HOAs & Condos in Denver, CO

1587 registered communities in Denver across Denver County and 2 adjacent counties. Mix: 619 condominium, 507 homeowners association, 269 unclassified entity, 170 townhome association, 22 property owners association. Median monthly HOA/condo fee in the county is $395.

Resale Certificate Compliance 12 disclosures required
CO
A common interest community in Denver, CO is governed by C.R.S. §38-33.3-316 (Colorado Common Interest Ownership Act). Colorado law requires 12 specific disclosures when a unit is sold. The certificate must be delivered within 14 days of request.
New subsection added Effective Oct 1, 2025
HB 25-1043 (Chapter 433, Session Laws of Colorado 2025) added notice steps around an association's foreclosure of its lien under C.R.S. §38-33.3-316. "At least thirty days before initiating a legal action to foreclose an association lien", the association must give the owner written and electronic notice that the owner "has the right to participate in credit counseling at the unit owner's expense" and where information on it is available (10.3). Also at least thirty days before, it must send a notice of its intent to foreclose by certified mail, return receipt requested, and by at least two of phone, text, email, or regular mail, stating that if the court forecloses it will order the unit sold at auction, that the owner could lose some or all equity in the unit, and that the owner has rights to credit counseling and mediation (10.8). "No later than five business days after an association initiates legal action to foreclose", it must give written and electronic notice to "all lienholders identified in the unit owner property records" of the right to cure and of the owner's right to move to stay the sale (11.2). New (14) defines "assessment" as a budget-based common expense payment or a payment for limited common elements, and it "includes fees specific to delinquent payments and reasonable collection costs for collecting delinquent payments." The act applies to enforcement actions instituted on or after October 1, 2025. Effective October 1, 2025. View source
  • Statement of unpaid assessments currently levied against the unit C.R.S. §38-33.3-316(8)
    The association shall furnish to a unit owner or such unit owner's designee or to a holder of a security interest or its designee upon written request, delivered personally or by certified mail, first-class postage prepaid, return receipt, to the association's registered agent, a written statement setting forth the amount of unpaid assessments currently levied against such owner's unit. The statement shall be furnished within fourteen calendar days after receipt of the request and is binding on the association, the executive board, and every unit owner. If no statement is furnished to the unit owner or holder of a security interest or his or her designee, delivered personally or by certified mail, first-class postage prepaid, return receipt requested, to the inquiring party, then the association shall have no right to assert a lien upon the unit for unpaid assessments which were due as of the date of the request. C.R.S. §38-33.3-316(8) · verified Oct 2026
  • Fiscal year commencement date C.R.S. §38-33.3-209.4(2)(a)
    The date on which its fiscal year commences; C.R.S. §38-33.3-209.4(2)(a) · verified Oct 2026
  • Current operating budget C.R.S. §38-33.3-209.4(2)(b)
    Its operating budget for the current fiscal year; C.R.S. §38-33.3-209.4(2)(b) · verified Oct 2026
  • Current assessments by unit type, including regular and special assessments C.R.S. §38-33.3-209.4(2)(c)
    A list, by unit type, of the association's current assessments, including both regular and special assessments; C.R.S. §38-33.3-209.4(2)(c) · verified Oct 2026
  • Annual financial statements with reserve amounts for preceding fiscal year C.R.S. §38-33.3-209.4(2)(d)
    Its annual financial statements, including any amounts held in reserve for the fiscal year immediately preceding the current annual disclosure; C.R.S. §38-33.3-209.4(2)(d) · verified Oct 2026
  • Most recent financial audit or review results C.R.S. §38-33.3-209.4(2)(e)
    The results of its most recent available financial audit or review; C.R.S. §38-33.3-209.4(2)(e) · verified Oct 2026
  • Insurance policies: company names, limits, deductibles, additional named insureds, expiration dates C.R.S. §38-33.3-209.4(2)(f)
