HOAs & Condos in San Antonio, TX

1446 registered communities in San Antonio across Bexar County and 1 adjacent county. Mix: 768 homeowners association, 264 unclassified entity, 202 condominium, 171 property owners association, 41 townhome association. Median monthly HOA/condo fee in the county is $307.

Resale Certificate Compliance 16 disclosures required
TX
A planned community in San Antonio, TX is governed by Tex. Prop. Code §207.003 (Texas Property Owners Association Act). Texas law requires 16 specific disclosures when a unit is sold. The certificate must be delivered within 10 days of request. Maximum preparation fee: $375.00. · verified Sep 2026
  • Restrictions on transfer of ownership §207.003(b)(1)
    a statement of any right of first refusal, other than a right of first refusal that is prohibited by statute, and any other restraint contained in the restrictions or restrictive covenants that restricts the owner's right to transfer the owner's property; Tex. Prop. Code §207.003§207.003(b)(1) · verified Sep 2026
  • Frequency and amount of regular assessments §207.003(b)(2)
    the frequency and amount of any regular assessments; Tex. Prop. Code §207.003§207.003(b)(2) · verified Sep 2026
  • Approved special assessments not yet due §207.003(b)(3)
    the amount and purpose of any special assessment that has been approved before and is due after the resale certificate is delivered; Tex. Prop. Code §207.003§207.003(b)(3) · verified Sep 2026
  • Total of all amounts due and unpaid attributable to the property §207.003(b)(4)
    the total of all amounts due and unpaid to the property owners' association that are attributable to the owner's property; Tex. Prop. Code §207.003§207.003(b)(4) · verified Sep 2026
  • Capital expenditures approved by the association for the current fiscal year §207.003(b)(5)
    capital expenditures, if any, approved by the property owners' association for the property owners' association's current fiscal year; Tex. Prop. Code §207.003§207.003(b)(5) · verified Sep 2026
  • Amount of reserves for capital expenditures §207.003(b)(6)
    the amount of reserves, if any, for capital expenditures; Tex. Prop. Code §207.003§207.003(b)(6) · verified Sep 2026
  • Current operating budget and balance sheet §207.003(b)(7)
    the property owners' association's current operating budget and balance sheet; Tex. Prop. Code §207.003§207.003(b)(7) · verified Sep 2026
  • Total of unsatisfied judgments against the association §207.003(b)(8)
    the total of any unsatisfied judgments against the property owners' association; Tex. Prop. Code §207.003§207.003(b)(8) · verified Sep 2026
  • Style and cause number of any pending lawsuit §207.003(b)(9)
    the style and cause number of any pending lawsuit in which the property owners' association is a party, other than a lawsuit relating to unpaid ad valorem taxes of an individual member of the association; Tex. Prop. Code §207.003§207.003(b)(9) · verified Sep 2026
  • Certificate of insurance for common areas and facilities §207.003(b)(10)
    a copy of a certificate of insurance showing the property owners' association's property and liability insurance relating to the common areas and common facilities; Tex. Prop. Code §207.003§207.003(b)(10) · verified Sep 2026
  • Conditions on the property the board has actual knowledge violate the subdivision restrictions, bylaws, or association rules §207.003(b)(11)
    a description of any conditions on the owner's property that the property owners' association board has actual knowledge are in violation of the restrictions applying to the subdivision or the bylaws or rules of the property owners' association Tex. Prop. Code §207.003§207.003(b)(11) · verified Sep 2026
  • Governmental health or housing code violation notices the association received regarding the property or common areas §207.003(b)(12)
    a summary or copy of notices received by the property owners' association from any governmental authority regarding health or housing code violations existing on the preparation date of the certificate relating to the owner's property or any common areas or common facilities owned or leased by the property owners' association Tex. Prop. Code §207.003§207.003(b)(12) · verified Sep 2026
  • Amount of any administrative transfer fee charged for a change of ownership §207.003(b)(13)
