Indiana HOA & Condo Laws

Assessment Collection Compare across states →

How HOAs and condominium associations charge, collect, and enforce regular and special assessments. Covers dues billing, delinquency notices, late fees, lien filing, judicial and non-judicial foreclosure, statute of limitations, and …

Ind. Code §32-25-6-2

Horizontal Property Act — Liens Against Units →

Assessment liens against individual condominium units. Common expenses assessed against co-owners create a lien upon the unit. Indiana is a judicial foreclosure state. No statutory …

Ind. Code §32-25.5-3-1

Indiana HOA Act — Association Powers →

Powers and duties of homeowners associations including assessment authority, rule enforcement, and governance. Provides statutory backing for association actions beyond what governing documents may authorize.

Ind. Code §32-25.5-4-1

Indiana HOA Act — Assessment Liens →

Establishes statutory lien authority for homeowners associations. Association may create a lien on a lot for unpaid assessments. Lien attaches upon recording with the county …

Meetings and Notice Compare across states →

Board and owner meeting requirements — open meeting mandates, advance notice periods, agenda requirements, minimum owner comment periods, executive session limits, remote participation, and materials access rules.

Ind. Code §32-25.5-3-5

Indiana HOA Act — Member Meetings →

Annual and special meeting notice requirements for homeowners associations.

Enforcement and Fines Compare across states →

Association authority to enforce governing documents through fines, suspension of privileges, and legal action. Covers fine limits, hearing requirements, notice-and-opportunity procedures, and limitations on enforcement authority.

Ind. Code §32-25-5-1

Horizontal Property Act — Common Areas and Facilities →

Defines common areas and facilities and establishes co-owner rights and obligations with respect to shared property. Each co-owner holds an undivided interest in the common …

Ind. Code §32-25.5-3-1

Indiana HOA Act — Association Powers →

Powers and duties of homeowners associations including assessment authority, rule enforcement, and governance. Provides statutory backing for association actions beyond what governing documents may authorize.

Insurance Requirements Compare across states →

Statutory insurance requirements for HOAs and condominiums — property insurance, liability coverage, directors and officers, fidelity bonds, flood insurance, and cyber liability. Coverage minimums, deductible assessments, and claims procedures.

Ind. Code §32-25-4-4

Horizontal Property Act — Insurance Requirements →

Insurance requirements for horizontal property regimes including property insurance on common areas and liability coverage.

Fiduciary Duty Compare across states →

Board member fiduciary obligations — duty of care, duty of loyalty, business judgment rule, conflict of interest disclosure, and personal liability exposure. Statutory duties imposed on directors and officers of …

Ind. Code §32-25-4-1

Horizontal Property Act — Administration →

Administration of horizontal property regime. Co-owners govern through bylaws adopted as part of the declaration. Board exercises management powers delegated by the co-owners.

Ind. Code §32-25.5-3-1

Indiana HOA Act — Association Powers →

Powers and duties of homeowners associations including assessment authority, rule enforcement, and governance. Provides statutory backing for association actions beyond what governing documents may authorize.

Governance Documents Compare across states →

The foundational documents governing common interest communities — declarations (CC&Rs), bylaws, articles of incorporation, rules and regulations, architectural guidelines, and resolutions. Document hierarchy, amendment procedures, and recording requirements.

Ind. Code §32-25-2-1

Horizontal Property Act — Definitions →

Definitions for the Indiana Horizontal Property Act including horizontal property regime, unit, common areas and facilities, co-owner, and building. Establishes the legal framework for condominium …

Ind. Code §32-25-4-1

Horizontal Property Act — Administration →

Administration of horizontal property regime. Co-owners govern through bylaws adopted as part of the declaration. Board exercises management powers delegated by the co-owners.

Ind. Code §32-25-5-1

Horizontal Property Act — Common Areas and Facilities →

Defines common areas and facilities and establishes co-owner rights and obligations with respect to shared property. Each co-owner holds an undivided interest in the common …

Ind. Code §32-25.5-2-1

Indiana HOA Act — Definitions →

Definitions for the Indiana HOA Act including homeowners association, governing documents, lot, and common areas. Provides statutory framework for non-condominium planned communities.

Foreclosure and Liens Compare across states →

Assessment lien filing, priority, extinguishment, and foreclosure procedures. Minimum thresholds for foreclosure, pre-foreclosure notice requirements, mediation mandates, super-priority provisions, and the interaction between HOA liens and mortgage liens.

Ind. Code §32-25-6-2

Horizontal Property Act — Liens Against Units →

Assessment liens against individual condominium units. Common expenses assessed against co-owners create a lien upon the unit. Indiana is a judicial foreclosure state. No statutory …

Ind. Code §32-25.5-4-1

Indiana HOA Act — Assessment Liens →

Establishes statutory lien authority for homeowners associations. Association may create a lien on a lot for unpaid assessments. Lien attaches upon recording with the county …

Legal Facts by Category
Establishes statutory lien authority for homeowners associations. Ind. Code §32-25.5-4-1
IN Judicial Foreclosure Required Ind. Code §32-25-6-2
Assessment liens against individual condominium units. Ind. Code §32-25-6-2
Association may create a lien on a lot for unpaid assessments. Ind. Code §32-25.5-4-1
Lien attaches upon recording with the county recorder. Ind. Code §32-25.5-4-1
No statutory super-priority provision for assessment liens over first mortgages. Ind. Code §32-25-6-2
Common expenses assessed against co-owners create a lien upon the unit. Ind. Code §32-25-6-2
Indiana is a judicial foreclosure state. Ind. Code §32-25-6-2
Definitions for the Indiana Horizontal Property Act including horizontal property regime, unit, common areas and facilities, co-owner, and building. Ind. Code §32-25-2-1
Establishes the legal framework for condominium ownership in Indiana. Ind. Code §32-25-2-1
Board exercises management powers delegated by the co-owners. Ind. Code §32-25-4-1
Co-owners govern through bylaws adopted as part of the declaration. Ind. Code §32-25-4-1
Administration of horizontal property regime. Ind. Code §32-25-4-1
Defines common areas and facilities and establishes co-owner rights and obligations with respect to shared property. Ind. Code §32-25-5-1
Each co-owner holds an undivided interest in the common areas. Ind. Code §32-25-5-1
Provides statutory framework for non-condominium planned communities. Ind. Code §32-25.5-2-1
Definitions for the Indiana HOA Act including homeowners association, governing documents, lot, and common areas. Ind. Code §32-25.5-2-1
Provides statutory backing for association actions beyond what governing documents may authorize. Ind. Code §32-25.5-3-1
Powers and duties of homeowners associations including assessment authority, rule enforcement, and governance. Ind. Code §32-25.5-3-1
Insurance requirements for horizontal property regimes including property insurance on common areas and liability coverage. Ind. Code §32-25-4-4
This content is educational and informational. It does not constitute legal advice. Consult a licensed attorney in your state for legal guidance specific to your situation.
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