HOAs & Condos in Spokane, WA

223 registered communities in Spokane across Spokane County. Mix: 136 homeowners association, 76 condominium, 6 unclassified entity, 4 property owners association, 1 townhome association. Median monthly HOA/condo fee in the county is $293.

Resale Certificate Compliance 20 disclosures required
WA
Every common interest community in Spokane, WA is governed by RCW 64.34.425 (Washington Condominium Act). Washington law requires 20 specific disclosures when a unit is sold. The certificate must be delivered within 10 days of request. Maximum preparation fee: $275.00. · verified Oct 2026
  • Right of first refusal or restraint on free alienability RCW 64.34.425(a)
    A statement disclosing any right of first refusal or other restraint on the free alienability of the unit contained in the declaration; RCW 64.34.425(a) · verified Oct 2026
  • Monthly common expense assessment, unpaid assessments, and special assessments RCW 64.34.425(b)
    A statement setting forth the amount of the monthly common expense assessment and any unpaid common expense or special assessment currently due and payable from the selling unit owner and a statement of any special assessments that have been levied against the unit which have not been paid even though not yet due; RCW 64.34.425(b) · verified Oct 2026
  • Common expenses or special assessments past due over 30 days (current within 45 days) RCW 64.34.425(c)
    A statement, which shall be current to within 45 days, of any common expenses or special assessments against any unit in the condominium that are past due over 30 days; RCW 64.34.425(c) · verified Oct 2026
  • Association monetary obligations past due over 30 days (current within 45 days) RCW 64.34.425(d)
    A statement, which shall be current to within 45 days, of any obligation of the association which is past due over 30 days; RCW 64.34.425(d) · verified Oct 2026
  • Other fees payable by unit owners RCW 64.34.425(e)
    A statement of any other fees payable by unit owners; RCW 64.34.425(e) · verified Oct 2026
  • Anticipated repair or replacement costs exceeding 5% of annual budget, approved by the board RCW 64.34.425(f)
    A statement of any anticipated repair or replacement cost in excess of five percent of the annual budget of the association that has been approved by the board of directors; RCW 64.34.425(f) · verified Oct 2026
  • Amount of reserves and designation for specified projects RCW 64.34.425(g)
    A statement of the amount of any reserves for repair or replacement and of any portions of those reserves currently designated by the association for any specified projects; RCW 64.34.425(g) · verified Oct 2026
  • Prior year annual financial statement including audit report if prepared RCW 64.34.425(h)
    The annual financial statement of the association, including the audit report if it has been prepared, for the year immediately preceding the current year; RCW 64.34.425(h) · verified Oct 2026
  • Balance sheet and revenue/expense statement (accrual basis, current within 120 days) RCW 64.34.425(i)
    A balance sheet and a revenue and expense statement of the association prepared on an accrual basis, which shall be current to within 120 days; RCW 64.34.425(i) · verified Oct 2026
  • Current operating budget RCW 64.34.425(j)
    The current operating budget of the association; RCW 64.34.425(j) · verified Oct 2026
  • Unsatisfied judgments against the association and status of pending litigation RCW 64.34.425(k)
    A statement of any unsatisfied judgments against the association and the status of any pending suits or legal proceedings in which the association is a plaintiff or defendant; RCW 64.34.425(k) · verified Oct 2026
  • Insurance coverage description provided to unit owners RCW 64.34.425(l)
