South Carolina HOA & Condo Laws

Assessment Collection Compare across states →

How HOAs and condominium associations charge, collect, and enforce regular and special assessments. Covers dues billing, delinquency notices, late fees, lien filing, judicial and non-judicial foreclosure, statute of limitations, and …

S.C. Code §27-30-110

South Carolina Homeowners Association Act — Short Title and Definitions

Short title and definitions for the South Carolina Homeowners Association Act, enacted in 2018 as South Carolina's first comprehensive statutory framework for homeowners associations. Defines …

S.C. Code §27-30-150

South Carolina HOA Act — Assessment Liens

Establishes statutory authority for homeowners association assessment liens. Before this act, SC HOAs relied entirely on their governing documents for lien authority. Lien attaches upon …

S.C. Code §27-31-100

Horizontal Property Act — Administration; Bylaws

Administration of horizontal property regime. Council of co-owners governs through bylaws which must address election procedures, maintenance responsibilities, insurance requirements, and assessment authority.

Meetings and Notice Compare across states →

Board and owner meeting requirements — open meeting mandates, advance notice periods, agenda requirements, minimum owner comment periods, executive session limits, remote participation, and materials access rules.

S.C. Code §27-30-140

South Carolina HOA Act — Meetings

Board meetings must be open to homeowners with reasonable advance notice. Members have the right to attend and observe board meetings. Notice requirements for annual …

Elections and Voting Compare across states →

Director elections, board member removal votes, governing document amendments, secret ballot requirements, quorum rules, proxy voting, electronic voting, and inspector of election requirements.

S.C. Code §27-31-100

Horizontal Property Act — Administration; Bylaws

Administration of horizontal property regime. Council of co-owners governs through bylaws which must address election procedures, maintenance responsibilities, insurance requirements, and assessment authority.

Records Access and Inspection Compare across states →

Unit owner rights to inspect association records — financial statements, meeting minutes, governing documents, contracts, and correspondence. Response timelines, allowable copying fees, and executive session materials exceptions.

S.C. Code §27-30-160

South Carolina HOA Act — Records and Inspection Rights

Homeowners have the right to inspect and copy association records including financial statements, meeting minutes, and governing documents. Association must make records reasonably available.

Enforcement and Fines Compare across states →

Association authority to enforce governing documents through fines, suspension of privileges, and legal action. Covers fine limits, hearing requirements, notice-and-opportunity procedures, and limitations on enforcement authority.

S.C. Code §27-30-110

South Carolina Homeowners Association Act — Short Title and Definitions

Short title and definitions for the South Carolina Homeowners Association Act, enacted in 2018 as South Carolina's first comprehensive statutory framework for homeowners associations. Defines …

Resale Disclosure Compare across states →

Resale certificate and transfer disclosure requirements at the time of unit sale. Covers disclosure timing, content, fee caps, delivery deadlines, buyer rescission rights, and association liability for inaccurate information.

S.C. Code §27-50-40

Residential Property Condition Disclosure Act — Disclosure Statement

Requires sellers of residential property to provide a written disclosure statement to buyers. Covers structural, mechanical, and environmental conditions. Not specific to HOA/condo disclosures but …

Insurance Requirements Compare across states →

Statutory insurance requirements for HOAs and condominiums — property insurance, liability coverage, directors and officers, fidelity bonds, flood insurance, and cyber liability. Coverage minimums, deductible assessments, and claims procedures.

S.C. Code §27-31-150

Horizontal Property Act — Insurance

Insurance requirements for horizontal property regimes including property insurance on common elements and liability insurance.

Fiduciary Duty Compare across states →

Board member fiduciary obligations — duty of care, duty of loyalty, business judgment rule, conflict of interest disclosure, and personal liability exposure. Statutory duties imposed on directors and officers of …

S.C. Code §27-30-130

South Carolina HOA Act — Governance Provisions

Board governance provisions including fiduciary duties, authority to adopt rules, and requirements for transparency. Board members must act in good faith and in the best …

S.C. Code §27-31-100

Horizontal Property Act — Administration; Bylaws

Administration of horizontal property regime. Council of co-owners governs through bylaws which must address election procedures, maintenance responsibilities, insurance requirements, and assessment authority.

