HOAs & Condos in San Antonio, TX

1446 registered communities in San Antonio across Bexar County and 1 adjacent county. Mix: 768 homeowners association, 264 unclassified entity, 202 condominium, 171 property owners association, 41 townhome association. Median monthly HOA/condo fee in the county is $307.

Resale Certificate Compliance 16 disclosures required
TX
A planned community in San Antonio, TX is governed by Tex. Prop. Code §207.003 (Texas Property Owners Association Act). Texas law requires 16 specific disclosures when a unit is sold. The certificate must be delivered within 10 days of request. Maximum preparation fee: $375.00. · verified Sep 2026
  • Restrictions on transfer of ownership §207.003(b)(1)
    a statement of any right of first refusal, other than a right of first refusal that is prohibited by statute, and any other restraint contained in the restrictions or restrictive covenants that restricts the owner's right to transfer the owner's property; Tex. Prop. Code §207.003§207.003(b)(1) · verified Sep 2026
  • Frequency and amount of regular assessments §207.003(b)(2)
    the frequency and amount of any regular assessments; Tex. Prop. Code §207.003§207.003(b)(2) · verified Sep 2026
  • Approved special assessments not yet due §207.003(b)(3)
    the amount and purpose of any special assessment that has been approved before and is due after the resale certificate is delivered; Tex. Prop. Code §207.003§207.003(b)(3) · verified Sep 2026
  • Total of all amounts due and unpaid attributable to the property §207.003(b)(4)
    the total of all amounts due and unpaid to the property owners' association that are attributable to the owner's property; Tex. Prop. Code §207.003§207.003(b)(4) · verified Sep 2026
  • Capital expenditures approved by the association for the current fiscal year §207.003(b)(5)
    capital expenditures, if any, approved by the property owners' association for the property owners' association's current fiscal year; Tex. Prop. Code §207.003§207.003(b)(5) · verified Sep 2026
  • Amount of reserves for capital expenditures §207.003(b)(6)
    the amount of reserves, if any, for capital expenditures; Tex. Prop. Code §207.003§207.003(b)(6) · verified Sep 2026
  • Current operating budget and balance sheet §207.003(b)(7)
    the property owners' association's current operating budget and balance sheet; Tex. Prop. Code §207.003§207.003(b)(7) · verified Sep 2026
  • Total of unsatisfied judgments against the association §207.003(b)(8)
    the total of any unsatisfied judgments against the property owners' association; Tex. Prop. Code §207.003§207.003(b)(8) · verified Sep 2026
  • Style and cause number of any pending lawsuit §207.003(b)(9)
    the style and cause number of any pending lawsuit in which the property owners' association is a party, other than a lawsuit relating to unpaid ad valorem taxes of an individual member of the association; Tex. Prop. Code §207.003§207.003(b)(9) · verified Sep 2026
  • Certificate of insurance for common areas and facilities §207.003(b)(10)
    a copy of a certificate of insurance showing the property owners' association's property and liability insurance relating to the common areas and common facilities; Tex. Prop. Code §207.003§207.003(b)(10) · verified Sep 2026
  • Conditions on the property the board has actual knowledge violate the subdivision restrictions, bylaws, or association rules §207.003(b)(11)
    a description of any conditions on the owner's property that the property owners' association board has actual knowledge are in violation of the restrictions applying to the subdivision or the bylaws or rules of the property owners' association Tex. Prop. Code §207.003§207.003(b)(11) · verified Sep 2026
  • Governmental health or housing code violation notices the association received regarding the property or common areas §207.003(b)(12)
    a summary or copy of notices received by the property owners' association from any governmental authority regarding health or housing code violations existing on the preparation date of the certificate relating to the owner's property or any common areas or common facilities owned or leased by the property owners' association Tex. Prop. Code §207.003§207.003(b)(12) · verified Sep 2026
