS Condominium 2006
ASSOCIATION OF UNIT OWNERS OF QUIMBY TOWNHOMES CONDOMINIUM Condominium 2001
ASSOCIATION OF UNIT OWNERS OF RAINIER PARK CONDOMINIUMS Condominium 2016
ASSOCIATION OF UNIT OWNERS OF RICHMOND COURT CONDOMINIUM Condominium 2007
ASSOCIATION OF UNIT OWNERS OF RIVER LAKE VILLAGE CONDOMINIUM Condominium 2011
ASSOCIATION OF UNIT OWNERS OF RIVERVIEW CONDOMINIUM Condominium 2000
ASSOCIATION OF UNIT OWNERS OF RIVERWIND CONDOMINIUM Condominium 2011
ASSOCIATION OF UNIT OWNERS OF ROSEGATE CONDOMINIUMS Condominium 1999
ASSOCIATION OF UNIT OWNERS OF SACRAMENTO HEIGHTS CONDOMINIUM Condominium 2007
ASSOCIATION OF UNIT OWNERS OF SALERNO CONDOMINIUM Condominium 2002
ASSOCIATION OF UNIT OWNERS OF SANDALWOOD, A CONDOMINIUM COMMUNITY Condominium 1997
ASSOCIATION OF UNIT OWNERS OF SAND AND SEA CONDOMINIUM Condominium 2004
ASSOCIATION OF UNIT OWNERS OF SCHOLLSBRIDGE CONDOMINIUMS Condominium 1998
ASSOCIATION OF UNIT OWNERS OF SCHUYLER CONDOMINIUM Condominium 2008
ASSOCIATION OF UNIT OWNERS OF SELLWOOD GARDEN CONDOMINIUM Condominium 2008
ASSOCIATION OF UNIT OWNERS OF SEQUOIA PARK - A CONDOMINIUM Condominium 1997
ASSOCIATION OF UNIT OWNERS OF SHADOW CREEK, A CONDOMINIUM Condominium 1998
ASSOCIATION OF UNIT OWNERS OF SHADOW HAWK CONDOMINIUM, INC. Condominium 1986
ASSOCIATION OF UNIT OWNERS OF SHELBY PARK CONDOMINIUMS Condominium 1997
ASSOCIATION OF UNIT OWNERS OF SHERLOCK HOUSE CONDOMINIUMS Condominium 1997
ASSOCIATION OF UNIT OWNERS OF SILVER MAPLE TOWNHOMES, A CONDOMINIUM Condominium 2008
ASSOCIATION OF UNIT OWNERS OF ST. JOHNS BRIDGE CONDOMINIUM Condominium 2006
ASSOCIATION OF UNIT OWNERS OF ST. JOHNS COURT CONDOMINIUM Condominium 2006
ASSOCIATION OF UNIT OWNERS OF STOCKBRIDGE CONDOMINIUMS Condominium 2003
ASSOCIATION OF UNIT OWNERS OF SWIFT CONDOMINIUMS Condominium 2019
ASSOCIATION OF UNIT OWNERS OF SYLVAN HEIGHTS CONDOMINIUM Condominium 2003
Institutional Reference

Reserve study standards in Oregon

Statutory requirements, board preparation checklist, the components a professional study covers, and the useful-life ranges that drive thirty-year funding plans. Generic reference. Not a substitute for a study calibrated to a specific association.

Cadence
Annual
Authority
ORS 100.175(3)(a)
Scope
Component register, condition assessment, funding analysis

Oregon Condominium Act (ORS 100.175(3)(a)) requires the board to annually determine reserve account requirements by conducting a reserve study or reviewing and updating an existing study.

Most state regimes also require:

  • Annual disclosure of reserve funding status to owners.
  • Segregation of reserve funds from operating cash.
  • Board approval of the funding plan tied to the most recent study.

A reserve study has three parts:

  • Component register — every long-lived asset the association is responsible for maintaining.
  • Condition assessment — current age, remaining useful life, observable wear.
  • Funding analysis — how much the association must contribute each year so cash is available when components reach end-of-life.

CommunityPay maintains a Reserve Funding Status Report (RSR) generator tied to the live ledger. It is a status report, not a substitute for a professional study with on-site inspection.

What a board should have organized before commissioning a reserve study, and what a study delivers back. Use this list to evaluate whether the association is ready, regardless of state.

