HOAs & Condos in Henderson, NV

430 registered communities in Henderson across Clark County. Mix: 265 homeowners association, 130 unclassified entity, 15 condominium, 11 townhome association, 9 property owners association. Median monthly HOA/condo fee in the county is $225.

Resale Certificate Compliance 10 disclosures required
NV
A common interest community in Henderson, NV is governed by NRS 116.4109 (Nevada Common Interest Communities Act). Nevada law requires 10 specific disclosures when a unit is sold. The certificate must be delivered within 10 days of request. Maximum preparation fee: $213.84. · verified Oct 2026
Statute amended Effective Jul 1, 2026
AB 396 (2025), Section 9, amended NRS 116.4109 to add proof of the association's required insurance policies (per NRS 116.3113) to the mandatory contents of a resale package. This added a new disclosure item to the Nevada resale-certificate compliance profile (nv_116_4109), raising it from 9 to 10 required items. Effective July 1, 2026. View source
  • Declaration, bylaws, rules and regulations of the association, and the information statement required by NRS 116.41095 NRS 116.4109(1)(a)
    A copy of the declaration, other than any plats, the bylaws, the rules or regulations of the association and the information statement required by NRS 116.41095. NRS 116.4109(1)(a) · verified Oct 2026
  • Statement of the monthly assessment for common expenses and any unpaid obligations due from the selling unit’s owner NRS 116.4109(1)(b)
    A statement from the association setting forth the amount of the monthly assessment for common expenses and any unpaid obligation of any kind, including, without limitation, management fees, transfer fees, fines, penalties, interest, collection costs, foreclosure fees and attorney’s fees currently due from the selling unit’s owner. NRS 116.4109(1)(b) · verified Oct 2026
  • Any unpaid obligation of any kind, including special assessments, fines, penalties, interest, and collection costs NRS 116.4109(1)(b)
    A statement from the association setting forth the amount of the monthly assessment for common expenses and any unpaid obligation of any kind, including, without limitation, management fees, transfer fees, fines, penalties, interest, collection costs, foreclosure fees and attorney’s fees currently due from the selling unit’s owner. NRS 116.4109(1)(b) · verified Oct 2026
  • Current operating budget of the association NRS 116.4109(1)(c)
    A copy of the current operating budget of the association and current year-to-date financial statement for the association, which must include a summary of the reserves of the association required by NRS 116.31152 and which must include, without limitation, a summary of the information described in paragraphs (a) to (e), inclusive, of subsection 3 of NRS 116.31152. NRS 116.4109(1)(c) · verified Oct 2026
  • Current year-to-date financial statement for the association NRS 116.4109(1)(c)
    A copy of the current operating budget of the association and current year-to-date financial statement for the association, which must include a summary of the reserves of the association required by NRS 116.31152 and which must include, without limitation, a summary of the information described in paragraphs (a) to (e), inclusive, of subsection 3 of NRS 116.31152. NRS 116.4109(1)(c) · verified Oct 2026
