Dean Estates Neighborhood Association INC

Cranston, Rhode Island
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Community Profile
Legal Compliance Dashboard — Live Preview Rhode Island vs. Washington · 7 requirements tracked
3/7
CommunityPay tracks every numeric statutory requirement — fee caps, time limits, percentage caps, retention periods — across every state's community-association law. The full dashboard renders side-by-side comparisons across all 51 tracked jurisdictions and a live feed of statute amendments. Below, three rows for Rhode Island alongside Washington.
Requirement RI WA
RC delivery deadline 10 days 10 calendar days
RC fee cap $125 $275
Buyer cancellation period 5 days 5 business days
Open the full dashboard for Rhode Island → all states, every threshold, statute changes tracked daily
Estoppel Disclosure Workflow 13 standard items
RI
Community type unverified. Public records do not classify this entity as a specific community-association type. The Rhode Island estoppel-disclosure workflow below is shown for reference. Confirm the governing documents and association classification before relying on association-specific output.
CommunityPay has not verified a state-specific statutory resale certificate regime in Rhode Island. Disclosure follows a non-statutory estoppel workflow. The 13 items below reflect standard title company and lender expectations, not legal requirements specific to any particular association.
  • Current periodic assessment amount and any unpaid or delinquent assessments
  • Pending or approved special assessments
  • Reserve fund balance and designated projects
  • Most recent balance sheet and income/expense statement
  • Current operating budget
  • Insurance coverage provided for the benefit of owners
  • Pending lawsuits, unsatisfied judgments, or threatened litigation
  • Board composition, meeting frequency, and governance status
  • Declaration, bylaws, and rules and regulations
  • Capital expenditures approved or anticipated for current and next two fiscal years
  • Transfer fees, move-in/move-out fees, or other charges upon sale
  • Known violations of the governing documents or applicable codes
  • Right of first refusal or other restraints on transfer
Industry incumbents (HomeWiseDocs, CondoCerts) charge residents $250–$400 per resale certificate. Under R.I. Gen. Laws §34-36.1-4.09, Rhode Island caps the preparation fee at $125 by statute. With CommunityPay, the board issues the certificate directly from live ledger data — the board controls pricing within the statutory cap. Residents typically save $200+ per closing.
None of these items are confirmed for Dean Estates Neighborhood Association INC. Set up this community on CommunityPay to track compliance and generate resale certificates from live ledger data.
Institutional Reference

Reserve study standards in Rhode Island

Statutory requirements, board preparation checklist, the components a professional study covers, and the useful-life ranges that drive thirty-year funding plans. Generic reference. Not a substitute for a study calibrated to a specific association.

Rhode Island does not currently encode a fixed reserve-study cadence in statute. The discipline still applies. Industry standard across the United States is below.

  • Update the component register annually as assets are added, replaced, or retired.
  • Commission a professional reserve study every three to five years. Update it when the component register changes materially.
  • Maintain a thirty-year capital plan with explicit annual funding contributions tied to the study.
  • Keep reserve funds segregated from operating cash. Disclose funding status in the annual budget.
  • Document the board-approved funding policy — percent-funded, threshold, or baseline — in board minutes.

CommunityPay maintains a Reserve Funding Status Report (RSR) generator tied to the live ledger. It is a status report, not a substitute for a professional study with on-site inspection.

What a board should have organized before commissioning a reserve study, and what a study delivers back. Use this list to evaluate whether the association is ready, regardless of state.

