HOAs & Condos in Denver, CO

1587 registered communities in Denver across Denver County and 2 adjacent counties. Mix: 619 condominium, 507 homeowners association, 269 unclassified entity, 170 townhome association, 22 property owners association. Median monthly HOA/condo fee in the county is $395.

Resale Certificate Compliance 12 disclosures required
CO
A common interest community in Denver, CO is governed by C.R.S. §38-33.3-316 (Colorado Common Interest Ownership Act). Colorado law requires 12 specific disclosures when a unit is sold. The certificate must be delivered within 14 days of request.
New subsection added Effective Oct 1, 2025
HB 25-1043 (Chapter 433, Session Laws of Colorado 2025) added notice steps around an association's foreclosure of its lien under C.R.S. §38-33.3-316. "At least thirty days before initiating a legal action to foreclose an association lien", the association must give the owner written and electronic notice that the owner "has the right to participate in credit counseling at the unit owner's expense" and where information on it is available (10.3). Also at least thirty days before, it must send a notice of its intent to foreclose by certified mail, return receipt requested, and by at least two of phone, text, email, or regular mail, stating that if the court forecloses it will order the unit sold at auction, that the owner could lose some or all equity in the unit, and that the owner has rights to credit counseling and mediation (10.8). "No later than five business days after an association initiates legal action to foreclose", it must give written and electronic notice to "all lienholders identified in the unit owner property records" of the right to cure and of the owner's right to move to stay the sale (11.2). New (14) defines "assessment" as a budget-based common expense payment or a payment for limited common elements, and it "includes fees specific to delinquent payments and reasonable collection costs for collecting delinquent payments." The act applies to enforcement actions instituted on or after October 1, 2025. Effective October 1, 2025. View source
  • Statement of unpaid assessments currently levied against the unit C.R.S. §38-33.3-316(8)
    The association shall furnish to a unit owner or such unit owner's designee or to a holder of a security interest or its designee upon written request, delivered personally or by certified mail, first-class postage prepaid, return receipt, to the association's registered agent, a written statement setting forth the amount of unpaid assessments currently levied against such owner's unit. The statement shall be furnished within fourteen calendar days after receipt of the request and is binding on the association, the executive board, and every unit owner. If no statement is furnished to the unit owner or holder of a security interest or his or her designee, delivered personally or by certified mail, first-class postage prepaid, return receipt requested, to the inquiring party, then the association shall have no right to assert a lien upon the unit for unpaid assessments which were due as of the date of the request. C.R.S. §38-33.3-316(8) · verified Oct 2026
  • Fiscal year commencement date C.R.S. §38-33.3-209.4(2)(a)
    The date on which its fiscal year commences; C.R.S. §38-33.3-209.4(2)(a) · verified Oct 2026
  • Current operating budget C.R.S. §38-33.3-209.4(2)(b)
    Its operating budget for the current fiscal year; C.R.S. §38-33.3-209.4(2)(b) · verified Oct 2026
  • Current assessments by unit type, including regular and special assessments C.R.S. §38-33.3-209.4(2)(c)
    A list, by unit type, of the association's current assessments, including both regular and special assessments; C.R.S. §38-33.3-209.4(2)(c) · verified Oct 2026
  • Annual financial statements with reserve amounts for preceding fiscal year C.R.S. §38-33.3-209.4(2)(d)
    Its annual financial statements, including any amounts held in reserve for the fiscal year immediately preceding the current annual disclosure; C.R.S. §38-33.3-209.4(2)(d) · verified Oct 2026
  • Most recent financial audit or review results C.R.S. §38-33.3-209.4(2)(e)
    The results of its most recent available financial audit or review; C.R.S. §38-33.3-209.4(2)(e) · verified Oct 2026
  • Insurance policies: company names, limits, deductibles, additional named insureds, expiration dates C.R.S. §38-33.3-209.4(2)(f)
    A list of all association insurance policies, including, but not limited to, property, general liability, association director and officer professional liability, and fidelity policies. Such list shall include the company names, policy limits, policy deductibles, additional named insureds, and expiration dates of the policies listed. C.R.S. §38-33.3-209.4(2)(f) · verified Oct 2026