  • Summary of the reserves of the association required by NRS 116.31152, including the reserve-study summary at NRS 116.31152(3)(a)–(e) NRS 116.4109(1)(c)
    A copy of the current operating budget of the association and current year-to-date financial statement for the association, which must include a summary of the reserves of the association required by NRS 116.31152 and which must include, without limitation, a summary of the information described in paragraphs (a) to (e), inclusive, of subsection 3 of NRS 116.31152. NRS 116.4109(1)(c) · verified Oct 2026
  • Unsatisfied judgments and pending legal actions against the association of which the unit’s owner has actual knowledge NRS 116.4109(1)(d)
    A statement of any unsatisfied judgments or pending legal actions against the association and the status of any pending legal actions relating to the common-interest community of which the unit’s owner has actual knowledge. NRS 116.4109(1)(d) · verified Oct 2026
  • Transfer fees, transaction fees, and any other fees associated with the resale of a unit NRS 116.4109(1)(e)
    A statement of any transfer fees, transaction fees or any other fees associated with the resale of a unit. NRS 116.4109(1)(e) · verified Oct 2026
  • Current and expected fees or charges for the unit (association fees, fines, late charges, interest on delinquencies, collection costs) NRS 116.4109(1)(f)
    In addition to any other document, a statement describing all current and expected fees or charges for each unit, including, without limitation, association fees, fines, assessments, late charges or penalties, interest rates on delinquent assessments, additional costs for collecting past due fines and charges for opening or closing any file for each unit. NRS 116.4109(1)(f) · verified Oct 2026
  • Proof of the insurance policies the association is required to carry pursuant to NRS 116.3113 NRS 116.4109(1)(g)
    Proof of the insurance policies that an association is required to carry pursuant to NRS 116.3113. NRS 116.4109(1)(g) · verified Oct 2026
Under NRS 116.4109, Nevada caps the preparation fee at $214 by statute. In CommunityPay, an association's manager, accounting firm, or staff generates the certificate from its books, with no per-certificate charge from CommunityPay.
2,260,510
County Population
Very High
FEMA Risk Rating
$225
Median Monthly HOA Fee
$180 – $300
25th – 75th Percentile
FEMA National Risk Index v1.20. Fee data: U.S. Census ACS 2023 5-Year PUMS, weighted from 38,154 units.
Heat Wave
Very High
$294,704,639/yr expected loss
Inland Flooding
Very High
$362,175,961/yr expected loss
Wildfire
Relatively High
$24,456,604/yr expected loss
Earthquake
Relatively High
$124,124,685/yr expected loss
Hail
Relatively High
$4,306,060/yr expected loss
Source: FEMA National Risk Index. Expected Annual Loss represents the modeled annualized cost of building damage and direct losses across the county, not a per-property figure.
Taylor Association Management Verified
143 community engagements · manages 146 associations nationally
Nicklin Community Management Services LLC Verified
67 community engagements · manages 69 associations nationally
Las Vegas Community Management Group LLC Verified
46 community engagements · manages 48 associations nationally
Las Vegas Commuity Mgmt Group Verified
45 community engagements · manages 45 associations nationally