    A list of all association insurance policies, including, but not limited to, property, general liability, association director and officer professional liability, and fidelity policies. Such list shall include the company names, policy limits, policy deductibles, additional named insureds, and expiration dates of the policies listed. C.R.S. §38-33.3-209.4(2)(f) · verified Oct 2026
  • Bylaws, articles of incorporation, rules and regulations C.R.S. §38-33.3-209.4(2)(g)
    All the association's bylaws, articles, and rules and regulations; C.R.S. §38-33.3-209.4(2)(g) · verified Oct 2026
  • Minutes of executive board and member meetings for the preceding fiscal year C.R.S. §38-33.3-209.4(2)(h)
    The minutes of the executive board and member meetings for the fiscal year immediately preceding the current annual disclosure; C.R.S. §38-33.3-209.4(2)(h) · verified Oct 2026
  • Responsible governance policies adopted per §209.5 C.R.S. §38-33.3-209.4(2)(i)
    The association's responsible governance policies adopted under section 38-33.3-209.5; and C.R.S. §38-33.3-209.4(2)(i) · verified Oct 2026
  • Fee schedule: transfer fees, record change fees, and status letter charges C.R.S. §38-33.3-317(1)(h.5)
    A list of the current amounts of all unique and extraordinary fees, assessments, and expenses that are chargeable by the association in connection with the purchase or sale of a unit and are not paid for through assessments, including transfer fees, record change fees, and the charge for a status letter or statement of assessments due; C.R.S. §38-33.3-317(1)(h.5) · verified Oct 2026
  • Reserve study policy (when prepared, funding plan, physical/financial analysis basis) C.R.S. §38-33.3-209.5(1)(b)(IX)
    When the association has a reserve study prepared for the portions of the community maintained, repaired, replaced, and improved by the association; whether there is a funding plan for any work recommended by the reserve study and, if so, the projected sources of funding for the work; and whether the reserve study is based on a physical analysis and financial analysis. For the purposes of this subparagraph (IX), an internally conducted reserve study shall be sufficient. C.R.S. §38-33.3-209.5(1)(b)(IX) · verified Oct 2026
Colorado does not cap RC preparation fees by statute. In CommunityPay, an association's manager, accounting firm, or staff generates the certificate from its books, with no per-certificate charge from CommunityPay.
715,210
County Population
Relatively High
FEMA Risk Rating
$395
Median Monthly HOA Fee
$302 – $551
25th – 75th Percentile
FEMA National Risk Index v1.20. Fee data: U.S. Census ACS 2023 5-Year PUMS, weighted from 28,515 units.
Hail
Very High
$72,449,912/yr expected loss
Lightning
Very High
$4,445,012/yr expected loss
Tornado
Relatively High
$28,038,780/yr expected loss
Strong Wind
Relatively High
$4,092,446/yr expected loss
Inland Flooding
Relatively High
$93,602,212/yr expected loss
Source: FEMA National Risk Index. Expected Annual Loss represents the modeled annualized cost of building damage and direct losses across the county, not a per-property figure.
Advance HOA Management, Inc. Verified
395 community engagements · manages 396 associations nationally
Cap Management LLC Verified
78 community engagements · manages 78 associations nationally
HOA Simple, LLC Verified
35 community engagements · manages 35 associations nationally
Sopra Communities, Inc. Verified
29 community engagements · manages 29 associations nationally
3.0 Management LLC Verified
25 community engagements · manages 26 associations nationally
Lcm Property Management, Inc. Verified
24 community engagements · manages 25 associations nationally
Market Street Management Verified
20 community engagements · manages 20 associations nationally
Aberdeen Management Company Verified
17 community engagements · manages 17 associations nationally
Homestead Management Corporation Verified
15 community engagements · manages 96 associations nationally
Teleos, LLC Verified
13 community engagements · manages 14 associations nationally
"Verified" indicates a confirmed engagement with a community in Denver. HQ-only entries are companies headquartered in Denver with potential service area overlap.
1587 Denver communities operate under Colorado law. The primary governing statute is C.R.S. §38-33.3-101 — Short title. The short-title section for Article 33.3, establishing the Colorado Common Interest Ownership Act (CCIOA). CCIOA is the unified statute governing every common interest community in Colorado — HOAs, condominium associations, planned communities, and cooperatives — created on or after July 1, 1992. Certain provisions also apply retroactively to pre-1992 communities under §38-33.3-117. CCIOA is based on the Uniform Common Interest Ownership Act (UCIOA) promulgated by the Uniform Law Commission; Colorado did not adopt UCIOA Article 4 (purchaser protections) or Article 5 (administration and registration).