  1. Component register Every asset the association is responsible for maintaining — roofs, asphalt, mechanical systems, plumbing risers, elevators, amenities. Freeze a current version before the study.
  2. Condition assessments Last inspection reports, photographs, observed wear, recent repairs. The analyst calibrates useful-life estimates against this evidence.
  3. Useful-life and replacement-cost estimates Per component, calibrated to local climate, construction, and use intensity. A study produces these; the board verifies them.
  4. Thirty-year capital plan When each component reaches end-of-life and what replacement will cost in nominal dollars at that year.
  5. Funding plan Percent-funded, threshold, or baseline approach with an explicit annual contribution. The board approves; the study models outcomes.
  6. Current reserve fund balance Separated from operating cash. Ideally in interest-bearing accounts with FDIC coverage on the full balance.
  7. Annual budget tied to the funding plan Reserve contribution as an explicit budget line, traceable to the study and the funding policy.
  8. Most recent reserve study Full study, update, or interim review. Author credentials and date of the most recent on-site inspection.
  9. Insurance schedule Replacement-cost coverage on insured components. Deductibles that may draw against reserves in a loss.
  10. Board minutes referencing reserve decisions Special assessments, deferred maintenance, funding-policy changes, scope deviations from the study.

Categories most reserve studies cover. The specific components depend on the association. High-rise condos track far more than single-family HOAs. Gated communities track infrastructure that condos never see.

Roofing & Exterior

Asphalt shingle, metal, tile, or flat membrane roofs. Siding (wood, fiber cement, stucco, vinyl). Exterior paint. Soffits and fascia. Gutters and downspouts. Decks and balconies. Railings. Window and door frames in common areas.

Mechanical

HVAC chillers and cooling towers. Boilers and water heaters. Ventilation. Pumps. Fire suppression and sprinkler systems. Emergency generators. Elevators — cabs, controllers, jacks, and modernizations.

Site Work

Parking lots: seal coat, overlay, full reconstruction. Concrete sidewalks and curbs. Site lighting. Storm drainage. Retaining walls. Fencing. Entry gates and signage.

Plumbing & Electrical

Main water lines and risers. Sanitary and storm sewer lines. Backflow preventers. Common-area electrical panels and switchgear. Transformer pads. Distribution.

Amenities

Pools, spas, and pool equipment. Clubhouse interiors. Fitness rooms. Playgrounds. Tennis and pickleball courts. Mailbox kiosks. Trash enclosures and dumpster pads.

Safety & Code

Fire alarm panels. Emergency lighting. Smoke detectors in common areas. Fire-rated doors. Structural fireproofing. Sprinkler heads and inspection-required components.

A mid-size HOA typically tracks thirty to eighty components. A high-rise condo tracks two hundred or more. The categories above are illustrative. A professional reserve study identifies the components a specific association is responsible for.

Typical useful-life ranges for components common in reserve studies. Industry averages, not specific to any state, climate, or association. A professional study calibrates these to local conditions, construction quality, maintenance practice, and use intensity.

Component Typical useful life
Asphalt shingle roof20–25 years
Metal roof40–50 years
Tile or slate roof50+ years
Flat membrane roof (TPO/EPDM)15–25 years
Wood siding20–30 years
Fiber cement siding30–50 years
Stucco50+ years
Exterior paint cycle7–10 years
Gutters and downspouts20–30 years
Wood deck, pressure-treated15–20 years
Composite deck25–30 years
Asphalt parking — seal coat3–5 years
Asphalt parking — overlay12–15 years
Asphalt parking — reconstruction25–30 years
Concrete sidewalks and curbs30–50 years
Site lighting (poles, fixtures)20–30 years
Wood fencing15–25 years
Pool plaster10–15 years
Pool pump and filter7–10 years
HVAC rooftop unit15–20 years
Boiler25–30 years
Commercial water heater10–15 years
Fire alarm panel20–25 years
Elevator cab finishes15–20 years
Elevator modernization25–30 years
Carpet, clubhouse7–10 years
Playground equipment10–15 years

Ranges synthesized from common professional reserve-study references and U.S. building-component literature. Verify against a study performed by a credentialed reserve specialist (RS, PRA, or equivalent) before relying on any figure for funding decisions.

Related tools
  • Reserve Health Check → Free. Inputs reserve balance, annual contribution, building age, and components; returns a grade with the math shown. No signup required to view results.
Institutional Reference

Meeting requirements in Oregon

Statutory floors for owner and board meetings — notice periods, delivery rules, quorum, voting, written consent, and record retention. Generic reference. Specific bylaws or declarations may impose tighter requirements; statutes set the minimum.

Oregon statute does not currently encode specific board or owner meeting notice periods in the corpus. The discipline still applies. Industry standard is below.

  • Provide at least 10 days advance notice for board meetings.
  • Provide 14–30 days advance notice for annual or special owner meetings.
  • Hold at least one annual meeting of the membership each year.
  • Keep all board meetings open to owners in good standing; reserve executive session for narrow purposes.
  • Define a quorum threshold in the bylaws and apply it consistently.

CommunityPay maintains a Board Meeting Packet generator that produces a state-aware agenda, draft minutes template, and compliance checklist for the board pack.

How meeting notice must be delivered, what it must contain, and what defects invalidate the notice. Statutes vary in mechanics; the principles are consistent.

