HOAs & Condos in Olympia, WA

217 registered communities in Olympia across Thurston County and 1 adjacent county. Mix: 142 homeowners association, 48 condominium, 16 unclassified entity, 4 property owners association, 4 townhome association, 3 cooperative. Median monthly HOA/condo fee in the county is $448.

Resale Certificate Compliance 20 disclosures required
WA
A condominium in Olympia, WA created from July 1, 1990 through June 30, 2018 is governed by RCW 64.34.425 (Washington Condominium Act). Washington law requires 20 specific disclosures when a unit is sold. The certificate must be delivered within 10 days of request. Maximum preparation fee: $275.00. · verified Oct 2026
  • Right of first refusal or restraint on free alienability RCW 64.34.425(a)
    A statement disclosing any right of first refusal or other restraint on the free alienability of the unit contained in the declaration; RCW 64.34.425(a) · verified Oct 2026
  • Monthly common expense assessment, unpaid assessments, and special assessments RCW 64.34.425(b)
    A statement setting forth the amount of the monthly common expense assessment and any unpaid common expense or special assessment currently due and payable from the selling unit owner and a statement of any special assessments that have been levied against the unit which have not been paid even though not yet due; RCW 64.34.425(b) · verified Oct 2026
  • Common expenses or special assessments past due over 30 days (current within 45 days) RCW 64.34.425(c)
    A statement, which shall be current to within 45 days, of any common expenses or special assessments against any unit in the condominium that are past due over 30 days; RCW 64.34.425(c) · verified Oct 2026
  • Association monetary obligations past due over 30 days (current within 45 days) RCW 64.34.425(d)
    A statement, which shall be current to within 45 days, of any obligation of the association which is past due over 30 days; RCW 64.34.425(d) · verified Oct 2026
  • Other fees payable by unit owners RCW 64.34.425(e)
    A statement of any other fees payable by unit owners; RCW 64.34.425(e) · verified Oct 2026
  • Anticipated repair or replacement costs exceeding 5% of annual budget, approved by the board RCW 64.34.425(f)
    A statement of any anticipated repair or replacement cost in excess of five percent of the annual budget of the association that has been approved by the board of directors; RCW 64.34.425(f) · verified Oct 2026
  • Amount of reserves and designation for specified projects RCW 64.34.425(g)
    A statement of the amount of any reserves for repair or replacement and of any portions of those reserves currently designated by the association for any specified projects; RCW 64.34.425(g) · verified Oct 2026
  • Prior year annual financial statement including audit report if prepared RCW 64.34.425(h)
    The annual financial statement of the association, including the audit report if it has been prepared, for the year immediately preceding the current year; RCW 64.34.425(h) · verified Oct 2026
  • Balance sheet and revenue/expense statement (accrual basis, current within 120 days) RCW 64.34.425(i)
    A balance sheet and a revenue and expense statement of the association prepared on an accrual basis, which shall be current to within 120 days; RCW 64.34.425(i) · verified Oct 2026
  • Current operating budget RCW 64.34.425(j)
    The current operating budget of the association; RCW 64.34.425(j) · verified Oct 2026
  • Unsatisfied judgments against the association and status of pending litigation RCW 64.34.425(k)
    A statement of any unsatisfied judgments against the association and the status of any pending suits or legal proceedings in which the association is a plaintiff or defendant; RCW 64.34.425(k) · verified Oct 2026
  • Insurance coverage description provided to unit owners RCW 64.34.425(l)
    A statement describing any insurance coverage provided for the benefit of unit owners; RCW 64.34.425(l) · verified Oct 2026
  • Declaration violations in the unit or limited common elements assigned thereto RCW 64.34.425(m)
    A statement as to whether there are any alterations or improvements to the unit or to the limited common elements assigned thereto that violate any provision of the declaration; RCW 64.34.425(m) · verified Oct 2026
  • Number of units owned by the declarant and date of transfer of control RCW 64.34.425(n)