  • Bylaws, articles of incorporation, rules and regulations C.R.S. §38-33.3-209.4(2)(g)
    All the association's bylaws, articles, and rules and regulations; C.R.S. §38-33.3-209.4(2)(g) · verified Oct 2026
  • Minutes of executive board and member meetings for the preceding fiscal year C.R.S. §38-33.3-209.4(2)(h)
    The minutes of the executive board and member meetings for the fiscal year immediately preceding the current annual disclosure; C.R.S. §38-33.3-209.4(2)(h) · verified Oct 2026
  • Responsible governance policies adopted per §209.5 C.R.S. §38-33.3-209.4(2)(i)
    The association's responsible governance policies adopted under section 38-33.3-209.5; and C.R.S. §38-33.3-209.4(2)(i) · verified Oct 2026
  • Fee schedule: transfer fees, record change fees, and status letter charges C.R.S. §38-33.3-317(1)(h.5)
    A list of the current amounts of all unique and extraordinary fees, assessments, and expenses that are chargeable by the association in connection with the purchase or sale of a unit and are not paid for through assessments, including transfer fees, record change fees, and the charge for a status letter or statement of assessments due; C.R.S. §38-33.3-317(1)(h.5) · verified Oct 2026
  • Reserve study policy (when prepared, funding plan, physical/financial analysis basis) C.R.S. §38-33.3-209.5(1)(b)(IX)
    When the association has a reserve study prepared for the portions of the community maintained, repaired, replaced, and improved by the association; whether there is a funding plan for any work recommended by the reserve study and, if so, the projected sources of funding for the work; and whether the reserve study is based on a physical analysis and financial analysis. For the purposes of this subparagraph (IX), an internally conducted reserve study shall be sufficient. C.R.S. §38-33.3-209.5(1)(b)(IX) · verified Oct 2026
Colorado does not cap RC preparation fees by statute. In CommunityPay, an association's manager, accounting firm, or staff generates the certificate from its books, with no per-certificate charge from CommunityPay.
715,210
County Population
Relatively High
FEMA Risk Rating
$395
Median Monthly HOA Fee
$302 – $551
25th – 75th Percentile
FEMA National Risk Index v1.20. Fee data: U.S. Census ACS 2023 5-Year PUMS, weighted from 28,515 units.
Hail
Very High
$72,449,912/yr expected loss
Lightning
Very High
$4,445,012/yr expected loss
Tornado
Relatively High
$28,038,780/yr expected loss
Strong Wind
Relatively High
$4,092,446/yr expected loss
Inland Flooding
Relatively High
$93,602,212/yr expected loss
Source: FEMA National Risk Index. Expected Annual Loss represents the modeled annualized cost of building damage and direct losses across the county, not a per-property figure.
Advance HOA Management, Inc. Verified
395 community engagements · manages 396 associations nationally
Cap Management LLC Verified
78 community engagements · manages 78 associations nationally
HOA Simple, LLC Verified
35 community engagements · manages 35 associations nationally
Sopra Communities, Inc. Verified
29 community engagements · manages 29 associations nationally
3.0 Management LLC Verified
25 community engagements · manages 26 associations nationally
Lcm Property Management, Inc. Verified
24 community engagements · manages 25 associations nationally
Market Street Management Verified
20 community engagements · manages 20 associations nationally
Aberdeen Management Company Verified
17 community engagements · manages 17 associations nationally
Homestead Management Corporation Verified
15 community engagements · manages 96 associations nationally
Teleos, LLC Verified
13 community engagements · manages 14 associations nationally
"Verified" indicates a confirmed engagement with a community in Denver. HQ-only entries are companies headquartered in Denver with potential service area overlap.
1587 Denver communities operate under Colorado law. The primary governing statute is C.R.S. §38-33.3-101 — Short title. The short-title section for Article 33.3, establishing the Colorado Common Interest Ownership Act (CCIOA). CCIOA is the unified statute governing every common interest community in Colorado — HOAs, condominium associations, planned communities, and cooperatives — created on or after July 1, 1992. Certain provisions also apply retroactively to pre-1992 communities under §38-33.3-117. CCIOA is based on the Uniform Common Interest Ownership Act (UCIOA) promulgated by the Uniform Law Commission; Colorado did not adopt UCIOA Article 4 (purchaser protections) or Article 5 (administration and registration).