Integrity Based Management, LLC Verified
37 community engagements · manages 38 associations nationally
Desert Living, Inc. Verified
32 community engagements · manages 32 associations nationally
Westward 360 Management Verified
27 community engagements · manages 28 associations nationally
Westward 360 Verified
27 community engagements · manages 44 associations nationally
Westward360, INC Verified
27 community engagements · manages 48 associations nationally
Nicklin Property Management Verified
14 community engagements · manages 14 associations nationally
"Verified" indicates a confirmed engagement with a community in Henderson. HQ-only entries are companies headquartered in Henderson with potential service area overlap.
430 Henderson communities operate under Nevada law. The primary governing statute is NRS 116.001 — Short Title (Uniform Common-Interest Ownership Act). Short title provision: "This chapter may be cited as the Uniform Common-Interest Ownership Act." Single sentence; substantive applicability is at NRS 116.1201 and following.
Name Type Formed
ACACIAS CONDOMINIUM ASSOCIATION Condominium —
ACADIA HOMEOWNERS ASSOCIATION Homeowners Association —
ADHARA COVE HOMEOWNERS ASSOCIATION Homeowners Association —
ALEXANDER PARK HOMEOWNERS' ASSOCIATION Homeowners Association —
ALIANTE COVE HOMEOWNERS ASSOCIATION Homeowners Association —
ALLEGRO HOMEOWNERS ASSOCIATION Homeowners Association —
ALLEN MANOR II HOMEOWNERS ASSOCIATION Homeowners Association —
ALPINE MEADOWS ESTATES HOMEOWNERS ASSOCIATION THE Homeowners Association —
ALTAIR & GEMINI POINTE HOMEOWNERS ASSOCIATION Homeowners Association —
ALTERRA HOMEOWNERS ASSOCIATION Homeowners Association —
AMBER HILLS III HOMEOWNERS ASSOCIATION INC Homeowners Association —
AMBEROCK AT LAKE LAS VEGAS HOMEOWNERS ASSOCIATION Homeowners Association —
AMBER RIDGE ASSOCIATION Unclassified Entity —
AMBIANCE ESTATES HOMEOWNERS ASSOCIATION, INC. Homeowners Association —
ANTIGUA MAINTENANCE CORPORATION Unclassified Entity —
ARBOR PARK COMMUNITY ASSOCIATION Unclassified Entity —
ARDEN HEIGHTS COMMUNITY ASSOCIATION Unclassified Entity —
ARROWHEAD ESTATES HOMEOWNERS ASSOCIATION Homeowners Association —
ASCAYA OWNERS ASSOCIATION Unclassified Entity —
ASCHER CREEK HOMEOWNERS ASSOCIATION Homeowners Association —
ASHCROFT AT NORTH RANCH COMMUNITY ASSOCIATION Unclassified Entity —
ASPEN PEAK HOMEOWNERS ASSOCIATION INC Homeowners Association —
ASSOCIATION OF HOMEOWNERS OF TIBURON ESTATES - 3 Homeowners Association —
ASTORIA ESTATES PROPERTY OWNERS ASSOCIATION Property Owners Association —
ASTORIA IRON MOUNTAIN HOMEOWNERS' ASSOCIATION Homeowners Association —
AURORA ASSOCIATION Unclassified Entity —
AURORA ESTATES OWNERS ASSOCIATION INC Unclassified Entity —
AURORA HEIGHTS HOMEOWNERS ASSOCIATION Homeowners Association —
AURORA HILLS HOMEOWNERS' ASSOCIATION Homeowners Association —
AVALON CONDOMINIUMS AT SEVEN HILLS HOMEOWNERS' ASSOCIATION Condominium —
AVENDALE HOMEOWNERS ASSOCIATION Homeowners Association —
AVERA COMMUNITY ASSOCIATION Unclassified Entity —
AZURE ESTATES HOMEOWNERS ASSOCIATION Homeowners Association —
BACARA RIDGE ASSOCIATION Unclassified Entity —
BARRINGTON ESTATES HOMEOWNERS' ASSOCIATION Homeowners Association —
BEACON STREET HOMEOWNERS ASSOCIATION Homeowners Association —
BEL AIRE VILLAGE INC Unclassified Entity —
BELCASTRO ESTATES OWNERS ASSOCIATION Unclassified Entity —
