HOAs & Condos in Snohomish, WA

132 registered communities in Snohomish across Snohomish County. Mix: 75 homeowners association, 46 condominium, 4 property owners association, 4 unclassified entity, 3 townhome association. Median monthly HOA/condo fee in the county is $359.

Resale Certificate Compliance 20 disclosures required
WA
Every common interest community in Snohomish, WA is governed by RCW 64.34.425 (Washington Condominium Act). Washington law requires 20 specific disclosures when a unit is sold. The certificate must be delivered within 10 days of request. Maximum preparation fee: $275.00. · verified Jul 2026
  • Right of first refusal or restraint on free alienability RCW 64.34.425(a)
    A statement disclosing any right of first refusal or other restraint on the free alienability of the unit contained in the declaration; RCW 64.34.425(a) · verified Jul 2026
  • Monthly common expense assessment, unpaid assessments, and special assessments RCW 64.34.425(b)
    A statement setting forth the amount of the monthly common expense assessment and any unpaid common expense or special assessment currently due and payable from the selling unit owner and a statement of any special assessments that have been levied against the unit which have not been paid even though not yet due; RCW 64.34.425(b) · verified Jul 2026
  • Common expenses or special assessments past due over 30 days (current within 45 days) RCW 64.34.425(c)
    A statement, which shall be current to within 45 days, of any common expenses or special assessments against any unit in the condominium that are past due over 30 days; RCW 64.34.425(c) · verified Jul 2026
  • Association monetary obligations past due over 30 days (current within 45 days) RCW 64.34.425(d)
    A statement, which shall be current to within 45 days, of any obligation of the association which is past due over 30 days; RCW 64.34.425(d) · verified Jul 2026
  • Other fees payable by unit owners RCW 64.34.425(e)
    A statement of any other fees payable by unit owners; RCW 64.34.425(e) · verified Jul 2026
  • Anticipated repair or replacement costs exceeding 5% of annual budget, approved by the board RCW 64.34.425(f)
    A statement of any anticipated repair or replacement cost in excess of five percent of the annual budget of the association that has been approved by the board of directors; RCW 64.34.425(f) · verified Jul 2026
  • Amount of reserves and designation for specified projects RCW 64.34.425(g)
    A statement of the amount of any reserves for repair or replacement and of any portions of those reserves currently designated by the association for any specified projects; RCW 64.34.425(g) · verified Jul 2026
  • Prior year annual financial statement including audit report if prepared RCW 64.34.425(h)
    The annual financial statement of the association, including the audit report if it has been prepared, for the year immediately preceding the current year; RCW 64.34.425(h) · verified Jul 2026
  • Balance sheet and revenue/expense statement (accrual basis, current within 120 days) RCW 64.34.425(i)
    A balance sheet and a revenue and expense statement of the association prepared on an accrual basis, which shall be current to within 120 days; RCW 64.34.425(i) · verified Jul 2026
  • Current operating budget RCW 64.34.425(j)
    The current operating budget of the association; RCW 64.34.425(j) · verified Jul 2026
  • Unsatisfied judgments against the association and status of pending litigation RCW 64.34.425(k)
    A statement of any unsatisfied judgments against the association and the status of any pending suits or legal proceedings in which the association is a plaintiff or defendant; RCW 64.34.425(k) · verified Jul 2026