  • Amount of any administrative transfer fee charged for a change of ownership §207.003(b)(13)
    the amount of any administrative transfer fee charged by the property owners' association for a change of ownership of property in the subdivision Tex. Prop. Code §207.003§207.003(b)(13) · verified Sep 2026
  • Name, mailing address, and telephone number of the association's managing agent, if any §207.003(b)(14)
    the name, mailing address, and telephone number of the property owners' association's managing agent, if any Tex. Prop. Code §207.003§207.003(b)(14) · verified Sep 2026
  • Statement whether the restrictions allow foreclosure of the association's assessment lien for unpaid assessments §207.003(b)(15)
    a statement indicating whether the restrictions allow foreclosure of a property owners' association's lien on the owner's property for failure to pay assessments Tex. Prop. Code §207.003§207.003(b)(15) · verified Sep 2026
  • Itemized statement of all fees associated with transfer of ownership (description of each fee, payee, and amount) §207.003(b)(16)
    a statement of all fees associated with the transfer of ownership, including a description of each fee, to whom each fee is paid, and the amount of each fee Tex. Prop. Code §207.003§207.003(b)(16) · verified Sep 2026
Also applicable to condominiums: Tex. Prop. Code §82.157 (Texas Uniform Condominium Act, 14 items)
Under Tex. Prop. Code §207.003, Texas caps the preparation fee at $375 by statute. In CommunityPay, an association's manager, accounting firm, or staff generates the certificate from its books, with no per-certificate charge from CommunityPay.
2,007,298
County Population
Relatively High
FEMA Risk Rating
$307
Median Monthly HOA Fee
$210 – $490
25th – 75th Percentile
FEMA National Risk Index v1.20. Fee data: U.S. Census ACS 2023 5-Year PUMS, weighted from 7,968 units.
Hail
Very High
$72,333,735/yr expected loss
Tornado
Very High
$124,133,912/yr expected loss
Inland Flooding
Very High
$364,763,481/yr expected loss
Heat Wave
Relatively High
$39,185,380/yr expected loss
Lightning
Relatively High
$1,942,798/yr expected loss
Source: FEMA National Risk Index. Expected Annual Loss represents the modeled annualized cost of building damage and direct losses across the county, not a per-property figure.
1446 San Antonio communities operate under Texas law. The primary governing statute is Tex. Prop. Code §207 — Texas Property Owners' Association Act — Resale Certificate Chapter. Chapter 207 of the Texas Property Code (Property Owners' Association Act) governs HOA resale certificates. All operative content lives at the section level — see §207.003 for the 16 enumerated disclosure items at (b)(1)–(b)(16), the 10-business-day delivery deadline at (a), the 60-day certificate currency rule at (a)(3), and the $375 initial / $75 update fee caps at (c). §207.004 establishes owner remedies for late delivery; §207.005 governs reliance and liability. §207.001 defines what a resale certificate is; §207.002 says which associations owe one. All six sections carry verbatim text as of 2026-09-04.
Name Type Formed
100 EL PRADO OWNERS ASSOCIATION, INC. Unclassified Entity 1984
103 CLAREMONT MAHNCKE PARK CONDOMINIUM ASSOCIATION Condominium 2022
103 PASO HONDO STREET CONDOMINIUM ASSOCIATION, INC Condominium 2025
107 CLAREMONT MAHNCKE PARK CONDOMINIUM ASSOCIATION Condominium 2022
107 HARDING PLACE SITE CONDOMINIUM ASSOCIATION, IN Condominium 2025
116 CALLAGHAN AVENUE SITE CONDOMINIUM ASSOCIATION, Condominium 2025
11919 CULEBRA ROAD OWNERS ASSOCIATION, INC. Unclassified Entity 2015
11923 CULEBRA ROAD OWNERS ASSOCIATION, INC. Unclassified Entity 2019
122 CHESTER STREET OWNERS ASSOCIATION Unclassified Entity 1983
127 MARCIA PLACE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2018
135 ADAMS CONDOMINIUM ASSOCIATION Condominium 2021
1400 SONTERRA PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 2009
140 CLAREMONT CONDOMINIUM COMMUNITY, INC. Condominium 2025
1426 WYOMING STREET SITE CONDOMINIUM ASSOCIATION, Condominium 2025
143/147 SUNSET OWNERS ASSOCIATION, INC. Unclassified Entity 2009
144 CLAREMONT MAHNCKE PARK CONDOMINIUM ASSOCIATION Condominium 2022
