HOAs & Condos in Everett, WA

296 registered communities in Everett across Snohomish County. Mix: 188 condominium, 89 homeowners association, 17 townhome association, 2 unclassified entity. Median monthly HOA/condo fee in the county is $359.

Resale Certificate Compliance 20 disclosures required
WA
Every common interest community in Everett, WA is governed by RCW 64.34.425 (Washington Condominium Act). Washington law requires 20 specific disclosures when a unit is sold. The certificate must be delivered within 10 days of request. Maximum preparation fee: $275.00. · verified Oct 2026
  • Right of first refusal or restraint on free alienability RCW 64.34.425(a)
    A statement disclosing any right of first refusal or other restraint on the free alienability of the unit contained in the declaration; RCW 64.34.425(a) · verified Oct 2026
  • Monthly common expense assessment, unpaid assessments, and special assessments RCW 64.34.425(b)
    A statement setting forth the amount of the monthly common expense assessment and any unpaid common expense or special assessment currently due and payable from the selling unit owner and a statement of any special assessments that have been levied against the unit which have not been paid even though not yet due; RCW 64.34.425(b) · verified Oct 2026
  • Common expenses or special assessments past due over 30 days (current within 45 days) RCW 64.34.425(c)
    A statement, which shall be current to within 45 days, of any common expenses or special assessments against any unit in the condominium that are past due over 30 days; RCW 64.34.425(c) · verified Oct 2026
  • Association monetary obligations past due over 30 days (current within 45 days) RCW 64.34.425(d)
    A statement, which shall be current to within 45 days, of any obligation of the association which is past due over 30 days; RCW 64.34.425(d) · verified Oct 2026
  • Other fees payable by unit owners RCW 64.34.425(e)
    A statement of any other fees payable by unit owners; RCW 64.34.425(e) · verified Oct 2026
  • Anticipated repair or replacement costs exceeding 5% of annual budget, approved by the board RCW 64.34.425(f)
    A statement of any anticipated repair or replacement cost in excess of five percent of the annual budget of the association that has been approved by the board of directors; RCW 64.34.425(f) · verified Oct 2026
  • Amount of reserves and designation for specified projects RCW 64.34.425(g)
    A statement of the amount of any reserves for repair or replacement and of any portions of those reserves currently designated by the association for any specified projects; RCW 64.34.425(g) · verified Oct 2026
  • Prior year annual financial statement including audit report if prepared RCW 64.34.425(h)
    The annual financial statement of the association, including the audit report if it has been prepared, for the year immediately preceding the current year; RCW 64.34.425(h) · verified Oct 2026
  • Balance sheet and revenue/expense statement (accrual basis, current within 120 days) RCW 64.34.425(i)
    A balance sheet and a revenue and expense statement of the association prepared on an accrual basis, which shall be current to within 120 days; RCW 64.34.425(i) · verified Oct 2026
  • Current operating budget RCW 64.34.425(j)
    The current operating budget of the association; RCW 64.34.425(j) · verified Oct 2026
  • Unsatisfied judgments against the association and status of pending litigation RCW 64.34.425(k)
    A statement of any unsatisfied judgments against the association and the status of any pending suits or legal proceedings in which the association is a plaintiff or defendant; RCW 64.34.425(k) · verified Oct 2026
  • Insurance coverage description provided to unit owners RCW 64.34.425(l)
