HOAs & Condos in Seattle, WA

1419 registered communities in Seattle across King County and 1 adjacent county. Mix: 976 condominium, 357 homeowners association, 61 townhome association, 19 unclassified entity, 6 property owners association. Median monthly HOA/condo fee in the county is $495.

Resale Certificate Compliance 20 disclosures required
WA
A condominium in Seattle, WA created from July 1, 1990 through June 30, 2018 is governed by RCW 64.34.425 (Washington Condominium Act). Washington law requires 20 specific disclosures when a unit is sold. The certificate must be delivered within 10 days of request. Maximum preparation fee: $275.00. · verified Oct 2026
  • Right of first refusal or restraint on free alienability RCW 64.34.425(a)
    A statement disclosing any right of first refusal or other restraint on the free alienability of the unit contained in the declaration; RCW 64.34.425(a) · verified Oct 2026
  • Monthly common expense assessment, unpaid assessments, and special assessments RCW 64.34.425(b)
    A statement setting forth the amount of the monthly common expense assessment and any unpaid common expense or special assessment currently due and payable from the selling unit owner and a statement of any special assessments that have been levied against the unit which have not been paid even though not yet due; RCW 64.34.425(b) · verified Oct 2026
  • Common expenses or special assessments past due over 30 days (current within 45 days) RCW 64.34.425(c)
    A statement, which shall be current to within 45 days, of any common expenses or special assessments against any unit in the condominium that are past due over 30 days; RCW 64.34.425(c) · verified Oct 2026
  • Association monetary obligations past due over 30 days (current within 45 days) RCW 64.34.425(d)
    A statement, which shall be current to within 45 days, of any obligation of the association which is past due over 30 days; RCW 64.34.425(d) · verified Oct 2026
  • Other fees payable by unit owners RCW 64.34.425(e)
    A statement of any other fees payable by unit owners; RCW 64.34.425(e) · verified Oct 2026
  • Anticipated repair or replacement costs exceeding 5% of annual budget, approved by the board RCW 64.34.425(f)
    A statement of any anticipated repair or replacement cost in excess of five percent of the annual budget of the association that has been approved by the board of directors; RCW 64.34.425(f) · verified Oct 2026
  • Amount of reserves and designation for specified projects RCW 64.34.425(g)
    A statement of the amount of any reserves for repair or replacement and of any portions of those reserves currently designated by the association for any specified projects; RCW 64.34.425(g) · verified Oct 2026
  • Prior year annual financial statement including audit report if prepared RCW 64.34.425(h)
    The annual financial statement of the association, including the audit report if it has been prepared, for the year immediately preceding the current year; RCW 64.34.425(h) · verified Oct 2026
  • Balance sheet and revenue/expense statement (accrual basis, current within 120 days) RCW 64.34.425(i)
    A balance sheet and a revenue and expense statement of the association prepared on an accrual basis, which shall be current to within 120 days; RCW 64.34.425(i) · verified Oct 2026
  • Current operating budget RCW 64.34.425(j)
    The current operating budget of the association; RCW 64.34.425(j) · verified Oct 2026
  • Unsatisfied judgments against the association and status of pending litigation RCW 64.34.425(k)
    A statement of any unsatisfied judgments against the association and the status of any pending suits or legal proceedings in which the association is a plaintiff or defendant; RCW 64.34.425(k) · verified Oct 2026