  • Insurance coverage description provided to unit owners RCW 64.34.425(l)
    A statement describing any insurance coverage provided for the benefit of unit owners; RCW 64.34.425(l) · verified Jul 2026
  • Declaration violations in the unit or limited common elements assigned thereto RCW 64.34.425(m)
    A statement as to whether there are any alterations or improvements to the unit or to the limited common elements assigned thereto that violate any provision of the declaration; RCW 64.34.425(m) · verified Jul 2026
  • Number of units owned by the declarant and date of transfer of control RCW 64.34.425(n)
    A statement of the number of units, if any, still owned by the declarant, whether the declarant has transferred control of the association to the unit owners, and the date of such transfer; RCW 64.34.425(n) · verified Jul 2026
  • Health or building code violations affecting the unit or condominium RCW 64.34.425(o)
    A statement as to whether there are any violations of the health or building codes with respect to the unit, the limited common elements assigned thereto, or any other portion of the condominium; RCW 64.34.425(o) · verified Jul 2026
  • Remaining term of any leasehold estate and renewal/extension provisions RCW 64.34.425(p)
    A statement of the remaining term of any leasehold estate affecting the condominium and the provisions governing any extension or renewal thereof; RCW 64.34.425(p) · verified Jul 2026
  • Declaration, bylaws, rules and regulations, current reserve study RCW 64.34.425(q)
    A copy of the declaration, the bylaws, the rules or regulations of the association, the association's current reserve study, if any, and any other information reasonably requested by mortgagees of prospective purchasers of units. Information requested generally by the federal national mortgage association, the federal home loan bank board, the government national mortgage association, the veterans administration and the department of housing and urban development shall be deemed reasonable, provided such information is reasonably available to the association; RCW 64.34.425(q) · verified Jul 2026
  • Qualified warranty coverage and claims history (RCW 64.35.210) RCW 64.34.425(r)
    A statement, as required by RCW 64.35.210, as to whether the units or common elements of the condominium are covered by a qualified warranty, and a history of claims under any such warranty; RCW 64.34.425(r) · verified Jul 2026
  • Electric vehicle charging station requirements and associated costs RCW 64.34.425(s)
    A statement describing any requirements related to electric vehicle charging stations located in the unit or the limited common elements assigned to the unit, including application status, insurance information, maintenance responsibilities, and any associated costs; RCW 64.34.425(s) · verified Jul 2026
  • Disclosure if association has no current reserve study RCW 64.34.425(t)
    If the association does not have a reserve study that has been prepared in accordance with RCW 64.34.380 and 64.34.382 or its governing documents, the following disclosure: "This association does not have a current reserve study. The lack of a current reserve study poses certain risks to you, the purchaser. Insufficient reserves may, under some circumstances, require you to pay on demand as a special assessment your share of common expenses for the cost of major maintenance, repair, or replacement of a common element." RCW 64.34.425(t) · verified Jul 2026
