HOAs & Condos in Seattle, WA

1419 registered communities in Seattle across King County and 1 adjacent county. Mix: 976 condominium, 357 homeowners association, 61 townhome association, 19 unclassified entity, 6 property owners association. Median monthly HOA/condo fee in the county is $495.

Resale Certificate Compliance 20 disclosures required
WA
Every common interest community in Seattle, WA is governed by RCW 64.34.425 (Washington Condominium Act). Washington law requires 20 specific disclosures when a unit is sold. The certificate must be delivered within 10 days of request. Maximum preparation fee: $275.00. · verified Oct 2026
  • Right of first refusal or restraint on free alienability RCW 64.34.425(a)
    A statement disclosing any right of first refusal or other restraint on the free alienability of the unit contained in the declaration; RCW 64.34.425(a) · verified Oct 2026
  • Monthly common expense assessment, unpaid assessments, and special assessments RCW 64.34.425(b)
    A statement setting forth the amount of the monthly common expense assessment and any unpaid common expense or special assessment currently due and payable from the selling unit owner and a statement of any special assessments that have been levied against the unit which have not been paid even though not yet due; RCW 64.34.425(b) · verified Oct 2026
  • Common expenses or special assessments past due over 30 days (current within 45 days) RCW 64.34.425(c)
    A statement, which shall be current to within 45 days, of any common expenses or special assessments against any unit in the condominium that are past due over 30 days; RCW 64.34.425(c) · verified Oct 2026
  • Association monetary obligations past due over 30 days (current within 45 days) RCW 64.34.425(d)
    A statement, which shall be current to within 45 days, of any obligation of the association which is past due over 30 days; RCW 64.34.425(d) · verified Oct 2026
  • Other fees payable by unit owners RCW 64.34.425(e)
    A statement of any other fees payable by unit owners; RCW 64.34.425(e) · verified Oct 2026
  • Anticipated repair or replacement costs exceeding 5% of annual budget, approved by the board RCW 64.34.425(f)
    A statement of any anticipated repair or replacement cost in excess of five percent of the annual budget of the association that has been approved by the board of directors; RCW 64.34.425(f) · verified Oct 2026
  • Amount of reserves and designation for specified projects RCW 64.34.425(g)
    A statement of the amount of any reserves for repair or replacement and of any portions of those reserves currently designated by the association for any specified projects; RCW 64.34.425(g) · verified Oct 2026
  • Prior year annual financial statement including audit report if prepared RCW 64.34.425(h)
    The annual financial statement of the association, including the audit report if it has been prepared, for the year immediately preceding the current year; RCW 64.34.425(h) · verified Oct 2026
  • Balance sheet and revenue/expense statement (accrual basis, current within 120 days) RCW 64.34.425(i)
    A balance sheet and a revenue and expense statement of the association prepared on an accrual basis, which shall be current to within 120 days; RCW 64.34.425(i) · verified Oct 2026
  • Current operating budget RCW 64.34.425(j)
    The current operating budget of the association; RCW 64.34.425(j) · verified Oct 2026
  • Unsatisfied judgments against the association and status of pending litigation RCW 64.34.425(k)
    A statement of any unsatisfied judgments against the association and the status of any pending suits or legal proceedings in which the association is a plaintiff or defendant; RCW 64.34.425(k) · verified Oct 2026
  • Insurance coverage description provided to unit owners RCW 64.34.425(l)
    A statement describing any insurance coverage provided for the benefit of unit owners; RCW 64.34.425(l) · verified Oct 2026
  • Declaration violations in the unit or limited common elements assigned thereto RCW 64.34.425(m)
    A statement as to whether there are any alterations or improvements to the unit or to the limited common elements assigned thereto that violate any provision of the declaration; RCW 64.34.425(m) · verified Oct 2026
  • Number of units owned by the declarant and date of transfer of control RCW 64.34.425(n)
    A statement of the number of units, if any, still owned by the declarant, whether the declarant has transferred control of the association to the unit owners, and the date of such transfer; RCW 64.34.425(n) · verified Oct 2026
