Virginia HOA & Condominium Law
37 active Virginia statutes govern homeowners associations and condominiums in the state. The corpus encodes 70 specific requirements across governance, finance, reserves, disclosure, and enforcement.
Resale Certificate Compliance
30 disclosures required
VA
A common interest community in Virginia
is governed by
Va. Code §55.1-2310
(Virginia Resale Disclosure Act).
Virginia law requires 30 specific disclosures when a unit is sold.
The certificate must be delivered within 14 days of request.
Maximum preparation fee: $176.64.
· verified Jul 2026
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Name, address, and phone numbers of the preparer of the resale certificate and any managing agent of the association Va. Code §55.1-2310(A)(1)
1. The name, address, and phone numbers of the preparer of the resale certificate and any managing agent of the association; Va. Code §55.1-2310(A)(1) · verified Oct 2026
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Governing documents and any rules and regulations of the association Va. Code §55.1-2310(A)(2)
2. A copy of the governing documents and any rules and regulations of the association; Va. Code §55.1-2310(A)(2) · verified Oct 2026
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Any restraint on the alienability of the unit for which the resale certificate is being issued Va. Code §55.1-2310(A)(3)
3. A statement disclosing any restraint on the alienability of the unit for which the resale certificate is being issued; Va. Code §55.1-2310(A)(3) · verified Oct 2026
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Amount and payment schedules of assessments and any unpaid assessments currently due and payable to the association Va. Code §55.1-2310(A)(4)
4. A statement of the amount and payment schedules of assessments and any unpaid assessments currently due and payable to the association; Va. Code §55.1-2310(A)(4) · verified Oct 2026
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Any other fees due and payable by an owner of the unit Va. Code §55.1-2310(A)(5)
5. A statement of any other fees due and payable by an owner of the unit; Va. Code §55.1-2310(A)(5) · verified Oct 2026
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Any other entity or facility to which the owner may be liable for assessments, fees, or other charges due to ownership of the unit Va. Code §55.1-2310(A)(6)
6. A statement of any other entity or facility to which the owner of the unit being sold may be liable for assessments, fees, or other charges due to the ownership of the unit; Va. Code §55.1-2310(A)(6) · verified Oct 2026
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Amount and payment schedule of any approved additional or special assessment and any unpaid amount currently due and payable Va. Code §55.1-2310(A)(7)
7. A statement of the amount and payment schedule of any approved additional or special assessment and any unpaid additional or special assessment currently due and payable; Va. Code §55.1-2310(A)(7) · verified Oct 2026
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Capital expenditures approved by the association for the current and succeeding fiscal years Va. Code §55.1-2310(A)(8)
8. A statement of any capital expenditures approved by the association for the current and succeeding fiscal years; Va. Code §55.1-2310(A)(8) · verified Oct 2026
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Amount of reserves for capital expenditures and portions designated by the association for specified projects Va. Code §55.1-2310(A)(9)
9. A statement of the amount of any reserves for capital expenditures and of any portions of those reserves designated by the association for any specified projects; Va. Code §55.1-2310(A)(9) · verified Oct 2026
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Most recent balance sheet and income and expense statement, if any, of the association Va. Code §55.1-2310(A)(10)
10. The most recent balance sheet and income and expense statement, if any, of the association; Va. Code §55.1-2310(A)(10) · verified Oct 2026
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Current operating budget of the association Va. Code §55.1-2310(A)(11)
11. The current operating budget of the association; Va. Code §55.1-2310(A)(11) · verified Oct 2026
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Current reserve study or a summary of such study Va. Code §55.1-2310(A)(12)
12. The current reserve study or a summary of such study; Va. Code §55.1-2310(A)(12) · verified Oct 2026
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Unsatisfied judgments against the association and the nature and status of pending actions in which the association is a party that could have a material impact on the association, the owners, or the unit being sold Va. Code §55.1-2310(A)(13)
13. A statement of any unsatisfied judgments against the association and the nature and status of any pending actions in which the association is a party and that could have a material impact on the association, the owners, or the unit being sold; Va. Code §55.1-2310(A)(13) · verified Oct 2026
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Insurance coverage provided by the association for the benefit of owners, including fidelity coverage and any coverage recommended or required to be obtained by the owners, and whether the governing documents may make an owner responsible for insurance deductibles Va. Code §55.1-2310(A)(14)