  • Insurance coverage description provided to unit owners RCW 64.34.425(l)
    A statement describing any insurance coverage provided for the benefit of unit owners; RCW 64.34.425(l) · verified Oct 2026
  • Declaration violations in the unit or limited common elements assigned thereto RCW 64.34.425(m)
    A statement as to whether there are any alterations or improvements to the unit or to the limited common elements assigned thereto that violate any provision of the declaration; RCW 64.34.425(m) · verified Oct 2026
  • Number of units owned by the declarant and date of transfer of control RCW 64.34.425(n)
    A statement of the number of units, if any, still owned by the declarant, whether the declarant has transferred control of the association to the unit owners, and the date of such transfer; RCW 64.34.425(n) · verified Oct 2026
  • Health or building code violations affecting the unit or condominium RCW 64.34.425(o)
    A statement as to whether there are any violations of the health or building codes with respect to the unit, the limited common elements assigned thereto, or any other portion of the condominium; RCW 64.34.425(o) · verified Oct 2026
  • Remaining term of any leasehold estate and renewal/extension provisions RCW 64.34.425(p)
    A statement of the remaining term of any leasehold estate affecting the condominium and the provisions governing any extension or renewal thereof; RCW 64.34.425(p) · verified Oct 2026
  • Declaration, bylaws, rules and regulations, current reserve study RCW 64.34.425(q)
    A copy of the declaration, the bylaws, the rules or regulations of the association, the association's current reserve study, if any, and any other information reasonably requested by mortgagees of prospective purchasers of units. Information requested generally by the federal national mortgage association, the federal home loan bank board, the government national mortgage association, the veterans administration and the department of housing and urban development shall be deemed reasonable, provided such information is reasonably available to the association; RCW 64.34.425(q) · verified Oct 2026
  • Qualified warranty coverage and claims history (RCW 64.35.210) RCW 64.34.425(r)
    A statement, as required by RCW 64.35.210, as to whether the units or common elements of the condominium are covered by a qualified warranty, and a history of claims under any such warranty; RCW 64.34.425(r) · verified Oct 2026
  • Electric vehicle charging station requirements and associated costs RCW 64.34.425(s)
    A statement describing any requirements related to electric vehicle charging stations located in the unit or the limited common elements assigned to the unit, including application status, insurance information, maintenance responsibilities, and any associated costs; RCW 64.34.425(s) · verified Oct 2026
  • Disclosure if association has no current reserve study RCW 64.34.425(t)
    If the association does not have a reserve study that has been prepared in accordance with RCW 64.34.380 and 64.34.382 or its governing documents, the following disclosure: "This association does not have a current reserve study. The lack of a current reserve study poses certain risks to you, the purchaser. Insufficient reserves may, under some circumstances, require you to pay on demand as a special assessment your share of common expenses for the cost of major maintenance, repair, or replacement of a common element." RCW 64.34.425(t) · verified Oct 2026
Also applicable to common interest communities created on or after July 1, 2018: RCW 64.90.640 (Washington Uniform Common Interest Ownership Act, 26 items)
