Cal. Civ. Code §5660
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Pre-lien notice — 30-day certified mail requirement
Requires the association to deliver, by certified mail, a detailed pre-lien notice at least 30 days before recording an assessment lien. The notice must itemize the past-due charges, describe the right to dispute or request a meeting with the board, and explain alternative dispute resolution availability.
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Statutory Text
Verified Aug 5, 2026 · CA_LEG_INFO
Civil Code - CIV DIVISION 4. GENERAL PROVISIONS [3274 - 9566] ( Heading of Division 4 amended by Stats. 1988, Ch. 160, Sec. 16. ) PART 5. Common Interest Developments [4000 - 6150] ( Part 5 added by Stats. 2012, Ch. 180, Sec. 2. ) CHAPTER 8. Assessments and Assessment Collection [5600 - 5740] ( Chapter 8 added by Stats. 2012, Ch. 180, Sec. 2. ) ARTICLE 2. Assessment Payment and Delinquency [5650 - 5690] ( Article 2 added by Stats. 2012, Ch. 180, Sec. 2. ) 5660. At least 30 days prior to recording a lien upon the separate interest of the owner of record to collect a debt that is past due under Section 5650, the association shall notify the owner of record in writing by certified mail of the following: (a) A general description of the collection and lien enforcement procedures of the association and the method of calculation of the amount, a statement that the owner of the separate interest has the right to inspect the association records pursuant to Section 5205, and the following statement in 14-point boldface type, if printed, or in capital letters, if typed: “IMPORTANT NOTICE: IF YOUR SEPARATE INTEREST IS PLACED IN FORECLOSURE BECAUSE YOU ARE BEHIND IN YOUR ASSESSMENTS, IT MAY BE SOLD WITHOUT COURT ACTION.” (b) An itemized statement of the charges owed by the owner, including items on the statement which indicate the amount of any delinquent assessments, the fees and reasonable costs of collection, reasonable attorney’s fees, any late charges, and interest, if any. (c) A statement that the owner shall not be liable to pay the charges, interest, and costs of collection, if it is determined the assessment was paid on time to the association. (d) The right to request a meeting with the board as provided in Section 5665. (e) The right to dispute the assessment debt by submitting a written request for dispute resolution to the association pursuant to the association’s “meet and confer” program required in Article 2 (commencing with Section 5900) of Chapter 10. (f) The right to request alternative dispute resolution with a neutral third party pursuant to Article 3 (commencing with Section 5925) of Chapter 10 before the association may initiate foreclosure against the owner’s separate interest, except that binding arbitration shall not be available if the association intends to initiate a judicial foreclosure. (Added by Stats. 2012, Ch. 180, Sec. 2. (AB 805) Effective January 1, 2013. Operative January 1, 2014, by Sec. 3 of Ch. 180.)
Enforcement
| Ref | Requirement |
|---|---|
| Before the HOA can record a lien, it must send the owner a detailed certified-mail notice at least 30 days in advance — itemizing the debt and explaining the owner's rights to challenge it, request a payment plan, or meet with the board. |
Legal Topics
Legal references last verified July 4, 2026.
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