Michigan HOA & Condominium Law
9 active Michigan statutes govern homeowners associations and condominiums in the state. The corpus encodes 16 specific requirements across governance, finance, reserves, disclosure, and enforcement.
Estoppel Disclosure Workflow
13 standard items
MI
CommunityPay has not verified a state-specific statutory resale certificate regime in Michigan. Disclosure follows a non-statutory estoppel workflow. The 13 items below reflect standard title company and lender expectations, not legal requirements specific to any particular association.
- Current periodic assessment amount and any unpaid or delinquent assessments
- Pending or approved special assessments
- Reserve fund balance and designated projects
- Most recent balance sheet and income/expense statement
- Current operating budget
- Insurance coverage provided for the benefit of owners
- Pending lawsuits, unsatisfied judgments, or threatened litigation
- Board composition, meeting frequency, and governance status
- Declaration, bylaws, and rules and regulations
- Capital expenditures approved or anticipated for current and next two fiscal years
- Transfer fees, move-in/move-out fees, or other charges upon sale
- Known violations of the governing documents or applicable codes
- Right of first refusal or other restraints on transfer
Michigan does not cap RC preparation fees by statute.
In CommunityPay, an association's manager, accounting firm, or staff generates the certificate from its books, with no per-certificate charge from CommunityPay.
What Michigan Law Requires
Governance (10)
- Defines key terms for the Michigan Condominium Act including condominium project, condominium unit, common elements, limited common elements, association of co-owners, and developer. MCL §559.103
- Requirements for establishing a condominium project. MCL §559.108
- Master deed must include legal description, floor plans, percentage of value for each unit, common element descriptions, and restrictions. MCL §559.108
- All co-owners constitute the association of co-owners, which is responsible for the administration of the condominium project through its duly elected board of directors. MCL §559.152
- Required bylaw contents including election procedures, board composition, maintenance responsibilities, common expense allocations, assessment authority, and amendment procedures. MCL §559.153
- Meeting notice must be given in accordance with the bylaws. MCL §559.154
- Annual meeting of the association of co-owners is required. MCL §559.154
- Board meetings must be open to co-owners. MCL §559.154
- Board of directors elected by co-owners exercises the powers of the association. MCL §559.155
- Directors owe fiduciary duties to the association and must act in good faith and in the best interests of co-owners. MCL §559.155
Assessment (3)
- No super-priority provision. MCL §559.208
- Lien may be enforced by foreclosure by judicial proceedings or by advertisement MCL §559.208
- Association has a lien on each condominium unit for unpaid assessments from the time the assessment becomes due. MCL §559.208
Enforcement (2)
- Lien is subordinate to first mortgages and government liens. MCL §559.208
- May be foreclosed by judicial proceeding or by advertisement (power of sale). MCL §559.208
Insurance (1)
- Association must maintain property insurance covering replacement cost of common elements, general liability insurance, and fidelity bonds for persons handling association funds. MCL §559.167
Sourced from CommunityPay's living legal corpus. Each requirement traces to a primary statute snapshot verified by a subject-matter expert.
Topic Coverage
Governance Documents
5
Assessment Collection
3
Insurance Requirements
2
Amendment Procedures
1
Elections and Voting
1
Enforcement and Fines
1
Fiduciary Duty
1
Foreclosure and Liens
1
Meetings and Notice
1
Resale Disclosure
1
Each chip links to the Michigan statutes addressing that topic. Counts reflect distinct statute assignments.
Applicable Statutes
All Michigan authorities →
Michigan Condominium Act — Definitions
Defines key terms for the Michigan Condominium Act including condominium project, condominium unit, common elements, limited common elements, association of co-owners, and developer.
Michigan Condominium Act — Condominium Project Establishment
Requirements for establishing a condominium project. Master deed must include legal description, floor plans, percentage of value for each unit, common element descriptions, and restrictions.
Michigan Condominium Act — Association of Co-Owners
All co-owners constitute the association of co-owners, which is responsible for the administration of the condominium project through its duly elected board of directors.
Michigan Condominium Act — Bylaws
Required bylaw contents including election procedures, board composition, maintenance responsibilities, common expense allocations, assessment authority, and amendment procedures.
Michigan Condominium Act — Meetings
Annual meeting of the association of co-owners is required. Meeting notice must be given in accordance with the bylaws. Board meetings must be open to co-owners.
