HOAs & Condos in San Antonio, TX

1446 registered communities in San Antonio across Bexar County and 1 adjacent county. Mix: 768 homeowners association, 264 unclassified entity, 202 condominium, 171 property owners association, 41 townhome association. Median monthly HOA/condo fee in the county is $307.

Resale Certificate Compliance 16 disclosures required
TX
A planned community in San Antonio, TX is governed by Tex. Prop. Code §207.003 (Texas Property Owners Association Act). Texas law requires 16 specific disclosures when a unit is sold. The certificate must be delivered within 10 days of request. Maximum preparation fee: $375.00. · verified Sep 2026
  • Restrictions on transfer of ownership §207.003(b)(1)
    a statement of any right of first refusal, other than a right of first refusal that is prohibited by statute, and any other restraint contained in the restrictions or restrictive covenants that restricts the owner's right to transfer the owner's property; Tex. Prop. Code §207.003§207.003(b)(1) · verified Sep 2026
  • Frequency and amount of regular assessments §207.003(b)(2)
    the frequency and amount of any regular assessments; Tex. Prop. Code §207.003§207.003(b)(2) · verified Sep 2026
  • Approved special assessments not yet due §207.003(b)(3)
    the amount and purpose of any special assessment that has been approved before and is due after the resale certificate is delivered; Tex. Prop. Code §207.003§207.003(b)(3) · verified Sep 2026
  • Total of all amounts due and unpaid attributable to the property §207.003(b)(4)
    the total of all amounts due and unpaid to the property owners' association that are attributable to the owner's property; Tex. Prop. Code §207.003§207.003(b)(4) · verified Sep 2026
  • Capital expenditures approved by the association for the current fiscal year §207.003(b)(5)
    capital expenditures, if any, approved by the property owners' association for the property owners' association's current fiscal year; Tex. Prop. Code §207.003§207.003(b)(5) · verified Sep 2026
  • Amount of reserves for capital expenditures §207.003(b)(6)
    the amount of reserves, if any, for capital expenditures; Tex. Prop. Code §207.003§207.003(b)(6) · verified Sep 2026
  • Current operating budget and balance sheet §207.003(b)(7)
    the property owners' association's current operating budget and balance sheet; Tex. Prop. Code §207.003§207.003(b)(7) · verified Sep 2026
  • Total of unsatisfied judgments against the association §207.003(b)(8)
    the total of any unsatisfied judgments against the property owners' association; Tex. Prop. Code §207.003§207.003(b)(8) · verified Sep 2026
  • Style and cause number of any pending lawsuit §207.003(b)(9)
    the style and cause number of any pending lawsuit in which the property owners' association is a party, other than a lawsuit relating to unpaid ad valorem taxes of an individual member of the association; Tex. Prop. Code §207.003§207.003(b)(9) · verified Sep 2026
  • Certificate of insurance for common areas and facilities §207.003(b)(10)
    a copy of a certificate of insurance showing the property owners' association's property and liability insurance relating to the common areas and common facilities; Tex. Prop. Code §207.003§207.003(b)(10) · verified Sep 2026
  • Conditions on the property the board has actual knowledge violate the subdivision restrictions, bylaws, or association rules §207.003(b)(11)
    a description of any conditions on the owner's property that the property owners' association board has actual knowledge are in violation of the restrictions applying to the subdivision or the bylaws or rules of the property owners' association Tex. Prop. Code §207.003§207.003(b)(11) · verified Sep 2026
  • Governmental health or housing code violation notices the association received regarding the property or common areas §207.003(b)(12)
    a summary or copy of notices received by the property owners' association from any governmental authority regarding health or housing code violations existing on the preparation date of the certificate relating to the owner's property or any common areas or common facilities owned or leased by the property owners' association Tex. Prop. Code §207.003§207.003(b)(12) · verified Sep 2026
  • Amount of any administrative transfer fee charged for a change of ownership §207.003(b)(13)