    A statement describing any insurance coverage provided for the benefit of unit owners; RCW 64.34.425(l) · verified Oct 2026
  • Declaration violations in the unit or limited common elements assigned thereto RCW 64.34.425(m)
    A statement as to whether there are any alterations or improvements to the unit or to the limited common elements assigned thereto that violate any provision of the declaration; RCW 64.34.425(m) · verified Oct 2026
  • Number of units owned by the declarant and date of transfer of control RCW 64.34.425(n)
    A statement of the number of units, if any, still owned by the declarant, whether the declarant has transferred control of the association to the unit owners, and the date of such transfer; RCW 64.34.425(n) · verified Oct 2026
  • Health or building code violations affecting the unit or condominium RCW 64.34.425(o)
    A statement as to whether there are any violations of the health or building codes with respect to the unit, the limited common elements assigned thereto, or any other portion of the condominium; RCW 64.34.425(o) · verified Oct 2026
  • Remaining term of any leasehold estate and renewal/extension provisions RCW 64.34.425(p)
    A statement of the remaining term of any leasehold estate affecting the condominium and the provisions governing any extension or renewal thereof; RCW 64.34.425(p) · verified Oct 2026
  • Declaration, bylaws, rules and regulations, current reserve study RCW 64.34.425(q)
    A copy of the declaration, the bylaws, the rules or regulations of the association, the association's current reserve study, if any, and any other information reasonably requested by mortgagees of prospective purchasers of units. Information requested generally by the federal national mortgage association, the federal home loan bank board, the government national mortgage association, the veterans administration and the department of housing and urban development shall be deemed reasonable, provided such information is reasonably available to the association; RCW 64.34.425(q) · verified Oct 2026
  • Qualified warranty coverage and claims history (RCW 64.35.210) RCW 64.34.425(r)
    A statement, as required by RCW 64.35.210, as to whether the units or common elements of the condominium are covered by a qualified warranty, and a history of claims under any such warranty; RCW 64.34.425(r) · verified Oct 2026
  • Electric vehicle charging station requirements and associated costs RCW 64.34.425(s)
    A statement describing any requirements related to electric vehicle charging stations located in the unit or the limited common elements assigned to the unit, including application status, insurance information, maintenance responsibilities, and any associated costs; RCW 64.34.425(s) · verified Oct 2026
  • Disclosure if association has no current reserve study RCW 64.34.425(t)
    If the association does not have a reserve study that has been prepared in accordance with RCW 64.34.380 and 64.34.382 or its governing documents, the following disclosure: "This association does not have a current reserve study. The lack of a current reserve study poses certain risks to you, the purchaser. Insufficient reserves may, under some circumstances, require you to pay on demand as a special assessment your share of common expenses for the cost of major maintenance, repair, or replacement of a common element." RCW 64.34.425(t) · verified Oct 2026
Also applicable: RCW 64.90.640 (Washington Uniform Common Interest Ownership Act, 26 items)
Industry incumbents (HomeWiseDocs, CondoCerts) charge residents $250–$400 per resale certificate. Under RCW 64.34.425, Washington caps the preparation fee at $275 by statute. With CommunityPay, the board issues the certificate directly from live ledger data — the board controls pricing within the statutory cap. Residents typically save $200+ per closing.
