HOAs & Condos in Denver, CO

1587 registered communities in Denver across Denver County and 2 adjacent counties. Mix: 619 condominium, 507 homeowners association, 269 unclassified entity, 170 townhome association, 22 property owners association. Median monthly HOA/condo fee in the county is $395.

Resale Certificate Compliance 12 disclosures required
CO
A common interest community in Denver, CO is governed by C.R.S. §38-33.3-316 (Colorado Common Interest Ownership Act). Colorado law requires 12 specific disclosures when a unit is sold. The certificate must be delivered within 14 days of request.
New subsection added Effective Oct 1, 2025
HB 25-1043 (Chapter 433, Session Laws of Colorado 2025) added notice steps around an association's foreclosure of its lien under C.R.S. §38-33.3-316. "At least thirty days before initiating a legal action to foreclose an association lien", the association must give the owner written and electronic notice that the owner "has the right to participate in credit counseling at the unit owner's expense" and where information on it is available (10.3). Also at least thirty days before, it must send a notice of its intent to foreclose by certified mail, return receipt requested, and by at least two of phone, text, email, or regular mail, stating that if the court forecloses it will order the unit sold at auction, that the owner could lose some or all equity in the unit, and that the owner has rights to credit counseling and mediation (10.8). "No later than five business days after an association initiates legal action to foreclose", it must give written and electronic notice to "all lienholders identified in the unit owner property records" of the right to cure and of the owner's right to move to stay the sale (11.2). New (14) defines "assessment" as a budget-based common expense payment or a payment for limited common elements, and it "includes fees specific to delinquent payments and reasonable collection costs for collecting delinquent payments." The act applies to enforcement actions instituted on or after October 1, 2025. Effective October 1, 2025. View source
  • Statement of unpaid assessments currently levied against the unit C.R.S. §38-33.3-316(8)
    The association shall furnish to a unit owner or such unit owner's designee or to a holder of a security interest or its designee upon written request, delivered personally or by certified mail, first-class postage prepaid, return receipt, to the association's registered agent, a written statement setting forth the amount of unpaid assessments currently levied against such owner's unit. The statement shall be furnished within fourteen calendar days after receipt of the request and is binding on the association, the executive board, and every unit owner. If no statement is furnished to the unit owner or holder of a security interest or his or her designee, delivered personally or by certified mail, first-class postage prepaid, return receipt requested, to the inquiring party, then the association shall have no right to assert a lien upon the unit for unpaid assessments which were due as of the date of the request. C.R.S. §38-33.3-316(8) · verified Oct 2026
  • Fiscal year commencement date C.R.S. §38-33.3-209.4(2)(a)
    The date on which its fiscal year commences; C.R.S. §38-33.3-209.4(2)(a) · verified Oct 2026
  • Current operating budget C.R.S. §38-33.3-209.4(2)(b)
    Its operating budget for the current fiscal year; C.R.S. §38-33.3-209.4(2)(b) · verified Oct 2026
  • Current assessments by unit type, including regular and special assessments C.R.S. §38-33.3-209.4(2)(c)
    A list, by unit type, of the association's current assessments, including both regular and special assessments; C.R.S. §38-33.3-209.4(2)(c) · verified Oct 2026
  • Annual financial statements with reserve amounts for preceding fiscal year C.R.S. §38-33.3-209.4(2)(d)
    Its annual financial statements, including any amounts held in reserve for the fiscal year immediately preceding the current annual disclosure; C.R.S. §38-33.3-209.4(2)(d) · verified Oct 2026
  • Most recent financial audit or review results C.R.S. §38-33.3-209.4(2)(e)
    The results of its most recent available financial audit or review; C.R.S. §38-33.3-209.4(2)(e) · verified Oct 2026
  • Insurance policies: company names, limits, deductibles, additional named insureds, expiration dates C.R.S. §38-33.3-209.4(2)(f)
    A list of all association insurance policies, including, but not limited to, property, general liability, association director and officer professional liability, and fidelity policies. Such list shall include the company names, policy limits, policy deductibles, additional named insureds, and expiration dates of the policies listed. C.R.S. §38-33.3-209.4(2)(f) · verified Oct 2026