    the amount of any administrative transfer fee charged by the property owners' association for a change of ownership of property in the subdivision Tex. Prop. Code §207.003§207.003(b)(13) · verified Sep 2026
  • Name, mailing address, and telephone number of the association's managing agent, if any §207.003(b)(14)
    the name, mailing address, and telephone number of the property owners' association's managing agent, if any Tex. Prop. Code §207.003§207.003(b)(14) · verified Sep 2026
  • Statement whether the restrictions allow foreclosure of the association's assessment lien for unpaid assessments §207.003(b)(15)
    a statement indicating whether the restrictions allow foreclosure of a property owners' association's lien on the owner's property for failure to pay assessments Tex. Prop. Code §207.003§207.003(b)(15) · verified Sep 2026
  • Itemized statement of all fees associated with transfer of ownership (description of each fee, payee, and amount) §207.003(b)(16)
    a statement of all fees associated with the transfer of ownership, including a description of each fee, to whom each fee is paid, and the amount of each fee Tex. Prop. Code §207.003§207.003(b)(16) · verified Sep 2026
Also applicable to condominiums: Tex. Prop. Code §82.157 (Texas Uniform Condominium Act, 14 items)
Under Tex. Prop. Code §207.003, Texas caps the preparation fee at $375 by statute. In CommunityPay, an association's manager, accounting firm, or staff generates the certificate from its books, with no per-certificate charge from CommunityPay.
2,007,298
County Population
Relatively High
FEMA Risk Rating
$307
Median Monthly HOA Fee
$210 – $490
25th – 75th Percentile
FEMA National Risk Index v1.20. Fee data: U.S. Census ACS 2023 5-Year PUMS, weighted from 7,968 units.
Hail
Very High
$72,333,735/yr expected loss
Tornado
Very High
$124,133,912/yr expected loss
Inland Flooding
Very High
$364,763,481/yr expected loss
Heat Wave
Relatively High
$39,185,380/yr expected loss
Lightning
Relatively High
$1,942,798/yr expected loss
Source: FEMA National Risk Index. Expected Annual Loss represents the modeled annualized cost of building damage and direct losses across the county, not a per-property figure.
1446 San Antonio communities operate under Texas law. The primary governing statute is Tex. Prop. Code §207 — Texas Property Owners' Association Act — Resale Certificate Chapter. Chapter 207 of the Texas Property Code (Property Owners' Association Act) governs HOA resale certificates. All operative content lives at the section level — see §207.003 for the 16 enumerated disclosure items at (b)(1)–(b)(16), the 10-business-day delivery deadline at (a), the 60-day certificate currency rule at (a)(3), and the $375 initial / $75 update fee caps at (c). §207.004 establishes owner remedies for late delivery; §207.005 governs reliance and liability. §207.001 defines what a resale certificate is; §207.002 says which associations owe one. All six sections carry verbatim text as of 2026-09-04.
Name Type Formed
PECAN CREEK (LEANDER) HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2013
PECAN HILL ON WHITBY ROAD HOMEOWNERS ASSOCIATION, Homeowners Association 2009
PECAN SPRINGS HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2020
PEMBROKE ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 1985
PEMBROKE FOREST HOMEOWNERS ASSOCIATION Homeowners Association 1993
PEP-RID OWNERS ASSOCIATION, INC. Unclassified Entity 2011
PHASE THREE AUSTIN'S COLONY HOMEOWNERS ASSOCIATION Homeowners Association 2001
PHEASANT CREEK PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 1991
PH HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2000
PINE STREET PROPERTY OWNERS ASSOCIATION Property Owners Association 2021
PINNACLE AT OAK HILLS CONDOMINIUM ASSOCIATION, INC Condominium 2006
PINNACLE HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1998
PINON CREEK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2001
PLANNED UNIT DEVELOPMENT EMERALD FOREST HOMEOWNERS Homeowners Association 1993
PLAZA LAS CAMPANAS OWNERS ASSOCIATION, INC. Unclassified Entity 2008
PLEASANTON FARMS COMMUNITY ASSOCIATION, INC. Unclassified Entity 2022
PLEASANTON FARMS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2006
POINT BREEZE OWNERS ASSOCIATION, INC. Unclassified Entity 1986
POINTE NORTH III HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1983
