Pennsylvania HOA & Condo Laws

Assessment Collection Compare across states →

How HOAs and condominium associations charge, collect, and enforce regular and special assessments. Covers dues billing, delinquency notices, late fees, lien filing, judicial and non-judicial foreclosure, statute of limitations, and …

68 Pa.C.S. §3315

Uniform Condominium Act — Lien for Assessments →

Parallel to UPCA §5315. Assessment lien with six-month super-priority at judicial sale, judicial foreclosure, and four-year statute of limitations on enforcement.

Official text →
68 Pa.C.S. §5314

Uniform Planned Community Act — Assessments for Common Expenses →

Budget must be adopted at least annually segregating limited from general common expenses. Interest on past-due assessments capped at 15% per year.

Official text →
68 Pa.C.S. §5315

Uniform Planned Community Act — Lien for Assessments →

Establishes assessment lien from the time assessments become due. Six months of unpaid assessments have limited super-priority over first mortgages at judicial sale. Lien may …

Official text →
Meetings and Notice Compare across states →

Board and owner meeting requirements — open meeting mandates, advance notice periods, agenda requirements, minimum owner comment periods, executive session limits, remote participation, and materials access rules.

68 Pa.C.S. §3308

Uniform Condominium Act — Meetings →

Parallel to UPCA §5308. Annual meeting with 10 to 60 days notice. Remote participation permitted.

Official text →
68 Pa.C.S. §5308

Uniform Planned Community Act — Meetings →

Requires annual meetings with 10 to 60 days advance notice by first class mail, courier, fax, or email. Permits remote participation by conference telephone or …

Official text →
Elections and Voting Compare across states →

Director elections, board member removal votes, governing document amendments, secret ballot requirements, quorum rules, proxy voting, electronic voting, and inspector of election requirements.

68 Pa.C.S. §5303

Uniform Planned Community Act — Executive Board Members and Officers →

Board members must act in good faith with the care of a person of ordinary prudence. Establishes maximum declarant control periods (5 years general, 7 …

Official text →
Records Access and Inspection Compare across states →

Unit owner rights to inspect association records — financial statements, meeting minutes, governing documents, contracts, and correspondence. Response timelines, allowable copying fees, and executive session materials exceptions.

68 Pa.C.S. §5316

Uniform Planned Community Act — Association Records →

Association must maintain financial records and make them reasonably available for examination. Annual financial statements required within 180 days of fiscal year end for communities …

Official text →
Enforcement and Fines Compare across states →

Association authority to enforce governing documents through fines, suspension of privileges, and legal action. Covers fine limits, hearing requirements, notice-and-opportunity procedures, and limitations on enforcement authority.

68 Pa.C.S. §3315

Uniform Condominium Act — Lien for Assessments →

Parallel to UPCA §5315. Assessment lien with six-month super-priority at judicial sale, judicial foreclosure, and four-year statute of limitations on enforcement.

Official text →
68 Pa.C.S. §5102

Uniform Planned Community Act — Applicability →

Defines applicability of the Uniform Planned Community Act to planned communities created in Pennsylvania after May 1998. Specific provisions apply retroactively to pre-existing communities for …

Official text →
68 Pa.C.S. §5315

Uniform Planned Community Act — Lien for Assessments →

Establishes assessment lien from the time assessments become due. Six months of unpaid assessments have limited super-priority over first mortgages at judicial sale. Lien may …

Official text →
Resale Disclosure Compare across states →

Resale certificate and transfer disclosure requirements at the time of unit sale. Covers disclosure timing, content, fee caps, delivery deadlines, buyer rescission rights, and association liability for inaccurate information.

68 Pa.C.S. §3407

Uniform Condominium Act — Resales of Units →

Parallel to UPCA §5407. Requires delivery of a certificate with 17 required disclosures upon resale. Ten-day delivery deadline, five-day buyer cancellation period. No statutory dollar …

Official text →
68 Pa.C.S. §5407

Uniform Planned Community Act — Resales of Units →

Requires delivery of a certificate containing 17 required disclosures upon resale of a unit. Association must furnish the certificate within 10 days of request. Buyer …

Official text →
Insurance Requirements Compare across states →

Statutory insurance requirements for HOAs and condominiums — property insurance, liability coverage, directors and officers, fidelity bonds, flood insurance, and cyber liability. Coverage minimums, deductible assessments, and claims procedures.