    the amount of any administrative transfer fee charged by the property owners' association for a change of ownership of property in the subdivision Tex. Prop. Code §207.003§207.003(b)(13) · verified Sep 2026
  • Name, mailing address, and telephone number of the association's managing agent, if any §207.003(b)(14)
    the name, mailing address, and telephone number of the property owners' association's managing agent, if any Tex. Prop. Code §207.003§207.003(b)(14) · verified Sep 2026
  • Statement whether the restrictions allow foreclosure of the association's assessment lien for unpaid assessments §207.003(b)(15)
    a statement indicating whether the restrictions allow foreclosure of a property owners' association's lien on the owner's property for failure to pay assessments Tex. Prop. Code §207.003§207.003(b)(15) · verified Sep 2026
  • Itemized statement of all fees associated with transfer of ownership (description of each fee, payee, and amount) §207.003(b)(16)
    a statement of all fees associated with the transfer of ownership, including a description of each fee, to whom each fee is paid, and the amount of each fee Tex. Prop. Code §207.003§207.003(b)(16) · verified Sep 2026
Also applicable to condominiums: Tex. Prop. Code §82.157 (Texas Uniform Condominium Act, 14 items)
Under Tex. Prop. Code §207.003, Texas caps the preparation fee at $375 by statute. In CommunityPay, an association's manager, accounting firm, or staff generates the certificate from its books, with no per-certificate charge from CommunityPay.
2,007,298
County Population
Relatively High
FEMA Risk Rating
$307
Median Monthly HOA Fee
$210 – $490
25th – 75th Percentile
FEMA National Risk Index v1.20. Fee data: U.S. Census ACS 2023 5-Year PUMS, weighted from 7,968 units.
Hail
Very High
$72,333,735/yr expected loss
Tornado
Very High
$124,133,912/yr expected loss
Inland Flooding
Very High
$364,763,481/yr expected loss
Heat Wave
Relatively High
$39,185,380/yr expected loss
Lightning
Relatively High
$1,942,798/yr expected loss
Source: FEMA National Risk Index. Expected Annual Loss represents the modeled annualized cost of building damage and direct losses across the county, not a per-property figure.
1446 San Antonio communities operate under Texas law. The primary governing statute is Tex. Prop. Code §207 — Texas Property Owners' Association Act — Resale Certificate Chapter. Chapter 207 of the Texas Property Code (Property Owners' Association Act) governs HOA resale certificates. All operative content lives at the section level — see §207.003 for the 16 enumerated disclosure items at (b)(1)–(b)(16), the 10-business-day delivery deadline at (a), the 60-day certificate currency rule at (a)(3), and the $375 initial / $75 update fee caps at (c). §207.004 establishes owner remedies for late delivery; §207.005 governs reliance and liability. §207.001 defines what a resale certificate is; §207.002 says which associations owe one. All six sections carry verbatim text as of 2026-09-04.
Name Type Formed
THE PARK AT WOODLAND OAKS OWNERS ASSOCIATION Unclassified Entity 1996
THE PENINSULA AT MYSTIC SHORES PROPERTY OWNERS ASS Property Owners Association 2001
THE PLANTATION OF ROUND ROCK HOMEOWNER'S ASSOCIATI Unclassified Entity 1993
THE PLAZA ON WHITBY ROAD HOMEOWNERS ASSOCIATION, I Homeowners Association 2009
THE POINT AT LAKE MCQUEENEY COMMUNITY ASSOCIATION, Unclassified Entity 2008
THE PRESERVE AT THE DOMINION PROPERTY OWNERS ASSOC Property Owners Association 2021
THE QUARRY AT CHAMPEE SPRINGS HOMEOWNERS ASSOCIATI Homeowners Association 2004
THE RANCHES AT JOSHUA CROSSING HOMEOWNERS ASSOCIAT Homeowners Association 2012
THE RANCHES AT VALLEY VIEW EAST PROPERTY OWNERS' A Property Owners Association 2022
THE RANCHES AT VALLEY VIEW WEST PROPERTY OWNERS' A Property Owners Association 2022
THE RESERVE AT NORTHAVEN COMMUNITY ASSOCIATION, IN Unclassified Entity 2020
THE RESIDENCES AT HARRIGAN COURT PROPERTY OWNERS A Property Owners Association 2005
THE RETREAT AT GLEN HEATHER HOMEOWNERS ASSOCIATION Homeowners Association 1984
THE RICCHI LUXURY CONDOMINIUM ASSOCIATION, INC. Condominium 2013
THE RIDGE AT LEON VALLEY HOMEOWNERS ASSOCIATION, I Homeowners Association 2005
THE RIDGE AT TAPATIO SPRINGS OWNERS ASSOCIATION Unclassified Entity 1998
THE RIDGE AT WILLOW POINTE HOMEOWNERS ASSOCIATION, Homeowners Association 2003