  • Health or building code violations affecting the unit or condominium RCW 64.34.425(o)
    A statement as to whether there are any violations of the health or building codes with respect to the unit, the limited common elements assigned thereto, or any other portion of the condominium; RCW 64.34.425(o) · verified Oct 2026
  • Remaining term of any leasehold estate and renewal/extension provisions RCW 64.34.425(p)
    A statement of the remaining term of any leasehold estate affecting the condominium and the provisions governing any extension or renewal thereof; RCW 64.34.425(p) · verified Oct 2026
  • Declaration, bylaws, rules and regulations, current reserve study RCW 64.34.425(q)
    A copy of the declaration, the bylaws, the rules or regulations of the association, the association's current reserve study, if any, and any other information reasonably requested by mortgagees of prospective purchasers of units. Information requested generally by the federal national mortgage association, the federal home loan bank board, the government national mortgage association, the veterans administration and the department of housing and urban development shall be deemed reasonable, provided such information is reasonably available to the association; RCW 64.34.425(q) · verified Oct 2026
  • Qualified warranty coverage and claims history (RCW 64.35.210) RCW 64.34.425(r)
    A statement, as required by RCW 64.35.210, as to whether the units or common elements of the condominium are covered by a qualified warranty, and a history of claims under any such warranty; RCW 64.34.425(r) · verified Oct 2026
  • Electric vehicle charging station requirements and associated costs RCW 64.34.425(s)
    A statement describing any requirements related to electric vehicle charging stations located in the unit or the limited common elements assigned to the unit, including application status, insurance information, maintenance responsibilities, and any associated costs; RCW 64.34.425(s) · verified Oct 2026
  • Disclosure if association has no current reserve study RCW 64.34.425(t)
    If the association does not have a reserve study that has been prepared in accordance with RCW 64.34.380 and 64.34.382 or its governing documents, the following disclosure: "This association does not have a current reserve study. The lack of a current reserve study poses certain risks to you, the purchaser. Insufficient reserves may, under some circumstances, require you to pay on demand as a special assessment your share of common expenses for the cost of major maintenance, repair, or replacement of a common element." RCW 64.34.425(t) · verified Oct 2026
Also applicable: RCW 64.90.640 (Washington Uniform Common Interest Ownership Act, 26 items)
Industry incumbents (HomeWiseDocs, CondoCerts) charge residents $250–$400 per resale certificate. Under RCW 64.34.425, Washington caps the preparation fee at $275 by statute. With CommunityPay, the board issues the certificate directly from live ledger data — the board controls pricing within the statutory cap. Residents typically save $200+ per closing.
2,268,178
County Population
Very High
FEMA Risk Rating
$495
Median Monthly HOA Fee
$383 – $650
25th – 75th Percentile
FEMA National Risk Index v1.20. Fee data: U.S. Census ACS 2023 5-Year PUMS, weighted from 68,125 units.
Earthquake
Very High
$1,214,712,330/yr expected loss
Inland Flooding
Very High
$416,875,117/yr expected loss
Avalanche
Very High
$11,079,036/yr expected loss
Landslide
Relatively High
$1,671,514/yr expected loss
Heat Wave
Relatively High
$18,918,036/yr expected loss
Source: FEMA National Risk Index. Expected Annual Loss represents the modeled annualized cost of building damage and direct losses across the county, not a per-property figure.
Navigate Community Management Verified
162 community engagements · manages 164 associations nationally
The Cwd Group LLC Verified
112 community engagements · manages 113 associations nationally
Trf Pacific Management Services, LLC Verified
32 community engagements · manages 32 associations nationally
3stripe Management Verified
28 community engagements · manages 28 associations nationally
The Copeland Group, LLC Verified
22 community engagements · manages 22 associations nationally
Property Concepts, INC Verified
15 community engagements · manages 29 associations nationally