POINTE NORTH II TOWNHOMES OWNERS ASSOCIATION, INC. Townhome Association 1982
POINTE NORTH TOWNHOMES OWNERS ASSOCIATIONS, INC. Townhome Association 1980
POLLY'S POINT OWNERS ASSOCIATION INC Unclassified Entity 1994
POND HILL GARDEN VILLAS HOMEOWNERS ASSOCIATION, IN Homeowners Association 2017
POSSUM KINGDOM PROPERTY OWNERS ASSOCIATION Property Owners Association 2007
POST OAK ONE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2003
POST OAK OWNERS ASSOCIATION, INC. Unclassified Entity 1982
POTRANCO ACRES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2021
POTRANCO OAKS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2020
POTRANCO RANCH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2012
POTRANCO RUN HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2009
PRESCOTT OAKS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2018
PRESERVE AT ANNABELLE RANCH HOMEOWNERS ASSOCIATION Homeowners Association 2025
PRESERVE AT CASTLE HILL HOMEOWNERS ASSOCIATION, IN Homeowners Association 2014
PRESIDIO HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2007
PRESTON HOLLOW HOMEOWNERS ASSOCIATION Homeowners Association 1993
PRINCETON CREEKVIEW HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2006
PROMONTORY POINTE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1996
PROPERTY OWNERS' ASSOCIATION FOR GEORG RANCH, INC. Property Owners Association 2000
PROPERTY OWNERS ASSOCIATION OF ALAMO DOWNS BUSINES Property Owners Association 2006
PROPERTY OWNERS ASSOCIATION OF APPLE CREEK, INC. Property Owners Association 1984
PROPERTY OWNERS ASSOCIATION OF BIG COUNTRY MOBILE Property Owners Association 1989
PROPERTY OWNERS ASSOCIATION OF CANYON VILLAGE AT C Property Owners Association 2003
PROPERTY OWNERS ASSOCIATION OF NORTHAMPTON, INC. Property Owners Association 1991
PROPERTY OWNERS ASSOCIATION OF RIVER ROCK RANCH, I Property Owners Association 2008
PROPERTY OWNERS ASSOCIATION OF STONE CREEK RANCH, Property Owners Association 2007
PROPERTY OWNERS ASSOCIATION OF TIMBER CREEK Property Owners Association 2023
PROPERTY OWNERS ASSOCIATION OF WILLOW SPRINGS (HOU Property Owners Association 2005
PROPERTY OWNERS OF LOS LAGOS PHASE IV (EDINBURG) A Property Owners Association 2006
PROPERTY OWNERS OF RIDGESTONE (SAN ANTONIO) ASSOCI Property Owners Association 2004
PROXIMITY TOWNHOMES PROPERTY OWNERS ASSOCIATION, I Townhome Association 2017
PS COMMUNITY ASSOCIATION, INC. Unclassified Entity 2022
PWR HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2007
QUAIL ESTATES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2010
QUAIL GLEN HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1976
QUAIL RUN PROPERTY OWNERS ASSOC INC Property Owners Association 2002
QUARRY AT IRON MOUNTAIN (SAN ANTONIO) HOMEOWNERS' Homeowners Association 2005
QUEEN'S GATE OWNERS ASSOCIATION Unclassified Entity 2004
QUIET CREEK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2012
RAINTREE MANOR OWNERS ASSOCIATION Unclassified Entity 1983
RANCHES AT CREEKSIDE PROPERTY OWNERS ASSOCIATION Property Owners Association 2016
RANGE RIDER HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1994
REATA WEST HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2001
RED BIRD CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 2006
REDFISH BAY CLUB ESTATES OWNERS ASSOCIATION Unclassified Entity 2005
RED HAWK LANDING PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 2023
REDLAND ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 1998
REDLAND HEIGHTS OWNERS ASSOCIATION, INC. Unclassified Entity 1994
REDLAND RANCH ESTATES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1995
REGENCY PARK OWNERS ASSOCIATION, INC. Unclassified Entity 1996
REGENCY RANCH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2023
REPUBLIC MEADOWS COMMUNITY ASSOCIATION, INC. Unclassified Entity 2019
REPUBLIC OAKS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2011
RESERVE AT BUFFALO CROSSING HOMEOWNERS ASSOCIATION Homeowners Association 2020
RESERVE AT CULEBRA CREEK COMMUNITY ASSOCIATION, IN Unclassified Entity 2007
RESERVE AT FOREST GLENN HOMEOWNERS' ASSOCIATION, I Homeowners Association 2015
RESERVE AT KNOLL CREEK COMMUNITY ASSOCIATION Unclassified Entity 2015
RESERVE AT MOCKINGBIRD HEIGHTS HOMEOWNERS ASSOCIAT Homeowners Association 2020
RESERVE AT NORTH FORK HOMEOWNERS' ASSOCIATION, INC Homeowners Association 2021
RETAMA SPRINGS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2005