Name Type Formed
McGregor Square Office Condominium Association, Inc. Condominium 2021
MCKAY LANDING HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2000
MEADE MANOR HOMEOWNERS ASSOCIATION Homeowners Association 1973
MEADOW CREEK PATIO HOME OWNERS ASSOCIATION Homeowners Association 1973
MEADOW PARK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2000
Meadows Condominium Association, Inc. Condominium 2025
MEADOWVIEW 5 TOWNHOMES ASSOCIATION, INC. Townhome Association 1996
Melody Plaza Condominium Association, Inc. Condominium 2004
MERIDIAN - STOCKBRIDGE CONDOMINIUM ASSOCIATION, INC. Condominium 2003
Meridian Village North Owners Association Unclassified Entity 2006
Metro Development I Homeowners Association, Inc. Homeowners Association 2022
METROPOLITAN LOFTS HOMEOWNERS ASSOCIATION Homeowners Association 1996
MHMP 15 Condominium Association, Inc. Condominium 2025
Mile High Vista Owners Association Unclassified Entity 2012
MILL RUN HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1979
Millstone Homeowners Association, Inc. Homeowners Association 2023
MIRALAGO AT MARSTON LAKE CONDOMINIUMS ASSOCIATION, INC. Condominium 2000
MIRAMONT VILLAGE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1996
MISSION HILLS CONDOMINIUMS HOMEOWNERS' ASSOCIATION Condominium 1978
Moline Street Townhomes Homeowners Association, Inc. Townhome Association 2020
Monaco 155 Condominium Association, Inc. Condominium 2018
MONACO MANOR HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1983
MONACO VILLAGE CONDOMINIUM ASSOCIATION, INC. Condominium 1978
MONARCH MILLS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2004
Monarch Place Masters Owners Association Unclassified Entity 2004
Mon Petit Townhomes Owners Association Townhome Association 2026
MONROE CHASE OWNERS ASSOCIATION Unclassified Entity 1999
MONROE COURT CONDOMINIUM ASSOCIATION, INC. Condominium 1982
MONROE COURT OWNERS ASSOCIATION Unclassified Entity 1998
MONROE PARK OWNERS ASSOCIATION, INC. Unclassified Entity 2002
Monroe Pointe Condominium Association Condominium 2008
MONROE TOWNHOME ASSOCIATION Townhome Association 1995
Montana Vista Center Property Owners Association, Inc. Property Owners Association 2015
MONTCLAIR PARK CONDOMINIUMS ASSOCIATION, INC. Condominium 1979
MONTGOMERY COURT CONDOMINIUM ASSOCIATION, INC. Condominium 1997
Montview Townhomes Homeowners Association, Inc. Townhome Association 2016
MOORE HARDWARE BUILDING OWNERS ASSOCIATION, INC. Unclassified Entity 1993
MOREY HILL HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1983
Mosaic Flats Homeowners Association Homeowners Association 2021
Motorplex at Centerra Owners Association Unclassified Entity 2005
MOUNTAIN LAKE RANCH HOMEOWNER'S ASSOCIATION, INC. Unclassified Entity 2004
Mountain's Edge Homeowners Association, Inc. Homeowners Association 2020
Mountain Valley Estates Property Owners Association, Inc. Property Owners Association 2006
MOUNTAIN VIEW CONDOMINIUMS HOMEOWNERS ASSOCIATION Condominium 2002
Mount Royal Condominium Association, Inc. Condominium 2013
MU CONDOMINIUM ASSOCIATION Condominium 1973
MUIRFIELD HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1984
MULLIGAN LAKE ESTATES HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1993
MULLIGAN TOWNHOMES OWNERS ASSOCIATION Townhome Association 2000
Murphy Creek Filing 7 North Homeowners Association, Inc. Homeowners Association 2025
Murphy Creek Residences Homeowners Association, Inc Homeowners Association 2022
Museum Residences Condominium Association, Inc. Condominium 2006
Myrtle Hill Homeowners Association Homeowners Association 2008
Myrtle Hill Lofts Condominium Association Condominium 2008
Nantucket Close Owners Association, Inc. Unclassified Entity 2006
Navajo Court Owners Association Unclassified Entity 2014
Neighbors Point Community Association, Inc. Unclassified Entity 2012
NeuTowne Village Homeowners Association, Inc. Homeowners Association 2016
NEVILLE'S CROSSING HOMEOWNERS ASSOCIATION Homeowners Association 2001
Newland Square Condominium Association Condominium 2004
New Terrace Homeowners Association Homeowners Association 2021
Newton 6 Condominium Owners Association, INC. Condominium 2026
North Colorado Station Condominium Association Condominium 2015
NORTHFIELD COMMONS DUPLEX CONDOMINIUM ASSOCIATION Condominium 2007
Northfield Commons Four-Plex Condominium Association Condominium 2006
Northfield Village Community Association Unclassified Entity 2008
NORTHFIELD VILLAGE FOUR-PLEX CONDOMINIUM ASSOCIATION Condominium 2009
