1412 CARLTON CONDOMINIUM MASTER ASSOCIATION INC

Charlottesville, Virginia
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Governed by Va. Code Title 55.1, Chapter 23.1 (Virginia Resale Disclosure Act). Registered as a condominium in Albemarle County, Virginia, in 2012.

Community Profile
Legal Compliance Dashboard — Live Preview Virginia vs. Washington · 3 requirements tracked
3/3
CommunityPay tracks every numeric statutory requirement — fee caps, time limits, percentage caps, retention periods — across every state's community-association law. The full dashboard renders side-by-side comparisons across all 51 tracked jurisdictions and a live feed of statute amendments. Below, three rows for Virginia alongside Washington.
Requirement VA WA
RC delivery deadline 14 days 10 calendar days
RC update fee cap $71 $100
Buyer cancellation period 3 days 5 business days
Open the full dashboard for Virginia → all states, every threshold, statute changes tracked daily
Resale Certificate Compliance 30 disclosures required
VA
This condominium is governed by Va. Code §55.1-2310 (Virginia Resale Disclosure Act). Virginia law requires 30 specific disclosures when a unit is sold. The certificate must be delivered within 14 days of request. Maximum preparation fee: $176.64. · verified Jul 2026
  • Name, address, and phone numbers of the preparer of the resale certificate and any managing agent of the association Va. Code §55.1-2310(A)(1)
    1. The name, address, and phone numbers of the preparer of the resale certificate and any managing agent of the association; Va. Code §55.1-2310(A)(1) · verified Jul 2026
  • Governing documents and any rules and regulations of the association Va. Code §55.1-2310(A)(2)
    2. A copy of the governing documents and any rules and regulations of the association; Va. Code §55.1-2310(A)(2) · verified Jul 2026
  • Any restraint on the alienability of the unit for which the resale certificate is being issued Va. Code §55.1-2310(A)(3)
    3. A statement disclosing any restraint on the alienability of the unit for which the resale certificate is being issued; Va. Code §55.1-2310(A)(3) · verified Jul 2026
  • Amount and payment schedules of assessments and any unpaid assessments currently due and payable to the association Va. Code §55.1-2310(A)(4)
    4. A statement of the amount and payment schedules of assessments and any unpaid assessments currently due and payable to the association; Va. Code §55.1-2310(A)(4) · verified Jul 2026
  • Any other fees due and payable by an owner of the unit Va. Code §55.1-2310(A)(5)
    5. A statement of any other fees due and payable by an owner of the unit; Va. Code §55.1-2310(A)(5) · verified Jul 2026
  • Any other entity or facility to which the owner may be liable for assessments, fees, or other charges due to ownership of the unit Va. Code §55.1-2310(A)(6)
    6. A statement of any other entity or facility to which the owner of the unit being sold may be liable for assessments, fees, or other charges due to the ownership of the unit; Va. Code §55.1-2310(A)(6) · verified Jul 2026
  • Amount and payment schedule of any approved additional or special assessment and any unpaid amount currently due and payable Va. Code §55.1-2310(A)(7)
    7. A statement of the amount and payment schedule of any approved additional or special assessment and any unpaid additional or special assessment currently due and payable; Va. Code §55.1-2310(A)(7) · verified Jul 2026
  • Capital expenditures approved by the association for the current and succeeding fiscal years Va. Code §55.1-2310(A)(8)
    8. A statement of any capital expenditures approved by the association for the current and succeeding fiscal years; Va. Code §55.1-2310(A)(8) · verified Jul 2026
  • Amount of reserves for capital expenditures and portions designated by the association for specified projects Va. Code §55.1-2310(A)(9)
    9. A statement of the amount of any reserves for capital expenditures and of any portions of those reserves designated by the association for any specified projects; Va. Code §55.1-2310(A)(9) · verified Jul 2026
  • Most recent balance sheet and income and expense statement, if any, of the association Va. Code §55.1-2310(A)(10)
    10. The most recent balance sheet and income and expense statement, if any, of the association; Va. Code §55.1-2310(A)(10) · verified Jul 2026
  • Current operating budget of the association Va. Code §55.1-2310(A)(11)
    11. The current operating budget of the association; Va. Code §55.1-2310(A)(11) · verified Jul 2026
  • Current reserve study or a summary of such study Va. Code §55.1-2310(A)(12)
    12. The current reserve study or a summary of such study; Va. Code §55.1-2310(A)(12) · verified Jul 2026
  • Unsatisfied judgments against the association and the nature and status of pending actions in which the association is a party that could have a material impact on the association, the owners, or the unit being sold Va. Code §55.1-2310(A)(13)
    13. A statement of any unsatisfied judgments against the association and the nature and status of any pending actions in which the association is a party and that could have a material impact on the association, the owners, or the unit being sold; Va. Code §55.1-2310(A)(13) · verified Jul 2026
  • Insurance coverage provided by the association for the benefit of owners, including fidelity coverage and any coverage recommended or required to be obtained by the owners, and whether the governing documents may make an owner responsible for insurance deductibles Va. Code §55.1-2310(A)(14)
    14. A statement (i) describing any insurance coverage provided by the association for the benefit of the owners, including fidelity coverage, and any insurance coverage recommended or required to be obtained by the owners and (ii) indicating that the governing documents may make an owner responsible for payment of all or part of the deductible when making a claim against such insurance; Va. Code §55.1-2310(A)(14) · verified Jul 2026
  • Whether the board has given or received written notice that any existing uses, occupancies, alterations, or improvements in or to the unit or its assigned limited elements violate the governing documents or rules and regulations, with copies of any notices Va. Code §55.1-2310(A)(15)
    15. A statement as to whether the board has given or received written notice that any existing uses, occupancies, alterations, or improvements in or to the unit being sold or to the limited elements assigned thereto violate any provision of the governing documents or rules and regulations together with copies of any notices provided; Va. Code §55.1-2310(A)(15) · verified Jul 2026
