Washington Condominium Act assessment lien and delinquency notice provisions. Parallel to RCW 64.90.485 for condos formed under the older statute.
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E2SSB 5686 (Chapter 393, Laws of 2025) rewrote the condominium notice of delinquency in RCW 64.34.364(17): "No later than 30 days after an assessment becomes past due, an association must provide a notice of delinquency to a unit owner by first-class mail". The notice must also go "by email if the unit owner's electronic address is known to the association" and be "provided in English and any other language indicated as a preference for correspondence by a unit owner." The required first preforeclosure notice adds a sentence: "Housing counselors and attorneys may assist you in meeting and conferring with your association to resolve the past due assessments, and based on the circumstances refer you to the foreclosure mediation program." Until the 15th day after a notice that meets these requirements, the association may not take "any other action to collect a delinquent assessment". During that period it may charge no "costs related to the collection of the delinquent assessment" except the "actual costs of printing and mailing the notice of delinquency", an "administrative fee of no more than $10 related to providing the notice of delinquency", and a "single late fee of no more than $50 or five percent of the amount of the unpaid assessment which triggered the fee, whichever is less." The association must "maintain the preforeclosure information required under this section and make it available to unit owners in accordance with RCW 64.34.372". Under (18)(d), if the owner has been referred to mediation under RCW 61.24.163, the association may not commence a foreclosure "until the mediation is completed and the certification of mediation is issued or after 10 days from the date the mediator's certification was due to the association". The amended text expires January 1, 2028. Effective January 1, 2026.
| Ref | Requirement |
|---|---|
| (1) | Condominiums formed under the old Condominium Act (pre-2018) have the same lien rights for unpaid assessments. |
| (17) | Within 30 days after an assessment becomes past due, the condo association must mail you a notice of delinquency, email it too if it has your email address, and send it in English and in your preferred language. The notice says you could lose your home and lists where to get help. A second notice cannot come sooner than 60 days after the first. |
| (17)(b) | For 15 days after the delinquency notice, the condo association cannot take any other step to collect. The only charges it can add are the cost of printing and mailing the notice, a fee of up to $10, and one late fee of $50 or five percent of the unpaid assessment, whichever is less. |
| (18)(d) | If a housing counselor or attorney refers you to foreclosure mediation, the condo association cannot start a foreclosure until the mediation ends and the mediator certifies it, or until 10 days after that certification was due. |
- RCW 64.90.485 Related to