COWEN COURT HOMEOWNERS ASSOCIATION
Puyallup, Washington
Public record
Verified
Geography
Verified
Statute coverage
Coverage pending
Contacts
Unclaimed
Agent of record
J And M Management
Operates under the Homeowners Association Act (RCW 64.38) today, with the Washington Uniform Common Interest Ownership Act (RCW 64.90) applying no later than January 1, 2028. Washington grants HOA assessment liens a 6-month super-priority window over a first mortgage under RCW 64.90.485(9). Registered as a homeowners association in Pierce County, Washington, in 2016. J And M Management, the management company on file, is agent of record for 176 Washington associations.
Community Profile
Agent of Record
J And M Management
WA
J And M Management, the management company on file, is agent of record for 176 Washington associations.
Resale certificate requests for this association go to its manager; J And M Management takes orders by email, and CommunityPay places the order and delivers the certificate.
Agent of record
J And M Management
Relationship
Management company
Agent of record for
176 Washington associations
Document orders
Email · (253) 848-1947
Registration
603575311
Source
Washington Secretary of State
Washington Law That Applies
RCW 64.38 (HOA Act)
Governing act
RCW 64.38 (HOA Act)
Assessment lien super-priority
6 months
Reserve study
Annual update; professional visual study every 3rd year
Registration Details
Homeowners Association · Est. 2016 · Active
Type
Homeowners Association
Governing Statute
RCW 64.38 (HOA Act)
State
Washington
City
Puyallup
ZIP
98371-7356
County
Pierce
Registration
Washington Secretary of State · 603575311
Record
CP-6116
Formed
Jan. 12, 2016
Status
Active
Area HOA Fees
Pierce County median $354/mo
Median Monthly Fee
$354
Average Monthly Fee
$364
Typical Range
$203 – $466
Units Paying Fees
11,153
Source: U.S. Census Bureau, American Community Survey 2023 5-Year Estimates (PUMS). Pierce County, WA.
Natural Hazard Exposure
Pierce County
Relatively High
Earthquake
Volcanic Activity
Avalanche
Heat Wave
Landslide
Social Vulnerability
Very Low
Community Resilience
Relatively High
Expected Annual Loss
$531,856,679
Source: FEMA National Risk Index v1.20, Pierce County, WA
Applicable Laws
36 Washington statutes
Chapter 18.27 RCW is the Washington Contractor Registration Act. It requires contractors operating in Washington to register with the Department of Labor & Industries, carry a bond and liability insurance, and meet ongoing compliance obligations. Failure to register is a criminal offense and exposes the contractor to civil enforcement.
Actions limited to six years — Written contracts
Washington's 6-year statute of limitations on actions upon written contracts. Interpreted by Kiona Park Estates v. Dehls (2021) to apply to HOA assessment lien enforcement under legacy RCW 64.38 communities.
Washington Law Against Discrimination (WLAD)
Washington's state anti-discrimination statute, broader than the federal Fair Housing Act. Prohibits discrimination in housing, employment, and public accommodations on a broader range of protected bases than federal law, including sexual orientation, gender identity, veteran or military status, marital status, and HIV/AIDS status. Enforced by the Washington State Human Rights Commission with a private right of action in superior court.
Foreclosure mediation program
Washington Foreclosure Mediation Program requirements. SB 5686 expanded this program to cover HOA assessment lien foreclosures.
Foreclosure Fairness Account
Establishes the state account funded by residential mortgage loan origination fees that supports Washington's foreclosure mediation program. Distribution: 50% housing counseling, 16.5% civil legal aid, 15% hotline, 10% Dept. of Commerce, 8% AG enforcement, 0.5% outreach.
Improved residential real property — Seller's duty — Format of disclosure statement
Washington's general seller-disclosure statute for residential property transfers. Requires the seller to deliver a completed Form 17 disclosure statement (covering title, water/sewer, structural, systems and fixtures, HOA information, and environmental concerns) to the buyer within five business days of mutual contract acceptance. Distinct from the HOA resale certificate (RCW 64.90.640 / 64.34.425) but typically delivered alongside it.
