Northwest Landowners Association

Berthold, North Dakota
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Community Profile
Legal Compliance Dashboard — Live Preview North Dakota vs. Washington · 4 requirements tracked
3/4
CommunityPay tracks every numeric statutory requirement — fee caps, time limits, percentage caps, retention periods — across every state's community-association law. The full dashboard renders side-by-side comparisons across all 51 tracked jurisdictions and a live feed of statute amendments. Below, three rows for North Dakota alongside Washington.
Requirement ND WA
RC delivery deadline 10 days 10 calendar days
Buyer cancellation period 5 days 5 business days
Judicial foreclosure required Yes No
Open the full dashboard for North Dakota → all states, every threshold, statute changes tracked daily
Estoppel Disclosure Workflow 13 standard items
ND
Community type unverified. Public records do not classify this entity as a specific community-association type. The North Dakota estoppel-disclosure workflow below is shown for reference. Confirm the governing documents and association classification before relying on association-specific output.
CommunityPay has not verified a state-specific statutory resale certificate regime in North Dakota. Disclosure follows a non-statutory estoppel workflow. The 13 items below reflect standard title company and lender expectations, not legal requirements specific to any particular association.
  • Current periodic assessment amount and any unpaid or delinquent assessments
  • Pending or approved special assessments
  • Reserve fund balance and designated projects
  • Most recent balance sheet and income/expense statement
  • Current operating budget
  • Insurance coverage provided for the benefit of owners
  • Pending lawsuits, unsatisfied judgments, or threatened litigation
  • Board composition, meeting frequency, and governance status
  • Declaration, bylaws, and rules and regulations
  • Capital expenditures approved or anticipated for current and next two fiscal years
  • Transfer fees, move-in/move-out fees, or other charges upon sale
  • Known violations of the governing documents or applicable codes
  • Right of first refusal or other restraints on transfer
Industry incumbents (HomeWiseDocs, CondoCerts) charge residents $250–$400 per resale certificate. North Dakota does not cap RC preparation fees by statute. With CommunityPay, the board issues the certificate directly from live ledger data — eliminating the third-party fee entirely. Residents typically save $250–$400 per closing.
None of these items are confirmed for Northwest Landowners Association. Set up this community on CommunityPay to track compliance and generate resale certificates from live ledger data.
Institutional Reference

Reserve study standards in North Dakota

Statutory requirements, board preparation checklist, the components a professional study covers, and the useful-life ranges that drive thirty-year funding plans. Generic reference. Not a substitute for a study calibrated to a specific association.

North Dakota does not currently encode a fixed reserve-study cadence in statute. The discipline still applies. Industry standard across the United States is below.

  • Update the component register annually as assets are added, replaced, or retired.
  • Commission a professional reserve study every three to five years. Update it when the component register changes materially.
  • Maintain a thirty-year capital plan with explicit annual funding contributions tied to the study.
  • Keep reserve funds segregated from operating cash. Disclose funding status in the annual budget.
  • Document the board-approved funding policy — percent-funded, threshold, or baseline — in board minutes.

CommunityPay maintains a Reserve Funding Status Report (RSR) generator tied to the live ledger. It is a status report, not a substitute for a professional study with on-site inspection.

What a board should have organized before commissioning a reserve study, and what a study delivers back. Use this list to evaluate whether the association is ready, regardless of state.

  1. Component register Every asset the association is responsible for maintaining — roofs, asphalt, mechanical systems, plumbing risers, elevators, amenities. Freeze a current version before the study.
  2. Condition assessments Last inspection reports, photographs, observed wear, recent repairs. The analyst calibrates useful-life estimates against this evidence.
  3. Useful-life and replacement-cost estimates Per component, calibrated to local climate, construction, and use intensity. A study produces these; the board verifies them.
  4. Thirty-year capital plan When each component reaches end-of-life and what replacement will cost in nominal dollars at that year.
  5. Funding plan Percent-funded, threshold, or baseline approach with an explicit annual contribution. The board approves; the study models outcomes.
  6. Current reserve fund balance Separated from operating cash. Ideally in interest-bearing accounts with FDIC coverage on the full balance.
  7. Annual budget tied to the funding plan Reserve contribution as an explicit budget line, traceable to the study and the funding policy.
  8. Most recent reserve study Full study, update, or interim review. Author credentials and date of the most recent on-site inspection.
  9. Insurance schedule Replacement-cost coverage on insured components. Deductibles that may draw against reserves in a loss.
  10. Board minutes referencing reserve decisions Special assessments, deferred maintenance, funding-policy changes, scope deviations from the study.