    A statement describing any insurance coverage provided for the benefit of unit owners; RCW 64.34.425(l) · verified Oct 2026
  • Declaration violations in the unit or limited common elements assigned thereto RCW 64.34.425(m)
    A statement as to whether there are any alterations or improvements to the unit or to the limited common elements assigned thereto that violate any provision of the declaration; RCW 64.34.425(m) · verified Oct 2026
  • Number of units owned by the declarant and date of transfer of control RCW 64.34.425(n)
    A statement of the number of units, if any, still owned by the declarant, whether the declarant has transferred control of the association to the unit owners, and the date of such transfer; RCW 64.34.425(n) · verified Oct 2026
  • Health or building code violations affecting the unit or condominium RCW 64.34.425(o)
    A statement as to whether there are any violations of the health or building codes with respect to the unit, the limited common elements assigned thereto, or any other portion of the condominium; RCW 64.34.425(o) · verified Oct 2026
  • Remaining term of any leasehold estate and renewal/extension provisions RCW 64.34.425(p)
    A statement of the remaining term of any leasehold estate affecting the condominium and the provisions governing any extension or renewal thereof; RCW 64.34.425(p) · verified Oct 2026
  • Declaration, bylaws, rules and regulations, current reserve study RCW 64.34.425(q)
    A copy of the declaration, the bylaws, the rules or regulations of the association, the association's current reserve study, if any, and any other information reasonably requested by mortgagees of prospective purchasers of units. Information requested generally by the federal national mortgage association, the federal home loan bank board, the government national mortgage association, the veterans administration and the department of housing and urban development shall be deemed reasonable, provided such information is reasonably available to the association; RCW 64.34.425(q) · verified Oct 2026
  • Qualified warranty coverage and claims history (RCW 64.35.210) RCW 64.34.425(r)
    A statement, as required by RCW 64.35.210, as to whether the units or common elements of the condominium are covered by a qualified warranty, and a history of claims under any such warranty; RCW 64.34.425(r) · verified Oct 2026
  • Electric vehicle charging station requirements and associated costs RCW 64.34.425(s)
    A statement describing any requirements related to electric vehicle charging stations located in the unit or the limited common elements assigned to the unit, including application status, insurance information, maintenance responsibilities, and any associated costs; RCW 64.34.425(s) · verified Oct 2026
  • Disclosure if association has no current reserve study RCW 64.34.425(t)
    If the association does not have a reserve study that has been prepared in accordance with RCW 64.34.380 and 64.34.382 or its governing documents, the following disclosure: "This association does not have a current reserve study. The lack of a current reserve study poses certain risks to you, the purchaser. Insufficient reserves may, under some circumstances, require you to pay on demand as a special assessment your share of common expenses for the cost of major maintenance, repair, or replacement of a common element." RCW 64.34.425(t) · verified Oct 2026
Also applicable: RCW 64.90.640 (Washington Uniform Common Interest Ownership Act, 26 items)
Industry incumbents (HomeWiseDocs, CondoCerts) charge residents $250–$400 per resale certificate. Under RCW 64.34.425, Washington caps the preparation fee at $275 by statute. With CommunityPay, the board issues the certificate directly from live ledger data — the board controls pricing within the statutory cap. Residents typically save $200+ per closing.