Pacific Rim Investment & Management Enterprises, INC Verified
15 community engagements · manages 23 associations nationally
Real Property Associates Verified
13 community engagements · manages 13 associations nationally
Associates West Real Estate, Inc. Verified
12 community engagements · manages 12 associations nationally
South Lake Associates, Inc. Verified
11 community engagements · manages 11 associations nationally
"Verified" indicates a confirmed engagement with a community in Seattle. HQ-only entries are companies headquartered in Seattle with potential service area overlap.
1419 Seattle communities operate under Washington law. The primary governing statute is RCW 64.90 — Washington Uniform Common Interest Ownership Act (WUCIOA). The Washington Uniform Common Interest Ownership Act (WUCIOA). Enacted in 2018 (Chapter 277, Laws of 2018), WUCIOA replaces the patchwork of pre-existing condominium and HOA regimes (RCW 64.32, 64.34, 64.38) with a single unified statute based on the Uniform Common Interest Ownership Act. Initially governed only communities with declarations recorded on or after July 1, 2018; ESSB 5796 (2024) extends WUCIOA to every Washington common interest community by January 1, 2028, regardless of formation date. SB 5129 (2025) accelerates several key provisions to January 1, 2026.
Name Type Formed
RICHMOND BEACH TOWNHOMES CONDOMINIUM OWNERS ASSOCIATION Condominium 1992
RICHMOND HEIGHTS CONDOMINIUM OWNERS ASSOCIATION Condominium 2008
RICHMOND SEQUOIA HOMEOWNERS ASSOCIATION Homeowners Association 2014
RICHMOND VILLAGE HOMEOWNERS ASSOCIATION Homeowners Association 1999
RIDGE AT HANGMAN HOMEOWNERS ASSOCIATION Homeowners Association 1994
RIDGEFIELD HOMEOWNERS ASSOC. Homeowners Association 1990
RIDGEMONT CONDOMINIUM ASSOCIATION Condominium 2003
RIDGEVIEW CONDOMINIUMS Condominium 1998
RIDGE VIEW ESTATES HOMEOWNERS ASSOCIATION I Homeowners Association 2003
RIVER GLEN HOMEOWNERS ASSOCIATION Homeowners Association 2016
RIVER VALLEY CONDOMINIUM ASSOCIATION Condominium 2004
ROANOKE PLACE CONDOMINIUM ASSOCIATION Condominium 2009
ROBINSON HOMEOWNERS ASSOCIATION Homeowners Association —
ROCK CREEK NORTHWEST HOMEOWNERS ASSOCIATION Homeowners Association 2004
ROCK ROSE CONDOMINIUM ASSOCIATION Condominium 2004
RONALD COMMONS CONDOMINIUM ASSOCIATION Condominium 2016
ROOSEVELT COURT CONDOMINIUM OWNERS' ASSOCIATION Condominium 2007
ROSAIA CONDOMINIUM ASSOCIATION Condominium 2004
ROSARIO HILLSIDE CONDOMINIUM ASSOCIATION Condominium 2007
ROSE STREET APARTMENTS CONDOMINIUM ASSOCIATION Condominium 2011
ROSINA COURT HOMEOWNERS ASSOCIATION Homeowners Association 2014
ROWAN CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 2005
ROYAL CREST CONDOMINIUM ASSOCIATION Condominium 2001
ROYAL MANOR ESTATES CONDOMINIUM ASSOCIATION Condominium 2008
ROYALWOOD ESTATES CONDOMINIUM Condominium 2020
ROYCREST HOMEOWNERS ASSOCIATION Homeowners Association 2009
RUBY CONDOMINIUM OWNERS ASSOCIATION Condominium 2008
SAGE CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 2005
SAINT THOMAS CONDOMINIUM ASSOCIATION OF APARTMENT OWNERS Condominium 1998
SALMON BAY CONDOMINIUM ASSOCIATION Condominium 2016
SALMON BAY TOWNHOMES CONDOMINIUM ASSOCIATION Condominium 2001
SALMON BAY VISTA CONDOMINIUM ASSOCIATION Condominium 2007
SAMMAMISH COTTAGES CONDOMINIUM ASSOCIATION Condominium 2018
SAND POINT HOMEOWNERS ASSOCIATION Homeowners Association —
SAPPHIRE HOMEOWNERS ASSOCIATION Homeowners Association 2007
SAPPHIRE ON 14TH AVENUE CONDOMINIUM ASSOCIATION Condominium —
SARATOGA CONDOMINIUM OWNERS' ASSOCIATION Condominium 2008
SAYBROOK CONDOMINIUM ASSOCIATION Condominium 2006
SBMC CONDOMINIUM OWNERS ASSOCIATION Condominium 2010
SCANDIA CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 2005
SCHMITZ ESTATES HOMEOWNERS' ASSOCIATION Homeowners Association 2009
SEA-BIRD HOMEOWNERS ASSOCIATION Homeowners Association 1977
SEABREEZE, A CONDOMINIUM OWNERS ASSOCIATION Condominium 1992
SEA MAR VANCOUVER CONDOMINIUM ASSOCIATION Condominium 2020
SEATTLE1808-5932 CONDOMINIUM OWNERS ASSOCIATION Condominium —
SEATTLE 5928-5930 CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium —
SEATTLE 8322-8326 CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium —
SEAVIEW COTTAGES CONDOMINIUM ASSOCIATION Condominium 2020
SEAVIEW TERRACE CONDOMINIUM Condominium 2006
SEAWEST CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 1999
SECOND AVENUE SEATTLE HOMEOWNERS ASSOCIATION Homeowners Association 2018
SEDONA HOMEOWNERS ASSOCIATION Homeowners Association 2000