1604-HUEBNER PROPERTY OWNERS ASSOCIATION Property Owners Association 2013
1819 BURNET CONDOMINIUM ASSOCIATION, INC. Condominium 2024
189 RANCH PROPERTY OWNERS' ASSOCIATION Property Owners Association 2024
202 CHICHESTER PLACE CONDOMINIUM OWNERS ASSOCIATIO Condominium 2006
202 CLAREMONT CONDOMINIUM COMMUNITY, INC. Condominium 2023
204 PIEDMONT AVENUE SITE CONDOMINIUM ASSOCIATION, Condominium 2025
210 ARCADIA CONDOMINIUM ASSOCIATION, INC. Condominium 2007
211 CLAREMONT CONDOMINIUM ASSOCIATION Condominium 2019
219 CLAREMONT CONDOMINIUM ASSOCIATION Condominium 2021
223 CLAREMONT CONDOMINIUM ASSOCIATION Condominium 2021
226 LUCAS STREET CONDOMINIUM COMMUNITY, INC. Condominium 2020
232 LAVACA STREET SITE CONDOMINIUM ASSOCIATION, IN Condominium 2025
239 CLAREMONT CONDOMINIUM ASSOCIATION, INC. Condominium 2019
252 CLAREMONT CONDOMINIUM COMMUNITY, INC. Condominium 2023
281 EAST HOMEOWNERS ASSOCIATION Homeowners Association 1999
3001 GOODWIN CONDOMINIUM ASSOCIATION Condominium 2025
3223 THOUSAND OAKS CONDOMINIUMS ASSOCIATION, INC. Condominium 2019
326 LEXINGTON CONDOMINIUM ASSOCIATION, INC. Condominium 2019
339 CLAREMONT CONDOMINIUM COMMUNITY, INC. Condominium 2024
3500 COBLE ROAD ESTATES HOMEOWNERS ASSOCIATION, IN Homeowners Association 2021
4001 COUNCIL OF CO-OWNERS CONDOMINIUM ASSOCIATION, Condominium 2008
410/OLD PEARSALL PROPERTY OWNERS' ASSOCIATION, INC Property Owners Association 2025
414 SUNSET OWNERS ASSOCIATION, INC. Unclassified Entity 2012
431 ELEANOR CONDOMINIUM COMMUNITY, INC. Condominium 2023
514 DAKOTA STREET SITE CONDOMINIUM ASSOCIATION, IN Condominium 2025
531 S MONUMENTAL CONDOMINIUM ASSOCIATION Condominium 2020
6015 IH-35S CONDOMINIUM ASSOCIATION, INC. Condominium 2017
6721 BROADWAY CONDOMINIUM OWNERS ASSOCIATION Condominium 2011
6812 WEST AVENUE OFFICE CONDOMINIUM OWNERS ASSOCIA Condominium 2018
6 CREEKS CONDOMINIUM COMMUNITY, INC. Condominium 2022
7600 BROADWAY CONDOMINIUM COMMUNITY, INC. Condominium 2022
7600 BROADWAY CONDOMINIUMS OWNERS ASSOCIATION Condominium 1979
7 STONES ON CLAY HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2020
806 & 810 SOUTH WALTERS CONDOMINIUM ASSOCIATION Condominium 2023
825 GRAYSON TOWNHOMES ASSOCIATION, INC. Townhome Association 2016
9646 CONDOMINIUM ASSOCIATION, INC. Condominium 2022
ABBOTT PLACE COMMUNITY PROPERTY OWNERS' ASSOCIATIO Property Owners Association 2021
ABBOTT RUN HOMEOWNERS ASSOCIATION Homeowners Association 2024
ABERDEEN GREEN HOMEOWNERS ASSOCIATION Homeowners Association 1995
ACKERMAN GARDENS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2018
ACKERMAN MEADOWS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2017
ACTUAL HOMEOWNERS ASSOCIATION OF LAS VENTANAS, INC Homeowners Association 2020
ADOBE MEADOWS OWNERS ASSOCIATION Unclassified Entity 2014
AGAPE SOUTH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2023
AGAVE TRACE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2020
AHERN HOMEOWNER'S ASSOCIATION, INC. Unclassified Entity 1995
ALAMO ESTATES 43 PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 2024
ALSATIAN HEIGHTS HOMEOWNERS ASSOCIATION Homeowners Association 1999
ALTAIR SUBDIVISION PROPERTY OWNERS' ASSOCIATION, I Property Owners Association 2005
ALTURAS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2014
AMANDA PARK HOMEOWNERS ASSOCIATION Homeowners Association 2022
AMCH-HUEBNER CREEK OFFICE PARK OWNERS ASSOCIATION, Unclassified Entity 2017
AMHURST SUBDIVISION HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2005
AMOROSA CONDOMINIUM COMMUNITY, INC. Condominium 2013
ANAQUA SPRINGS RANCH HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2004
ANDALUSIA CONDOMINIUM ASSOCIATION, INC. Condominium 2001
ANN AUSTIN SUBDIVISION HOMEOWNERS ASSOCIATION, INC Homeowners Association 2022
APPLEWHITE MEADOWS HOMEOWNERS ASSOCIATION Homeowners Association 2021
ARBOR AT GOLDEN QUAIL OWNERS ASSOCIATION, INC. Unclassified Entity 2013
ARCADIA RIDGE HOMEOWNER'S ASSOCIATION, INC. Unclassified Entity 2014
ARCHED OAK HOMEOWNERS ASSOCIATION Homeowners Association 2024
ARCHER OAKS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2020
ARCILLA RIDGE COMMUNITY ASSOCIATION, INC. Unclassified Entity 2020
ARROWOOD ESTATES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2009