Categories most reserve studies cover. The specific components depend on the association. High-rise condos track far more than single-family HOAs. Gated communities track infrastructure that condos never see.

Roofing & Exterior

Asphalt shingle, metal, tile, or flat membrane roofs. Siding (wood, fiber cement, stucco, vinyl). Exterior paint. Soffits and fascia. Gutters and downspouts. Decks and balconies. Railings. Window and door frames in common areas.

Mechanical

HVAC chillers and cooling towers. Boilers and water heaters. Ventilation. Pumps. Fire suppression and sprinkler systems. Emergency generators. Elevators — cabs, controllers, jacks, and modernizations.

Site Work

Parking lots: seal coat, overlay, full reconstruction. Concrete sidewalks and curbs. Site lighting. Storm drainage. Retaining walls. Fencing. Entry gates and signage.

Plumbing & Electrical

Main water lines and risers. Sanitary and storm sewer lines. Backflow preventers. Common-area electrical panels and switchgear. Transformer pads. Distribution.

Amenities

Pools, spas, and pool equipment. Clubhouse interiors. Fitness rooms. Playgrounds. Tennis and pickleball courts. Mailbox kiosks. Trash enclosures and dumpster pads.

Safety & Code

Fire alarm panels. Emergency lighting. Smoke detectors in common areas. Fire-rated doors. Structural fireproofing. Sprinkler heads and inspection-required components.

A mid-size HOA typically tracks thirty to eighty components. A high-rise condo tracks two hundred or more. The categories above are illustrative. A professional reserve study identifies the components a specific association is responsible for.

Typical useful-life ranges for components common in reserve studies. Industry averages, not specific to any state, climate, or association. A professional study calibrates these to local conditions, construction quality, maintenance practice, and use intensity.

Component Typical useful life
Asphalt shingle roof20–25 years
Metal roof40–50 years
Tile or slate roof50+ years
Flat membrane roof (TPO/EPDM)15–25 years
Wood siding20–30 years
Fiber cement siding30–50 years
Stucco50+ years
Exterior paint cycle7–10 years
Gutters and downspouts20–30 years
Wood deck, pressure-treated15–20 years
Composite deck25–30 years
Asphalt parking — seal coat3–5 years
Asphalt parking — overlay12–15 years
Asphalt parking — reconstruction25–30 years
Concrete sidewalks and curbs30–50 years
Site lighting (poles, fixtures)20–30 years
Wood fencing15–25 years
Pool plaster10–15 years
Pool pump and filter7–10 years
HVAC rooftop unit15–20 years
Boiler25–30 years
Commercial water heater10–15 years
Fire alarm panel20–25 years
Elevator cab finishes15–20 years
Elevator modernization25–30 years
Carpet, clubhouse7–10 years
Playground equipment10–15 years

Ranges synthesized from common professional reserve-study references and U.S. building-component literature. Verify against a study performed by a credentialed reserve specialist (RS, PRA, or equivalent) before relying on any figure for funding decisions.

Related tools
  • Reserve Health Check → Free. Inputs reserve balance, annual contribution, building age, and components; returns a grade with the math shown. No signup required to view results.
Institutional Reference

Meeting requirements in North Dakota

Statutory floors for owner and board meetings — notice periods, delivery rules, quorum, voting, written consent, and record retention. Generic reference. Specific bylaws or declarations may impose tighter requirements; statutes set the minimum.