NORTHFIELD VILLAGE ROW HOUSE CONDOMINIUM ASSOCIATION Condominium 2011
NORTH HILL HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2018
NORTH LYNX HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2000
NORTH STAR HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1979
North Valley Highway Condominium Association, Inc. Condominium 2016
NYE LOFTS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2003
OAK PARK AT CHERRY CREEK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2003
OBSERVATORY GREEN HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1995
OBSERVATORY HEIGHTS TOWNHOME ASSOCIATION, INC. Townhome Association 2016
OBSERVATORY PARK CONDOMINIUMS HOMEOWNERS ASSOCIATION, INC. Condominium 1996
OBSERVATORY TERRACE OWNERS ASSOCIATION Unclassified Entity 1985
OBSERVATORY WEST CONDOMINIUM ASSOCIATION, INC. Condominium 1999
OGDEN COMMONS OWNERS ASSOCIATION, INC. Unclassified Entity 2003
Ogden Homeowners Association, Inc. Homeowners Association 2025
OGDEN STREET CONDOMINIUM ASSOCIATION, INC. Condominium 1998
Ogden Street Owners Association, Inc. Unclassified Entity 2007
Olde Town Commons Homeowners' Association, Inc. Homeowners Association 2021
OLD SAN RAFAEL TOWNHOMES, LTD. Townhome Association 1993
ON BROADWAY BUSINESS CONDOMINIUM ASSOCIATION, INC. Condominium 2003
ONE CHEESMAN PLACE CONDOMINIUM ASSOCIATION, INC. Condominium 1972
ONE FIVE FIVE JACKSON AT CHERRY CREEK CONDOMINIUMS HOMEOWNER'S ASSOCIATION, INC. Condominium 1998
ONE POLO CREEK CONDOMINIUM ASSOCIATION, INC. Condominium 1996
One Sherman Place Office Condominium Association, Inc. Condominium 2005
ONE WYNKOOP PLAZA CONDOMINIUM ASSOCIATION Condominium 1998
ORCHARD VALLEY AT CHERRY CREEK PARK HOMEOWNERS ASSOCIATION,INC. Homeowners Association 1997
ORCHARD VISTA HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1995
Orion at Boulevard One Homeowners Association, Inc. Homeowners Association 2018
OSAGE BUILDING CONDOMINIUM ASSOCIATION Condominium 2002
OVERLOOK AT FIRESTONE HOMEOWNERS ASSOCIATION Homeowners Association 1999
OVERLOOK CONDOMINIUM ASSOCIATION, INC. Condominium 1996
Painted Prairie Owners Association, Inc. Unclassified Entity 2018
PALACE LOFTS CONDOMINIUM ASSOCIATION Condominium 1997
PALISADE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1995
Palisade Park Community Association, Inc. Unclassified Entity 2019
Palisade Park Homeowners Association, Inc. Homeowners Association 2014
PARCHMENT BY THE PARK CONDOMINIUM ASSOCIATION, INC. Condominium 1995
PARK AT INDIAN CREEK HOMEOWNERS ASSOCIATION Homeowners Association 1992
Park Avenue Place Homeowners Association, Inc. Homeowners Association 2007
PARK CROSSING TOWNHOMES' ASSOCIATION, INC. Townhome Association 2005
Parkdale Owners Association Unclassified Entity 2023
PARK FOREST HOMEOWNER'S ASSOCIATION, INC. Unclassified Entity 1972
Parkgate Office Center Owners Association, Inc. Unclassified Entity 2011
Park Hill 23 Homeowners Association, Inc. Homeowners Association 2021
PARK HILL CONDOMINIUMS ASSOCIATION, INC. Condominium 1998
PARK HILL GARDENS CONDOMINIUM ASSOCIATION, INC. Condominium 1983
PARK HILL VILLAGE CONDOMINIUMS HOMEOWNERS ASSOCIATION Condominium 2003
Park Hill Village Single Family Homes Owners Association, Inc. Unclassified Entity 2015
PARK HILL VILLAGE TOWNHOMES HOMEOWNERS ASSOCIATION Townhome Association 2003
PARK MAYFAIR CONDOMINIUM ASSOCIATION, INC. Condominium 1983
PARK PLACE CONDOMINIUM ASSOCIATION, INC. Condominium 2000
PARK PLACE TOWER HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1998
PARK REGENCY CONDOMINIUM ASSOCIATION, INC. Condominium 1983
Park Ridge Master Owners Association, Inc. Unclassified Entity 2021
PARK RISE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1997
Parkside Flats Condominium Owners Association Condominium 2005
Parkside Flats Owners Association Unclassified Entity 2008
PARKSIDE ON CHERRY CREEK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1986
Parkside Trails Homeowners Association, Inc. Homeowners Association 2005
PARK SLOPE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1999
PARKVIEW PLAZA CONDOMINIUM ASSOCIATION Condominium 1980
Parkview Residences Owners Association Unclassified Entity 2020
Parkvue on the Platte Community Association, Inc. Unclassified Entity 2025
PARK WASHINGTON CONDOMINIUMS ASSOCIATION Condominium 1981
Parkwood Estates Community Association, Inc. Unclassified Entity 2005
PARKWOOD HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2000
Parterre Owners Association, Inc. Unclassified Entity 2025
PAULA DORA PARK 2 HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2004
