Vermont HOA & Condo Laws

Assessment Collection Compare across states →

How HOAs and condominium associations charge, collect, and enforce regular and special assessments. Covers dues billing, delinquency notices, late fees, lien filing, judicial and non-judicial foreclosure, statute of limitations, and …

27A V.S.A. §3-116

VCIOA — Lien for Assessments →

Creates an assessment lien with super-priority for 6 months of common expense assessments over first mortgages. Foreclosure follows judicial process under 12 V.S.A. chapter 172. …

Official text →
27A V.S.A. §4-109

VCIOA — Resale of Units →

Requires delivery of a resale certificate within 10 days of a unit owner's request. Contains 12 required disclosure items including assessments, reserves, budget, insurance, judgments, …

Official text →
Meetings and Notice Compare across states →

Board and owner meeting requirements — open meeting mandates, advance notice periods, agenda requirements, minimum owner comment periods, executive session limits, remote participation, and materials access rules.

27A V.S.A. §3-108

VCIOA — Meetings →

Requires at least one unit owner meeting per year. Notice must be given not fewer than 10 nor more than 60 days in advance. Special …

Official text →
Elections and Voting Compare across states →

Director elections, board member removal votes, governing document amendments, secret ballot requirements, quorum rules, proxy voting, electronic voting, and inspector of election requirements.

27A V.S.A. §3-108

VCIOA — Meetings →

Requires at least one unit owner meeting per year. Notice must be given not fewer than 10 nor more than 60 days in advance. Special …

Official text →
Resale Disclosure Compare across states →

Resale certificate and transfer disclosure requirements at the time of unit sale. Covers disclosure timing, content, fee caps, delivery deadlines, buyer rescission rights, and association liability for inaccurate information.

27A V.S.A. §4-109

VCIOA — Resale of Units →

Requires delivery of a resale certificate within 10 days of a unit owner's request. Contains 12 required disclosure items including assessments, reserves, budget, insurance, judgments, …

Official text →
Fiduciary Duty Compare across states →

Board member fiduciary obligations — duty of care, duty of loyalty, business judgment rule, conflict of interest disclosure, and personal liability exposure. Statutory duties imposed on directors and officers of …

27A V.S.A. §3-103

VCIOA — Executive Board Members and Officers →

Establishes powers and fiduciary duties of the executive board. Declarant-appointed board members are held to a trustee standard of care; elected members are held to …

Official text →
Governance Documents Compare across states →

The foundational documents governing common interest communities — declarations (CC&Rs), bylaws, articles of incorporation, rules and regulations, architectural guidelines, and resolutions. Document hierarchy, amendment procedures, and recording requirements.

27 V.S.A. §1301

Vermont Condominium Ownership Act (Pre-VCIOA) →

The original Vermont condominium statute (enacted 1967), governing condominiums created before January 1, 1999. Sections 1301 through 1329. Pre-1999 condominiums remain under this chapter unless …

Official text →
27A V.S.A. §1-201

Vermont Common Interest Ownership Act — Applicability to New Common Interest Communities →

Establishes the applicability of the Vermont Common Interest Ownership Act (VCIOA) to all residential condominiums and all common interest communities with 12 or more residential …

Official text →
Foreclosure and Liens Compare across states →

Assessment lien filing, priority, extinguishment, and foreclosure procedures. Minimum thresholds for foreclosure, pre-foreclosure notice requirements, mediation mandates, super-priority provisions, and the interaction between HOA liens and mortgage liens.

27A V.S.A. §3-116

VCIOA — Lien for Assessments →

Creates an assessment lien with super-priority for 6 months of common expense assessments over first mortgages. Foreclosure follows judicial process under 12 V.S.A. chapter 172. …

Official text →
Developer Transition Compare across states →

The handoff from developer control to owner-controlled governance. Turnover requirements, document delivery obligations, transition audits, warranty periods, and developer liability for construction defects revealed after transition.

27A V.S.A. §3-103

VCIOA — Executive Board Members and Officers →

Establishes powers and fiduciary duties of the executive board. Declarant-appointed board members are held to a trustee standard of care; elected members are held to …

Official text →
Legal Facts by Category
Creates an assessment lien with super-priority for 6 months of common expense assessments over first mortgages. 27A V.S.A. §3-116
Common expense assessments which would have become due in the absence of acceleration during the six months immediately preceding institution of an action 27A V.S.A. §3-116 (c)
The association's lien may be foreclosed pursuant to 12 V.S.A. chapter 172 27A V.S.A. §3-116 (j)
Within 10 days after a request by a unit owner 27A V.S.A. §4-109
The purchase contract is voidable by the purchaser until the certificate has been provided and for five days thereafter 27A V.S.A. §4-109
Requires delivery of a resale certificate within 10 days of a unit owner's request. 27A V.S.A. §4-109
Contract is voidable by the purchaser for 5 days after receipt. 27A V.S.A. §4-109
Foreclosure follows judicial process under 12 V.S.A. 27A V.S.A. §3-116
No specific dollar cap on preparation fees; §3-102(a)(12) authorizes "reasonable charges." 27A V.S.A. §4-109
Nonresidential communities are not subject unless the declaration opts in. 27A V.S.A. §1-201
Establishes the applicability of the Vermont Common Interest Ownership Act (VCIOA) to all residential condominiums and all common interest communities with 12 or more residential units created after January 1, 1999. 27A V.S.A. §1-201
Based on the Uniform Common Interest Ownership Act (1994). 27A V.S.A. §1-201
Pre-1999 condominiums remain under this chapter unless they elect VCIOA coverage, though certain VCIOA sections (including 3-116 and 4-109) apply retroactively to pre-1999 communities. 27 V.S.A. §1301
Sections 1301 through 1329. 27 V.S.A. §1301
The original Vermont condominium statute (enacted 1967), governing condominiums created before January 1, 1999. 27 V.S.A. §1301
Also governs the declarant control period and mandatory transition to owner governance. 27A V.S.A. §3-103
Establishes powers and fiduciary duties of the executive board. 27A V.S.A. §3-103
Declarant-appointed board members are held to a trustee standard of care; elected members are held to a corporate officer standard. 27A V.S.A. §3-103
Special meetings may be called by the president, board majority, or unit owners holding at least 20 percent of votes. 27A V.S.A. §3-108
Requires at least one unit owner meeting per year. 27A V.S.A. §3-108
Not less than 10 nor more than 60 days before the meeting date 27A V.S.A. §3-108
Notice must be given not fewer than 10 nor more than 60 days in advance. 27A V.S.A. §3-108
Association may not commence foreclosure unless the owner owes at least 3 months of assessments, has failed to accept a payment plan, and the executive board votes to proceed against that specific unit. 27A V.S.A. §3-116
Contains 12 required disclosure items including assessments, reserves, budget, insurance, judgments, and code violations. 27A V.S.A. §4-109
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Legal references last verified April 15, 2026. This content is educational and informational. It does not constitute legal advice. Consult a licensed attorney in your state for legal guidance specific to your situation.

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