Ten-Year Structural Defects Warranty
Establishes a minimum ten-year warranty for structural defects in residential condominiums — any defect in materials and labor that results in the failure of a load-bearing part, and any defect causing structural damage that materially and adversely affects residential use. Enacted 2004 as part of Washington's condominium warranty framework. A construction-era protection — the warranty runs from the building's first …
Homeowners' Associations Act
Washington's Homeowners' Associations Act, enacted in 1995, governs planned-community HOAs whose declarations were recorded before July 1, 2018. Establishes the foundational framework for Washington HOAs — board governance, budget ratification, assessment liens, and meeting/notice rules — distinct from the condominium regimes under RCW 64.32 and 64.34. Being fully superseded by WUCIOA (RCW 64.90) on January 1, 2028 under ESSB 5796.
Board of directors — Standard of care — Restrictions — Budget — Removal from board
Sets the fiduciary standard of care for HOA board members under the Washington Homeowners' Association Act, restricts certain board actions, defines the budget adoption and ratification process, and establishes the procedure for owners to remove board members. Effective until January 1, 2028, when WUCIOA supersedes the HOA Act.
RCW 64.38.065 (effective until January 1, 2028) encourages — but does not require — a homeowners association governed by chapter 64.38 RCW to establish a reserve account with a financial institution to fund major maintenance, repair, and replacement of common elements within thirty years. The section sunsets on January 1, 2028, when WUCIOA reserve provisions take over.
Liens for unpaid assessments — Notice of delinquency — Second notice
Washington HOA Act assessment lien and delinquency notice provisions. Parallel to RCW 64.90.485 for HOAs formed under the older statute.
Construction Defect Disputes — Multiunit Residential Buildings (Building Enclosure Requirements)
Washington's building-enclosure regime for multiunit residential buildings, enacted in 2005 after the leaky-condo era. Requires building enclosure design documents before construction (RCW 64.55.020), inspection of the enclosure by a qualified inspector during the course of construction (RCW 64.55.030), and an enclosure inspection before a declarant may convey a condominium unit (RCW 64.55.090). Applies to multiunit residential buildings with permits issued …
Washington Uniform Common Interest Ownership Act (WUCIOA)
The Washington Uniform Common Interest Ownership Act (WUCIOA). Enacted in 2018 (Chapter 277, Laws of 2018), WUCIOA replaces the patchwork of pre-existing condominium and HOA regimes (RCW 64.32, 64.34, 64.38) with a single unified statute based on the Uniform Common Interest Ownership Act. Initially governed only communities with declarations recorded on or after July 1, 2018; ESSB 5796 (2024) extends …
Adjustment of dollar amounts
WUCIOA's inflation adjuster. The dollar amounts in RCW 64.90.360(4) (plat and miscellaneous community exemption), RCW 64.90.530(2) (the $100,000 audit trigger), and RCW 64.90.640(2) (resale certificate fees), and any amount a declaration states under 64.90.360(4) or 64.90.640(2), change on July 1 of a year in which the CPI for urban wage earners and clerical workers (1967 = 100; December 1979 index …
RCW 64.90.365 extends nine specified WUCIOA sections — including the reserve-study requirement at RCW 64.90.545, the executive-board rules at RCW 64.90.445, and the meeting and voting rules at RCW 64.90.405(1)(b) and (c) — to common interest communities created in Washington before July 1, 2018, effective January 1, 2026. Enacted by ESSB 5129 (Chapter 119, Laws of 2025). Existing declaration and …
Election of preexisting common interest communities, plat communities, miscellaneous communities
RCW 64.90.370 lets a common interest community created before July 1, 2018, or a plat or miscellaneous community, amend its declaration to opt into specified WUCIOA sections or to fully adopt chapter 64.90 RCW. The section governs the voting and procedural requirements for that election.
Board members, officers, and committees
Governs the composition, duties, and authority of an association's board of directors, officers, and committees under WUCIOA. Covers election procedures, qualifications, terms, removal, and the standard of care applicable to board members acting in their fiduciary capacity.
Board Meetings — Notice and Conduct
Requires 14-day advance notice for board meetings, open meeting access for owners, remote participation, and limits on executive sessions.
Quorum
WUCIOA default quorum requirements for unit owner meetings (20 percent of votes) and board meetings (majority of voting power) when organizational documents are silent. Last amended by ESSB 5796 (2024 c 321 s 206).
Unit owner voting
WUCIOA provision governing voting procedures, ballots, and quorum requirements for common interest communities. Includes secret ballot requirements for director elections, removal votes, and governing document amendments, with incumbent/candidate exclusion from counting.