BELCREST HOMEOWNERS ASSOCIATION Homeowners Association —
BELLA VISTA ASSOCIATION Unclassified Entity —
BELLA VISTA HOMEOWNERS ASSOCIATION Homeowners Association —
BERMUDA RANCH HOMEOWNERS ASSOCIATION Homeowners Association —
BLACKHORSE HOMEOWNERS ASSOCIATION Homeowners Association —
BLUE DIAMOND SPRINGS LANDSCAPE MAINTENANCE ASSOCIATION INC Unclassified Entity —
BLUE LAKE HOMEOWNERS ASSOCIATION Homeowners Association —
BLUFFS DUPLEXES-ENCORE ADDITION HOMEOWNERS ASSOCIATION Homeowners Association —
BONANZA PARK HOMEOWNERS ASSOCIATION Homeowners Association —
BONANZA VILLAS EAST HOMEOWNERS ASSOCIATION Homeowners Association —
BOULDER CREEK HOMEOWNER ASSOCIATION Unclassified Entity —
BOULDER GARDENS HOMEOWNERS ASSOCIATION Homeowners Association —
BOULDER RANCH HOMEOWNERS' ASSOCIATION Homeowners Association —
BOULDER RANCH MASTER ASSOCIATION Unclassified Entity —
BRAEWOOD HERITAGE ASSOCIATION INC Unclassified Entity —
BRENTWOOD LANDSCAPE MAINTENANCE ASSOCIATION, INC. Unclassified Entity —
BRIAR STONE HOMEOWNERS ASSOCIATION Homeowners Association —
BRIARWOOD 3 HOMEOWNERS ASSOCIATION Homeowners Association —
CACHE HOMEOWNERS ASSOCIATION Homeowners Association —
CACTUS SPRINGS COMMUNITY ASSOCIATION Unclassified Entity —
CACTUS WREN ESTATES HOA LLC Homeowners Association —
CADENCE RESIDENTIAL COMMUNITY MASTER ASSOCIATION Unclassified Entity —
CALICO RIDGE OWNERS ASSOCIATION, THE Unclassified Entity —
CAMBRIA HILLS HOMEOWNERS ASSOCIATION Homeowners Association —
CAMBRIDGE HEIGHTS COMMUNITY ASSOCIATION Unclassified Entity —
CAMDEN PARK HOMEOWNERS ASSOCIATION Homeowners Association —
CANTABRIA OWNERS ASSOCIATION, INC Unclassified Entity —
CANYONS COMMUNITY ASSOCIATION Unclassified Entity —
CANYONS EDGE HOMES OWNERS' ASSOCIATION Unclassified Entity —
CANYON VIEW HOMEOWNERS ASSOCIATION Homeowners Association —
CANYON WILLOW TROP OWNERS' ASSOCIATION Unclassified Entity —
CAPELLA HOMEOWNERS ASSOCIATION Homeowners Association —
CARINA & POLARIS POINTE HOMEOWNERS ASSOCIATION Homeowners Association —
CARMEL CLIFFS COMMUNITY ASSOCIATION Unclassified Entity —
CARNEGIE HEIGHTS HOMEOWNERS ASSOCIATION Homeowners Association —
CARNEGIE HILLS HOMEOWNERS ASSOCIATION Homeowners Association —
CARRIAGE HILLS HOMEOWNERS ASSOCIATION Homeowners Association —
CARRIAGE LANE HOMEOWNERS ASSOCIATION Homeowners Association —
CASA PALERMO 20N HOMEOWNERS ASSOCIATION Homeowners Association —
CEDAR PARK HOMEOWNER ASSOCIATION Unclassified Entity —
CELEBRITY HOMEOWNERS ASSOCIATION Homeowners Association —
CENTENNIAL VILLAGE SOUTH HOMEOWNERS' ASSOCIATION Homeowners Association —
CENTRAL PARK ESTATES HOMEOWNERS ASSOCIATION Homeowners Association —
CHAMPION PLACE COMMUNITY ASSOCIATION INC Unclassified Entity —
CHARLESTON HEIGHTS 29-5 TOWNHOUSE OWNERS Townhome Association —
CHARLESTON VILLAGE HOMES HOMEOWNERS ASSOCIATION Homeowners Association —
CHERRYWOOD II HOMEOWNERS ASSOCIATION Homeowners Association —
CIELO HOMEOWNERS ASSOCIATION Homeowners Association —
CIMARRON HILLS HOMEOWNERS' ASSOCIATION, INC. Homeowners Association —
CIMARRON RANCHOS HOMEOWNERS ASSOCIATION Homeowners Association —
CIMARRON SPRINGS OWNERS ASSOCIATION, INC. Unclassified Entity —
CINNAMON RIDGE COMMUNITY ASSOCIATION Unclassified Entity —
CITRUS GARDENS HOMEOWNERS ASSOCIATION Homeowners Association —
CLASSIC COLLECTION III COMMUNITY ASSOCIATION Unclassified Entity —
CLEARVIEW ESTATES HOMEOWNERS ASSOCIATION Homeowners Association —