14. A statement (i) describing any insurance coverage provided by the association for the benefit of the owners, including fidelity coverage, and any insurance coverage recommended or required to be obtained by the owners and (ii) indicating that the governing documents may make an owner responsible for payment of all or part of the deductible when making a claim against such insurance; Va. Code §55.1-2310(A)(14) · verified Oct 2026
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Whether the board has given or received written notice that any existing uses, occupancies, alterations, or improvements in or to the unit or its assigned limited elements violate the governing documents or rules and regulations, with copies of any notices Va. Code §55.1-2310(A)(15)
15. A statement as to whether the board has given or received written notice that any existing uses, occupancies, alterations, or improvements in or to the unit being sold or to the limited elements assigned thereto violate any provision of the governing documents or rules and regulations together with copies of any notices provided; Va. Code §55.1-2310(A)(15) · verified Oct 2026
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Whether the board has received uncured written notice from a governmental agency of any violation of environmental, health, or building codes with respect to the unit, its assigned limited elements, or any other portion of the common interest community Va. Code §55.1-2310(A)(16)
16. A statement as to whether the board has received written notice from a governmental agency of any violation of environmental, health, or building codes with respect to the unit being sold, the limited elements assigned thereto, or any other portion of the common interest community that has not been cured; Va. Code §55.1-2310(A)(16) · verified Oct 2026
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Approved minutes of board meetings held during the last six months Va. Code §55.1-2310(A)(17)
17. A copy of any approved minutes of meetings of the board held during the last six months; Va. Code §55.1-2310(A)(17) · verified Oct 2026
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Approved or draft minutes of the most recent association meeting Va. Code §55.1-2310(A)(18)
18. A copy of any approved or draft minutes of the most recent association meeting; Va. Code §55.1-2310(A)(18) · verified Oct 2026
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Remaining term of any leasehold estate affecting a common area or common element in the common interest community and provisions governing extension or renewal Va. Code §55.1-2310(A)(19)
19. A statement of the remaining term of any leasehold estate affecting a common area or common element, as those terms are defined in §§ 55.1-1800, 55.1-1900, and 55.1-2100, in the common interest community and the provisions governing any extension or renewal of such leasehold; Va. Code §55.1-2310(A)(19) · verified Oct 2026
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Any limitation in the governing documents on the number or age of persons who may occupy a unit as a dwelling Va. Code §55.1-2310(A)(20)
20. A statement of any limitation in the governing documents on the number or age of persons who may occupy a unit as a dwelling; Va. Code §55.1-2310(A)(20) · verified Oct 2026
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Any restriction, limitation, or prohibition on the right of an owner to display the flag of the United States, including reasonable restrictions as to size, time, place, and manner of placement or display Va. Code §55.1-2310(A)(21)
21. A statement setting forth any restriction, limitation, or prohibition on the right of an owner to display the flag of the United States, including reasonable restrictions as to the size, time, place, and manner of placement or display of such flag; Va. Code §55.1-2310(A)(21) · verified Oct 2026
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Any restriction, limitation, or prohibition on the right of an owner to install or use solar energy collection devices on the owner’s unit or limited element Va. Code §55.1-2310(A)(22)
22. A statement setting forth any restriction, limitation, or prohibition on the right of an owner to install or use solar energy collection devices on the owner's unit or limited element; Va. Code §55.1-2310(A)(22) · verified Oct 2026
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Any restriction, limitation, or prohibition on the size, placement, or duration of display of political, for sale, or any other signs on the property Va. Code §55.1-2310(A)(23)
23. A statement setting forth any restriction, limitation, or prohibition on the size, placement, or duration of display of political, for sale, or any other signs on the property; Va. Code §55.1-2310(A)(23) · verified Oct 2026
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Any parking or vehicle restriction, limitation, or prohibition in the governing documents or rules and regulations Va. Code §55.1-2310(A)(24)
24. A statement identifying any parking or vehicle restriction, limitation, or prohibition in the governing documents or rules and regulations; Va. Code §55.1-2310(A)(24) · verified Oct 2026
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Any restriction, limitation, or prohibition on the operation of a home-based business that otherwise complies with all applicable local ordinances Va. Code §55.1-2310(A)(25)