Under RCW 64.34.425, Washington caps the preparation fee at $275 by statute. In CommunityPay, an association's manager, accounting firm, or staff generates the certificate from its books, with no per-certificate charge from CommunityPay.
2,268,178
County Population
Very High
FEMA Risk Rating
$495
Median Monthly HOA Fee
$383 – $650
25th – 75th Percentile
FEMA National Risk Index v1.20. Fee data: U.S. Census ACS 2023 5-Year PUMS, weighted from 68,125 units.
Earthquake
Very High
$1,214,712,330/yr expected loss
Inland Flooding
Very High
$416,875,117/yr expected loss
Avalanche
Very High
$11,079,036/yr expected loss
Landslide
Relatively High
$1,671,514/yr expected loss
Heat Wave
Relatively High
$18,918,036/yr expected loss
Source: FEMA National Risk Index. Expected Annual Loss represents the modeled annualized cost of building damage and direct losses across the county, not a per-property figure.
Navigate Community Management Verified
162 community engagements · manages 164 associations nationally
The Cwd Group LLC Verified
112 community engagements · manages 113 associations nationally
Trf Pacific Management Services, LLC Verified
32 community engagements · manages 32 associations nationally
3stripe Management Verified
28 community engagements · manages 28 associations nationally
The Copeland Group, LLC Verified
22 community engagements · manages 22 associations nationally
Property Concepts, INC Verified
15 community engagements · manages 29 associations nationally
Pacific Rim Investment & Management Enterprises, INC Verified
15 community engagements · manages 23 associations nationally
Real Property Associates Verified
13 community engagements · manages 13 associations nationally
Associates West Real Estate, Inc. Verified
12 community engagements · manages 12 associations nationally
South Lake Associates, Inc. Verified
11 community engagements · manages 11 associations nationally
"Verified" indicates a confirmed engagement with a community in Seattle. HQ-only entries are companies headquartered in Seattle with potential service area overlap.
1419 Seattle communities operate under Washington law. The primary governing statute is RCW 64.90. The Washington Uniform Common Interest Ownership Act (WUCIOA). Enacted in 2018 (Chapter 277, Laws of 2018), WUCIOA replaces the patchwork of pre-existing condominium and HOA regimes (RCW 64.32, 64.34, 64.38) with a single unified statute based on the Uniform Common Interest Ownership Act. Initially governed only communities with declarations recorded on or after July 1, 2018; ESSB 5796 (2024) extends WUCIOA to every Washington common interest community by January 1, 2028, regardless of formation date. SB 5129 (2025) accelerates several key provisions to January 1, 2026.
Name Type Formed
GOLDEN TIDES MASTER CONDOMINIUM ASSOCIATION Condominium 2010
GRACIE'S PLACE HOMEOWNERS ASSOCIATION Homeowners Association 2014
GRAMMA LO'S CONDOMINIUM ASSOCIATION Condominium —
GRAND STREET TOWNHOMES OWNERS ASSOCIATION Townhome Association 2002
GRAYSTONE CONDOMINIUM ASSOCIATION Condominium —
GREENBRIAR HOMEOWNERS ASSOCIATION Homeowners Association 2011
GREENBROOKE CONDOMINIUM OWNERS ASSOCIATION Condominium 2011
GREENLAKE CONDOMINIUM ASSOCIATION Condominium 1986
GREEN LAKE CONDOMINIUM OWNERS ASSOCIATION Condominium 2004
GREENLAKE NORTHWEST CONDOMINIUM ASSOCIATION Condominium 2013
GREENLAKE PLAZA CONDOMINIUM OWNERS ASSOCIATION Condominium 1992
GREEN LAKE SIX TOWNHOMES OWNERS ASSOCIATION Townhome Association 2020
GREEN LAKE VIEW CONDOMINIUM ASSOCIATION Condominium 1991
GREENLAKE VILLA CONDOMINIUM ASSOCIATION Condominium 2013
GREENTREE VILLAGE CONDOMINIUM OWNERS ASSOCIATION Condominium 1977
GREENVIEW LANE HOMEOWNERS ASSOCIATION Homeowners Association 2016