Name Type Formed
PTARMIGAN BUSINESS PARK OWNERS ASSOCIATION Unclassified Entity 2000
PTARMIGAN HILLS CONDOMINIUM ASSOCIATION Condominium 1996
Quail Creek Homeowners Association, Inc. Homeowners Association 2016
QUAIL SQUARE CONDOMINIUM ASSOCIATION, INC Condominium 2002
Quantum 56 Owners Association, Inc. Unclassified Entity 2023
QUANTUM BUSINESS CENTER OWNERS ASSOCIATION, INC. Unclassified Entity 1997
QUINCY PARK CONDOMINIUM ASSOCIATION, INC. Condominium 1994
Race Street Townhomes Owners Association, Inc. Townhome Association 2005
Rail Yard Lofts Homeowners Association, Inc. Homeowners Association 2005
RAINDANCE COMMUNITY ASSOCIATION, INC. Unclassified Entity 2017
Raindance Flats Homeowners Association Homeowners Association 2021
RAINTREE EAST HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1973
RAINTREE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1972
RALEIGH CONDOMINIUM OWNERS ASSOCIATION Condominium 2009
Ralston Ridge Homeowners Association, Inc. Homeowners Association 2019
Ralston Terrace Community Association, Inc. Unclassified Entity 2021
RAMPARTS AT ROXBOROUGH HOMEOWNERS' ASSOCIATION Homeowners Association 1980
RAMPARTS AT ROXBOROUGH II HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1996
RANCH CREEK VILLAS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2002
RANCHO ANTERO HOME OWNERS ASSOCIATION Homeowners Association 1991
RANCH SUBDIVISION FILING NO. 8 HOMEOWNERS ASSOCIATION Homeowners Association 1987
Ravenna Homeowners Master Association, Inc. Homeowners Association 2005
RAVENWOOD AT FRISCO TOWNHOME ASSOCIATION, INC. Townhome Association 1994
RB Observatory Park Condominium Association, Inc. Condominium 2018
RED HAWK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1998
REDHAWK HOMEOWNERS ASSOCIATION OF PUEBLO, INC. Homeowners Association 2001
RED ROCKS POINT HOME OWNERS ASSOCIATION Homeowners Association 2003
Renaissance at Five Points Townhome Association, Inc. Townhome Association 2009
Reserve at Gates Owners Association Inc. Unclassified Entity 2007
Residences at Adams Way Homeowners Association, Inc. Homeowners Association 2024
Residences at Buffalo Run Owners Association, Inc. Unclassified Entity 2019
RESTAURANT PARK OWNERS ASSOCIATION Unclassified Entity 1999
Revere at Johnstown Community Association, Inc. Unclassified Entity 2022
Rex Ranch Homeowners Association, Inc. Homeowners Association 2015
Rich Mar Condominium Association, Inc. Condominium 2007
Ridge at Ward Station Homeowners Association, Inc Homeowners Association 2020
Ridgegate Commons Homeowners Association, Inc. Homeowners Association 2023
Ridgegate Townhomes Owner's Association, Inc. Townhome Association 2023
Ridge Point Condominium Owners' Association Condominium 2022
Rigby Court Condominiums Owners' Association, Inc. Condominium 2009
RiverClay Condominium Association, Inc. Condominium 2008
RIVERDALE FARM HOMEOWNERS' ASSOCIATION Homeowners Association 1992
RIVER ROCK CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 1997
RIVERSIDE CONDOMINIUM ASSOCIATION Reinstated March 17, 2010 Condominium 1970
Rocky Mountain Estates Owners Association Unclassified Entity 2005
ROCKY MOUNTAIN WAREHOUSE LOFTS CONDOMINIUM ASSOCIATION, INC. Condominium 1994
ROLLING HILLS ESTATES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1994
ROMAR HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2000
ROSESCHLAUB CONDOMINIUM ASSOCIATION INC. Condominium 2024
RUE ROYALE CONDOMINIUM ASSOCIATION Condominium 2004
RYDER PLACE CONDOMINIUMS HOMEOWNERS ASSOCIATION, INC. Condominium 2001
Saddleback Homeowners Association Homeowners Association 2006
SADDLEBROOK TOWNHOMES ASSOCIATION Townhome Association 1999
SAGE CREEK ESTATES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2004
SAGE VALLEY HOMEOWNERS ASSOC. INC. Homeowners Association 2003
Sage Valley II Condominium Association, Inc. Condominium 2016
SALTY DOG HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1999
SAN RAFAEL TOWNHOUSE ASSOCIATION, INC., Townhome Association 2021
SANS SOUCI HOMEOWNERS ASSOCIATION Homeowners Association 1974
SANTA FE STUDIOS OWNERS ASSOCIATION, INC. Unclassified Entity 2003
SAWGRASS CONDOMINIUM ASSOCIATION, INC. Condominium 2003
SAXONY HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1994
Scholar's Walk Townhomes Association, Inc. Townhome Association 2010
SECOND APPLETREE EAST CONDOMINIUM ASSOCIATION Condominium 1980
SECOND APPLETREE WEST CONDOMINIUM ASSOCIATION INC. Condominium 1988