PAULA DORA PARK HOMEOWNERS ASSOCIATION INC. Homeowners Association 2002
Peakview Condominiums Homeowners Association, Inc. Condominium 2004
PEAKVIEW MEADOWS OWNERS ASSOCIATION, INC. Unclassified Entity 2002
Peakview Village at Centennial Homeowners Association, Inc. Homeowners Association 2016
PEARL ESTATES CONDOMINIUM ASSOCIATION Condominium 1999
PEARL GARDEN TOWNHOMES HOMEOWNERS ASSOCIATION, INC. Townhome Association 1995
PEARL PARK CONDOMINIUM ASSOCIATION, INC. Condominium 1998
Pearl Street Condominiums HOA, Inc. Condominium 2019
PEARL STREET FLATS HOMEOWNERS ASSOCIATION, INC. Reinstated July 07, 2004 Homeowners Association 2001
PEBBLE CREEK CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 1980
Pecos Place Townhomes Homeowners Assocation, Inc. Townhome Association 2012
Pelican Shores at Water Valley Owners Association Unclassified Entity 2020
Pelican's Nest Townhomes Association Townhome Association 2008
PENNA TOWNHOMES AT MAYFAIR HOMEOWNERS ASSOCIATION, INC. Townhome Association 2003
PENN COURT CONDOMINIUMS HOMEOWNERS ASSOCIATION, INC. Condominium 2003
PENN GARAGE LOFTS OWNERS ASSOCIATION Unclassified Entity 1998
PENN SQUARE CONDOMINIUM ASSOCIATION, INC. Condominium 1978
PENN ST. CONDOMINIUMS HOMEOWNERS ASSOCIATION, INC. Condominium 2002
PENN STREET CONDOMINIUM ASSOCIATION, INC. Condominium 1994
PENROSE PLACE HOME OWNERS ASSOCIATION Homeowners Association 2001
PEORIA 33 CONDOMINIUM ASSOCIATION, INC Condominium 2004
PERRY HIGHLANDS HOMEOWNERS ASSOCIATION Homeowners Association 2002
Perry Row at Sloans Homeowners Association, Inc. Homeowners Association 2017
Pheasant Run Townhomes Filing No. 1 Association Townhome Association 2007
PHEASANT RUN TOWNHOMES HOMEOWNERS' ASSOCIATION Townhome Association 1982
PHTS Commercial Owners Association, Inc. Unclassified Entity 2007
PICABO HILLS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2002
Pierce Plaza Homeowners Association, Inc. Homeowners Association 2025
PIER POINT VILLAGE 1 AND 3 HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1977
PIER POINT VILLAGE 6 CONDOMINIUM ASSOCIATION, INC. Condominium 1990
Pike Street Homeowners Association, Inc. Homeowners Association 2018
Pinehurst Country Club Homeowners Association, Inc. Homeowners Association 2007
Pinehurst Estates Homeowners Inc, Homeowners Association 2007
PINEHURST VILLAGE CONDOMINIUM ASSOCIATION Condominium 1971
PINNACLE CREEK OWNERS ASSOCIATION, INC. Unclassified Entity 1995
PINNACLES AT MESA VALLEY RANCH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1998
Pioneer Hills Townhomes Sub-Association Townhome Association 2013
Piranesi Condominium Association, Inc. Condominium 2008
PLATTE RIVER PLAZA CONDOMINIUM OWNERS ASSOCIATION Condominium 2004
Platte River Vista Condominiums Condominium 2024
Platte Street Plaza Owners Association Unclassified Entity 2018
Platt Park North Homeowners Association, Inc. Homeowners Association 2013
PLAZA DE MONACO TOWERS CONDOMINIUMS ASSOCIATION, INC. Condominium 1980
POLO CLUB NORTH CONDOMINIUM ASSOCIATION Condominium 1977
POLO CREEK COURT HOMEOWNERS ASSOCIATION Homeowners Association 1997
POLO PLACE HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1984
PORTICO HOMEOWNERS ASSOCIATION Homeowners Association 2000
PORTOFINO TOWER HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2001
Portrait at Central Park Homeowners Association Homeowners Association 2017
Portrait F54 at Stapleton Homeowners Association, Inc. Homeowners Association 2019
PRAIRIE CREEK COMMERCIAL OWNERS ASSOCIATION, INC. Unclassified Entity 1997
Prairie Meadows Condominium Association, Inc. Condominium 2004
Prairie Vista at Lowry Condominium Association Condominium 2007
Prato Homeowner Maintenance Association, Inc. Unclassified Entity 2016
PRELUDE AT TAVA WATERS HOMEOWNER ASSOCIATION INC. Unclassified Entity 2022
PRENTICE AVENUE TOWNHOMES HOMEOWNERS ASSOCIATION, INC. Townhome Association 1999
PROGRESS PARK CONDOMINIUM ASSOCIATION, INC. Condominium 2003
PROMONTORY COMMERCIAL PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 2000
PROMONTORY POINTE HOMEOWNERS ASSOCIATION Homeowners Association 1996
Prophecy Lofts Owners Association, Inc. Unclassified Entity 2005
Prospect at Bluff Lake at Stapleton Homeowners Association, Inc. Homeowners Association 2017
Prospect F54 at Stapleton Homeowners Association, Inc. Homeowners Association 2019
PROSPECT HEIGHTS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2002
Prospector's Run Homeowners Association, Inc. Homeowners Association 2004
PROVENCE TOWNHOUSE ASSOCIATION Townhome Association 1984
PROVINCE CENTER HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1994
Institutional Reference