  • Whether the board has received uncured written notice from a governmental agency of any violation of environmental, health, or building codes with respect to the unit, its assigned limited elements, or any other portion of the common interest community Va. Code §55.1-2310(A)(16)
    16. A statement as to whether the board has received written notice from a governmental agency of any violation of environmental, health, or building codes with respect to the unit being sold, the limited elements assigned thereto, or any other portion of the common interest community that has not been cured; Va. Code §55.1-2310(A)(16) · verified Jul 2026
  • Approved minutes of board meetings held during the last six months Va. Code §55.1-2310(A)(17)
    17. A copy of any approved minutes of meetings of the board held during the last six months; Va. Code §55.1-2310(A)(17) · verified Jul 2026
  • Approved or draft minutes of the most recent association meeting Va. Code §55.1-2310(A)(18)
    18. A copy of any approved or draft minutes of the most recent association meeting; Va. Code §55.1-2310(A)(18) · verified Jul 2026
  • Remaining term of any leasehold estate affecting a common area or common element in the common interest community and provisions governing extension or renewal Va. Code §55.1-2310(A)(19)
    19. A statement of the remaining term of any leasehold estate affecting a common area or common element, as those terms are defined in §§ 55.1-1800, 55.1-1900, and 55.1-2100, in the common interest community and the provisions governing any extension or renewal of such leasehold; Va. Code §55.1-2310(A)(19) · verified Jul 2026
  • Any limitation in the governing documents on the number or age of persons who may occupy a unit as a dwelling Va. Code §55.1-2310(A)(20)
    20. A statement of any limitation in the governing documents on the number or age of persons who may occupy a unit as a dwelling; Va. Code §55.1-2310(A)(20) · verified Jul 2026
  • Any restriction, limitation, or prohibition on the right of an owner to display the flag of the United States, including reasonable restrictions as to size, time, place, and manner of placement or display Va. Code §55.1-2310(A)(21)
    21. A statement setting forth any restriction, limitation, or prohibition on the right of an owner to display the flag of the United States, including reasonable restrictions as to the size, time, place, and manner of placement or display of such flag; Va. Code §55.1-2310(A)(21) · verified Jul 2026
  • Any restriction, limitation, or prohibition on the right of an owner to install or use solar energy collection devices on the owner’s unit or limited element Va. Code §55.1-2310(A)(22)
    22. A statement setting forth any restriction, limitation, or prohibition on the right of an owner to install or use solar energy collection devices on the owner's unit or limited element; Va. Code §55.1-2310(A)(22) · verified Jul 2026
  • Any restriction, limitation, or prohibition on the size, placement, or duration of display of political, for sale, or any other signs on the property Va. Code §55.1-2310(A)(23)
    23. A statement setting forth any restriction, limitation, or prohibition on the size, placement, or duration of display of political, for sale, or any other signs on the property; Va. Code §55.1-2310(A)(23) · verified Jul 2026
  • Any parking or vehicle restriction, limitation, or prohibition in the governing documents or rules and regulations Va. Code §55.1-2310(A)(24)
    24. A statement identifying any parking or vehicle restriction, limitation, or prohibition in the governing documents or rules and regulations; Va. Code §55.1-2310(A)(24) · verified Jul 2026
  • Any restriction, limitation, or prohibition on the operation of a home-based business that otherwise complies with all applicable local ordinances Va. Code §55.1-2310(A)(25)
    25. A statement setting forth any restriction, limitation, or prohibition on the operation of a home-based business that otherwise complies with all applicable local ordinances; Va. Code §55.1-2310(A)(25) · verified Jul 2026
  • Any restriction, limitation, or prohibition on an owner’s ability to rent the unit Va. Code §55.1-2310(A)(26)
    26. A statement setting forth any restriction, limitation, or prohibition on an owner's ability to rent the unit; Va. Code §55.1-2310(A)(26) · verified Jul 2026
  • In a cooperative, whether the cooperative association is aware of any statute, regulation, or rule that would affect an owner’s ability to deduct real estate taxes and interest paid by the cooperative association for federal income tax purposes Va. Code §55.1-2310(A)(27)
    27. In a cooperative, a statement setting forth whether the cooperative association is aware of any statute, regulation, or rule applicable to the cooperative that would affect an owner's ability to deduct real estate taxes and interest paid by the cooperative association for federal income tax purposes; Va. Code §55.1-2310(A)(27) · verified Jul 2026
  • Any pending sale or encumbrance of common elements Va. Code §55.1-2310(A)(28)
    28. A statement describing any pending sale or encumbrance of common elements; Va. Code §55.1-2310(A)(28) · verified Jul 2026
  • Any known project approvals currently in effect issued by secondary mortgage market agencies Va. Code §55.1-2310(A)(29)
    29. A statement indicating any known project approvals currently in effect issued by secondary mortgage market agencies; and Va. Code §55.1-2310(A)(29) · verified Jul 2026
  • Certification that the association has filed the annual report required by law with the Common Interest Community Board, with the filing number and the expiration date of such filing Va. Code §55.1-2310(A)(30)
    30. Certification that the association has filed with the Common Interest Community Board the annual report required by law, which certification shall indicate the filing number assigned by the Common Interest Community Board and the expiration date of such filing. Va. Code §55.1-2310(A)(30) · verified Jul 2026
Industry incumbents (HomeWiseDocs, CondoCerts) charge residents $250–$400 per resale certificate. Under Va. Code §55.1-2310, Virginia caps the preparation fee at $177 by statute. With CommunityPay, the board issues the certificate directly from live ledger data — the board controls pricing within the statutory cap. Residents typically save $200+ per closing.
None of these items are confirmed for 1412 CARLTON CONDOMINIUM MASTER ASSOCIATION INC. Set up this community on CommunityPay to track compliance and generate resale certificates from live ledger data.
Institutional Reference