Also applicable: RCW 64.90.640 (Washington Uniform Common Interest Ownership Act, 26 items)
Industry incumbents (HomeWiseDocs, CondoCerts) charge residents $250–$400 per resale certificate. Under RCW 64.34.425, Washington caps the preparation fee at $275 by statute. With CommunityPay, the board issues the certificate directly from live ledger data — the board controls pricing within the statutory cap. Residents typically save $200+ per closing.
827,611
County Population
Relatively High
FEMA Risk Rating
$359
Median Monthly HOA Fee
$190 – $450
25th – 75th Percentile
FEMA National Risk Index v1.20. Fee data: U.S. Census ACS 2023 5-Year PUMS, weighted from 21,460 units.
Landslide
Very High
$24,734,644/yr expected loss
Earthquake
Relatively High
$246,681,545/yr expected loss
Ice Storm
Very High
$3,617,566/yr expected loss
Heat Wave
Relatively High
$11,939,998/yr expected loss
Volcanic Activity
Relatively Moderate
$675,004/yr expected loss
Source: FEMA National Risk Index. Expected Annual Loss represents the modeled annualized cost of building damage and direct losses across the county, not a per-property figure.
Be Services LLC Verified
1 community engagement · manages 7 associations nationally
"Verified" indicates a confirmed engagement with a community in Snohomish. HQ-only entries are companies headquartered in Snohomish with potential service area overlap.
132 Snohomish communities operate under Washington law. The primary governing statute is RCW 64.90 — Washington Uniform Common Interest Ownership Act (WUCIOA). The Washington Uniform Common Interest Ownership Act (WUCIOA). Enacted in 2018 (Chapter 277, Laws of 2018), WUCIOA replaces the patchwork of pre-existing condominium and HOA regimes (RCW 64.32, 64.34, 64.38) with a single unified statute based on the Uniform Common Interest Ownership Act. Initially governed only communities with declarations recorded on or after July 1, 2018; ESSB 5796 (2024) extends WUCIOA to every Washington common interest community by January 1, 2028, regardless of formation date. SB 5129 (2025) accelerates several key provisions to January 1, 2026.
Name Type Formed
120 WILLOW AVE CONDOMINIUM OWNERS ASSOCIATION Condominium —
131ST AVENUE SE CONDOMINIUM ASSOCIATION Condominium 2000
1355 OCEAN SHORES BOULEVARD CONDOMINIUM ASSOCIATION Condominium 2005
232ND STREET CONDOMINIUMS ASSOCIATION Condominium 2005
318 J AVENUE CONDOMINIUM OWNERS ASSOCIATION Condominium 2008
6112 MAGNOLIA CONDOMINIUM OWNERS ASSOCIATION Condominium 2008
7301 FIFTH AVENUE CONDOMINIUM OWNERS ASSOCIATION Condominium 1999
APPLETREE DIVISION 9 HOMEOWNERS ASSOCIATION Homeowners Association 2017
ASPEN HILLS HOMEOWNERS ASSOCIATION Homeowners Association 2015
ASSOCIATION OF NOBLE RIDGE HOMEOWNERS Homeowners Association 2013
AUTUMN RIDGE ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2014
BERKLEY TRAILS HOMEOWNERS ASSOCIATION Homeowners Association —
BIG DEER HOMEOWNERS ASSOCIATION Homeowners Association 2018
BIG DEER NORTH HOMEOWNERS ASSOCIATION Homeowners Association 2019
BLACKMAN'S LAKE VIEW HOMEOWNERS ASSOCIATION Homeowners Association 1980
BONNEY LANE CONDOMINIUM HOMEOWNER'S ASSOCIATION Condominium 2006
BRAIDWOOD VILLAGE II MASTER CONDOMINIUM OWNERS ASSOCIATION Condominium 2019
BRIARWOOD CONDOMINIUM ASSOCIATION Condominium 1997
BRIGHTON PARK RB HOMEOWNERS ASSOCIATION Homeowners Association 2018
BROOKSIDE RB HOMEOWNERS ASSOCIATION Homeowners Association —
BROOKWOOD TERRACE PROPERTY OWNERS ASSOCIATION Property Owners Association 1995
CANYON RIM ESTATES HOMEOWNERS' ASSOCIATION Homeowners Association 2001
CARPENTER CREEK HOMEOWNERS' ASSOCIATION Homeowners Association 1987