GREENWOOD ARMS, A CONDOMINIUM Condominium 2007
GREENWOOD CONDOMINIUMS ASSOCIATION Condominium 2006
GREENWOOD WEST CONDOMINIUM HOA Condominium 2015
GRIDIRON CONDOMINIUM ASSOCIATION Condominium 2016
GRIFFIN HOMEOWNERS ASSOCIATION Homeowners Association 2016
HALE HOMEOWNERS ASSOCIATION Homeowners Association 2020
HALLECK AVENUE CONDOMINIUM HOA Condominium 2008
HALL LAKE EAST HOMEOWNERS ASSOCIATION Homeowners Association 2019
HALVERSON PARK CONDOMINIUM ASSOCIATION #1 Condominium 2020
HAMILTON RIDGE, A SINGLE FAMILY CONDOMINIUM OWNERS ASSOCIATION Condominium 2006
HAMLIN SHORES HOMEOWNERS ASSOCIATION Homeowners Association 2011
HAMPTON COURT CONDOMINIUM Condominium 2008
HARBORCREST HOMEOWNERS ASS'N Homeowners Association 1988
HARBOR LIGHTS WEST CONDOMINIUM ASSOCIATION Condominium 1997
HARBOR PARK A CONDOMINIUM Condominium 2006
HARBOR POINTE CONDOMINIUM ASSOCIATION Condominium 1987
HARBORSIDE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2007
HARBORVIEW HOMEOWNERS' ASSOCIATION Homeowners Association 2000
HARBOR WEST CONDOMINIUM ASSOCIATION Condominium 1978
HARBOUR VISTA CONDOMINIUM OWNERS ASSOCIATION Condominium 1993
HARRISON COURT CONDOMINIUM OWNERS ASSOCIATION Condominium 1990
HARVEY HOMEOWNERS ASSOCIATION Homeowners Association —
HARWOOD CONDOMINIUM OWNERS ASSOCIATION Condominium 2006
HASKIN PARK HOMEOWNERS' ASSOCIATION Homeowners Association 2018
HAWTHORNE 4015, A CONDOMINIUM Condominium —
HAWTHORNE CREST HOMEOWNERS' ASSOCIATION Homeowners Association 2005
HAWTHORNE HOMEOWNERS ASSOCIATION Homeowners Association 2013
HAWTHORNE PLACE, A CONDOMINIUM Condominium 1998
HEATHERBROOK CONDOMINIUM OWNERS ASSOCIATION Condominium 2002
HEATHERS RIDGE HOMEOWNERS ASSOCIATION Homeowners Association 2014
HEATHERS RIDGE SOUTH HOMEOWNERS ASSOCIATION Homeowners Association 2015
HEDGEWOOD HOMEOWNERS ASSOCIATION Homeowners Association 2014
HENDERSON CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 2018
HENRY ISLAND ENCLAVE HOMEOWNERS ASSOCIATION Homeowners Association 2003
HERITAGE PLACE CONDOMINIUM ASSOCIATION Condominium 1981
HERON'S NEST CONDOMINIUM ASSOCIATION Condominium 2005
HERON WATCH CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 1999
HIDDEN CREEK CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 1996
HIDDEN VILLAGE HOMEOWNERS ASSOCIATION Homeowners Association 1996
HIGHBURY TOWNHOMES OWNERS ASSOCIATION Townhome Association 2014
HIGHLAND DRIVE CONDOMINIUM ASSOCIATION Condominium 2016
HIGHLAND HOUSE EAST HOMEOWNERS ASSOCIATION Homeowners Association 2003
HIGHLAND PARC TOWNHOMES CONDOMINIUM ASSOCIATION Condominium 1998
HIGHLAND TERRACE HOMEOWNERS' ASSOCIATION Homeowners Association 1999
HIGHLAND VIEW HOMEOWNERS' ASSOCIATION Homeowners Association 2001
HILDUR MANOR CONDOMINIUM ASSOCIATION Condominium 2000
HILL7 CONDOMINIUM ASSOCIATION Condominium 2013
HILLSIDE HOUSE HOMEOWNERS ASSOCIATION Homeowners Association 2007
HILLTOP STATION HOMEOWNERS ASSOCIATION Homeowners Association 2006
HOBSON PLACE CONDOMINIUM ASSOCIATION Condominium 2020
HOGAN HEIGHTS HOMEOWNERS ASSOCIATION Homeowners Association —
HOLDEN MANOR HOMEOWNERS ASSOCIATION Homeowners Association 2002
HOLDEN PLACE SW CONDOMINIUM ASSOCIATION Condominium —
HOLDEN SQUARE CONDOMINIUM OWNERS' ASSOCIATION Condominium 2020
HOLGATE TOWNHOMES ASSOCIATION Townhome Association 2016
HOTEL 1000 MASTER CONDOMINIUM ASSOCIATION Condominium 2006
HOWELL STREET CONDOMINIUM OWNERS ASSOCIATION Condominium 2005
IDVS 2 CONDOMINIUM ASSOCIATION Condominium 2003
IMPACT FAMILY VILLAGE CONDOMINIUM ASSOCIATION Condominium 2013
IMPLUVIUM HOMEOWNERS ASSOCIATION Homeowners Association 2016
INGLESEA TERRACE CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 1985