THE ROW AT DIETZ ELKHORN PROPERTY OWNERS' ASSOCIAT Property Owners Association 2025
THE S.A. BITTERS ENCLAVE HOMEOWNERS' ASSOCIATION, Homeowners Association 1994
THE SETTLEMENT AT GRUENE PROPERTY OWNERS ASSOCIATI Property Owners Association 2016
THE SETTLEMENT SECTION TWO OWNERS ASSOCIATION Unclassified Entity 1994
THE SEVENTH HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1989
THE SEVILLE OFFICE PARK OWNERS ASSOCIATION Unclassified Entity 1984
THE SOUTH END URBAN HOMEOWNERS ASSOCIATION Homeowners Association 2018
THE SPRINGS AT THE ESCARPMENT HOMEOWNERS ASSOCIATI Homeowners Association 2009
THE STABLE PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 2022
THE ST. DENNIS CONDOMINIUM OWNERS ASSOCIATION Condominium 1983
THE ST. DENNIS PRIVADA CONDOMINIUM OWNERS ASSOCIAT Condominium 2024
THE TERRACES AT ENCINO PARK OWNERS ASSOCIATION, IN Unclassified Entity 1998
THE TOWNHOMES OF NORTHPARK HOMEOWNERS ASSOCIATION, Townhome Association 1985
THE VILLAGE AT AVERY PARK HOMEOWNERS ASSOCIATION, Homeowners Association 2017
THE VILLAGE AT GRUENE CONDOMINIUM ASSOCIATION Condominium 2008
THE VILLAGE AT INWOOD HOMEOWNERS ASSOCIATION Homeowners Association 1993
THE VILLAGE AT LINCOLN HEIGHTS HOMEOWNERS ASSOCIAT Homeowners Association 1989
THE VILLAGE AT RUSTIC OAKS HOMEOWNERS ASSOCIATION, Homeowners Association 1998
THE VILLAGE AT SPRINGTOWN CONDOMINIUMS HOMEOWNERS' Condominium 1983
THE VILLAGE AT WOODLAKE COUNTRY CLUB HOMEOWNERS AS Homeowners Association 1983
THE VILLAGES AT STONE OAK HOMEOWNERS ASSOCIATION, Homeowners Association 2005
THE VILLAGES @ MARY'S CREEK PROPERTY OWNERS ASSOCI Property Owners Association 2005
THE VILLAS AT CORITA HOMEOWNER'S ASSOCIATION Unclassified Entity 2001
THE VILLAS OF BABCOCK (SUMMERWIND) HOMEOWNERS' ASS Homeowners Association 2000
THE VILLAS OF OAKCREEK HOMEOWNERS ASSOCIATION INC. Homeowners Association 1998
THE VISTAS AT STONE OAK HOMEOWNERS ASSOCIATION, IN Homeowners Association 1998
THE WATERS AT DEERFIELD PROPERTY OWNERS ASSOCIATIO Property Owners Association 1999
THE WILDER HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2024
THE WOODLAND OAKS VILLAGE HOMEOWNERS' ASSOCIATION, Homeowners Association 1996
THE WOODS CONDOMINIUM ASSOCIATION, INC. Condominium 1996
THE WOODS OF GARDEN RIDGE HOMEOWNERS ASSOCIATION, Homeowners Association 2013
THE WOODS OF SHAVANO COMMUNITY ASSOCIATION Unclassified Entity 1975
THISTLE CREEK HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1996
THOMAS POND HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2023
THOMAS TRAIL HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2016
THORNEBROOK HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2025
THOUSAND OAKS CONDOMINIUM ASSOCIATION, INC. Condominium 1983
THOUSAND OAKS FOREST HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1998
THOUSAND OAKS TOWNHOUSE HOMEOWNERS ASSOCIATION Townhome Association 1975
THRESHOLD RANCH HOMEOWNERS ASSOCIATION Homeowners Association 2011
TIMBER BROOK WEST NO. 2 HOMEOWNERS ASSOCIATION, IN Homeowners Association 2004
TIMBER MEADOW HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2005
TOBINCOURT AT LEWIS ST HOMEOWNERS ASSOCIATION, INC Homeowners Association 2021
TOBIN LOFTS CONDOMINIUMS OWNERS ASSOCIATION, INC. Condominium 2012
TORIAN VILLAGE COMMUNITY ASSOCIATION, INC. Unclassified Entity 2023
TOWER POINT CONDOMINIUM OWNERS ASSOCIATION Condominium 2006
TOWER VIEW CONDOMINIUM ASSOCIATION, INC. Condominium 2020
TOWN CENTER HUNTER ROAD PROPERTY OWNERS ASSOCIATIO Property Owners Association 2014
TOWN CREEK VILLAGE COMMUNITY ASSOCIATION, INC. Unclassified Entity 2005
TOWNLOT 176 CONDOMINIUM ASSOCIATION, INC. Condominium 2022
TP HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2006
TRAILS AT CULEBRA HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2020
TRAILS AT HELOTES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2016
TRAILS OF FOSSIL CREEK HOMEOWNER'S ASSOCIATION, IN Unclassified Entity 2005
TRAILS OF MISSION RIDGE PROPERTY OWNERS ASSOCIATIO Property Owners Association 2011
TREASURE COVE HOMEOWNERS ASSOCIATION Homeowners Association 1994
TRIANA HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2010
TRIBUTE RANCH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2016
TRILOGY GROVE COMMUNITY ASSOCIATION, INC. Unclassified Entity 2024
TRINITY OAKS HOMEOWNERS' ASSOCIATION OF BEXAR COUN Homeowners Association 2004
