LAS ARBOLEDAS OFFICE PARK CONDOMINIUM OWNERS' ASSO

Mcallen, Texas
Public record Verified Geography Verified Statute coverage Profile available Contacts Unclaimed

Governed by Tex. Prop. Code §82 (Texas Uniform Condominium Act). Registered as a condominium in Hidalgo County, Texas, in 2004. Recent legislation affecting Texas: SB 711 (2025) — Relating to property owners' associations and condominium associations.

Community Profile
Legal Compliance Dashboard — Live Preview Texas vs. Washington · 12 requirements tracked
3/12
CommunityPay tracks every numeric statutory requirement — fee caps, time limits, percentage caps, retention periods — across every state's community-association law. The full dashboard renders side-by-side comparisons across all 51 tracked jurisdictions and a live feed of statute amendments. Below, three rows for Texas alongside Washington.
Requirement TX WA
RC delivery deadline 10 days 10 calendar days
RC fee cap $375 $275
RC update fee cap $75 $100
Open the full dashboard for Texas → all states, every threshold, statute changes tracked daily
Resale Certificate Compliance 14 disclosures required
TX
This condominium is governed by Tex. Prop. Code §82.157 (Texas Uniform Condominium Act). Texas law requires 14 specific disclosures when a unit is sold. The certificate must be delivered within 10 days of request. Maximum preparation fee: $375.00. · verified Sep 2026 §82.157(a) enumerates 14 statutory clauses; CommunityPay groups those clauses into 14 operational disclosure sections for certificate generation. The purchaser cancellation right is tracked separately under Tex. Prop. Code §82.156.
Statute amended Effective Sep 1, 2025
SB 711 (89th Leg., R.S., 2025) added Tex. Prop. Code §82.157(f), capping the condominium resale-certificate preparation fee at $375 ("a reasonable and necessary fee, not to exceed $375, to furnish a resale certificate under Subsection (a)"). The condominium resale certificate was previously uncapped. The corpus threshold TX_RC_FEE_CAP_CONDO ($375) and the tx_condo_82 profile fee cap were set to reflect this amendment. Effective September 1, 2025. View source
  • Right of first refusal or other restraint on transfer §82.157(a)(1)
    any right of first refusal or other restraint contained in the declaration that restricts the right to transfer a unit; Tex. Prop. Code §82.157§82.157(a)(1) · verified Sep 2026
  • Periodic common expense assessment and unpaid common expenses currently due §82.157(a)(2)
    the amount of the periodic common expense assessment and the unpaid common expenses or special assessments currently due and payable from the selling unit owner; Tex. Prop. Code §82.157§82.157(a)(2) · verified Sep 2026
  • Other unpaid fees or amounts payable by the selling unit owner §82.157(a)(3)
    other unpaid fees or amounts payable to the association by the selling unit owner; Tex. Prop. Code §82.157§82.157(a)(3) · verified Sep 2026
  • Capital expenditures approved by the association for the next 12 months §82.157(a)(4)
    capital expenditures, if any, approved by the association for the next 12 months; Tex. Prop. Code §82.157§82.157(a)(4) · verified Sep 2026
  • Amount of reserves for capital expenditures §82.157(a)(5)