INGLEWOOD LANDING HOMEOWNERS ASSOCIATION Homeowners Association 2014
INSIGNIA CONDOMINIUM ASSOCIATION Condominium 2015
INVERNESS PARK HOMEOWNERS ASSOCIATION Homeowners Association 1981
ISLA NORTH HOMEOWNERS ASSOCIATION Homeowners Association 2017
ISLA SOUTH HOMEOWNERS ASSOCIATION Homeowners Association 2018
ISSAQUAH PARKVIEW CONDOMINIUM ASSOCIATION OF APARTMENT OWNERS Condominium 2003
IVORY COAST CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 2014
JACKSON SQUARE BUILDING CONDOMINIUM ASSOCIATION Condominium 2006
JACOBS LANDING HOMEOWNERS ASSOCIATION Homeowners Association 2014
JADE RESIDENCES CONDOMINIUM ASSOCIATION Condominium —
JANUS HOUSE HOMEOWNERS ASSOCIATION Homeowners Association 2018
JENNIFER ROSE BUILDING, A CONDOMINIUM OWNERS ASSOCIATION Condominium 2000
JOHN MADISON TOWNHOMES CONDOMINIUM ASSOCIATION Condominium 2001
JOHNSONIAN CONDOMINIUM OWNERS ASSOCIATION Condominium 1999
JUDKINS PARK CONDOMINIUM ASSOCIATION Condominium 1999
JUNCTION TOWER I CONDOMINIUM OWNERS ASSOCIATION Condominium 1994
JUNCTION TOWER II CONDOMINIUM OWNERS ASSOCIATION Condominium 1994
JUNE BEACH PROPERTY OWNERS ASSOCIATION Property Owners Association 1973
JUNE ROAD COTTAGES CONDOMINIUM OWNERS' ASSOCIATION Condominium 2017
KACHESS COMMUNITY ASSOCIATION Unclassified Entity 1975
KALIE KARIN CONDOMINIUM ASSOCIATION Condominium 1996
KENTLAKE HIGHLANDS HOMEOWNERS ASSOCIATION Homeowners Association 2005
KINGSBURY CONDOMINIUM OWNERS ASSOCIATION Condominium 2016
KINGS VIEW HOMEOWNERS ASSOCIATION Homeowners Association 1996
KINGSWOOD TOWNHOMES CONDOMINIUM OWNERS ASSOCIATION Condominium 1993
KINNEAR PLAZA, A CONDOMINIUM Condominium 2018
KIRKLAND SPRINGS CONDOMINIUM OWNERS ASSOCIATION Condominium 2005
KITTS VERANDA TOWNHOMES ASSOCIATION Townhome Association 2018
KNOLLS HOMEOWNERS ASSOCIATION Homeowners Association 2016
KODA CONDOMINIUM ASSOCIATION Condominium —
KOINONIA RIDGE CONDOMINIUM ASSOCIATION Condominium 2001
KONA OHANA CONDOMINIUM OWNERS' ASSOCIATION Condominium 2020
KRISTINE CONDOMINIUM HOA Condominium 2016
KUMARI BEACH HOMEOWNERS ASSOCIATION Homeowners Association 2007
KYLIE PARK HOMEOWNERS ASSOCIATION Homeowners Association 2005
LAFFERTYS LAKE VILLA CONDOMINIUM ASSOCIATION Condominium 2018
LA FORTUNA RESIDENTIAL CONDOMINIUM ASSOCIATION Condominium 2013
LAGOON PARK CONDOMINIUM OWNER'S ASSOCIATION Condominium 1979
LAKE BURIEN ESTATES CONDOMINIUM Condominium 2017
LAKE CITY COURT CONDOMINIUM CONDOMINIUM ASSOCIATION Condominium 2008
LAKE CITY TERRACE CONDOMINIUM OWNERS ASSOCIATION Condominium 1995
LAKE CITY TOWNHOMES HOMEOWNERS ASSOCIATION Townhome Association 2007
LAKE CITY TOWNHOMES OWNERS ASSOCIATION Townhome Association 2020
LAKE CITY TOWNHOUSE HOMEOWNERS ASSOCIATION Townhome Association 1986
LAKE HOUSE CONDOMINIUM ASSOCIATION Condominium 1997
LAKEMONT PLACE HOMEOWNERS ASSOCIATION Homeowners Association 2007
LAKE POINTE COVE TOWNHOMES HOA Townhome Association 2016
LAKERIDGE AT LAKE TAPPS HOMEOWNERS ASSOCIATION Homeowners Association —
LAKERIDGE PARK ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2018
LAKERIDGE VISTA-2 HOMEOWNERS ASSOCIATION Homeowners Association 2018
LAKESHIRE HOMEOWNERS ASSOCIATION Homeowners Association 2018
LAKESHORE WEST CONDOMINIUM ASSOCIATION Condominium 2002
LAKESIDE TERRACE CONDOMINIUM ASSOCIATION Condominium —
LAKE UNION HOUSE CONDOMINIUM ASSOCIATION Condominium 2009
LAKEVIEW BOULEVARD HOMEOWNERS' ASSOCIATION Homeowners Association 2010
LAKE VIEW EAST HOMEOWNERS ASSOCIATION Homeowners Association 1991
LAKEVIEW HOMEOWNERS ASSOCIATION Homeowners Association 2009
LAKE VISTA HOMEOWNERS ASSOCIATION Homeowners Association 2015
LAKE WASHINGTON COTTAGES HOMEOWNERS ASSOCIATION Homeowners Association 2015
LAMPLIGHTER APARTMENTS, A CONDOMINIUM Condominium 2010