CASTLEMOUNT HOMEOWNERS' ASSOCIATION Homeowners Association 2007
CATHCART NORTH CONDOMINIUM OWNERS ASSOCIATION Condominium 2008
CEDARCREST ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 1999
CEDAR LANE TOWNHOMES CONDOMINIUM OWNERS ASSOCIATION Condominium 1991
CHANNEL CREST CONDOMINIUM OWNERS' ASSOCIATION Condominium 1996
CHELSEA MANOR CONDOMINIUM OWNERS ASSOCIATION Condominium 2005
CLEARVIEW COMMUNITY ASSOCIATION Unclassified Entity 2014
CLEVELAND TERRACE, A CONDOMINIUM OWNERS ASSOCIATION Condominium 2008
CLYDE ESTATES HOMEOWNERS ASSOCIATION Homeowners Association —
COTTONWOOD CREEK HOMEOWNERS ASSOCIATION Homeowners Association —
COUNTRY WOODS HOMEOWNERS ASSOCIATION Homeowners Association 2011
CYPRESS WAY CONDOMINIUM OWNERS ASSOCIATION Condominium 1999
DEY VIEW ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2007
DOVER STATION HOMEOWNERS ASSOCIATION Homeowners Association 1987
DUBUQUE CREST DIVISION III HOMEOWNERS ASSOCIATION Homeowners Association 2002
DYNASTY'S AVE J CONDOMINIUM OWNERS ASSOCIATION Condominium 2015
ECHO FALLS HOMEOWNERS ASSOCIATION Homeowners Association 1992
ECHO LAKE ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2004
ECHO RIDGE ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2008
ELLIOT POINTE HOMEOWNERS ASSOCIATION Homeowners Association 1985
ELLIS COURT CONDOMINIUM OWNERS ASSOCIATION Condominium —
ELMGROVE CONDOMINIUM HOA Condominium —
ESTATES AT MEADOW CREEK HOMEOWNERS ASSOCIATION Homeowners Association 2002
FERNCRESS HOMEOWNERS ASSOCIATION Homeowners Association 2012
FOUR TWENTY BELLEVUE WAY SE CONDOMINIUM OWNERS ASSOCIATION Condominium 1994
FRENCH CREEK BLUFF HOMEOWNERS ASSOCIATION Homeowners Association 2013
GRASSY KNOLL HOMEOWNERS ASSOCIATION Homeowners Association 2006
GREENLEAF AT SNOHOMISH CASCADE HOMEOWNERS' ASSOCIATION Homeowners Association 2004
GREENVIEW FARMS HOMEOWNERS ASSOCIATION Homeowners Association 2003
GROVE STREET TOWNHOMES HOMEOWNER'S ASSOCIATION Townhome Association 2002
HAPPY HOLLOW CONDOMINIUM OWNERS ASSOCIATION Condominium 2018
HERON VIEW HOMEOWNERS ASSOCIATION Homeowners Association —
HIGHLANDS RESERVE ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2016
HIGHLAND VISTA HOMEOWNERS ASSOCIATION Homeowners Association 1995
HOLLY RANCH HOMEOWNERS' ASSOCIATION Homeowners Association 2011
HOYT GARDENS CONDOMINIUM OWNERS ASSOCIATION Condominium —
KELLOGG VILLAGE CONDOMINIUM OWNERS ASSOCIATION Condominium 2016
KENSINGTON ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2000
LIONS GATE ON HIGHLAND CONDOMINIUMS OWNERS ASSOCIATION Condominium 2006
LOBO RIDGE HOMEOWNERS ASSOCIATION Homeowners Association 2002
LOWER RIDGE CONDOMINIUM OWNERS ASSOCIATION Condominium 2008
MACHIAS MEADOWS HOMEOWNERS ASSOCIATION Homeowners Association —
MACHIAS RIDGE EAST HOMEOWNERS ASSOCIATION Homeowners Association —
MACHIAS RIDGE ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 1976
MACHIAS RIDGE SOUTH HOMEOWNERS ASSOCIATION Homeowners Association 1992
MAIN BROOK TOWNHOMES HOMEOWNERS' ASSOCIATION Townhome Association 2019
MAPLE AVENUE ESTATES EAST CONDOMINIUM OWNERS ASSOCIATION Condominium 2019
MAPLE AVENUE ESTATES WEST CONDOMINIUM OWNERS ASSOCIATION Condominium 2019
MAPLE CONDOMINIUM ASSOCIATION Condominium 2018
MARINO AVENUE RESIDENCES CONDOMINIUM OWNERS ASSOCIATION Condominium —
MASTON ESTATES CONDOMINIUM ASSOCIATION Condominium 2006
MAYWOOD HEIGHTS HOMEOWNERS ASSOCIATION Homeowners Association —
MCCLELLAN RIDGE HOMEOWNERS ASSOCIATION Homeowners Association 1996
MEADOWLAKE HEIGHTS HOMEOWNERS ASSOCIATION Homeowners Association 2011
MEADOW LAKE HIGHLANDS HOMEOWNERS ASSOCIATION Homeowners Association 2006