COBBLESTONE HOMEOWNERS ASSOCIATION Homeowners Association —
COMMONS HOMEOWNERS ASSOCIATION, THE Homeowners Association —
COPA CABANA TOWNHOUSE OWNERS ASSOCIATION Townhome Association —
CORAL CREST III HOMEOWNERS ASSOCIATION Homeowners Association —
CORAL RIDGE HOMEOWNERS ASSOCIATION Homeowners Association —
CORTE MADERA HOMEOWNERS ASSOCIATION Homeowners Association —
COSTA SMERALDA OWNERS' ASSOCIATION Unclassified Entity —
COTTAGES COMMUNITY ASSOCIATION, THE Unclassified Entity —
COTTONWOOD AT SUNRISE MOUNTAIN HOMEOWNERS ASSOCIATION Homeowners Association —
COUNTRY CLUB HILLS COMMUNITY ASSOCIATION Unclassified Entity —
COUNTRY HILLS HOMEOWNERS ASSOCIATION Homeowners Association —
COUNTRYSIDE HOMEOWNERS ASSOCIATION Homeowners Association —
CRESTWAY TRAILS HOMEOWNERS' ASSOCIATION Homeowners Association —
CRIMSON HEIGHTS ASSOCIATION Unclassified Entity —
CROSSROADS HOMEOWNERS ASSOCIATION INC Homeowners Association —
CROWN POINTE HOMEOWNERS ASSOCIATION Homeowners Association —
CRYSTAL RIDGE HOMEOWNERS ASSOCIATION Homeowners Association —
DAVYN RIDGE HOMEOWNERS' ASSOCIATION Homeowners Association —
DESERT RIDGE LANDSCAPE MAINTENANCE HOMEOWNERS' ASSOCIATION Homeowners Association —
EAGLE CREEK COMMUNITY ASSOCIATION Unclassified Entity —
EAGLE CREEK HEIGHTS COMMUNITY ASSOCIATION Unclassified Entity —
EAGLECREST TOWNHOMES HOMEOWNERS ASSOCIATION Townhome Association —
EAGLE RIDGE PROPERTY OWNERS ASSOCIATION Property Owners Association —
EARLSTONE HOMEOWNERS ASSOCIATION Homeowners Association —
EAST HAWLEYWOOD OWNERS ASSOCIATION Unclassified Entity —
EAST WELLINGTON ESTATES HOMEOWNERS ASSOCIATION Homeowners Association —
ECHO GLENN HOMEOWNERS ASSOCIATION Homeowners Association —
EDGEWOOD HOMEOWNERS ASSOCIATION Homeowners Association —
EDMOND GARDENS OWNERS' ASSOCIATION Unclassified Entity —
ELDORADO VILLAS HOMEOWNERS ASSOCIATION Homeowners Association —
ELKRIDGE HOMEOWNERS ASSOCIATION Homeowners Association —
EMERALD CREST HOMEOWNERS ASSOCIATION Homeowners Association —
EMERSON COMMUNITY ASSOCIATION Unclassified Entity —
EMERSON ESTATES OWNERS' ASSOCIATION Unclassified Entity —
ESCONDIDO ESTATES, INC Unclassified Entity —
ESPLANADE COMMUNITY ASSOCIATION Unclassified Entity —
EVERGREEN CONDOMINIUMS HOMEOWNERS ASSOCIATION Condominium —
EVERGREEN HOMEOWNERS ASSOCIATION Homeowners Association —
FAIRWAY VILLAS PROPERTY OWNERS ASSOCIATION Property Owners Association —
FIESTA MAINTENANCE CORPORATION Unclassified Entity —
FIRETHORNE I HOMEOWNERS ASSOCIATION Homeowners Association —
FIRST LIGHT HOMEOWNERS ASSOCIATION Homeowners Association —
FOOTHILLS RANCH EAST HOMEOWNERS ASSOCIATION Homeowners Association —
FOOTHILLS RANCH HOMEOWNERS ASSOCIATION Homeowners Association —
FOXBOROUGH HOMEOWNERS ASSOCIATION Homeowners Association —
FOXFIELD COMMUNITY ASSOCIATION Unclassified Entity —
FRANCISCO VILLAS COMMUNITY ASSOCIATION Unclassified Entity —
FRONTIER ESTATES HOME OWNERS ASSOCIATION Homeowners Association —
GALENA POINT ASSOCIATION Unclassified Entity —
GARDEN PARK TOWHHOUSE ASSOCIATION Unclassified Entity —
GLENBROOK PONDEROSA HOMEOWNERS ASSOCIATION Homeowners Association —
GLENEAGLES HOMEOWNER ASSOCIATION Unclassified Entity —
GLENVIEW LANDING TOWNHOMES ASSOCIATION Townhome Association —
GRAND CANYON VILLAGE HOMEOWNERS ASSOCIATION Homeowners Association —
GRAND CANYON VILLAS III HOMEOWNERS ASSOCIATION Homeowners Association —