Reserve study standards in Colorado

Statutory requirements, board preparation checklist, the components a professional study covers, and the useful-life ranges that drive thirty-year funding plans. Generic reference. Not a substitute for a study calibrated to a specific association.

Colorado does not currently encode a fixed reserve-study cadence in statute. The discipline still applies. Industry standard across the United States is below.

  • Update the component register annually as assets are added, replaced, or retired.
  • Commission a professional reserve study every three to five years. Update it when the component register changes materially.
  • Maintain a thirty-year capital plan with explicit annual funding contributions tied to the study.
  • Keep reserve funds segregated from operating cash. Disclose funding status in the annual budget.
  • Document the board-approved funding policy — percent-funded, threshold, or baseline — in board minutes.

CommunityPay maintains a Reserve Funding Status Report (RSR) generator tied to the live ledger. It is a status report, not a substitute for a professional study with on-site inspection.

What a board should have organized before commissioning a reserve study, and what a study delivers back. Use this list to evaluate whether the association is ready, regardless of state.

  1. Component register Every asset the association is responsible for maintaining — roofs, asphalt, mechanical systems, plumbing risers, elevators, amenities. Freeze a current version before the study.
  2. Condition assessments Last inspection reports, photographs, observed wear, recent repairs. The analyst calibrates useful-life estimates against this evidence.
  3. Useful-life and replacement-cost estimates Per component, calibrated to local climate, construction, and use intensity. A study produces these; the board verifies them.
  4. Thirty-year capital plan When each component reaches end-of-life and what replacement will cost in nominal dollars at that year.
  5. Funding plan Percent-funded, threshold, or baseline approach with an explicit annual contribution. The board approves; the study models outcomes.
  6. Current reserve fund balance Separated from operating cash. Ideally in interest-bearing accounts with FDIC coverage on the full balance.
  7. Annual budget tied to the funding plan Reserve contribution as an explicit budget line, traceable to the study and the funding policy.
  8. Most recent reserve study Full study, update, or interim review. Author credentials and date of the most recent on-site inspection.
  9. Insurance schedule Replacement-cost coverage on insured components. Deductibles that may draw against reserves in a loss.
  10. Board minutes referencing reserve decisions Special assessments, deferred maintenance, funding-policy changes, scope deviations from the study.