Board meeting
5 days advance notice
N.D. Cent. Code §10-33-68(4)(a)

Most state regimes also require:

  • Open meetings — board meetings open to all members in good standing; closed executive sessions only for narrow purposes (litigation, personnel, contracts).
  • Agenda discipline — the board cannot vote on substantive matters not included in the noticed agenda except in narrow emergency circumstances.
  • Annual meeting — at least one owner meeting per year, with notice mailed to the address on record for each owner.
  • Quorum thresholds — defined in the declaration or bylaws; statutory default applies when governing documents are silent.

CommunityPay maintains a Board Meeting Packet generator that produces a state-aware agenda, draft minutes template, and compliance checklist for the board pack.

How meeting notice must be delivered, what it must contain, and what defects invalidate the notice. Statutes vary in mechanics; the principles are consistent.

  1. Delivery method First-class mail or hand-delivery to the address on file with the association is the universal default. Most states permit electronic delivery only with the owner's written consent. A posted notice on a community bulletin board is not, by itself, sufficient.
  2. Address on file The association is entitled to rely on the address each owner has provided. The owner bears the burden of keeping it current. The board must maintain a registered address list.
  3. Required content Date, time, location (or remote-access link), and an agenda. Material to be voted on — budget, special assessments, rule changes — must be identified specifically. "Other business" is not a substitute for an item.
  4. Notice period start The notice period typically runs from the date of mailing or hand-delivery, not the date of receipt. Some states count both the notice date and the meeting date; others exclude one or both. Confirm the rule.
  5. Remote participation When the association offers remote attendance, the notice must include the access information and any limitations (e.g., audio-only, no chat). Recording rules vary by state.
  6. Defective notice consequences Material defects invalidate actions taken at the meeting. Minor defects (typo in location, slightly late mailing) may be cured by attendance and waiver. Document the cure in the minutes.
  7. Emergency notice Statutes typically permit shortened notice for genuine emergencies (imminent physical harm, immediate financial loss). The board must document the emergency basis in the minutes.

Quorum sets the floor for a valid meeting. Voting mechanics — proxies, ballots, written consent — determine how votes are counted once the quorum is established.

Quorum

Defined in the declaration or bylaws. When silent, statutory defaults apply — typically 20–25% of allocated interests for owner meetings. Quorum is measured at the start; once established it persists even if attendance drops below the threshold.

Proxies

Most states permit proxies for owner meetings. The proxy must be written, dated, and signed; many states require revocation rights and an explicit scope (general or limited). Proxies do not extend to board meetings — directors must vote in person or by permitted remote means.

Written consent

Action without a meeting requires unanimous written consent in most jurisdictions, though some states permit a lower threshold for narrow categories (uncontested matters, ratification). Document the consent in the corporate records, indexed to the action taken.

Ballots

Secret-ballot procedures, double-envelope requirements, and inspector-of-elections rules apply in states with comprehensive election statutes. Director elections, recall votes, and assessment increases above a statutory threshold typically require secret-ballot procedure.

Cumulative voting

Available only when explicitly authorized by the declaration or bylaws. Otherwise straight voting applies — each membership casts one vote per open seat per candidate, with no concentration permitted.

Member in good standing

Voting rights may be suspended for delinquent accounts in some jurisdictions. Suspension typically requires due-process notice and an opportunity to cure. Statutes vary; the bylaws must align.

Minutes are the corporate record of the meeting. Statutes in every state require associations to maintain meeting minutes and make them available to owners on request. Retention periods and access rules vary.

  1. What minutes must contain Date, time, location. Directors and officers present. Quorum determination. Motions made, seconded, and the vote count. Substantive board actions and adopted resolutions. Executive-session minutes kept separately; the open-session minutes record only that a closed session occurred.
  2. Retention period Statutes vary; common floors are seven years for financial records and the life of the association for governance records. Permanent retention is the safer practice. Reserve studies, declarations, amendments, and assessments — permanent.
  3. Owner inspection rights Owners have a statutory right to inspect minutes and association records on written request. The association may charge reasonable copy fees and require inspection during normal business hours at a designated location.
  4. Approval process Draft minutes are circulated to the board, corrected, and approved at the next regular meeting. Approved minutes become the official record. Corrections after approval require a noted amendment, not silent edits.
  5. Permanent records Declaration, bylaws, articles of incorporation, rule books, amendments, and the minute book are permanent records. The association cannot dispose of them on any retention schedule.
  6. Resale disclosure Recent board and owner meeting minutes are typically required attachments to a resale certificate. The standard window is the last 12 months; some statutes extend to 24 months for amendments.
  7. Executive session Closed-session minutes record matters discussed but typically remain confidential from the general membership. Specific votes taken in closed session may need to be reported in the open-session minutes.
Related tools
Institutional Reference