Michigan Condominium Act — Board of Directors
Board of directors elected by co-owners exercises the powers of the association. Directors owe fiduciary duties to the association and must act in good faith and in the best interests of co-owners.
Michigan Condominium Act — Insurance
Association must maintain property insurance covering replacement cost of common elements, general liability insurance, and fidelity bonds for persons handling association funds.
Michigan Condominium Act — Withdrawal from purchase agreement; escrow
Michigan Condominium Act provisions on residential purchase agreements: the section does not apply to business condominium units, a purchaser may withdraw from a signed purchase agreement within the statutory period, deposits are held and retained in escrow, and the agreement must contain prescribed contents including any waiver of the right of withdrawal.
Michigan Condominium Act — Lien for Assessments
Association has a lien on each condominium unit for unpaid assessments from the time the assessment becomes due. Lien is subordinate to first mortgages and government liens. No super-priority provision. May be foreclosed by judicial proceeding or by advertisement (power of sale).
Source: Michigan state legislature. Statutes verified by CommunityPay. Last verified April 2026.
Pending & Recent Michigan HOA Legislation
4 HOA-relevant bills tracked for Michigan · refreshed Oct 3, 2026 · Source: LegiScan
Frequently Asked Questions — Michigan HOA Law
How long does a Michigan HOA have to deliver a resale certificate?
Under state statute, a Michigan association must deliver the resale certificate within 10 calendar days of a written request from the unit owner, prospective purchaser, or their representative. Missing the deadline carries statutory consequences — including, in many states, release of the buyer from any unpaid amounts the seller owed at the time of the request.
Answers derived from the Michigan legal corpus. Every numeric value (fee caps, deadlines, percentages) is pulled from a primary-source statutory threshold record verified by CommunityPay.
Michigan HOA Fee Benchmark
$231
Avg Median Monthly Fee
$158 – $330
County Range
216902
Units Paying HOA Fees
Source: U.S. Census Bureau, American Community Survey 2023 5-Year Estimates (PUMS). 83 counties with data.
Communities by City
Detroit
11
Grand Rapids
11
Farmingtn Hls
5
Gaylord
4
Lansing
4
Ann Arbor
3
Bloomfld Hls
3
Atlanta
2
Brighton
2
Clarkston
2
Farmington Hills
2
Farwell
2
Iron River
2
Kalamazoo
2
Troy
2
Belleville
1
Bingham Farms
1
Brooklyn
1
Canton
1
Cassopolis
1
Charlevoix
1
Columbiaville
1
Crystal
1
Crystal Falls
1
Davison
1
Dearborn
1
Dowagiac
1
Fenton
1
Fountain
1
Franklin
1
Garden City
1
Gibraltar
1
Grand Blanc
1
Grandville
1
Gwinn
1
Hamburg
1
Hastings
1
Highland
1
Hubbard Lake
1
Interlochen
1
Jackson
1
Lake City
1
Lake George
1
Lake Isabella
1
Lake Leelanau
1
Lambertville
1
Lapeer
1
Lewiston
1
Long Lake
1
Ludington
1
Milford
1
Millersburg
1
Monroe
1
National City
1
New Buffalo
1
Northville
1
Oden
1
Olivet
1
Pentwater
1
Petoskey
1
Pinckney
1
Plymouth
1
Prudenville
1
Riverside
1
Riverview
1
Rochester
1
Romeo
1
Roscommon
1
Saranac
1
Shelby
1
Southfield
1
South Haven
1
Spring Lake
1
St Joseph
1
Three Rivers
1
Warren
1
Waterford
1
Watersmeet
1
Westland
1
Whitmore Lake
1
Willis
1
Wolverine
1
Free download · Email gated
Download the Michigan HOA & Condo Compliance Checklist
One PDF — every active Michigan statute we track, statutory fee caps and time limits, recent legal changes from the last 12 months, and the resale-certificate disclosure profile. Built from CommunityPay's living legal corpus, the same data that drives our resale certificates, reserve reports, and CARI scoring.
- Statutory fee caps and time limits (resale, late fees, lien priority)
- Recent law changes with effective dates
- Resale & estoppel disclosure profile, item by item
No spam. CommunityPay uses your email to send the checklist and one follow-up at most.
Data sourced from Michigan Secretary of State public registrations. Legal corpus maintained by CommunityPay's editorial team and traced to primary statute snapshots.
United States Payments and Accounting Governance Infrastructure for Community Associations