827,611
County Population
Relatively High
FEMA Risk Rating
$359
Median Monthly HOA Fee
$190 – $450
25th – 75th Percentile
FEMA National Risk Index v1.20. Fee data: U.S. Census ACS 2023 5-Year PUMS, weighted from 21,460 units.
Landslide
Very High
$24,734,644/yr expected loss
Earthquake
Relatively High
$246,681,545/yr expected loss
Ice Storm
Very High
$3,617,566/yr expected loss
Heat Wave
Relatively High
$11,939,998/yr expected loss
Volcanic Activity
Relatively Moderate
$675,004/yr expected loss
Source: FEMA National Risk Index. Expected Annual Loss represents the modeled annualized cost of building damage and direct losses across the county, not a per-property figure.
Port Gardner Property Management, Inc. Verified
78 community engagements · manages 82 associations nationally
Nw Management Group, LLC Verified
18 community engagements · manages 19 associations nationally
Condo Shield LLC Verified
7 community engagements · manages 7 associations nationally
Mclarin Management Verified
1 community engagement · manages 18 associations nationally
Ak Elite Management Verified
1 community engagement · manages 102 associations nationally
Prime HOA Management Wa Inc. Verified
1 community engagement · manages 6 associations nationally
Verraterra Property Management Verified
1 community engagement · manages 8 associations nationally
Nash Property Management Verified
1 community engagement · manages 19 associations nationally
"Verified" indicates a confirmed engagement with a community in Everett. HQ-only entries are companies headquartered in Everett with potential service area overlap.
296 Everett communities operate under Washington law. The primary governing statute is RCW 64.90 — Washington Uniform Common Interest Ownership Act (WUCIOA). The Washington Uniform Common Interest Ownership Act (WUCIOA). Enacted in 2018 (Chapter 277, Laws of 2018), WUCIOA replaces the patchwork of pre-existing condominium and HOA regimes (RCW 64.32, 64.34, 64.38) with a single unified statute based on the Uniform Common Interest Ownership Act. Initially governed only communities with declarations recorded on or after July 1, 2018; ESSB 5796 (2024) extends WUCIOA to every Washington common interest community by January 1, 2028, regardless of formation date. SB 5129 (2025) accelerates several key provisions to January 1, 2026.
Name Type Formed
10811 HOLLY DR CONDOMINIUM OWNERS ASSOCIATION Condominium —
10814 6TH AVE W CONDOMINIUM OWNERS ASSOCIATION Condominium —
1117 CONDOMINIUM OWNERS ASSOCIATION Condominium 2019
112TH STREET CONDOMINIUM ASSOCIATION OF APARTMENT OWNERS Condominium 1990
11512 3RD PL W CONDOMINIUM OWNERS ASSOCIATION Condominium —
11618 35TH AVE SE CONDOMINIUM OWNERS ASSOCIATION Condominium —
12TH DRIVE TOWNHOMES CONDOMINIUM OWNERS ASSOCIATION Condominium —
1309 CONDOMINIUM OWNERS ASSOCIATION Condominium —
1323 129TH STREET SE CONDOMINIUM OWNERS ASSOCIATION Condominium 2016
1612 33RD ST, A CONDOMINIUM Condominium 2006
1708 25TH STREET CONDOMINIUM OWNERS ASSOCIATION Condominium 2020
1720-1722 100TH STREET SW CONDOMINIUM OWNERS ASSOCIATION Condominium —
1724-1726 100TH STREET SW CONDOMINIUM OWNERS ASSOCIATION Condominium —
1829 WALNUT STREET CONDOMINIUMS OWNERS' ASSOCIATION Condominium 2003
1903 JACKSON AVE CONDOMINIUM OWNERS ASSOCIATION Condominium —
1926 RUCKER CONDOMINIUM ASSOCIATION Condominium 1992
1930 GRAND CONDOMINIUM OWNERS ASSOCIATION Condominium 1996
19TH AVENUE PLACE CONDOMINIUM OWNERS ASSOCIATION Condominium 2004
2102 HIGHLAND CONDOMINIUM OWNERS ASSOCIATION Condominium 2005
2118 GRAND AVENUE CONDOMINIUM OWNERS ASSOCIATION Condominium 2008
2207 GRAND CONDOMINIUM ASSOCIATION Condominium 1999
2209 MONROE AVE CONDOMINIUM OWNERS ASSOCIATION Condominium —