ARROYO CROSSING HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2007
ARROYO VERDE HOMEOWNERS ASSOCIATION Homeowners Association 1998
ARROYO VISTA HOMEOWNERS ASSOCIATION Homeowners Association 2007
ARTISAN PARK TOWNHOMES HOMEOWNERS ASSOCIATION, INC Townhome Association 2007
ASHER PLACE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2017
ASHTON PLACE COURT HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1984
ASTORIA PLACE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2005
AUBURN RIDGE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1994
AUM-SAT-TAT RANCH PROPERTY OWNERS ASSOCIATION, INC Property Owners Association 2017
AUSTIN PARK CENTER OWNERS ASSOCIATION, INC. Unclassified Entity 1983
AUTRY POND HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2021
AUTUMN GLEN (HOUSTON) HOMEOWNERS' ASSOCIATION, INC Homeowners Association 2004
AVALON HOMEOWNERS ASSOCIATION Homeowners Association 2006
AVIARA ENCLAVE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2008
AVIARA PUD HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2008
BARILLA PLACE CONDOMINIUM COMMUNITY, INC. Condominium 2023
BAR W RANCH COMMERCIAL PROPERTY OWNERS' ASSOCIATIO Property Owners Association 2024
BASECAMPNB CONDOMINIUM ASSOCIATION, INC. Condominium 2020
BEACON HILL HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1992
BELLA FONTANA TOWNHOMES CONDOMINIUM OWNERS' ASSOCI Condominium 2006
BELLAIRE VIEW COMMUNITY ASSOCIATION, INC. Unclassified Entity 2006
BELLA VISTA OWNERS ASSOCIATION Unclassified Entity 2006
BELLE OAKS RANCH PROPERTY OWNERS ASSOCATION Property Owners Association 2019
BELMONT PARK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2005
BELTERRA PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 2004
BENTLEY MANOR HOMEOWNERS ASSOCIATION Homeowners Association 2000
BENTLEY PLAZA OWNERS ASSOCIATION Unclassified Entity 2018
BENT OAK TOWNHOUSES, INC. Townhome Association 1973
BENTWOOD PROPERTY OWNERS' ASSOCIATION, INC. Property Owners Association 2002
BENTWOOD RANCH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2004
BERDOLL FARMS (AUSTIN) HOMEOWNERS' ASSOCIATION, IN Homeowners Association 2001
BEXAR COUNTY HIGHLANDS RANCH HOMEOWNERS ASSOCIATIO Homeowners Association 1998
BEXAR COUNTY RIVER MIST HOMEOWNERS ASSOCIATION Homeowners Association 2004
BEXAR COUNTY SCHEEL FARMS HOMEOWNERS' ASSOCIATION, Homeowners Association 2016
BEXAR COUNTY SILVERADO HILLS HOMEOWNERS ASSOCIATIO Homeowners Association 2006
BEXAR COUNTY SILVER CANYON HOMEOWNERS' ASSOCIATION Homeowners Association 2016
BEXAR HUNTER'S WAY HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2017
BEXAR STONEY CREEK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2019
BIG SPRINGS OWNERS ASSOCIATION Unclassified Entity 1995
BILTMORE AT ALAMO RANCH OWNERS ASSOCIATION Unclassified Entity 2014
BILTMORE AT LONE STAR OWNERS ASSOCIATION Unclassified Entity 2016
BILTMORE AT WESTPOINTE CONDOMINIUM ASSOCIATION Condominium 2014
BILTMORE PLAZA OWNERS ASSOCIATION Unclassified Entity 2008
BISON RIDGE HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2021
BITTERS BEND CONDOMINIUMS OWNERS ASSOCIATION, INC. Condominium 1987
BLACKHAWK AT BULVERDE VILLAGE HOMEOWNERS ASSOCIATI Homeowners Association 2004
BLANCO BLUFFS PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 1999
BLANCO OFFICE PARK CONDOMINIUM ASSOCIATION, INC. Condominium 2021
BLANCO WOODS HOMEOWNERS ASSOCIATION Homeowners Association 1982
BLOOMFIELD HILLS HOMEOWNERS ASSOCIATION Homeowners Association 2009
BLOOMRIDGE HOMEOWNER'S ASSOCIATION, INC. Unclassified Entity 2016
BLUE RIDGE RANCH HOMEOWNERS ASSOCIATION Homeowners Association 2021
BLUE WING HOMEOWNERS ASSOCIATION Homeowners Association 2023
BLUFF CREEK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1995
BLUFFVIEW LEANDER HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2020
BLUFFVIEW OF CAMINO REAL HOMEOWNERS ASSOCIATION, I Homeowners Association 1978
BOERNE HEIGHTS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2003
BOERNE HOLLOW HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2014
BOHEME CONDOMINIUM ASSOCIATION, INC. Condominium 2022
BRAEWOOD HOMEOWNERS ASSOCIATION Homeowners Association 2004
BRAUN HOLLOW HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1995