SENDERO HOMEOWNERS ASSOCIATION Homeowners Association 2007
SENECA 8 CONDOMINIUM ASSOCIATION Condominium —
SEQUOIA HOUSE CONDOMINIUM ASSOCIATION Condominium 2007
SEVILLE HOMEOWNERS ASSOCIATION Homeowners Association 2005
SHAMROCK HEIGHTS HOMEOWNERS ASSOCIATION Homeowners Association 2005
SHAMROCK PLACE HOMEOWNERS ASSOCIATION Homeowners Association 2015
SHASTA RIDGE HOMEOWNERS ASSOCIATION Homeowners Association 2009
SHEFFIELD CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 2005
SHEFFIELD MANOR CONDOMINIUM ASSOCIATION Condominium 1990
SHERPA CONDOMINIUM ASSOCIATION Condominium —
SHIP STREET CONDOMINIUMS ASSOCIATION Condominium 2005
SIENA ON CAPITAL HILL CONDOMINIUM ASSOCIATION Condominium 2006
SIERRA VISTA A CONDOMINIUM Condominium 2016
SILVER GLEN MEADOWS HOMEOWNERS' ASSOCIATION Homeowners Association 2018
SILVER LAKE TOWNHOMES ASSOCIATION Townhome Association 2019
SITE 17 CONDOMINIUM ASSOCIATION Condominium 2005
SJONADAL CONDOMINIUM OWNERS ASSOCIATION Condominium 1996
SKYCROFT HOMEOWNERS ASSOCIATION Homeowners Association 2019
SKYE LANDING AT KLAHANIE CONDOMINIUM ASSOCIATION Condominium 1997
SKYLARK CONDOMINIUM ASSOCIATION Condominium 2011
SKYRIDGE ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2019
SKYVIEW HOMEOWNERS ASSOCIATION OF FERNDALE Homeowners Association 2012
SKYWAY VILLAGE HOMEOWNERS ASSOCIATION Homeowners Association —
SMOKE TREE CONDOMINIUM Condominium 1992
SNOQUALMIE GARDENS CONDOMINIUM OWNERS ASSOCIATION Condominium 1995
SOLAIRE ONE, A CONDOMINIUM Condominium 2019
SOLANO HOMEOWNERS ASSOCIATION Homeowners Association —
SOLE VITA CONDOMINIUM HOMEOWNER'S ASSOCIATION Condominium 2007
SOMERSET VILLAGE TOWNHOMES CONDOMINIUM OWNERS' ASSOCIATION Condominium 2001
SONATA AT ALKI CONDOMINIUM OWNERS ASSOCIATION Condominium 1993
SOUNDVIEW HOMEOWNERS ASSOCIATION Homeowners Association 2018
SOUNDVIEW RIDGE CONDOMINIUM OWNERS ASSOCIATION Condominium 1995
SOUTH ARCADE CONDOMINIUM ASSOCIATION OF APARTMENT OWNERS Condominium 1986
SOUTH BALLARD VIEW CONDOMINIUM ASSOCIATION Condominium 2004
SOUTH CHARLES STREET HOMEOWNERS ASSOCIATION Homeowners Association —
SOUTH DONOVAN CONDOMINIUM ASSOCIATION Condominium —
SOUTH MARKET STREET LOFTS CONDOMINIUM ASSOCIATION Condominium 2020
SOUTHSHORE AT LAKE TAPPS HOMEOWNERS ASSOCIATION Homeowners Association —
SPIRE CONDOMINIUM ASSOCIATION Condominium —
SPRING BEACH HOMEOWNERS' COMMUNITY SEPTIC SYSTEM MANAGEMENTASSOCIATION Homeowners Association 2015
SPRINGBROOK LANE TOWNHOMES HOMEOWNERS ASSOCIATION Townhome Association 2008
SPRINGBROOK RESERVE CONDOMINIUM ASSOCIATION Condominium 2006
SPRING COURT CONDOMINIUM OWNERS ASSOCIATION Condominium 1994
SPRING CREEK CONDOMINIUM ASSOCIATION Condominium 1988
SPRING GLEN COURT CONDOMINIUMS Condominium 2015
SPRING PARK CONDOMINIUM ASSOCIATION OF APARTMENT OWNERS Condominium 2001
S SULLIVAN ST CONDOMINIUM OWNERS ASSOCIATION Condominium —
STADIUM PLACE CONDOMINIUM ASSOCIATION Condominium 2011
STANTON COURT CONDOMINIUM ASSOCIATION Condominium 2018
STARLIGHT CONDOMINIUM OWNERS ASSOCIATION Condominium 1996
STATIONHOUSE CONDOMINIUM OWNERS' ASSOCIATION Condominium 2005
STEEPLE ROCK CONDOMINIUM OWNERS ASSOCIATION Condominium —
STERLING CREEK CONDOMINIUM ASSOCIATION Condominium 2010
STERLING PLACE CONDOMINIUM OWNERS ASSOCIATION Condominium —
ST. HENRY HOUSE CONDOMINIUM ASSOCIATION Condominium 1987
STONE AVENUE CONDOMINIUM ASSOCIATION Condominium 2006
STONE BLOSSOM CONDOMINIUMS ASSOCIATION Condominium 2001
STONE GARDEN TOWNHOMES ASSOCIATION Townhome Association 1993
STRATFORD VILLAGE HOMEOWNERS ASSOCIATION Homeowners Association 2001
SUMMIT & BELMONT HOMEOWNERS ASSOCIATION Homeowners Association 2017
SUMMIT PLACE CONDOMINIUM ASSOCIATION Condominium 2007
SUMMIT TOWER, A CONDOMINIUM OWNERS ASSOCIATION Condominium 2009
SUNBREAKER CONDOMINIUMS Condominium 1992
SUN EAST PROPERTY OWNERS ASSOCIATION Property Owners Association 1975
SUNRISE AT EDMONDS CONDOMINIUM OWNERS ASSOCIATION Condominium 1993
SUNRISE AT THE LAKE CONDOMINIUM ASSOCIATION Condominium 2007
SUNRISE MANOR CONDOMINIUM ASSOCIATION Condominium 2011
SUNRISE NORTH CONDOMINIUM OWNERS' ASSOCIATION Condominium 1992
SUNSET AT THE LOCKS CONDOMINIUM ASSOCIATION Condominium 2006
SUNSET CONDOMINIUMS EDMONDS Condominium 2012
SUNSETS EDGE TOWNHOMES HOMEOWNER ASSOCIATION Townhome Association 2019
SUNSET VIEW CONDOMINIUM ASSOCIATION Condominium 2001
SUNSET VIEWPOINT ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2015
SUNSET VIEW WEST SEATTLE CONDOMINIUM ASSOCIATION Condominium 2007