Reserve study standards in Virginia

Statutory requirements, board preparation checklist, the components a professional study covers, and the useful-life ranges that drive thirty-year funding plans. Generic reference. Not a substitute for a study calibrated to a specific association.

Virginia does not currently encode a fixed reserve-study cadence in statute. The discipline still applies. Industry standard across the United States is below.

  • Update the component register annually as assets are added, replaced, or retired.
  • Commission a professional reserve study every three to five years. Update it when the component register changes materially.
  • Maintain a thirty-year capital plan with explicit annual funding contributions tied to the study.
  • Keep reserve funds segregated from operating cash. Disclose funding status in the annual budget.
  • Document the board-approved funding policy — percent-funded, threshold, or baseline — in board minutes.

CommunityPay maintains a Reserve Funding Status Report (RSR) generator tied to the live ledger. It is a status report, not a substitute for a professional study with on-site inspection.

What a board should have organized before commissioning a reserve study, and what a study delivers back. Use this list to evaluate whether the association is ready, regardless of state.

  1. Component register Every asset the association is responsible for maintaining — roofs, asphalt, mechanical systems, plumbing risers, elevators, amenities. Freeze a current version before the study.
  2. Condition assessments Last inspection reports, photographs, observed wear, recent repairs. The analyst calibrates useful-life estimates against this evidence.
  3. Useful-life and replacement-cost estimates Per component, calibrated to local climate, construction, and use intensity. A study produces these; the board verifies them.
  4. Thirty-year capital plan When each component reaches end-of-life and what replacement will cost in nominal dollars at that year.
  5. Funding plan Percent-funded, threshold, or baseline approach with an explicit annual contribution. The board approves; the study models outcomes.
  6. Current reserve fund balance Separated from operating cash. Ideally in interest-bearing accounts with FDIC coverage on the full balance.
  7. Annual budget tied to the funding plan Reserve contribution as an explicit budget line, traceable to the study and the funding policy.
  8. Most recent reserve study Full study, update, or interim review. Author credentials and date of the most recent on-site inspection.
  9. Insurance schedule Replacement-cost coverage on insured components. Deductibles that may draw against reserves in a loss.
  10. Board minutes referencing reserve decisions Special assessments, deferred maintenance, funding-policy changes, scope deviations from the study.

Categories most reserve studies cover. The specific components depend on the association. High-rise condos track far more than single-family HOAs. Gated communities track infrastructure that condos never see.

Roofing & Exterior

Asphalt shingle, metal, tile, or flat membrane roofs. Siding (wood, fiber cement, stucco, vinyl). Exterior paint. Soffits and fascia. Gutters and downspouts. Decks and balconies. Railings. Window and door frames in common areas.

Mechanical

HVAC chillers and cooling towers. Boilers and water heaters. Ventilation. Pumps. Fire suppression and sprinkler systems. Emergency generators. Elevators — cabs, controllers, jacks, and modernizations.

Site Work

Parking lots: seal coat, overlay, full reconstruction. Concrete sidewalks and curbs. Site lighting. Storm drainage. Retaining walls. Fencing. Entry gates and signage.

Plumbing & Electrical

Main water lines and risers. Sanitary and storm sewer lines. Backflow preventers. Common-area electrical panels and switchgear. Transformer pads. Distribution.

Amenities

Pools, spas, and pool equipment. Clubhouse interiors. Fitness rooms. Playgrounds. Tennis and pickleball courts. Mailbox kiosks. Trash enclosures and dumpster pads.

Safety & Code

Fire alarm panels. Emergency lighting. Smoke detectors in common areas. Fire-rated doors. Structural fireproofing. Sprinkler heads and inspection-required components.

A mid-size HOA typically tracks thirty to eighty components. A high-rise condo tracks two hundred or more. The categories above are illustrative. A professional reserve study identifies the components a specific association is responsible for.

Typical useful-life ranges for components common in reserve studies. Industry averages, not specific to any state, climate, or association. A professional study calibrates these to local conditions, construction quality, maintenance practice, and use intensity.

Component Typical useful life
Asphalt shingle roof20–25 years
Metal roof40–50 years
Tile or slate roof50+ years
Flat membrane roof (TPO/EPDM)15–25 years
Wood siding20–30 years
Fiber cement siding30–50 years
Stucco50+ years
Exterior paint cycle7–10 years
Gutters and downspouts20–30 years
Wood deck, pressure-treated15–20 years
Composite deck25–30 years
Asphalt parking — seal coat3–5 years
Asphalt parking — overlay12–15 years
Asphalt parking — reconstruction25–30 years
Concrete sidewalks and curbs30–50 years
Site lighting (poles, fixtures)20–30 years
Wood fencing15–25 years
Pool plaster10–15 years
Pool pump and filter7–10 years
HVAC rooftop unit15–20 years
Boiler25–30 years
Commercial water heater10–15 years
Fire alarm panel20–25 years
Elevator cab finishes15–20 years
Elevator modernization25–30 years
Carpet, clubhouse7–10 years
Playground equipment10–15 years

Ranges synthesized from common professional reserve-study references and U.S. building-component literature. Verify against a study performed by a credentialed reserve specialist (RS, PRA, or equivalent) before relying on any figure for funding decisions.

Related tools
  • Reserve Health Check → Free. Inputs reserve balance, annual contribution, building age, and components; returns a grade with the math shown. No signup required to view results.
Institutional Reference

Meeting requirements in Virginia

Statutory floors for owner and board meetings — notice periods, delivery rules, quorum, voting, written consent, and record retention. Generic reference. Specific bylaws or declarations may impose tighter requirements; statutes set the minimum.

Virginia statute does not currently encode specific board or owner meeting notice periods in the corpus. The discipline still applies. Industry standard is below.

  • Provide at least 10 days advance notice for board meetings.
  • Provide 14–30 days advance notice for annual or special owner meetings.
  • Hold at least one annual meeting of the membership each year.
  • Keep all board meetings open to owners in good standing; reserve executive session for narrow purposes.
  • Define a quorum threshold in the bylaws and apply it consistently.

CommunityPay maintains a Board Meeting Packet generator that produces a state-aware agenda, draft minutes template, and compliance checklist for the board pack.

How meeting notice must be delivered, what it must contain, and what defects invalidate the notice. Statutes vary in mechanics; the principles are consistent.

  1. Delivery method First-class mail or hand-delivery to the address on file with the association is the universal default. Most states permit electronic delivery only with the owner's written consent. A posted notice on a community bulletin board is not, by itself, sufficient.
  2. Address on file The association is entitled to rely on the address each owner has provided. The owner bears the burden of keeping it current. The board must maintain a registered address list.
  3. Required content Date, time, location (or remote-access link), and an agenda. Material to be voted on — budget, special assessments, rule changes — must be identified specifically. "Other business" is not a substitute for an item.
  4. Notice period start The notice period typically runs from the date of mailing or hand-delivery, not the date of receipt. Some states count both the notice date and the meeting date; others exclude one or both. Confirm the rule.
  5. Remote participation When the association offers remote attendance, the notice must include the access information and any limitations (e.g., audio-only, no chat). Recording rules vary by state.
  6. Defective notice consequences Material defects invalidate actions taken at the meeting. Minor defects (typo in location, slightly late mailing) may be cured by attendance and waiver. Document the cure in the minutes.
  7. Emergency notice Statutes typically permit shortened notice for genuine emergencies (imminent physical harm, immediate financial loss). The board must document the emergency basis in the minutes.

Quorum sets the floor for a valid meeting. Voting mechanics — proxies, ballots, written consent — determine how votes are counted once the quorum is established.

Quorum

Defined in the declaration or bylaws. When silent, statutory defaults apply — typically 20–25% of allocated interests for owner meetings. Quorum is measured at the start; once established it persists even if attendance drops below the threshold.