  1. Component register Every asset the association is responsible for maintaining — roofs, asphalt, mechanical systems, plumbing risers, elevators, amenities. Freeze a current version before the study.
  2. Condition assessments Last inspection reports, photographs, observed wear, recent repairs. The analyst calibrates useful-life estimates against this evidence.
  3. Useful-life and replacement-cost estimates Per component, calibrated to local climate, construction, and use intensity. A study produces these; the board verifies them.
  4. Thirty-year capital plan When each component reaches end-of-life and what replacement will cost in nominal dollars at that year.
  5. Funding plan Percent-funded, threshold, or baseline approach with an explicit annual contribution. The board approves; the study models outcomes.
  6. Current reserve fund balance Separated from operating cash. Ideally in interest-bearing accounts with FDIC coverage on the full balance.
  7. Annual budget tied to the funding plan Reserve contribution as an explicit budget line, traceable to the study and the funding policy.
  8. Most recent reserve study Full study, update, or interim review. Author credentials and date of the most recent on-site inspection.
  9. Insurance schedule Replacement-cost coverage on insured components. Deductibles that may draw against reserves in a loss.
  10. Board minutes referencing reserve decisions Special assessments, deferred maintenance, funding-policy changes, scope deviations from the study.

Categories most reserve studies cover. The specific components depend on the association. High-rise condos track far more than single-family HOAs. Gated communities track infrastructure that condos never see.

Roofing & Exterior

Asphalt shingle, metal, tile, or flat membrane roofs. Siding (wood, fiber cement, stucco, vinyl). Exterior paint. Soffits and fascia. Gutters and downspouts. Decks and balconies. Railings. Window and door frames in common areas.

Mechanical

HVAC chillers and cooling towers. Boilers and water heaters. Ventilation. Pumps. Fire suppression and sprinkler systems. Emergency generators. Elevators — cabs, controllers, jacks, and modernizations.

Site Work

Parking lots: seal coat, overlay, full reconstruction. Concrete sidewalks and curbs. Site lighting. Storm drainage. Retaining walls. Fencing. Entry gates and signage.

Plumbing & Electrical

Main water lines and risers. Sanitary and storm sewer lines. Backflow preventers. Common-area electrical panels and switchgear. Transformer pads. Distribution.

Amenities

Pools, spas, and pool equipment. Clubhouse interiors. Fitness rooms. Playgrounds. Tennis and pickleball courts. Mailbox kiosks. Trash enclosures and dumpster pads.

Safety & Code

Fire alarm panels. Emergency lighting. Smoke detectors in common areas. Fire-rated doors. Structural fireproofing. Sprinkler heads and inspection-required components.

A mid-size HOA typically tracks thirty to eighty components. A high-rise condo tracks two hundred or more. The categories above are illustrative. A professional reserve study identifies the components a specific association is responsible for.

Typical useful-life ranges for components common in reserve studies. Industry averages, not specific to any state, climate, or association. A professional study calibrates these to local conditions, construction quality, maintenance practice, and use intensity.

Component Typical useful life
Asphalt shingle roof20–25 years
Metal roof40–50 years
Tile or slate roof50+ years
Flat membrane roof (TPO/EPDM)15–25 years
Wood siding20–30 years
Fiber cement siding30–50 years
Stucco50+ years
Exterior paint cycle7–10 years
Gutters and downspouts20–30 years
Wood deck, pressure-treated15–20 years
Composite deck25–30 years
Asphalt parking — seal coat3–5 years
Asphalt parking — overlay12–15 years
Asphalt parking — reconstruction25–30 years
Concrete sidewalks and curbs30–50 years
Site lighting (poles, fixtures)20–30 years
Wood fencing15–25 years
Pool plaster10–15 years
Pool pump and filter7–10 years
HVAC rooftop unit15–20 years
Boiler25–30 years
Commercial water heater10–15 years
Fire alarm panel20–25 years
Elevator cab finishes15–20 years
Elevator modernization25–30 years
Carpet, clubhouse7–10 years
Playground equipment10–15 years

Ranges synthesized from common professional reserve-study references and U.S. building-component literature. Verify against a study performed by a credentialed reserve specialist (RS, PRA, or equivalent) before relying on any figure for funding decisions.

Related tools
  • Reserve Health Check → Free. Inputs reserve balance, annual contribution, building age, and components; returns a grade with the math shown. No signup required to view results.
Institutional Reference

Meeting requirements in Rhode Island

Statutory floors for owner and board meetings — notice periods, delivery rules, quorum, voting, written consent, and record retention. Generic reference. Specific bylaws or declarations may impose tighter requirements; statutes set the minimum.