  • Bylaws, articles of incorporation, rules and regulations C.R.S. §38-33.3-209.4(2)(g)
    All the association's bylaws, articles, and rules and regulations; C.R.S. §38-33.3-209.4(2)(g) · verified Oct 2026
  • Minutes of executive board and member meetings for the preceding fiscal year C.R.S. §38-33.3-209.4(2)(h)
    The minutes of the executive board and member meetings for the fiscal year immediately preceding the current annual disclosure; C.R.S. §38-33.3-209.4(2)(h) · verified Oct 2026
  • Responsible governance policies adopted per §209.5 C.R.S. §38-33.3-209.4(2)(i)
    The association's responsible governance policies adopted under section 38-33.3-209.5; and C.R.S. §38-33.3-209.4(2)(i) · verified Oct 2026
  • Fee schedule: transfer fees, record change fees, and status letter charges C.R.S. §38-33.3-317(1)(h.5)
    A list of the current amounts of all unique and extraordinary fees, assessments, and expenses that are chargeable by the association in connection with the purchase or sale of a unit and are not paid for through assessments, including transfer fees, record change fees, and the charge for a status letter or statement of assessments due; C.R.S. §38-33.3-317(1)(h.5) · verified Oct 2026
  • Reserve study policy (when prepared, funding plan, physical/financial analysis basis) C.R.S. §38-33.3-209.5(1)(b)(IX)
    When the association has a reserve study prepared for the portions of the community maintained, repaired, replaced, and improved by the association; whether there is a funding plan for any work recommended by the reserve study and, if so, the projected sources of funding for the work; and whether the reserve study is based on a physical analysis and financial analysis. For the purposes of this subparagraph (IX), an internally conducted reserve study shall be sufficient. C.R.S. §38-33.3-209.5(1)(b)(IX) · verified Oct 2026
Colorado does not cap RC preparation fees by statute. In CommunityPay, an association's manager, accounting firm, or staff generates the certificate from its books, with no per-certificate charge from CommunityPay.
715,210
County Population
Relatively High
FEMA Risk Rating
$395
Median Monthly HOA Fee
$302 – $551
25th – 75th Percentile
FEMA National Risk Index v1.20. Fee data: U.S. Census ACS 2023 5-Year PUMS, weighted from 28,515 units.
Hail
Very High
$72,449,912/yr expected loss
Lightning
Very High
$4,445,012/yr expected loss
Tornado
Relatively High
$28,038,780/yr expected loss
Strong Wind
Relatively High
$4,092,446/yr expected loss
Inland Flooding
Relatively High
$93,602,212/yr expected loss
Source: FEMA National Risk Index. Expected Annual Loss represents the modeled annualized cost of building damage and direct losses across the county, not a per-property figure.
Advance HOA Management, Inc. Verified
395 community engagements · manages 396 associations nationally
Cap Management LLC Verified
78 community engagements · manages 78 associations nationally
HOA Simple, LLC Verified
35 community engagements · manages 35 associations nationally
Sopra Communities, Inc. Verified
29 community engagements · manages 29 associations nationally
3.0 Management LLC Verified
25 community engagements · manages 26 associations nationally
Lcm Property Management, Inc. Verified
24 community engagements · manages 25 associations nationally
Market Street Management Verified
20 community engagements · manages 20 associations nationally
Aberdeen Management Company Verified
17 community engagements · manages 17 associations nationally
Homestead Management Corporation Verified
15 community engagements · manages 96 associations nationally
Teleos, LLC Verified
13 community engagements · manages 14 associations nationally
"Verified" indicates a confirmed engagement with a community in Denver. HQ-only entries are companies headquartered in Denver with potential service area overlap.
1587 Denver communities operate under Colorado law. The primary governing statute is C.R.S. §38-33.3-101 — Short title. The short-title section for Article 33.3, establishing the Colorado Common Interest Ownership Act (CCIOA). CCIOA is the unified statute governing every common interest community in Colorado — HOAs, condominium associations, planned communities, and cooperatives — created on or after July 1, 1992. Certain provisions also apply retroactively to pre-1992 communities under §38-33.3-117. CCIOA is based on the Uniform Common Interest Ownership Act (UCIOA) promulgated by the Uniform Law Commission; Colorado did not adopt UCIOA Article 4 (purchaser protections) or Article 5 (administration and registration).