TROPHY OAKS HOME OWNERS ASSOCIATION, INC. Homeowners Association 1998
TROPHY RIDGE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2004
TUPELO HEIGHTS HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2006
TURNING STONE OWNERS ASSOCIATION, INC. Unclassified Entity 2011
TURTLE CREEK VILLAGE CONDOMINIUM ASSOCIATION, INC. Condominium 1999
TUSCAN OAKS OWNERS ASSOCIATION Unclassified Entity 2006
TWIN CREEK (SAN ANTONIO) HOMEOWNERS' ASSOCIATION, Homeowners Association 2003
TWIN CREEKS PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 2022
TWIN FALLS COMMUNITY ASSOCIATION, INC. Unclassified Entity 2006
TWIN PALMS CONDOMINIUMS OWNERS ASSOCIATION, INC. Condominium 2005
TWO CREEKS PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 2006
UNI OAKS CORPORATE CENTER OWNERS ASSOCIATION, INC. Unclassified Entity 2018
UNIVERSITY VILLAGE CONDOMINIUM COMMUNITY, INC. Condominium 2023
VALENCIA ENCLAVE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2011
VALENCIA HOMEOWNERS ASSOCIATION Homeowners Association 1973
VAN BUREN ESTATES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2018
VAN CLEAVE MODERN OWNERS ASSOCIATION, INC. Unclassified Entity 2023
VENADO CROSSING HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2019
VENADO OAKS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2022
VERDE MOUNTAIN ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 1998
VGE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1997
VICTORIA COMMONS OWNERS ASSOCIATION, INC. Unclassified Entity 2023
VIEWPOINT AT RANGER CREEK HOMEOWNERS ASSOCIATION Homeowners Association 1984
VILLA DEL SOL (SAN ANTONIO) HOMEOWNERS' ASSOCIATIO Homeowners Association 2010
VILLA DIJON CONDOMINIUM ASSOCIATION, INC. Condominium 2006
VILLAGE AT THREE OAKS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2022
VILLAGE GREEN HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1998
VILLAGE GROVE HOMEOWNER ASSOCIATION, INC. Unclassified Entity 2003
VILLAGE IN OAK HILLS HOMEOWNERS ASSOCIATION Homeowners Association 1974
VILLAGE OF OAK LAKE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1985
VILLAGES AT EDGECLIFF OWNERS ASSOCIATION Unclassified Entity 2005
VILLAGES OF PHEASANT RUN HOMEOWNERS ASSOCIATION, I Homeowners Association 1977
VILLAGES ON SONTERRA III OWNERS ASSOCIATION, INC. Unclassified Entity 2007
VILLAGES ON SONTERRA II OWNERS ASSOCIATION, INC. Unclassified Entity 2005
VILLAGE WEST COMMUNITY ASSOCIATION, INC. Unclassified Entity 1976
VILLAMANTA CONDOMINIUM COMMUNITY, INC. Condominium 2022
VILLA MONTE VISTA CONDOMINIUM OWNERS' ASSOCIATION, Condominium 2003
VILLA PARK COMMUNITY ASSOCIATION, INC. Unclassified Entity 2021
VILLA SANTIAGO TOWNHOMES HOMEOWNER'S ASSOCIATION, Townhome Association 2011
VILLAS AT HAMPTON PLACE (BOERNE) HOMEOWNERS' ASSOC Homeowners Association 2003
VILLAS AT INGRAM HILLS (SAN ANTONIO) HOMEOWNERS' A Homeowners Association 1999
VILLAS AT PRESIDIO CONDOMINIUM COMMUNITY, INC. Condominium 2022
VILLAS AT REDLAND RANCH HOMEOWNERS ASSOCIATION, IN Homeowners Association 1997
VILLAS AT SUNSET PLACE CONDOMINIUM ASSOCIATION, IN Condominium 2006
VILLAS OF BLUFFVIEW HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1981
VILLAS OF SPRING CREEK HOMEOWNERS ASSOCIATION, INC Homeowners Association 1997
VILLAS OF WESTLAKES TOWNHOME ASSOCIATION, INC. Townhome Association 2002
VILLA TANGLEWOOD CONDOMINIUMS HOMEOWNERS ASSOCIATI Condominium 1984
VILLE D' ALSACE SUBDIVISION HOMEOWNERS ASSOCIATION Homeowners Association 1997
VINEYARD HOMEOWNERS ASSOCIATION Homeowners Association 1997
VIP EAST HOMEOWNERS ASSOCIATION INC. Homeowners Association 2004
VIP ESTATES HOMEOWNERS ASSOCIATION INC. Homeowners Association 2003
VIRGINIA ROW CONDOMINIUM ASSOCIATION Condominium 2022
VISTA BELLA HOMEOWNERS' ASSOCIATION, INC Homeowners Association 2014
VISTA DEL NORTE SUBDIVISION HOMEOWNERS ASSOCIATION Homeowners Association 1980
VISTA HILLS PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 2022
VISTA REAL CONVERSE HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2023
VISTA REAL SUBDIVISION OWNERS ASSOCIATION, INC. Unclassified Entity 2000
VISTA RIDGE OWNERS ASSOCIATION, INC. Unclassified Entity 2019
VISTAS AT SONOMA HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2011
VISTAS OF ENCINO PARK HOMEOWNERS ASSOCIATION Homeowners Association 1995
VISTAS OF LA CANTERA OWNERS ASSOCIATION, INC. Unclassified Entity 2017