29TH AVE. HOMEOWNERS ASSOCIATION Homeowners Association —
29TH AVENUE CONDOMINIUM OWNERS'S ASSOCIATION Condominium 2002
3317 RUCKER AVENUE CONDOMINIUM OWNERS ASSOCIATION Condominium 2019
34 OAKES CONDOMINIUM OWNERS ASSOCIATION Condominium 2007
604 90TH ST SW CONDOMINIUM OWNER'S ASSOCIATION Condominium 2001
6315 W BEECH STREET CONDOMINIUM OWNERS ASSOCIATION Condominium —
6422-6424 ELLIOTT WAY CONDOMINIUM OWNERS ASSOCIATION Condominium —
6625 BEVERLY BLVD CONDOMINIUM OWNERS ASSOCIATION Condominium —
724 106TH PL SW CONDOMINIUM OWNERS ASSOCIATION Condominium —
75TH PARK PLACE HOMEOWNERS ASSOCIATION Homeowners Association 1991
7822 BEVERLY BLVD CONDOMINIUM OWNERS ASSOCIATION Condominium —
7TH AVENUE VILLAGE CONDOMINIUM OWNERS ASSOCIATION Condominium 2007
ACADIA HOMEOWNERS ASSOCIATION Homeowners Association 2007
ADMIRALTY GLEN TOWNHOMES OWNERS ASSOCIATION Townhome Association 2005
ADMIRALTY WAY CONDOMINIUM ASSOCIATION Condominium 2005
ALDERBROOK VILLAGE WEST CONDOMINIUM OWNERS ASSOCIATION Condominium 2005
ALDER VIEW ESTATES CONDOMINIUM OWNERS' ASSOCIATION Condominium 2003
ALDERWOOD HIGHLAND CONDOMINIUM HOMEOWNER'S ASSOCIATION Condominium 2003
ALTURA CONDOMINIUM OWNERS ASSOCIATION Condominium 2007
ANTLIA HOMEOWNERS ASSOCIATION Homeowners Association —
ARBOR GROVE II HOMEOWNERS' ASSOCIATION Homeowners Association 2011
ARBOR LANE TOWNHOMES ASSOCIATION Townhome Association 2009
ASHLEY COURT TOWNHOMES OWNERS ASSOCIATION Townhome Association 1994
ASHLEY LANE HOMEOWNERS ASSOCIATION Homeowners Association 1995
ASH WAY TOWNHOMES HOMEOWNERS ASSOCIATION Townhome Association 2019
AT THE PORT CONDOMINIUM OWNERS ASSOCIATION Condominium 2006
AUGUSTA WOODS CONDOMINIUM OWNERS ASSOCIATION Condominium 2003
AUTUMN MEADOWS HOMEOWNERS ASSOCIATION Homeowners Association 1989
AVONDALE COURT HOMEOWNERS ASSOCIATION Homeowners Association 1999
BACARI HOMEOWNERS ASSOCIATION Homeowners Association —
BAY RIDGE ESTATE HOMEOWNERS ASSOCIATION Homeowners Association 1994
BAYSIDE EVERETT CONDOMINIUMS OWNERS ASSOCIATION Condominium 2001
BAYVIEW WEST CONDOMINIUM OWNERS ASSOCIATION Condominium 1999
BELLROSE HOMEOWNERS ASSOCIATION Homeowners Association 2005
BERKSHIRE PLACE CONDOMINIUM ASSOCIATION Condominium 1991
BEVERLY LAKE CONDOMINIUM OWNERS ASSOCIATION Condominium 1994
BEVERLY LANE CONDOMINIUM OWNERS ASSOCIATION Condominium 2017
BEVERLY PARK CONDOMINIUM OWNERS ASSOCIATION Condominium 2015
BLUE JAY HOMEOWNERS ASSOCIATION Homeowners Association —
BRENNAN SQUARE CONDOMINIUM OWNERS ASSOCIATION Condominium 2006
BRENTWOOD TOWNHOMES OWNERS ASSOCIATION Townhome Association 2007
BRIDGEPORT VILLAGE CONDOMINIUM ASSOCIATION Condominium 2004
BROADWAY BLOCK PHASE 2 & 3 CONDOMINIUM ASSOCIATION Condominium —
BROADWAY TOWNHOMES CONDOMINIUM OWNERS ASSOCIATION Condominium 2006
BROWNSTONE HOMEOWNERS ASSOCIATION Homeowners Association 2016
BURGUNDY CONDOMINIUMS OWNERS ASSOCIATION Condominium 1995
CALI COURT CONDOMINIUM OWNERS ASSOCIATION Condominium 2015
CAMBERLY COMMUNITY ASSOCIATION Unclassified Entity 2004
CAMERON CREST HOMEOWNERS ASSOCIATION Homeowners Association 2015
CAMPUS GREEN II CONDOMINIUM ASSOCIATION Condominium 1979
CANOE CREEK HOMEOWNERS ASSOCIATION Homeowners Association —
CASCADE ESTATES CONDOMINIUM OWNERS' ASSOCIATION Condominium 2007
CASCADE HEIGHTS HOMEOWNERS ASSOCIATION Homeowners Association 2003
CASCADE HIGHLANDS HOMEOWNERS ASSOCIATION Homeowners Association 1995
CASCADE VALLEY VIEW CONDOMINIUM OWNERS ASSOCIATION Condominium 2014
CASCADE VIEW CONDOMINIUM ASSOCIATION Condominium 2013
CASCADE VILLAGE PARK CONDOMINIUM ASSOCIATION Condominium 1986
CEDARHOME SQUARE HOMEOWNERS ASSOCIATION Homeowners Association 2018
CEDARWOOD NO. 2 HOMEOWNERS ASSOCIATION Homeowners Association 1980
CEDARWOOD ON 27TH CONDOMINIUM OWNERS ASSOCIATION Condominium 2013