LANDER STREET CONDOMINIUM ASSOCIATION Condominium 2006
LA REVE CONDOMINIUM ASSOCIATION Condominium 2007
LARKIN HOMEOWNERS ASSOCIATION Homeowners Association 2020
LARSSON CONDOMINIUM ASSOCIATION Condominium 1998
LAST CAMP HOMEOWNERS ASSOCIATION Homeowners Association 2006
LAURA'S GREENLAKE PLACE CONDOMINIUM HOMEOWNERS' ASSOCIATION Condominium 2008
LAUREL PARK TOWNHOMES ASSOCIATION Townhome Association 2004
LA VIDA CONDOMINIUM ASSOCIATION Condominium 2006
LAWTON PARK TOWNHOUSES HOMEOWNERS ASSOCIATION Townhome Association 2002
LEE'S MOORINGS HOMEOWNERS' ASSOCIATION Homeowners Association 1991
LENORA LOFTS HOMEOWNERS' ASSOCIATION Homeowners Association —
LESCHI SHORES HOMEOWNERS ASSOCIATION Homeowners Association 2007
LIBERTY BANK BUILDING CONDOMINIUM ASSOCIATION Condominium 2019
LIBERTY CONDOMINIUM ASSOCIATION Condominium 2006
LIGHTHOUSE POINT CONDOMINIUM OWNERS' ASSOCIATION Condominium 2007
LIHI BALLARD CONDOMINIUM ASSOCIATION Condominium 2015
LIHI MARTIN WAY CONDOMINIUM ASSOCIATION Condominium 2020
LINDEN AVENUE TOWNHOMES A CONDOMINIUM Condominium 1999
LINDEN HOUSE CONDOMINIUM ASSOCIATION Condominium —
LINDEN PARK HOMEOWNERS ASSOCIATION Homeowners Association 1982
LINDEN TOWNHOMES CONDOMINIUM ASSOCIATION Condominium 1996
LITTLE SAIGON CONDOMINIUM ASSOCIATION Condominium 2020
LIU TOWNHOMES TWO HOME OWNERS ASSOCIATION Townhome Association 2007
LIVE FREMONT CONDOMINIUM ASSOCIATION Condominium 2006
LLANDOVER BY-THE-SOUND-HOMEOWNERSASSOCIATION Homeowners Association 1961
LOCKHAVEN HOMEOWNERS ASSOCIATION Homeowners Association 2013
LOCKSHORE CONDOMINIUM OWNERS ASSOCIATION Condominium 2005
LOFT42 CONDOMINIUM OWNERS ASSOCIATION Condominium 2008
LOFTS ON SIXTEENTH AVENUE CONDOMINIUM OWNERS' ASSOCIATION Condominium 2017
LUCAS PLACE CONDOMINIUM ASSOCIATION Condominium 2004
LUMA CONDOMINIUM ASSOCIATION Condominium 2016
LUMEN CONDOMINIUM ASSOCIATION Condominium 2007
LUMEN CONDOMINIUM RESIDENTIAL SUBASSOCIATION Condominium 2011
LUNA CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 2002
LUNA COURT, A CONDOMINIUM OWNERS ASSOCIATION Condominium 1997
LUNA PARK CONDOMINIUMS Condominium 1999
LUXE CONDOMINIUM ASSOCIATION Condominium 2007
MADERA ON QUEEN ANNE CONDOMINIUM ASSOCIATION Condominium 2006
MADERA WEST CONDOMINIUM ASSOCIATION Condominium 2005
MADISON/BOYLSTON CONDOMINIUM ASSOCIATION Condominium 2020
MADISON EAST CONDOMINIUMS ASSOCIATION Condominium 2003
MADISON ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 1995
MADISON PARK MANOR CONDOMINIUM ASSOCIATION Condominium 2000
MADISON PARK PLACE HOMEOWNERS' ASSOCIATION Homeowners Association 2003
MADISON PARKVIEW, A CONDOMINIUM Condominium 1997
MADISON PARK WATERFRONT HOMEOWNERS ASSOCIATION Homeowners Association 1995
MADISON TOWER CONDOMINIUM ASSOCIATION Condominium 2006
MADISON VIEW CONDOMINIUMS OWNERS' ASSOCIATION Condominium 2008
MADRONA BEACH CONDOMINIUM ASSOCIATION Condominium 2008
MADRONA PARK CONDOMINIUM ASSOCIATION Condominium 2007
MAD VALLEY CONDOMINIUM ASSOCIATION Condominium —
MAGNOLIA CIRCLE CONDOMINIUM ASSOCIATION Condominium 2008
MAGNOLIA GATE HOMEOWNERS ASSOCIATION Homeowners Association 2014
MAGNOLIA HEIGHTS CONDOMINIUM OWNERS' ASSOCIATION Condominium 2020
MAGNOLIA VIEW CONDOMINIUM Condominium 2008
MAGNOLIA VILLAGER CONDOMINIUM ASSOCIATION Condominium 2015
MAGNOLIA VISTA CONDOMINIUM ASSOCIATION Condominium 2002
MAH-YOOS CONDOMINIUM ASSOCIATION Condominium 1983
MAIN STREET PLACE CONDOMINIUM ASSOCIATION Condominium 2004
MAIN STREET PLAZA HOMEOWNERS ASSOCIATION Homeowners Association 1996
MAISON JISELLE CONDOMINIUM ASSOCIATION Condominium 2015
MAISON VILLA HOMEOWNERS ASSOCIATION Homeowners Association 2017
MAKENNA PLACE CONDOMINIUM OWNERS' ASSOCIATION Condominium 2006
Institutional Reference