SUNSET VILLA CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 1984
SUNWOOD CONDOMINIUM ASSOCIATION Condominium 1980
SW FRONTENAC ST. & CALIFORNIA AVE. SW HOMEOWNERS ASSOCIATION Homeowners Association 2020
TAIYO A CONDOMINIUM Condominium 2010
TAKE FIVE HOMEOWNERS ASSOCIATION Homeowners Association 2006
TALL FIRS CONDOMINIUMS OF FEDERAL WAY Condominium 1992
TALTA HOMEOWNERS ASSOCIATION Homeowners Association 2016
TAMARACK PLACE, A CONDOMINIUM Condominium 2010
TAMARIND CONDOMINIUM Condominium 2013
TANGLETOWN CONDOMINIUMS OWNERS ASSOCIATION Condominium 2000
TARMIGAN, A CONDOMINIUM Condominium 2008
TARYWOOD PARK HOMEOWNERS ASSOCIATION Homeowners Association 2012
TAYLOR ANNE CONDOMINIUM OWNERS' ASSOCIATION Condominium 2006
TAYLOR-LEE CONDOMINIUM OWNERS ASSOCIATION Condominium 1990
TAYLOR PLACE HOMEOWNERS ASSOCIATION Homeowners Association 1982
TEMPUS FUGIT CONDOMINIUM ASSOCIATION Condominium 2000
TENTH PLACE CONDOMINIUM ASSOCIATION Condominium 2004
THE 2024 CONDOMINIUM ASSOCIATION Condominium 2003
THE 4317 DAYTON CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 2000
THE 440 AT GREENLAKE CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 1999
THE 6TH AND UNIVERSITY CONDOMINIUM OWNERS' ASSOCIATION Condominium 2015
THE ADMIRAL SOUTHWEST CONDOMINIUM ASSOCIATION Condominium 1997
THE ALEXANDRIA CONDOMINIUM OWNERS ASSOCIATION Condominium 2003
THE ALKI, A CONDOMINIUM Condominium 2011
THE ARGAND CONDOMINIUM ASSOCIATION Condominium 2005
THE ASSOCIATION OF APARTMENT OWNERS FOR BAYCREST, A CONDOMINIUM Condominium 1980
THE ATWATER, A CONDOMINIUM Condominium 2007
THE BARRINGTON CONDOMINIUM OWNERS ASSOCIATION Condominium 1999
THE BAYSHORE WEST CONDOMINIUM ASSOCIATION Condominium 1987
THE BENNETT CONDOMINIUM ASSOCIATION Condominium 2019
THE BERKSHIRE CONDOMINIUM ASSOCIATION Condominium 1983
THE BLACK PROPERTY OWNERSHIP GROUP Property Owners Association —
THE BLOCK CONDOMINIUM OWNERS ASSOCIATION Condominium 2010
THE BOREALIS, A CONDOMINIUM Condominium 2002
THE BRADFORD CONDOMINIUMS OWNERS' ASSOCIATION Condominium 1993
THE BRIDGES AT KIRKLAND HOMEOWNERS ASSOCIATION Homeowners Association 2019
THE CENTER SCHOOL COMMUNITY ASSOCIATION PTSA UNIT#6.15.463 Unclassified Entity 2002
THE CITADEL CONDOMINIUM ASSOCIATION Condominium 1990
THE CLAIRIDGE CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 1998
THE COKOFFI CONDOMINIUMS ASSOCIATION Condominium 2007
THE COLUMBIA CONDOMINIUM ASSOCIATION Condominium 1996
THE COMMONS AT CORDATA CONDOMINIUM OWNERS' ASSOCIATION Condominium 2013
THE CONCORD CONDOMINIUM ASSOCIATION Condominium 1999
THE CONTINENTAL CONDOMINIUM ASSOCIATION Condominium 2009
THE CONTINENTAL HOUSE CONDOMINIUM ASSOCIATION Condominium 1997
THE COSMOPOLITAN CONDOMINIUM OWNERS' ASSOCIATION Condominium 2006
THE COTTAGES ON SEVENTH AVENUE CONDOMINIUM OWNERS ASSOCIATION Condominium —
THE COURT CONDOMINIUM HOMEOWNER'S ASSOCIATION Condominium 2006
THE CRAWFORD CONDOMINIUM ASSOCIATION Condominium 2002
THE DAKOTA, A CONDOMINIUM OWNERS ASSOCIATION Condominium 2009
THE DECATUR CONDOMINIUM ASSOCIATION Condominium 2007
THE DEVINGTON CONDOMINIUM ASSOCIATION Condominium 2002
THE DIPLOMAT CONDOMINIUM ASSOCIATION Condominium 2001
THE DUNES CONDOMINIUM ASSOCIATION Condominium 2019
THE EIGHTEEN CONDOMINIUM Condominium 2017
THE EMBASSY, A CONDOMINIUM Condominium 2011
THE ENCLAVE AT NEWPORT HILLS HOMEOWNERS ASSOCIATION Homeowners Association 2013
THE ETRUSCAN BY NEWBURY CONDOMINIUM ASSOCIATION Condominium 2007
THE FIX BUILDING HOMEOWNERS ASSOCIATION Homeowners Association 2003
THE FRENCH QUARTER CONDOMINIUM ASSOCIATION Condominium 2001
THE GARDEN ON QUEEN ANNE CONDOMINIUM ASSOCIATION Condominium 1993
THE GARDENS CONDOMINIUM Condominium 2005
THE GILMORE CONDOMINIUM ASSOCIATION Condominium 2003
THE GRAND CONDOMINIUM OWNERS' ASSOCIATION Condominium 1980
THE HARMON CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 2003
THE HAWTHORNE SQUARE CONDOMINIUM ASSOCIATION Condominium 2013
THE HENDERSON PLACE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2013
THE HIGHLANDS NORTH CONDOMINIUM ASSOCIATION Condominium 1984
THE HUNTER'S PLACE HOMEOWNERS ASSOCIATION Homeowners Association 2007
THE JOHNSTON MANOR CONDOMINIUM OWNERS ASSOCIATION Condominium 1983
THE JUNE CONDOMINIUM OWNERS ASSOCIATION Condominium 2001
THE JUNIPER BEACH COMMUNITY ASSOCIATION Unclassified Entity 2004
THE KELLEHER HOUSE CONDOMINIUM Condominium 1997
THE KIM CONDOMINIUM ASSOCIATION Condominium —
Institutional Reference