CHERRYWOOD HOMEOWNERS ASSOCIATION Homeowners Association 2013
CHRISTINE COURT HOMEOWNERS ASSOCIATION Homeowners Association 2001
COBBLESTONE COTTAGES CONDOMINIUM OWNERS ASSOCIATION Condominium 2006
COBBLESTONE COTTAGES III CONDOMINIUM OWNERS ASSOCIATION Condominium 2011
COBBLESTONE MANOR CONDOMINIUM OWNERS ASSOCIATION Condominium 2008
COMPASS POINTE CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 1997
CORNER CONDOMINIUM OWNERS ASSOCIATION Condominium —
COTTAGE GROVE SOUTH CONDOMINIUM OWNERS ASSOCIATION Condominium 2008
COUNTRY CLUB ESTATES OF EVERETT HOMEOWNERS ASSOCIATION Homeowners Association 2000
COUNTRY MANOR ONE HOMEOWNERS' ASSOCIATION Homeowners Association 2007
COUNTRY MANOR TWO HOMEOWNERS' ASSOCIATION Homeowners Association 2007
COUNTRY ROSE HOMEOWNERS ASSOCIATION Homeowners Association 2003
CREEKSIDE NW CONDOMINIUM OWNERS ASSOCIATION Condominium 2007
CROWN RIDGE ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 1999
DIRE STRAITS CONDOMINIUM OWNERS ASSOCIATION Condominium 2007
DONALDSON CONDOMINIUM OWNERS ASSOCIATION Condominium 2006
DONOVAN LANE HOMEOWNERS ASSOCIATION Homeowners Association 2006
DUBUQUE RIDGE ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2004
EAST DRIVE MODERN TOWNHOMES CONDOMINIUM OWNERS ASSOCIATION Condominium 2020
EAST RIDGE CONDOMINIUM OWNERS' ASSOCIATION Condominium 2006
EASTVIEW ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 1988
EDGEWOOD HOMEOWNERS ASSOCIATION Homeowners Association —
ELEVEN TOWNHOMES CONDOMINIUM OWNERS ASSOCIATION. Condominium —
ELK RUN HOMEOWNERS ASSOCIATION DIVISION I & II Homeowners Association 2004
EPSILON HOMEOWNERS ASSOCIATION Homeowners Association —
ESPERANCE TOWNHOMES OWNERS ASSOCIATION Townhome Association 2018
ESTATE OF DREAMS HOMEOWNERS ASSOCIATION Homeowners Association —
EVERETT GATEWAY CENTER CONDOMINIUM OWNERS ASSOCIATION Condominium 2006
EVERETT GATEWAY CENTER WEST CONDOMINIUM OWNERS ASSOCIATION Condominium 2006
EVERETT SUNRIDGE HOMEOWNERS' ASSOCIATION Homeowners Association 2002
EVERGREEN VIEW ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2018
FIRHAVEN ESTATES CONDOMINIUM ASSOCIATION Condominium 2000
FLEMING MODERN TOWNHOMES OWNERS ASSOCIATION Townhome Association 2020
FLEMING PLACE CONDOMINIUM OWNERS ASSOCIATION Condominium 2013
FOREST GLEN - SNOHOMISH HOMEOWNERS' ASSOCIATION Homeowners Association 2006
FOREST PARK CONDOMINIUMS HOME OWNERS ASSOCIATION Condominium 2014
FREEPORT BAY CONDOMINIUM ASSOCIATION Condominium 2005
FRONT9 CONDOMINIUM ASSOCIATION Condominium 2006
GARDEN GROVE, A CONDOMINIUM OWNERS ASSOCIATION Condominium 1997
GARDEN PARK CONDOMINIUM ASSOCIATION Condominium 2020
GETCHELL 84 CONDOMINIUM OWNER'S ASSOCIATION Condominium 2020
GIBSON LANE HOMEOWNERS ASSOCIATION Homeowners Association 2004
GIBSON MANOR CONDOMINIUM OWNERS ASSOCIATION Condominium 2013
GLENWOOD AVENUE CONDOMINIUM OWNER'S ASSOCIATION Condominium 2010
GLENWOOD TOWNHOMES CONDOMINIUM OWNERS ASSOCIATION Condominium —
GRANADA ESTATES NO. 3 HOMEOWNERS ASSOCIATION Homeowners Association 1985
GRAND CONDOMINIUMS HOMEOWNER'S ASSOCIATION Condominium 1999
GRANDVIEW PLACE NORTH CONDOMINIUM OWNERS' ASSOCIATION Condominium 2008
GREENWOOD PARK HOMEOWNERS ASSOCIATION Homeowners Association 1993
HALL PARK CONDOMINIUM OWNERS ASSOCIATION Condominium 2005
HAMPTON KNOLL HOMEOWNERS ASSOCIATION Homeowners Association 1996
HAMPTON PARK TOWNHOME ASSOCIATION Townhome Association 1995
HARBOUR WOODS CONDOMINIUM ASSOCIATION Condominium 2007
HAT ISLAND COMMUNITY ASSOCIATION Unclassified Entity 1967
HAWKS VIEW LANE HOMEOWNERS ASSOCIATION Homeowners Association —
HEARTHSTONE HOMEOWNERS ASSOCIATION Homeowners Association 2020
HEATHER'S MANOR CONDOMINIUM OWNER'S ASSOCIATION Condominium 2001
HEATHER'S MANOR EAST CONDOMINIUM OWNER'S ASSOCIATION Condominium 2001