538,806
County Population
Relatively Moderate
FEMA Risk Rating
$293
Median Monthly HOA Fee
$227 – $383
25th – 75th Percentile
FEMA National Risk Index v1.20. Fee data: U.S. Census ACS 2023 5-Year PUMS, weighted from 2,777 units.
Cold Wave
Relatively High
$20,075,429/yr expected loss
Ice Storm
Very High
$2,717,408/yr expected loss
Wildfire
Relatively Moderate
$7,006,312/yr expected loss
Heat Wave
Relatively Moderate
$6,954,314/yr expected loss
Inland Flooding
Relatively Moderate
$52,919,382/yr expected loss
Source: FEMA National Risk Index. Expected Annual Loss represents the modeled annualized cost of building damage and direct losses across the county, not a per-property figure.
SENTRY MANAGEMENT INC Verified
45 community engagements · manages 953 associations nationally
Sentry Management, INC Verified
43 community engagements · manages 50 associations nationally
Operations Solutions Nw Verified
6 community engagements · manages 6 associations nationally
Port Gardner Property Management, Inc. Verified
1 community engagement · manages 82 associations nationally
"Verified" indicates a confirmed engagement with a community in Spokane. HQ-only entries are companies headquartered in Spokane with potential service area overlap.
223 Spokane communities operate under Washington law. The primary governing statute is RCW 64.90 — Washington Uniform Common Interest Ownership Act (WUCIOA). The Washington Uniform Common Interest Ownership Act (WUCIOA). Enacted in 2018 (Chapter 277, Laws of 2018), WUCIOA replaces the patchwork of pre-existing condominium and HOA regimes (RCW 64.32, 64.34, 64.38) with a single unified statute based on the Uniform Common Interest Ownership Act. Initially governed only communities with declarations recorded on or after July 1, 2018; ESSB 5796 (2024) extends WUCIOA to every Washington common interest community by January 1, 2028, regardless of formation date. SB 5129 (2025) accelerates several key provisions to January 1, 2026.
Name Type Formed
1237 WEST SUMMIT PARKWAY CONDOMINIUM ASSOCIATION Condominium 2016
8TH & LONG HOMEOWNERS ASSOCIATION Homeowners Association —
9237 36TH AVE S CONDOMINIUM ASSOCIATION Condominium —
ALDERWOOD ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2004
ALLISON ACRES HOMEOWNERS ASSOCIATION Homeowners Association 1999
ARROWHEAD POINT HOMEOWNERS ASSOCIATION Homeowners Association 1989
ASPEN PARK HOMEOWNERS ASSOCIATION Homeowners Association 2020
ASPEN RIDGE HOMEOWNERS ASSOCIATION Homeowners Association 2009
BARCELONA CONDOMINIUMS OWNERS' ASSOCIATION Condominium 2008
BEL CONDOMINIUM OWNERS ASSOCIATION Condominium 2007
BELLA TERRA GARDENS PUD HOMEOWNERS ASSOCIATION Homeowners Association 2016
BIDWELL PARK HOMEOWNERS ASSOCIATION Homeowners Association 2005
BIG TROUT CONDOMINIUM ASSOCIATION Condominium 2007
BLACKSTONE I HOMEOWNERS ASSOCIATION Homeowners Association 2005
BLACKWOOD HOMEOWNERS ASSOCIATION Homeowners Association 1998
BOONE & MADELIA CONDOMINIUM ASSOCIATION Condominium —
BRENTWOOD FOREST CONDOMINIUM OWNERS ASSOCIATION Condominium 1992
BRIAR CLIFF COURT HOMEOWNERS ASSOCIATION A PLANNED UNIT DEVELOPMENT Homeowners Association 1985
BUILDING 169 CONDOMINIUM OWNERS ASSOCIATION Condominium 2007
CANTERBURY BLUFF COMMUNITY ASSOCIATION Unclassified Entity 2017
CANTERBURY TERRACE HOMEOWNERS ASSOCIATION Homeowners Association 1998
CANYON BLUFFS PROPERTY OWNERS' ASSOCIATION Property Owners Association 2004
CARSON COURT HOMEOWNERS ASSOCIATION Homeowners Association —
CASA BELLA/TOSCANA HOMEOWNERS ASSOCIATION Homeowners Association 2011
CATHEDRAL POINT CONDOMINIUM ASSOCIATION Condominium 2017
CENTENNIAL PLACE COMMUNITY ASSOCIATION Unclassified Entity 2013
CENTENNIAL TRAIL ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2003
CENTRE COURT HOMEOWNERS ASSOCIATION Homeowners Association 2012