68 Pa.C.S. §5312

Uniform Planned Community Act — Insurance →

Requires property insurance on common and controlled facilities at minimum 80% of actual cash value, comprehensive general liability insurance, and 30-day cancellation notice.

Official text →
Fiduciary Duty Compare across states →

Board member fiduciary obligations — duty of care, duty of loyalty, business judgment rule, conflict of interest disclosure, and personal liability exposure. Statutory duties imposed on directors and officers of …

68 Pa.C.S. §5302

Uniform Planned Community Act — Powers of Unit Owners' Association →

Enumerates 18 powers of the association including adopting budgets, managing common elements, imposing reasonable charges, hiring staff, initiating litigation, and indemnifying officers and board members.

Official text →
68 Pa.C.S. §5303

Uniform Planned Community Act — Executive Board Members and Officers →

Board members must act in good faith with the care of a person of ordinary prudence. Establishes maximum declarant control periods (5 years general, 7 …

Official text →
Governance Documents Compare across states →

The foundational documents governing common interest communities — declarations (CC&Rs), bylaws, articles of incorporation, rules and regulations, architectural guidelines, and resolutions. Document hierarchy, amendment procedures, and recording requirements.

68 Pa.C.S. §3102

Uniform Condominium Act — Applicability →

Applies to all condominiums created in Pennsylvania after December 1992. Specific provisions apply retroactively to condominiums created under the prior Unit Property Act of 1963.

Official text →
68 Pa.C.S. §5102

Uniform Planned Community Act — Applicability →

Defines applicability of the Uniform Planned Community Act to planned communities created in Pennsylvania after May 1998. Specific provisions apply retroactively to pre-existing communities for …

Official text →
Foreclosure and Liens Compare across states →

Assessment lien filing, priority, extinguishment, and foreclosure procedures. Minimum thresholds for foreclosure, pre-foreclosure notice requirements, mediation mandates, super-priority provisions, and the interaction between HOA liens and mortgage liens.

68 Pa.C.S. §3315

Uniform Condominium Act — Lien for Assessments →

Parallel to UPCA §5315. Assessment lien with six-month super-priority at judicial sale, judicial foreclosure, and four-year statute of limitations on enforcement.

Official text →
68 Pa.C.S. §5315

Uniform Planned Community Act — Lien for Assessments →

Establishes assessment lien from the time assessments become due. Six months of unpaid assessments have limited super-priority over first mortgages at judicial sale. Lien may …

Official text →
Developer Transition Compare across states →

The handoff from developer control to owner-controlled governance. Turnover requirements, document delivery obligations, transition audits, warranty periods, and developer liability for construction defects revealed after transition.

68 Pa.C.S. §5303

Uniform Planned Community Act — Executive Board Members and Officers →

Board members must act in good faith with the care of a person of ordinary prudence. Establishes maximum declarant control periods (5 years general, 7 …

Official text →
68 Pa.C.S. §5320

Uniform Planned Community Act — Declarant Delivery of Items →

Within 60 days of losing declarant control, the declarant must deliver all association documents, financial records, and physical assets. An independent CPA audit is required …

Official text →
Other Authorities
68 Pa.C.S. §3402

Public offering statement; general provisions →

Contents of the public offering statement a declarant must deliver under the Uniform Condominium Act. The budget disclosures require an affirmative statement of the reserve …

68 Pa.C.S. §5402

Public offering statement; general provisions →

Contents of the public offering statement a declarant must deliver under the Uniform Planned Community Act. The budget disclosures require an affirmative statement of the …