    A statement of the number of units, if any, still owned by the declarant, whether the declarant has transferred control of the association to the unit owners, and the date of such transfer; RCW 64.34.425(n) · verified Oct 2026
  • Health or building code violations affecting the unit or condominium RCW 64.34.425(o)
    A statement as to whether there are any violations of the health or building codes with respect to the unit, the limited common elements assigned thereto, or any other portion of the condominium; RCW 64.34.425(o) · verified Oct 2026
  • Remaining term of any leasehold estate and renewal/extension provisions RCW 64.34.425(p)
    A statement of the remaining term of any leasehold estate affecting the condominium and the provisions governing any extension or renewal thereof; RCW 64.34.425(p) · verified Oct 2026
  • Declaration, bylaws, rules and regulations, current reserve study RCW 64.34.425(q)
    A copy of the declaration, the bylaws, the rules or regulations of the association, the association's current reserve study, if any, and any other information reasonably requested by mortgagees of prospective purchasers of units. Information requested generally by the federal national mortgage association, the federal home loan bank board, the government national mortgage association, the veterans administration and the department of housing and urban development shall be deemed reasonable, provided such information is reasonably available to the association; RCW 64.34.425(q) · verified Oct 2026
  • Qualified warranty coverage and claims history (RCW 64.35.210) RCW 64.34.425(r)
    A statement, as required by RCW 64.35.210, as to whether the units or common elements of the condominium are covered by a qualified warranty, and a history of claims under any such warranty; RCW 64.34.425(r) · verified Oct 2026
  • Electric vehicle charging station requirements and associated costs RCW 64.34.425(s)
    A statement describing any requirements related to electric vehicle charging stations located in the unit or the limited common elements assigned to the unit, including application status, insurance information, maintenance responsibilities, and any associated costs; RCW 64.34.425(s) · verified Oct 2026
  • Disclosure if association has no current reserve study RCW 64.34.425(t)
    If the association does not have a reserve study that has been prepared in accordance with RCW 64.34.380 and 64.34.382 or its governing documents, the following disclosure: "This association does not have a current reserve study. The lack of a current reserve study poses certain risks to you, the purchaser. Insufficient reserves may, under some circumstances, require you to pay on demand as a special assessment your share of common expenses for the cost of major maintenance, repair, or replacement of a common element." RCW 64.34.425(t) · verified Oct 2026
Also applicable to common interest communities created on or after July 1, 2018: RCW 64.90.640 (Washington Uniform Common Interest Ownership Act, 26 items)
Under RCW 64.34.425, Washington caps the preparation fee at $275 by statute. In CommunityPay, an association's manager, accounting firm, or staff generates the certificate from its books, with no per-certificate charge from CommunityPay.
294,398
County Population
Relatively High
FEMA Risk Rating
$448
Median Monthly HOA Fee
$280 – $700
25th – 75th Percentile
FEMA National Risk Index v1.20. Fee data: U.S. Census ACS 2023 5-Year PUMS, weighted from 1,725 units.
Landslide
Relatively High
$1,535,006/yr expected loss
Earthquake
Relatively High
$133,680,249/yr expected loss
Volcanic Activity
Relatively Moderate
$195,476/yr expected loss
Inland Flooding
Relatively Moderate
$49,659,545/yr expected loss
Heat Wave
Relatively Moderate
$3,745,243/yr expected loss
Source: FEMA National Risk Index. Expected Annual Loss represents the modeled annualized cost of building damage and direct losses across the county, not a per-property figure.
Vis Group, Inc. Verified
3 community engagements · manages 94 associations nationally
Welcome Home Property Management Verified
1 community engagement · manages 8 associations nationally
"Verified" indicates a confirmed engagement with a community in Olympia. HQ-only entries are companies headquartered in Olympia with potential service area overlap.