Reserve study standards in Washington

Statutory requirements, board preparation checklist, the components a professional study covers, and the useful-life ranges that drive thirty-year funding plans. Generic reference. Not a substitute for a study calibrated to a specific association.

Cadence
Annual update; professional visual study every 3rd year
Authority
RCW 64.90.545(1)
Scope
Component register, condition assessment, funding analysis

Washington WUCIOA (RCW 64.90.545(1)) requires the reserve study to be updated annually; at least every third year, the update must be prepared by a reserve study professional and based on a visual site inspection.

Most state regimes also require:

  • Annual disclosure of reserve funding status to owners.
  • Segregation of reserve funds from operating cash.
  • Board approval of the funding plan tied to the most recent study.

A reserve study has three parts:

  • Component register — every long-lived asset the association is responsible for maintaining.
  • Condition assessment — current age, remaining useful life, observable wear.
  • Funding analysis — how much the association must contribute each year so cash is available when components reach end-of-life.

CommunityPay maintains a Reserve Funding Status Report (RSR) generator tied to the live ledger. It is a status report, not a substitute for a professional study with on-site inspection.

What a board should have organized before commissioning a reserve study, and what a study delivers back. Use this list to evaluate whether the association is ready, regardless of state.

  1. Component register Every asset the association is responsible for maintaining — roofs, asphalt, mechanical systems, plumbing risers, elevators, amenities. Freeze a current version before the study.
  2. Condition assessments Last inspection reports, photographs, observed wear, recent repairs. The analyst calibrates useful-life estimates against this evidence.
  3. Useful-life and replacement-cost estimates Per component, calibrated to local climate, construction, and use intensity. A study produces these; the board verifies them.
  4. Thirty-year capital plan When each component reaches end-of-life and what replacement will cost in nominal dollars at that year.
  5. Funding plan Percent-funded, threshold, or baseline approach with an explicit annual contribution. The board approves; the study models outcomes.
  6. Current reserve fund balance Separated from operating cash. Ideally in interest-bearing accounts with FDIC coverage on the full balance.
  7. Annual budget tied to the funding plan Reserve contribution as an explicit budget line, traceable to the study and the funding policy.
  8. Most recent reserve study Full study, update, or interim review. Author credentials and date of the most recent on-site inspection.
  9. Insurance schedule Replacement-cost coverage on insured components. Deductibles that may draw against reserves in a loss.
  10. Board minutes referencing reserve decisions Special assessments, deferred maintenance, funding-policy changes, scope deviations from the study.