BRAUN OAKS UNITS 8 AND 9 HOMEOWNERS ASSOCIATION, I Homeowners Association 2005
BRECKENRIDGE FOREST II COMMUNITY ASSOCIATION, INC. Unclassified Entity 2019
BRENTWOOD COMMON HOMEOWNERS ASSOCIATION Homeowners Association 1974
BRENTWOOD PLACE COMMUNITY ASSOCIATION Unclassified Entity 1981
BRIAR MEADOWS PROPERTY OWNERS ASSOCATION, INC. Property Owners Association 2015
BRIARSTONE ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2006
BRICEWOOD HELOTES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2016
BRIDGEHAVEN HOMEOWNERS ASSOCIATION INC. Homeowners Association 2019
BRIDLEWOOD PARK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2005
BRIGHTON SQUARE OWNERS ASSOCIATION, INC. Unclassified Entity 1982
BRISTOL FOREST (SAN ANTONIO) HOMEOWNERS' ASSOCIATI Homeowners Association 2002
BRITTANY LAKES HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1997
BROKEN OAK PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 2023
BROOKS PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 2017
BROOKSTONE (SAN ANTONIO) HOMEOWNERS' ASSOCIATION, Homeowners Association 2001
BROOKWOOD OWNERS ASSOCIATION Unclassified Entity 1985
BRUSHY CREEK SUMMIT RD WELL #3 OWNERS ASSOCIATION Unclassified Entity 2010
BRYCE PLACE (SAN ANTONIO) HOMEOWNERS' ASSOCIATION, Homeowners Association 2001
BRYCEWOOD HOMEOWNERS ASSOCIATION Homeowners Association 2003
BUFFALO CROSSING ASSOCIATION OF HOMEOWNERS, INC. Homeowners Association 2003
BUFFALO DRAW RANCH PROPERTY OWNERS' ASSOCIATION Property Owners Association 2018
BULVERDE FLEX COMMERCIAL CONDOMINIUM OWNERS ASSOCI Condominium 2026
BULVERDE GARDENS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2007
BULVERDE ROAD PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 2003
BULVERDE VILLAGE HOMEOWNERS ASSOCIATION Homeowners Association 2005
BULVERDE VILLAGE PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 2005
BURR ROAD CONDOMINIUM ASSOCIATION, INC. Condominium 2008
CABALLO RANCH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2008
CALAIS VILLAS CONDOMINIUMS HOMEOWNERS ASSOCIATION, Condominium 1983
CALALLEN COMMUNITY ASSOCIATION, INC. Unclassified Entity 2022
CALEDONIAN HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2018
CALIZA SPRINGS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2017
CAMBRIDGE (SAN ANTONIO) HOMEOWNERS' ASSOCIATION, I Homeowners Association 2006
CAMBRIDGE VILLAGE HOMEOWNER'S ASSOCIATION, INC. Unclassified Entity 1982
CAMELLIA OWNERS ASSOCIATION, INC. Unclassified Entity 2015
CAMERON PLACE CONDOMINIUM ASSOCIATION, INC. Condominium 2023
CAMINO BANDERA HOMEOWNERS ASSOCIATION Homeowners Association 1992
CAMP BULLIS CROSSING COMMERCIAL CONDOMINIUM OWNERS Condominium 2021
CAMP STREET RESIDENCES CONDOMINIUM ASSOCIATION Condominium 2002
CAMP WARNECKE ESTATES CONDOMINIUMS OWNERS ASSOCIAT Condominium 1982
CANTERA MANOR OWNERS ASSOCIATION, INC. Unclassified Entity 2019
CANTERA VILLAGE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2007
CANYON CREEK BLUFFS PROPERTY OWNERS ASSOCIATION, I Property Owners Association 1999
CANYON CREEK HOMEOWNERS' ASSOCIATION Homeowners Association 1989
CANYON CREEK PRESERVE II PROPERTY OWNERS ASSOCIATI Property Owners Association 2018
CANYON CREEK PRESERVE PHASE 4 PROPERTY OWNERS ASSO Property Owners Association 2019
CANYON CREEK PRESERVE PROPERTY OWNERS ASSOCIATION Property Owners Association 2017
CANYON CROSSING PROPERTY OWNERS ASSOCIATION Property Owners Association 2005
CANYON PARKE HOME OWNERS ASSOCIATION Homeowners Association 2013
CANYON RANCH ESTATES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2006
CANYONS AT AMHURST HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2017
CANYONS AT STONE OAK HOME OWNERS ASSOCIATION, INC. Homeowners Association 2003
CANYON SPRINGS COMMERCIAL OWNERS ASSOCIATION Unclassified Entity 2000
CANYON SPRINGS HOMEOWNERS ASSOCIATION Homeowners Association 1999
CAPISTRANO HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1982
CARDINAL RIDGE COMMUNITY ASSOCIATION, INC. Unclassified Entity 2021
CARDONA AT BENTSEN LAKES HOMEOWNER'S ASSOCIATION Unclassified Entity 2002
CARMEL CREEK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2015
CAROLINA CROSSING HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1996
Institutional Reference