CHAPMAN MEADOWS HOMEOWNERS ASSOCIATION Homeowners Association 2004
CHURCHILL CONDOMINIUM ASSOCIATION Condominium 2009
CIMARRON OF SPOKANE HOMEOWNERS ASSOCIATION Homeowners Association 2004
CLIFF HOUSE CONDOMINIUM ASOCIATION WA Condominium —
CORA COURT CITY VIEW CONDOMINIUM OWNERS ASSOCIATION Condominium 2008
COVEY GLEN NORTH HOMEOWNERS ASSOCIATION Homeowners Association 2013
COYOTE ROCK HOMEOWNERS ASSOCIATION Homeowners Association 2010
CROFTON HEIGHTS HOMEOWNERS' ASSOCIATION Homeowners Association 1989
CRYSTAL MEADOWS OF SPOKANE COUNTY HOMEOWNERS ASSOCIATION Homeowners Association 2007
DEVON RIDGE HOMEOWNERS ASSOCIATION Homeowners Association 1991
EAGLE HEIGHTS HOMEOWNERS ASSOCIATION OF SPOKANE Homeowners Association —
EAGLEVIEW HOMEOWNERS ASSOCIATION Homeowners Association 2011
EAST BLUFF HOMEOWNERS' ASSOCIATION Homeowners Association 2000
EDMONDS ESTATES CONDOMINIUM OWNERS' ASSOCIATION Condominium 1996
ELKRIDGE HEIGHTS HOMEOWNERS' ASSOCIATION Homeowners Association 2011
ESTERRA PARK CONDOMINIUM OWNERS ASSOCIATION Condominium 2019
FAIRWAY GREENS COMMUNITY ASSOCIATION Unclassified Entity 2017
FAIRWOOD HOMEOWNERS ASSOCIATION OF SPOKANE Homeowners Association 2006
FAIRWOOD PARK II HOMEOWNERS ASSOCIATION Homeowners Association 1998
FAIRWOOD PLACE CONDOMINIUM OWNERS ASSOCIATION Condominium 2020
FELTS FIELD CONDOMINIUM ASSOCIATION Condominium 1996
FERRIS GARDEN COURT CONDOMINIUM ASSOCIATION Condominium 2015
FINCH CONDOMINIUM ASSOCIATION Condominium 2017
FIVE MILE HEIGHTS SOUTH, HOMEOWNERS ASSOCIATION, A PLANNED UNIT DEVELOPMENT Homeowners Association 2009
FLORA MEADOWS HOMEOWNERS ASSOCIATION Homeowners Association 2006
FLOUR MILL BUILDING CONDOMINIUM OWNERS' ASSOCIATION Condominium 2006
FOREST HILLS 4TH ADDITION HOMEOWNERS ASSOCIATION Homeowners Association 2004
FORT KNOX STORAGE CONDOMINIUM OWNER'S ASSOCIATION Condominium 2006
FOUR SEASONS SUBDIVISION HOMEOWNERS ASSOCIATION Homeowners Association 2018
FOXTAIL ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2006
GARAGE LODGE CONDOMINIUM ASSOCIATION Condominium —
GARAGETOWN STORAGE CONDOMINIUM OWNERS Condominium 2005
GARFIELD TOWNHOUSES CONDOMINIUM ASSOCIATION Condominium 2019
GOLDEN HILLS FIFTH ADDITION HOMEOWNERS' ASSOCIATION Homeowners Association 2019
GOLDEN POND ESTATES HOMEOWNERS ASSOC. Homeowners Association 2001
GOVERNOR'S RIDGE HOMEOWNERS ASSOCIATION Homeowners Association 1995
GRANDVIEW ESTATES HOMEOWNERS' ASSOCIATION Homeowners Association 2006
GREENE RIDGE ESTATES CONDOMINIUM ASSOCIATION Condominium 2012
GREENFIELD LANE HOMEOWNERS ASSOCIATION Homeowners Association 1998
GRIZZLY PLACE LUXURY CONDOMINIUM Condominium 2006
HAMILTON PLACE HOMEOWNERS ASSOCIATION Homeowners Association 2017
HANGAR 45 CONDOMINIUM OWNER'S ASSOCIATION Condominium 2004
HARVARD PARK HOMEOWNERS ASSOCIATION Homeowners Association 1981
HAZELWOOD PARK HOMEOWNERS ASSOCIATION Homeowners Association 2007
HEMLOCK STREET CONDOMINIUM ASSOCIATION Condominium —
HIGHLAND HILLS 1ST ADDITION HOMEOWNERS' ASSOCIATION Homeowners Association 2001
HODGES SOUTH HOMEOWNERS ASSOCIATION Homeowners Association —
HOLLEY PARK HOMEOWNERS ASSOCIATION Homeowners Association 2019
HOLMBERG SQUARE HOMEOWNERS ASSOCIATION OF SPOKANE, A PLANNEDUNIT DEVELOPMENT Homeowners Association 1986
HONOROF HOMEOWNERS ASSOCIATION Homeowners Association 2011
HOPE MEADOWS HOMEOWNERS ASSOCIATION Homeowners Association 2013
HUNTER'S POINTE PUD - HOMEOWNERS ASSOCIATION Homeowners Association 2006
INVERNESS HOMEOWNERS ASSOCIATION Homeowners Association 1992
IRON BRIDGE CONDOMINIUM OWNERS ASSOCIATION Condominium —
JEFFERSON STREET AUTO LOFTS CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 2005
JUANITA TRAILS CONDOMINIUM ASSOCIATION Condominium —
KENNEDY SPRINGS HOMEOWNERS ASSOCIATION Homeowners Association —
KIRKLAND 3RD AVE S CONDOMINIUM OWNERS ASSOCIATION Condominium 2018