GRAND ISLAND AT LEGACY HOMEOWNERS ASSOCIATION, THE Homeowners Association —
GRANITE RIDGE HOMEOWNERS ASSOCIATION Homeowners Association —
GREENBRIAR TOWNHOUSE OWNERS ASSOCIATION INC, THE Townhome Association —
GREEN VALLEY COUNTRY CLUB ESTATES HOMEOWNERS ASSOCIATION Homeowners Association —
GREEN VALLEY RANCH COMMUNITY ASSOCIATION INC Unclassified Entity —
GREEN VALLEY SOUTH OWNERS ASSOCIATION NO.1 Unclassified Entity —
GREEN VALLEY VILLAGE COMMUNITY ASSOCIATION Unclassified Entity —
GREENWAY VILLAGE COMMUNITY ASSOCIATION Unclassified Entity —
GREENWOOD HOMEOWNERS ASSOCIATION INC Homeowners Association —
HACIENDA LA CALIENTE HOMEOWNERS ASSOCIATION Homeowners Association —
HACIENDA NORTH HOMEOWNERS' ASSOCIATION Homeowners Association —
HAMILTON PLACE COMMUNITY ASSOCIATION Unclassified Entity —
HARMON GARDENS CONDOMINIUM INC Condominium —
HARMONY HOMEOWNERS ASSOCIATION Homeowners Association —
HEARTHSTONE CONDOMINIUMS HOMEOWNERS ASSO Condominium —
HEARTLAND COLLECTION HOMEOWNERS ASSOCIATION Homeowners Association —
HEARTLAND HILLS HOMEOWNERS ASSOCIATION Homeowners Association —
HEARTLAND HOMEOWNERS ASSOCIATION Homeowners Association —
HEATHER GLEN HOMEOWNERS ASSOCIATION Homeowners Association —
HERITAGE AT CADENCE HOMEOWNERS ASSOCIATION Homeowners Association —
HERITAGE HIGHLANDS HOMEOWNERS ASSOCIATION Homeowners Association —
HERITAGE OAKS #3 HOMEOWNERS' ASSOCIATION Homeowners Association —
HERITAGE OAKS HOMEOWNERS ASSOCIATION Homeowners Association —
HERITAGE SQUARE ASSOCIATION INC Unclassified Entity —
HERITAGE VILLAS #1 HOMEOWNERS ASSOCIATION INC Homeowners Association —
HIDDEN CREST II HOMEOWNERS ASSOCIATION Homeowners Association —
HIDDEN CREST V HOMEOWNERS ASSOCIATION Homeowners Association —
HIDDEN HILLS SOUTH HOMEOWNERS' ASSOCIATION Homeowners Association —
HIGHLAND HILLS ESTATES II LANDSCAPE MAINTENANCE ASSOCIATION Unclassified Entity —
HIGHLAND PARK HOMEOWNERS ASSOCIATION Homeowners Association —
HIGHLANDS MAINTENANCE CORPORATION (TETON RANCH) Unclassified Entity —
HIGH NOON HOMEOWNERS ASSOCIATION Homeowners Association —
HILLCREST AT SUMMIT HILLS HOMEOWNERS ASSOCIATION Homeowners Association —
HILLSIDE VIEW HOMEOWNERS ASSOCIATION, INC Homeowners Association —
HOLIDAY TOWNHOUSE OWNERS ASSOCIATION INC Townhome Association —
HOLLYWOOD HIGHLANDS EAST LANDSCAPE MAINTENANCE ASSOCIATION, INC. Unclassified Entity —
HOME STRETCH HOMEOWNERS ASSOCIATION Homeowners Association —
HORIZON ESTATES HOMEOWNERS ASSOCIATION Homeowners Association —
HORIZON HILLS HOMEOWNERS ASSOCIATION Homeowners Association —
HORIZON VIEW COMMUNITY ASSOCIATION Unclassified Entity —
HORIZON VIEW OWNER'S ASSOCIATION Unclassified Entity —
HUNTERS RIDGE PROPERTY OWNERS ASSOCIATION Property Owners Association —
IDYLWOOD HOMEOWNERS ASSOCIATION Homeowners Association —
INDEPENDENCE II HOMEOWNERS' ASSOCIATION Homeowners Association —
INDIGO RUN HOMEOWNERS ASSOCIATION Homeowners Association —
INSPIRADA COMMUNITY ASSOCIATION Unclassified Entity —
INSPIRATION AT THE VILLAGES COMMUNITY ASSOCIATION Unclassified Entity —
INSPIRATION COMMUNITY ASSOCIATION Unclassified Entity —
IRONWOOD UNIT OWNERS ASSOCIATION Unclassified Entity —
ISLA AT SOUTH SHORES HOMEOWNERS ASSOCIATION Homeowners Association —
JASMINE HOMEOWNERS ASSOCIATION Homeowners Association —
KB SILVERADO HOMEOWNERS ASSOCIATION Homeowners Association —
Institutional Reference