217 Olympia communities operate under Washington law. The primary governing statute is RCW 64.90 — Washington Uniform Common Interest Ownership Act (WUCIOA). The Washington Uniform Common Interest Ownership Act (WUCIOA). Enacted in 2018 (Chapter 277, Laws of 2018), WUCIOA replaces the patchwork of pre-existing condominium and HOA regimes (RCW 64.32, 64.34, 64.38) with a single unified statute based on the Uniform Common Interest Ownership Act. Initially governed only communities with declarations recorded on or after July 1, 2018; ESSB 5796 (2024) extends WUCIOA to every Washington common interest community by January 1, 2028, regardless of formation date. SB 5129 (2025) accelerates several key provisions to January 1, 2026.
Name Type Formed
15TH AVENUE TOWNHOMES HOMEOWNERS ASSOCIATION Townhome Association 2005
15TH FAIRWAY CONDOMINIUMS HOMEOWNERS ASSOCIATION Condominium 1992
165 LILLY ROAD CONDOMINIUM ASSOCIATION Condominium 2013
23RD COURT TOWNHOUSES HOMEOWNERS ASSOCIATION Townhome Association 2006
2423 NORTHWEST 58TH STREET CONDOMINIUM OWNERS' ASSOCIATION Condominium 2006
3323 SOUTH BAY CONDOMINIUM ASSOCIATION Condominium 2012
401 SUMMIT CONDOMINIUM OWNERS ASSOCIATION Condominium —
403 BLACK HILLS LANE CONDOMINIUM OWNERS ASSOCIATION Condominium 1994
4846 CONDOMINIUM ASSOCIATION Condominium —
48TH COURT NW HOMEOWNERS ASSOCIATION Homeowners Association 2008
506 N 143RD STREET CONDOMINIUM OWNERS ASSOCIATION Condominium —
703 LILLY CONDOMINIUM ASSOCIATION Condominium 2009
ALPINE MEADOWS COMMUNITY ASSOCIATION Unclassified Entity 1986
ALPINE RIDGE CONDOMINIUM ASSOCIATION Condominium 1995
APEX PENTHOUSES CONDOMINIUM ASSOCIATION Condominium 2008
APPLEHILL HOMEOWNERS ASSOCIATION Homeowners Association 1993
ASHLYNN ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2006
ASHTON PARK HOMEOWNERS' ASSOCIATION Homeowners Association 2004
ASSOCIATION OF UNIT OWNERS OF THE RIDGE CONDOMINIUM Condominium 1996
AVALON ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2002
AVONLEA HOMEOWNERS' ASSOCIATION Homeowners Association 1994
BAKER VISTA HOMEOWNERS' ASSOCIATION Homeowners Association 2000
BALLARD HARBOUR CONDOMINIUM OWNERS' ASSOCIATION Condominium 2006
BBC ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2007
BELLAVITA HOMEOWNERS ASSOCIATION Homeowners Association 1998
BENNETT'S PLACE CONDOMINIUM OWNERS ASSOCIATION Condominium —
BERMWOOD HOMEOWNERS ASSOCIATION Homeowners Association 1994
BETHEL PARK HOMEOWNERS ASSOCIATION Homeowners Association 2019
BEVERLY BEACH HOMEOWNERS ASSOCIATION Homeowners Association 1993
BIGELOW PARK HOMEOWNERS ASSOCIATION Homeowners Association 1994
BLACK LAKE BUSINESS PARK CONDOMINIUM OWNERS ASSOCIATION Condominium 2009
BLACK LAKE HIGHLANDS HOMEOWNERS ASSOCIATION Homeowners Association 2006
BLACK LAKE PARK HOMEOWNERS ASSOCIATION Homeowners Association 1992
BLACK LAKE RIDGE HOMEOWNERS ASSOCIATION Homeowners Association —
BLACK LAKE TERRACE II HOMEOWNERS ASSOCIATION Homeowners Association 2005
BOSTON HARBOUR ESTATES AND HOMEOWNERS ASSOCIATION Homeowners Association 1989
BOULEVARD HEIGHTS HOMEOWNERS ASSOCIATION Homeowners Association 2003
BOULEVARD PARK HOMEOWNERS ASSOCIATION Homeowners Association 2013
BRAEWOOD HOMEOWNERS' ASSOCIATION Homeowners Association 1993
BRINKWOOD ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2019
BRISTOL COURT CONDOMINIUM ASSOCIATION Condominium —
BROADMOOR WEST CONDOMINIUM ASSOCIATION Condominium 1986
BUDD INLET VIEW CONDOMINIUM OWNERS ASSOCIATION Condominium 2011
CANTERWOOD HOMEOWNERS ASSOCIATION I Homeowners Association 1995
CAPITAL VIEW CONDOMINIUM ASSOCIATION Condominium 2001
CAPITOL CITY TOWNEHOME HOMEOWNERS ASSOCIATION Homeowners Association 1996
CASTLEROCK ESTATES AT TALCOTT RIDGE HOMEOWNERS ASSOCIATION Homeowners Association 2008
CATHERINE ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2006
CEDAR SHORES COMMUNITY ASSOCIATION Unclassified Entity 1984
CEDARS NORTH CONDOMINIUM OWNERS ASSOCIATION Condominium 2012
CEDARWOOD HOMEOWNERS ASSOCIATION Homeowners Association 1991
CHAMBERS ESTATES HOMEOWNERS ASSOCIATION Homeowners Association —
COLONIAL ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 1983
COOPER POINT ESTATES HOMEOWNERS ASSN. Cooperative —
COOPER'S CROSSING COMMUNITY ASSOCIATION Cooperative 1996
CORBIN ESTATES HOMEOWNERS' ASSOCIATION Homeowners Association 2005
COUGAR RIDGE HOMEOWNERS' ASSOCIATION Homeowners Association 1986
COUNTRY CLUB ADDITION HOMEOWNERS ASSOCIATION Homeowners Association 2012
COUNTRYWOOD PARK ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2004
COVENANT COURT CONDOMINIUM ASSOCIATION Condominium 2000
CYRENE HOMEOWNERS' ASSOCIATION Homeowners Association 2015
DELPHI ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2008
DELTA VIEW ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 1994