HERITAGE MANOR HOMEOWNERS ASSOCIATION Homeowners Association 1995
HERITAGE OF EVERETT CONDOMINIUMS OWNERS ASSOCATION Condominium 2007
HIDDEN GREENS CONDOMINIUM OWNERS ASSOCIATION Condominium 2007
HIDDEN RIDGE II HOMEOWNERS' ASSOCIATION Homeowners Association 2011
HIGHLAND VIEW ESTATES HOMEOWNERS' ASSOCIATION Homeowners Association 1997
HILLCREST TERRACE I A CONDOMINIUM OWNERS ASSOCIATION Condominium 2002
HILTON LAKE HOMEOWNERS ASSOCIATION Homeowners Association 1978
HILTON PLACE HOMEOWNERS ASSOCIATION Homeowners Association 2001
HOLLYWOOD GARAGE CONDOMINIUM ASSOCIATION Condominium 2013
HOPEWORKS STATION II BUILDING CONDOMINIUM ASSOCIATION Condominium 2018
HOPEWORKS STATION MASTER CONDOMINIUM ASSOCIATION Condominium 2018
HOWARD S. WRIGHT HOUSE CONDOMINIUM OWNERS ASSOCIATION Condominium 2013
INDIAN WELLS CONDOMINIUM OWNERS ASSOCIATION Condominium 2007
INGLEWOOD FOREST CONDOMINIUM ASSOCIATION Condominium 1999
IRONWOOD TOWNHOMES HOMEOWNER'S ASSOCIATION Townhome Association 2006
JACKIES COVE CONDOMINIUM OWNERS ASSOCIATION Condominium 2007
JANICE DARLENE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2018
JASMIN COURT CONDOMINIUM OWNERS ASSOCIATION Condominium 2003
KELLY PLACE CONDOMINIUM OWNERS ASSOCIATION Condominium 2007
KENT DERIFIELD INTERCITY CONDOMINIUM ASSOCIATION Condominium 2003
KING'S RIDGE HOMEOWNERS ASSOCIATION Homeowners Association 1987
KISIMUL MANOR HOMEOWNERS' ASSOCIATION Homeowners Association 2008
LAKE POINTE AT SILVER LAKE CONDOMINIUM OWNERS ASSOCIATION Condominium 2002
LANDWEER PLACE II CONDOMINIUM ASSOCIATION Condominium 2019
LESLEY PARK HOMEOWNERS' ASSOCIATION Homeowners Association 2008
LEXE LANE CONDOMINIUM OWNERS ASSOCIATION Condominium 2011
LEXINGTON CONDOMINIUM OWNERS ASSOCIATION PUBLIC BENEFIT Condominium —
LILY CONDOMINIUMS ASSOCIATION Condominium 2013
LONG WILL CONDOMINIUM OWNERS ASSOCIATION Condominium —
LONGWOOD VILLAGE CONDOMINIUM OWNERS ASSOCIATION Condominium 1983
LOSVAR CONDOMINIUM ASSOCIATION Condominium 2007
LOWER RIDGE EAST CONDOMINIUM OWNERS Condominium —
LOWER RIDGE WEST CONDOMINIUM OWNERS ASSOCIATION Condominium 2018
MAGNOLIA TOWNHOMES CONDOMINIUM OWNERS ASSOCIATION Condominium —
MAINHOUSE HOMEOWNERS ASSOCIATION Homeowners Association 1995
MAPLEVINE CONDOMINIUMS Condominium 2011
MARCHINI MEADOWS HOMEOWNERS ASSOCIATION Homeowners Association 2004
MARINA CONDOMINIUM OWNERS ASSOCIATION Condominium 2011
MARINER MEADOWS WEST CONDOMINIUM OWNERS ASSOCIATION Condominium 2005
MARKLAND WOODS CONDOMINIUM OWNERS ASSOCIATION Condominium 2002
MARTHA'S LANDING CONDOMINIUM ASSOCIATION Condominium 2005
MARTHA'S VINEYARD AT HARBOUR POINTE CONDOMINIUM OWNERS ASSOCIATION Condominium 1997
MEADOW PLACE CONDOMINIUM ASSOCIATION Condominium 1985
MEADOWS AT ORTING HOMEOWNERS ASSOCIATION Homeowners Association 2013
MERIDIAN CONDOMINIUM OWNERS ASSOCIATION Condominium 2003
MERIDIAN VILLA TOWNHOMES OWNERS ASSOCIATION Townhome Association 2004
MILLBROOK TOWNHOMES ASSOCIATION Townhome Association 1996
MILL CREEK COURT CONDOMINIUM OWNERS ASSOCIATION Condominium 1998
MILL CREEK HIGHLANDS HOMEOWNERS ASSOCIATION Homeowners Association 2006
MILLER'S VILLAGE 1 CONDOMINIUM ASSOCIATION Condominium 2003
MILWAUKEE PARK CONDOMINIUM ASSOCIATION Condominium 2009
MORGAN TOWNHOMES Townhome Association 2007
MORNING VIEW CONDOMINIUM ASSOCIATION Condominium 1991
MUKILTEO VILLAGE CONDOMINIUM ASSOCIATION Condominium 1994
NANTUCKET AT HARBOUR POINTE CONDOMINIUM OWNERS ASSOCIATION Condominium 1995
NAUTICA SOUNDVIEW CONDOMINIUM OWNERS ASSOCIATION Condominium 2006
NEWPORT COVE CONDOMINIUM OWNERS ASSOCIATION Condominium 1996
NOB HILL LANE CONDOMINIUM OWNERS ASSOCIATION Condominium 2016
NORTHSIDE CONDOMINIUM ASSOCIATION Condominium 2007
NORWOOD GLEN CONDOMINIUM ASSOCIATION Condominium 2005
Institutional Reference