Proxies

Most states permit proxies for owner meetings. The proxy must be written, dated, and signed; many states require revocation rights and an explicit scope (general or limited). Proxies do not extend to board meetings — directors must vote in person or by permitted remote means.

Written consent

Action without a meeting requires unanimous written consent in most jurisdictions, though some states permit a lower threshold for narrow categories (uncontested matters, ratification). Document the consent in the corporate records, indexed to the action taken.

Ballots

Secret-ballot procedures, double-envelope requirements, and inspector-of-elections rules apply in states with comprehensive election statutes. Director elections, recall votes, and assessment increases above a statutory threshold typically require secret-ballot procedure.

Cumulative voting

Available only when explicitly authorized by the declaration or bylaws. Otherwise straight voting applies — each membership casts one vote per open seat per candidate, with no concentration permitted.

Member in good standing

Voting rights may be suspended for delinquent accounts in some jurisdictions. Suspension typically requires due-process notice and an opportunity to cure. Statutes vary; the bylaws must align.

Minutes are the corporate record of the meeting. Statutes in every state require associations to maintain meeting minutes and make them available to owners on request. Retention periods and access rules vary.

  1. What minutes must contain Date, time, location. Directors and officers present. Quorum determination. Motions made, seconded, and the vote count. Substantive board actions and adopted resolutions. Executive-session minutes kept separately; the open-session minutes record only that a closed session occurred.
  2. Retention period Statutes vary; common floors are seven years for financial records and the life of the association for governance records. Permanent retention is the safer practice. Reserve studies, declarations, amendments, and assessments — permanent.
  3. Owner inspection rights Owners have a statutory right to inspect minutes and association records on written request. The association may charge reasonable copy fees and require inspection during normal business hours at a designated location.
  4. Approval process Draft minutes are circulated to the board, corrected, and approved at the next regular meeting. Approved minutes become the official record. Corrections after approval require a noted amendment, not silent edits.
  5. Permanent records Declaration, bylaws, articles of incorporation, rule books, amendments, and the minute book are permanent records. The association cannot dispose of them on any retention schedule.
  6. Resale disclosure Recent board and owner meeting minutes are typically required attachments to a resale certificate. The standard window is the last 12 months; some statutes extend to 24 months for amendments.
  7. Executive session Closed-session minutes record matters discussed but typically remain confidential from the general membership. Specific votes taken in closed session may need to be reported in the open-session minutes.
Related tools
Institutional Reference

Insurance & risk requirements in Virginia

Statutory floors plus the Fannie Mae 1076 and Freddie Mac 476 condo questionnaire fields lenders verify before closing. Generic reference. Specific declarations or bylaws may impose tighter requirements; statutes set the minimum.

Fannie Mae lender requirement
Hazard / property coverage
100% of replacement cost value, project improvements + common elements + residential structures
Fannie Mae B7-3-03
Comprehensive general liability
$1000000 minimum per single occurrence, bodily injury and property damage on common elements
Fannie Mae B7-4-01
  • Replacement cost basis — policy must pay to rebuild without depreciation deduction.
  • Agreed-amount endorsement — waives the coinsurance penalty when coverage is set to a stated replacement cost.
  • Inflation guard endorsement — annual escalation to keep coverage at current rebuild cost.
  • Building ordinance or law endorsement — covers the cost gap when current building codes require upgrades during a rebuild.
Fannie Mae lender requirement
Fidelity / crime bond minimum
3 months of aggregate assessments on all units
Fannie Mae B7-4-02

The fidelity / crime policy protects association funds from dishonest or fraudulent acts by anyone handling or responsible for those funds — directors, officers, employees, and the management agent. The HOA or co-op corporation must be the named insured, with premiums paid as a common expense.

  • Named covered parties — board, officers, employees, and the management company (when one is engaged).
  • Computation basis — months of assessments plus reserve balance, or a percentage of the operating budget, depending on the governing statute.
  • Annual renewal — coverage lapses are a common audit finding and trigger lender disqualification.
Fannie Mae lender requirement
Deductible cap
5% maximum of master policy coverage amount, aggregated across per-peril deductibles
Fannie Mae B7-3-03

Higher deductibles disqualify the project from conforming mortgage originations on every unit. State statutes sometimes codify a tighter cap or require board approval before deductible changes.

Flood insurance is required when any portion of the project sits inside a FEMA-designated Special Flood Hazard Area (SFHA). Coverage must equal the lesser of the building replacement cost or the National Flood Insurance Program (NFIP) maximum, with the balance covered by an excess flood policy.

Beyond the master property policy, lenders require several distinct coverages and endorsements. Each addresses a specific risk category the master policy alone does not handle.

  • Directors & officers (D&O) liability — defends board members against claims arising from governance decisions. Often required by lenders even when not codified by statute.
  • Umbrella / excess liability — extends primary liability limits, typically by $1M to $5M, to cover catastrophic claims.
  • Workers’ compensation — required when the association directly employs maintenance or management staff.
  • Earthquake / windstorm — peril-specific policies in seismic and coastal zones. Lender requirement depends on territory.
  • Environmental / pollution — applies when the association operates pools, fuel storage, or other regulated facilities.

Specific statutory provisions seeded for Virginia:

Statutory Obligations — Virginia 70 obligations across 9 categories
VA
Under Virginia community association law, this condominium is bound by the obligations below. Each item is pinned to the underlying statute. Click any citation to read the source.
Governance 12
Board governance, meetings, voting, quorum.
  • The Act reaches declarations recorded after January 1, 1959
    Nearly every modern Virginia HOA is inside the Act.
     Va. Code §55.1-1801(A)
  • Record copy charges are capped at the actual cost of materials and labor
    Copying fees cannot be a profit center; they are capped at actual cost under a published schedule.
     Va. Code §55.1-1815(E)
  • Any member may record open board meetings
    Owners can record open board meetings.
     Va. Code §55.1-1816(B)
  • Associations cannot prohibit display of the US flag on owned property
    The association can regulate how the flag is displayed, but it cannot ban it.
     Va. Code §55.1-1820(A)
  • Unlawful declaration provisions are void but severable
    A bad clause dies alone; it does not take the declaration with it.
     Va. Code §55.1-1830(A)
  • Condominium means ownership plus an undivided common-element interest
    A condo is separate ownership of units plus shared ownership of everything else.
     Va. Code §55.1-1900
  • Termination requires a four-fifths owner vote
    Dissolving a condominium takes at least an 80 percent owner vote, not a board decision.
     Va. Code §55.1-1937
  • Declarant control tops out at five, three, or two years by condominium type
    The developer's guaranteed control window is capped by statute and starts running at the first sale.
     Va. Code §55.1-1943(B)
  • Condo record-copy charges are cost-capped under an adopted schedule
    Same rule as the HOA side: copying is at cost, per a published schedule.
     Va. Code §55.1-1945(E)
  • Other association meetings need seven days' notice
    Twenty-one days for the annual meeting, seven for everything else.
     Va. Code §55.1-1949(A)(1)
  • A cooperative is association-owned real estate with occupancy through proprietary leases
    In a co-op you own an interest in the association, and that interest is what entitles you to your unit.
     Va. Code §55.1-2100
  • The certificate attaches the governing documents and the rules
    The full governing documents and the rules go in the packet, not a summary of them.
     Va. Code §55.1-2310(A)(2)
Financial 7
Financial statements, audits, banking, fund segregation.
  • The certificate attaches the most recent balance sheet and income and expense statement
    The latest balance sheet and income statement go in the packet, if the association has them.
     Va. Code §55.1-2310(A)(10)
  • The certificate attaches the current operating budget
    The budget the association is operating under now goes in the packet.
     Va. Code §55.1-2310(A)(11)
  • The certificate states any other fees due and payable by an owner
    Fees other than assessments that the owner owes must be listed.
     Va. Code §55.1-2310(A)(5)
  • The certificate names any other entity or facility the owner may owe
    If ownership of the unit carries dues to a second association, a club, or a facility, that is disclosed too.
     Va. Code §55.1-2310(A)(6)
  • The certificate states capital expenditures approved for this year and next
    Big-ticket projects the board has already approved for this year and next year are disclosed.
     Va. Code §55.1-2310(A)(8)
  • The association is bound by the amounts stated in its certificate
    Whatever balance the association put on the certificate is the most the buyer can be made to pay.
     Va. Code §55.1-2313(B)
  • The CIC Board — not the statute — sets the maximum resale certificate fees
    There is no fixed dollar cap in the statute; the state board publishes the maximums and inflation-adjusts them.
     Va. Code §55.1-2316(C)
Assessment 5
Assessment levy, billing, collection, late fees.
  • Selective charges are limited to services, common-area use, and authorized resale fees
    An HOA cannot invent one-off charges for individual owners outside these lanes.
     Va. Code §55.1-1805
  • The late-fee ceiling is borrowed from the tax-penalty statute
    The cap on HOA late fees is whatever the state tax-penalty statute allows.
     Va. Code §55.1-1824
  • Condo late fees mirror the POA rule
    Same 60-day trigger and tax-penalty ceiling as HOA late fees.
     Va. Code §55.1-1964
  • The certificate states assessment amounts, payment schedules, and unpaid assessments
    The certificate states what the assessments are, when they are due, and what is unpaid right now.
     Va. Code §55.1-2310(A)(4)
  • The certificate states approved special or additional assessments and what is unpaid
    Approved special assessments are disclosed with their payment schedule and any unpaid balance.
     Va. Code §55.1-2310(A)(7)
Reserves 4
Reserve studies, reserve funding, capital planning.
  • Capital components are the items the reserve machinery exists to fund
    What must be reserve-studied is anchored to this definition.
     Va. Code §55.1-1800
  • The reserve study is reviewed annually, not shelved for five years
    Five years is the study cycle; the review of it is every year.
     Va. Code §55.1-1826(B)
  • The certificate attaches the current reserve study or a summary of it
    Either the reserve study itself or a summary of it goes in the packet.
     Va. Code §55.1-2310(A)(12)
  • The certificate states reserve amounts and any project designations
    The certificate states the reserve balance and how much of it is already spoken for.
     Va. Code §55.1-2310(A)(9)
Insurance 3
Insurance coverage, policy disclosures, claims.
  • Manager fidelity coverage must also protect client funds
    The bond is sized to the client money the manager touches, not just its own.
     Va. Code §54.1-2346(D)
  • Fidelity coverage is mandatory for any association collecting assessments
    If the association touches money, it must carry dishonesty coverage sized to its balances.
     Va. Code §55.1-1963(B)
  • The certificate describes association insurance and flags owner responsibility for deductibles
    The certificate describes what the association insures, what the owner is expected to insure, and states that the documents may put all or part of the deductible on the owner.
     Va. Code §55.1-2310(A)(14)
Disclosure 21
Owner disclosures, resale certificates, public records.
  • One resale-certificate regime covers all Virginia common interest communities
    Since July 2023, Virginia has a single resale-certificate law that covers HOAs, condos, and co-ops alike.
     Va. Code §55.1-2307
  • Resale contracts must disclose the certificate obligation and the cancellation right
    The sales contract itself has to tell the buyer about the resale certificate and the right to cancel.
     Va. Code §55.1-2308
  • A certificate not delivered within 14 days is deemed unavailable, and no purchaser name may be demanded first
    Miss the 14-day window and the law treats the certificate as unavailable; and the association cannot hold it up to find out who the buyer is.
     Va. Code §55.1-2309(B)
  • The certificate is the CIC Board form plus enumerated supporting documentation
    The state board publishes the form; the statute lists the attachments in order.
     Va. Code §55.1-2310(A)
  • The certificate names the preparer and any managing agent
    The certificate has to say who prepared it and who manages the association, with a phone number and address for each.
     Va. Code §55.1-2310(A)(1)
  • The certificate states unsatisfied judgments and material pending actions
    Judgments the association has not paid, and lawsuits that could matter to the association, the owners, or this unit, are disclosed.
     Va. Code §55.1-2310(A)(13)
  • The certificate states the remaining term of any leasehold over common area