DERMATOLOGY ASSOCIATES CONDOMINIUM ASSOCIATION Condominium 2017
DESCHUTES ESTATES HOMEOWNERS' ASSOCIATION Homeowners Association 2015
DEVON PLACE HOMEOWNERS ASSOCIATION Homeowners Association 2006
DIVISIONS 3 & 4 WELLINGTON WEST HOMEOWNERS ASSOCIATION Homeowners Association 2003
EAGLE CLIFFE HOMEOWNERS ASSOCIATION Homeowners Association 1997
EASTSIDE PROFESSIONAL PLAZA PROPERTY OWNERS ASSOCIATION Property Owners Association 2011
ELIS ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2010
ENGLE ESTATES CONDOMINIUM ASSOCIATION Condominium 2019
ESTATES AT GREEN COVE COMMUNITY ASSOCIATION Unclassified Entity 2007
ESTERBROOK CONDOMINIUM OWNERS ASSOCIATION Condominium 2006
EVERGREEN MEADOW HOMEOWNERS' ASSOCIATION Homeowners Association 2005
EVERGREEN SQUARE CONDOMINIUM Condominium 1974
EVERGREEN VALLEY HOMEOWNERS ASSOCIATION Homeowners Association 2006
FIELD OF DREAMS HOMEOWNERS ASSOCIATION Homeowners Association 2002
FORESTGLEN HOMEOWNERS' ASSOCIATION Homeowners Association 1976
FOREST PARK HOMEOWNERS ASSOCIATION OF THURSTON COUNTY Homeowners Association 1999
FOSTER PLACE HOMEOWNERS ASSOCIATION Homeowners Association 1987
FOXHALL COMMUNITY ASSOCIATION Unclassified Entity 1981
FOX HILL HOMEOWNERS ASSOCIATION Homeowners Association 2006
FRENCH GARDENS HOMEOWNERS ASSOCIATION Homeowners Association 2011
FRIENDLY GROVE ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 1994
GARDEN ESTATES CONDOMINIUMS HOMEOWNERS ASSOCIATION Condominium 1990
GOLD CREEK PROPERTY OWNERS ASSOCIATION Property Owners Association 1989
GOLDCREST HOMEOWNERS ASSOCIATION Homeowners Association 1978
GRAHAM TOWN CENTER LOT 4 CONDOMINIUM OWNERS ASSOCIATION Condominium 2020
GRANADA SEAVIEW CLUB HOMEOWNERS Homeowners Association 1977
GRAND HARBORMASTER CONDOMINIUM HOA Condominium —
GREEN COVE HOMEOWNERS ASSOCIATION Homeowners Association 1995
GREENFIELD HOMEOWNERS ASSOCIATION OF OLYMPIA Homeowners Association 1997
HAIGH CONDOMINIUM ASSOCIATION Condominium 2005
HARVEST VIEW ESTATES COMMUNITY ASSOCIATION Unclassified Entity —
HAWLEY HILLS HOMEOWNERS ASSOCIATION Homeowners Association 2016
HENLEY PARK ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 1992
HERITAGE WEST HOMEOWNERS' ASSOCIATION Homeowners Association 1981
HEWITT LAKE PARK COMMUNITY ASSOCIATION Unclassified Entity 1985
HOGUM BAY HEIGHTS COMMUNITY ASSOCIATION Unclassified Entity 1989
INLET'S END HOMEOWNERS ASSOCIATION Homeowners Association 2000
JABBOK NORTH HOMEOWNERS' ASSOCIATION Homeowners Association —
JABBOK WAY HOMEOWNERS ASSOCIATION Homeowners Association 2015
JAMES PLACE HOMEOWNERS ASSOCIATION Homeowners Association 2009
JOHNSON POINT HOMEOWNERS ASSOCIATION Homeowners Association 1987
KEANLAND PARK PRRD HOMEOWNERS' ASSOCIATION Homeowners Association 2015
KIELY GLEN HOMEOWNERS ASSOCIATION Homeowners Association 2009
KIMBERLY ESTATES PDD HOMEOWNERS ASSOCIATION Homeowners Association —
KIMMIE COURT HOMEOWNERS ASSOCIATION Homeowners Association —
KIMMIE STREET BUSINESS PARK, A CONDOMINIUM Condominium 2017
KINGS COURT HOMEOWNERS ASSOCIATION Homeowners Association 1994
KINWOOD ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2002
KIWI COURT HOMEOWNERS ASSOCIATION Homeowners Association 2018
KLAHOWYA ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2001
KLIPSUN WATER HOMEOWNERS ASSOCIATION Homeowners Association 1995
LAKELAND MANOR HOMEOWNERS ASSOCIATION Homeowners Association 1976
LAKESIDE CONDOMINIUM ASSOCIATION Condominium 1999
LAUREL ESTATES CONDOMINIUM ASSOCIATION Condominium 1984
LE MIRAGE HOMEOWNERS ASSOCIATION Homeowners Association 1988
LENOX KNOLL HOMEOWNERS ASSOCIATION Homeowners Association 1989
LILLY ROAD PLAZA CONDOMINIUM ASSOCIATION Condominium 2007
LOVELY LANE HOMEOWNERS WATER ASSOCIATION Homeowners Association 2000
MAPLE SHORES HOMEOWNERS ASSOCIATION Homeowners Association 1982
MAPLE VALLEY ESTATES COMMUNITY ASSOCIATION Unclassified Entity —
MAPLEVIEW DIV. II HOMEOWNERS ASSOCIATION Homeowners Association 1994
MARIE'S VINEYARD HOMEOWNERS ASSOCIATION Homeowners Association 1999
MCALLISTER CREEK HOMEOWNERS ASSOC. Homeowners Association 1996
MCALLISTER GARDENS HOMEOWNERS ASSOCIATION Homeowners Association 2007
MEADOWOOD COMMUNITY ASSOCIATION Unclassified Entity 2007
MEADOWVIEW PROPERTY OWNERS' ASSOCIATION Property Owners Association 2013
MERIDIAN BLUFF ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2003
MERRYMAN PLACE HOMEOWNERS ASSOCIATION Homeowners Association 2005
MONTAGE HOMEOWNERS ASSOCIATION Homeowners Association 2018