Name Type Formed
HERITAGE TOWNHOMES AT LEGACY RIDGE OWNERS ASSOCIATION, INC. Townhome Association 2000
HERMAN GULCH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1985
HERMITAGE AT GREENWOOD VILLAGE CONDOMINIUMS ASSOCIATION, INC. Condominium 2000
HICKORY COMMONS CONDOMINIUM ASSOCIATION Condominium 1973
HIDDEN RIVER MASTER HOMEOWNER'S ASSOCIATION, INC. Unclassified Entity 1984
HIGHGATE HOMEOWNERS ASSOCIATION Homeowners Association 1993
Highland Bridge Lofts Homeowners Association, Inc. Homeowners Association 2006
HIGHLAND FLATS OWNERS ASSOCIATION, INC. Unclassified Entity 1999
HIGHLAND HILLS HOMEOWNERS ASSOCIATION OF LARIMER COUNTY Homeowners Association 1994
HIGHLAND LOFTS OWNERS ASSOCIATION, INC. Unclassified Entity 2002
HIGHLAND MEADOWS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2000
HIGHLAND PARK CONDOMINIUM OWNERS ASSOCIATION Condominium 1984
Highland Park Flats Condominiums Association, Inc. Condominium 2008
Highlands Square Condominiums Homeowners Association, Inc. Condominium 2023
HIGHLANDS SQUARE OWNERS ASSOCIATION, INC. Unclassified Entity 2003
HIGHLANDS VIEW CONDOMINIUMS HOMEOWNER'S ASSOCIATION, INC Condominium 2000
HIGHLAND TRAIL TOWNHOMES ASSOCIATION, INC. Townhome Association 1998
HIGHLAND WALK CONDOMINIUM ASSOCIATION, INC. Condominium 2003
HIGHLINE COURT HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2000
Highline East Homeowners Association Inc Homeowners Association 2023
Highline Ridge Homeowners Association, Inc. Homeowners Association 2013
High Plains Homeowners' Association, Inc. Homeowners Association 2015
HIGH POINT TOWNHOMES HOMEOWNERS' ASSOCIATION, INC. Townhome Association 1987
HIGH POINT VILLAGE HOMEOWNERS ASSOCIATION Homeowners Association 1997
HIGH STREET HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2001
HILAND HILLS TOWNHOUSE OWNERS ASSOCIATION Townhome Association 1978
HILLCREST AT HOMESTEAD HOMEOWNERS ASSOCIATION Homeowners Association 1986
Hillcrest Condominiums Association, Inc. Reinstated December 14, 2007 Condominium 1972
HILLCREST VILLAGE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1999
HILLTOP DOWNS HOMEOWNERS ASSOCIATION Homeowners Association 1994
HOLLY CREEK CONDOMINIUM ASSOCIATION, INC. Condominium 2002
HOLLY MANOR HOMES CONDOMINIUM ASSOCIATION Condominium 1963
HOLLY POINT HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1993
HOMEOWNERS ASSOCIATION AT HIGHLAND WALK, INC. Homeowners Association 2003
HOMEOWNERS ASSOCIATION FOR "THE ISLAND AT HIWAN," INC. Homeowners Association 1988
Homeownership Opportunity Alliance Homeowners Association 2024
Homestead at the Village Castle Pines Homeowners Association, Inc. Homeowners Association 2020
HOMESTEAD PROFESSIONAL PLAZA OWNERS ASSOCIATION, INC. Unclassified Entity 2004
Hometown Condominium Association, Inc. Condominium 2007
HORIZON POINTE HOMEOWNERS ASSOCIATION Homeowners Association 1994
HULME CONDOMINIUMS HOMEOWNERS ASSOCIATION, INC. Condominium 2000
HUMBOLDT COURT HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1984
Humboldt Street Mansion Condominiums Association Condominium 2019
HUNTER'S CHASE CONDOMINIUM ASSOCIATION, INC. Condominium 2004
HUNTER'S RUN CONDOMINIUM ASSOCIATION, INC. Condominium 1984
HUNTINGTON ACRES HOMEOWNERS ASSOCIATION Homeowners Association 1978
HUNTINGTON ESTATES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1993
HUNTINGTON HILLS MASTER COMMUNITY ASSOCIATION Unclassified Entity 1994
HUNTINGTON HOUSE CONDOMINIUM ASSOCIATION Condominium 1982
HUTCHINSON HILLS/WILLOW POINT HOMEOWNERS, INC. Homeowners Association 1964
HYDE PARK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1983
HYLAND MEADOWS HOMEOWNERS ASSOCIATION Homeowners Association 2002
Hyland Village Townhome Homeowners Association, Inc. Townhome Association 2018
Icon 740 Homeowners Association, Inc. Homeowners Association 2007
Independent Business Center Commercial Condominium Association Condominium 2026
Indian Peaks Filing No. 1 Homeowners Association, Inc aka The Village Green Homeowners Association Homeowners Association 1992
Innovations and Courtyard Traditions at Stapleton Homeowners Association Homeowners Association 2011
IRON HORSE CONDOMINIUMS ASSOCIATION, INC. Condominium 1981
IRONSTONE CONDOMINIUMS AT STROH RANCH OWNERS ASSOCIATION, INC. Condominium 2004
Ironton Street Townhomes Homeowners Association, Inc. Townhome Association 2020
IRONWOOD AT WEST WOODS RANCH HOMEOWNER'S SUBSIDIARYASSOCIATION, INC. Unclassified Entity 1994
IRONWOOD CONDOMINIUM ASSOCIATION, INC. Condominium 1984
ISBELL LOFTS CONDOMINIUM ASSOCIATION, INC. Condominium 2002