25. A statement setting forth any restriction, limitation, or prohibition on the operation of a home-based business that otherwise complies with all applicable local ordinances; Va. Code §55.1-2310(A)(25) · verified Oct 2026
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Any restriction, limitation, or prohibition on an owner’s ability to rent the unit Va. Code §55.1-2310(A)(26)
26. A statement setting forth any restriction, limitation, or prohibition on an owner's ability to rent the unit; Va. Code §55.1-2310(A)(26) · verified Oct 2026
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In a cooperative, whether the cooperative association is aware of any statute, regulation, or rule that would affect an owner’s ability to deduct real estate taxes and interest paid by the cooperative association for federal income tax purposes Va. Code §55.1-2310(A)(27)
27. In a cooperative, a statement setting forth whether the cooperative association is aware of any statute, regulation, or rule applicable to the cooperative that would affect an owner's ability to deduct real estate taxes and interest paid by the cooperative association for federal income tax purposes; Va. Code §55.1-2310(A)(27) · verified Oct 2026
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Any pending sale or encumbrance of common elements Va. Code §55.1-2310(A)(28)
28. A statement describing any pending sale or encumbrance of common elements; Va. Code §55.1-2310(A)(28) · verified Oct 2026
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Any known project approvals currently in effect issued by secondary mortgage market agencies Va. Code §55.1-2310(A)(29)
29. A statement indicating any known project approvals currently in effect issued by secondary mortgage market agencies; and Va. Code §55.1-2310(A)(29) · verified Oct 2026
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Certification that the association has filed the annual report required by law with the Common Interest Community Board, with the filing number and the expiration date of such filing Va. Code §55.1-2310(A)(30)
30. Certification that the association has filed with the Common Interest Community Board the annual report required by law, which certification shall indicate the filing number assigned by the Common Interest Community Board and the expiration date of such filing. Va. Code §55.1-2310(A)(30) · verified Oct 2026
Under Va. Code §55.1-2310, Virginia caps the preparation fee at $177 by statute.
In CommunityPay, an association's manager, accounting firm, or staff generates the certificate from its books, with no per-certificate charge from CommunityPay.
What Virginia Law Requires
Governance (12)
- Nearly every modern Virginia HOA is inside the Act. Va. Code §55.1-1801 (A)
- Copying fees cannot be a profit center; they are capped at actual cost under a published schedule. Va. Code §55.1-1815 (E)
- Owners can record open board meetings. Va. Code §55.1-1816 (B)
- The association can regulate how the flag is displayed, but it cannot ban it. Va. Code §55.1-1820 (A)
- A bad clause dies alone; it does not take the declaration with it. Va. Code §55.1-1830 (A)
- A condo is separate ownership of units plus shared ownership of everything else. Va. Code §55.1-1900
- Dissolving a condominium takes at least an 80 percent owner vote, not a board decision. Va. Code §55.1-1937
- The developer's guaranteed control window is capped by statute and starts running at the first sale. Va. Code §55.1-1943 (B)
- Same rule as the HOA side: copying is at cost, per a published schedule. Va. Code §55.1-1945 (E)
- Twenty-one days for the annual meeting, seven for everything else. Va. Code §55.1-1949 (A)(1)
- In a co-op you own an interest in the association, and that interest is what entitles you to your unit. Va. Code §55.1-2100
- The full governing documents and the rules go in the packet, not a summary of them. Va. Code §55.1-2310 (A)(2)
Financial (7)
- The latest balance sheet and income statement go in the packet, if the association has them. Va. Code §55.1-2310 (A)(10)
- The budget the association is operating under now goes in the packet. Va. Code §55.1-2310 (A)(11)
- Fees other than assessments that the owner owes must be listed. Va. Code §55.1-2310 (A)(5)
- If ownership of the unit carries dues to a second association, a club, or a facility, that is disclosed too. Va. Code §55.1-2310 (A)(6)
- Big-ticket projects the board has already approved for this year and next year are disclosed. Va. Code §55.1-2310 (A)(8)
- Whatever balance the association put on the certificate is the most the buyer can be made to pay. Va. Code §55.1-2313 (B)
- There is no fixed dollar cap in the statute; the state board publishes the maximums and inflation-adjusts them. Va. Code §55.1-2316 (C)
Assessment (5)
- An HOA cannot invent one-off charges for individual owners outside these lanes. Va. Code §55.1-1805
- The cap on HOA late fees is whatever the state tax-penalty statute allows. Va. Code §55.1-1824
- Same 60-day trigger and tax-penalty ceiling as HOA late fees. Va. Code §55.1-1964
- The certificate states what the assessments are, when they are due, and what is unpaid right now. Va. Code §55.1-2310 (A)(4)
- Approved special assessments are disclosed with their payment schedule and any unpaid balance. Va. Code §55.1-2310 (A)(7)
Reserves (4)
- What must be reserve-studied is anchored to this definition. Va. Code §55.1-1800
- Five years is the study cycle; the review of it is every year. Va. Code §55.1-1826 (B)
- Either the reserve study itself or a summary of it goes in the packet. Va. Code §55.1-2310 (A)(12)