Reserve study standards in Texas

Statutory requirements, board preparation checklist, the components a professional study covers, and the useful-life ranges that drive thirty-year funding plans. Generic reference. Not a substitute for a study calibrated to a specific association.

Texas does not currently encode a fixed reserve-study cadence in statute. The discipline still applies. Industry standard across the United States is below.

  • Update the component register annually as assets are added, replaced, or retired.
  • Commission a professional reserve study every three to five years. Update it when the component register changes materially.
  • Maintain a thirty-year capital plan with explicit annual funding contributions tied to the study.
  • Keep reserve funds segregated from operating cash. Disclose funding status in the annual budget.
  • Document the board-approved funding policy — percent-funded, threshold, or baseline — in board minutes.

CommunityPay maintains a Reserve Funding Status Report (RSR) generator tied to the live ledger. It is a status report, not a substitute for a professional study with on-site inspection.

What a board should have organized before commissioning a reserve study, and what a study delivers back. Use this list to evaluate whether the association is ready, regardless of state.

  1. Component register Every asset the association is responsible for maintaining — roofs, asphalt, mechanical systems, plumbing risers, elevators, amenities. Freeze a current version before the study.
  2. Condition assessments Last inspection reports, photographs, observed wear, recent repairs. The analyst calibrates useful-life estimates against this evidence.
  3. Useful-life and replacement-cost estimates Per component, calibrated to local climate, construction, and use intensity. A study produces these; the board verifies them.
  4. Thirty-year capital plan When each component reaches end-of-life and what replacement will cost in nominal dollars at that year.
  5. Funding plan Percent-funded, threshold, or baseline approach with an explicit annual contribution. The board approves; the study models outcomes.
  6. Current reserve fund balance Separated from operating cash. Ideally in interest-bearing accounts with FDIC coverage on the full balance.
  7. Annual budget tied to the funding plan Reserve contribution as an explicit budget line, traceable to the study and the funding policy.
  8. Most recent reserve study Full study, update, or interim review. Author credentials and date of the most recent on-site inspection.
  9. Insurance schedule Replacement-cost coverage on insured components. Deductibles that may draw against reserves in a loss.
  10. Board minutes referencing reserve decisions Special assessments, deferred maintenance, funding-policy changes, scope deviations from the study.

Categories most reserve studies cover. The specific components depend on the association. High-rise condos track far more than single-family HOAs. Gated communities track infrastructure that condos never see.