    If the common area sits on leased ground, the certificate says how long the lease runs and how it can be renewed.
     Va. Code §55.1-2310(A)(19)
  • The certificate states any occupancy limit on the number or age of residents
    Limits on how many people, or how old they must be, to live in the unit are disclosed.
     Va. Code §55.1-2310(A)(20)
  • The certificate states any restriction on displaying the flag of the United States
    Rules on flying the US flag, including size and placement rules, are disclosed.
     Va. Code §55.1-2310(A)(21)
  • The certificate states any restriction on solar energy collection devices
    Rules on installing or using solar panels are disclosed.
     Va. Code §55.1-2310(A)(22)
  • The certificate states any restriction on signs
    Sign rules -- political signs, for-sale signs, any signs -- are disclosed.
     Va. Code §55.1-2310(A)(23)
  • The certificate identifies any parking or vehicle restriction
    Parking and vehicle rules are disclosed.
     Va. Code §55.1-2310(A)(24)
  • The certificate states any restriction on a home-based business
    Rules against running a business from the home are disclosed.
     Va. Code §55.1-2310(A)(25)
  • The certificate states any restriction on the owner's ability to rent
    Rental caps, minimum lease terms, and outright rental bans are disclosed.
     Va. Code §55.1-2310(A)(26)
  • In a cooperative, the certificate states known tax-deductibility obstacles
    A cooperative says whether it knows of anything that would block an owner from deducting the taxes and interest the cooperative pays.
     Va. Code §55.1-2310(A)(27)
  • The certificate describes any pending sale or encumbrance of common elements
    If the association is selling or borrowing against common property, that is disclosed.
     Va. Code §55.1-2310(A)(28)
  • The certificate states known secondary mortgage market project approvals
    Any current Fannie Mae, Freddie Mac, FHA, or VA project approval the association knows about is disclosed -- lenders read this line first.
     Va. Code §55.1-2310(A)(29)
  • The certificate discloses any restraint on alienability of the unit
    Anything in the documents that limits the owner's right to sell or transfer the unit must be disclosed.
     Va. Code §55.1-2310(A)(3)
  • No certificate by settlement means the purchaser may cancel at any time before it
    A buyer who never gets the certificate can walk right up to the closing table.
     Va. Code §55.1-2312(C)
  • Cancellation is without penalty and deposits return promptly
    Walking away under this section costs the buyer nothing.
     Va. Code §55.1-2312(F)
  • Gifts and certain initial dispositions are exempt
    Not every transfer triggers the certificate — gifts, for one, do not.
     Va. Code §55.1-2317(A)
Records 2
Records retention, owner access, official documents.
  • The certificate attaches approved board minutes from the last six months
    Six months of approved board minutes go in the packet.
     Va. Code §55.1-2310(A)(17)
  • The certificate attaches the minutes of the most recent association meeting
    The last membership meeting's minutes go in the packet, approved or still in draft.
     Va. Code §55.1-2310(A)(18)
Enforcement 7
Rule enforcement, fines, hearings, due process.
  • Continuing-violation charges stop at 90 days
    Daily fines have a hard 90-day ceiling.
     Va. Code §55.1-1819(D)
  • No super-priority: the lien yields to earlier-recorded mortgages
    A first mortgage recorded before the association perfects always comes first — Virginia gives assessment liens no super-priority slice.
     Va. Code §55.1-1833(A)
  • Ten days' certified-mail warning precedes the lien filing
    Owners get a certified-mail warning at least ten days before a lien hits the courthouse.
     Va. Code §55.1-1833(C)
  • The condo lien yields to first mortgages recorded before perfection
    No super-priority here either: the earlier-recorded first mortgage wins.
     Va. Code §55.1-1966(A)
  • The certificate states whether the board gave or received notice of a violation at the unit
    If the board has sent or received a written violation notice about this unit, the certificate says so and attaches the notice.
     Va. Code §55.1-2310(A)(15)
  • The certificate states whether an uncured government code violation notice has been received
    A government notice of an environmental, health, or building code violation that is still outstanding must be disclosed.
     Va. Code §55.1-2310(A)(16)
  • Non-compliance shields the purchaser from pre-existing delinquencies and violations
    If the paperwork was wrong or missing, old debts and old violations do not transfer to the buyer.
     Va. Code §55.1-2314(A)
Compliance 9
Statutory compliance, filings, registrations.
  • A CIC manager is an entity paid to provide management services
    If you manage associations for pay in Virginia, this article is about you.
     Va. Code §54.1-2345
  • Unlicensed management of Virginia associations is unlawful
    Management companies need the state license before they take the account.
     Va. Code §54.1-2346(A)
  • The Board writes the rules managers operate under
    The CIC Board is the regulator: licensure standards, conduct standards, and the resale-fee maximums all come from it.
     Va. Code §54.1-2349(A)(1)
  • The Ombudsman assists members with rights and processes
    Owners with association disputes have a state office to call first.
     Va. Code §54.1-2354.3(B)
  • Every POA files an annual report with the CIC Board
    The annual state filing is not optional, and falling behind now blocks resale-fee collection.
     Va. Code §55.1-1835
  • The condo annual-report duty starts at declarant-control termination
    Once the developer hands over control, the state filing clock starts.
     Va. Code §55.1-1980
  • The certificate certifies the association's CIC Board annual report filing
    The association certifies its state registration is filed, and gives the filing number and when it expires.
     Va. Code §55.1-2310(A)(30)
  • No association may require the purchaser's name on the completed certificate
    A Virginia certificate is prepared and delivered without the buyer's name on it, and the association cannot ask for the name as a condition of preparing it.
     Va. Code §55.1-2310(B)
  • No registration, no resale fees
    An association that has not kept its state registration current cannot lawfully charge for resale certificates.
     Va. Code §55.1-2316(F)
None of these obligations are confirmed for 1412 CARLTON CONDOMINIUM MASTER ASSOCIATION INC as a CommunityPay-managed community. Set up this community on CommunityPay to track obligation compliance from a live ledger with audit-grade enforcement.
Source: Virginia legal corpus. Last verified Oct. 5, 2026. CommunityPay maintains the corpus and re-verifies on a rolling cadence.
Risk Profile — CARI Score Preview 5 weighted components · Verified score requires consent
Preview
CARI — the Community Association Risk Index — is CommunityPay's deterministic risk score for community associations. Lenders, insurers, title companies, and buyers consume it through an authenticated API. The score is computed from five weighted components and is consent-gated: the association controls whether subscribers can see it.
Financial Health 30% weight
Reserve adequacy, delinquency rate, operating ratio, fund segregation. Measured against state statutory thresholds.
Governance 25% weight
Board attestation currency, meeting compliance, policy violations, governance risk coefficient.
Vendor Risk 15% weight
Vendor compliance signals — license, insurance, bond status, payment velocity, dispute rate.
Enforcement Integrity 15% weight
Block rate, override rate, SLA breaches in the enforcement decision ledger. The audit-trail layer.
Payment Behavior 15% weight
Prevented loss, dispute rate, collection efficiency, payment-method risk.