- The certificate states the reserve balance and how much of it is already spoken for. Va. Code §55.1-2310 (A)(9)
Disclosure (21)
- Since July 2023, Virginia has a single resale-certificate law that covers HOAs, condos, and co-ops alike. Va. Code §55.1-2307
- The sales contract itself has to tell the buyer about the resale certificate and the right to cancel. Va. Code §55.1-2308
- Miss the 14-day window and the law treats the certificate as unavailable; and the association cannot hold it up to find out who the buyer is. Va. Code §55.1-2309 (B)
- The state board publishes the form; the statute lists the attachments in order. Va. Code §55.1-2310 (A)
- The certificate has to say who prepared it and who manages the association, with a phone number and address for each. Va. Code §55.1-2310 (A)(1)
- Judgments the association has not paid, and lawsuits that could matter to the association, the owners, or this unit, are disclosed. Va. Code §55.1-2310 (A)(13)
- If the common area sits on leased ground, the certificate says how long the lease runs and how it can be renewed. Va. Code §55.1-2310 (A)(19)
- Limits on how many people, or how old they must be, to live in the unit are disclosed. Va. Code §55.1-2310 (A)(20)
- Rules on flying the US flag, including size and placement rules, are disclosed. Va. Code §55.1-2310 (A)(21)
- Rules on installing or using solar panels are disclosed. Va. Code §55.1-2310 (A)(22)
- Sign rules -- political signs, for-sale signs, any signs -- are disclosed. Va. Code §55.1-2310 (A)(23)
- Parking and vehicle rules are disclosed. Va. Code §55.1-2310 (A)(24)
- Rules against running a business from the home are disclosed. Va. Code §55.1-2310 (A)(25)
- Rental caps, minimum lease terms, and outright rental bans are disclosed. Va. Code §55.1-2310 (A)(26)
- A cooperative says whether it knows of anything that would block an owner from deducting the taxes and interest the cooperative pays. Va. Code §55.1-2310 (A)(27)
- If the association is selling or borrowing against common property, that is disclosed. Va. Code §55.1-2310 (A)(28)
- Any current Fannie Mae, Freddie Mac, FHA, or VA project approval the association knows about is disclosed -- lenders read this line first. Va. Code §55.1-2310 (A)(29)
- Anything in the documents that limits the owner's right to sell or transfer the unit must be disclosed. Va. Code §55.1-2310 (A)(3)
- A buyer who never gets the certificate can walk right up to the closing table. Va. Code §55.1-2312 (C)
- Walking away under this section costs the buyer nothing. Va. Code §55.1-2312 (F)
- Not every transfer triggers the certificate — gifts, for one, do not. Va. Code §55.1-2317 (A)
Records (2)
- Six months of approved board minutes go in the packet. Va. Code §55.1-2310 (A)(17)
- The last membership meeting's minutes go in the packet, approved or still in draft. Va. Code §55.1-2310 (A)(18)
Enforcement (7)
- Daily fines have a hard 90-day ceiling. Va. Code §55.1-1819 (D)
- A first mortgage recorded before the association perfects always comes first — Virginia gives assessment liens no super-priority slice. Va. Code §55.1-1833 (A)
- Owners get a certified-mail warning at least ten days before a lien hits the courthouse. Va. Code §55.1-1833 (C)
- No super-priority here either: the earlier-recorded first mortgage wins. Va. Code §55.1-1966 (A)
- If the board has sent or received a written violation notice about this unit, the certificate says so and attaches the notice. Va. Code §55.1-2310 (A)(15)
- A government notice of an environmental, health, or building code violation that is still outstanding must be disclosed. Va. Code §55.1-2310 (A)(16)
- If the paperwork was wrong or missing, old debts and old violations do not transfer to the buyer. Va. Code §55.1-2314 (A)
Insurance (3)
- The bond is sized to the client money the manager touches, not just its own. Va. Code §54.1-2346 (D)
- If the association touches money, it must carry dishonesty coverage sized to its balances. Va. Code §55.1-1963 (B)
- The certificate describes what the association insures, what the owner is expected to insure, and states that the documents may put all or part of the deductible on the owner. Va. Code §55.1-2310 (A)(14)
Compliance (9)
- If you manage associations for pay in Virginia, this article is about you. Va. Code §54.1-2345
- Management companies need the state license before they take the account. Va. Code §54.1-2346 (A)
- The CIC Board is the regulator: licensure standards, conduct standards, and the resale-fee maximums all come from it. Va. Code §54.1-2349 (A)(1)
- Owners with association disputes have a state office to call first. Va. Code §54.1-2354.3 (B)
- The annual state filing is not optional, and falling behind now blocks resale-fee collection. Va. Code §55.1-1835
- Once the developer hands over control, the state filing clock starts. Va. Code §55.1-1980
- The association certifies its state registration is filed, and gives the filing number and when it expires. Va. Code §55.1-2310 (A)(30)
- A Virginia certificate is prepared and delivered without the buyer's name on it, and the association cannot ask for the name as a condition of preparing it. Va. Code §55.1-2310 (B)
- An association that has not kept its state registration current cannot lawfully charge for resale certificates. Va. Code §55.1-2316 (F)
Sourced from CommunityPay's living legal corpus. Each requirement traces to a primary statute snapshot verified by a subject-matter expert.