Annual / owner meeting
10 days advance notice
R.I. Gen. Laws §34-36.1-3.08

Most state regimes also require:

  • Open meetings — board meetings open to all members in good standing; closed executive sessions only for narrow purposes (litigation, personnel, contracts).
  • Agenda discipline — the board cannot vote on substantive matters not included in the noticed agenda except in narrow emergency circumstances.
  • Annual meeting — at least one owner meeting per year, with notice mailed to the address on record for each owner.
  • Quorum thresholds — defined in the declaration or bylaws; statutory default applies when governing documents are silent.

CommunityPay maintains a Board Meeting Packet generator that produces a state-aware agenda, draft minutes template, and compliance checklist for the board pack.

How meeting notice must be delivered, what it must contain, and what defects invalidate the notice. Statutes vary in mechanics; the principles are consistent.

  1. Delivery method First-class mail or hand-delivery to the address on file with the association is the universal default. Most states permit electronic delivery only with the owner's written consent. A posted notice on a community bulletin board is not, by itself, sufficient.
  2. Address on file The association is entitled to rely on the address each owner has provided. The owner bears the burden of keeping it current. The board must maintain a registered address list.
  3. Required content Date, time, location (or remote-access link), and an agenda. Material to be voted on — budget, special assessments, rule changes — must be identified specifically. "Other business" is not a substitute for an item.
  4. Notice period start The notice period typically runs from the date of mailing or hand-delivery, not the date of receipt. Some states count both the notice date and the meeting date; others exclude one or both. Confirm the rule.
  5. Remote participation When the association offers remote attendance, the notice must include the access information and any limitations (e.g., audio-only, no chat). Recording rules vary by state.
  6. Defective notice consequences Material defects invalidate actions taken at the meeting. Minor defects (typo in location, slightly late mailing) may be cured by attendance and waiver. Document the cure in the minutes.
  7. Emergency notice Statutes typically permit shortened notice for genuine emergencies (imminent physical harm, immediate financial loss). The board must document the emergency basis in the minutes.

Quorum sets the floor for a valid meeting. Voting mechanics — proxies, ballots, written consent — determine how votes are counted once the quorum is established.

Quorum

Defined in the declaration or bylaws. When silent, statutory defaults apply — typically 20–25% of allocated interests for owner meetings. Quorum is measured at the start; once established it persists even if attendance drops below the threshold.

Proxies

Most states permit proxies for owner meetings. The proxy must be written, dated, and signed; many states require revocation rights and an explicit scope (general or limited). Proxies do not extend to board meetings — directors must vote in person or by permitted remote means.

Written consent

Action without a meeting requires unanimous written consent in most jurisdictions, though some states permit a lower threshold for narrow categories (uncontested matters, ratification). Document the consent in the corporate records, indexed to the action taken.

Ballots

Secret-ballot procedures, double-envelope requirements, and inspector-of-elections rules apply in states with comprehensive election statutes. Director elections, recall votes, and assessment increases above a statutory threshold typically require secret-ballot procedure.

Cumulative voting

Available only when explicitly authorized by the declaration or bylaws. Otherwise straight voting applies — each membership casts one vote per open seat per candidate, with no concentration permitted.

Member in good standing

Voting rights may be suspended for delinquent accounts in some jurisdictions. Suspension typically requires due-process notice and an opportunity to cure. Statutes vary; the bylaws must align.

Minutes are the corporate record of the meeting. Statutes in every state require associations to maintain meeting minutes and make them available to owners on request. Retention periods and access rules vary.