RETREAT AT INGRAM HILLS (SAN ANTONIO) HOMEOWNERS' Homeowners Association 2004
RETREAT AT STEINER RANCH CONDOMINIUM COMMUNITY, IN Condominium 2018
RHINE VALLEY HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2014
RIATA LAND ASSOCIATION OF HOMEOWNERS, INC. Homeowners Association 2006
RICHMOND DOWNTOWN CONDOMINIUM ASSOCIATION, INC. Condominium 2018
RIDGE AT SALADO CREEK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2016
RIDGECREST CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 1986
RIDGESTONE HOMEOWNERS ASSOCIATION Homeowners Association 1982
RIDGESTONE UNIT-9 HOMEOWNERS ASSOCIATION Homeowners Association 1989
RIDGEWOOD PLAZA II GARAGE CONDOMINIUM ASSOCIATION, Condominium 2020
RILEY'S POINTE - REDWOOD ROAD PROPERTY OWNERS ASSO Property Owners Association 2023
RILEY'S POINTE - STAPLES ROAD PROPERTY OWNERS ASSO Property Owners Association 2023
RIM ROCK RANCH PROPERTY OWNERS ASSOCIATION Property Owners Association 1998
RIO ANCHO HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2007
RIO VISTA PROPERTY OWNERS ASSOCIATION Property Owners Association 2007
RIVERCHASE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2000
RIVER CROSSING PROPERTY OWNERS ASSOCIATION Property Owners Association 2000
RIVER PLACE AT GRUENE PROPERTY OWNERS ASSOCIATION, Property Owners Association 2007
RIVER PLACE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2002
RIVER PLACE RESIDENTIAL COMMUNITY ASSOCIATION, INC Unclassified Entity 1991
RIVERSTONE AT ALAMO RANCH HOMEOWNERS ASSOCIATION, Homeowners Association 2006
RIVERVIEW CONDOMINIUM OWNERS ASSOCIATION Condominium 1983
RIVERWALK PROPERTY OWNERS ASSOCIATION Property Owners Association 1998
RLC HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2004
ROANOKE CONDOMINIUMS HOMEOWNERS' ASSOCIATION, INC. Condominium 1991
ROBBINS POINTE COMMUNITY ASSOCIATION, INC. Unclassified Entity 2019
ROBINSON RIDGE ESTATES HOMEOWNER'S ASSOCIATION, IN Unclassified Entity 2004
ROB ROY ON THE LAKE OWNERS ASSOCIATION, INC. Unclassified Entity 1987
ROCKWALL RANCH PROPERTY OWNERS ASSOCIATION Property Owners Association 2005
ROGERS CREEK CONDOMINIUM ASSOCIATION, INC. Condominium 2022
ROOSEVELT HEIGHTS HOMEOWNERS ASSOCIATION Homeowners Association 2023
ROSE HILL CONDOMINIUM COMMUNITY, INC. Condominium 2022
ROSEMONT HEIGHTS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2024
ROSEWOOD (SAN ANTONIO) HOMEOWNERS' ASSOCIATION, IN Homeowners Association 2003
ROUND ROCK RANCH, PHASE ONE HOMEOWNERS ASSOCIATION Homeowners Association 1994
ROW AT MOSS BROOK CONDOMINIUM COMMUNITY, INC. Condominium 2022
ROYAL GEORGE HOMEOWNER'S ASSOCIATION Unclassified Entity 1982
ROYAL RIDGE COMMUNITY ASSOCIATION, INC. Unclassified Entity 1991
ROYAL RIDGE HOMEOWNERS ASSOCIATION Homeowners Association 2004
RUBY CROSSING COMMUNITY ASSOCIATION, INC. Unclassified Entity 2021
RUISSEAU PLACE HOMEOWNERS' ASSOCIATION Homeowners Association 1988
S.A. BELLA SERA HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2008
SABLERIDGE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1980
SA CITY CENTER HOMEOWNERS ASSOCIATION Homeowners Association 2021
SADDLEBROOK FARMS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2000
SADDLEBROOK (SCHERTZ) HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2024
S. A. EDGECLIFF NORTHWEST HOMEOWNERS ASSOCIATION, Homeowners Association 1983
SAENGERHALLE ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2016
SA FALLBROOK PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 2013
S.A. FOSSIL CREEK OWNERS ASSOCIATION Unclassified Entity 1998
SA FRONT GATE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2013
SAGEBROOKE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2022
SAGE MEADOWS COMMUNITY ASSOCIATION, INC. Unclassified Entity 2020
SAGE VALLEY PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 2019
SAINT ANDREWS PARK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2017
SALADO CANYON HOMEOWNERS ASSOCIATION Homeowners Association 2005
SAM HOUSTON HEIGHTS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2005
SAN ANTONIO CHAMPIONS PARK HOMEOWNERS ASSOCIATION Homeowners Association 2005
SAN ANTONIO CHANDLER CROSSING HOMEOWNERS ASSOCIATI Homeowners Association 2016
SAN ANTONIO CHAPTER, COMMUNITY ASSOCIATIONS INSTIT Unclassified Entity 1982
SAN ANTONIO CHARTWELL HOME OWNERS ASSOCIATION, INC Homeowners Association 1986