Reserve study standards in Washington

Statutory requirements, board preparation checklist, the components a professional study covers, and the useful-life ranges that drive thirty-year funding plans. Generic reference. Not a substitute for a study calibrated to a specific association.

Cadence
Annual update; professional visual study every 3rd year
Authority
RCW 64.90.545(1)
Scope
Component register, condition assessment, funding analysis

Washington WUCIOA (RCW 64.90.545(1)) requires the reserve study to be updated annually; at least every third year, the update must be prepared by a reserve study professional and based on a visual site inspection.

Most state regimes also require:

  • Annual disclosure of reserve funding status to owners.
  • Segregation of reserve funds from operating cash.
  • Board approval of the funding plan tied to the most recent study.

A reserve study has three parts:

  • Component register — every long-lived asset the association is responsible for maintaining.
  • Condition assessment — current age, remaining useful life, observable wear.
  • Funding analysis — how much the association must contribute each year so cash is available when components reach end-of-life.

CommunityPay maintains a Reserve Funding Status Report (RSR) generator tied to the live ledger. It is a status report, not a substitute for a professional study with on-site inspection.

What a board should have organized before commissioning a reserve study, and what a study delivers back. Use this list to evaluate whether the association is ready, regardless of state.

  1. Component register Every asset the association is responsible for maintaining — roofs, asphalt, mechanical systems, plumbing risers, elevators, amenities. Freeze a current version before the study.
  2. Condition assessments Last inspection reports, photographs, observed wear, recent repairs. The analyst calibrates useful-life estimates against this evidence.
  3. Useful-life and replacement-cost estimates Per component, calibrated to local climate, construction, and use intensity. A study produces these; the board verifies them.
  4. Thirty-year capital plan When each component reaches end-of-life and what replacement will cost in nominal dollars at that year.
  5. Funding plan Percent-funded, threshold, or baseline approach with an explicit annual contribution. The board approves; the study models outcomes.
  6. Current reserve fund balance Separated from operating cash. Ideally in interest-bearing accounts with FDIC coverage on the full balance.
  7. Annual budget tied to the funding plan Reserve contribution as an explicit budget line, traceable to the study and the funding policy.
  8. Most recent reserve study Full study, update, or interim review. Author credentials and date of the most recent on-site inspection.
  9. Insurance schedule Replacement-cost coverage on insured components. Deductibles that may draw against reserves in a loss.
  10. Board minutes referencing reserve decisions Special assessments, deferred maintenance, funding-policy changes, scope deviations from the study.

Categories most reserve studies cover. The specific components depend on the association. High-rise condos track far more than single-family HOAs. Gated communities track infrastructure that condos never see.

Roofing & Exterior

Asphalt shingle, metal, tile, or flat membrane roofs. Siding (wood, fiber cement, stucco, vinyl). Exterior paint. Soffits and fascia. Gutters and downspouts. Decks and balconies. Railings. Window and door frames in common areas.

Mechanical

HVAC chillers and cooling towers. Boilers and water heaters. Ventilation. Pumps. Fire suppression and sprinkler systems. Emergency generators. Elevators — cabs, controllers, jacks, and modernizations.

Site Work

Parking lots: seal coat, overlay, full reconstruction. Concrete sidewalks and curbs. Site lighting. Storm drainage. Retaining walls. Fencing. Entry gates and signage.

Plumbing & Electrical

Main water lines and risers. Sanitary and storm sewer lines. Backflow preventers. Common-area electrical panels and switchgear. Transformer pads. Distribution.

Amenities

Pools, spas, and pool equipment. Clubhouse interiors. Fitness rooms. Playgrounds. Tennis and pickleball courts. Mailbox kiosks. Trash enclosures and dumpster pads.

Safety & Code

Fire alarm panels. Emergency lighting. Smoke detectors in common areas. Fire-rated doors. Structural fireproofing. Sprinkler heads and inspection-required components.

A mid-size HOA typically tracks thirty to eighty components. A high-rise condo tracks two hundred or more. The categories above are illustrative. A professional reserve study identifies the components a specific association is responsible for.

Typical useful-life ranges for components common in reserve studies. Industry averages, not specific to any state, climate, or association. A professional study calibrates these to local conditions, construction quality, maintenance practice, and use intensity.

Component Typical useful life
Asphalt shingle roof20–25 years
Metal roof40–50 years
Tile or slate roof50+ years
Flat membrane roof (TPO/EPDM)15–25 years
Wood siding20–30 years
Fiber cement siding30–50 years
Stucco50+ years
Exterior paint cycle7–10 years
Gutters and downspouts20–30 years
Wood deck, pressure-treated15–20 years
Composite deck25–30 years
Asphalt parking — seal coat3–5 years
Asphalt parking — overlay12–15 years
Asphalt parking — reconstruction25–30 years
Concrete sidewalks and curbs30–50 years
Site lighting (poles, fixtures)20–30 years
Wood fencing15–25 years
Pool plaster10–15 years
Pool pump and filter7–10 years
HVAC rooftop unit15–20 years
Boiler25–30 years
Commercial water heater10–15 years
Fire alarm panel20–25 years
Elevator cab finishes15–20 years
Elevator modernization25–30 years
Carpet, clubhouse7–10 years
Playground equipment10–15 years

Ranges synthesized from common professional reserve-study references and U.S. building-component literature. Verify against a study performed by a credentialed reserve specialist (RS, PRA, or equivalent) before relying on any figure for funding decisions.

Related tools
  • Reserve Health Check → Free. Inputs reserve balance, annual contribution, building age, and components; returns a grade with the math shown. No signup required to view results.
Institutional Reference

Meeting requirements in Washington

Statutory floors for owner and board meetings — notice periods, delivery rules, quorum, voting, written consent, and record retention. Generic reference. Specific bylaws or declarations may impose tighter requirements; statutes set the minimum.

Annual / owner meeting
14 days advance notice
RCW 64.90.445(1)(c)
Board meeting
14 days advance notice
RCW 64.90.445(2)(f)
Urgent / special meeting
7 days minimum notice
Owner comment period
15 minutes minimum at each board meeting

Most state regimes also require:

  • Open meetings — board meetings open to all members in good standing; closed executive sessions only for narrow purposes (litigation, personnel, contracts).
  • Agenda discipline — the board cannot vote on substantive matters not included in the noticed agenda except in narrow emergency circumstances.
  • Annual meeting — at least one owner meeting per year, with notice mailed to the address on record for each owner.
  • Quorum thresholds — defined in the declaration or bylaws; statutory default applies when governing documents are silent.