Categories most reserve studies cover. The specific components depend on the association. High-rise condos track far more than single-family HOAs. Gated communities track infrastructure that condos never see.

Roofing & Exterior

Asphalt shingle, metal, tile, or flat membrane roofs. Siding (wood, fiber cement, stucco, vinyl). Exterior paint. Soffits and fascia. Gutters and downspouts. Decks and balconies. Railings. Window and door frames in common areas.

Mechanical

HVAC chillers and cooling towers. Boilers and water heaters. Ventilation. Pumps. Fire suppression and sprinkler systems. Emergency generators. Elevators — cabs, controllers, jacks, and modernizations.

Site Work

Parking lots: seal coat, overlay, full reconstruction. Concrete sidewalks and curbs. Site lighting. Storm drainage. Retaining walls. Fencing. Entry gates and signage.

Plumbing & Electrical

Main water lines and risers. Sanitary and storm sewer lines. Backflow preventers. Common-area electrical panels and switchgear. Transformer pads. Distribution.

Amenities

Pools, spas, and pool equipment. Clubhouse interiors. Fitness rooms. Playgrounds. Tennis and pickleball courts. Mailbox kiosks. Trash enclosures and dumpster pads.

Safety & Code

Fire alarm panels. Emergency lighting. Smoke detectors in common areas. Fire-rated doors. Structural fireproofing. Sprinkler heads and inspection-required components.

A mid-size HOA typically tracks thirty to eighty components. A high-rise condo tracks two hundred or more. The categories above are illustrative. A professional reserve study identifies the components a specific association is responsible for.

Typical useful-life ranges for components common in reserve studies. Industry averages, not specific to any state, climate, or association. A professional study calibrates these to local conditions, construction quality, maintenance practice, and use intensity.

Component Typical useful life
Asphalt shingle roof20–25 years
Metal roof40–50 years
Tile or slate roof50+ years
Flat membrane roof (TPO/EPDM)15–25 years
Wood siding20–30 years
Fiber cement siding30–50 years
Stucco50+ years
Exterior paint cycle7–10 years
Gutters and downspouts20–30 years
Wood deck, pressure-treated15–20 years
Composite deck25–30 years
Asphalt parking — seal coat3–5 years
Asphalt parking — overlay12–15 years
Asphalt parking — reconstruction25–30 years
Concrete sidewalks and curbs30–50 years
Site lighting (poles, fixtures)20–30 years
Wood fencing15–25 years
Pool plaster10–15 years
Pool pump and filter7–10 years
HVAC rooftop unit15–20 years
Boiler25–30 years
Commercial water heater10–15 years
Fire alarm panel20–25 years
Elevator cab finishes15–20 years
Elevator modernization25–30 years
Carpet, clubhouse7–10 years
Playground equipment10–15 years

Ranges synthesized from common professional reserve-study references and U.S. building-component literature. Verify against a study performed by a credentialed reserve specialist (RS, PRA, or equivalent) before relying on any figure for funding decisions.

Related tools
  • Reserve Health Check → Free. Inputs reserve balance, annual contribution, building age, and components; returns a grade with the math shown. No signup required to view results.
Institutional Reference

Meeting requirements in Colorado

Statutory floors for owner and board meetings — notice periods, delivery rules, quorum, voting, written consent, and record retention. Generic reference. Specific bylaws or declarations may impose tighter requirements; statutes set the minimum.

Colorado statute does not currently encode specific board or owner meeting notice periods in the corpus. The discipline still applies. Industry standard is below.

  • Provide at least 10 days advance notice for board meetings.
  • Provide 14–30 days advance notice for annual or special owner meetings.
  • Hold at least one annual meeting of the membership each year.
  • Keep all board meetings open to owners in good standing; reserve executive session for narrow purposes.
  • Define a quorum threshold in the bylaws and apply it consistently.

