Trust Center
Security posture, governance controls, and evidence verification for institutional-grade HOA financial management.
Compliance & Disclosure
Reserve Funding Status Reports
Ledger-derived reserve fund analysis with component registers, 30-year cash flow projections, and funding adequacy scoring. Not a substitute for a professional reserve study.
Compliance Profile Registry
Statute-driven disclosure profiles for multi-jurisdiction resale certificate generation. How CommunityPay maps statutory requirements to data sections without conflating legal regimes.
Institutional Export Formats
Machine-parseable JSON exports for CPAs, underwriters, and escrow officers. Standardized schemas with cryptographic hashing for audit readiness, controls snapshots, and escrow disclosures.
Electronic Signature & Document Integrity
SHA-256 document hashing, role-based signing order enforcement, a unique signing link for every signer, and a 17-action audit trail whose hash is sealed in the certificate of completion.
Accounting Controls
Fund Accounting & Segregation Controls
How CommunityPay enforces operating and reserve fund boundaries at the ledger level. Guard-driven segregation, fund policies, transfer workflows, and the difference between tagging and enforcement.
Ledger Integrity Verification
Automated general ledger health verification with 12 integrity checks, immutable scan snapshots, an anchored decision chain, and severity-based finding management.
Control Effectiveness Measurement
How CommunityPay measures whether automated controls actually work by tracking human response times, acknowledgment rates, override patterns, and SLA compliance.
Bank Reconciliation Controls
Daily reconciliation between the payment processor and the general ledger, a nightly check that the ledger's processor sub-account equals what the processor holds, hourly payout-bank checks, and the month-end bank …
Period Closing & Fiscal Controls
Structured fiscal period closing with validation checklists, automated year-end closing entries through the JournalEngine, and atomic period lock enforcement.
Accounts Receivable Lifecycle Controls
End-to-end AR management from invoice generation through payment application, late fee enforcement, payment plans, and institutional aging analysis with collection effectiveness metrics.
Budget Variance Analysis Controls
Budget-versus-actual variance analysis with favorable and unfavorable classification, transaction-level drill-down, monthly trend tracking, and the Schedule of Revenues and Expenses — Budget and Actual, one section per fund.