Mississippi HOA & Condominium Law
8 active Mississippi statutes govern homeowners associations and condominiums in the state. The corpus encodes 24 specific requirements across governance, finance, reserves, disclosure, and enforcement.
Estoppel Disclosure Workflow
13 standard items
MS
CommunityPay has not verified a state-specific statutory resale certificate regime in Mississippi. Disclosure follows a non-statutory estoppel workflow. The 13 items below reflect standard title company and lender expectations, not legal requirements specific to any particular association.
- Current periodic assessment amount and any unpaid or delinquent assessments
- Pending or approved special assessments
- Reserve fund balance and designated projects
- Most recent balance sheet and income/expense statement
- Current operating budget
- Insurance coverage provided for the benefit of owners
- Pending lawsuits, unsatisfied judgments, or threatened litigation
- Board composition, meeting frequency, and governance status
- Declaration, bylaws, and rules and regulations
- Capital expenditures approved or anticipated for current and next two fiscal years
- Transfer fees, move-in/move-out fees, or other charges upon sale
- Known violations of the governing documents or applicable codes
- Right of first refusal or other restraints on transfer
Industry incumbents (HomeWiseDocs, CondoCerts) charge residents $250–$400 per resale certificate.
Mississippi does not cap RC preparation fees by statute. With CommunityPay, the board issues the certificate directly from live ledger data — eliminating the third-party fee entirely. Residents typically save $250–$400 per closing.
What Mississippi Law Requires
Governance (18)
- §79-11-101 et seq.), which provides the legal framework for nonprofit governance including organizational structure, director duties, member rights, and meeting procedures. Miss. Code Ann. §79-11-101
- The Mississippi Nonprofit Corporation Act governs meeting procedures for nonprofit corporations, including HOAs and condominium associations. Miss. Code Ann. §79-11-101
- Requires written notice of meetings of members within the timeframe specified in the bylaws or articles. Miss. Code Ann. §79-11-101
- The act provides the procedural framework in the absence of specific condominium meeting statutes. Miss. Code Ann. §79-11-101
- Mississippi has no HOA-specific statute. Miss. Code Ann. §79-11-101
- HOAs organized as nonprofit corporations are governed by the Mississippi Nonprofit Corporation Act (Miss. Miss. Code Ann. §79-11-101
- §89-9-1 through §89-9-37) gives statutory recognition to the condominium form of real property ownership. Miss. Code Ann. §89-9-1
- The Mississippi Condominium Law (Miss. Miss. Code Ann. §89-9-1
- Does not apply to non-condo HOAs. Miss. Code Ann. §89-9-1
- Governs the recording and enforcement of declarations of restrictions for condominium projects, establishing the binding nature of restrictive covenants on all unit owners. Miss. Code Ann. §89-9-17
- Provides that a right of first refusal by the management body is not mandatory. Miss. Code Ann. §89-9-19
- Addresses restrictions on the sale and leasing of condominium units. Miss. Code Ann. §89-9-19
- Declarations may impose reasonable restrictions on unit sales and leases. Miss. Code Ann. §89-9-19
- Authorizes the management body of a condominium project to acquire and hold personal property for the benefit of condominium owners. Miss. Code Ann. §89-9-25
- The management body acts on behalf of all co-owners in managing the common elements. Miss. Code Ann. §89-9-25
- Fiduciary standards for directors are supplied by the Mississippi Nonprofit Corporation Act. Miss. Code Ann. §89-9-25
- Defines key terms including condominium, unit, project, common areas, and management body for purposes of the Mississippi Condominium Law. Miss. Code Ann. §89-9-5
- Establishes requirements for recording the condominium plan, including contents of the declaration and procedures for amendment or revocation of the condominium regime. Miss. Code Ann. §89-9-9
Assessment (2)
- Establishes owner liability for assessments levied upon condominium units. Miss. Code Ann. §89-9-21
- Mississippi permits non-judicial foreclosure under deed of trust with power of sale Miss. Code Ann. §89-9-21
Enforcement (4)
- Governs creation of condominium projects, recordation of plans, common elements, assessment liens, insurance, and the rights and liabilities of unit owners. Miss. Code Ann. §89-9-1
- For non-condo HOAs, assessment liens derive from the association's recorded CC&Rs rather than statute. Miss. Code Ann. §89-9-21
- Provides for lien recording, priority, and enforcement procedures. Miss. Code Ann. §89-9-21
- The management body may record a lien against any unit for unpaid assessments. Miss. Code Ann. §89-9-21
Sourced from CommunityPay's living legal corpus. Each requirement traces to a primary statute snapshot verified by a subject-matter expert.