Topic Coverage
Resale Disclosure
12
Governance Documents
9
Assessment Collection
7
Enforcement and Fines
5
HOA/CIC Registration
5
Collections & Delinquency
4
Foreclosure and Liens
4
Reserve Requirements
4
Management Company Regulation
3
Meetings and Notice
3
Dispute Resolution
2
Fiduciary Duty
2
Insurance Requirements
2
Records Access and Inspection
2
Cooperative Housing
1
Developer Transition
1
Elections and Voting
1
Each chip links to the Virginia statutes addressing that topic. Counts reflect distinct statute assignments.
Applicable Statutes
All Virginia authorities →
Common Interest Community Board — Definitions
Definitions for the CIC Board article, including common interest community, association, and common interest community manager.
Common Interest Community Board — Manager License Required; Employee Certification
Management-company licensing: a CIC manager license is required to offer management services; principal/supervisory employees must be certified within two years of employment or directly supervised by a certified employee; licensees must carry a fidelity bond or employee-dishonesty policy at the lesser of $2 million or the highest aggregate client balances, with a $10,000 floor.
Common Interest Community Board — Powers and Duties
The CIC Board's powers and duties, including licensing regulations, standards of conduct for managers, and the fee schedules that govern resale certificates under §55.1-2316. (Manager licensing itself is §54.1-2346.)
Common Interest Community Ombudsman
The Office of the Common Interest Community Ombudsman: a Virginia State Bar member appointed within DPOR who assists association members in understanding their rights, responds to inquiries, and administers the association complaint-procedure framework.
Property Owners' Association Act — Definitions
Definitions for the POA Act, including association, capital components, common area, declaration, lot, and lot owner. (The Act's applicability section is §55.1-1801.)
Property Owners' Association Act — Applicability
Applicability of the POA Act: developments subject to a declaration initially recorded after January 1, 1959, associations organized after that date, and subdivisions under the Subdivided Land Sales Act.
Property Owners' Association Act — Association Charges
Limits on charges against fewer than all lot owners: only fees for services provided, charges related to common-area use, or resale fees authorized by §55.1-2316. The CIC Board may assess monetary penalties for violations.
Property Owners' Association Act — Access to Records; Association Meetings; Notice
Records access and association-meeting mechanics: books and records open to members in good standing, copy charges limited to actual cost under an adopted schedule, annual meetings required, and 14-day notice for annual meetings (seven days for others).
Property Owners' Association Act — Meetings of the Board of Directors
Board-meeting openness: notice published where reasonably available to a majority of lot owners, standing notice on request, contemporaneous notice of emergency meetings, and a member right to record open meetings.
Property Owners' Association Act — Adoption and Enforcement of Rules
Rule enforcement: violation charges capped at $50 for a single offense or $10 per day (maximum 90 days) for continuing offenses; suspension of services for assessments more than 60 days past due; charges accrue no further once suit is filed.
Property Owners' Association Act — Display of the Flag of the United States
Flag-display protection: no association may prohibit a lot owner from displaying the United States flag on property the owner separately owns or exclusively possesses; associations may adopt reasonable restrictions on size, place, and manner. (Formerly mislabeled in this corpus as the annual budget section — budget and reserves are §55.1-1826.)
Property Owners' Association Act — Assessments; Late Fees
Late-fee authority: unless the declaration provides otherwise, the board may impose a late fee not exceeding the penalty in §58.1-3915 for assessments unpaid 60 days past the due date.
Property Owners' Association Act — Annual Budget; Reserve Study
Budget and reserve machinery: the budget (or a summary) goes to lot owners before the fiscal year; a reserve study is required at least once every five years, reviewed annually; when the study shows a need, the budget must carry specified reserve disclosures.