Legal Facts by Category
Budget must be adopted at least annually segregating limited from general common expenses. 68 Pa.C.S. §5314
Not more than 15% per year 68 Pa.C.S. §5314 (a)
Six months of unpaid assessments have limited super-priority over first mortgages at judicial sale. 68 Pa.C.S. §5315
Establishes assessment lien from the time assessments become due. 68 Pa.C.S. §5315
May be foreclosed in a like manner as a mortgage on real estate 68 Pa.C.S. §5315 (a)
Assessments...that come due during the six months immediately preceding the date of a judicial sale 68 Pa.C.S. §5315 (b)(2)(i)
Extinguished unless proceedings to enforce the lien...are instituted within four years 68 Pa.C.S. §5315 (e)
The budget in the public offering statement has to name the reserve amount for repairs and replacement — or say outright that there is no such amount. A blank is not an option. 68 Pa.C.S. §3402 (a)(6)(i)
The declarant must describe any reserves budgeted for anticipated major capital expenditures. If the budget makes no provision for reserves at all, the statement must say that in terms. 68 Pa.C.S. §3402 (a)(6)(ii)
Requires delivery of a certificate with 17 required disclosures upon resale. 68 Pa.C.S. §3407
Ten-day delivery deadline, five-day buyer cancellation period. 68 Pa.C.S. §3407
Parallel to UPCA §5407. 68 Pa.C.S. §3407
The seller hands the buyer the documents and the certificate before the contract is signed, or at the latest before closing. The association's role is to supply the seller with what the seller needs. 68 Pa.C.S. §3407 (a)
State how any right of first refusal or other restraint on selling the unit affects this sale. 68 Pa.C.S. §3407 (a)(1)
State whether the board knows of any alteration or improvement to the unit or its limited common elements that breaks the declaration. 68 Pa.C.S. §3407 (a)(10)
State whether the board knows of any code violation or hazardous condition affecting the unit, its limited common elements, or the rest of the condominium. 68 Pa.C.S. §3407 (a)(11)
State the remaining term of any lease the condominium sits on and how it can be extended or renewed. 68 Pa.C.S. §3407 (a)(12)
State whether the declaration uses cumulative voting or class voting. 68 Pa.C.S. §3407 (a)(13)
State whether an agreement to terminate the condominium is before the unit owners and still outstanding. 68 Pa.C.S. §3407 (a)(14)
State whether the condominium is a master association, sits under one, or could become or join one. 68 Pa.C.S. §3407 (a)(15)
State which units may be owned as time-shares and the maximum number of time-share estates that may be created. 68 Pa.C.S. §3407 (a)(16)
State whether the declarant kept the right to merge or consolidate the condominium, and if so, what the declaration says about it. 68 Pa.C.S. §3407 (a)(17)
State any judgments against the association and where any pending suits against or by it stand. 68 Pa.C.S. §3407 (a)(8)
Describe the insurance the association carries for unit owners. 68 Pa.C.S. §3407 (a)(9)
Within ten days after a request by a unit owner, the association shall furnish a certificate containing the information and copies of documents necessary to enable the unit owner to comply with this section. 68 Pa.C.S. §3407 (b)
The purchase contract is voidable by the purchaser until the certificate has been provided and for five days thereafter or until conveyance, whichever first occurs. 68 Pa.C.S. §3407 (d)
Requires delivery of a certificate containing 17 required disclosures upon resale of a unit. 68 Pa.C.S. §5407
Association must furnish the certificate within 10 days of request. 68 Pa.C.S. §5407
Buyer may cancel within 5 days of receipt. 68 Pa.C.S. §5407
State whether the board knows of any code violation or hazardous condition affecting the unit, its limited common elements, or the rest of the planned community. 68 Pa.C.S. §5407 (a)(11)
State the remaining term of any lease the planned community sits on and how it can be extended or renewed. 68 Pa.C.S. §5407 (a)(12)
State whether an agreement to terminate the planned community is before the unit owners and still outstanding. 68 Pa.C.S. §5407 (a)(14)
State whether the planned community is a master association, sits under one, or could become or join one. 68 Pa.C.S. §5407 (a)(15)
State whether the declarant kept the right to merge or consolidate the planned community, and if so, what the declaration says about it. 68 Pa.C.S. §5407 (a)(17)
Assessment lien with six-month super-priority at judicial sale, judicial foreclosure, and four-year statute of limitations on enforcement. 68 Pa.C.S. §3315
