Michigan HOA & Condo Laws

Assessment Collection Compare across states →

How HOAs and condominium associations charge, collect, and enforce regular and special assessments. Covers dues billing, delinquency notices, late fees, lien filing, judicial and non-judicial foreclosure, statute of limitations, and …

MCL §559.153

Michigan Condominium Act — Bylaws

Required bylaw contents including election procedures, board composition, maintenance responsibilities, common expense allocations, assessment authority, and amendment procedures.

MCL §559.184

Michigan Condominium Act — Resale of Condominium Units

Co-owner may request a resale certificate from the association. The association must furnish the certificate within 10 days of receiving a written request. Certificate must …

MCL §559.208

Michigan Condominium Act — Lien for Assessments

Association has a lien on each condominium unit for unpaid assessments from the time the assessment becomes due. Lien is subordinate to first mortgages and …

Meetings and Notice Compare across states →

Board and owner meeting requirements — open meeting mandates, advance notice periods, agenda requirements, minimum owner comment periods, executive session limits, remote participation, and materials access rules.

MCL §559.154

Michigan Condominium Act — Meetings

Annual meeting of the association of co-owners is required. Meeting notice must be given in accordance with the bylaws. Board meetings must be open to …

Elections and Voting Compare across states →

Director elections, board member removal votes, governing document amendments, secret ballot requirements, quorum rules, proxy voting, electronic voting, and inspector of election requirements.

MCL §559.153

Michigan Condominium Act — Bylaws

Required bylaw contents including election procedures, board composition, maintenance responsibilities, common expense allocations, assessment authority, and amendment procedures.

Enforcement and Fines Compare across states →

Association authority to enforce governing documents through fines, suspension of privileges, and legal action. Covers fine limits, hearing requirements, notice-and-opportunity procedures, and limitations on enforcement authority.

MCL §559.103

Michigan Condominium Act — Definitions

Defines key terms for the Michigan Condominium Act including condominium project, condominium unit, common elements, limited common elements, association of co-owners, and developer.

Resale Disclosure Compare across states →

Resale certificate and transfer disclosure requirements at the time of unit sale. Covers disclosure timing, content, fee caps, delivery deadlines, buyer rescission rights, and association liability for inaccurate information.

MCL §559.184

Michigan Condominium Act — Resale of Condominium Units

Co-owner may request a resale certificate from the association. The association must furnish the certificate within 10 days of receiving a written request. Certificate must …

Insurance Requirements Compare across states →

Statutory insurance requirements for HOAs and condominiums — property insurance, liability coverage, directors and officers, fidelity bonds, flood insurance, and cyber liability. Coverage minimums, deductible assessments, and claims procedures.

MCL §559.167

Michigan Condominium Act — Insurance

Association must maintain property insurance covering replacement cost of common elements, general liability insurance, and fidelity bonds for persons handling association funds.

MCL §559.184

Michigan Condominium Act — Resale of Condominium Units

Co-owner may request a resale certificate from the association. The association must furnish the certificate within 10 days of receiving a written request. Certificate must …

Fiduciary Duty Compare across states →

Board member fiduciary obligations — duty of care, duty of loyalty, business judgment rule, conflict of interest disclosure, and personal liability exposure. Statutory duties imposed on directors and officers of …

MCL §559.155

Michigan Condominium Act — Board of Directors

Board of directors elected by co-owners exercises the powers of the association. Directors owe fiduciary duties to the association and must act in good faith …

Governance Documents Compare across states →

The foundational documents governing common interest communities — declarations (CC&Rs), bylaws, articles of incorporation, rules and regulations, architectural guidelines, and resolutions. Document hierarchy, amendment procedures, and recording requirements.

MCL §559.103

Michigan Condominium Act — Definitions

Defines key terms for the Michigan Condominium Act including condominium project, condominium unit, common elements, limited common elements, association of co-owners, and developer.

MCL §559.108

Michigan Condominium Act — Condominium Project Establishment

Requirements for establishing a condominium project. Master deed must include legal description, floor plans, percentage of value for each unit, common element descriptions, and restrictions.

MCL §559.152

Michigan Condominium Act — Association of Co-Owners

All co-owners constitute the association of co-owners, which is responsible for the administration of the condominium project through its duly elected board of directors.

MCL §559.153

Michigan Condominium Act — Bylaws

Required bylaw contents including election procedures, board composition, maintenance responsibilities, common expense allocations, assessment authority, and amendment procedures.

Amendment Procedures Compare across states →

How HOAs amend their governing documents — voting thresholds, recording requirements, notice procedures, and limitations on what can be amended. Covers both CC&R amendments and bylaw changes.

MCL §559.153

Michigan Condominium Act — Bylaws

Required bylaw contents including election procedures, board composition, maintenance responsibilities, common expense allocations, assessment authority, and amendment procedures.

Foreclosure and Liens Compare across states →

Assessment lien filing, priority, extinguishment, and foreclosure procedures. Minimum thresholds for foreclosure, pre-foreclosure notice requirements, mediation mandates, super-priority provisions, and the interaction between HOA liens and mortgage liens.

MCL §559.208

Michigan Condominium Act — Lien for Assessments

Association has a lien on each condominium unit for unpaid assessments from the time the assessment becomes due. Lien is subordinate to first mortgages and …

Legal Facts by Category
No super-priority provision. MCL §559.208
Lien may be enforced by foreclosure by judicial proceedings or by advertisement MCL §559.208
Association has a lien on each condominium unit for unpaid assessments from the time the assessment becomes due. MCL §559.208
Co-owner may request a resale certificate from the association. MCL §559.184
The association must furnish the certificate within 10 days of receiving a written request. MCL §559.184
Shall furnish a resale certificate within 10 days after receiving a written request MCL §559.184 (2)
Lien is subordinate to first mortgages and government liens. MCL §559.208
May be foreclosed by judicial proceeding or by advertisement (power of sale). MCL §559.208
Certificate must include monthly assessments, unpaid amounts, credits, reserves, capital improvements, budgets, pending suits, and insurance coverage. MCL §559.184
No statutory dollar cap on preparation fee. MCL §559.184
Defines key terms for the Michigan Condominium Act including condominium project, condominium unit, common elements, limited common elements, association of co-owners, and developer. MCL §559.103
Requirements for establishing a condominium project. MCL §559.108
Master deed must include legal description, floor plans, percentage of value for each unit, common element descriptions, and restrictions. MCL §559.108
All co-owners constitute the association of co-owners, which is responsible for the administration of the condominium project through its duly elected board of directors. MCL §559.152
Required bylaw contents including election procedures, board composition, maintenance responsibilities, common expense allocations, assessment authority, and amendment procedures. MCL §559.153
Annual meeting of the association of co-owners is required. MCL §559.154
Meeting notice must be given in accordance with the bylaws. MCL §559.154
Board meetings must be open to co-owners. MCL §559.154
Directors owe fiduciary duties to the association and must act in good faith and in the best interests of co-owners. MCL §559.155
Board of directors elected by co-owners exercises the powers of the association. MCL §559.155
Association must maintain property insurance covering replacement cost of common elements, general liability insurance, and fidelity bonds for persons handling association funds. MCL §559.167
Legal references last verified April 15, 2026. This content is educational and informational. It does not constitute legal advice. Consult a licensed attorney in your state for legal guidance specific to your situation.
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