Reserve study standards in Nevada

Statutory requirements, board preparation checklist, the components a professional study covers, and the useful-life ranges that drive thirty-year funding plans. Generic reference. Not a substitute for a study calibrated to a specific association.

Cadence
5 years maximum
Authority
NRS 116.31152(1)
Scope
Component register, condition assessment, funding analysis

Nevada NRS 116.31152 requires a reserve study at least every five years with annual budget update.

Most state regimes also require:

  • Annual disclosure of reserve funding status to owners.
  • Segregation of reserve funds from operating cash.
  • Board approval of the funding plan tied to the most recent study.

A reserve study has three parts:

  • Component register — every long-lived asset the association is responsible for maintaining.
  • Condition assessment — current age, remaining useful life, observable wear.
  • Funding analysis — how much the association must contribute each year so cash is available when components reach end-of-life.

CommunityPay maintains a Reserve Funding Status Report (RSR) generator tied to the live ledger. It is a status report, not a substitute for a professional study with on-site inspection.

What a board should have organized before commissioning a reserve study, and what a study delivers back. Use this list to evaluate whether the association is ready, regardless of state.

  1. Component register Every asset the association is responsible for maintaining — roofs, asphalt, mechanical systems, plumbing risers, elevators, amenities. Freeze a current version before the study.
  2. Condition assessments Last inspection reports, photographs, observed wear, recent repairs. The analyst calibrates useful-life estimates against this evidence.
  3. Useful-life and replacement-cost estimates Per component, calibrated to local climate, construction, and use intensity. A study produces these; the board verifies them.
  4. Thirty-year capital plan When each component reaches end-of-life and what replacement will cost in nominal dollars at that year.
  5. Funding plan Percent-funded, threshold, or baseline approach with an explicit annual contribution. The board approves; the study models outcomes.
  6. Current reserve fund balance Separated from operating cash. Ideally in interest-bearing accounts with FDIC coverage on the full balance.
  7. Annual budget tied to the funding plan Reserve contribution as an explicit budget line, traceable to the study and the funding policy.
  8. Most recent reserve study Full study, update, or interim review. Author credentials and date of the most recent on-site inspection.
  9. Insurance schedule Replacement-cost coverage on insured components. Deductibles that may draw against reserves in a loss.
  10. Board minutes referencing reserve decisions Special assessments, deferred maintenance, funding-policy changes, scope deviations from the study.

Categories most reserve studies cover. The specific components depend on the association. High-rise condos track far more than single-family HOAs. Gated communities track infrastructure that condos never see.

Roofing & Exterior

Asphalt shingle, metal, tile, or flat membrane roofs. Siding (wood, fiber cement, stucco, vinyl). Exterior paint. Soffits and fascia. Gutters and downspouts. Decks and balconies. Railings. Window and door frames in common areas.

Mechanical

HVAC chillers and cooling towers. Boilers and water heaters. Ventilation. Pumps. Fire suppression and sprinkler systems. Emergency generators. Elevators — cabs, controllers, jacks, and modernizations.

Site Work

Parking lots: seal coat, overlay, full reconstruction. Concrete sidewalks and curbs. Site lighting. Storm drainage. Retaining walls. Fencing. Entry gates and signage.

Plumbing & Electrical

Main water lines and risers. Sanitary and storm sewer lines. Backflow preventers. Common-area electrical panels and switchgear. Transformer pads. Distribution.

Amenities

Pools, spas, and pool equipment. Clubhouse interiors. Fitness rooms. Playgrounds. Tennis and pickleball courts. Mailbox kiosks. Trash enclosures and dumpster pads.

Safety & Code

Fire alarm panels. Emergency lighting. Smoke detectors in common areas. Fire-rated doors. Structural fireproofing. Sprinkler heads and inspection-required components.

A mid-size HOA typically tracks thirty to eighty components. A high-rise condo tracks two hundred or more. The categories above are illustrative. A professional reserve study identifies the components a specific association is responsible for.

Typical useful-life ranges for components common in reserve studies. Industry averages, not specific to any state, climate, or association. A professional study calibrates these to local conditions, construction quality, maintenance practice, and use intensity.

Component Typical useful life
Asphalt shingle roof20–25 years
Metal roof40–50 years
Tile or slate roof50+ years
Flat membrane roof (TPO/EPDM)15–25 years
Wood siding20–30 years
Fiber cement siding30–50 years
Stucco50+ years
Exterior paint cycle7–10 years
Gutters and downspouts20–30 years
Wood deck, pressure-treated15–20 years
Composite deck25–30 years
Asphalt parking — seal coat3–5 years
Asphalt parking — overlay12–15 years
Asphalt parking — reconstruction25–30 years
Concrete sidewalks and curbs30–50 years
Site lighting (poles, fixtures)20–30 years
Wood fencing15–25 years
Pool plaster10–15 years
Pool pump and filter7–10 years
HVAC rooftop unit15–20 years
Boiler25–30 years
Commercial water heater10–15 years
Fire alarm panel20–25 years
Elevator cab finishes15–20 years
Elevator modernization25–30 years
Carpet, clubhouse7–10 years
Playground equipment10–15 years

Ranges synthesized from common professional reserve-study references and U.S. building-component literature. Verify against a study performed by a credentialed reserve specialist (RS, PRA, or equivalent) before relying on any figure for funding decisions.

Related tools
  • Reserve Health Check → Free. Inputs reserve balance, annual contribution, building age, and components; returns a grade with the math shown. No signup required to view results.
Institutional Reference

Meeting requirements in Nevada

Statutory floors for owner and board meetings — notice periods, delivery rules, quorum, voting, written consent, and record retention. Generic reference. Specific bylaws or declarations may impose tighter requirements; statutes set the minimum.

Nevada statute does not currently encode specific board or owner meeting notice periods in the corpus. The discipline still applies. Industry standard is below.