ITHACA PLACE HOMEOWNERS ASSOCIATION Homeowners Association 1997
Ivarod Condominium Association Inc. Condominium 2007
IVY COURT CONDOMINIUMS, ASSOCIATION, INC. Condominium 1996
Ivy Manor Owners Association Unclassified Entity 2008
IVYWOOD AT WEST 117TH HOMEOWNERS ASSOCIATION Homeowners Association 2001
JACK KEROUAC LOFTS CONDOMINIUM ASSOCIATION Condominium 2005
JACKSON COURT CONDOMINIUM ASSOCIATION, INC. Condominium 1987
JACKSON COURT II HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1992
JAMESTOWN AT GARRISON PARK HOMEOWNERS ASSOCIATION, Homeowners Association 1986
Jamison Villas Homeowners Association, Inc. Homeowners Association 2015
JASMINE COURT OWNERS ASSOCIATION, INC. Unclassified Entity 1998
JASMINE COURTYARD TOWNHOMES OWNERS' ASSOCIATION, INC. Townhome Association 2000
JASMINE PARK EAST CONDOMINIUMS ASSOCIATION, INC. Condominium 1986
Jasmine Townhouses Homeowners Association Townhome Association 2011
Jason St Lofts Homeowners Association, Inc Homeowners Association 2024
Jaydyn Court at Mayfair Homeowners Association, Inc. Homeowners Association 2006
JENKINS CARRIAGE VENTURE CONDOMINIUM ASSOCIATION, INC. Condominium 1981
JERSEY STREET CONDOMINIUM ASSOCIATION Condominium 1998
Jewell Town Homes Condominium Association Condominium 2005
JOHN DEERE PLOW COMPANY OWNERS ASSOCIATION, INC. Unclassified Entity 1993
Jordan Crossing Homeowners Association, Inc. Homeowners Association 2006
JOSEPHINE ON THE HILL HOMEOWNER'S ASSOCIATION, INC. Unclassified Entity 1999
Josephine Street Townhomes Townhome Association 2018
JUAN SANCHEZ PLAZA HOMEOWNERS ASSOCIATION Homeowners Association 2000
JULIAN ON THE HILL CONDOMINIUM ASSOCIATION Condominium 2002
Justice Center Garage Owners Association, Inc. Unclassified Entity 2007
KANSAS PLOW COMPANY BUILDING CONDOMINIUM ASSOCIATION, INC. Condominium 1999
KARUNA VILLAGE HOMEOWNERS ASSOCIATION Homeowners Association 2000
KEENE RANCH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1995
KELLY FARM OWNERS ASSOCIATION Unclassified Entity 1998
KENSINGTON RIDGE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1984
KENSINGTON TOWNHOMES HOMEOWNERS ASSOCIATION Townhome Association 2000
King Ranch Estates Filing No. 1 Owners Association, Inc. Unclassified Entity 2006
KINGSTON ROW TOWNHOUSE ASSOCIATION, INC. Townhome Association 1976
KINNEAVY TERRACE OWNERS ASSOCIATION, INC. Unclassified Entity 1996
KIOWA PARK HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2016
KIPLING SUN TOWNHOMES ASSOCIATION, INC. Townhome Association 1985
KOLL CENTENNIAL CENTER OWNERS ASSOCIATION, INC. Unclassified Entity 1999
Krameria Homeowners Association, Inc. Homeowners Association 2025
LACONCORDE CONDOMINIUMS ASSOCIATION, INC. Condominium 1974
Ladera Homeowners Association, Inc. Homeowners Association 2006
LAFAYETTE PLACE CONDOMINIUM ASSOCIATION, INC. Condominium 1997
LAFAYETTE SQUARE HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1993
LAKE AGNES PROPERTY OWNERS ASSOCIATION Property Owners Association 1981
LAKE AVERY ESTATES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1996
LAKE CHALET CONSOLIDATED CONDOMINIUM ASSOCIATION, INC. Condominium 1996
LAKE CHALET OWNERS ASSOCIATION, INC. Unclassified Entity 2003
Lake House at Tree Farm Homeowners Association, Inc. Homeowners Association 2025
Lakehouse on 17th Condominium Association, Inc. Condominium 2017
LAKE KOVE TOWNHOME ASSOCIATION NO. 2 Townhome Association 1986
Lakemont III Condominium Association, Inc. Condominium 2008
LAKE PARK COMMONS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1998
LAKEPOINTE CONDOMINIUM ASSOCIATION, INC. Condominium 1981
LAKES AT WATER VALLEY CONDOMINIUM Condominium 2001
Lakes at Westwoods Homeowners Association, Inc. Homeowners Association 2011
LAKESHORE AT HUNTERS GLEN HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1995
LAKESHORE VILLAGE HOMEOWNERS ASSOCIATION Homeowners Association 2000
LAKESIDE YACHT CLUB CONDOMINIUMS ASSOCIATION, INC. Condominium 1997
Lake Trail Homeowners Association, Inc Homeowners Association 2020
Lakewood Summit Homes Homeowner's Association, Inc. Unclassified Entity 2025
LAMBDA CONDOMINIUM ASSOCIATION Condominium 1971
LANDMARK CONDOMINIUM ASSOCIATION, INC. Condominium 1997
Landmark Lot 2 Retail Condominium Association, Inc. Condominium 2007
La Paz Townhomes Association Townhome Association 2009
LAREDO AT PARKSIDE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2001
LAREDO LANDING OWNERS ASSOCIATION, INC. Unclassified Entity 1998
Larimer Row Homeowners Association, Inc. Homeowners Association 2014
LASALLE CONDOMINIUM ASSOCIATION, INC. Condominium 1983
