South Carolina HOA & Condominium Law
10 active South Carolina statutes govern homeowners associations and condominiums in the state. The corpus encodes 22 specific requirements across governance, finance, reserves, disclosure, and enforcement.
Estoppel Disclosure Workflow
13 standard items
SC
CommunityPay has not verified a state-specific statutory resale certificate regime in South Carolina. Disclosure follows a non-statutory estoppel workflow. The 13 items below reflect standard title company and lender expectations, not legal requirements specific to any particular association.
- Current periodic assessment amount and any unpaid or delinquent assessments
- Pending or approved special assessments
- Reserve fund balance and designated projects
- Most recent balance sheet and income/expense statement
- Current operating budget
- Insurance coverage provided for the benefit of owners
- Pending lawsuits, unsatisfied judgments, or threatened litigation
- Board composition, meeting frequency, and governance status
- Declaration, bylaws, and rules and regulations
- Capital expenditures approved or anticipated for current and next two fiscal years
- Transfer fees, move-in/move-out fees, or other charges upon sale
- Known violations of the governing documents or applicable codes
- Right of first refusal or other restraints on transfer
South Carolina does not cap RC preparation fees by statute.
In CommunityPay, an association's manager, accounting firm, or staff generates the certificate from its books, with no per-certificate charge from CommunityPay.
What South Carolina Law Requires
Governance (10)
- Short title and definitions for the South Carolina Homeowners Association Act, enacted in 2018 as South Carolina's first comprehensive statutory framework for homeowners associations. S.C. Code §27-30-110
- Board members must act in good faith and in the best interests of the association. S.C. Code §27-30-130
- Board governance provisions including fiduciary duties, authority to adopt rules, and requirements for transparency. S.C. Code §27-30-130
- Board meetings must be open to homeowners with reasonable advance notice. S.C. Code §27-30-140
- Members have the right to attend and observe board meetings. S.C. Code §27-30-140
- Notice requirements for annual and special meetings. S.C. Code §27-30-140
- Short title and general provisions for the South Carolina Horizontal Property Act, which governs condominium property in the state. S.C. Code §27-31-10
- Administration of horizontal property regime. S.C. Code §27-31-100
- Council of co-owners governs through bylaws which must address election procedures, maintenance responsibilities, insurance requirements, and assessment authority. S.C. Code §27-31-100
- Definitions for the Horizontal Property Act including apartment, common elements, limited common elements, horizontal property regime, co-owner, and master deed. S.C. Code §27-31-20
Assessment (2)
- Establishes statutory authority for homeowners association assessment liens. S.C. Code §27-30-150
- SC Judicial Foreclosure Required S.C. Code §27-30-150
Disclosure (3)
- Not specific to HOA/condo disclosures but applies to all residential property sales. S.C. Code §27-50-40
- Covers structural, mechanical, and environmental conditions. S.C. Code §27-50-40
- Requires sellers of residential property to provide a written disclosure statement to buyers. S.C. Code §27-50-40
Records (2)
- Homeowners have the right to inspect and copy association records including financial statements, meeting minutes, and governing documents. S.C. Code §27-30-160
- Association must make records reasonably available. S.C. Code §27-30-160
Enforcement (4)
- Defines homeowners association, governing documents, and assessment. S.C. Code §27-30-110
- Lien attaches upon recording. S.C. Code §27-30-150
- Before this act, SC HOAs relied entirely on their governing documents for lien authority. S.C. Code §27-30-150
- South Carolina is a judicial foreclosure state. S.C. Code §27-30-150
Insurance (1)
- Insurance requirements for horizontal property regimes including property insurance on common elements and liability insurance. S.C. Code §27-31-150
Sourced from CommunityPay's living legal corpus. Each requirement traces to a primary statute snapshot verified by a subject-matter expert.
Topic Coverage
Governance Documents
4
Assessment Collection
3
Fiduciary Duty
2
Elections and Voting
1
Enforcement and Fines
1
Foreclosure and Liens
1
Insurance Requirements
1
Meetings and Notice
1
Records Access and Inspection
1
Resale Disclosure
1
Each chip links to the South Carolina statutes addressing that topic. Counts reflect distinct statute assignments.
Applicable Statutes
All South Carolina authorities →
South Carolina Homeowners Association Act — Short Title and Definitions
Short title and definitions for the South Carolina Homeowners Association Act, enacted in 2018 as South Carolina's first comprehensive statutory framework for homeowners associations. Defines homeowners association, governing documents, and assessment.
South Carolina HOA Act — Governance Provisions
Board governance provisions including fiduciary duties, authority to adopt rules, and requirements for transparency. Board members must act in good faith and in the best interests of the association.
South Carolina HOA Act — Meetings
Board meetings must be open to homeowners with reasonable advance notice. Members have the right to attend and observe board meetings. Notice requirements for annual and special meetings.
South Carolina HOA Act — Assessment Liens
Establishes statutory authority for homeowners association assessment liens. Before this act, SC HOAs relied entirely on their governing documents for lien authority. Lien attaches upon recording. South Carolina is a judicial foreclosure state.
South Carolina HOA Act — Records and Inspection Rights
Homeowners have the right to inspect and copy association records including financial statements, meeting minutes, and governing documents. Association must make records reasonably available.
Horizontal Property Act — Short Title
Short title and general provisions for the South Carolina Horizontal Property Act, which governs condominium property in the state.
Horizontal Property Act — Administration; Bylaws
Administration of horizontal property regime. Council of co-owners governs through bylaws which must address election procedures, maintenance responsibilities, insurance requirements, and assessment authority.
Horizontal Property Act — Insurance
Insurance requirements for horizontal property regimes including property insurance on common elements and liability insurance.
Horizontal Property Act — Definitions
Definitions for the Horizontal Property Act including apartment, common elements, limited common elements, horizontal property regime, co-owner, and master deed.
Residential Property Condition Disclosure Act — Disclosure Statement
Requires sellers of residential property to provide a written disclosure statement to buyers. Covers structural, mechanical, and environmental conditions. Not specific to HOA/condo disclosures but applies to all residential property sales.
Source: South Carolina state legislature. Statutes verified by CommunityPay.
Pending & Recent South Carolina HOA Legislation
Last action: Feb 18, 2026
Last action: Mar 4, 2025
Last action: Feb 13, 2025
Last action: Feb 20, 2025
Last action: Jan 14, 2025
Last action: May 13, 2026
Last action: Mar 3, 2026
Last action: Feb 11, 2026
Last action: Feb 26, 2025
9 HOA-relevant bills tracked for South Carolina · refreshed Oct 3, 2026 · Source: LegiScan
South Carolina HOA Fee Benchmark
$259
Avg Median Monthly Fee
$60 – $472
County Range
53598
Units Paying HOA Fees
Source: U.S. Census Bureau, American Community Survey 2023 5-Year Estimates (PUMS). 46 counties with data.
Communities by City
Free download · Email gated
Download the South Carolina HOA & Condo Compliance Checklist
One PDF — every active South Carolina statute we track, statutory fee caps and time limits, recent legal changes from the last 12 months, and the resale-certificate disclosure profile. Built from CommunityPay's living legal corpus, the same data that drives our resale certificates, reserve reports, and CARI scoring.
- Statutory fee caps and time limits (resale, late fees, lien priority)
- Recent law changes with effective dates
- Resale & estoppel disclosure profile, item by item
No spam. CommunityPay uses your email to send the checklist and one follow-up at most.
Data sourced from South Carolina Secretary of State public registrations. Legal corpus maintained by CommunityPay's editorial team and traced to primary statute snapshots.
United States Payments and Accounting Governance Infrastructure for Community Associations