Insurance & risk requirements in North Dakota

Statutory floors plus the Fannie Mae 1076 and Freddie Mac 476 condo questionnaire fields lenders verify before closing. Generic reference. Specific declarations or bylaws may impose tighter requirements; statutes set the minimum.

Fannie Mae lender requirement
Hazard / property coverage
100% of replacement cost value, project improvements + common elements + residential structures
Fannie Mae B7-3-03
Comprehensive general liability
$1000000 minimum per single occurrence, bodily injury and property damage on common elements
Fannie Mae B7-4-01
  • Replacement cost basis — policy must pay to rebuild without depreciation deduction.
  • Agreed-amount endorsement — waives the coinsurance penalty when coverage is set to a stated replacement cost.
  • Inflation guard endorsement — annual escalation to keep coverage at current rebuild cost.
  • Building ordinance or law endorsement — covers the cost gap when current building codes require upgrades during a rebuild.
Fannie Mae lender requirement
Fidelity / crime bond minimum
3 months of aggregate assessments on all units
Fannie Mae B7-4-02

The fidelity / crime policy protects association funds from dishonest or fraudulent acts by anyone handling or responsible for those funds — directors, officers, employees, and the management agent. The HOA or co-op corporation must be the named insured, with premiums paid as a common expense.

  • Named covered parties — board, officers, employees, and the management company (when one is engaged).
  • Computation basis — months of assessments plus reserve balance, or a percentage of the operating budget, depending on the governing statute.
  • Annual renewal — coverage lapses are a common audit finding and trigger lender disqualification.
Fannie Mae lender requirement
Deductible cap
5% maximum of master policy coverage amount, aggregated across per-peril deductibles
Fannie Mae B7-3-03

Higher deductibles disqualify the project from conforming mortgage originations on every unit. State statutes sometimes codify a tighter cap or require board approval before deductible changes.

Flood insurance is required when any portion of the project sits inside a FEMA-designated Special Flood Hazard Area (SFHA). Coverage must equal the lesser of the building replacement cost or the National Flood Insurance Program (NFIP) maximum, with the balance covered by an excess flood policy.

Beyond the master property policy, lenders require several distinct coverages and endorsements. Each addresses a specific risk category the master policy alone does not handle.