VNT II CONDOMINIUM COMMUNITY, INC. Condominium 2023
VOSS FARMS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2003
VW HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2005
WACO CHAPEL RIDGE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2013
WALDEN POINT HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1995
WALDSANGER HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2022
WALNUT BEND HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2021
WALNUT PASS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2005
WANDERING OAKS PROPERTY OWNERS ASSOCIATION Property Owners Association 2017
WASSER RANCH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2017
WATERFORD VILLA HOME OWNERS ASSOCIATION Homeowners Association 1998
WATERS EDGE GATED HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2007
WATERS EDGE MASTER HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2006
WATERS EDGE SA HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2014
WATERSTONE ON THE GUADALUPE PROPERTY OWNERS ASSOCI Property Owners Association 2000
WELLSPRINGS HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2008
WELTNER FARMS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2022
WENTWORTH COURT HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1999
WERRINGTON HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2005
WESTBURY HEIGHTS COMMUNITY ASSOCIATION, INC. Unclassified Entity 2022
WESTCHASE VILLAGE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1998
WESTFIELD HOMEOWNERS' ASSOCIATION Homeowners Association 1982
WESTFORT PLACE CONDOMINIUM Condominium 2020
WESTGATE AT HORSESHOE BAY HOMEOWNERS ASSOCIATION Homeowners Association 2008
WEST HAMPTON ESTATES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1993
WESTLAKES PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 2018
WEST OAK ESTATES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2003
WESTON OAKS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2010
WESTOVER CROSSING (SAN ANTONIO) HOMEOWNERS' ASSOCI Homeowners Association 2001
WESTOVER ELMS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2001
WESTOVER HILLS-PHASE VI OWNERS ASSOCIATION, INC. Unclassified Entity 2003
WESTOVER MEDICAL PLAZA PROPERTY OWNERS ASSOCIATION Property Owners Association 2019
WESTOVER OFFICES PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 2022
WESTOVER PARK COMMUNITY ASSOCIATION, INC. Unclassified Entity 2002
WESTOVER PLACE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2002
WESTOVER WOODS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2006
WEST POINTE GARDENS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2014
WEST RIDGE OWNERS ASSOCIATION, INC. Unclassified Entity 2015
WESTSHORE AT JOE POOL LAKE OWNERS ASSOCIATION Unclassified Entity 2008
WEST SIDE FOREST HOMEOWNER'S ASSOCIATION Unclassified Entity 2001
WESTVEIW LANDING HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2016
WESTWYCK HILLS HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2007
WHISPER CREEK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1983
WHISPER HOLLOW CONDOMINIUM OWNERS ASSOCIATION Condominium 1982
WHISPERING OAKS HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1975
WHISPERING VALLEY COMMUNITY ASSOCIATION, INC. Unclassified Entity 2003
WHISPER MEADOW HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2003
WHITEROCK WEST OWNERS ASSOCIATION Unclassified Entity 1977
WHITNEY ENCLAVE HOMEOWNERS ASSOCIATION Homeowners Association 2020
WILBURN RANCH ROAD HOMEOWNERS ASSOCIATION Homeowners Association 2013
WILD CANYON RANCH PROPERTY OWNERS' ASSOCIATION Property Owners Association 2022
WILDERNESS POINTE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1999
WILDHORSE AT TAUSCH FARMS HOMEOWNERS ASSOCIATION, Homeowners Association 2011
WILDHORSE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2003
WILD PINE OWNERS ASSOCIATION Unclassified Entity 2021
WILD WIND HOMEOWNERS ASSOCIATION Homeowners Association 2007
WILLIAMSBURG SQUARE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2004
WILLIAMSCHASE HOMEOWNERS ASSOCIATION Homeowners Association 1991
WILLOW CREEK CROSSING HOMEOWNERS' ASSOCIATION, INC Homeowners Association 2013
WILLOW FALLS COMMUNITY ASSOCIATION, INC. Unclassified Entity 2003
WILLOW GROVE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2012
Institutional Reference