Property Owners' Association Act — Validity of Declaration; Corrective Amendments
Severability and validity of declarations: unlawful provisions are void and severable, the rule against perpetuities does not invalidate a declaration, and restraints on alienation may not discriminate in violation of the Virginia Fair Housing Law. (Formerly mislabeled in this corpus as the CIC Ombudsman — the Ombudsman is §54.1-2354.3.)
Property Owners' Association Act — Lien for Assessments; Foreclosure
POA assessment lien: perfected by memorandum filed within 12 months of the first delinquent assessment, after 10 days' certified-mail notice to the owner. The lien is prior to subsequent liens but subordinate to real estate taxes, earlier-recorded encumbrances, and mortgages recorded before perfection — Virginia grants no super-priority. Enforcement is barred 120 months after recordation; nonjudicial foreclosure requires more than $5,000 secured.
Property Owners' Association Act — Annual Report by Association
Annual filing with the Common Interest Community Board, with a Board-set fee credited to the CIC Management Information Fund. Registration currency is also a precondition to collecting resale-certificate fees under §55.1-2316(F).
Virginia Condominium Act — Definitions
Definitions for the Condominium Act, including unit, common elements, condominium instruments, executive board, and capital components.
Virginia Condominium Act — Termination of Condominium
Procedure for terminating a condominium regime. (Formerly mislabeled in this corpus as association powers and duties.)
Virginia Condominium Act — Control of Condominium by Declarant
Declarant-control period: the instruments may authorize the declarant to appoint and remove officers and board members for a limited period — at most five years for an expandable condominium, three years with convertible land, two years otherwise, measured from first settlement. (Formerly mislabeled in this corpus as reserve funds — reserves are §55.1-1965.)
Virginia Condominium Act — Books, Minutes, and Records; Inspection
Unit owners' inspection rights over association books and records, with copy charges limited to reasonable materials-and-labor costs under a board-adopted schedule.
Virginia Condominium Act — Meetings of the Unit Owners' Association and Executive Board
Meeting mechanics: at least one association meeting a year, 21 days' notice for annual or regularly scheduled meetings, seven days for others, with mail, hand-delivery, or consented electronic notice. (Formerly mislabeled in this corpus as insurance — insurance is §55.1-1963.)
Virginia Condominium Act — Insurance
Insurance requirements: master casualty and liability policies as the instruments require, and a mandatory fidelity bond or employee-dishonesty policy for any association collecting assessments — coverage at the lesser of $1 million or reserve balances plus one-fourth of annual assessments, with a $10,000 floor.
Virginia Condominium Act — Liability for Common Expenses; Late Fees
Common-expense liability, late-fee authority, additional assessments, and borrowing authority for condominium associations. (Formerly mislabeled in this corpus as the assessment lien — the lien is §55.1-1966.)
Virginia Condominium Act — Annual Budget; Reserve Study
Condominium budget and reserve machinery, parallel to the POA Act: budget or summary to owners before the fiscal year, reserve study at least every five years, annual review, and reserve disclosures in the budget when the study shows need.
Virginia Condominium Act — Lien for Assessments; Foreclosure
Condominium assessment lien: perfected by verified memorandum filed within 90 days of the first delinquent assessment — a far shorter window than the POA Act's 12 months. Subordinate to tax liens, earlier-recorded encumbrances, and first mortgages recorded before perfection; no super-priority. Enforcement barred after 120 months; nonjudicial foreclosure requires more than $5,000 secured. (Formerly mislabeled in this corpus as the resale certificate — resale is Chapter 23.1.)
Virginia Condominium Act — Annual Report by Unit Owners' Association
Annual CIC Board filing for condominium associations; the obligation begins when the declarant-control period ends.
Virginia Real Estate Cooperative Act — Definitions
Definitions for the Real Estate Cooperative Act. (The Act's applicability section is §55.1-2101.) Cooperative resales fall under the Resale Disclosure Act, Chapter 23.1.
Resale Disclosure Act — Definitions
Definitions for the Resale Disclosure Act, the unified resale-certificate regime enacted in 2023 for Virginia property owners' associations, condominiums, cooperatives, and horizontal property regimes.
Resale Disclosure Act — Contract for Resale; Disclosures
Required disclosures in every contract for resale of a unit in a common interest community: that the unit is in a common interest community, the resale-certificate obligation, the cancellation right, the update right, and that rights are conclusively waived if not exercised before settlement.
Resale Disclosure Act — Resale Certificate; Delivery
Delivery mechanics for the resale certificate: the association (or its managing agent or third-party preparer) must deliver within 14 days of a written request, after which the certificate is deemed unavailable. Delivery may be printed or electronic at the seller's choice.