Governance Documents Compare across states →

The foundational documents governing common interest communities — declarations (CC&Rs), bylaws, articles of incorporation, rules and regulations, architectural guidelines, and resolutions. Document hierarchy, amendment procedures, and recording requirements.

S.C. Code §27-30-110

South Carolina Homeowners Association Act — Short Title and Definitions

Short title and definitions for the South Carolina Homeowners Association Act, enacted in 2018 as South Carolina's first comprehensive statutory framework for homeowners associations. Defines …

S.C. Code §27-31-10

Horizontal Property Act — Short Title

Short title and general provisions for the South Carolina Horizontal Property Act, which governs condominium property in the state.

S.C. Code §27-31-100

Horizontal Property Act — Administration; Bylaws

Administration of horizontal property regime. Council of co-owners governs through bylaws which must address election procedures, maintenance responsibilities, insurance requirements, and assessment authority.

S.C. Code §27-31-20

Horizontal Property Act — Definitions

Definitions for the Horizontal Property Act including apartment, common elements, limited common elements, horizontal property regime, co-owner, and master deed.

Foreclosure and Liens Compare across states →

Assessment lien filing, priority, extinguishment, and foreclosure procedures. Minimum thresholds for foreclosure, pre-foreclosure notice requirements, mediation mandates, super-priority provisions, and the interaction between HOA liens and mortgage liens.

S.C. Code §27-30-150

South Carolina HOA Act — Assessment Liens

Establishes statutory authority for homeowners association assessment liens. Before this act, SC HOAs relied entirely on their governing documents for lien authority. Lien attaches upon …

Legal Facts by Category
Establishes statutory authority for homeowners association assessment liens. S.C. Code §27-30-150
SC Judicial Foreclosure Required S.C. Code §27-30-150
Requires sellers of residential property to provide a written disclosure statement to buyers. S.C. Code §27-50-40
Not specific to HOA/condo disclosures but applies to all residential property sales. S.C. Code §27-50-40
Covers structural, mechanical, and environmental conditions. S.C. Code §27-50-40
Defines homeowners association, governing documents, and assessment. S.C. Code §27-30-110
South Carolina is a judicial foreclosure state. S.C. Code §27-30-150
Before this act, SC HOAs relied entirely on their governing documents for lien authority. S.C. Code §27-30-150
Lien attaches upon recording. S.C. Code §27-30-150
Short title and definitions for the South Carolina Homeowners Association Act, enacted in 2018 as South Carolina's first comprehensive statutory framework for homeowners associations. S.C. Code §27-30-110
Board governance provisions including fiduciary duties, authority to adopt rules, and requirements for transparency. S.C. Code §27-30-130
Board members must act in good faith and in the best interests of the association. S.C. Code §27-30-130
Members have the right to attend and observe board meetings. S.C. Code §27-30-140
Notice requirements for annual and special meetings. S.C. Code §27-30-140
Board meetings must be open to homeowners with reasonable advance notice. S.C. Code §27-30-140
Short title and general provisions for the South Carolina Horizontal Property Act, which governs condominium property in the state. S.C. Code §27-31-10
Administration of horizontal property regime. S.C. Code §27-31-100
Council of co-owners governs through bylaws which must address election procedures, maintenance responsibilities, insurance requirements, and assessment authority. S.C. Code §27-31-100
Definitions for the Horizontal Property Act including apartment, common elements, limited common elements, horizontal property regime, co-owner, and master deed. S.C. Code §27-31-20
Insurance requirements for horizontal property regimes including property insurance on common elements and liability insurance. S.C. Code §27-31-150
Association must make records reasonably available. S.C. Code §27-30-160
Homeowners have the right to inspect and copy association records including financial statements, meeting minutes, and governing documents. S.C. Code §27-30-160
Legal references last verified April 15, 2026. This content is educational and informational. It does not constitute legal advice. Consult a licensed attorney in your state for legal guidance specific to your situation.
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