Reserve study standards in Texas

Statutory requirements, board preparation checklist, the components a professional study covers, and the useful-life ranges that drive thirty-year funding plans. Generic reference. Not a substitute for a study calibrated to a specific association.

Texas does not currently encode a fixed reserve-study cadence in statute. The discipline still applies. Industry standard across the United States is below.

  • Update the component register annually as assets are added, replaced, or retired.
  • Commission a professional reserve study every three to five years. Update it when the component register changes materially.
  • Maintain a thirty-year capital plan with explicit annual funding contributions tied to the study.
  • Keep reserve funds segregated from operating cash. Disclose funding status in the annual budget.
  • Document the board-approved funding policy — percent-funded, threshold, or baseline — in board minutes.

CommunityPay maintains a Reserve Funding Status Report (RSR) generator tied to the live ledger. It is a status report, not a substitute for a professional study with on-site inspection.

What a board should have organized before commissioning a reserve study, and what a study delivers back. Use this list to evaluate whether the association is ready, regardless of state.

  1. Component register Every asset the association is responsible for maintaining — roofs, asphalt, mechanical systems, plumbing risers, elevators, amenities. Freeze a current version before the study.
  2. Condition assessments Last inspection reports, photographs, observed wear, recent repairs. The analyst calibrates useful-life estimates against this evidence.
  3. Useful-life and replacement-cost estimates Per component, calibrated to local climate, construction, and use intensity. A study produces these; the board verifies them.
  4. Thirty-year capital plan When each component reaches end-of-life and what replacement will cost in nominal dollars at that year.
  5. Funding plan Percent-funded, threshold, or baseline approach with an explicit annual contribution. The board approves; the study models outcomes.
  6. Current reserve fund balance Separated from operating cash. Ideally in interest-bearing accounts with FDIC coverage on the full balance.
  7. Annual budget tied to the funding plan Reserve contribution as an explicit budget line, traceable to the study and the funding policy.
  8. Most recent reserve study Full study, update, or interim review. Author credentials and date of the most recent on-site inspection.
  9. Insurance schedule Replacement-cost coverage on insured components. Deductibles that may draw against reserves in a loss.
  10. Board minutes referencing reserve decisions Special assessments, deferred maintenance, funding-policy changes, scope deviations from the study.

Categories most reserve studies cover. The specific components depend on the association. High-rise condos track far more than single-family HOAs. Gated communities track infrastructure that condos never see.