Resale Disclosure Act — Resale Certificate; Form and Contents
Contents of the resale certificate: the completed CIC Board form plus roughly thirty enumerated items of supporting documentation — assessments and fees, governing documents, budget and reserves, insurance, litigation, violations, and rental information among them.
Resale Disclosure Act — Updated Resale Certificate; Financial Update
Update mechanics: when a certificate was issued more than 30 days but less than 12 months before settlement, the seller or contract purchaser may request an updated certificate (10-day delivery). Settlement agents may request a financial update (three business days).
Resale Disclosure Act — Cancellation of Contract by Purchaser
The purchaser's cancellation right. The contract may set the period; if it is silent, three days from ratification (certificate delivered before ratification) or three days from receipt (delivered after). If the certificate is never delivered, the purchaser may cancel any time before settlement. Cancellation is without penalty.
Resale Disclosure Act — Liability for Resale Certificate
Liability allocation: the seller is not liable for erroneous information the association provided, and the purchaser is not liable for unpaid assessments beyond the amounts stated in the certificate — the association is bound by its own numbers.
Resale Disclosure Act — Failure to Provide Resale Certificate; No Waiver
Consequences of non-compliance: a purchaser who closes without a compliant certificate is not required to pay pre-existing delinquent assessments or remedy pre-existing violations, but remains bound by the governing documents going forward.
Resale Disclosure Act — Resale Certificate; Fees
Fee framework for resale certificates. The statute sets no dollar cap; the Common Interest Community Board establishes the maximum fees, published and adjusted at least every five years by at least CPI-U. The seller pays certificate fees. An association may not collect any resale fee unless it is registered with the CIC Board, current on its annual report, current on Board assessments, and offers electronic delivery.
Resale Disclosure Act — Exemptions
Dispositions exempt from the resale-certificate requirement, including gifts and certain initial or non-residential dispositions.
Source: Virginia state legislature. Statutes verified by CommunityPay. Last verified July 2026.
Pending & Recent Virginia HOA Legislation
Last action: Apr 24, 2026
Last action: Apr 22, 2026
Last action: Apr 16, 2026
Comprehensive mental health, substance abuse, & developmt. disability crisis services; written plan.
Last action: Apr 13, 2026
Comprehensive mental health, substance abuse, & developmt. disability crisis services; written plan.
Last action: Apr 13, 2026
Last action: Apr 13, 2026
Last action: Apr 13, 2026
Last action: Apr 9, 2026
Last action: Mar 31, 2026
Last action: Feb 26, 2026
11 HOA-relevant bills tracked for Virginia · refreshed Oct 3, 2026 · Source: LegiScan
Frequently Asked Questions — Virginia HOA Law
How long does a Virginia HOA have to deliver a resale certificate?
Under Va. Code §55.1-2309, a Virginia association must deliver the resale certificate within 14 calendar days of a written request from the unit owner, prospective purchaser, or their representative. Missing the deadline carries statutory consequences — including, in many states, release of the buyer from any unpaid amounts the seller owed at the time of the request.
Source: Va. Code §55.1-2309
Answers derived from the Virginia legal corpus. Every numeric value (fee caps, deadlines, percentages) is pulled from a primary-source statutory threshold record verified by CommunityPay.
Virginia HOA Fee Benchmark
$247
Avg Median Monthly Fee
$90 – $684
County Range
158839
Units Paying HOA Fees
Source: U.S. Census Bureau, American Community Survey 2023 5-Year Estimates (PUMS). 133 counties with data.