Insurance
RCW 64.90.470 sets the insurance requirements for a unit owners association under WUCIOA. The association must maintain property insurance on the common elements and commercial general liability insurance for occurrences arising out of ownership, existence, use, or management of the common elements.
Assessments and capital contributions
WUCIOA provisions governing assessment timing, allocation methods, working capital contributions, special assessments for negligence damage, and the fee-free payment method requirement.
Liens — Enforcement — Notice of delinquency — Second notice
Governs assessment liens, late fees, and the collection process including foreclosure rights for unpaid assessments.
Other liens
Governs liens against the association other than assessment liens, including money judgments against the association and security interests in common elements. Allocates a judgment against the association as a lien on each unit in proportion to the unit's common expense liability, and provides procedures for a unit owner to pay and release the portion of the lien attributable to the …
Association records
Requires associations to maintain records for specified periods and make them available to owners upon request.
Electric vehicle charging stations
WUCIOA provision on electric vehicle charging station installations. Restricts associations from unreasonably prohibiting or regulating EV charging stations, with special exemptions for single-family homes, site condominiums, and planned use developments where units are not immediately adjacent.
Budgets — Assessments — Special assessments
WUCIOA provision establishing the budget ratification procedure. Requires boards to distribute proposed budgets to owners within 30 days of adoption, schedule a ratification meeting within 14-50 days, and treat the budget as ratified unless rejected by majority vote.
Financial statements — Association funds
Requires associations to prepare annual financial statements on an accrual basis, mandates audits for associations with annual assessments of $100,000 or more (waivable for associations below that figure by majority of non-declarant owners), and requires association funds to be held in the association's name with a qualified financial institution and segregated from other associations' funds and from any managing agent's …
Reserve study
Requires associations to conduct reserve studies identifying major components and estimated replacement costs.
Reserve study — Contents
Specifies the required contents of a WUCIOA reserve study. The study must identify each major reserve component, state its estimated remaining useful life and replacement cost, and recommend a funding plan. Used alongside RCW 64.90.545 (which sets the reserve study cadence) to define the statutory reserve-study regime under WUCIOA.
Reserve study—Demand—Enforcement
Owner demand and enforcement provisions for the WUCIOA reserve obligations. Unit owners holding at least twenty percent of the votes may demand that the cost of a reserve study be placed in the next annual budget when more than three years have passed since the last study prepared by a reserve study professional. One or more unit owners may bring …
Reserve account—Reserve study—Reserve disclosure—Liability
Liability shield for the WUCIOA reserve obligations. Monetary damages and other liability may not be imposed on the association, its officers or board members, or on any person who provided advice or assistance to them, for failing to establish or replenish a reserve account, to have a current reserve study prepared or updated, or to make reserve disclosures. The single …
Heat pumps
WUCIOA provision establishing owner rights to install heat pumps. Associations may not prohibit or unreasonably restrict the installation of heat pumps, though reasonable safety and architectural standards remain permitted. Modeled on the EV charging station framework in RCW 64.90.513 and reflective of Washington's broader climate policy mandates phasing out gas appliances.
Applicability — Waiver
RCW 64.90.600 sets the scope of the WUCIOA resale certificate and disclosure sections (RCW 64.90.605 through 64.90.695). The subchapter applies to all units subject to WUCIOA except for enumerated conveyances such as gifts, court orders, foreclosures, and conveyances by a government entity.
Unit resales — Resale certificate
WUCIOA resale certificate requirement — the primary statute governing resale disclosures for condominium, HOA, and planned-community unit sales in Washington, as amended by ESHB 1500 (Chapter 194, Laws of 2026), effective June 11, 2026. Enumerates 26 required disclosure items and requires the certificate to state "NONE" or "RECORDS UNAVAILABLE" for each category of records not provided. Caps the preparation fee …
Implied warranties of quality — Exclusion or modification
Governs when a condominium declarant may exclude or modify WUCIOA's implied warranties of quality. For small buildings (12 or fewer units and four or fewer stories since HB 2304, 2026 c 7, effective June 11, 2026 — previously two or fewer stories), the declarant may substitute an insurance-backed express warranty of quality in place of the implied warranties.
Source: Washington state legislature. Statutes verified by CommunityPay.
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Community data is sourced from Washington Secretary of State public registrations.
Natural hazard data is from the FEMA National Risk Index (county-level, v1.20).
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