SAN ANTONIO HARMONY HILLS HOME OWNERS ASSOCIATION Homeowners Association 1979
SAN ANTONIO HOMEOWNERSHIP OPPORTUNITIES CORPORATIO Homeowners Association 1994
SAN ANTONIO LIBERTY VILLAGE HOMEOWNERS ASSOCIATION Homeowners Association 2006
SAN ANTONIO MAYFAIR CONDOMINIUM OWNERS ASSOCIATION Condominium 2000
SAN ANTONIO VILLA DEL SOL HOME OWNERS ASSOCIATION Homeowners Association 1979
SAN ANTONIO WOODBURY SQUARE HOMEOWNERS ASSOCIATION Homeowners Association 1979
SAN ANTONIO WOODSTONE TOWNHOUSE HOMEOWNERS ASSOCIA Townhome Association 1976
SAN GERONIMO AIRPARK PROPERTY OWNERS ASSOCIATION Property Owners Association 2015
SAN PEDRO HILLS UNIT 25A HOMEOWNERS ASSOCIATION Homeowners Association 1991
SAN PEDRO TOWNHOUSE ASSOCIATION Townhome Association 1974
SANTA CLARA HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2020
SANTA MARIA AT ALAMO RANCH HOMEOWNERS ASSOCIATION, Homeowners Association 2007
S.A. PARK PLACE HOMEOWNER'S ASSOCIATION, INC. Unclassified Entity 1998
S.A. PHEASANT RIDGE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2000
SA POPLAR PLACE CONDOMINIUM ASSOCIATION Condominium 2021
SARATOGA (CIBOLO) HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2014
SA REMINGTON RANCH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2021
SA SABLECHASE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2008
S. A. STEUBING RANCH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2003
SA TERRA BELLA PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 2005
S. A. TIERRA DEL SOL HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1979
SAVANNAH HEIGHTS OWNERS ASSOCIATION, INC. Unclassified Entity 1999
SAVANNAH PLANTATION PROPERTY OWNERS ASSOCIATION, I Property Owners Association 1999
S.A. WOLFCREEK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2005
SCATTERED OAKS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1978
SCENIC CREST HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2021
SCENIC HILLS COMMUNITY ASSOCIATION, INC. Unclassified Entity 1983
SCENIC OAKS PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 1979
SCHERTZ CYPRESS POINT HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2011
SCHLATHER RANCH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2025
SCR HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2004
SEGUIN WEST MARKETPLACE PROPERTY OWNERS' ASSOCIATI Property Owners Association 2025
SELMA'S FOREST CREEK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2000
SENDERA ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2021
SENDERO RIDGE RANCH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2023
SENDERO SPRINGS HOMEOWNERS ASSOCIATION Homeowners Association 2007
SENECA TRAILS COMMUNITY ASSOCIATION, INC. Unclassified Entity 2025
SERENE/SCENIC HILLS HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1996
SERENITY OAKS-RAYNER RANCH PROPERTY OWNERS ASSOCIA Property Owners Association 2003
SF HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2003
SHADOW CREEK CANYON HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2001
SHADOW MIST HOMEOWNERS ASSOCIATION Homeowners Association 2005
SHADOW POINTE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2006
SHADY OAKS CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 1991
SHAMAA ENCLAVE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2024
SHAVANO BEND HOMEOWNERS ASSOCIATION Homeowners Association 1999
SHAVANO CREEK HOMEOWNERS ASSOCIATION Homeowners Association 1987
SHAVANO FOREST OWNERS ASSOCIATION Unclassified Entity 1994
SHAVANO HEIGHTS HOMEOWNERS ASSOCIATION Homeowners Association 1993
SHAVANO OAKS TOWNHOMES ASSOCIATION, INC. Townhome Association 1983
SHAVANO OFFICE PARK CONDOMINIUM OWNER'S ASSOCIATIO Condominium 2003
SHAVANO ROGERS RANCH CROSSTIMBER HOMEOWNERS ASSOCI Homeowners Association 1997
SHAVANO ROGERS RANCH FALLING BROOK HOMEOWNERS ASSO Homeowners Association 1997
SHAVANO ROGERS RANCH POINT BLUFF HOMEOWNERS ASSOCI Homeowners Association 2000
SHAVANO SUMMIT HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2025
SHAVANO VILLAS CONDOMINIUM OWNERS' ASSOCIATION, IN Condominium 2011
SH BEXAR HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2023
SIENNA HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2018
SIENNA LAKES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2023
SIERRA HEIGHTS HOMEOWNERS ASSOCIATION Homeowners Association 1986
Institutional Reference