SECOND GREEN MOUNTAIN TOWNHOUSE CORP. Townhome Association 1966
SERENITY RIDGE OWNERS ASSOCIATION Unclassified Entity 2004
Shadow Mesa at Crawford Row Owners Association Unclassified Entity 2025
SHANAHAN RIDGE EIGHT CONDOMINIUM ASSOCIATION, INC. Condominium 1986
SHANAHAN RIDGE FIVE HOMEOWNERS' ASSOCIATION Homeowners Association 2003
SHANAHAN RIDGE TWO HOMEOWNERS' ASSOCIATION Homeowners Association 1974
SHANER CONDOMINIUM ASSOCIATION, INC. Condominium 1999
SHERMAN COURT CONDOMINIUMS ASSOCIATION, INC. Condominium 1984
SHERMAN PARK HOMEOWNER'S ASSOCIATION Unclassified Entity 1996
SHERMAN SQUARE CONDOMINIUM ASSOCIATION, INC. Condominium 1996
SHERMAN STATION OWNERS ASSOCIATION, INC. Unclassified Entity 2008
SHERMAN STREET CONDOMINIUM ASSOCIATION, INC. Condominium 1997
SHILOH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1982
SHIRLEY ANNE CONDOMINIUM ASSOCIATION Condominium 2002
S.H. SUPPLY COMPANY BUILDING OWNERS ASSOCIATION, INC. Unclassified Entity 1998
Sie FilmCenter Condominium Association, Inc. Condominium 2006
Sienna Park Master Owners Association, Inc. Unclassified Entity 2013
Sierra Valley 1st Subdivision Homeowners Association, Inc. Homeowners Association 2007
Silverleaf Community Association, Inc. Unclassified Entity 2012
Silver Meadows Townhome Owners Association, Inc. Townhome Association 2014
Silver Peaks Community Association, Inc. Unclassified Entity 2004
SILVER SQUARE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1994
SILVER STATE LOFTS CONDOMINIUM ASSOCIATION, INC. Condominium 2002
SIXTY-FOUR BUSINESS PARK CONDOMINIUM ASSOCIATION, INC. Condominium 2005
Skye Condominiums Owners Association, Inc. Condominium 2004
Skylake Ranch Commercial Owners Association, Inc. Unclassified Entity 2018
Skyland Live/Work Lofts Townhouse Association Townhome Association 2014
SKYVIEW TERRACE TOWNHOUSE ASSOCIATION Townhome Association 1981
Skyview Townhomes at High Point Homeowners Association, Inc. Townhome Association 2023
Sloan Lake Mansion Condominiums Homeowners Association, Inc. Condominium 2009
Sloans Block 3 Owners Association, Inc. Unclassified Entity 2017
Sloans Row Homeowners Association, Inc. Homeowners Association 2015
Sloan's Six Condominium Association, Inc. Condominium 2023
SMITH ROAD INDUSTRIAL CENTER CONDOMINIUM ASSOCIATION, INC. Condominium 1993
SMITH ROAD INDUSTRIAL CENTER PHASE 2 CONDOMINIUMASSOCIATION, INC. Condominium 1993
SMOKY HILL VILLAGE FILING NO. 3 HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1998
SoBo 58 Homeowners Association Homeowners Association 2020
SOLIS VILLAS OWNERS ASSOCIATION, INC. Unclassified Entity 2013
Solstice Owners Association, Inc. Unclassified Entity 2020
Solterra Patio Homeowners Association, Inc. Homeowners Association 2009
SORREL RANCH HOMEOWNERS ASSOCIATION INC. Homeowners Association 2003
SOUTH CHERRY CREEK OFFICE CONDOMINIUM ASSOCIATION, INC. Condominium 2005
SOUTH EMERSON OWNERS ASSOCIATION, INC Unclassified Entity 2001
SOUTHERN HILLS COMMUNITY ASSOCIATION Unclassified Entity 1978
SOUTHGLENN COMMONS CONDOMINIUMS ASSOCIATION, INC. Condominium 1980
SOUTHMOOR PARK EAST HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1967
SOUTHMOOR PARK HOME OWNERS ASSOCIATION, INC. Homeowners Association 1991
SOUTHMOOR VILLAS HOMEOWNERS ASSOCIATION Homeowners Association 1970
SOUTHMOOR WEST TOWNHOMES, INC. Townhome Association 1977
South Platte Crossing Condominium Association, Inc. Condominium 2018
S*Park Condominium Owners Association, Inc. Condominium 2018
SPEER LOFTS OWNERS ASSOCIATION, INC. Unclassified Entity 2002
SPINNAKER RUN II CONDOMINIUM ASSOCIATION, INC. Condominium 1999
Spire Owners Association, Inc. Unclassified Entity 2010
SPRING CREEK AT FOXRIDGE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1980
SPRING CREEK MEADOWS FILING NO. 1 HOMEOWNERS ASSOCIATION,INC. Homeowners Association 1994
Spring Heights Townhouses Association, Inc. Townhome Association 2007
Spring Mesa Homeowners Association, Inc. Homeowners Association 2005
Spring Valley Ranch West Homeowners Association, Inc. Homeowners Association 2023
Spruce Point Patio Homes Owners Association Unclassified Entity 2022
Spruce Townhomes Homeowners Association, Inc. Townhome Association 2014
Stable View Homeowners Association, Inc. Homeowners Association 2020
STADIUM LOFTS CONDOMINIUM ASSOCIATION, INC. Condominium 1995
STAPLETON BUSINESS PLAZA CONDOMINIUM ASSOCIATION, INC. Condominium 2003
Stapleton Coach House Owners Association 9, 11 and 12, Inc. Unclassified Entity 2004
STAPLETON COACH HOUSE OWNERS ASSOCIATION NOS. 5 AND 6, INC. Unclassified Entity 2003