MT. OLYMPUS VIEW CONDOMINIUM ASSOCIATION Condominium 2004
MULFORD ESTATES COMMUNITY ASSOCIATION Unclassified Entity 1993
NICHOLS HILL HIGHLAND MEADOWS HOMEOWNERS ASSOCIATION Homeowners Association 1993
NISQUALLY CREST COMMUNITY ASSOCIATION Unclassified Entity 1978
NISQUALLY HIGHLANDS COMMUNITY ASSOCIATION Unclassified Entity 1995
NORMANDY PARK HOMEOWNERS ASSOCIATION Homeowners Association 2001
NORTHPOINTE HOMEOWNERS ASSOCIATION OF OLYMPIA Homeowners Association 1997
NOTTINGHAM COMMUNITY ASSOCIATION Unclassified Entity 1989
OAKBROOK HOMEOWNERS ASSOC. Homeowners Association 2003
OLYMPIA HANGARS CONDOMINIUM ASSOCIATION Condominium 2006
ONE LAKE BELLEVUE CONDOMINIUMS ASSOCIATION Condominium 2006
PACIFIC MOUNTAIN VIEW HOMEOWNERS ASSOCIATION Homeowners Association 1983
PALOMINO RIDGE HOMEOWNERS ASSOCIATION Homeowners Association 2015
PARKMONT VIEW OFFICE CONDOMINIUM OWNERS ASSOCIATION Condominium 2008
PERCIVAL POINT CONDOMINIUMS Condominium 2015
POPLAR SANDS CONDOMINIUM ASSOCIATION Condominium 1997
QUAIL RUN HOMEOWNERS ASSOCIATION OF OLYMPIA Homeowners Association 2005
REDWOOD ESTATES HOMEOWNERS ASSOCIATION OF OLYMPIA Homeowners Association 1996
REMINGTON RIDGE HOMEOWNERS' ASSOCIATION Homeowners Association 1994
RIDGE AT CLEARWATER HOMEOWNERS ASSOCIATION Homeowners Association 1997
RIDGEVIEW I HOMEOWNERS ASSOCIATION Homeowners Association 1991
RIMROCK ESTATES HIGHLAND HOMEOWNERS ASSOCIATION Homeowners Association 2011
RIVERWOOD PLAT HOMEOWNERS ASSOCIATION Homeowners Association 2006
ROSE GARDEN TOWNHOMES ASSOCIATION Townhome Association 2004
RUMAC FUND HOMEOWNERS ASSOCIATION Homeowners Association 2015
SAN FRANCISCO AVENUE CONDOMINIUM ASSOCIATION Condominium 2007
SEASONS HOMEOWNERS ASSOCIATION Homeowners Association 1986
SEQUOIA PARK HOMEOWNERS ASSOCIATION Homeowners Association 2002
SHANA PARK HOMEOWNERS ASSOCIATION Homeowners Association 1972
SILVANA TERRACE SHORT PLAT HOMEOWNERS ASSOCIATION Homeowners Association —
SOUTH BAY PLACE HOMEOWNERS ASSOCIATION Homeowners Association 2009
SOUTH COVE HOMEOWNERS' ASSOCIATION OF THURSTON COUNTY Homeowners Association 1991
SOUTHWICK LAKE HOMEOWNERS ASSOCIATION Homeowners Association 1994
SPRINGER LAKE TRAILS HOMEOWNERS ASSOCIATION Homeowners Association 2001
SPRINGFIELD HOMEOWNERS ASSOCIATION Homeowners Association 2019
SPRINGWOOD HOMEOWNERS ASSOCIATION Homeowners Association 1991
SPURGEON TERRACE HOMEOWNERS ASSOCIATION Homeowners Association 2007
SPYGLASS TOWNHOME ASSOCIATION Townhome Association —
SS-2877 HOMEOWNERS ASSOCIATION Homeowners Association 1998
ST. CLAIR CREST HOMEOWNERS ASSOCIATION Homeowners Association 1995
ST. CLAIRE TERRACE HOMEOWNERS ASSOCIATION Homeowners Association 1992
ST. JAMES PARK HOMEOWNERS ASSOCIATION Homeowners Association 1996
SUMMER CREST CONDOMINIUM ASSOCIATION Condominium 1999
SUMMERWOOD HOMEOWNERS ASSOCIATION Homeowners Association 2007
SUMMIT LAKE COMMUNITY ASSOCIATION Unclassified Entity 1968
SUMMIT LAKE CONDOMINIUM ASSOCIATION Condominium —
SUMMIT MEADOWS HOMEOWNERS ASSOCIATION Homeowners Association 1993
SUNSET POINT OLYMPIA HOMEOWNERS ASSOCIATION Homeowners Association 2018
SURF STREET CONDOMINIUM OWNERS ASSOCIATION Condominium —
TALICN HOMEOWNERS ASSOCIATION Homeowners Association —
TANGLEWILDE EAST DIVISION IIIA AND IIIB HOMEOWNERS ASSOCIATION Homeowners Association 2009
THE 319 4TH AVENUE BUILDING HOMEOWNERS ASSOCIATION Homeowners Association 1994
THE ALPINE MEADOWS HOMEOWNERS ASSOCIATION Homeowners Association 1984
THE BAYWOOD CONDOMINIUM OWNERS' ASSOCIATION Condominium 2012
THE BIRCHES HOMEOWNERS ASSOCIATION Homeowners Association 1997
THE BLOSSOMWOOD HOMEOWNERS ASSOCIATION Homeowners Association 1985
THE COMMUNITY ASSOCIATION OF LAKE FOREST ADDITION Unclassified Entity 1998
THE COTTAGES AT 30TH AND 31ST CONDOMINIUM ASSOCIATION Condominium —
THE FARM AT SOUTH BAY HOMEOWNERS ASSOCIATION Homeowners Association 1999
THE PLAT OF STONEWAY HOMEOWNERS ASSOCIATION Homeowners Association 2002
THE RESERVE AT COOPER POINT HOMEOWNERS ASSOCIATION Cooperative 2013
THE SPRING DISTRICT MASTER CONDOMINIUM ASSOCIATION Condominium 2014
THE VILLAGE AT SWEETBRIAR HOMEOWNERS ASSOCIATION Homeowners Association 2005
THE WOODS AT LAKE WILDERNESS HOMEOWNERS ASSOCIATION Homeowners Association 2003
THE WOODS ON BUDD INLET HOMEOWNERS' ASSOCIATION Homeowners Association 2005
THREE OAKS DIV II HOMEOWNERS ASSOCIATION Homeowners Association 1993
TOPAZ COVE HOMEOWNERS ASSOCIATION Homeowners Association 2003
TRESTLEWOOD HOMEOWNERS ASSOCIATION Homeowners Association —
Institutional Reference