  1. What minutes must contain Date, time, location. Directors and officers present. Quorum determination. Motions made, seconded, and the vote count. Substantive board actions and adopted resolutions. Executive-session minutes kept separately; the open-session minutes record only that a closed session occurred.
  2. Retention period Statutes vary; common floors are seven years for financial records and the life of the association for governance records. Permanent retention is the safer practice. Reserve studies, declarations, amendments, and assessments — permanent.
  3. Owner inspection rights Owners have a statutory right to inspect minutes and association records on written request. The association may charge reasonable copy fees and require inspection during normal business hours at a designated location.
  4. Approval process Draft minutes are circulated to the board, corrected, and approved at the next regular meeting. Approved minutes become the official record. Corrections after approval require a noted amendment, not silent edits.
  5. Permanent records Declaration, bylaws, articles of incorporation, rule books, amendments, and the minute book are permanent records. The association cannot dispose of them on any retention schedule.
  6. Resale disclosure Recent board and owner meeting minutes are typically required attachments to a resale certificate. The standard window is the last 12 months; some statutes extend to 24 months for amendments.
  7. Executive session Closed-session minutes record matters discussed but typically remain confidential from the general membership. Specific votes taken in closed session may need to be reported in the open-session minutes.
Related tools
Institutional Reference

Insurance & risk requirements in Rhode Island

Statutory floors plus the Fannie Mae 1076 and Freddie Mac 476 condo questionnaire fields lenders verify before closing. Generic reference. Specific declarations or bylaws may impose tighter requirements; statutes set the minimum.

Fannie Mae lender requirement
Hazard / property coverage
100% of replacement cost value, project improvements + common elements + residential structures
Fannie Mae B7-3-03
Comprehensive general liability
$1000000 minimum per single occurrence, bodily injury and property damage on common elements
Fannie Mae B7-4-01
  • Replacement cost basis — policy must pay to rebuild without depreciation deduction.
  • Agreed-amount endorsement — waives the coinsurance penalty when coverage is set to a stated replacement cost.
  • Inflation guard endorsement — annual escalation to keep coverage at current rebuild cost.
  • Building ordinance or law endorsement — covers the cost gap when current building codes require upgrades during a rebuild.
Fannie Mae lender requirement
Fidelity / crime bond minimum
3 months of aggregate assessments on all units
Fannie Mae B7-4-02

The fidelity / crime policy protects association funds from dishonest or fraudulent acts by anyone handling or responsible for those funds — directors, officers, employees, and the management agent. The HOA or co-op corporation must be the named insured, with premiums paid as a common expense.

  • Named covered parties — board, officers, employees, and the management company (when one is engaged).
  • Computation basis — months of assessments plus reserve balance, or a percentage of the operating budget, depending on the governing statute.
  • Annual renewal — coverage lapses are a common audit finding and trigger lender disqualification.
Fannie Mae lender requirement
Deductible cap
5% maximum of master policy coverage amount, aggregated across per-peril deductibles
Fannie Mae B7-3-03

Higher deductibles disqualify the project from conforming mortgage originations on every unit. State statutes sometimes codify a tighter cap or require board approval before deductible changes.

Flood insurance is required when any portion of the project sits inside a FEMA-designated Special Flood Hazard Area (SFHA). Coverage must equal the lesser of the building replacement cost or the National Flood Insurance Program (NFIP) maximum, with the balance covered by an excess flood policy.

Beyond the master property policy, lenders require several distinct coverages and endorsements. Each addresses a specific risk category the master policy alone does not handle.