Stapleton Filings 35 and 17 Homeowners Association, Inc. Homeowners Association 2012
Stapleton Paired II Homeowners Association, Inc. Homeowners Association 2007
STARLITE CONDOMINIUM ASSOCIATION Condominium 2000
STEELBRIDGE LOFTS CONDOMINIUM ASSOCIATION, INC. Condominium 2001
STEEPLECHASE HOMEOWNERS ASSOCIATION Homeowners Association 1979
STEEPLERUN HOMEOWNERS ASSOCIATION Homeowners Association 1979
STEM Research Park Owners Association Unclassified Entity 2023
Stepping Stone Homeowners Association, Inc. Homeowners Association 2012
STERNE PARK TOWNHOMES ASSOCIATION Townhome Association 1978
STETSON BUSINESS PARK OWNERS ASSOCIATION Unclassified Entity 2007
ST. JAMES CONDOMINIUM HOMEOWNERS ASSOCIATION, INC. Condominium 2000
St. James Row Townhome Association Townhome Association 2010
STOKES PLACE - GREEN BOWERS HOMEOWNERS' ASSOCIATION Homeowners Association 1975
Stonecreek Homeowners Association, LLC Homeowners Association 2025
STONEGATE PARK GUELL CONDOMINIUM ASSOCIATION, INC. Condominium 2004
STONEGATE VILLAGE CENTER OWNERS ASSOCIATION, INC. Unclassified Entity 2002
Stonewater Owners Association, Inc. Unclassified Entity 2005
STONEY BROOK HOMEOWNERS' ASSOCIATION INC. Homeowners Association 1975
Stout24 Rowhomes Homeowners Association, Inc. Homeowners Association 2017
STOUT STREET CONDOMINIUM ASSOCIATION, INC. Condominium 2000
Stout Street Development Condominium Association Condominium 2012
ST. PATRICK'S LOFTS HOMEOWNERS ASSOCIATION Homeowners Association 1996
Stratton Flats Townhomes Association, Inc. Townhome Association 2007
STRATTON RIDGE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1983
STRAWBRIDGE CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 1979
STREETCAR STABLES CONDOMINIUM ASSOCIATION, INC. Condominium 1993
Strom Townhomes Association Townhome Association 2025
STUDEBAKER CONDOMINIUM ASSOCIATION, INC. Condominium 1992
SUGARMILL CONDOMINIUM ASSOCIATION, INC. Condominium 1984
SUMMER BAY TOWNHOMES HOMEOWNERS ASSOCIATION, INC. Townhome Association 2001
Summerfield North Homeowners Association, Inc. Homeowners Association 2023
SUMMERFIELD VILLAS HOMEOWNER'S ASSOCIATION Unclassified Entity 1972
SUMMER HOUSE CONDOMINIUM ASSOCIATION, INC. Condominium 1975
SUMMERLANE VILLAGE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2004
SUMMER PARK CONDOMINIUM ASSOCIATION Condominium 2002
SUMMIT GLEN AT GREEN MOUNTAIN HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1995
Summit Office Park Office Condominium Owners Association, Inc. Condominium 2008
SUMMIT PARK ENCLAVE HOMEOWNER'S ASSOCIATION INC. Unclassified Entity 1993
SUN ALLEY COMMERCIAL CONDOMINIUM ASSOCIATION, INC. Condominium 1996
SUNBURST HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1978
SUNDANCE AT INDIGO HILL HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2001
SUNDANCE AT WILLOW SPRINGS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1993
SUNDANCE VALLEY HOMEOWNERS ASSOCATION Homeowners Association 1987
SUNDOWN AT THE RANCH HOMEOWNERS' ASSOCIATION Homeowners Association 1979
Sunfield Homeowners Association Homeowners Association 2018
SUNFLOWER CONDOMINIUM ASSOCIATION, INC. Condominium 1981
Sunnyside Townhomes Homeowners Association, Inc. Townhome Association 2011
Sunset Bay Luxury Lodges Condominium Owners Association Condominium 2005
SUNSET RIDGE CONDOMINIUM ASSOCIATION Condominium 1973
SUNSTONE NORTH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1983
SUNSTREAM CONDOMINIUM ASSOCIATION, INC. Condominium 1984
SV Block 1 Sol Owners Association Unclassified Entity 2022
SV Block 3 Owners Association Unclassified Entity 2022
SWALLOW HILL CONDOMINIUM ASSOCIATION, INC. Condominium 2002
SWALLOW HILL ROW HOMEOWNERS' ASSOCIATION Homeowners Association 1979
SWANEE CONDOMINIUM OWNERS ASSOCIATION Condominium 1996
SYLVAN CONDOMINIUM ASSOCIATION, INC. Condominium 2002
SYRACUSE VILLAGE CONDOMINIUM OWNERS' ASSOCIATION, INC. Condominium 2003
Tabor Street Townhomes Association, Inc. Townhome Association 2021
TALLMADGE & BOYER TERRACE TOWNHOME ASSOCIATION, INC. Townhome Association 1996
TAMARAC HILLS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1984
TAMARISK TOWNHOME ASSOCIATION, INC. Townhome Association 2000
TAMARON CONDOMINIUM ASSOCIATION, INC. Condominium 1985
Tanglewood Homeowners Association, Inc. Homeowners Association 2017
TAPESTRY FLATS OWNERS ASSOCIATION Unclassified Entity 2004
Tara Mansion Condominium Homeowners Association Inc. Condominium 2008
Tara Townhomes Homeowners Association Townhome Association 2008
TATUM CONDOMINIUM OWNERS ASSOCIATION Condominium 2003
Teatro Tower Master Condominium Association, Inc. Condominium 2006
Institutional Reference