Reserve study standards in Texas

Statutory requirements, board preparation checklist, the components a professional study covers, and the useful-life ranges that drive thirty-year funding plans. Generic reference. Not a substitute for a study calibrated to a specific association.

Texas does not currently encode a fixed reserve-study cadence in statute. The discipline still applies. Industry standard across the United States is below.

  • Update the component register annually as assets are added, replaced, or retired.
  • Commission a professional reserve study every three to five years. Update it when the component register changes materially.
  • Maintain a thirty-year capital plan with explicit annual funding contributions tied to the study.
  • Keep reserve funds segregated from operating cash. Disclose funding status in the annual budget.
  • Document the board-approved funding policy — percent-funded, threshold, or baseline — in board minutes.

CommunityPay maintains a Reserve Funding Status Report (RSR) generator tied to the live ledger. It is a status report, not a substitute for a professional study with on-site inspection.

What a board should have organized before commissioning a reserve study, and what a study delivers back. Use this list to evaluate whether the association is ready, regardless of state.

  1. Component register Every asset the association is responsible for maintaining — roofs, asphalt, mechanical systems, plumbing risers, elevators, amenities. Freeze a current version before the study.
  2. Condition assessments Last inspection reports, photographs, observed wear, recent repairs. The analyst calibrates useful-life estimates against this evidence.
  3. Useful-life and replacement-cost estimates Per component, calibrated to local climate, construction, and use intensity. A study produces these; the board verifies them.
  4. Thirty-year capital plan When each component reaches end-of-life and what replacement will cost in nominal dollars at that year.
  5. Funding plan Percent-funded, threshold, or baseline approach with an explicit annual contribution. The board approves; the study models outcomes.
  6. Current reserve fund balance Separated from operating cash. Ideally in interest-bearing accounts with FDIC coverage on the full balance.
  7. Annual budget tied to the funding plan Reserve contribution as an explicit budget line, traceable to the study and the funding policy.
  8. Most recent reserve study Full study, update, or interim review. Author credentials and date of the most recent on-site inspection.
  9. Insurance schedule Replacement-cost coverage on insured components. Deductibles that may draw against reserves in a loss.
  10. Board minutes referencing reserve decisions Special assessments, deferred maintenance, funding-policy changes, scope deviations from the study.

Categories most reserve studies cover. The specific components depend on the association. High-rise condos track far more than single-family HOAs. Gated communities track infrastructure that condos never see.

Roofing & Exterior

Asphalt shingle, metal, tile, or flat membrane roofs. Siding (wood, fiber cement, stucco, vinyl). Exterior paint. Soffits and fascia. Gutters and downspouts. Decks and balconies. Railings. Window and door frames in common areas.