  • Provide at least 10 days advance notice for board meetings.
  • Provide 14–30 days advance notice for annual or special owner meetings.
  • Hold at least one annual meeting of the membership each year.
  • Keep all board meetings open to owners in good standing; reserve executive session for narrow purposes.
  • Define a quorum threshold in the bylaws and apply it consistently.

CommunityPay maintains a Board Meeting Packet generator that produces a state-aware agenda, draft minutes template, and compliance checklist for the board pack.

How meeting notice must be delivered, what it must contain, and what defects invalidate the notice. Statutes vary in mechanics; the principles are consistent.

  1. Delivery method First-class mail or hand-delivery to the address on file with the association is the universal default. Most states permit electronic delivery only with the owner's written consent. A posted notice on a community bulletin board is not, by itself, sufficient.
  2. Address on file The association is entitled to rely on the address each owner has provided. The owner bears the burden of keeping it current. The board must maintain a registered address list.
  3. Required content Date, time, location (or remote-access link), and an agenda. Material to be voted on — budget, special assessments, rule changes — must be identified specifically. "Other business" is not a substitute for an item.
  4. Notice period start The notice period typically runs from the date of mailing or hand-delivery, not the date of receipt. Some states count both the notice date and the meeting date; others exclude one or both. Confirm the rule.
  5. Remote participation When the association offers remote attendance, the notice must include the access information and any limitations (e.g., audio-only, no chat). Recording rules vary by state.
  6. Defective notice consequences Material defects invalidate actions taken at the meeting. Minor defects (typo in location, slightly late mailing) may be cured by attendance and waiver. Document the cure in the minutes.
  7. Emergency notice Statutes typically permit shortened notice for genuine emergencies (imminent physical harm, immediate financial loss). The board must document the emergency basis in the minutes.

Full notice requirements appear in NRS 116.001 and the specific subsections cited in the Requirements tab.

Quorum sets the floor for a valid meeting. Voting mechanics — proxies, ballots, written consent — determine how votes are counted once the quorum is established.

Quorum

Statute sets the default at 20% of allocated interests unless the governing documents specify a different threshold.

Proxies

Most states permit proxies for owner meetings. The proxy must be written, dated, and signed; many states require revocation rights and an explicit scope (general or limited). Proxies do not extend to board meetings — directors must vote in person or by permitted remote means.

Written consent

Action without a meeting requires unanimous written consent in most jurisdictions, though some states permit a lower threshold for narrow categories (uncontested matters, ratification). Document the consent in the corporate records, indexed to the action taken.

Ballots

Secret-ballot procedures, double-envelope requirements, and inspector-of-elections rules apply in states with comprehensive election statutes. Director elections, recall votes, and assessment increases above a statutory threshold typically require secret-ballot procedure.

Cumulative voting

Available only when explicitly authorized by the declaration or bylaws. Otherwise straight voting applies — each membership casts one vote per open seat per candidate, with no concentration permitted.

Member in good standing

Voting rights may be suspended for delinquent accounts in some jurisdictions. Suspension typically requires due-process notice and an opportunity to cure. Statutes vary; the bylaws must align.

Voting and quorum procedures are codified in NRS 116.001 and applicable subsections. Specific procedures may be modified in the declaration and bylaws within statutory limits.

Minutes are the corporate record of the meeting. Statutes in every state require associations to maintain meeting minutes and make them available to owners on request. Retention periods and access rules vary.

  1. What minutes must contain Date, time, location. Directors and officers present. Quorum determination. Motions made, seconded, and the vote count. Substantive board actions and adopted resolutions. Executive-session minutes kept separately; the open-session minutes record only that a closed session occurred.
  2. Retention period Nevada requires retention for at least 10 years. Reserve studies, declarations, amendments, and assessments — permanent.
  3. Owner inspection rights Nevada requires the association to respond within 21 days of a written request.
  4. Approval process Draft minutes are circulated to the board, corrected, and approved at the next regular meeting. Approved minutes become the official record. Corrections after approval require a noted amendment, not silent edits.
  5. Permanent records Declaration, bylaws, articles of incorporation, rule books, amendments, and the minute book are permanent records. The association cannot dispose of them on any retention schedule.
  6. Resale disclosure Recent board and owner meeting minutes are typically required attachments to a resale certificate. The standard window is the last 12 months; some statutes extend to 24 months for amendments.
  7. Executive session Closed-session minutes record matters discussed but typically remain confidential from the general membership. Specific votes taken in closed session may need to be reported in the open-session minutes.

Records retention and inspection rights are codified in NRS 116.001 and related subsections. A records-request response that misses the statutory deadline may expose the association to a per-day penalty.

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