Reserve study standards in Washington

Statutory requirements, board preparation checklist, the components a professional study covers, and the useful-life ranges that drive thirty-year funding plans. Generic reference. Not a substitute for a study calibrated to a specific association.

Cadence
Annual update; professional visual study every 3rd year
Authority
RCW 64.90.545(1)
Scope
Component register, condition assessment, funding analysis

Washington WUCIOA (RCW 64.90.545(1)) requires the reserve study to be updated annually; at least every third year, the update must be prepared by a reserve study professional and based on a visual site inspection.

Most state regimes also require:

  • Annual disclosure of reserve funding status to owners.
  • Segregation of reserve funds from operating cash.
  • Board approval of the funding plan tied to the most recent study.

A reserve study has three parts:

  • Component register — every long-lived asset the association is responsible for maintaining.
  • Condition assessment — current age, remaining useful life, observable wear.
  • Funding analysis — how much the association must contribute each year so cash is available when components reach end-of-life.

CommunityPay maintains a Reserve Funding Status Report (RSR) generator tied to the live ledger. It is a status report, not a substitute for a professional study with on-site inspection.

What a board should have organized before commissioning a reserve study, and what a study delivers back. Use this list to evaluate whether the association is ready, regardless of state.

  1. Component register Every asset the association is responsible for maintaining — roofs, asphalt, mechanical systems, plumbing risers, elevators, amenities. Freeze a current version before the study.
  2. Condition assessments Last inspection reports, photographs, observed wear, recent repairs. The analyst calibrates useful-life estimates against this evidence.
  3. Useful-life and replacement-cost estimates Per component, calibrated to local climate, construction, and use intensity. A study produces these; the board verifies them.
  4. Thirty-year capital plan When each component reaches end-of-life and what replacement will cost in nominal dollars at that year.
  5. Funding plan Percent-funded, threshold, or baseline approach with an explicit annual contribution. The board approves; the study models outcomes.
  6. Current reserve fund balance Separated from operating cash. Ideally in interest-bearing accounts with FDIC coverage on the full balance.
  7. Annual budget tied to the funding plan Reserve contribution as an explicit budget line, traceable to the study and the funding policy.
  8. Most recent reserve study Full study, update, or interim review. Author credentials and date of the most recent on-site inspection.
  9. Insurance schedule Replacement-cost coverage on insured components. Deductibles that may draw against reserves in a loss.
  10. Board minutes referencing reserve decisions Special assessments, deferred maintenance, funding-policy changes, scope deviations from the study.

Categories most reserve studies cover. The specific components depend on the association. High-rise condos track far more than single-family HOAs. Gated communities track infrastructure that condos never see.

Roofing & Exterior

Asphalt shingle, metal, tile, or flat membrane roofs. Siding (wood, fiber cement, stucco, vinyl). Exterior paint. Soffits and fascia. Gutters and downspouts. Decks and balconies. Railings. Window and door frames in common areas.

Mechanical

HVAC chillers and cooling towers. Boilers and water heaters. Ventilation. Pumps. Fire suppression and sprinkler systems. Emergency generators. Elevators — cabs, controllers, jacks, and modernizations.

Site Work

Parking lots: seal coat, overlay, full reconstruction. Concrete sidewalks and curbs. Site lighting. Storm drainage. Retaining walls. Fencing. Entry gates and signage.

Plumbing & Electrical

Main water lines and risers. Sanitary and storm sewer lines. Backflow preventers. Common-area electrical panels and switchgear. Transformer pads. Distribution.

Amenities

Pools, spas, and pool equipment. Clubhouse interiors. Fitness rooms. Playgrounds. Tennis and pickleball courts. Mailbox kiosks. Trash enclosures and dumpster pads.

Safety & Code

Fire alarm panels. Emergency lighting. Smoke detectors in common areas. Fire-rated doors. Structural fireproofing. Sprinkler heads and inspection-required components.

A mid-size HOA typically tracks thirty to eighty components. A high-rise condo tracks two hundred or more. The categories above are illustrative. A professional reserve study identifies the components a specific association is responsible for.

Typical useful-life ranges for components common in reserve studies. Industry averages, not specific to any state, climate, or association. A professional study calibrates these to local conditions, construction quality, maintenance practice, and use intensity.

Component Typical useful life
Asphalt shingle roof20–25 years
Metal roof40–50 years
Tile or slate roof50+ years
Flat membrane roof (TPO/EPDM)15–25 years
Wood siding20–30 years
Fiber cement siding30–50 years
Stucco50+ years
Exterior paint cycle7–10 years
Gutters and downspouts20–30 years
Wood deck, pressure-treated15–20 years
Composite deck25–30 years
Asphalt parking — seal coat3–5 years
Asphalt parking — overlay12–15 years
Asphalt parking — reconstruction25–30 years
Concrete sidewalks and curbs30–50 years
Site lighting (poles, fixtures)20–30 years
Wood fencing15–25 years
Pool plaster10–15 years
Pool pump and filter7–10 years
HVAC rooftop unit15–20 years
Boiler25–30 years
Commercial water heater10–15 years
Fire alarm panel20–25 years
Elevator cab finishes15–20 years
Elevator modernization25–30 years
Carpet, clubhouse7–10 years
Playground equipment10–15 years

Ranges synthesized from common professional reserve-study references and U.S. building-component literature. Verify against a study performed by a credentialed reserve specialist (RS, PRA, or equivalent) before relying on any figure for funding decisions.

Related tools
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Institutional Reference

Meeting requirements in Washington

Statutory floors for owner and board meetings — notice periods, delivery rules, quorum, voting, written consent, and record retention. Generic reference. Specific bylaws or declarations may impose tighter requirements; statutes set the minimum.

Annual / owner meeting
14 days advance notice
RCW 64.90.445(1)(c)
Board meeting
14 days advance notice
RCW 64.90.445(2)(f)
Urgent / special meeting
7 days minimum notice
Owner comment period
15 minutes minimum at each board meeting

Most state regimes also require:

  • Open meetings — board meetings open to all members in good standing; closed executive sessions only for narrow purposes (litigation, personnel, contracts).
  • Agenda discipline — the board cannot vote on substantive matters not included in the noticed agenda except in narrow emergency circumstances.
  • Annual meeting — at least one owner meeting per year, with notice mailed to the address on record for each owner.
  • Quorum thresholds — defined in the declaration or bylaws; statutory default applies when governing documents are silent.