Reserve study standards in Washington

Statutory requirements, board preparation checklist, the components a professional study covers, and the useful-life ranges that drive thirty-year funding plans. Generic reference. Not a substitute for a study calibrated to a specific association.

Cadence
Annual update; professional visual study every 3rd year
Authority
RCW 64.90.545(1)
Scope
Component register, condition assessment, funding analysis

Washington WUCIOA (RCW 64.90.545(1)) requires the reserve study to be updated annually; at least every third year, the update must be prepared by a reserve study professional and based on a visual site inspection.

Most state regimes also require:

  • Annual disclosure of reserve funding status to owners.
  • Segregation of reserve funds from operating cash.
  • Board approval of the funding plan tied to the most recent study.

A reserve study has three parts:

  • Component register — every long-lived asset the association is responsible for maintaining.
  • Condition assessment — current age, remaining useful life, observable wear.
  • Funding analysis — how much the association must contribute each year so cash is available when components reach end-of-life.

CommunityPay maintains a Reserve Funding Status Report (RSR) generator tied to the live ledger. It is a status report, not a substitute for a professional study with on-site inspection.

What a board should have organized before commissioning a reserve study, and what a study delivers back. Use this list to evaluate whether the association is ready, regardless of state.

  1. Component register Every asset the association is responsible for maintaining — roofs, asphalt, mechanical systems, plumbing risers, elevators, amenities. Freeze a current version before the study.
  2. Condition assessments Last inspection reports, photographs, observed wear, recent repairs. The analyst calibrates useful-life estimates against this evidence.
  3. Useful-life and replacement-cost estimates Per component, calibrated to local climate, construction, and use intensity. A study produces these; the board verifies them.
  4. Thirty-year capital plan When each component reaches end-of-life and what replacement will cost in nominal dollars at that year.
  5. Funding plan Percent-funded, threshold, or baseline approach with an explicit annual contribution. The board approves; the study models outcomes.
  6. Current reserve fund balance Separated from operating cash. Ideally in interest-bearing accounts with FDIC coverage on the full balance.
  7. Annual budget tied to the funding plan Reserve contribution as an explicit budget line, traceable to the study and the funding policy.
  8. Most recent reserve study Full study, update, or interim review. Author credentials and date of the most recent on-site inspection.
  9. Insurance schedule Replacement-cost coverage on insured components. Deductibles that may draw against reserves in a loss.
  10. Board minutes referencing reserve decisions Special assessments, deferred maintenance, funding-policy changes, scope deviations from the study.