CommunityPay maintains a Board Meeting Packet generator that produces a state-aware agenda, draft minutes template, and compliance checklist for the board pack.

How meeting notice must be delivered, what it must contain, and what defects invalidate the notice. Statutes vary in mechanics; the principles are consistent.

  1. Delivery method First-class mail or hand-delivery to the address on file with the association is the universal default. Most states permit electronic delivery only with the owner's written consent. A posted notice on a community bulletin board is not, by itself, sufficient.
  2. Address on file The association is entitled to rely on the address each owner has provided. The owner bears the burden of keeping it current. The board must maintain a registered address list.
  3. Required content Date, time, location (or remote-access link), and an agenda. Material to be voted on — budget, special assessments, rule changes — must be identified specifically. "Other business" is not a substitute for an item.
  4. Notice period start The notice period typically runs from the date of mailing or hand-delivery, not the date of receipt. Some states count both the notice date and the meeting date; others exclude one or both. Confirm the rule.
  5. Remote participation When the association offers remote attendance, the notice must include the access information and any limitations (e.g., audio-only, no chat). Recording rules vary by state.
  6. Defective notice consequences Material defects invalidate actions taken at the meeting. Minor defects (typo in location, slightly late mailing) may be cured by attendance and waiver. Document the cure in the minutes.
  7. Emergency notice Statutes typically permit shortened notice for genuine emergencies (imminent physical harm, immediate financial loss). The board must document the emergency basis in the minutes.

Full notice requirements appear in RCW 64.90 and the specific subsections cited in the Requirements tab.

Quorum sets the floor for a valid meeting. Voting mechanics — proxies, ballots, written consent — determine how votes are counted once the quorum is established.

Quorum

Statute sets the default at 20% of allocated interests unless the governing documents specify a different threshold.

Proxies

Most states permit proxies for owner meetings. The proxy must be written, dated, and signed; many states require revocation rights and an explicit scope (general or limited). Proxies do not extend to board meetings — directors must vote in person or by permitted remote means.

Written consent

Action without a meeting requires unanimous written consent in most jurisdictions, though some states permit a lower threshold for narrow categories (uncontested matters, ratification). Document the consent in the corporate records, indexed to the action taken.

Ballots

Secret-ballot procedures, double-envelope requirements, and inspector-of-elections rules apply in states with comprehensive election statutes. Director elections, recall votes, and assessment increases above a statutory threshold typically require secret-ballot procedure.

Cumulative voting

Available only when explicitly authorized by the declaration or bylaws. Otherwise straight voting applies — each membership casts one vote per open seat per candidate, with no concentration permitted.

Member in good standing

Voting rights may be suspended for delinquent accounts in some jurisdictions. Suspension typically requires due-process notice and an opportunity to cure. Statutes vary; the bylaws must align.

Voting and quorum procedures are codified in RCW 64.90 and applicable subsections. Specific procedures may be modified in the declaration and bylaws within statutory limits.

Minutes are the corporate record of the meeting. Statutes in every state require associations to maintain meeting minutes and make them available to owners on request. Retention periods and access rules vary.

  1. What minutes must contain Date, time, location. Directors and officers present. Quorum determination. Motions made, seconded, and the vote count. Substantive board actions and adopted resolutions. Executive-session minutes kept separately; the open-session minutes record only that a closed session occurred.
  2. Retention period Washington requires retention for at least 7 years. Reserve studies, declarations, amendments, and assessments — permanent.
  3. Owner inspection rights Washington requires the association to respond within 10 days of a written request.
  4. Approval process Draft minutes are circulated to the board, corrected, and approved at the next regular meeting. Approved minutes become the official record. Corrections after approval require a noted amendment, not silent edits.
  5. Permanent records Declaration, bylaws, articles of incorporation, rule books, amendments, and the minute book are permanent records. The association cannot dispose of them on any retention schedule.
  6. Resale disclosure Recent board and owner meeting minutes are typically required attachments to a resale certificate. The standard window is the last 12 months; some statutes extend to 24 months for amendments.
  7. Executive session Closed-session minutes record matters discussed but typically remain confidential from the general membership. Specific votes taken in closed session may need to be reported in the open-session minutes.

Records retention and inspection rights are codified in RCW 64.90 and related subsections. A records-request response that misses the statutory deadline may expose the association to a per-day penalty.

Related tools
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Download the Washington HOA & Condo Compliance Checklist

One PDF — every active Washington statute we track, statutory fee caps and time limits, recent legal changes from the last 12 months, and the resale-certificate disclosure profile. Built from CommunityPay's living legal corpus, the same data that drives our resale certificates, reserve reports, and CARI scoring.

  • Statutory fee caps and time limits (resale, late fees, lien priority)
  • Recent law changes with effective dates
  • Resale & estoppel disclosure profile, item by item
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Data sourced from Washington Secretary of State public registrations, FEMA National Risk Index, U.S. Census Bureau, and CommunityPay's management company graph.
United States Payments and Accounting Governance Infrastructure for Community Associations
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