Roofing & Exterior

Asphalt shingle, metal, tile, or flat membrane roofs. Siding (wood, fiber cement, stucco, vinyl). Exterior paint. Soffits and fascia. Gutters and downspouts. Decks and balconies. Railings. Window and door frames in common areas.

Mechanical

HVAC chillers and cooling towers. Boilers and water heaters. Ventilation. Pumps. Fire suppression and sprinkler systems. Emergency generators. Elevators — cabs, controllers, jacks, and modernizations.

Site Work

Parking lots: seal coat, overlay, full reconstruction. Concrete sidewalks and curbs. Site lighting. Storm drainage. Retaining walls. Fencing. Entry gates and signage.

Plumbing & Electrical

Main water lines and risers. Sanitary and storm sewer lines. Backflow preventers. Common-area electrical panels and switchgear. Transformer pads. Distribution.

Amenities

Pools, spas, and pool equipment. Clubhouse interiors. Fitness rooms. Playgrounds. Tennis and pickleball courts. Mailbox kiosks. Trash enclosures and dumpster pads.

Safety & Code

Fire alarm panels. Emergency lighting. Smoke detectors in common areas. Fire-rated doors. Structural fireproofing. Sprinkler heads and inspection-required components.

A mid-size HOA typically tracks thirty to eighty components. A high-rise condo tracks two hundred or more. The categories above are illustrative. A professional reserve study identifies the components a specific association is responsible for.

Typical useful-life ranges for components common in reserve studies. Industry averages, not specific to any state, climate, or association. A professional study calibrates these to local conditions, construction quality, maintenance practice, and use intensity.

Component Typical useful life
Asphalt shingle roof20–25 years
Metal roof40–50 years
Tile or slate roof50+ years
Flat membrane roof (TPO/EPDM)15–25 years
Wood siding20–30 years
Fiber cement siding30–50 years
Stucco50+ years
Exterior paint cycle7–10 years
Gutters and downspouts20–30 years
Wood deck, pressure-treated15–20 years
Composite deck25–30 years
Asphalt parking — seal coat3–5 years
Asphalt parking — overlay12–15 years
Asphalt parking — reconstruction25–30 years
Concrete sidewalks and curbs30–50 years
Site lighting (poles, fixtures)20–30 years
Wood fencing15–25 years
Pool plaster10–15 years
Pool pump and filter7–10 years
HVAC rooftop unit15–20 years
Boiler25–30 years
Commercial water heater10–15 years
Fire alarm panel20–25 years
Elevator cab finishes15–20 years
Elevator modernization25–30 years
Carpet, clubhouse7–10 years
Playground equipment10–15 years

Ranges synthesized from common professional reserve-study references and U.S. building-component literature. Verify against a study performed by a credentialed reserve specialist (RS, PRA, or equivalent) before relying on any figure for funding decisions.

Related tools
  • Reserve Health Check → Free. Inputs reserve balance, annual contribution, building age, and components; returns a grade with the math shown. No signup required to view results.
Institutional Reference

Meeting requirements in Texas

Statutory floors for owner and board meetings — notice periods, delivery rules, quorum, voting, written consent, and record retention. Generic reference. Specific bylaws or declarations may impose tighter requirements; statutes set the minimum.

Texas statute does not currently encode specific board or owner meeting notice periods in the corpus. The discipline still applies. Industry standard is below.

  • Provide at least 10 days advance notice for board meetings.
  • Provide 14–30 days advance notice for annual or special owner meetings.
  • Hold at least one annual meeting of the membership each year.
  • Keep all board meetings open to owners in good standing; reserve executive session for narrow purposes.
  • Define a quorum threshold in the bylaws and apply it consistently.

CommunityPay maintains a Board Meeting Packet generator that produces a state-aware agenda, draft minutes template, and compliance checklist for the board pack.

How meeting notice must be delivered, what it must contain, and what defects invalidate the notice. Statutes vary in mechanics; the principles are consistent.