  • Directors & officers (D&O) liability — defends board members against claims arising from governance decisions. Often required by lenders even when not codified by statute.
  • Umbrella / excess liability — extends primary liability limits, typically by $1M to $5M, to cover catastrophic claims.
  • Workers’ compensation — required when the association directly employs maintenance or management staff.
  • Earthquake / windstorm — peril-specific policies in seismic and coastal zones. Lender requirement depends on territory.
  • Environmental / pollution — applies when the association operates pools, fuel storage, or other regulated facilities.
Statutory Obligations — North Dakota 32 obligations across 6 categories
ND
CommunityPay has not verified this entity's community-association type. The jurisdiction-level obligations below are North Dakota statutory requirements that may apply depending on the association's governing documents, entity type, and statutory classification — confirm classification before relying on association-specific outputs. Each item is pinned to the underlying statute. Click any citation to read the source.
Governance 14
Board governance, meetings, voting, quorum.
  • Special meetings must state their purpose in the notice
    Special meetings must state their purpose in the notice.
     N.D. Cent. Code §10-33-68
  • Notice must be given not less than 5 days and not more than 50 days before the meeting, unless articles or bylaws set a different minimum
    Notice must be given not less than 5 days and not more than 50 days before the meeting, unless articles or bylaws set a different minimum.
     N.D. Cent. Code §10-33-68
  • Default meeting notice for nonprofit corporations including HOAs and condominium associations
    Default meeting notice for nonprofit corporations including HOAs and condominium associations.
     N.D. Cent. Code §10-33-68
  • Court-ordered meeting allowed if no meeting within 6 months after fiscal year-end or 15 months after last meeting
    Court-ordered meeting allowed if no meeting within 6 months after fiscal year-end or 15 months after last meeting.
     N.D. Cent. Code §10-33-68
  • ND Member Meeting Notice Period: 5 days
    Not fewer than five days before the meeting date
     N.D. Cent. Code §10-33-68(4)(a)
  • It does not address association governance, meeting requirements, board fiduciary duties, or resale disclosure
    It does not address association governance, meeting requirements, board fiduciary duties, or resale disclosure.
     N.D. Cent. Code §47-04.1-01
  • North Dakota has no separate planned community or HOA act; non-condo HOAs are governed by CC&Rs and the Nonprofit Corporations Act (Chapter 10-33)
    North Dakota has no separate planned community or HOA act; non-condo HOAs are governed by CC&Rs and the Nonprofit Corporations Act (Chapter 10-33).
     N.D. Cent. Code §47-04.1-01
  • Foundational definitions for North Dakota's condominium statute
    Foundational definitions for North Dakota's condominium statute.
     N.D. Cent. Code §47-04.1-01
  • Requires unit owners to provide for administration of the project
    Requires unit owners to provide for administration of the project.
     N.D. Cent. Code §47-04.1-07
  • Bylaws must cover maintenance of common elements, assessment of expenses, payment of losses, and disposition of hazard insurance proceeds
    Bylaws must cover maintenance of common elements, assessment of expenses, payment of losses, and disposition of hazard insurance proceeds.
     N.D. Cent. Code §47-04.1-07
  • Bylaws must be annexed to the declaration, recorded, and made available in writing to every owner
    Bylaws must be annexed to the declaration, recorded, and made available in writing to every owner.
     N.D. Cent. Code §47-04.1-07
  • The lien attaches when the administrative body records a notice of assessment with the county recorder stating the amount and the record owner's name
    The lien attaches when the administrative body records a notice of assessment with the county recorder stating the amount and the record owner's name.
     N.D. Cent. Code §47-04.1-11
  • Reasonable restrictions on placement and manner of display are permitted
    Reasonable restrictions on placement and manner of display are permitted.
     N.D. Cent. Code §47-04.1-14
  • Owners cannot be prohibited from displaying political yard signs within 60 days before any primary, general, or special election
    Owners cannot be prohibited from displaying political yard signs within 60 days before any primary, general, or special election.
     N.D. Cent. Code §47-04.1-14
Financial 3
Financial statements, audits, banking, fund segregation.
  • Prohibits basing common charges or bylaws on whether occupant is owner, tenant, or other person
    Prohibits basing common charges or bylaws on whether occupant is owner, tenant, or other person.
     N.D. Cent. Code §47-04.1-07
  • Civil penalty for willful violation up to $1,000
    Civil penalty for willful violation up to $1,000.
     N.D. Cent. Code §47-04.1-16
  • Required items include assessment amounts, unpaid assessments, approved special assessments, reserve and capital fund balances, reserve study status, operating and reserve budgets with year-to-date financial statement, insurance documents, pending litigation and unsatisfied ju...