MEADOW LAKE PROPERTY OWNERS ASSOCIATION Property Owners Association 1979
MEADOW RUN CONDOMINIUM OWNERS ASSOCIATION Condominium —
METHOW RIVER RANCH PHASE I HOMEOWNERS ASSOCIATION Homeowners Association 2007
MISICH ADDITION HOMEOWNERS ASSOCIATION Homeowners Association 2004
MOUNTAIN VIEW ESTATES EAST CONDOMINIUM OWNERS ASSOCIATION Condominium 2007
NEWBERG CREST HOMEOWNERS ASSOCIATION Homeowners Association 2004
NEW RAINIER VISTA HOMEOWNERS ASSOCIATION Homeowners Association 2006
NORTH CARPENTER CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium —
NORTH LANE HOMEOWNERS ASSOCIATION Homeowners Association 2015
PACIFIC ESTATES CONDOMINIUM OWNERS ASSOCIATION Condominium —
PAISLEY COURT HOMEOWNERS ASSOCIATION Homeowners Association —
PAISLEY'S MEADOW CONDOMINIUM OWNERS ASSOCIATION Condominium 2006
PANTHER LAKE HEIGHTS HOMEOWNERS' ASSOCIATION Homeowners Association 2014
PARADISE VALLEY COMMUNITY ASSOCIATION Unclassified Entity —
PARAMOUNT PARK TOWNHOMES OWNERS ASSOCIATION Townhome Association 2003
PILCHUCK POINTE PROPERTY OWNERS ASSOCIATION Property Owners Association 1992
PINEWOOD VILLA CONDOMINIUMS HOMEOWNER'S ASSOCIATION Condominium 2006
RHODY LANE HOMEOWNERS ASSOCIATION Homeowners Association 1998
RIVERSIDE PLACE HOMEOWNERS ASSOCIATION Homeowners Association 1995
RIVERSTREET PLAZA CONDOMINIUM HOMEOWNER'S ASSOCIATION Condominium 2007
RIVERVIEW NORTH HOMEOWNERS ASSOCIATION Homeowners Association —
RIVERVIEW SOUTH HOMEOWNERS ASSOCIATION Homeowners Association —
ROOSEVELT RIDGE HOMEOWNERS' ASSOCIATION Homeowners Association 2005
ROSEWOOD AT BOTHELL HOMEOWNERS ASSOCIATION Homeowners Association 2015
SHARINGWOOD CONDOMINIUM OWNERS ASSOCIATION Condominium 1991
SIERRA HILLS HOMEOWNERS ASSOCIATION Homeowners Association 2015
SNOHOMISH 7TH STREET CONDOMINIUM OWNERS ASSOCIATION Condominium 2019
STONEHEDGE AT MILL CREEK HOMEOWNERS' ASSOCIATION Homeowners Association 2004
STORM LAKE COUNTRY ESTATES PROPERTY OWNERS ASSOCIATION Property Owners Association 1984
STORM LAKE RIDGE HOMEOWNERS' ASSOCIATION Homeowners Association 2001
SWEETWATER LANDING RB HOMEOWNERS ASSOCIATION Homeowners Association —
THE 89 AT BOTHELL HOMEOWNERS ASSOCIATION Homeowners Association 2015
THE 9TH STREET COTTAGES HOMEOWNERS ASSOCIATION Homeowners Association 1996
THE HEDGES HOMEOWNERS' ASSOCIATION Homeowners Association 1999
THE HOMEOWNERS ASSOCIATION OF THE ESTATES AT MEADOW RIDGE Homeowners Association 1994
THE RIVERSIDE CONDOMINIUM OWNERS ASSOCIATION Condominium 2005
THE SPINNAKER CONDOMINIUM ASSOCIATION OF EDMONDS Condominium 2011
THE SUNSET LANDING HOMEOWNERS' ASSOCIATION Homeowners Association 2003
THE VILLAGE AT SNOHOMISH CONDOMINIUM OWNERS ASSOCIATION Condominium 2002
THUNDER RIDGE ESTATES HOMEOWNERS' ASSOCIATION Homeowners Association 2004
THYME SQUARE COMMUNITY ASSOCIATION Unclassified Entity 2005
TOWER BUILDING CONDOMINIUM ASSOCIATION Condominium —
TOWNE POINTE CONDOMINIUM ASSOCIATION Condominium 2006
VALLEY VIEW GARDENS HOMEOWNERS' ASSOCIATION Homeowners Association 2007
VILLAGE ON THE HILL HOMEOWNERS ASSOCIATION Homeowners Association 2006
WAVERLY MEADOWS HOMEOWNERS ASSOCIATION Homeowners Association 2001
WEATHERBY HOMEOWNERS' ASSOCIATION Homeowners Association 2003
WINDSOR PARK RB HOMEOWNERS ASSOCIATION Homeowners Association 2017
WINESAP COURT HOMEOWNERS ASSOCIATION Homeowners Association —
WOLFE CREST ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2004
WONDERLAND PARK HOMEOWNERS ASSOCIATION Homeowners Association 2017
WOODGLEN CONDOMINIUM ASSOCIATION Condominium 2010
WOODLEAF CONDOMINIUM OWNERS ASSOCIATION Condominium 1992
WOOD RIVER HIGHLANDS COMMUNITY ASSOCIATION Unclassified Entity 2014
Institutional Reference