L'AUBERGE CONDOMINIUM ASSOCIATION Condominium 2010
LAURELHURST MANOR CONDOMINIUM OWNERS ASSOCIATION Condominium 2003
LIBERTY PARK CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 2006
LINCOLN GARDENS CONDOMINIUM ASSOCIATION Condominium 2004
LINCOLN HEIGHTS CONDOMINIUM ASSOCIATION Condominium 2005
LOON LAKE PROPERTY OWNERS ASSOCIATION Property Owners Association 1997
LOPPS SECOND ADDITION DEEP LAKE HOMEOWNERS ASSOCIATION Homeowners Association 1988
LYONS LN PROPERTY OWNERS ASSOC. Property Owners Association 1997
LYONS PARK WAREHOUSE CONDOMINIUM OWNERS' ASSOCIATION Condominium 2005
MAPLE MANOR CONDOMINIUM OWNER'S ASSOCIATION Condominium 2013
MAPLE TERRACE SPOKANE HOMEOWNERS ASSOCIATION Homeowners Association 2007
MARYCLIFF MANOR CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 2014
MCCARROLL EAST HOMEOWNERS ASSOCIATION Homeowners Association —
METHOW RIVER RANCH PHASE II HOMEOWNERS ASSOCIATION Homeowners Association 2007
MIDILOME EAST HOMEOWNERS ASSOCIATION Homeowners Association 1997
MIDWAY HOMEOWNERS ASSOCIATION Homeowners Association 2018
MILL VILLAGE CONDOMINIUMS HOME OWNERS ASSOCIATION Condominium 2014
MILLWOOD COMMUNITY ASSOCIATION Unclassified Entity 2015
MISTY PINES ESTATES HOMEOWNERS ASSOCIATION Homeowners Association —
MONTERRA AT RIDGEMONT HOMEOWNERS ASSOCIATION Homeowners Association —
MORGAN MEADOWS CONDOMINIUM ASSOCIATION Condominium 2007
MORNINGSIDE HEIGHTS 4TH ADDITION HOMEOWNERS ASSOCIATION Homeowners Association 2004
MORNINGSIDE HEIGHTS 5TH/BRIGADOON ADDITIONS HOMEOWNERS ASSOCIATION Homeowners Association 2010
MORRIS PLACE SPOKANE HOMEOWNERS ASSOCIATION Homeowners Association 2004
MULLEN HILL COMMUNITY ASSOCIATION Unclassified Entity —
NEIGHBORHOOD NORTH HOMEOWNERS ASSOCIATION Homeowners Association 1996
NEW HORIZON HOMEOWNERS' ASSOCIATION Homeowners Association 2020
NINETEEN- O2 CONDOMINIUM ASSOCIATION Condominium 2005
NORTH COURT HOMEOWNERS ASSOCIATION Homeowners Association 2020
NORTHSHORE GLEN HOMEOWNERS' ASSOCIATION Homeowners Association 1997
NORTHWESTERN LAKE DEVELOPMENT HOMEOWNERS' ASSOCIATION Homeowners Association 1995
NORTHWEST VISTAS HOMEOWNERS ASSOCIATION Homeowners Association 2013
NORTHWOOD HOMEOWNERS ASSOCIATION Homeowners Association 1980
OAK TERRACE CONDOMINIUM OWNERS ASSOCIATION Condominium 2006
OVERBLUFF COURT HOMEOWNERS ASSOCIATION Homeowners Association 2005
OVERLOOK HOMEOWNERS ASSOCIATION Homeowners Association 1998
OVERLOOK PLACE AT QUALCHAN HOMEOWNERS ASSOCIATION Homeowners Association 2006
PALOUSE PLAZA HOMEOWNERS' ASSOCIATION Homeowners Association 2002
PANORAMA PLACE HOMEOWNERS ASSOCIATION Homeowners Association 2004
PARK MEADOWS AND PARK HILLS HOMEOWNERS ASSOCIATION Homeowners Association 1991
PARK PLACE TOWNHOMES CONDOMINIUM ASSOCIATION Condominium —
PARKSIDE AT FIVE MILE HOMEOWNERS ASSOCIATION Homeowners Association 2007
PARK TERRACE CONDOMINIUM ASSOCIATION Condominium 2015
PARK VIEW SPOKANE HOMEOWNERS ASSOCIATION Homeowners Association 2016
PARKWOOD SOUTH HOMEOWNERS' ASSOCIATION OF SPOKANE Homeowners Association 1980
PERSIMMON WOODS AT QUALCHAN HOMEOWNERS ASSOCIATION Homeowners Association 1993
PILLAR ROCK ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2007
PINE ROCK RIDGE HOMEOWNERS ASSOCIATION Homeowners Association 2003
PINES VILLAGE CONDOMINIUM ASSOCIATION Condominium 1990
PLANTES FERRY PLACE COMMUNITY ASSOCIATION Unclassified Entity 2018
PLEASANT HILLS HOMEOWNERS' ASSOC. SPOKANE Homeowners Association —
PONDEROSA PROPERTIES HOMEOWNERS' ASSOCIATION Homeowners Association 2003
PONDEROSA RIDGE PUD HOMEOWNERS ASSOCIATION Homeowners Association 2009
PRAIRIE BREEZE HOMEOWNERS ASSOCIATION Homeowners Association 2008
PRAIRIE RIDGE HOMEOWNERS ASSOCIATION Homeowners Association 2006
QUAIL RIDGE HOMEOWNERS ASSOCIATION, A PLANNED UNIT DEVELOPMENT, SPOKANE Homeowners Association 1983