Mechanical

HVAC chillers and cooling towers. Boilers and water heaters. Ventilation. Pumps. Fire suppression and sprinkler systems. Emergency generators. Elevators — cabs, controllers, jacks, and modernizations.

Site Work

Parking lots: seal coat, overlay, full reconstruction. Concrete sidewalks and curbs. Site lighting. Storm drainage. Retaining walls. Fencing. Entry gates and signage.

Plumbing & Electrical

Main water lines and risers. Sanitary and storm sewer lines. Backflow preventers. Common-area electrical panels and switchgear. Transformer pads. Distribution.

Amenities

Pools, spas, and pool equipment. Clubhouse interiors. Fitness rooms. Playgrounds. Tennis and pickleball courts. Mailbox kiosks. Trash enclosures and dumpster pads.

Safety & Code

Fire alarm panels. Emergency lighting. Smoke detectors in common areas. Fire-rated doors. Structural fireproofing. Sprinkler heads and inspection-required components.

A mid-size HOA typically tracks thirty to eighty components. A high-rise condo tracks two hundred or more. The categories above are illustrative. A professional reserve study identifies the components a specific association is responsible for.

Typical useful-life ranges for components common in reserve studies. Industry averages, not specific to any state, climate, or association. A professional study calibrates these to local conditions, construction quality, maintenance practice, and use intensity.

Component Typical useful life
Asphalt shingle roof20–25 years
Metal roof40–50 years
Tile or slate roof50+ years
Flat membrane roof (TPO/EPDM)15–25 years
Wood siding20–30 years
Fiber cement siding30–50 years
Stucco50+ years
Exterior paint cycle7–10 years
Gutters and downspouts20–30 years
Wood deck, pressure-treated15–20 years
Composite deck25–30 years
Asphalt parking — seal coat3–5 years
Asphalt parking — overlay12–15 years
Asphalt parking — reconstruction25–30 years
Concrete sidewalks and curbs30–50 years
Site lighting (poles, fixtures)20–30 years
Wood fencing15–25 years
Pool plaster10–15 years
Pool pump and filter7–10 years
HVAC rooftop unit15–20 years
Boiler25–30 years
Commercial water heater10–15 years
Fire alarm panel20–25 years
Elevator cab finishes15–20 years
Elevator modernization25–30 years
Carpet, clubhouse7–10 years
Playground equipment10–15 years

Ranges synthesized from common professional reserve-study references and U.S. building-component literature. Verify against a study performed by a credentialed reserve specialist (RS, PRA, or equivalent) before relying on any figure for funding decisions.

Related tools
  • Reserve Health Check → Free. Inputs reserve balance, annual contribution, building age, and components; returns a grade with the math shown. No signup required to view results.
Institutional Reference

Meeting requirements in Texas

Statutory floors for owner and board meetings — notice periods, delivery rules, quorum, voting, written consent, and record retention. Generic reference. Specific bylaws or declarations may impose tighter requirements; statutes set the minimum.

Texas statute does not currently encode specific board or owner meeting notice periods in the corpus. The discipline still applies. Industry standard is below.

  • Provide at least 10 days advance notice for board meetings.
  • Provide 14–30 days advance notice for annual or special owner meetings.
  • Hold at least one annual meeting of the membership each year.
  • Keep all board meetings open to owners in good standing; reserve executive session for narrow purposes.
  • Define a quorum threshold in the bylaws and apply it consistently.

CommunityPay maintains a Board Meeting Packet generator that produces a state-aware agenda, draft minutes template, and compliance checklist for the board pack.

How meeting notice must be delivered, what it must contain, and what defects invalidate the notice. Statutes vary in mechanics; the principles are consistent.

  1. Delivery method First-class mail or hand-delivery to the address on file with the association is the universal default. Most states permit electronic delivery only with the owner's written consent. A posted notice on a community bulletin board is not, by itself, sufficient.
  2. Address on file The association is entitled to rely on the address each owner has provided. The owner bears the burden of keeping it current. The board must maintain a registered address list.
  3. Required content Date, time, location (or remote-access link), and an agenda. Material to be voted on — budget, special assessments, rule changes — must be identified specifically. "Other business" is not a substitute for an item.
  4. Notice period start The notice period typically runs from the date of mailing or hand-delivery, not the date of receipt. Some states count both the notice date and the meeting date; others exclude one or both. Confirm the rule.
  5. Remote participation When the association offers remote attendance, the notice must include the access information and any limitations (e.g., audio-only, no chat). Recording rules vary by state.
  6. Defective notice consequences Material defects invalidate actions taken at the meeting. Minor defects (typo in location, slightly late mailing) may be cured by attendance and waiver. Document the cure in the minutes.
  7. Emergency notice Statutes typically permit shortened notice for genuine emergencies (imminent physical harm, immediate financial loss). The board must document the emergency basis in the minutes.