  • Directors & officers (D&O) liability — defends board members against claims arising from governance decisions. Often required by lenders even when not codified by statute.
  • Umbrella / excess liability — extends primary liability limits, typically by $1M to $5M, to cover catastrophic claims.
  • Workers’ compensation — required when the association directly employs maintenance or management staff.
  • Earthquake / windstorm — peril-specific policies in seismic and coastal zones. Lender requirement depends on territory.
  • Environmental / pollution — applies when the association operates pools, fuel storage, or other regulated facilities.
Statutory Obligations — Rhode Island 29 obligations across 5 categories
RI
CommunityPay has not verified this entity's community-association type. The jurisdiction-level obligations below are Rhode Island statutory requirements that may apply depending on the association's governing documents, entity type, and statutory classification — confirm classification before relying on association-specific outputs. Each item is pinned to the underlying statute. Click any citation to read the source.
Governance 14
Board governance, meetings, voting, quorum.
  • The original Rhode Island condominium statute (39 sections), governing condominiums created before July 1, 1982 where construction had commenced
    The original Rhode Island condominium statute (39 sections), governing condominiums created before July 1, 1982 where construction had commenced.
     R.I. Gen. Laws §34-36-1
  • Still in force, though certain sections of the newer Chapter 34-36.1 apply retroactively to pre-1982 condominiums for post-1982 events
    Still in force, though certain sections of the newer Chapter 34-36.1 apply retroactively to pre-1982 condominiums for post-1982 events.
     R.I. Gen. Laws §34-36-1
  • Certain enumerated sections (including lien, foreclosure, resale, and meetings) apply retroactively to pre-1982 condominiums for post-1982 events
    Certain enumerated sections (including lien, foreclosure, resale, and meetings) apply retroactively to pre-1982 condominiums for post-1982 events.
     R.I. Gen. Laws §34-36.1-1.02
  • Establishes the applicability of the Rhode Island Condominium Act to all condominiums created after July 1, 1982
    Establishes the applicability of the Rhode Island Condominium Act to all condominiums created after July 1, 1982.
     R.I. Gen. Laws §34-36.1-1.02
  • Pre-1982 condominiums may voluntarily adopt the chapter
    Pre-1982 condominiums may voluntarily adopt the chapter.
     R.I. Gen. Laws §34-36.1-1.02
  • Declarant-appointed members owe a fiduciary standard of care; elected members owe ordinary and reasonable care
    Declarant-appointed members owe a fiduciary standard of care; elected members owe ordinary and reasonable care.
     R.I. Gen. Laws §34-36.1-3.03
  • Budget ratification requires a summary to all owners within 30 days and a meeting 14-30 days after mailing — budget passes unless a majority of all unit owners rejects it
    Budget ratification requires a summary to all owners within 30 days and a meeting 14-30 days after mailing — budget passes unless a majority of all unit owners rejects it.
     R.I. Gen. Laws §34-36.1-3.03
  • Establishes board powers and fiduciary duties
    Establishes board powers and fiduciary duties.
     R.I. Gen. Laws §34-36.1-3.03
  • Declarant control ends at the earliest of: 80 percent conveyance, 2 years after sales cessation, or 2 years after development rights end
    Declarant control ends at the earliest of: 80 percent conveyance, 2 years after sales cessation, or 2 years after development rights end.
     R.I. Gen. Laws §34-36.1-3.03
  • Requires at least one unit owner meeting per year
    Requires at least one unit owner meeting per year.
     R.I. Gen. Laws §34-36.1-3.08
  • Notice must be given 10 to 60 days in advance
    Notice must be given 10 to 60 days in advance.
     R.I. Gen. Laws §34-36.1-3.08
  • Electronic meetings and voting are permitted
    Electronic meetings and voting are permitted.
     R.I. Gen. Laws §34-36.1-3.08
  • Special meetings may be called by the president, board majority, or unit owners holding at least 20 percent of votes
    Special meetings may be called by the president, board majority, or unit owners holding at least 20 percent of votes.
     R.I. Gen. Laws §34-36.1-3.08
  • RI Annual Meeting Notice Period: 10 days
    Not fewer than 10 nor more than 60 days in advance