La Villa de Barela Condominium Owners' Association, Inc. Condominium 2006
Legacy Planned Community Association Unclassified Entity 2020
LEGACY RIDGE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1994
Legacy Village Community Association, Inc. Unclassified Entity 2023
LEGEND RIDGE HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1999
Legends at Lowry Condominium Association, Inc. Condominium 2006
LEXINGTON VILLAGE CONDOMINIUM ASSOCIATION, INC. Condominium 1978
Leyden Ranch Homeowners Association, Inc. Homeowners Association 2014
LEYDEN WALK OWNERS ASSOCIATION, INC. Unclassified Entity 2000
Lincoln Commons Rows I at Ridgegate Community Association Unclassified Entity 2016
Lincoln Terrace Condominium Owners' Association, Inc. Condominium 2011
LINDEN LEA HOMEOWNER'S ASSOCIATION Unclassified Entity 1988
LINDSLEY PARK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1999
LINLAMAR VILLAS HOMEOWNER'S ASSOCIATION, INC Unclassified Entity 2004
Lions Rock Homeowners Association, Inc Homeowners Association 2022
Littleton Commons Owners Association Unclassified Entity 2014
Littleton Main Street Condominium Association Condominium 2014
Littleton Ridge at SouthPark Condominium Owners Association, Inc. Condominium 2007
LITTLE TURTLE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1973
Liv City Center Condominium Association, Inc. Condominium 2019
Lobo Properties Condominiums North Owners Association, Inc. Condominium 2007
LOCHWOOD CHATEAU MASTER CONDOMINIUM ASSOCIATION, INC. Condominium 1979
LOCHWOOD CHATEAU - PHASE IV - CONDOMINIUM ASSOCIATION, INC. Condominium 1979
LOCUST STREET CONDOMINIUMS HOMEOWNER'S ASSOCIATION, INC. Condominium 1999
LODGES II CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 2004
Lofts at Central Park Homeowners Association, Inc. Homeowners Association 2005
LOGAN STREET CONDOMINIUM ASSOCIATION, INC. Condominium 1998
LOGAN STREET FLATS CONDOMINIUM ASSOCIATION, INC. Condominium 2000
LoHi Court Homeowners Association Homeowners Association 2013
LoHi Historic Condominium Association, Inc. Condominium 2022
LO HI OWNERS ASSOCIATION, INC. Unclassified Entity 2009
Lokal Plum Creek Homeowners' Association, Inc. Homeowners Association 2015
LONDON HOUSE CONDOMINIUM ASSOCIATION Condominium 1979
LONE TREE OFFICE CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 2004
LOT 9 PATTERSON CENTRE OWNERS ASSOCIATION Unclassified Entity 2004
Louisville Corporate Campus Owners Association Unclassified Entity 2020
LOWELL CONDOMINIUMS HOMEOWNER'S ASSOCIATION, INC. Condominium 2003
LOWELL CRESCENT TOWNHOMES OWNERS ASSOCIATION Townhome Association 2001
LOWRY HEIGHTS CONDOMINIUM ASSOCIATION, INC. Condominium 2004
Lujan Condominium Association Condominium 2022
LUNA FLATS CONDOMINIUM ASSOCIATION Condominium 2022
Lyric Owners Association, Inc. Unclassified Entity 2021
MADEIRA ROW HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2020
MADISON COURT TOWNHOMES OWNERS ASSOCIATION, INC. Townhome Association 2000
MADISON HEALTHY HOMES HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2003
MADISON PARK CONDOMINIUM ASSOCIATION Condominium 2001
MAGNA CARTA TOWNHOME ASSOCIATION Townhome Association 1998
Main Street Villas Homeowners Association, Inc. Homeowners Association 2023
MAJESTIC RETREAT HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1997
MANSION HOMEOWNERS' ASSOCIATION Homeowners Association 1979
Marina Doce at Water Valley Owners Association, Inc. Unclassified Entity 2006
MARINA POINTE HARBOUR HOMEOWNERS' ASSOCIATION, INC Homeowners Association 1984
Marion Parkway Townhomes HOA, Inc. Townhome Association 2012
MARION STREET CONDOMINIUM ASSOCIATION, INC. Condominium 1982
Mariposa Street Condominium Homeowners Association, Inc. Condominium 2014
Mark Charles Homeowners Association Homeowners Association 2026
MARVIN'S GARDEN CONDOMINIUM ASSOCIATION, INC. Condominium 1989
MASONIC BUILDING CONDOMINIUM ASSOCIATION, INC. Condominium 2001
MASTER COMMUNITY ASSOCIATION, INC. Unclassified Entity 2001
MASTER CONDOMINIUM ASSOCIATION FOR PENTERRA PLAZA, INC. Condominium 2003
Master Condominium Association for the Belmar Plaza Building Condominium 2007
MASTER HOMEOWNERS ASSOCIATION FOR GREEN VALLEY RANCH Homeowners Association 1984
MASTERS CLUB HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1985
Masters Park Condominium Association, Inc. Condominium 2004
M:A:W Condominium Association, Inc. Condominium 2008
MAYFAIR PLACE CONDOMINIUM ASSOCIATION Condominium 2004
MAYFAIR RESIDENCE CONDOMINIUM ASSOCIATION, INC. Condominium 2002
May Subdivision Owners Association, Inc. Unclassified Entity 2005
McGregor Square Hotel Condominium Association, Inc. Condominium 2021
Institutional Reference