Categories most reserve studies cover. The specific components depend on the association. High-rise condos track far more than single-family HOAs. Gated communities track infrastructure that condos never see.

Roofing & Exterior

Asphalt shingle, metal, tile, or flat membrane roofs. Siding (wood, fiber cement, stucco, vinyl). Exterior paint. Soffits and fascia. Gutters and downspouts. Decks and balconies. Railings. Window and door frames in common areas.

Mechanical

HVAC chillers and cooling towers. Boilers and water heaters. Ventilation. Pumps. Fire suppression and sprinkler systems. Emergency generators. Elevators — cabs, controllers, jacks, and modernizations.

Site Work

Parking lots: seal coat, overlay, full reconstruction. Concrete sidewalks and curbs. Site lighting. Storm drainage. Retaining walls. Fencing. Entry gates and signage.

Plumbing & Electrical

Main water lines and risers. Sanitary and storm sewer lines. Backflow preventers. Common-area electrical panels and switchgear. Transformer pads. Distribution.

Amenities

Pools, spas, and pool equipment. Clubhouse interiors. Fitness rooms. Playgrounds. Tennis and pickleball courts. Mailbox kiosks. Trash enclosures and dumpster pads.

Safety & Code

Fire alarm panels. Emergency lighting. Smoke detectors in common areas. Fire-rated doors. Structural fireproofing. Sprinkler heads and inspection-required components.

A mid-size HOA typically tracks thirty to eighty components. A high-rise condo tracks two hundred or more. The categories above are illustrative. A professional reserve study identifies the components a specific association is responsible for.

Typical useful-life ranges for components common in reserve studies. Industry averages, not specific to any state, climate, or association. A professional study calibrates these to local conditions, construction quality, maintenance practice, and use intensity.

Component Typical useful life
Asphalt shingle roof20–25 years
Metal roof40–50 years
Tile or slate roof50+ years
Flat membrane roof (TPO/EPDM)15–25 years
Wood siding20–30 years
Fiber cement siding30–50 years
Stucco50+ years
Exterior paint cycle7–10 years
Gutters and downspouts20–30 years
Wood deck, pressure-treated15–20 years
Composite deck25–30 years
Asphalt parking — seal coat3–5 years
Asphalt parking — overlay12–15 years
Asphalt parking — reconstruction25–30 years
Concrete sidewalks and curbs30–50 years
Site lighting (poles, fixtures)20–30 years
Wood fencing15–25 years
Pool plaster10–15 years
Pool pump and filter7–10 years
HVAC rooftop unit15–20 years
Boiler25–30 years
Commercial water heater10–15 years
Fire alarm panel20–25 years
Elevator cab finishes15–20 years
Elevator modernization25–30 years
Carpet, clubhouse7–10 years
Playground equipment10–15 years

Ranges synthesized from common professional reserve-study references and U.S. building-component literature. Verify against a study performed by a credentialed reserve specialist (RS, PRA, or equivalent) before relying on any figure for funding decisions.

Related tools
  • Reserve Health Check → Free. Inputs reserve balance, annual contribution, building age, and components; returns a grade with the math shown. No signup required to view results.
Institutional Reference

Meeting requirements in Washington

Statutory floors for owner and board meetings — notice periods, delivery rules, quorum, voting, written consent, and record retention. Generic reference. Specific bylaws or declarations may impose tighter requirements; statutes set the minimum.

Annual / owner meeting
14 days advance notice
RCW 64.90.445(1)(c)
Board meeting
14 days advance notice
RCW 64.90.445(2)(f)
Urgent / special meeting
7 days minimum notice
Owner comment period
15 minutes minimum at each board meeting

Most state regimes also require:

  • Open meetings — board meetings open to all members in good standing; closed executive sessions only for narrow purposes (litigation, personnel, contracts).
  • Agenda discipline — the board cannot vote on substantive matters not included in the noticed agenda except in narrow emergency circumstances.
  • Annual meeting — at least one owner meeting per year, with notice mailed to the address on record for each owner.
  • Quorum thresholds — defined in the declaration or bylaws; statutory default applies when governing documents are silent.

CommunityPay maintains a Board Meeting Packet generator that produces a state-aware agenda, draft minutes template, and compliance checklist for the board pack.

How meeting notice must be delivered, what it must contain, and what defects invalidate the notice. Statutes vary in mechanics; the principles are consistent.