Full notice requirements appear in Tex. Prop. Code §207 and the specific subsections cited in the Requirements tab.

Quorum sets the floor for a valid meeting. Voting mechanics — proxies, ballots, written consent — determine how votes are counted once the quorum is established.

Quorum

Statute sets the default at 10% of allocated interests unless the governing documents specify a different threshold.

Proxies

Most states permit proxies for owner meetings. The proxy must be written, dated, and signed; many states require revocation rights and an explicit scope (general or limited). Proxies do not extend to board meetings — directors must vote in person or by permitted remote means.

Written consent

Action without a meeting requires unanimous written consent in most jurisdictions, though some states permit a lower threshold for narrow categories (uncontested matters, ratification). Document the consent in the corporate records, indexed to the action taken.

Ballots

Secret-ballot procedures, double-envelope requirements, and inspector-of-elections rules apply in states with comprehensive election statutes. Director elections, recall votes, and assessment increases above a statutory threshold typically require secret-ballot procedure.

Cumulative voting

Available only when explicitly authorized by the declaration or bylaws. Otherwise straight voting applies — each membership casts one vote per open seat per candidate, with no concentration permitted.

Member in good standing

Voting rights may be suspended for delinquent accounts in some jurisdictions. Suspension typically requires due-process notice and an opportunity to cure. Statutes vary; the bylaws must align.

Voting and quorum procedures are codified in Tex. Prop. Code §207 and applicable subsections. Specific procedures may be modified in the declaration and bylaws within statutory limits.

Minutes are the corporate record of the meeting. Statutes in every state require associations to maintain meeting minutes and make them available to owners on request. Retention periods and access rules vary.

  1. What minutes must contain Date, time, location. Directors and officers present. Quorum determination. Motions made, seconded, and the vote count. Substantive board actions and adopted resolutions. Executive-session minutes kept separately; the open-session minutes record only that a closed session occurred.
  2. Retention period Statutes vary; common floors are seven years for financial records and the life of the association for governance records. Permanent retention is the safer practice. Reserve studies, declarations, amendments, and assessments — permanent.
  3. Owner inspection rights Owners have a statutory right to inspect minutes and association records on written request. The association may charge reasonable copy fees and require inspection during normal business hours at a designated location.
  4. Approval process Draft minutes are circulated to the board, corrected, and approved at the next regular meeting. Approved minutes become the official record. Corrections after approval require a noted amendment, not silent edits.
  5. Permanent records Declaration, bylaws, articles of incorporation, rule books, amendments, and the minute book are permanent records. The association cannot dispose of them on any retention schedule.
  6. Resale disclosure Recent board and owner meeting minutes are typically required attachments to a resale certificate. The standard window is the last 12 months; some statutes extend to 24 months for amendments.
  7. Executive session Closed-session minutes record matters discussed but typically remain confidential from the general membership. Specific votes taken in closed session may need to be reported in the open-session minutes.

Records retention and inspection rights are codified in Tex. Prop. Code §207 and related subsections. A records-request response that misses the statutory deadline may expose the association to a per-day penalty.

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Download the Texas HOA & Condo Compliance Checklist

One PDF — every active Texas statute we track, statutory fee caps and time limits, recent legal changes from the last 12 months, and the resale-certificate disclosure profile. Built from CommunityPay's living legal corpus, the same data that drives our resale certificates, reserve reports, and CARI scoring.

  • Statutory fee caps and time limits (resale, late fees, lien priority)
  • Recent law changes with effective dates
  • Resale & estoppel disclosure profile, item by item
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Data sourced from Texas Secretary of State public registrations, FEMA National Risk Index, U.S. Census Bureau, and CommunityPay's management company graph.
United States Payments and Accounting Governance Infrastructure for Community Associations
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