Reserve study standards in Colorado

Statutory requirements, board preparation checklist, the components a professional study covers, and the useful-life ranges that drive thirty-year funding plans. Generic reference. Not a substitute for a study calibrated to a specific association.

Colorado does not currently encode a fixed reserve-study cadence in statute. The discipline still applies. Industry standard across the United States is below.

  • Update the component register annually as assets are added, replaced, or retired.
  • Commission a professional reserve study every three to five years. Update it when the component register changes materially.
  • Maintain a thirty-year capital plan with explicit annual funding contributions tied to the study.
  • Keep reserve funds segregated from operating cash. Disclose funding status in the annual budget.
  • Document the board-approved funding policy — percent-funded, threshold, or baseline — in board minutes.

CommunityPay maintains a Reserve Funding Status Report (RSR) generator tied to the live ledger. It is a status report, not a substitute for a professional study with on-site inspection.

What a board should have organized before commissioning a reserve study, and what a study delivers back. Use this list to evaluate whether the association is ready, regardless of state.

  1. Component register Every asset the association is responsible for maintaining — roofs, asphalt, mechanical systems, plumbing risers, elevators, amenities. Freeze a current version before the study.
  2. Condition assessments Last inspection reports, photographs, observed wear, recent repairs. The analyst calibrates useful-life estimates against this evidence.
  3. Useful-life and replacement-cost estimates Per component, calibrated to local climate, construction, and use intensity. A study produces these; the board verifies them.
  4. Thirty-year capital plan When each component reaches end-of-life and what replacement will cost in nominal dollars at that year.
  5. Funding plan Percent-funded, threshold, or baseline approach with an explicit annual contribution. The board approves; the study models outcomes.
  6. Current reserve fund balance Separated from operating cash. Ideally in interest-bearing accounts with FDIC coverage on the full balance.
  7. Annual budget tied to the funding plan Reserve contribution as an explicit budget line, traceable to the study and the funding policy.
  8. Most recent reserve study Full study, update, or interim review. Author credentials and date of the most recent on-site inspection.
  9. Insurance schedule Replacement-cost coverage on insured components. Deductibles that may draw against reserves in a loss.
  10. Board minutes referencing reserve decisions Special assessments, deferred maintenance, funding-policy changes, scope deviations from the study.