CommunityPay maintains a Board Meeting Packet generator that produces a state-aware agenda, draft minutes template, and compliance checklist for the board pack.

How meeting notice must be delivered, what it must contain, and what defects invalidate the notice. Statutes vary in mechanics; the principles are consistent.

  1. Delivery method First-class mail or hand-delivery to the address on file with the association is the universal default. Most states permit electronic delivery only with the owner's written consent. A posted notice on a community bulletin board is not, by itself, sufficient.
  2. Address on file The association is entitled to rely on the address each owner has provided. The owner bears the burden of keeping it current. The board must maintain a registered address list.
  3. Required content Date, time, location (or remote-access link), and an agenda. Material to be voted on — budget, special assessments, rule changes — must be identified specifically. "Other business" is not a substitute for an item.
  4. Notice period start The notice period typically runs from the date of mailing or hand-delivery, not the date of receipt. Some states count both the notice date and the meeting date; others exclude one or both. Confirm the rule.
  5. Remote participation When the association offers remote attendance, the notice must include the access information and any limitations (e.g., audio-only, no chat). Recording rules vary by state.
  6. Defective notice consequences Material defects invalidate actions taken at the meeting. Minor defects (typo in location, slightly late mailing) may be cured by attendance and waiver. Document the cure in the minutes.
  7. Emergency notice Statutes typically permit shortened notice for genuine emergencies (imminent physical harm, immediate financial loss). The board must document the emergency basis in the minutes.

Full notice requirements appear in RCW 64.90 and the specific subsections cited in the Requirements tab.

Quorum sets the floor for a valid meeting. Voting mechanics — proxies, ballots, written consent — determine how votes are counted once the quorum is established.

Quorum

Statute sets the default at 20% of allocated interests unless the governing documents specify a different threshold.

Proxies

Most states permit proxies for owner meetings. The proxy must be written, dated, and signed; many states require revocation rights and an explicit scope (general or limited). Proxies do not extend to board meetings — directors must vote in person or by permitted remote means.

Written consent

Action without a meeting requires unanimous written consent in most jurisdictions, though some states permit a lower threshold for narrow categories (uncontested matters, ratification). Document the consent in the corporate records, indexed to the action taken.

Ballots

Secret-ballot procedures, double-envelope requirements, and inspector-of-elections rules apply in states with comprehensive election statutes. Director elections, recall votes, and assessment increases above a statutory threshold typically require secret-ballot procedure.

Cumulative voting

Available only when explicitly authorized by the declaration or bylaws. Otherwise straight voting applies — each membership casts one vote per open seat per candidate, with no concentration permitted.

Member in good standing

Voting rights may be suspended for delinquent accounts in some jurisdictions. Suspension typically requires due-process notice and an opportunity to cure. Statutes vary; the bylaws must align.

Voting and quorum procedures are codified in RCW 64.90 and applicable subsections. Specific procedures may be modified in the declaration and bylaws within statutory limits.

Minutes are the corporate record of the meeting. Statutes in every state require associations to maintain meeting minutes and make them available to owners on request. Retention periods and access rules vary.

  1. What minutes must contain Date, time, location. Directors and officers present. Quorum determination. Motions made, seconded, and the vote count. Substantive board actions and adopted resolutions. Executive-session minutes kept separately; the open-session minutes record only that a closed session occurred.
  2. Retention period Washington requires retention for at least 7 years. Reserve studies, declarations, amendments, and assessments — permanent.
  3. Owner inspection rights Washington requires the association to respond within 10 days of a written request.
  4. Approval process Draft minutes are circulated to the board, corrected, and approved at the next regular meeting. Approved minutes become the official record. Corrections after approval require a noted amendment, not silent edits.
  5. Permanent records Declaration, bylaws, articles of incorporation, rule books, amendments, and the minute book are permanent records. The association cannot dispose of them on any retention schedule.
  6. Resale disclosure Recent board and owner meeting minutes are typically required attachments to a resale certificate. The standard window is the last 12 months; some statutes extend to 24 months for amendments.
  7. Executive session Closed-session minutes record matters discussed but typically remain confidential from the general membership. Specific votes taken in closed session may need to be reported in the open-session minutes.

Records retention and inspection rights are codified in RCW 64.90 and related subsections. A records-request response that misses the statutory deadline may expose the association to a per-day penalty.

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One PDF — every active Washington statute we track, statutory fee caps and time limits, recent legal changes from the last 12 months, and the resale-certificate disclosure profile. Built from CommunityPay's living legal corpus, the same data that drives our resale certificates, reserve reports, and CARI scoring.

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  • Recent law changes with effective dates
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Data sourced from Washington Secretary of State public registrations, FEMA National Risk Index, U.S. Census Bureau, and CommunityPay's management company graph.
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