RAVENNA MANOR CONDOMINIUM ASSOCIATION Condominium 1990
REDMOND10 HOMEOWNERS ASSOCIATION Homeowners Association —
RIDGEVIEW CONDOMINIUM HOMEOWNER'S ASSOCIATION Condominium 1997
RIPPY CONDOMINIUMS HOMEOWNERS ASSOCIATION Condominium 2007
RIVER BLUFF ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 1994
RIVER RANCH HOMEOWNERS ASSOCIATION Homeowners Association 2007
RIVER RUN AT FORT WRIGHT HOMEOWNERS ASSOCIATION Homeowners Association 2004
RIVER'S EDGE ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2009
RIVERSIDE ELMS CONDOMINIUM ASSOCIATION Condominium 2005
ROBBINS HOUSE CONDOMINIUM ASSOCIATION Condominium 2005
ROCK VIEW P.U.D. HOMEOWNERS ASSOCIATION Homeowners Association 1990
ROCKWOOD CONDOMINIUMS HOMEOWNERS ASSOCIATION Condominium 2005
ROCKWOOD GLEN HOMEOWNERS ASSOCIATION Homeowners Association 2013
ROSSMOOR RIDGE HOMEOWNERS ASSOCIATION Homeowners Association 1995
SADDLEBACK ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 1993
SANDY RIDGE HOMEOWNERS ASSOCIATION Homeowners Association 2004
SELKIRK ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2017
SHAWNEE CANYON ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 1998
SIERRA SQUARE TOWNHOMES CONDOMINIUM ASSOCIATION Condominium 2005
SOMERTON HOMEOWNERS ASSOCIATION Homeowners Association 2017
SOUTHCLIFF PLAZA CONDOMINIUM ASSOCIATION Condominium 2015
SOUTH HILL DENTAL CENTER CONDOMINIUM OWNERS ASSOCIATION Condominium 1993
SOUTH HILL HILLSVIEW CONDOMINIUM ASSOCIATION Condominium 2011
SOUTHRIDGE PUD HOMEOWNERS ASSOCIATION Homeowners Association 2008
SPOKANE FALLS TOWER CONDOMINIUM ASSOCIATION Condominium —
STERLING HEIGHTS HOMEOWNERS ASSOCIATION Homeowners Association —
STOCKWELL CONDOMINIUMS OWNERS ASSOCIATION Condominium 2005
STONE HORSE BLUFF HOMEOWNERS ASSOCIATION Homeowners Association 2013
SUMNER VIEW CONDOMINIUM ASSOCIATION Condominium 2007
SUNDANCE VILLAGE HOMEOWNERS ASSOCIATION Homeowners Association 1993
SUNNYCREEK HOMEOWNERS ORGANIZATION Homeowners Association 2004
SUNSET BAY CONDOMINIUM ASSOCIATION Condominium 2008
SUNSET BAY SUBDIVISION PROPERTY OWNERS ASSOCIATION Property Owners Association 1980
SYRINGA VIEW HOMEOWNERS ASSOCIATION Homeowners Association 2006
TAKODA PARK HOMEOWNERS ASSOCIATION Homeowners Association 2006
TALON RIDGE HOMEOWNERS ASSOCIATION Homeowners Association 2011
TAYLOR COTTAGES HOMEOWNERS ASSOCIATION Homeowners Association 2015
TENTH AND CEDAR CONDOMINIUM ASSOCIATION Condominium —
THE ARBORS AT ECHO FALLS HOMEOWNERS ASSOCIATION Homeowners Association 2015
THE ASPENS AT MEADOW WOOD HOMEOWNERS ASSOCIATION Homeowners Association 2004
THE BLUE CHIP LOFTS CONDOMINIUM OWNERS ASSOCITAION Condominium 2003
THE BROOKFIELD HOMEOWNERS' ASSOCIATION Homeowners Association 1994
THE CREST HOMEOWNERS ASSOCIATION Homeowners Association 1995
THE DELANEY CONDOMINIUM ASSOCIATION Condominium 2013
THE EDGE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2008
THE ESTATES AT HIGHLAND PARK HOMEOWNERS ASSOCIATION Homeowners Association 1994
THE ESTATES AT ROCKY RIDGE HOMEOWNERS' ASSOCIATION Homeowners Association 2007
THE HIGHLANDS CONDOMINIUM ASSOCIATION Condominium 2005
THE LOFTS AT RIVERPARK SQUARE CONDOMINIUM OWNERS ASSOCIATION Condominium 2006
THE PARK ON CALISPEL HOMEOWNERS ASSOCIATION Homeowners Association 2000
THE POINTE AT SAN JUAN HOMEOWNERS ASSOCIATION Homeowners Association 1995
THE POPLAR CONDOMINIUM ASSOCIATION Condominium 2016
THE RESERVE AT LAKE SAWYER HOMEOWNERS ASSOCIATION Homeowners Association 2005
THE VISTAS AT BEACON HILL HOMEOWNERS ASSOCIATION Homeowners Association —
TIMBER VALLEY ESTATES HOMEOWNERS ASSOCIATION Homeowners Association —
TORNIG LANE HOMEOWNERS ASSOCIATION Homeowners Association —
TOWHEE LANE HOMEOWNERS ASSOCIATION Homeowners Association —
TURTLE CREEK SOUTH HOMEOWNERS ASSOCIATION Homeowners Association 1999
Institutional Reference