Roofing & Exterior

Asphalt shingle, metal, tile, or flat membrane roofs. Siding (wood, fiber cement, stucco, vinyl). Exterior paint. Soffits and fascia. Gutters and downspouts. Decks and balconies. Railings. Window and door frames in common areas.

Mechanical

HVAC chillers and cooling towers. Boilers and water heaters. Ventilation. Pumps. Fire suppression and sprinkler systems. Emergency generators. Elevators — cabs, controllers, jacks, and modernizations.

Site Work

Parking lots: seal coat, overlay, full reconstruction. Concrete sidewalks and curbs. Site lighting. Storm drainage. Retaining walls. Fencing. Entry gates and signage.

Plumbing & Electrical

Main water lines and risers. Sanitary and storm sewer lines. Backflow preventers. Common-area electrical panels and switchgear. Transformer pads. Distribution.

Amenities

Pools, spas, and pool equipment. Clubhouse interiors. Fitness rooms. Playgrounds. Tennis and pickleball courts. Mailbox kiosks. Trash enclosures and dumpster pads.

Safety & Code

Fire alarm panels. Emergency lighting. Smoke detectors in common areas. Fire-rated doors. Structural fireproofing. Sprinkler heads and inspection-required components.

A mid-size HOA typically tracks thirty to eighty components. A high-rise condo tracks two hundred or more. The categories above are illustrative. A professional reserve study identifies the components a specific association is responsible for.

Typical useful-life ranges for components common in reserve studies. Industry averages, not specific to any state, climate, or association. A professional study calibrates these to local conditions, construction quality, maintenance practice, and use intensity.

Component Typical useful life
Asphalt shingle roof20–25 years
Metal roof40–50 years
Tile or slate roof50+ years
Flat membrane roof (TPO/EPDM)15–25 years
Wood siding20–30 years
Fiber cement siding30–50 years
Stucco50+ years
Exterior paint cycle7–10 years
Gutters and downspouts20–30 years
Wood deck, pressure-treated15–20 years
Composite deck25–30 years
Asphalt parking — seal coat3–5 years
Asphalt parking — overlay12–15 years
Asphalt parking — reconstruction25–30 years
Concrete sidewalks and curbs30–50 years
Site lighting (poles, fixtures)20–30 years
Wood fencing15–25 years
Pool plaster10–15 years
Pool pump and filter7–10 years
HVAC rooftop unit15–20 years
Boiler25–30 years
Commercial water heater10–15 years
Fire alarm panel20–25 years
Elevator cab finishes15–20 years
Elevator modernization25–30 years
Carpet, clubhouse7–10 years
Playground equipment10–15 years

Ranges synthesized from common professional reserve-study references and U.S. building-component literature. Verify against a study performed by a credentialed reserve specialist (RS, PRA, or equivalent) before relying on any figure for funding decisions.

Related tools
  • Reserve Health Check → Free. Inputs reserve balance, annual contribution, building age, and components; returns a grade with the math shown. No signup required to view results.
Institutional Reference

Meeting requirements in Texas

Statutory floors for owner and board meetings — notice periods, delivery rules, quorum, voting, written consent, and record retention. Generic reference. Specific bylaws or declarations may impose tighter requirements; statutes set the minimum.

Texas statute does not currently encode specific board or owner meeting notice periods in the corpus. The discipline still applies. Industry standard is below.

  • Provide at least 10 days advance notice for board meetings.
  • Provide 14–30 days advance notice for annual or special owner meetings.
  • Hold at least one annual meeting of the membership each year.
  • Keep all board meetings open to owners in good standing; reserve executive session for narrow purposes.
  • Define a quorum threshold in the bylaws and apply it consistently.

CommunityPay maintains a Board Meeting Packet generator that produces a state-aware agenda, draft minutes template, and compliance checklist for the board pack.

How meeting notice must be delivered, what it must contain, and what defects invalidate the notice. Statutes vary in mechanics; the principles are consistent.