Communities by City
Virginia Beach
602
Chantilly
445
Fairfax
421
Richmond
396
Manassas
388
Glen Allen
303
Fredericksburg
275
Charlottesville
218
Woodbridge
186
Herndon
150
Alexandria
147
Newport News
137
Falls Church
135
Winchester
119
Roanoke
104
Williamsburg
82
Arlington
77
Warrenton
77
Harrisonburg
73
Lynchburg
69
Blacksburg
61
Leesburg
61
Norfolk
56
Springfield
54
North Chesterfield
51
Vienna
51
Reston
42
Forest
38
Great Falls
34
Henrico
34
Mechanicsville
34
Hampton
33
Stafford
33
Burke
32
Moneta
32
Mcgaheysville
31
Chesapeake
29
Annandale
26
Mclean
26
Mineral
26
Radford
25
Roseland
25
Centreville
22
Midlothian
22
Staunton
18
Vinton
18
Fairfax Station
17
Yorktown
16
Dumfries
15
Gainesville
15
Tysons Corner
15
Bumpass
14
Oakton
14
Ashburn
13
Sterling
13
Suffolk
13
Bracey
12
Clifton
12
Huddleston
12
Poquoson
12
Earlysville
11
Heathsville
11
Lexington
11
Manakin Sabot
11
Salem
11
Waynesboro
11
Culpeper
10
Spotsylvania
10
Front Royal
9
Purcellville
8
Strasburg
8
Ashland
7
Chester
7
Fishersville
7
Kilmarnock
7
King George
7
Louisa
7
Portsmouth
7
Chesterfield
6
Crozet
6
Hardy
6
Lansdowne
6
Prince William
6
Stephenson
6
Christiansburg
5
Clarksville
5
Colonial Heights
5
Dunn Loring
5
Haymarket
5
Lancaster
5
Locust Grove
5
Lorton
5
Mc Lean
5
Montclair
5
Mount Jackson
5
Oak Hill
5
Palmyra
5
Ruckersville
5
Stephens City
5
White Stone
5
Wicomico Church
5
Abingdon
4
Brambleton
4
Bristol
4
Bristow
4
Cape Charles
4
Cloverdale
4
Hartfield
4
Lovettsville
4
Luray
4
Moseley
4
Nellysford
4
Nokesville
4
Powhatan
4
Stanardsville
4
Tysons
4
Urbanna
4
Wirtz
4
Afton
3
Altavista
3
Bealeton
3
Bedford
3
Bentonville
3
Broadway
3
Catharpin
3
Charlottesvle
3
Chincoteague
3
Crozier
3
Daleville
3
Danville
3
Deltaville
3
Elkton
3
Fancy Gap
3
Fredericksbrg
3
Gasburg
3
Glade Hill
3
Gloucester
3
Hopewell
3
Madison
3
Maidens
3
Orange
3
Penhook
3
Quinton
3
Rockville
3
Ruther Glen
3
Barboursville
2
Berryville
2
Blue Ridge
2
Boyce
2
Boydton
2
Buena Vista
2
Carrollton
2
Catlett
2
Colonial Beach
2
Columbia
2
Ebony
2
Edinburg
2
Falmouth
2
Franklin
2
Free Union
2
Hague
2
Hamilton
2
Keswick
2
La Crosse
2
Lyndhurst
2
Marshall
2
Middleburg
2
Montross
2
Newington
2
New Market
2
Occoquan
2
Petersburg
2
Sandston
2
Tappahannock
2
Timberville
2
Troy
2
Warsaw
2
Aldie
1
Amherst
1
Atlantic
1
Basye
1
Belle Haven
1
Bon Air
1
Boones Mill
1
Boston
1
Bridgewater
1
Broadlands
1
Churchville
1
Clifton Forge
1
Dale City
1
Exmore
1
Fairlawn
1
Farmville
1
Floyd
1
Goochland
1
Gordonsville
1
Gore
1
Greenville
1
Halifax
1
Hillsville
1
Horntown
1
Hot Springs
1
Independence
1
Irvington
1
Jamesville
1
Lebanon Church
1
Linden
1
Manassas Park
1
Martinsville
1
Mathews
1
Meadows Of Dan
1
Merrifield
1
Middletown
1
Montpelier
1
New Castle
1
New Church
1
North Garden
1
Pulaski
1
Quinby
1
Riner
1
Rocky Mount
1
Round Hill
1
Rustburg
1
Schuyler
1
Seaford
1
South Boston
1
South Hill
1
South Riding
1
Stanley
1
Stanleytown
1
Stone Ridge
1
Stuarts Draft
1
Surry
1
Toms Brook
1
Triangle
1
Unionville
1
Verona
1
Waterford
1
West Point
1
West Springfield
1
Woodstock
1
Free download · Email gated
Download the Virginia HOA & Condo Compliance Checklist
One PDF — every active Virginia statute we track, statutory fee caps and time limits, recent legal changes from the last 12 months, and the resale-certificate disclosure profile. Built from CommunityPay's living legal corpus, the same data that drives our resale certificates, reserve reports, and CARI scoring.
- Statutory fee caps and time limits (resale, late fees, lien priority)
- Recent law changes with effective dates
- Resale & estoppel disclosure profile, item by item
No spam. CommunityPay uses your email to send the checklist and one follow-up at most.
Data sourced from Virginia Department of Professional and Occupational Regulation (DPOR) public registrations. Legal corpus maintained by CommunityPay's editorial team and traced to primary statute snapshots.
United States Payments and Accounting Governance Infrastructure for Community Associations