Reserve study standards in Colorado

Statutory requirements, board preparation checklist, the components a professional study covers, and the useful-life ranges that drive thirty-year funding plans. Generic reference. Not a substitute for a study calibrated to a specific association.

Colorado does not currently encode a fixed reserve-study cadence in statute. The discipline still applies. Industry standard across the United States is below.

  • Update the component register annually as assets are added, replaced, or retired.
  • Commission a professional reserve study every three to five years. Update it when the component register changes materially.
  • Maintain a thirty-year capital plan with explicit annual funding contributions tied to the study.
  • Keep reserve funds segregated from operating cash. Disclose funding status in the annual budget.
  • Document the board-approved funding policy — percent-funded, threshold, or baseline — in board minutes.

CommunityPay maintains a Reserve Funding Status Report (RSR) generator tied to the live ledger. It is a status report, not a substitute for a professional study with on-site inspection.

What a board should have organized before commissioning a reserve study, and what a study delivers back. Use this list to evaluate whether the association is ready, regardless of state.

  1. Component register Every asset the association is responsible for maintaining — roofs, asphalt, mechanical systems, plumbing risers, elevators, amenities. Freeze a current version before the study.
  2. Condition assessments Last inspection reports, photographs, observed wear, recent repairs. The analyst calibrates useful-life estimates against this evidence.
  3. Useful-life and replacement-cost estimates Per component, calibrated to local climate, construction, and use intensity. A study produces these; the board verifies them.
  4. Thirty-year capital plan When each component reaches end-of-life and what replacement will cost in nominal dollars at that year.
  5. Funding plan Percent-funded, threshold, or baseline approach with an explicit annual contribution. The board approves; the study models outcomes.
  6. Current reserve fund balance Separated from operating cash. Ideally in interest-bearing accounts with FDIC coverage on the full balance.
  7. Annual budget tied to the funding plan Reserve contribution as an explicit budget line, traceable to the study and the funding policy.
  8. Most recent reserve study Full study, update, or interim review. Author credentials and date of the most recent on-site inspection.
  9. Insurance schedule Replacement-cost coverage on insured components. Deductibles that may draw against reserves in a loss.
  10. Board minutes referencing reserve decisions Special assessments, deferred maintenance, funding-policy changes, scope deviations from the study.