  1. Delivery method First-class mail or hand-delivery to the address on file with the association is the universal default. Most states permit electronic delivery only with the owner's written consent. A posted notice on a community bulletin board is not, by itself, sufficient.
  2. Address on file The association is entitled to rely on the address each owner has provided. The owner bears the burden of keeping it current. The board must maintain a registered address list.
  3. Required content Date, time, location (or remote-access link), and an agenda. Material to be voted on — budget, special assessments, rule changes — must be identified specifically. "Other business" is not a substitute for an item.
  4. Notice period start The notice period typically runs from the date of mailing or hand-delivery, not the date of receipt. Some states count both the notice date and the meeting date; others exclude one or both. Confirm the rule.
  5. Remote participation When the association offers remote attendance, the notice must include the access information and any limitations (e.g., audio-only, no chat). Recording rules vary by state.
  6. Defective notice consequences Material defects invalidate actions taken at the meeting. Minor defects (typo in location, slightly late mailing) may be cured by attendance and waiver. Document the cure in the minutes.
  7. Emergency notice Statutes typically permit shortened notice for genuine emergencies (imminent physical harm, immediate financial loss). The board must document the emergency basis in the minutes.

Full notice requirements appear in Tex. Prop. Code §207 and the specific subsections cited in the Requirements tab.

Quorum sets the floor for a valid meeting. Voting mechanics — proxies, ballots, written consent — determine how votes are counted once the quorum is established.

Quorum

Statute sets the default at 10% of allocated interests unless the governing documents specify a different threshold.

Proxies

Most states permit proxies for owner meetings. The proxy must be written, dated, and signed; many states require revocation rights and an explicit scope (general or limited). Proxies do not extend to board meetings — directors must vote in person or by permitted remote means.

Written consent

Action without a meeting requires unanimous written consent in most jurisdictions, though some states permit a lower threshold for narrow categories (uncontested matters, ratification). Document the consent in the corporate records, indexed to the action taken.

Ballots

Secret-ballot procedures, double-envelope requirements, and inspector-of-elections rules apply in states with comprehensive election statutes. Director elections, recall votes, and assessment increases above a statutory threshold typically require secret-ballot procedure.

Cumulative voting

Available only when explicitly authorized by the declaration or bylaws. Otherwise straight voting applies — each membership casts one vote per open seat per candidate, with no concentration permitted.

Member in good standing

Voting rights may be suspended for delinquent accounts in some jurisdictions. Suspension typically requires due-process notice and an opportunity to cure. Statutes vary; the bylaws must align.

Voting and quorum procedures are codified in Tex. Prop. Code §207 and applicable subsections. Specific procedures may be modified in the declaration and bylaws within statutory limits.

Minutes are the corporate record of the meeting. Statutes in every state require associations to maintain meeting minutes and make them available to owners on request. Retention periods and access rules vary.

  1. What minutes must contain Date, time, location. Directors and officers present. Quorum determination. Motions made, seconded, and the vote count. Substantive board actions and adopted resolutions. Executive-session minutes kept separately; the open-session minutes record only that a closed session occurred.
  2. Retention period Statutes vary; common floors are seven years for financial records and the life of the association for governance records. Permanent retention is the safer practice. Reserve studies, declarations, amendments, and assessments — permanent.
  3. Owner inspection rights Owners have a statutory right to inspect minutes and association records on written request. The association may charge reasonable copy fees and require inspection during normal business hours at a designated location.
  4. Approval process Draft minutes are circulated to the board, corrected, and approved at the next regular meeting. Approved minutes become the official record. Corrections after approval require a noted amendment, not silent edits.
  5. Permanent records Declaration, bylaws, articles of incorporation, rule books, amendments, and the minute book are permanent records. The association cannot dispose of them on any retention schedule.
  6. Resale disclosure Recent board and owner meeting minutes are typically required attachments to a resale certificate. The standard window is the last 12 months; some statutes extend to 24 months for amendments.
  7. Executive session Closed-session minutes record matters discussed but typically remain confidential from the general membership. Specific votes taken in closed session may need to be reported in the open-session minutes.

Records retention and inspection rights are codified in Tex. Prop. Code §207 and related subsections. A records-request response that misses the statutory deadline may expose the association to a per-day penalty.

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One PDF — every active Texas statute we track, statutory fee caps and time limits, recent legal changes from the last 12 months, and the resale-certificate disclosure profile. Built from CommunityPay's living legal corpus, the same data that drives our resale certificates, reserve reports, and CARI scoring.

  • Statutory fee caps and time limits (resale, late fees, lien priority)
  • Recent law changes with effective dates
  • Resale & estoppel disclosure profile, item by item
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Data sourced from Texas Secretary of State public registrations, FEMA National Risk Index, U.S. Census Bureau, and CommunityPay's management company graph.
United States Payments and Accounting Governance Infrastructure for Community Associations
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