Fla. Stat. §720.30851
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Estoppel Certificates — Homeowners Associations
Florida HOA estoppel certificate statute. Associations must deliver an estoppel certificate within 10 business days of a written request. Statutory base fee caps under §720.30851(6) are $250 for preparation and delivery, $100 additional for expedited (3 business days) delivery, and $150 additional if the parcel is delinquent. The Department of Business and Professional Regulation publishes CPI-adjusted current caps every 5 years per §720.30851(9). DBPR's current published caps are $299 standard, $119 additional expedited, and $179 additional delinquent, with the next adjustment July 1, 2027. No fee may be charged for an amended estoppel certificate. The certificate is valid for 30 days if hand-delivered or sent electronically, 35 days if sent by regular mail.
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Statutory Text
Verified Apr 13, 2026 · FL_LEG_STATE
720.30851 720.30851 Estoppel certificates. — Within 10 business days after receiving a written or electronic request for an estoppel certificate from a parcel owner or the parcel owner’s designee, or a parcel mortgagee or the parcel mortgagee’s designee, the association shall issue the estoppel certificate. Each association shall designate on its website a person or entity with a street or e-mail address for receipt of a request for an estoppel certificate issued pursuant to this section. The estoppel certificate must be provided by hand delivery, regular mail, or e-mail to the requestor on the date of issuance of the estoppel certificate. (1) An estoppel certificate may be completed by any board member, authorized agent, or authorized representative of the association, including any authorized agent, authorized representative, or employee of a management company authorized to complete this form on behalf of the board or association. The estoppel certificate must contain all of the following information and must be substantially in the following form: (a) Date of issuance: (b) Name(s) of the parcel owner(s) as reflected in the books and records of the association: (c) Parcel designation and address: (d) Parking or garage space number, as reflected in the books and records of the association: (e) Attorney’s name and contact information if the account is delinquent and has been turned over to an attorney for collection. No fee may be charged for this information. (f) Fee for the preparation and delivery of the estoppel certificate: (g) Name of the requestor: (h) Assessment information and other information: ASSESSMENT INFORMATION: 1. The regular periodic assessment levied against the parcel is $ per (insert frequency of payment) . 2. The regular periodic assessment is paid through (insert date paid through) . 3. The next installment of the regular periodic assessment is due (insert due date) in the amount of $ . 4. An itemized list of all assessments, special assessments, and other moneys owed on the date of issuance to the association by the parcel owner for a specific parcel is provided. 5. An itemized list of any additional assessments, special assessments, and other moneys that are scheduled to become due for each day after the date of issuance for the effective period of the estoppel certificate is provided. In calculating the amounts that are scheduled to become due, the association may assume that any delinquent amounts will remain delinquent during the effective period of the estoppel certificate. OTHER INFORMATION: 6. Is there a capital contribution fee, resale fee, transfer fee, or other fee due? (Yes) (No). If yes, specify the type and amount of the fee. 7. Is there any open violation of rule or regulation noticed to the parcel owner in the association official records? (Yes) (No). 8. Do the rules and regulations of the association applicable to the parcel require approval by the board of directors of the association for the transfer of the parcel? (Yes) (No). If yes, has the board approved the transfer of the parcel? (Yes) (No). 9. Is …
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Assessment
| Ref | Requirement |
|---|---|
| (1)(e) | If the parcel account is delinquent and has been turned over for collection, the certificate must state the collection attorney's name and contact information. No fee may be charged for providing this information. |
| (1)(h)2-3 | The certificate must show what date the regular dues are paid through and when the next installment is due, along with the amount. |
| (1)(h)4 | The certificate must include an itemized list of every assessment, special assessment, and other money the parcel owner owes the association on the date the certificate is issued. |
| (1)(h)5 | The certificate must list any additional assessments, special assessments, and other moneys scheduled to become due during the certificate's effective period. |
| (1)(h)5 | The certificate must show assessments that will be levied during the certificate's effective period — the same itemization that captures upcoming regular and special amounts. |
| (1)(h)6 | The certificate must disclose whether any capital contribution, resale fee, transfer fee, or other fee is due, and if so, specify the type and amount. |
| (1)(h)6 | Other fees payable by the parcel owner to the association are disclosed under the same item that covers capital, resale, and transfer fees. |
Disclosure
| Ref | Requirement |
|---|---|
| (1)(d) | The estoppel certificate must state the parking or garage space number assigned to the parcel. |
| (1)(h)10 | The certificate must list every other association the parcel is a member of, with contact information for each. |
| (2) | Estoppel certificates are valid for 30 days when hand-delivered or sent electronically, and 35 days when sent by regular mail. Amendments may be issued during the effective period at no charge. |
Enforcement
| Ref | Requirement |
|---|---|
| (1)(h)7 | The certificate must disclose any open rule or regulation violation noticed to the parcel owner in the association's official records. |
Governance
| Ref | Requirement |
|---|---|
| (1)(h)8 | The certificate must disclose whether the association's rules require board approval for transfer, and if yes, whether the board has approved this transfer. |
| (1)(h)9 | The certificate must disclose whether members or the association have a right of first refusal, and if so, whether they exercised it. |
Insurance
| Ref | Requirement |
|---|---|
| (1)(h)11 | The certificate must include contact information for every insurance policy the association maintains. |
What this means for your resale certificate
Fla. Stat. §720.30851 drives 19 required disclosure items in the Florida HOA Act resale certificate.
- (1)(d) Parking space designation for the parcel
- (1)(h)2-3 Assessment paid-through date and next assessment due date
- (1)(h)4 All assessments, fees, and other charges levied against the parcel, itemized
- (1)(h)5 Approved special assessments that are scheduled to be levied
- (1)(h)5 Itemized assessments, special assessments, and other moneys scheduled to become due for each day of the certificate's effective period
- + 14 more disclosure items
References
- Fla. Stat. §718.116 Related to
Other sections in this chapter
Legal Topics
Articles Citing This Statute
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- Colorado Resale Certificates: What CCIOA Requires (and What It Costs to Skip) Passing
- Nevada Resale Certificates: What the Resale Package Statute Requires Passing
- Oregon Resale Certificates: What Planned Communities Must Disclose Passing
- Florida HOA & Condo Resale Certificates (Estoppel): What Must Be Disclosed (2), (8), (1) Primary
- The First HOA Accounting Platform Built in the Pacific Northwest Supporting
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Legal references last verified September 4, 2026.
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