Categories most reserve studies cover. The specific components depend on the association. High-rise condos track far more than single-family HOAs. Gated communities track infrastructure that condos never see.

Roofing & Exterior

Asphalt shingle, metal, tile, or flat membrane roofs. Siding (wood, fiber cement, stucco, vinyl). Exterior paint. Soffits and fascia. Gutters and downspouts. Decks and balconies. Railings. Window and door frames in common areas.

Mechanical

HVAC chillers and cooling towers. Boilers and water heaters. Ventilation. Pumps. Fire suppression and sprinkler systems. Emergency generators. Elevators — cabs, controllers, jacks, and modernizations.

Site Work

Parking lots: seal coat, overlay, full reconstruction. Concrete sidewalks and curbs. Site lighting. Storm drainage. Retaining walls. Fencing. Entry gates and signage.

Plumbing & Electrical

Main water lines and risers. Sanitary and storm sewer lines. Backflow preventers. Common-area electrical panels and switchgear. Transformer pads. Distribution.

Amenities

Pools, spas, and pool equipment. Clubhouse interiors. Fitness rooms. Playgrounds. Tennis and pickleball courts. Mailbox kiosks. Trash enclosures and dumpster pads.

Safety & Code

Fire alarm panels. Emergency lighting. Smoke detectors in common areas. Fire-rated doors. Structural fireproofing. Sprinkler heads and inspection-required components.

A mid-size HOA typically tracks thirty to eighty components. A high-rise condo tracks two hundred or more. The categories above are illustrative. A professional reserve study identifies the components a specific association is responsible for.

Typical useful-life ranges for components common in reserve studies. Industry averages, not specific to any state, climate, or association. A professional study calibrates these to local conditions, construction quality, maintenance practice, and use intensity.

Component Typical useful life
Asphalt shingle roof20–25 years
Metal roof40–50 years
Tile or slate roof50+ years
Flat membrane roof (TPO/EPDM)15–25 years
Wood siding20–30 years
Fiber cement siding30–50 years
Stucco50+ years
Exterior paint cycle7–10 years
Gutters and downspouts20–30 years
Wood deck, pressure-treated15–20 years
Composite deck25–30 years
Asphalt parking — seal coat3–5 years
Asphalt parking — overlay12–15 years
Asphalt parking — reconstruction25–30 years
Concrete sidewalks and curbs30–50 years
Site lighting (poles, fixtures)20–30 years
Wood fencing15–25 years
Pool plaster10–15 years
Pool pump and filter7–10 years
HVAC rooftop unit15–20 years
Boiler25–30 years
Commercial water heater10–15 years
Fire alarm panel20–25 years
Elevator cab finishes15–20 years
Elevator modernization25–30 years
Carpet, clubhouse7–10 years
Playground equipment10–15 years

Ranges synthesized from common professional reserve-study references and U.S. building-component literature. Verify against a study performed by a credentialed reserve specialist (RS, PRA, or equivalent) before relying on any figure for funding decisions.

Related tools
  • Reserve Health Check → Free. Inputs reserve balance, annual contribution, building age, and components; returns a grade with the math shown. No signup required to view results.
Institutional Reference

Meeting requirements in Colorado

Statutory floors for owner and board meetings — notice periods, delivery rules, quorum, voting, written consent, and record retention. Generic reference. Specific bylaws or declarations may impose tighter requirements; statutes set the minimum.

Colorado statute does not currently encode specific board or owner meeting notice periods in the corpus. The discipline still applies. Industry standard is below.

  • Provide at least 10 days advance notice for board meetings.
  • Provide 14–30 days advance notice for annual or special owner meetings.
  • Hold at least one annual meeting of the membership each year.
  • Keep all board meetings open to owners in good standing; reserve executive session for narrow purposes.
  • Define a quorum threshold in the bylaws and apply it consistently.

CommunityPay maintains a Board Meeting Packet generator that produces a state-aware agenda, draft minutes template, and compliance checklist for the board pack.

How meeting notice must be delivered, what it must contain, and what defects invalidate the notice. Statutes vary in mechanics; the principles are consistent.