Categories most reserve studies cover. The specific components depend on the association. High-rise condos track far more than single-family HOAs. Gated communities track infrastructure that condos never see.

Roofing & Exterior

Asphalt shingle, metal, tile, or flat membrane roofs. Siding (wood, fiber cement, stucco, vinyl). Exterior paint. Soffits and fascia. Gutters and downspouts. Decks and balconies. Railings. Window and door frames in common areas.

Mechanical

HVAC chillers and cooling towers. Boilers and water heaters. Ventilation. Pumps. Fire suppression and sprinkler systems. Emergency generators. Elevators — cabs, controllers, jacks, and modernizations.

Site Work

Parking lots: seal coat, overlay, full reconstruction. Concrete sidewalks and curbs. Site lighting. Storm drainage. Retaining walls. Fencing. Entry gates and signage.

Plumbing & Electrical

Main water lines and risers. Sanitary and storm sewer lines. Backflow preventers. Common-area electrical panels and switchgear. Transformer pads. Distribution.

Amenities

Pools, spas, and pool equipment. Clubhouse interiors. Fitness rooms. Playgrounds. Tennis and pickleball courts. Mailbox kiosks. Trash enclosures and dumpster pads.

Safety & Code

Fire alarm panels. Emergency lighting. Smoke detectors in common areas. Fire-rated doors. Structural fireproofing. Sprinkler heads and inspection-required components.

A mid-size HOA typically tracks thirty to eighty components. A high-rise condo tracks two hundred or more. The categories above are illustrative. A professional reserve study identifies the components a specific association is responsible for.

Typical useful-life ranges for components common in reserve studies. Industry averages, not specific to any state, climate, or association. A professional study calibrates these to local conditions, construction quality, maintenance practice, and use intensity.

Component Typical useful life
Asphalt shingle roof20–25 years
Metal roof40–50 years
Tile or slate roof50+ years
Flat membrane roof (TPO/EPDM)15–25 years
Wood siding20–30 years
Fiber cement siding30–50 years
Stucco50+ years
Exterior paint cycle7–10 years
Gutters and downspouts20–30 years
Wood deck, pressure-treated15–20 years
Composite deck25–30 years
Asphalt parking — seal coat3–5 years
Asphalt parking — overlay12–15 years
Asphalt parking — reconstruction25–30 years
Concrete sidewalks and curbs30–50 years
Site lighting (poles, fixtures)20–30 years
Wood fencing15–25 years
Pool plaster10–15 years
Pool pump and filter7–10 years
HVAC rooftop unit15–20 years
Boiler25–30 years
Commercial water heater10–15 years
Fire alarm panel20–25 years
Elevator cab finishes15–20 years
Elevator modernization25–30 years
Carpet, clubhouse7–10 years
Playground equipment10–15 years

Ranges synthesized from common professional reserve-study references and U.S. building-component literature. Verify against a study performed by a credentialed reserve specialist (RS, PRA, or equivalent) before relying on any figure for funding decisions.

Related tools
  • Reserve Health Check → Free. Inputs reserve balance, annual contribution, building age, and components; returns a grade with the math shown. No signup required to view results.
Institutional Reference

Meeting requirements in Colorado

Statutory floors for owner and board meetings — notice periods, delivery rules, quorum, voting, written consent, and record retention. Generic reference. Specific bylaws or declarations may impose tighter requirements; statutes set the minimum.

Colorado statute does not currently encode specific board or owner meeting notice periods in the corpus. The discipline still applies. Industry standard is below.

  • Provide at least 10 days advance notice for board meetings.
  • Provide 14–30 days advance notice for annual or special owner meetings.
  • Hold at least one annual meeting of the membership each year.
  • Keep all board meetings open to owners in good standing; reserve executive session for narrow purposes.
  • Define a quorum threshold in the bylaws and apply it consistently.

CommunityPay maintains a Board Meeting Packet generator that produces a state-aware agenda, draft minutes template, and compliance checklist for the board pack.

How meeting notice must be delivered, what it must contain, and what defects invalidate the notice. Statutes vary in mechanics; the principles are consistent.