     R.I. Gen. Laws §34-36.1-3.08
Financial 3
Financial statements, audits, banking, fund segregation.
Assessment 4
Assessment levy, billing, collection, late fees.
  • RI Judicial Foreclosure Required
    Sell the unit of any defaulting unit owner at public auction
     R.I. Gen. Laws §34-36.1-3.16
  • Creates an assessment lien with 6-month super-priority over first mortgages
    Creates an assessment lien with 6-month super-priority over first mortgages.
     R.I. Gen. Laws §34-36.1-3.16
  • RI Assessment Lien Super-Priority Period: 6 months
    Common expense assessments which would have become due in the absence of acceleration during the six months immediately preceding the foreclosure
     R.I. Gen. Laws §34-36.1-3.16
  • RI Assessment Lien Statute of Limitations: 6 years
    Six years after the full amount of the assessments becomes due
     R.I. Gen. Laws §34-36.1-3.16
Disclosure 7
Owner disclosures, resale certificates, public records.
  • Pre-1982 condos must disclose they are not covered by the 1982 Act
    Pre-1982 condos must disclose they are not covered by the 1982 Act.
     R.I. Gen. Laws §34-36-1
  • When any assessment has been delinquent for 60 days, the association must notify the first mortgage holder via certified mail
    When any assessment has been delinquent for 60 days, the association must notify the first mortgage holder via certified mail.
     R.I. Gen. Laws §34-36.1-3.16
  • RI Resale Certificate Delivery Deadline: 10 days
    Within 10 days after a request by a unit owner
     R.I. Gen. Laws §34-36.1-4.09
  • Requires delivery of a resale certificate within 10 days of a unit owner's request
    Requires delivery of a resale certificate within 10 days of a unit owner's request.
     R.I. Gen. Laws §34-36.1-4.09
  • Contract is voidable by the purchaser for 5 days after receipt or until conveyance
    Contract is voidable by the purchaser for 5 days after receipt or until conveyance.
     R.I. Gen. Laws §34-36.1-4.09
  • Contains 12 required disclosure items
    Contains 12 required disclosure items.
     R.I. Gen. Laws §34-36.1-4.09
  • RI Buyer Cancellation Period: 5 days
    Voidable by the purchaser until the certificate has been provided and for five days thereafter
     R.I. Gen. Laws §34-36.1-4.09
Enforcement 1
Rule enforcement, fines, hearings, due process.
None of these obligations are confirmed for Dean Estates Neighborhood Association INC as a CommunityPay-managed community. Set up this community on CommunityPay to track obligation compliance from a live ledger with audit-grade enforcement.
Source: Rhode Island legal corpus. Last verified April 15, 2026. CommunityPay maintains the corpus and re-verifies on a rolling cadence.
Risk Profile — CARI Score Preview 5 weighted components · Verified score requires consent
Preview
CARI — the Community Association Risk Index — is CommunityPay's deterministic risk score for community associations. Lenders, insurers, title companies, and buyers consume it through an authenticated API. The score is computed from five weighted components and is consent-gated: the association controls whether subscribers can see it.
Financial Health 30% weight
Reserve adequacy, delinquency rate, operating ratio, fund segregation. Measured against state statutory thresholds.
Governance 25% weight
Board attestation currency, meeting compliance, policy violations, governance risk coefficient.
Vendor Risk 15% weight
Vendor compliance signals — license, insurance, bond status, payment velocity, dispute rate.
Enforcement Integrity 15% weight
Block rate, override rate, SLA breaches in the enforcement decision ledger. The audit-trail layer.
Payment Behavior 15% weight
Prevented loss, dispute rate, collection efficiency, payment-method risk.
No verified CARI score is published for Rhode Island community Dean Estates Neighborhood Association INC. Set up this community on CommunityPay to publish a verified CARI score that lenders, insurers, title companies, and buyers can consume through an authenticated API.
Compliance Calendar — Next 12 Months 1 deadline
Federal Form 1120-H or 1120 — annual return Apr 15, 2027 · 188 days
High IRC §528
Failure to file timely incurs IRS penalties and interest.
Source: Rhode Island statute and federal tax law. Dates are conservative estimates based on common fiscal-year alignment; actual deadlines depend on the association's bylaws and fiscal year.