  1. Delivery method First-class mail or hand-delivery to the address on file with the association is the universal default. Most states permit electronic delivery only with the owner's written consent. A posted notice on a community bulletin board is not, by itself, sufficient.
  2. Address on file The association is entitled to rely on the address each owner has provided. The owner bears the burden of keeping it current. The board must maintain a registered address list.
  3. Required content Date, time, location (or remote-access link), and an agenda. Material to be voted on — budget, special assessments, rule changes — must be identified specifically. "Other business" is not a substitute for an item.
  4. Notice period start The notice period typically runs from the date of mailing or hand-delivery, not the date of receipt. Some states count both the notice date and the meeting date; others exclude one or both. Confirm the rule.
  5. Remote participation When the association offers remote attendance, the notice must include the access information and any limitations (e.g., audio-only, no chat). Recording rules vary by state.
  6. Defective notice consequences Material defects invalidate actions taken at the meeting. Minor defects (typo in location, slightly late mailing) may be cured by attendance and waiver. Document the cure in the minutes.
  7. Emergency notice Statutes typically permit shortened notice for genuine emergencies (imminent physical harm, immediate financial loss). The board must document the emergency basis in the minutes.

Full notice requirements appear in C.R.S. §38-33.3-101 and the specific subsections cited in the Requirements tab.

Quorum sets the floor for a valid meeting. Voting mechanics — proxies, ballots, written consent — determine how votes are counted once the quorum is established.

Quorum

Statute sets the default at 20% of allocated interests unless the governing documents specify a different threshold.

Proxies

Most states permit proxies for owner meetings. The proxy must be written, dated, and signed; many states require revocation rights and an explicit scope (general or limited). Proxies do not extend to board meetings — directors must vote in person or by permitted remote means.

Written consent

Action without a meeting requires unanimous written consent in most jurisdictions, though some states permit a lower threshold for narrow categories (uncontested matters, ratification). Document the consent in the corporate records, indexed to the action taken.

Ballots

Secret-ballot procedures, double-envelope requirements, and inspector-of-elections rules apply in states with comprehensive election statutes. Director elections, recall votes, and assessment increases above a statutory threshold typically require secret-ballot procedure.

Cumulative voting

Available only when explicitly authorized by the declaration or bylaws. Otherwise straight voting applies — each membership casts one vote per open seat per candidate, with no concentration permitted.

Member in good standing

Voting rights may be suspended for delinquent accounts in some jurisdictions. Suspension typically requires due-process notice and an opportunity to cure. Statutes vary; the bylaws must align.

Voting and quorum procedures are codified in C.R.S. §38-33.3-101 and applicable subsections. Specific procedures may be modified in the declaration and bylaws within statutory limits.

Minutes are the corporate record of the meeting. Statutes in every state require associations to maintain meeting minutes and make them available to owners on request. Retention periods and access rules vary.

  1. What minutes must contain Date, time, location. Directors and officers present. Quorum determination. Motions made, seconded, and the vote count. Substantive board actions and adopted resolutions. Executive-session minutes kept separately; the open-session minutes record only that a closed session occurred.
  2. Retention period Colorado requires retention for at least 3 years. Reserve studies, declarations, amendments, and assessments — permanent.
  3. Owner inspection rights Colorado requires the association to respond within 30 days of a written request.
  4. Approval process Draft minutes are circulated to the board, corrected, and approved at the next regular meeting. Approved minutes become the official record. Corrections after approval require a noted amendment, not silent edits.
  5. Permanent records Declaration, bylaws, articles of incorporation, rule books, amendments, and the minute book are permanent records. The association cannot dispose of them on any retention schedule.
  6. Resale disclosure Recent board and owner meeting minutes are typically required attachments to a resale certificate. The standard window is the last 12 months; some statutes extend to 24 months for amendments.
  7. Executive session Closed-session minutes record matters discussed but typically remain confidential from the general membership. Specific votes taken in closed session may need to be reported in the open-session minutes.

Records retention and inspection rights are codified in C.R.S. §38-33.3-101 and related subsections. A records-request response that misses the statutory deadline may expose the association to a per-day penalty.

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One PDF — every active Colorado statute we track, statutory fee caps and time limits, recent legal changes from the last 12 months, and the resale-certificate disclosure profile. Built from CommunityPay's living legal corpus, the same data that drives our resale certificates, reserve reports, and CARI scoring.

  • Statutory fee caps and time limits (resale, late fees, lien priority)
  • Recent law changes with effective dates
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Data sourced from Colorado Secretary of State public registrations, FEMA National Risk Index, U.S. Census Bureau, and CommunityPay's management company graph.
United States Payments and Accounting Governance Infrastructure for Community Associations
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