Reserve study standards in Washington

Statutory requirements, board preparation checklist, the components a professional study covers, and the useful-life ranges that drive thirty-year funding plans. Generic reference. Not a substitute for a study calibrated to a specific association.

Cadence
Annual update; professional visual study every 3rd year
Authority
RCW 64.90.545(1)
Scope
Component register, condition assessment, funding analysis

Washington WUCIOA (RCW 64.90.545(1)) requires the reserve study to be updated annually; at least every third year, the update must be prepared by a reserve study professional and based on a visual site inspection.

Most state regimes also require:

  • Annual disclosure of reserve funding status to owners.
  • Segregation of reserve funds from operating cash.
  • Board approval of the funding plan tied to the most recent study.

A reserve study has three parts:

  • Component register — every long-lived asset the association is responsible for maintaining.
  • Condition assessment — current age, remaining useful life, observable wear.
  • Funding analysis — how much the association must contribute each year so cash is available when components reach end-of-life.

CommunityPay maintains a Reserve Funding Status Report (RSR) generator tied to the live ledger. It is a status report, not a substitute for a professional study with on-site inspection.

What a board should have organized before commissioning a reserve study, and what a study delivers back. Use this list to evaluate whether the association is ready, regardless of state.

  1. Component register Every asset the association is responsible for maintaining — roofs, asphalt, mechanical systems, plumbing risers, elevators, amenities. Freeze a current version before the study.
  2. Condition assessments Last inspection reports, photographs, observed wear, recent repairs. The analyst calibrates useful-life estimates against this evidence.
  3. Useful-life and replacement-cost estimates Per component, calibrated to local climate, construction, and use intensity. A study produces these; the board verifies them.
  4. Thirty-year capital plan When each component reaches end-of-life and what replacement will cost in nominal dollars at that year.
  5. Funding plan Percent-funded, threshold, or baseline approach with an explicit annual contribution. The board approves; the study models outcomes.
  6. Current reserve fund balance Separated from operating cash. Ideally in interest-bearing accounts with FDIC coverage on the full balance.
  7. Annual budget tied to the funding plan Reserve contribution as an explicit budget line, traceable to the study and the funding policy.
  8. Most recent reserve study Full study, update, or interim review. Author credentials and date of the most recent on-site inspection.
  9. Insurance schedule Replacement-cost coverage on insured components. Deductibles that may draw against reserves in a loss.
  10. Board minutes referencing reserve decisions Special assessments, deferred maintenance, funding-policy changes, scope deviations from the study.

Categories most reserve studies cover. The specific components depend on the association. High-rise condos track far more than single-family HOAs. Gated communities track infrastructure that condos never see.

Roofing & Exterior

Asphalt shingle, metal, tile, or flat membrane roofs. Siding (wood, fiber cement, stucco, vinyl). Exterior paint. Soffits and fascia. Gutters and downspouts. Decks and balconies. Railings. Window and door frames in common areas.

Mechanical

HVAC chillers and cooling towers. Boilers and water heaters. Ventilation. Pumps. Fire suppression and sprinkler systems. Emergency generators. Elevators — cabs, controllers, jacks, and modernizations.

Site Work

Parking lots: seal coat, overlay, full reconstruction. Concrete sidewalks and curbs. Site lighting. Storm drainage. Retaining walls. Fencing. Entry gates and signage.

Plumbing & Electrical

Main water lines and risers. Sanitary and storm sewer lines. Backflow preventers. Common-area electrical panels and switchgear. Transformer pads. Distribution.