Topic Coverage
Governance Documents
5
Enforcement and Fines
3
Assessment Collection
2
Foreclosure and Liens
2
Fiduciary Duty
1
Meetings and Notice
1
Rental & Leasing Restrictions
1
Each chip links to the Mississippi statutes addressing that topic. Counts reflect distinct statute assignments.
Applicable Statutes
All Mississippi authorities →
Mississippi Nonprofit Corporation Act — Meetings of Members
The Mississippi Nonprofit Corporation Act governs meeting procedures for nonprofit corporations, including HOAs and condominium associations. Requires written notice of meetings of members within the timeframe specified in the bylaws or articles. The act provides the procedural framework in the absence of specific condominium meeting statutes.
Mississippi Condominium Law — Short Title
The Mississippi Condominium Law (Miss. Code Ann. §89-9-1 through §89-9-37) gives statutory recognition to the condominium form of real property ownership. Governs creation of condominium projects, recordation of plans, common elements, assessment liens, insurance, and the rights and liabilities of unit owners. Does not apply to non-condo HOAs.
Mississippi Condominium Law — Declaration of Restrictions
Governs the recording and enforcement of declarations of restrictions for condominium projects, establishing the binding nature of restrictive covenants on all unit owners.
Mississippi Condominium Law — Restrictions on Sales and Leases
Addresses restrictions on the sale and leasing of condominium units. Provides that a right of first refusal by the management body is not mandatory. Declarations may impose reasonable restrictions on unit sales and leases.
Mississippi Condominium Law — Assessment Lien
Establishes owner liability for assessments levied upon condominium units. The management body may record a lien against any unit for unpaid assessments. Provides for lien recording, priority, and enforcement procedures. For non-condo HOAs, assessment liens derive from the association's recorded CC&Rs rather than statute.
Mississippi Condominium Law — Management Body
Authorizes the management body of a condominium project to acquire and hold personal property for the benefit of condominium owners. The management body acts on behalf of all co-owners in managing the common elements. Fiduciary standards for directors are supplied by the Mississippi Nonprofit Corporation Act.
Mississippi Condominium Law — Definitions
Defines key terms including condominium, unit, project, common areas, and management body for purposes of the Mississippi Condominium Law.
Mississippi Condominium Law — Recordation of Plan
Establishes requirements for recording the condominium plan, including contents of the declaration and procedures for amendment or revocation of the condominium regime.
Source: Mississippi state legislature. Statutes verified by CommunityPay.
Pending & Recent Mississippi HOA Legislation
Last action: Mar 3, 2026
Last action: Apr 7, 2026
3 HOA-relevant bills tracked for Mississippi · refreshed Oct 3, 2026 · Source: LegiScan
Mississippi HOA Fee Benchmark
$230
Avg Median Monthly Fee
$10 – $1052
County Range
5502
Units Paying HOA Fees
Source: U.S. Census Bureau, American Community Survey 2023 5-Year Estimates (PUMS). 62 counties with data.
Communities by City
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Download the Mississippi HOA & Condo Compliance Checklist
One PDF — every active Mississippi statute we track, statutory fee caps and time limits, recent legal changes from the last 12 months, and the resale-certificate disclosure profile. Built from CommunityPay's living legal corpus, the same data that drives our resale certificates, reserve reports, and CARI scoring.
- Statutory fee caps and time limits (resale, late fees, lien priority)
- Recent law changes with effective dates
- Resale & estoppel disclosure profile, item by item
No spam. CommunityPay uses your email to send the checklist and one follow-up at most.
Data sourced from Mississippi Secretary of State public registrations. Legal corpus maintained by CommunityPay's editorial team and traced to primary statute snapshots.
United States Payments and Accounting Governance Infrastructure for Community Associations