  1. Delivery method First-class mail or hand-delivery to the address on file with the association is the universal default. Most states permit electronic delivery only with the owner's written consent. A posted notice on a community bulletin board is not, by itself, sufficient.
  2. Address on file The association is entitled to rely on the address each owner has provided. The owner bears the burden of keeping it current. The board must maintain a registered address list.
  3. Required content Date, time, location (or remote-access link), and an agenda. Material to be voted on — budget, special assessments, rule changes — must be identified specifically. "Other business" is not a substitute for an item.
  4. Notice period start The notice period typically runs from the date of mailing or hand-delivery, not the date of receipt. Some states count both the notice date and the meeting date; others exclude one or both. Confirm the rule.
  5. Remote participation When the association offers remote attendance, the notice must include the access information and any limitations (e.g., audio-only, no chat). Recording rules vary by state.
  6. Defective notice consequences Material defects invalidate actions taken at the meeting. Minor defects (typo in location, slightly late mailing) may be cured by attendance and waiver. Document the cure in the minutes.
  7. Emergency notice Statutes typically permit shortened notice for genuine emergencies (imminent physical harm, immediate financial loss). The board must document the emergency basis in the minutes.

Full notice requirements appear in C.R.S. §38-33.3-101 and the specific subsections cited in the Requirements tab.

Quorum sets the floor for a valid meeting. Voting mechanics — proxies, ballots, written consent — determine how votes are counted once the quorum is established.

Quorum

Statute sets the default at 20% of allocated interests unless the governing documents specify a different threshold.

Proxies

Most states permit proxies for owner meetings. The proxy must be written, dated, and signed; many states require revocation rights and an explicit scope (general or limited). Proxies do not extend to board meetings — directors must vote in person or by permitted remote means.

Written consent

Action without a meeting requires unanimous written consent in most jurisdictions, though some states permit a lower threshold for narrow categories (uncontested matters, ratification). Document the consent in the corporate records, indexed to the action taken.

Ballots

Secret-ballot procedures, double-envelope requirements, and inspector-of-elections rules apply in states with comprehensive election statutes. Director elections, recall votes, and assessment increases above a statutory threshold typically require secret-ballot procedure.

Cumulative voting

Available only when explicitly authorized by the declaration or bylaws. Otherwise straight voting applies — each membership casts one vote per open seat per candidate, with no concentration permitted.

Member in good standing

Voting rights may be suspended for delinquent accounts in some jurisdictions. Suspension typically requires due-process notice and an opportunity to cure. Statutes vary; the bylaws must align.

Voting and quorum procedures are codified in C.R.S. §38-33.3-101 and applicable subsections. Specific procedures may be modified in the declaration and bylaws within statutory limits.

Minutes are the corporate record of the meeting. Statutes in every state require associations to maintain meeting minutes and make them available to owners on request. Retention periods and access rules vary.

  1. What minutes must contain Date, time, location. Directors and officers present. Quorum determination. Motions made, seconded, and the vote count. Substantive board actions and adopted resolutions. Executive-session minutes kept separately; the open-session minutes record only that a closed session occurred.
  2. Retention period Colorado requires retention for at least 3 years. Reserve studies, declarations, amendments, and assessments — permanent.
  3. Owner inspection rights Colorado requires the association to respond within 30 days of a written request.
  4. Approval process Draft minutes are circulated to the board, corrected, and approved at the next regular meeting. Approved minutes become the official record. Corrections after approval require a noted amendment, not silent edits.
  5. Permanent records Declaration, bylaws, articles of incorporation, rule books, amendments, and the minute book are permanent records. The association cannot dispose of them on any retention schedule.
  6. Resale disclosure Recent board and owner meeting minutes are typically required attachments to a resale certificate. The standard window is the last 12 months; some statutes extend to 24 months for amendments.
  7. Executive session Closed-session minutes record matters discussed but typically remain confidential from the general membership. Specific votes taken in closed session may need to be reported in the open-session minutes.

Records retention and inspection rights are codified in C.R.S. §38-33.3-101 and related subsections. A records-request response that misses the statutory deadline may expose the association to a per-day penalty.

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One PDF — every active Colorado statute we track, statutory fee caps and time limits, recent legal changes from the last 12 months, and the resale-certificate disclosure profile. Built from CommunityPay's living legal corpus, the same data that drives our resale certificates, reserve reports, and CARI scoring.

  • Statutory fee caps and time limits (resale, late fees, lien priority)
  • Recent law changes with effective dates
  • Resale & estoppel disclosure profile, item by item
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Data sourced from Colorado Secretary of State public registrations, FEMA National Risk Index, U.S. Census Bureau, and CommunityPay's management company graph.
United States Payments and Accounting Governance Infrastructure for Community Associations
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