  1. Delivery method First-class mail or hand-delivery to the address on file with the association is the universal default. Most states permit electronic delivery only with the owner's written consent. A posted notice on a community bulletin board is not, by itself, sufficient.
  2. Address on file The association is entitled to rely on the address each owner has provided. The owner bears the burden of keeping it current. The board must maintain a registered address list.
  3. Required content Date, time, location (or remote-access link), and an agenda. Material to be voted on — budget, special assessments, rule changes — must be identified specifically. "Other business" is not a substitute for an item.
  4. Notice period start The notice period typically runs from the date of mailing or hand-delivery, not the date of receipt. Some states count both the notice date and the meeting date; others exclude one or both. Confirm the rule.
  5. Remote participation When the association offers remote attendance, the notice must include the access information and any limitations (e.g., audio-only, no chat). Recording rules vary by state.
  6. Defective notice consequences Material defects invalidate actions taken at the meeting. Minor defects (typo in location, slightly late mailing) may be cured by attendance and waiver. Document the cure in the minutes.
  7. Emergency notice Statutes typically permit shortened notice for genuine emergencies (imminent physical harm, immediate financial loss). The board must document the emergency basis in the minutes.

Full notice requirements appear in RCW 64.90 and the specific subsections cited in the Requirements tab.

Quorum sets the floor for a valid meeting. Voting mechanics — proxies, ballots, written consent — determine how votes are counted once the quorum is established.

Quorum

Statute sets the default at 20% of allocated interests unless the governing documents specify a different threshold.

Proxies

Most states permit proxies for owner meetings. The proxy must be written, dated, and signed; many states require revocation rights and an explicit scope (general or limited). Proxies do not extend to board meetings — directors must vote in person or by permitted remote means.

Written consent

Action without a meeting requires unanimous written consent in most jurisdictions, though some states permit a lower threshold for narrow categories (uncontested matters, ratification). Document the consent in the corporate records, indexed to the action taken.

Ballots

Secret-ballot procedures, double-envelope requirements, and inspector-of-elections rules apply in states with comprehensive election statutes. Director elections, recall votes, and assessment increases above a statutory threshold typically require secret-ballot procedure.

Cumulative voting

Available only when explicitly authorized by the declaration or bylaws. Otherwise straight voting applies — each membership casts one vote per open seat per candidate, with no concentration permitted.

Member in good standing

Voting rights may be suspended for delinquent accounts in some jurisdictions. Suspension typically requires due-process notice and an opportunity to cure. Statutes vary; the bylaws must align.

Voting and quorum procedures are codified in RCW 64.90 and applicable subsections. Specific procedures may be modified in the declaration and bylaws within statutory limits.

Minutes are the corporate record of the meeting. Statutes in every state require associations to maintain meeting minutes and make them available to owners on request. Retention periods and access rules vary.

  1. What minutes must contain Date, time, location. Directors and officers present. Quorum determination. Motions made, seconded, and the vote count. Substantive board actions and adopted resolutions. Executive-session minutes kept separately; the open-session minutes record only that a closed session occurred.
  2. Retention period Washington requires retention for at least 7 years. Reserve studies, declarations, amendments, and assessments — permanent.
  3. Owner inspection rights Washington requires the association to respond within 10 days of a written request.
  4. Approval process Draft minutes are circulated to the board, corrected, and approved at the next regular meeting. Approved minutes become the official record. Corrections after approval require a noted amendment, not silent edits.
  5. Permanent records Declaration, bylaws, articles of incorporation, rule books, amendments, and the minute book are permanent records. The association cannot dispose of them on any retention schedule.
  6. Resale disclosure Recent board and owner meeting minutes are typically required attachments to a resale certificate. The standard window is the last 12 months; some statutes extend to 24 months for amendments.
  7. Executive session Closed-session minutes record matters discussed but typically remain confidential from the general membership. Specific votes taken in closed session may need to be reported in the open-session minutes.

Records retention and inspection rights are codified in RCW 64.90 and related subsections. A records-request response that misses the statutory deadline may expose the association to a per-day penalty.

Related tools
Free download · Email gated

Download the Washington HOA & Condo Compliance Checklist

One PDF — every active Washington statute we track, statutory fee caps and time limits, recent legal changes from the last 12 months, and the resale-certificate disclosure profile. Built from CommunityPay's living legal corpus, the same data that drives our resale certificates, reserve reports, and CARI scoring.

  • Statutory fee caps and time limits (resale, late fees, lien priority)
  • Recent law changes with effective dates
  • Resale & estoppel disclosure profile, item by item
Email me the PDF
No spam. CommunityPay uses your email to send the checklist and one follow-up at most.
Data sourced from Washington Secretary of State public registrations, FEMA National Risk Index, U.S. Census Bureau, and CommunityPay's management company graph.
United States Payments and Accounting Governance Infrastructure for Community Associations
Login