No verified CARI score is published for Virginia community 1412 CARLTON CONDOMINIUM MASTER ASSOCIATION INC. Set up this community on CommunityPay to publish a verified CARI score that lenders, insurers, title companies, and buyers can consume through an authenticated API.
Mortgage Warrantability — Fannie Mae 1076 / Freddie Mac 476 8 sections lenders require
Condo
Every condo mortgage closing requires the lender to underwrite the project itself, not just the unit. The Fannie Mae 1076 (Full Project Review) and Freddie Mac 476 (Project Review) ask for the eight sections below. Buyers wait days or weeks while boards or managers compile the data manually. CommunityPay-managed associations produce a complete, consistent answer in seconds from live ledger data.
Project information Not verified
Number of units, occupancy ratio, commercial space %, completion status, project type.
Annual operating budget Not verified
Current year budget, line-item revenue and expenses, contingency provisions.
Assessment delinquency Not verified
Owners more than 60 days delinquent, total delinquent assessments, percentage of total billed.
Reserve fund status Not verified
Current reserve balance, percent funded, recent reserve study, contributions to reserves.
Insurance coverage Not verified
Master policy, fidelity bond, D&O coverage, flood (if applicable), agent and carrier details.
Governance Not verified
Board composition, FHA/VA certification, attestation currency, ongoing litigation indicator.
Special assessments Not verified
Approved or pending special assessments, payment terms, purpose, total amount.
Required disclosures Not verified
Litigation, code violations, structural defects, deferred maintenance, environmental issues.
None of these sections are verified for 1412 CARLTON CONDOMINIUM MASTER ASSOCIATION INC. Set up this community on CommunityPay to publish a complete Fannie 1076 / Freddie 476 questionnaire from live ledger data.
Compliance Calendar — Next 12 Months 1 deadline
Federal Form 1120-H or 1120 — annual return Apr 15, 2027 · 192 days
High IRC §528
Failure to file timely incurs IRS penalties and interest.
Source: Virginia statute and federal tax law. Dates are conservative estimates based on common fiscal-year alignment; actual deadlines depend on the association's bylaws and fiscal year.
Records This Community Should Have — Virginia 2 record categories required by statute
Under Virginia community association law, the records below must be created and retained. Failure to produce these on owner request, audit, or litigation creates liability and erodes the board's defensibility. None are confirmed for this community as a CommunityPay-managed association.
Financial 2
  • Tax returns
    Federal and state association tax returns.
    Retention: 7 years
    IRC §6501 + state retention norms
  • Tax returns
    Federal association tax returns.
    Retention: 7 years
    IRC §6501
Set up this community on CommunityPay to create, store, and produce these records on demand from a live ledger.
Registration Details Condominium · Est. 2012 · Active
Type Condominium
Governing Statute Va. Code §55.1-1900 et seq. (Condominium Act)
State Virginia
City Charlottesville
ZIP 22903
County Albemarle
Registration Virginia DPOR · 007928
Formed Aug. 17, 2012
Status Active
Area HOA Fees Albemarle County median $280/mo
Median Monthly Fee $280
Average Monthly Fee $362
Typical Range $179 – $335
Units Paying Fees 1,205
Source: U.S. Census Bureau, American Community Survey 2023 5-Year Estimates (PUMS). Albemarle County, VA.
Natural Hazard Exposure Albemarle County
Relatively Low
Strong Wind Relatively High
Earthquake Relatively Low
Inland Flooding Relatively Moderate
Landslide Relatively Low
Hurricane Relatively Moderate
Social Vulnerability Relatively Low
Community Resilience Relatively High
Expected Annual Loss $40,317,907
Source: FEMA National Risk Index v1.20, Albemarle County, VA
Management Company Verified · BLUESKY PM LLC
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Applicable Laws 37 Virginia statutes
Common Interest Community Board — Definitions Definitions for the CIC Board article, including common interest community, association, and common interest community manager.
Common Interest Community Board — Manager License Required; Employee Certification Management-company licensing: a CIC manager license is required to offer management services; principal/supervisory employees must be certified within two years of employment or directly supervised by a certified employee; licensees must carry a fidelity bond or employee-dishonesty policy at the lesser of $2 million or the highest aggregate client balances, with a $10,000 floor.
Common Interest Community Board — Powers and Duties The CIC Board's powers and duties, including licensing regulations, standards of conduct for managers, and the fee schedules that govern resale certificates under §55.1-2316. (Manager licensing itself is §54.1-2346.)
Common Interest Community Ombudsman The Office of the Common Interest Community Ombudsman: a Virginia State Bar member appointed within DPOR who assists association members in understanding their rights, responds to inquiries, and administers the association complaint-procedure framework.
Property Owners' Association Act — Definitions Definitions for the POA Act, including association, capital components, common area, declaration, lot, and lot owner. (The Act's applicability section is §55.1-1801.)
Property Owners' Association Act — Applicability Applicability of the POA Act: developments subject to a declaration initially recorded after January 1, 1959, associations organized after that date, and subdivisions under the Subdivided Land Sales Act.
Property Owners' Association Act — Association Charges Limits on charges against fewer than all lot owners: only fees for services provided, charges related to common-area use, or resale fees authorized by §55.1-2316. The CIC Board may assess monetary penalties for violations.
Property Owners' Association Act — Access to Records; Association Meetings; Notice Records access and association-meeting mechanics: books and records open to members in good standing, copy charges limited to actual cost under an adopted schedule, annual meetings required, and 14-day notice for annual meetings (seven days for others).
Property Owners' Association Act — Meetings of the Board of Directors Board-meeting openness: notice published where reasonably available to a majority of lot owners, standing notice on request, contemporaneous notice of emergency meetings, and a member right to record open meetings.
Property Owners' Association Act — Adoption and Enforcement of Rules Rule enforcement: violation charges capped at $50 for a single offense or $10 per day (maximum 90 days) for continuing offenses; suspension of services for assessments more than 60 days past due; charges accrue no further once suit is filed.
Property Owners' Association Act — Display of the Flag of the United States Flag-display protection: no association may prohibit a lot owner from displaying the United States flag on property the owner separately owns or exclusively possesses; associations may adopt reasonable restrictions on size, place, and manner. (Formerly mislabeled in this corpus as the annual budget section — budget and reserves are §55.1-1826.)
Property Owners' Association Act — Assessments; Late Fees Late-fee authority: unless the declaration provides otherwise, the board may impose a late fee not exceeding the penalty in §58.1-3915 for assessments unpaid 60 days past the due date.
Property Owners' Association Act — Annual Budget; Reserve Study Budget and reserve machinery: the budget (or a summary) goes to lot owners before the fiscal year; a reserve study is required at least once every five years, reviewed annually; when the study shows a need, the budget must carry specified reserve disclosures.