Reserve study standards in Washington

Statutory requirements, board preparation checklist, the components a professional study covers, and the useful-life ranges that drive thirty-year funding plans. Generic reference. Not a substitute for a study calibrated to a specific association.

Cadence
Annual update; professional visual study every 3rd year
Authority
RCW 64.90.545(1)
Scope
Component register, condition assessment, funding analysis

Washington WUCIOA (RCW 64.90.545(1)) requires the reserve study to be updated annually; at least every third year, the update must be prepared by a reserve study professional and based on a visual site inspection.

Most state regimes also require:

  • Annual disclosure of reserve funding status to owners.
  • Segregation of reserve funds from operating cash.
  • Board approval of the funding plan tied to the most recent study.

A reserve study has three parts:

  • Component register — every long-lived asset the association is responsible for maintaining.
  • Condition assessment — current age, remaining useful life, observable wear.
  • Funding analysis — how much the association must contribute each year so cash is available when components reach end-of-life.

CommunityPay maintains a Reserve Funding Status Report (RSR) generator tied to the live ledger. It is a status report, not a substitute for a professional study with on-site inspection.

What a board should have organized before commissioning a reserve study, and what a study delivers back. Use this list to evaluate whether the association is ready, regardless of state.

  1. Component register Every asset the association is responsible for maintaining — roofs, asphalt, mechanical systems, plumbing risers, elevators, amenities. Freeze a current version before the study.
  2. Condition assessments Last inspection reports, photographs, observed wear, recent repairs. The analyst calibrates useful-life estimates against this evidence.
  3. Useful-life and replacement-cost estimates Per component, calibrated to local climate, construction, and use intensity. A study produces these; the board verifies them.
  4. Thirty-year capital plan When each component reaches end-of-life and what replacement will cost in nominal dollars at that year.
  5. Funding plan Percent-funded, threshold, or baseline approach with an explicit annual contribution. The board approves; the study models outcomes.
  6. Current reserve fund balance Separated from operating cash. Ideally in interest-bearing accounts with FDIC coverage on the full balance.
  7. Annual budget tied to the funding plan Reserve contribution as an explicit budget line, traceable to the study and the funding policy.
  8. Most recent reserve study Full study, update, or interim review. Author credentials and date of the most recent on-site inspection.
  9. Insurance schedule Replacement-cost coverage on insured components. Deductibles that may draw against reserves in a loss.
  10. Board minutes referencing reserve decisions Special assessments, deferred maintenance, funding-policy changes, scope deviations from the study.

Categories most reserve studies cover. The specific components depend on the association. High-rise condos track far more than single-family HOAs. Gated communities track infrastructure that condos never see.

Roofing & Exterior

Asphalt shingle, metal, tile, or flat membrane roofs. Siding (wood, fiber cement, stucco, vinyl). Exterior paint. Soffits and fascia. Gutters and downspouts. Decks and balconies. Railings. Window and door frames in common areas.

Mechanical

HVAC chillers and cooling towers. Boilers and water heaters. Ventilation. Pumps. Fire suppression and sprinkler systems. Emergency generators. Elevators — cabs, controllers, jacks, and modernizations.

Site Work

Parking lots: seal coat, overlay, full reconstruction. Concrete sidewalks and curbs. Site lighting. Storm drainage. Retaining walls. Fencing. Entry gates and signage.

Plumbing & Electrical

Main water lines and risers. Sanitary and storm sewer lines. Backflow preventers. Common-area electrical panels and switchgear. Transformer pads. Distribution.

Amenities

Pools, spas, and pool equipment. Clubhouse interiors. Fitness rooms. Playgrounds. Tennis and pickleball courts. Mailbox kiosks. Trash enclosures and dumpster pads.

Safety & Code

Fire alarm panels. Emergency lighting. Smoke detectors in common areas. Fire-rated doors. Structural fireproofing. Sprinkler heads and inspection-required components.

A mid-size HOA typically tracks thirty to eighty components. A high-rise condo tracks two hundred or more. The categories above are illustrative. A professional reserve study identifies the components a specific association is responsible for.

Typical useful-life ranges for components common in reserve studies. Industry averages, not specific to any state, climate, or association. A professional study calibrates these to local conditions, construction quality, maintenance practice, and use intensity.

Component Typical useful life
Asphalt shingle roof20–25 years
Metal roof40–50 years
Tile or slate roof50+ years
Flat membrane roof (TPO/EPDM)15–25 years
Wood siding20–30 years
Fiber cement siding30–50 years
Stucco50+ years
Exterior paint cycle7–10 years
Gutters and downspouts20–30 years
Wood deck, pressure-treated15–20 years
Composite deck25–30 years
Asphalt parking — seal coat3–5 years
Asphalt parking — overlay12–15 years
Asphalt parking — reconstruction25–30 years
Concrete sidewalks and curbs30–50 years
Site lighting (poles, fixtures)20–30 years
Wood fencing15–25 years
Pool plaster10–15 years
Pool pump and filter7–10 years
HVAC rooftop unit15–20 years
Boiler25–30 years
Commercial water heater10–15 years
Fire alarm panel20–25 years
Elevator cab finishes15–20 years
Elevator modernization25–30 years
Carpet, clubhouse7–10 years
Playground equipment10–15 years

Ranges synthesized from common professional reserve-study references and U.S. building-component literature. Verify against a study performed by a credentialed reserve specialist (RS, PRA, or equivalent) before relying on any figure for funding decisions.

Related tools
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Institutional Reference

Meeting requirements in Washington

Statutory floors for owner and board meetings — notice periods, delivery rules, quorum, voting, written consent, and record retention. Generic reference. Specific bylaws or declarations may impose tighter requirements; statutes set the minimum.

Annual / owner meeting
14 days advance notice
RCW 64.90.445(1)(c)
Board meeting
14 days advance notice
RCW 64.90.445(2)(f)
Urgent / special meeting
7 days minimum notice
Owner comment period
15 minutes minimum at each board meeting

Most state regimes also require:

  • Open meetings — board meetings open to all members in good standing; closed executive sessions only for narrow purposes (litigation, personnel, contracts).
  • Agenda discipline — the board cannot vote on substantive matters not included in the noticed agenda except in narrow emergency circumstances.
  • Annual meeting — at least one owner meeting per year, with notice mailed to the address on record for each owner.
  • Quorum thresholds — defined in the declaration or bylaws; statutory default applies when governing documents are silent.