  1. Delivery method First-class mail or hand-delivery to the address on file with the association is the universal default. Most states permit electronic delivery only with the owner's written consent. A posted notice on a community bulletin board is not, by itself, sufficient.
  2. Address on file The association is entitled to rely on the address each owner has provided. The owner bears the burden of keeping it current. The board must maintain a registered address list.
  3. Required content Date, time, location (or remote-access link), and an agenda. Material to be voted on — budget, special assessments, rule changes — must be identified specifically. "Other business" is not a substitute for an item.
  4. Notice period start The notice period typically runs from the date of mailing or hand-delivery, not the date of receipt. Some states count both the notice date and the meeting date; others exclude one or both. Confirm the rule.
  5. Remote participation When the association offers remote attendance, the notice must include the access information and any limitations (e.g., audio-only, no chat). Recording rules vary by state.
  6. Defective notice consequences Material defects invalidate actions taken at the meeting. Minor defects (typo in location, slightly late mailing) may be cured by attendance and waiver. Document the cure in the minutes.
  7. Emergency notice Statutes typically permit shortened notice for genuine emergencies (imminent physical harm, immediate financial loss). The board must document the emergency basis in the minutes.

Full notice requirements appear in Tex. Prop. Code §207 and the specific subsections cited in the Requirements tab.

Quorum sets the floor for a valid meeting. Voting mechanics — proxies, ballots, written consent — determine how votes are counted once the quorum is established.

Quorum

Statute sets the default at 10% of allocated interests unless the governing documents specify a different threshold.

Proxies

Most states permit proxies for owner meetings. The proxy must be written, dated, and signed; many states require revocation rights and an explicit scope (general or limited). Proxies do not extend to board meetings — directors must vote in person or by permitted remote means.

Written consent

Action without a meeting requires unanimous written consent in most jurisdictions, though some states permit a lower threshold for narrow categories (uncontested matters, ratification). Document the consent in the corporate records, indexed to the action taken.

Ballots

Secret-ballot procedures, double-envelope requirements, and inspector-of-elections rules apply in states with comprehensive election statutes. Director elections, recall votes, and assessment increases above a statutory threshold typically require secret-ballot procedure.

Cumulative voting

Available only when explicitly authorized by the declaration or bylaws. Otherwise straight voting applies — each membership casts one vote per open seat per candidate, with no concentration permitted.

Member in good standing

Voting rights may be suspended for delinquent accounts in some jurisdictions. Suspension typically requires due-process notice and an opportunity to cure. Statutes vary; the bylaws must align.

Voting and quorum procedures are codified in Tex. Prop. Code §207 and applicable subsections. Specific procedures may be modified in the declaration and bylaws within statutory limits.

Minutes are the corporate record of the meeting. Statutes in every state require associations to maintain meeting minutes and make them available to owners on request. Retention periods and access rules vary.

  1. What minutes must contain Date, time, location. Directors and officers present. Quorum determination. Motions made, seconded, and the vote count. Substantive board actions and adopted resolutions. Executive-session minutes kept separately; the open-session minutes record only that a closed session occurred.
  2. Retention period Statutes vary; common floors are seven years for financial records and the life of the association for governance records. Permanent retention is the safer practice. Reserve studies, declarations, amendments, and assessments — permanent.
  3. Owner inspection rights Owners have a statutory right to inspect minutes and association records on written request. The association may charge reasonable copy fees and require inspection during normal business hours at a designated location.
  4. Approval process Draft minutes are circulated to the board, corrected, and approved at the next regular meeting. Approved minutes become the official record. Corrections after approval require a noted amendment, not silent edits.
  5. Permanent records Declaration, bylaws, articles of incorporation, rule books, amendments, and the minute book are permanent records. The association cannot dispose of them on any retention schedule.
  6. Resale disclosure Recent board and owner meeting minutes are typically required attachments to a resale certificate. The standard window is the last 12 months; some statutes extend to 24 months for amendments.
  7. Executive session Closed-session minutes record matters discussed but typically remain confidential from the general membership. Specific votes taken in closed session may need to be reported in the open-session minutes.

Records retention and inspection rights are codified in Tex. Prop. Code §207 and related subsections. A records-request response that misses the statutory deadline may expose the association to a per-day penalty.

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Download the Texas HOA & Condo Compliance Checklist

One PDF — every active Texas statute we track, statutory fee caps and time limits, recent legal changes from the last 12 months, and the resale-certificate disclosure profile. Built from CommunityPay's living legal corpus, the same data that drives our resale certificates, reserve reports, and CARI scoring.

  • Statutory fee caps and time limits (resale, late fees, lien priority)
  • Recent law changes with effective dates
  • Resale & estoppel disclosure profile, item by item
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Data sourced from Texas Secretary of State public registrations, FEMA National Risk Index, U.S. Census Bureau, and CommunityPay's management company graph.
United States Payments and Accounting Governance Infrastructure for Community Associations
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