Amenities

Pools, spas, and pool equipment. Clubhouse interiors. Fitness rooms. Playgrounds. Tennis and pickleball courts. Mailbox kiosks. Trash enclosures and dumpster pads.

Safety & Code

Fire alarm panels. Emergency lighting. Smoke detectors in common areas. Fire-rated doors. Structural fireproofing. Sprinkler heads and inspection-required components.

A mid-size HOA typically tracks thirty to eighty components. A high-rise condo tracks two hundred or more. The categories above are illustrative. A professional reserve study identifies the components a specific association is responsible for.

Typical useful-life ranges for components common in reserve studies. Industry averages, not specific to any state, climate, or association. A professional study calibrates these to local conditions, construction quality, maintenance practice, and use intensity.

Component Typical useful life
Asphalt shingle roof20–25 years
Metal roof40–50 years
Tile or slate roof50+ years
Flat membrane roof (TPO/EPDM)15–25 years
Wood siding20–30 years
Fiber cement siding30–50 years
Stucco50+ years
Exterior paint cycle7–10 years
Gutters and downspouts20–30 years
Wood deck, pressure-treated15–20 years
Composite deck25–30 years
Asphalt parking — seal coat3–5 years
Asphalt parking — overlay12–15 years
Asphalt parking — reconstruction25–30 years
Concrete sidewalks and curbs30–50 years
Site lighting (poles, fixtures)20–30 years
Wood fencing15–25 years
Pool plaster10–15 years
Pool pump and filter7–10 years
HVAC rooftop unit15–20 years
Boiler25–30 years
Commercial water heater10–15 years
Fire alarm panel20–25 years
Elevator cab finishes15–20 years
Elevator modernization25–30 years
Carpet, clubhouse7–10 years
Playground equipment10–15 years

Ranges synthesized from common professional reserve-study references and U.S. building-component literature. Verify against a study performed by a credentialed reserve specialist (RS, PRA, or equivalent) before relying on any figure for funding decisions.

Related tools
  • Reserve Health Check → Free. Inputs reserve balance, annual contribution, building age, and components; returns a grade with the math shown. No signup required to view results.
Institutional Reference

Meeting requirements in Washington

Statutory floors for owner and board meetings — notice periods, delivery rules, quorum, voting, written consent, and record retention. Generic reference. Specific bylaws or declarations may impose tighter requirements; statutes set the minimum.

Annual / owner meeting
14 days advance notice
RCW 64.90.445(1)(c)
Board meeting
14 days advance notice
RCW 64.90.445(2)(f)
Urgent / special meeting
7 days minimum notice
Owner comment period
15 minutes minimum at each board meeting

Most state regimes also require:

  • Open meetings — board meetings open to all members in good standing; closed executive sessions only for narrow purposes (litigation, personnel, contracts).
  • Agenda discipline — the board cannot vote on substantive matters not included in the noticed agenda except in narrow emergency circumstances.
  • Annual meeting — at least one owner meeting per year, with notice mailed to the address on record for each owner.
  • Quorum thresholds — defined in the declaration or bylaws; statutory default applies when governing documents are silent.

CommunityPay maintains a Board Meeting Packet generator that produces a state-aware agenda, draft minutes template, and compliance checklist for the board pack.

How meeting notice must be delivered, what it must contain, and what defects invalidate the notice. Statutes vary in mechanics; the principles are consistent.

  1. Delivery method First-class mail or hand-delivery to the address on file with the association is the universal default. Most states permit electronic delivery only with the owner's written consent. A posted notice on a community bulletin board is not, by itself, sufficient.
  2. Address on file The association is entitled to rely on the address each owner has provided. The owner bears the burden of keeping it current. The board must maintain a registered address list.
  3. Required content Date, time, location (or remote-access link), and an agenda. Material to be voted on — budget, special assessments, rule changes — must be identified specifically. "Other business" is not a substitute for an item.
  4. Notice period start The notice period typically runs from the date of mailing or hand-delivery, not the date of receipt. Some states count both the notice date and the meeting date; others exclude one or both. Confirm the rule.
  5. Remote participation When the association offers remote attendance, the notice must include the access information and any limitations (e.g., audio-only, no chat). Recording rules vary by state.
  6. Defective notice consequences Material defects invalidate actions taken at the meeting. Minor defects (typo in location, slightly late mailing) may be cured by attendance and waiver. Document the cure in the minutes.
  7. Emergency notice Statutes typically permit shortened notice for genuine emergencies (imminent physical harm, immediate financial loss). The board must document the emergency basis in the minutes.