CommunityPay maintains a Board Meeting Packet generator that produces a state-aware agenda, draft minutes template, and compliance checklist for the board pack.

How meeting notice must be delivered, what it must contain, and what defects invalidate the notice. Statutes vary in mechanics; the principles are consistent.

  1. Delivery method First-class mail or hand-delivery to the address on file with the association is the universal default. Most states permit electronic delivery only with the owner's written consent. A posted notice on a community bulletin board is not, by itself, sufficient.
  2. Address on file The association is entitled to rely on the address each owner has provided. The owner bears the burden of keeping it current. The board must maintain a registered address list.
  3. Required content Date, time, location (or remote-access link), and an agenda. Material to be voted on — budget, special assessments, rule changes — must be identified specifically. "Other business" is not a substitute for an item.
  4. Notice period start The notice period typically runs from the date of mailing or hand-delivery, not the date of receipt. Some states count both the notice date and the meeting date; others exclude one or both. Confirm the rule.
  5. Remote participation When the association offers remote attendance, the notice must include the access information and any limitations (e.g., audio-only, no chat). Recording rules vary by state.
  6. Defective notice consequences Material defects invalidate actions taken at the meeting. Minor defects (typo in location, slightly late mailing) may be cured by attendance and waiver. Document the cure in the minutes.
  7. Emergency notice Statutes typically permit shortened notice for genuine emergencies (imminent physical harm, immediate financial loss). The board must document the emergency basis in the minutes.

Full notice requirements appear in RCW 64.90 and the specific subsections cited in the Requirements tab.

Quorum sets the floor for a valid meeting. Voting mechanics — proxies, ballots, written consent — determine how votes are counted once the quorum is established.

Quorum

Statute sets the default at 20% of allocated interests unless the governing documents specify a different threshold.

Proxies

Most states permit proxies for owner meetings. The proxy must be written, dated, and signed; many states require revocation rights and an explicit scope (general or limited). Proxies do not extend to board meetings — directors must vote in person or by permitted remote means.

Written consent

Action without a meeting requires unanimous written consent in most jurisdictions, though some states permit a lower threshold for narrow categories (uncontested matters, ratification). Document the consent in the corporate records, indexed to the action taken.

Ballots

Secret-ballot procedures, double-envelope requirements, and inspector-of-elections rules apply in states with comprehensive election statutes. Director elections, recall votes, and assessment increases above a statutory threshold typically require secret-ballot procedure.

Cumulative voting

Available only when explicitly authorized by the declaration or bylaws. Otherwise straight voting applies — each membership casts one vote per open seat per candidate, with no concentration permitted.

Member in good standing

Voting rights may be suspended for delinquent accounts in some jurisdictions. Suspension typically requires due-process notice and an opportunity to cure. Statutes vary; the bylaws must align.

Voting and quorum procedures are codified in RCW 64.90 and applicable subsections. Specific procedures may be modified in the declaration and bylaws within statutory limits.

Minutes are the corporate record of the meeting. Statutes in every state require associations to maintain meeting minutes and make them available to owners on request. Retention periods and access rules vary.

  1. What minutes must contain Date, time, location. Directors and officers present. Quorum determination. Motions made, seconded, and the vote count. Substantive board actions and adopted resolutions. Executive-session minutes kept separately; the open-session minutes record only that a closed session occurred.
  2. Retention period Washington requires retention for at least 7 years. Reserve studies, declarations, amendments, and assessments — permanent.
  3. Owner inspection rights Washington requires the association to respond within 10 days of a written request.
  4. Approval process Draft minutes are circulated to the board, corrected, and approved at the next regular meeting. Approved minutes become the official record. Corrections after approval require a noted amendment, not silent edits.
  5. Permanent records Declaration, bylaws, articles of incorporation, rule books, amendments, and the minute book are permanent records. The association cannot dispose of them on any retention schedule.
  6. Resale disclosure Recent board and owner meeting minutes are typically required attachments to a resale certificate. The standard window is the last 12 months; some statutes extend to 24 months for amendments.
  7. Executive session Closed-session minutes record matters discussed but typically remain confidential from the general membership. Specific votes taken in closed session may need to be reported in the open-session minutes.

Records retention and inspection rights are codified in RCW 64.90 and related subsections. A records-request response that misses the statutory deadline may expose the association to a per-day penalty.

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One PDF — every active Washington statute we track, statutory fee caps and time limits, recent legal changes from the last 12 months, and the resale-certificate disclosure profile. Built from CommunityPay's living legal corpus, the same data that drives our resale certificates, reserve reports, and CARI scoring.

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  • Recent law changes with effective dates
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Data sourced from Washington Secretary of State public registrations, FEMA National Risk Index, U.S. Census Bureau, and CommunityPay's management company graph.
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