Categories most reserve studies cover. The specific components depend on the association. High-rise condos track far more than single-family HOAs. Gated communities track infrastructure that condos never see.

Roofing & Exterior

Asphalt shingle, metal, tile, or flat membrane roofs. Siding (wood, fiber cement, stucco, vinyl). Exterior paint. Soffits and fascia. Gutters and downspouts. Decks and balconies. Railings. Window and door frames in common areas.

Mechanical

HVAC chillers and cooling towers. Boilers and water heaters. Ventilation. Pumps. Fire suppression and sprinkler systems. Emergency generators. Elevators — cabs, controllers, jacks, and modernizations.

Site Work

Parking lots: seal coat, overlay, full reconstruction. Concrete sidewalks and curbs. Site lighting. Storm drainage. Retaining walls. Fencing. Entry gates and signage.

Plumbing & Electrical

Main water lines and risers. Sanitary and storm sewer lines. Backflow preventers. Common-area electrical panels and switchgear. Transformer pads. Distribution.

Amenities

Pools, spas, and pool equipment. Clubhouse interiors. Fitness rooms. Playgrounds. Tennis and pickleball courts. Mailbox kiosks. Trash enclosures and dumpster pads.

Safety & Code

Fire alarm panels. Emergency lighting. Smoke detectors in common areas. Fire-rated doors. Structural fireproofing. Sprinkler heads and inspection-required components.

A mid-size HOA typically tracks thirty to eighty components. A high-rise condo tracks two hundred or more. The categories above are illustrative. A professional reserve study identifies the components a specific association is responsible for.

Typical useful-life ranges for components common in reserve studies. Industry averages, not specific to any state, climate, or association. A professional study calibrates these to local conditions, construction quality, maintenance practice, and use intensity.

Component Typical useful life
Asphalt shingle roof20–25 years
Metal roof40–50 years
Tile or slate roof50+ years
Flat membrane roof (TPO/EPDM)15–25 years
Wood siding20–30 years
Fiber cement siding30–50 years
Stucco50+ years
Exterior paint cycle7–10 years
Gutters and downspouts20–30 years
Wood deck, pressure-treated15–20 years
Composite deck25–30 years
Asphalt parking — seal coat3–5 years
Asphalt parking — overlay12–15 years
Asphalt parking — reconstruction25–30 years
Concrete sidewalks and curbs30–50 years
Site lighting (poles, fixtures)20–30 years
Wood fencing15–25 years
Pool plaster10–15 years
Pool pump and filter7–10 years
HVAC rooftop unit15–20 years
Boiler25–30 years
Commercial water heater10–15 years
Fire alarm panel20–25 years
Elevator cab finishes15–20 years
Elevator modernization25–30 years
Carpet, clubhouse7–10 years
Playground equipment10–15 years

Ranges synthesized from common professional reserve-study references and U.S. building-component literature. Verify against a study performed by a credentialed reserve specialist (RS, PRA, or equivalent) before relying on any figure for funding decisions.

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  • Reserve Health Check → Free. Inputs reserve balance, annual contribution, building age, and components; returns a grade with the math shown. No signup required to view results.
Institutional Reference

Meeting requirements in Washington

Statutory floors for owner and board meetings — notice periods, delivery rules, quorum, voting, written consent, and record retention. Generic reference. Specific bylaws or declarations may impose tighter requirements; statutes set the minimum.

Annual / owner meeting
14 days advance notice
RCW 64.90.445(1)(c)
Board meeting
14 days advance notice
RCW 64.90.445(2)(f)
Urgent / special meeting
7 days minimum notice
Owner comment period
15 minutes minimum at each board meeting

Most state regimes also require:

  • Open meetings — board meetings open to all members in good standing; closed executive sessions only for narrow purposes (litigation, personnel, contracts).
  • Agenda discipline — the board cannot vote on substantive matters not included in the noticed agenda except in narrow emergency circumstances.
  • Annual meeting — at least one owner meeting per year, with notice mailed to the address on record for each owner.
  • Quorum thresholds — defined in the declaration or bylaws; statutory default applies when governing documents are silent.

CommunityPay maintains a Board Meeting Packet generator that produces a state-aware agenda, draft minutes template, and compliance checklist for the board pack.