    Required items include assessment amounts, unpaid assessments, approved special assessments, reserve and capital fund balances, reserve study status, operating and reserve budgets with year-to-date financial statement, insurance documents, pending litigation and unsatisfied judgments, uncured violations, transfer fees, assessment collection policy and remedies, leasing restrictions, amenities, and association contact information.
     N.D. Cent. Code §47-10-02.3
Assessment 4
Assessment levy, billing, collection, late fees.
Disclosure 6
Owner disclosures, resale certificates, public records.
  • Insurance certificate required within 14 days of approval
    Insurance certificate required within 14 days of approval.
     N.D. Cent. Code §47-04.1-16
  • Requires sellers of property subject to HOA or condominium rules to provide 15 specified disclosure items within 10 days of executing a purchase agreement
    Requires sellers of property subject to HOA or condominium rules to provide 15 specified disclosure items within 10 days of executing a purchase agreement.
     N.D. Cent. Code §47-10-02.3
  • Information must be current within 90 days
    Information must be current within 90 days.
     N.D. Cent. Code §47-10-02.3
  • Buyer may void the contract within 5 days of receipt
    Buyer may void the contract within 5 days of receipt.
     N.D. Cent. Code §47-10-02.3
  • ND Resale Disclosure Delivery Deadline: 10 days
    Within ten days of executing an agreement to sell or transfer
     N.D. Cent. Code §47-10-02.3(2)
  • ND Buyer Rescission Period: 5 days
    May void the contract within five days after receipt
     N.D. Cent. Code §47-10-02.3(6)
Enforcement 2
Rule enforcement, fines, hearings, due process.
  • Chapter 47-04.1 is a basic 16-section act covering creation, ownership, and liens
    Chapter 47-04.1 is a basic 16-section act covering creation, ownership, and liens.
     N.D. Cent. Code §47-04.1-01
  • Does not apply to amendments affecting a lender's mortgage enforcement rights
    Does not apply to amendments affecting a lender's mortgage enforcement rights.
     N.D. Cent. Code §47-04.1-15
Compliance 3
Statutory compliance, filings, registrations.
  • After 30 days written notice to the lender's last known address, a lender that does not refuse or approve a proposed amendment to the declaration is deemed to have approved it
    After 30 days written notice to the lender's last known address, a lender that does not refuse or approve a proposed amendment to the declaration is deemed to have approved it.
     N.D. Cent. Code §47-04.1-15
  • If not denied within 60 days, the application is deemed approved
    If not denied within 60 days, the application is deemed approved.
     N.D. Cent. Code §47-04.1-16
  • Owner applications for EV charging station installation must be approved or denied in writing
    Owner applications for EV charging station installation must be approved or denied in writing.
     N.D. Cent. Code §47-04.1-16
None of these obligations are confirmed for Northwest Landowners Association as a CommunityPay-managed community. Set up this community on CommunityPay to track obligation compliance from a live ledger with audit-grade enforcement.
Source: North Dakota legal corpus. Last verified April 15, 2026. CommunityPay maintains the corpus and re-verifies on a rolling cadence.
Risk Profile — CARI Score Preview 5 weighted components · Verified score requires consent
Preview
CARI — the Community Association Risk Index — is CommunityPay's deterministic risk score for community associations. Lenders, insurers, title companies, and buyers consume it through an authenticated API. The score is computed from five weighted components and is consent-gated: the association controls whether subscribers can see it.
Financial Health 30% weight
Reserve adequacy, delinquency rate, operating ratio, fund segregation. Measured against state statutory thresholds.
Governance 25% weight
Board attestation currency, meeting compliance, policy violations, governance risk coefficient.
Vendor Risk 15% weight
Vendor compliance signals — license, insurance, bond status, payment velocity, dispute rate.
Enforcement Integrity 15% weight
Block rate, override rate, SLA breaches in the enforcement decision ledger. The audit-trail layer.
Payment Behavior 15% weight
Prevented loss, dispute rate, collection efficiency, payment-method risk.
No verified CARI score is published for North Dakota community Northwest Landowners Association. Set up this community on CommunityPay to publish a verified CARI score that lenders, insurers, title companies, and buyers can consume through an authenticated API.
Compliance Calendar — Next 12 Months 1 deadline
Federal Form 1120-H or 1120 — annual return Apr 15, 2027 · 189 days
High IRC §528
Failure to file timely incurs IRS penalties and interest.
Source: North Dakota statute and federal tax law. Dates are conservative estimates based on common fiscal-year alignment; actual deadlines depend on the association's bylaws and fiscal year.
Records This Community Should Have — North Dakota 2 record categories required by statute