Parallel to UPCA §5315. 68 Pa.C.S. §3315
Four-year statute of limitations on enforcement. 68 Pa.C.S. §5315
Lien may be foreclosed judicially like a mortgage. 68 Pa.C.S. §5315
Section 3407 says nothing about fees. The power to charge for a resale certificate is 68 Pa.C.S. §3302(a)(12), which allows reasonable charges for preparing one and allows a capital improvement fee "but no other fees" on a resale or transfer. There is no dollar cap. 68 Pa.C.S. §3407
State the monthly common expense assessment, anything the seller still owes, and any surplus fund credit that goes with the unit. 68 Pa.C.S. §3407 (a)(2)
State any other fees unit owners pay. 68 Pa.C.S. §3407 (a)(3)
State the capital expenditures the association proposes for this fiscal year and the next two. 68 Pa.C.S. §3407 (a)(4)
State how much is held in reserve for capital expenditures and how much of it is earmarked for a named project. 68 Pa.C.S. §3407 (a)(5)
Provide the most recent balance sheet and the most recent income and expense statement, if the association has them. 68 Pa.C.S. §3407 (a)(6)
Provide the current operating budget. 68 Pa.C.S. §3407 (a)(7)
The figure in the certificate caps what the buyer can be charged, and the seller does not carry the association's lateness. 68 Pa.C.S. §3407 (c)
Interest on past-due assessments capped at 15% per year. 68 Pa.C.S. §5314
Section 5407 says nothing about fees. The power to charge for a resale certificate is 68 Pa.C.S. §5302(a)(12), which allows reasonable charges "which shall be one charge that may be made by the association solely because of the resale or retransfer of any unit", and which allows a capital improvement fee "but no other fees" on a resale or transfer. There is no dollar cap; there is a one-charge limit. 68 Pa.C.S. §5407
Specific provisions apply retroactively to condominiums created under the prior Unit Property Act of 1963. 68 Pa.C.S. §3102
Applies to all condominiums created in Pennsylvania after December 1992. 68 Pa.C.S. §3102
Annual meeting with 10 to 60 days notice. 68 Pa.C.S. §3308
Parallel to UPCA §5308. 68 Pa.C.S. §3308
Remote participation permitted. 68 Pa.C.S. §3308
Specific provisions apply retroactively to pre-existing communities for events occurring after the effective date. 68 Pa.C.S. §5102
Defines applicability of the Uniform Planned Community Act to planned communities created in Pennsylvania after May 1998. 68 Pa.C.S. §5102
Enumerates 18 powers of the association including adopting budgets, managing common elements, imposing reasonable charges, hiring staff, initiating litigation, and indemnifying officers and board members. 68 Pa.C.S. §5302
Establishes maximum declarant control periods (5 years general, 7 years flexible) with staged board elections at 25% and 50% unit conveyance. 68 Pa.C.S. §5303
Board members must act in good faith with the care of a person of ordinary prudence. 68 Pa.C.S. §5303
Requires annual meetings with 10 to 60 days advance notice by first class mail, courier, fax, or email. 68 Pa.C.S. §5308
Permits remote participation by conference telephone or electronic technology. 68 Pa.C.S. §5308
Meetings may be recorded with recordings maintained minimum 6 months. 68 Pa.C.S. §5308
Not less than ten nor more than 60 days in advance of any meeting 68 Pa.C.S. §5308 (a)
Communities under 13 units may substitute a declarant warranty for the full audit. 68 Pa.C.S. §5320
An independent CPA audit is required within 90 days. 68 Pa.C.S. §5320
Within 60 days of losing declarant control, the declarant must deliver all association documents, financial records, and physical assets. 68 Pa.C.S. §5320
Requires property insurance on common and controlled facilities at minimum 80% of actual cash value, comprehensive general liability insurance, and 30-day cancellation notice. 68 Pa.C.S. §5312
Annual financial statements required within 180 days of fiscal year end for communities over 12 units. 68 Pa.C.S. §5316
Association must maintain financial records and make them reasonably available for examination. 68 Pa.C.S. §5316
Must furnish copies within 30 days of written request. 68 Pa.C.S. §5316
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Legal references last verified October 5, 2026. This content is educational and informational. It does not constitute legal advice. Consult a licensed attorney in your state for legal guidance specific to your situation.

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