  1. Delivery method First-class mail or hand-delivery to the address on file with the association is the universal default. Most states permit electronic delivery only with the owner's written consent. A posted notice on a community bulletin board is not, by itself, sufficient.
  2. Address on file The association is entitled to rely on the address each owner has provided. The owner bears the burden of keeping it current. The board must maintain a registered address list.
  3. Required content Date, time, location (or remote-access link), and an agenda. Material to be voted on — budget, special assessments, rule changes — must be identified specifically. "Other business" is not a substitute for an item.
  4. Notice period start The notice period typically runs from the date of mailing or hand-delivery, not the date of receipt. Some states count both the notice date and the meeting date; others exclude one or both. Confirm the rule.
  5. Remote participation When the association offers remote attendance, the notice must include the access information and any limitations (e.g., audio-only, no chat). Recording rules vary by state.
  6. Defective notice consequences Material defects invalidate actions taken at the meeting. Minor defects (typo in location, slightly late mailing) may be cured by attendance and waiver. Document the cure in the minutes.
  7. Emergency notice Statutes typically permit shortened notice for genuine emergencies (imminent physical harm, immediate financial loss). The board must document the emergency basis in the minutes.

Full notice requirements appear in ORS 94.550 and the specific subsections cited in the Requirements tab.

Quorum sets the floor for a valid meeting. Voting mechanics — proxies, ballots, written consent — determine how votes are counted once the quorum is established.

Quorum

Defined in the declaration or bylaws. When silent, statutory defaults apply — typically 20–25% of allocated interests for owner meetings. Quorum is measured at the start; once established it persists even if attendance drops below the threshold.

Proxies

Most states permit proxies for owner meetings. The proxy must be written, dated, and signed; many states require revocation rights and an explicit scope (general or limited). Proxies do not extend to board meetings — directors must vote in person or by permitted remote means.

Written consent

Action without a meeting requires unanimous written consent in most jurisdictions, though some states permit a lower threshold for narrow categories (uncontested matters, ratification). Document the consent in the corporate records, indexed to the action taken.

Ballots

Secret-ballot procedures, double-envelope requirements, and inspector-of-elections rules apply in states with comprehensive election statutes. Director elections, recall votes, and assessment increases above a statutory threshold typically require secret-ballot procedure.

Cumulative voting

Available only when explicitly authorized by the declaration or bylaws. Otherwise straight voting applies — each membership casts one vote per open seat per candidate, with no concentration permitted.

Member in good standing

Voting rights may be suspended for delinquent accounts in some jurisdictions. Suspension typically requires due-process notice and an opportunity to cure. Statutes vary; the bylaws must align.

Voting and quorum procedures are codified in ORS 94.550 and applicable subsections. Specific procedures may be modified in the declaration and bylaws within statutory limits.

Minutes are the corporate record of the meeting. Statutes in every state require associations to maintain meeting minutes and make them available to owners on request. Retention periods and access rules vary.

  1. What minutes must contain Date, time, location. Directors and officers present. Quorum determination. Motions made, seconded, and the vote count. Substantive board actions and adopted resolutions. Executive-session minutes kept separately; the open-session minutes record only that a closed session occurred.
  2. Retention period Statutes vary; common floors are seven years for financial records and the life of the association for governance records. Permanent retention is the safer practice. Reserve studies, declarations, amendments, and assessments — permanent.
  3. Owner inspection rights Owners have a statutory right to inspect minutes and association records on written request. The association may charge reasonable copy fees and require inspection during normal business hours at a designated location.
  4. Approval process Draft minutes are circulated to the board, corrected, and approved at the next regular meeting. Approved minutes become the official record. Corrections after approval require a noted amendment, not silent edits.
  5. Permanent records Declaration, bylaws, articles of incorporation, rule books, amendments, and the minute book are permanent records. The association cannot dispose of them on any retention schedule.
  6. Resale disclosure Recent board and owner meeting minutes are typically required attachments to a resale certificate. The standard window is the last 12 months; some statutes extend to 24 months for amendments.
  7. Executive session Closed-session minutes record matters discussed but typically remain confidential from the general membership. Specific votes taken in closed session may need to be reported in the open-session minutes.

Records retention and inspection rights are codified in ORS 94.550 and related subsections. A records-request response that misses the statutory deadline may expose the association to a per-day penalty.

Related tools
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Download the Oregon HOA & Condo Compliance Checklist

One PDF — every active Oregon statute we track, statutory fee caps and time limits, recent legal changes from the last 12 months, and the resale-certificate disclosure profile. Built from CommunityPay's living legal corpus, the same data that drives our resale certificates, reserve reports, and CARI scoring.

  • Statutory fee caps and time limits (resale, late fees, lien priority)
  • Recent law changes with effective dates
  • Resale & estoppel disclosure profile, item by item
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Data sourced from Oregon Secretary of State public registrations, FEMA National Risk Index, U.S. Census Bureau, and CommunityPay's management company graph.
United States Payments and Accounting Governance Infrastructure for Community Associations
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