    the amount of reserves, if any, for capital expenditures and of portions of those reserves designated by the association for a specified project; Tex. Prop. Code §82.157§82.157(a)(5) · verified Sep 2026
  • Any unsatisfied judgments against the association §82.157(a)(6)
    any unsatisfied judgments against the association; Tex. Prop. Code §82.157§82.157(a)(6) · verified Sep 2026
  • Nature of any pending suits against the association §82.157(a)(7)
    the nature of any pending suits against the association; Tex. Prop. Code §82.157§82.157(a)(7) · verified Sep 2026
  • Insurance coverage provided for the benefit of unit owners §82.157(a)(8)
    insurance coverage provided for the benefit of unit owners; Tex. Prop. Code §82.157§82.157(a)(8) · verified Sep 2026
  • Association's current operating budget and balance sheet §82.157(a)(13)
    the association's current operating budget and balance sheet; and Tex. Prop. Code §82.157§82.157(a)(13) · verified Sep 2026
  • Whether the board knows of alterations or improvements to the unit or its limited common elements that violate the declaration, bylaws, or rules §82.157(a)(9)
    whether the board has knowledge that any alterations or improvements to the unit or to the limited common elements assigned to that unit violate the declaration, bylaws, or association rules Tex. Prop. Code §82.157§82.157(a)(9) · verified Sep 2026
  • Whether the association received a governmental health or building code violation notice for the unit, its limited common elements, or the condominium §82.157(a)(10)
    whether the board has received notice from a governmental authority concerning violations of health or building codes with respect to the unit, the limited common elements assigned to that unit, or any other portion of the condominium Tex. Prop. Code §82.157§82.157(a)(10) · verified Sep 2026
  • Remaining term of any leasehold estate affecting the condominium and the provisions governing extension or renewal §82.157(a)(11)
    the remaining term of any leasehold estate that affects the condominium and the provisions governing an extension or renewal of the lease Tex. Prop. Code §82.157§82.157(a)(11) · verified Sep 2026
  • Name, mailing address, and telephone number of the association's managing agent, if any §82.157(a)(12)
    the name, mailing address, and telephone number of the association's managing agent, if any Tex. Prop. Code §82.157§82.157(a)(12) · verified Sep 2026
  • Itemized statement of all fees payable to the association or its agent associated with transfer of ownership §82.157(a)(14)
    all fees payable to the association or an agent of the association that are associated with the transfer of ownership, including a description of each fee, to whom the fee is paid, and the amount of the fee Tex. Prop. Code §82.157§82.157(a)(14) · verified Sep 2026
Under Tex. Prop. Code §82.157, Texas caps the preparation fee at $375 by statute. In CommunityPay, an association's manager, accounting firm, or staff generates the certificate from its books, with no per-certificate charge from CommunityPay.
None of these items are confirmed for LAS ARBOLEDAS OFFICE PARK CONDOMINIUM OWNERS' ASSO. Keep this association's books on CommunityPay to track compliance and generate resale certificates from live ledger data.
Institutional Reference