How meeting notice must be delivered, what it must contain, and what defects invalidate the notice. Statutes vary in mechanics; the principles are consistent.

  1. Delivery method First-class mail or hand-delivery to the address on file with the association is the universal default. Most states permit electronic delivery only with the owner's written consent. A posted notice on a community bulletin board is not, by itself, sufficient.
  2. Address on file The association is entitled to rely on the address each owner has provided. The owner bears the burden of keeping it current. The board must maintain a registered address list.
  3. Required content Date, time, location (or remote-access link), and an agenda. Material to be voted on — budget, special assessments, rule changes — must be identified specifically. "Other business" is not a substitute for an item.
  4. Notice period start The notice period typically runs from the date of mailing or hand-delivery, not the date of receipt. Some states count both the notice date and the meeting date; others exclude one or both. Confirm the rule.
  5. Remote participation When the association offers remote attendance, the notice must include the access information and any limitations (e.g., audio-only, no chat). Recording rules vary by state.
  6. Defective notice consequences Material defects invalidate actions taken at the meeting. Minor defects (typo in location, slightly late mailing) may be cured by attendance and waiver. Document the cure in the minutes.
  7. Emergency notice Statutes typically permit shortened notice for genuine emergencies (imminent physical harm, immediate financial loss). The board must document the emergency basis in the minutes.

Full notice requirements appear in RCW 64.90 and the specific subsections cited in the Requirements tab.

Quorum sets the floor for a valid meeting. Voting mechanics — proxies, ballots, written consent — determine how votes are counted once the quorum is established.

Quorum

Statute sets the default at 20% of allocated interests unless the governing documents specify a different threshold.

Proxies

Most states permit proxies for owner meetings. The proxy must be written, dated, and signed; many states require revocation rights and an explicit scope (general or limited). Proxies do not extend to board meetings — directors must vote in person or by permitted remote means.

Written consent

Action without a meeting requires unanimous written consent in most jurisdictions, though some states permit a lower threshold for narrow categories (uncontested matters, ratification). Document the consent in the corporate records, indexed to the action taken.

Ballots

Secret-ballot procedures, double-envelope requirements, and inspector-of-elections rules apply in states with comprehensive election statutes. Director elections, recall votes, and assessment increases above a statutory threshold typically require secret-ballot procedure.

Cumulative voting

Available only when explicitly authorized by the declaration or bylaws. Otherwise straight voting applies — each membership casts one vote per open seat per candidate, with no concentration permitted.

Member in good standing

Voting rights may be suspended for delinquent accounts in some jurisdictions. Suspension typically requires due-process notice and an opportunity to cure. Statutes vary; the bylaws must align.

Voting and quorum procedures are codified in RCW 64.90 and applicable subsections. Specific procedures may be modified in the declaration and bylaws within statutory limits.

Minutes are the corporate record of the meeting. Statutes in every state require associations to maintain meeting minutes and make them available to owners on request. Retention periods and access rules vary.

  1. What minutes must contain Date, time, location. Directors and officers present. Quorum determination. Motions made, seconded, and the vote count. Substantive board actions and adopted resolutions. Executive-session minutes kept separately; the open-session minutes record only that a closed session occurred.
  2. Retention period Washington requires retention for at least 7 years. Reserve studies, declarations, amendments, and assessments — permanent.
  3. Owner inspection rights Washington requires the association to respond within 10 days of a written request.
  4. Approval process Draft minutes are circulated to the board, corrected, and approved at the next regular meeting. Approved minutes become the official record. Corrections after approval require a noted amendment, not silent edits.
  5. Permanent records Declaration, bylaws, articles of incorporation, rule books, amendments, and the minute book are permanent records. The association cannot dispose of them on any retention schedule.
  6. Resale disclosure Recent board and owner meeting minutes are typically required attachments to a resale certificate. The standard window is the last 12 months; some statutes extend to 24 months for amendments.
  7. Executive session Closed-session minutes record matters discussed but typically remain confidential from the general membership. Specific votes taken in closed session may need to be reported in the open-session minutes.

Records retention and inspection rights are codified in RCW 64.90 and related subsections. A records-request response that misses the statutory deadline may expose the association to a per-day penalty.

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One PDF — every active Washington statute we track, statutory fee caps and time limits, recent legal changes from the last 12 months, and the resale-certificate disclosure profile. Built from CommunityPay's living legal corpus, the same data that drives our resale certificates, reserve reports, and CARI scoring.

  • Statutory fee caps and time limits (resale, late fees, lien priority)
  • Recent law changes with effective dates
  • Resale & estoppel disclosure profile, item by item
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Data sourced from Washington Secretary of State public registrations, FEMA National Risk Index, U.S. Census Bureau, and CommunityPay's management company graph.
United States Payments and Accounting Governance Infrastructure for Community Associations
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