Property Owners' Association Act — Validity of Declaration; Corrective Amendments Severability and validity of declarations: unlawful provisions are void and severable, the rule against perpetuities does not invalidate a declaration, and restraints on alienation may not discriminate in violation of the Virginia Fair Housing Law. (Formerly mislabeled in this corpus as the CIC Ombudsman — the Ombudsman is §54.1-2354.3.)
Property Owners' Association Act — Lien for Assessments; Foreclosure POA assessment lien: perfected by memorandum filed within 12 months of the first delinquent assessment, after 10 days' certified-mail notice to the owner. The lien is prior to subsequent liens but subordinate to real estate taxes, earlier-recorded encumbrances, and mortgages recorded before perfection — Virginia grants no super-priority. Enforcement is barred 120 months after recordation; nonjudicial foreclosure requires more than …
Property Owners' Association Act — Annual Report by Association Annual filing with the Common Interest Community Board, with a Board-set fee credited to the CIC Management Information Fund. Registration currency is also a precondition to collecting resale-certificate fees under §55.1-2316(F).
Virginia Condominium Act — Definitions Definitions for the Condominium Act, including unit, common elements, condominium instruments, executive board, and capital components.
Virginia Condominium Act — Termination of Condominium Procedure for terminating a condominium regime. (Formerly mislabeled in this corpus as association powers and duties.)
Virginia Condominium Act — Control of Condominium by Declarant Declarant-control period: the instruments may authorize the declarant to appoint and remove officers and board members for a limited period — at most five years for an expandable condominium, three years with convertible land, two years otherwise, measured from first settlement. (Formerly mislabeled in this corpus as reserve funds — reserves are §55.1-1965.)
Virginia Condominium Act — Books, Minutes, and Records; Inspection Unit owners' inspection rights over association books and records, with copy charges limited to reasonable materials-and-labor costs under a board-adopted schedule.
Virginia Condominium Act — Meetings of the Unit Owners' Association and Executive Board Meeting mechanics: at least one association meeting a year, 21 days' notice for annual or regularly scheduled meetings, seven days for others, with mail, hand-delivery, or consented electronic notice. (Formerly mislabeled in this corpus as insurance — insurance is §55.1-1963.)
Virginia Condominium Act — Insurance Insurance requirements: master casualty and liability policies as the instruments require, and a mandatory fidelity bond or employee-dishonesty policy for any association collecting assessments — coverage at the lesser of $1 million or reserve balances plus one-fourth of annual assessments, with a $10,000 floor.
Virginia Condominium Act — Liability for Common Expenses; Late Fees Common-expense liability, late-fee authority, additional assessments, and borrowing authority for condominium associations. (Formerly mislabeled in this corpus as the assessment lien — the lien is §55.1-1966.)
Virginia Condominium Act — Annual Budget; Reserve Study Condominium budget and reserve machinery, parallel to the POA Act: budget or summary to owners before the fiscal year, reserve study at least every five years, annual review, and reserve disclosures in the budget when the study shows need.
Virginia Condominium Act — Lien for Assessments; Foreclosure Condominium assessment lien: perfected by verified memorandum filed within 90 days of the first delinquent assessment — a far shorter window than the POA Act's 12 months. Subordinate to tax liens, earlier-recorded encumbrances, and first mortgages recorded before perfection; no super-priority. Enforcement barred after 120 months; nonjudicial foreclosure requires more than $5,000 secured. (Formerly mislabeled in this corpus as the …
Virginia Condominium Act — Annual Report by Unit Owners' Association Annual CIC Board filing for condominium associations; the obligation begins when the declarant-control period ends.
Virginia Real Estate Cooperative Act — Definitions Definitions for the Real Estate Cooperative Act. (The Act's applicability section is §55.1-2101.) Cooperative resales fall under the Resale Disclosure Act, Chapter 23.1.
Resale Disclosure Act — Definitions Definitions for the Resale Disclosure Act, the unified resale-certificate regime enacted in 2023 for Virginia property owners' associations, condominiums, cooperatives, and horizontal property regimes.
Resale Disclosure Act — Contract for Resale; Disclosures Required disclosures in every contract for resale of a unit in a common interest community: that the unit is in a common interest community, the resale-certificate obligation, the cancellation right, the update right, and that rights are conclusively waived if not exercised before settlement.
Resale Disclosure Act — Resale Certificate; Delivery Delivery mechanics for the resale certificate: the association (or its managing agent or third-party preparer) must deliver within 14 days of a written request, after which the certificate is deemed unavailable. Delivery may be printed or electronic at the seller's choice.
Resale Disclosure Act — Resale Certificate; Form and Contents Contents of the resale certificate: the completed CIC Board form plus roughly thirty enumerated items of supporting documentation — assessments and fees, governing documents, budget and reserves, insurance, litigation, violations, and rental information among them.
Resale Disclosure Act — Updated Resale Certificate; Financial Update Update mechanics: when a certificate was issued more than 30 days but less than 12 months before settlement, the seller or contract purchaser may request an updated certificate (10-day delivery). Settlement agents may request a financial update (three business days).
Resale Disclosure Act — Cancellation of Contract by Purchaser The purchaser's cancellation right. The contract may set the period; if it is silent, three days from ratification (certificate delivered before ratification) or three days from receipt (delivered after). If the certificate is never delivered, the purchaser may cancel any time before settlement. Cancellation is without penalty.
Resale Disclosure Act — Liability for Resale Certificate Liability allocation: the seller is not liable for erroneous information the association provided, and the purchaser is not liable for unpaid assessments beyond the amounts stated in the certificate — the association is bound by its own numbers.
Resale Disclosure Act — Failure to Provide Resale Certificate; No Waiver Consequences of non-compliance: a purchaser who closes without a compliant certificate is not required to pay pre-existing delinquent assessments or remedy pre-existing violations, but remains bound by the governing documents going forward.
Resale Disclosure Act — Resale Certificate; Fees Fee framework for resale certificates. The statute sets no dollar cap; the Common Interest Community Board establishes the maximum fees, published and adjusted at least every five years by at least CPI-U. The seller pays certificate fees. An association may not collect any resale fee unless it is registered with the CIC Board, current on its annual report, current on …
Resale Disclosure Act — Exemptions Dispositions exempt from the resale-certificate requirement, including gifts and certain initial or non-residential dispositions.
Source: Virginia state legislature. Statutes verified by CommunityPay. Last verified July 2026.
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Community data is sourced from Virginia Department of Professional and Occupational Regulation (DPOR) public registrations. Natural hazard data is from the FEMA National Risk Index (county-level, v1.20). CommunityPay does not claim a relationship with 1412 CARLTON CONDOMINIUM MASTER ASSOCIATION INC unless explicitly stated.
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