12 CFR 1024.2
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Regulation X — RESPA Definitions
Consumer Financial Protection Bureau
Summary
Defines key terms under RESPA including "settlement service," which encompasses HOA resale certificate and estoppel letter preparation and delivery.
Authorizing Statute
12 U.S.C. §2601 — Real Estate Settlement Procedures Act — Purpose
Legal Topics
Regulation last verified August 5, 2026.
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