Under North Dakota community association law, the records below must be created and retained. Failure to produce these on owner request, audit, or litigation creates liability and erodes the board's defensibility. None are confirmed for this community as a CommunityPay-managed association.
Financial 2
  • Tax returns
    Federal and state association tax returns.
    Retention: 7 years
    IRC §6501 + state retention norms
  • Tax returns
    Federal association tax returns.
    Retention: 7 years
    IRC §6501
Set up this community on CommunityPay to create, store, and produce these records on demand from a live ledger.
Registration Details Unclassified Entity · Est. 2012 · Active
Type Unclassified Entity
Governing Statute N.D. Cent. Code ch. 47-04.1 (Condominium Act)
State North Dakota
City Berthold
ZIP 58718
County Mountrail
Registration IRS Exempt Organizations Business Master File · IRS-010950389
Formed Feb. 1, 2012
Status Active
Area HOA Fees Mountrail County median $180/mo
Median Monthly Fee $180
Average Monthly Fee $230
Typical Range $155 – $215
Units Paying Fees 97
Source: U.S. Census Bureau, American Community Survey 2023 5-Year Estimates (PUMS). Mountrail County, ND.
Natural Hazard Exposure Mountrail County
Very Low
Winter Weather Relatively High
Cold Wave Relatively Moderate
Wildfire Relatively Low
Hail Relatively Moderate
Ice Storm Relatively Moderate
Social Vulnerability Relatively Moderate
Community Resilience Very Low
Expected Annual Loss $7,410,947
Source: FEMA National Risk Index v1.20, Mountrail County, ND
Applicable Laws 8 North Dakota statutes
Nonprofit Corporations — Notice of Member Meetings Default meeting notice for nonprofit corporations including HOAs and condominium associations. Notice must be given not less than 5 days and not more than 50 days before the meeting, unless articles or bylaws set a different minimum. Special meetings must state their purpose in the notice. Court-ordered meeting allowed if no meeting within 6 months after fiscal year-end or 15 …
Condominium Ownership of Real Property — Definitions Foundational definitions for North Dakota's condominium statute. Chapter 47-04.1 is a basic 16-section act covering creation, ownership, and liens. It does not address association governance, meeting requirements, board fiduciary duties, or resale disclosure. North Dakota has no separate planned community or HOA act; non-condo HOAs are governed by CC&Rs and the Nonprofit Corporations Act (Chapter 10-33).
Condominium Ownership — Administration; Bylaws Requires unit owners to provide for administration of the project. Bylaws must cover maintenance of common elements, assessment of expenses, payment of losses, and disposition of hazard insurance proceeds. Bylaws must be annexed to the declaration, recorded, and made available in writing to every owner. Prohibits basing common charges or bylaws on whether occupant is owner, tenant, or other person. …
Condominium Ownership — Liens Against Units for Common Expenses Assessment for common expenses constitutes a debt of the unit owner. The lien attaches when the administrative body records a notice of assessment with the county recorder stating the amount and the record owner's name. There is no super-priority period — confirmed by Industrial Commission of North Dakota v. Gould, 2024 ND 32 (first impression). North Dakota is a judicial …
Condominium Ownership — Political Signs Owners cannot be prohibited from displaying political yard signs within 60 days before any primary, general, or special election. Reasonable restrictions on placement and manner of display are permitted.
Condominium Ownership — Lender Approval of Amendment After 30 days written notice to the lender's last known address, a lender that does not refuse or approve a proposed amendment to the declaration is deemed to have approved it. Does not apply to amendments affecting a lender's mortgage enforcement rights.
Condominium Ownership — EV Charging Station Installation Owner applications for EV charging station installation must be approved or denied in writing. If not denied within 60 days, the application is deemed approved. Insurance certificate required within 14 days of approval. Civil penalty for willful violation up to $1,000.
Real Property Transfers — Required Disclosures Requires sellers of property subject to HOA or condominium rules to provide 15 specified disclosure items within 10 days of executing a purchase agreement. Required items include assessment amounts, unpaid assessments, approved special assessments, reserve and capital fund balances, reserve study status, operating and reserve budgets with year-to-date financial statement, insurance documents, pending litigation and unsatisfied judgments, uncured violations, transfer …
Source: North Dakota state legislature. Statutes verified by CommunityPay.
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Community data is sourced from North Dakota Secretary of State public registrations. Natural hazard data is from the FEMA National Risk Index (county-level, v1.20). CommunityPay does not claim a relationship with Northwest Landowners Association unless explicitly stated.
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