Full notice requirements appear in RCW 64.90 and the specific subsections cited in the Requirements tab.

Quorum sets the floor for a valid meeting. Voting mechanics — proxies, ballots, written consent — determine how votes are counted once the quorum is established.

Quorum

Statute sets the default at 20% of allocated interests unless the governing documents specify a different threshold.

Proxies

Most states permit proxies for owner meetings. The proxy must be written, dated, and signed; many states require revocation rights and an explicit scope (general or limited). Proxies do not extend to board meetings — directors must vote in person or by permitted remote means.

Written consent

Action without a meeting requires unanimous written consent in most jurisdictions, though some states permit a lower threshold for narrow categories (uncontested matters, ratification). Document the consent in the corporate records, indexed to the action taken.

Ballots

Secret-ballot procedures, double-envelope requirements, and inspector-of-elections rules apply in states with comprehensive election statutes. Director elections, recall votes, and assessment increases above a statutory threshold typically require secret-ballot procedure.

Cumulative voting

Available only when explicitly authorized by the declaration or bylaws. Otherwise straight voting applies — each membership casts one vote per open seat per candidate, with no concentration permitted.

Member in good standing

Voting rights may be suspended for delinquent accounts in some jurisdictions. Suspension typically requires due-process notice and an opportunity to cure. Statutes vary; the bylaws must align.

Voting and quorum procedures are codified in RCW 64.90 and applicable subsections. Specific procedures may be modified in the declaration and bylaws within statutory limits.

Minutes are the corporate record of the meeting. Statutes in every state require associations to maintain meeting minutes and make them available to owners on request. Retention periods and access rules vary.

  1. What minutes must contain Date, time, location. Directors and officers present. Quorum determination. Motions made, seconded, and the vote count. Substantive board actions and adopted resolutions. Executive-session minutes kept separately; the open-session minutes record only that a closed session occurred.
  2. Retention period Washington requires retention for at least 7 years. Reserve studies, declarations, amendments, and assessments — permanent.
  3. Owner inspection rights Washington requires the association to respond within 10 days of a written request.
  4. Approval process Draft minutes are circulated to the board, corrected, and approved at the next regular meeting. Approved minutes become the official record. Corrections after approval require a noted amendment, not silent edits.
  5. Permanent records Declaration, bylaws, articles of incorporation, rule books, amendments, and the minute book are permanent records. The association cannot dispose of them on any retention schedule.
  6. Resale disclosure Recent board and owner meeting minutes are typically required attachments to a resale certificate. The standard window is the last 12 months; some statutes extend to 24 months for amendments.
  7. Executive session Closed-session minutes record matters discussed but typically remain confidential from the general membership. Specific votes taken in closed session may need to be reported in the open-session minutes.

Records retention and inspection rights are codified in RCW 64.90 and related subsections. A records-request response that misses the statutory deadline may expose the association to a per-day penalty.

Related tools
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Download the Washington HOA & Condo Compliance Checklist

One PDF — every active Washington statute we track, statutory fee caps and time limits, recent legal changes from the last 12 months, and the resale-certificate disclosure profile. Built from CommunityPay's living legal corpus, the same data that drives our resale certificates, reserve reports, and CARI scoring.

  • Statutory fee caps and time limits (resale, late fees, lien priority)
  • Recent law changes with effective dates
  • Resale & estoppel disclosure profile, item by item
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Data sourced from Washington Secretary of State public registrations, FEMA National Risk Index, U.S. Census Bureau, and CommunityPay's management company graph.
United States Payments and Accounting Governance Infrastructure for Community Associations
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