Records This Community Should Have — Rhode Island 2 record categories required by statute
Under Rhode Island community association law, the records below must be created and retained. Failure to produce these on owner request, audit, or litigation creates liability and erodes the board's defensibility. None are confirmed for this community as a CommunityPay-managed association.
Financial 2
  • Tax returns
    Federal and state association tax returns.
    Retention: 7 years
    IRC §6501 + state retention norms
  • Tax returns
    Federal association tax returns.
    Retention: 7 years
    IRC §6501
Set up this community on CommunityPay to create, store, and produce these records on demand from a live ledger.
Registration Details Unclassified Entity · Est. 2008 · Active
Type Unclassified Entity
Governing Statute R.I. Gen. Laws §34-36.1-1.01 et seq. (Condominium Act)
State Rhode Island
City Cranston
ZIP 02920
County Providence
Registration IRS Exempt Organizations Business Master File · IRS-432116411
Formed June 1, 2008
Status Active
Area HOA Fees Providence County median $299/mo
Median Monthly Fee $299
Average Monthly Fee $353
Typical Range $248 – $364
Units Paying Fees 11,307
Source: U.S. Census Bureau, American Community Survey 2023 5-Year Estimates (PUMS). Providence County, RI.
Natural Hazard Exposure Providence County
Relatively Moderate
Heat Wave Relatively High
Inland Flooding Relatively High
Hurricane Relatively Moderate
Cold Wave Relatively High
Earthquake Relatively Low
Social Vulnerability Relatively Moderate
Community Resilience Relatively High
Expected Annual Loss $129,513,524
Source: FEMA National Risk Index v1.20, Providence County, RI
Applicable Laws 6 Rhode Island statutes
Rhode Island Condominium Ownership Act (Pre-1982) The original Rhode Island condominium statute (39 sections), governing condominiums created before July 1, 1982 where construction had commenced. Still in force, though certain sections of the newer Chapter 34-36.1 apply retroactively to pre-1982 condominiums for post-1982 events. Pre-1982 condos must disclose they are not covered by the 1982 Act.
Rhode Island Condominium Act — Applicability Establishes the applicability of the Rhode Island Condominium Act to all condominiums created after July 1, 1982. Pre-1982 condominiums may voluntarily adopt the chapter. Certain enumerated sections (including lien, foreclosure, resale, and meetings) apply retroactively to pre-1982 condominiums for post-1982 events.
Rhode Island Condominium Act — Executive Board Members and Officers Establishes board powers and fiduciary duties. Declarant-appointed members owe a fiduciary standard of care; elected members owe ordinary and reasonable care. Budget ratification requires a summary to all owners within 30 days and a meeting 14-30 days after mailing — budget passes unless a majority of all unit owners rejects it. Declarant control ends at the earliest of: 80 percent …
Rhode Island Condominium Act — Meetings Requires at least one unit owner meeting per year. Notice must be given 10 to 60 days in advance. Special meetings may be called by the president, board majority, or unit owners holding at least 20 percent of votes. Electronic meetings and voting are permitted.
Rhode Island Condominium Act — Lien for Assessments Creates an assessment lien with 6-month super-priority over first mortgages. Attorney fee cap of $2,500; foreclosure cost cap of $5,000; aggregate cap of $7,500. When any assessment has been delinquent for 60 days, the association must notify the first mortgage holder via certified mail. Six-year statute of limitations on lien enforcement.
Rhode Island Condominium Act — Resale of Units Requires delivery of a resale certificate within 10 days of a unit owner's request. Contains 12 required disclosure items. Fee capped at $125 for electronic or physical copy. Contract is voidable by the purchaser for 5 days after receipt or until conveyance. Civil penalty of $100 to $500 per occurrence for non-delivery.
Source: Rhode Island state legislature. Statutes verified by CommunityPay. Last verified April 2026.
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Community data is sourced from Rhode Island Secretary of State public registrations. Natural hazard data is from the FEMA National Risk Index (county-level, v1.20). CommunityPay does not claim a relationship with Dean Estates Neighborhood Association INC unless explicitly stated.
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