CommunityPay maintains a Board Meeting Packet generator that produces a state-aware agenda, draft minutes template, and compliance checklist for the board pack.

How meeting notice must be delivered, what it must contain, and what defects invalidate the notice. Statutes vary in mechanics; the principles are consistent.

  1. Delivery method First-class mail or hand-delivery to the address on file with the association is the universal default. Most states permit electronic delivery only with the owner's written consent. A posted notice on a community bulletin board is not, by itself, sufficient.
  2. Address on file The association is entitled to rely on the address each owner has provided. The owner bears the burden of keeping it current. The board must maintain a registered address list.
  3. Required content Date, time, location (or remote-access link), and an agenda. Material to be voted on — budget, special assessments, rule changes — must be identified specifically. "Other business" is not a substitute for an item.
  4. Notice period start The notice period typically runs from the date of mailing or hand-delivery, not the date of receipt. Some states count both the notice date and the meeting date; others exclude one or both. Confirm the rule.
  5. Remote participation When the association offers remote attendance, the notice must include the access information and any limitations (e.g., audio-only, no chat). Recording rules vary by state.
  6. Defective notice consequences Material defects invalidate actions taken at the meeting. Minor defects (typo in location, slightly late mailing) may be cured by attendance and waiver. Document the cure in the minutes.
  7. Emergency notice Statutes typically permit shortened notice for genuine emergencies (imminent physical harm, immediate financial loss). The board must document the emergency basis in the minutes.

Full notice requirements appear in C.R.S. §38-33.3-101 and the specific subsections cited in the Requirements tab.

Quorum sets the floor for a valid meeting. Voting mechanics — proxies, ballots, written consent — determine how votes are counted once the quorum is established.

Quorum

Statute sets the default at 20% of allocated interests unless the governing documents specify a different threshold.

Proxies

Most states permit proxies for owner meetings. The proxy must be written, dated, and signed; many states require revocation rights and an explicit scope (general or limited). Proxies do not extend to board meetings — directors must vote in person or by permitted remote means.

Written consent

Action without a meeting requires unanimous written consent in most jurisdictions, though some states permit a lower threshold for narrow categories (uncontested matters, ratification). Document the consent in the corporate records, indexed to the action taken.

Ballots

Secret-ballot procedures, double-envelope requirements, and inspector-of-elections rules apply in states with comprehensive election statutes. Director elections, recall votes, and assessment increases above a statutory threshold typically require secret-ballot procedure.

Cumulative voting

Available only when explicitly authorized by the declaration or bylaws. Otherwise straight voting applies — each membership casts one vote per open seat per candidate, with no concentration permitted.

Member in good standing

Voting rights may be suspended for delinquent accounts in some jurisdictions. Suspension typically requires due-process notice and an opportunity to cure. Statutes vary; the bylaws must align.

Voting and quorum procedures are codified in C.R.S. §38-33.3-101 and applicable subsections. Specific procedures may be modified in the declaration and bylaws within statutory limits.

Minutes are the corporate record of the meeting. Statutes in every state require associations to maintain meeting minutes and make them available to owners on request. Retention periods and access rules vary.

  1. What minutes must contain Date, time, location. Directors and officers present. Quorum determination. Motions made, seconded, and the vote count. Substantive board actions and adopted resolutions. Executive-session minutes kept separately; the open-session minutes record only that a closed session occurred.
  2. Retention period Colorado requires retention for at least 3 years. Reserve studies, declarations, amendments, and assessments — permanent.
  3. Owner inspection rights Colorado requires the association to respond within 30 days of a written request.
  4. Approval process Draft minutes are circulated to the board, corrected, and approved at the next regular meeting. Approved minutes become the official record. Corrections after approval require a noted amendment, not silent edits.
  5. Permanent records Declaration, bylaws, articles of incorporation, rule books, amendments, and the minute book are permanent records. The association cannot dispose of them on any retention schedule.
  6. Resale disclosure Recent board and owner meeting minutes are typically required attachments to a resale certificate. The standard window is the last 12 months; some statutes extend to 24 months for amendments.
  7. Executive session Closed-session minutes record matters discussed but typically remain confidential from the general membership. Specific votes taken in closed session may need to be reported in the open-session minutes.

Records retention and inspection rights are codified in C.R.S. §38-33.3-101 and related subsections. A records-request response that misses the statutory deadline may expose the association to a per-day penalty.

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