Reserve study standards in Texas

Statutory requirements, board preparation checklist, the components a professional study covers, and the useful-life ranges that drive thirty-year funding plans. Generic reference. Not a substitute for a study calibrated to a specific association.

Texas does not currently encode a fixed reserve-study cadence in statute. The discipline still applies. Industry standard across the United States is below.

  • Update the component register annually as assets are added, replaced, or retired.
  • Commission a professional reserve study every three to five years. Update it when the component register changes materially.
  • Maintain a thirty-year capital plan with explicit annual funding contributions tied to the study.
  • Keep reserve funds segregated from operating cash. Disclose funding status in the annual budget.
  • Document the board-approved funding policy — percent-funded, threshold, or baseline — in board minutes.

CommunityPay maintains a Reserve Funding Status Report (RSR) generator tied to the live ledger. It is a status report, not a substitute for a professional study with on-site inspection.

What a board should have organized before commissioning a reserve study, and what a study delivers back. Use this list to evaluate whether the association is ready, regardless of state.

  1. Component register Every asset the association is responsible for maintaining — roofs, asphalt, mechanical systems, plumbing risers, elevators, amenities. Freeze a current version before the study.
  2. Condition assessments Last inspection reports, photographs, observed wear, recent repairs. The analyst calibrates useful-life estimates against this evidence.
  3. Useful-life and replacement-cost estimates Per component, calibrated to local climate, construction, and use intensity. A study produces these; the board verifies them.
  4. Thirty-year capital plan When each component reaches end-of-life and what replacement will cost in nominal dollars at that year.
  5. Funding plan Percent-funded, threshold, or baseline approach with an explicit annual contribution. The board approves; the study models outcomes.
  6. Current reserve fund balance Separated from operating cash. Ideally in interest-bearing accounts with FDIC coverage on the full balance.
  7. Annual budget tied to the funding plan Reserve contribution as an explicit budget line, traceable to the study and the funding policy.
  8. Most recent reserve study Full study, update, or interim review. Author credentials and date of the most recent on-site inspection.
  9. Insurance schedule Replacement-cost coverage on insured components. Deductibles that may draw against reserves in a loss.
  10. Board minutes referencing reserve decisions Special assessments, deferred maintenance, funding-policy changes, scope deviations from the study.

Categories most reserve studies cover. The specific components depend on the association. High-rise condos track far more than single-family HOAs. Gated communities track infrastructure that condos never see.

Roofing & Exterior

Asphalt shingle, metal, tile, or flat membrane roofs. Siding (wood, fiber cement, stucco, vinyl). Exterior paint. Soffits and fascia. Gutters and downspouts. Decks and balconies. Railings. Window and door frames in common areas.

Mechanical

HVAC chillers and cooling towers. Boilers and water heaters. Ventilation. Pumps. Fire suppression and sprinkler systems. Emergency generators. Elevators — cabs, controllers, jacks, and modernizations.

Site Work

Parking lots: seal coat, overlay, full reconstruction. Concrete sidewalks and curbs. Site lighting. Storm drainage. Retaining walls. Fencing. Entry gates and signage.

Plumbing & Electrical

Main water lines and risers. Sanitary and storm sewer lines. Backflow preventers. Common-area electrical panels and switchgear. Transformer pads. Distribution.

Amenities

Pools, spas, and pool equipment. Clubhouse interiors. Fitness rooms. Playgrounds. Tennis and pickleball courts. Mailbox kiosks. Trash enclosures and dumpster pads.

Safety & Code

Fire alarm panels. Emergency lighting. Smoke detectors in common areas. Fire-rated doors. Structural fireproofing. Sprinkler heads and inspection-required components.

A mid-size HOA typically tracks thirty to eighty components. A high-rise condo tracks two hundred or more. The categories above are illustrative. A professional reserve study identifies the components a specific association is responsible for.

Typical useful-life ranges for components common in reserve studies. Industry averages, not specific to any state, climate, or association. A professional study calibrates these to local conditions, construction quality, maintenance practice, and use intensity.

Component Typical useful life
Asphalt shingle roof20–25 years
Metal roof40–50 years
Tile or slate roof50+ years
Flat membrane roof (TPO/EPDM)15–25 years
Wood siding20–30 years
Fiber cement siding30–50 years
Stucco50+ years
Exterior paint cycle7–10 years
Gutters and downspouts20–30 years
Wood deck, pressure-treated15–20 years
Composite deck25–30 years
Asphalt parking — seal coat3–5 years
Asphalt parking — overlay12–15 years
Asphalt parking — reconstruction25–30 years
Concrete sidewalks and curbs30–50 years
Site lighting (poles, fixtures)20–30 years
Wood fencing15–25 years
Pool plaster10–15 years
Pool pump and filter7–10 years
HVAC rooftop unit15–20 years
Boiler25–30 years
Commercial water heater10–15 years
Fire alarm panel20–25 years
Elevator cab finishes15–20 years
Elevator modernization25–30 years
Carpet, clubhouse7–10 years
Playground equipment10–15 years

Ranges synthesized from common professional reserve-study references and U.S. building-component literature. Verify against a study performed by a credentialed reserve specialist (RS, PRA, or equivalent) before relying on any figure for funding decisions.

Related tools
  • Reserve Health Check → Free. Inputs reserve balance, annual contribution, building age, and components; returns a grade with the math shown. No signup required to view results.
Institutional Reference

Meeting requirements in Texas

Statutory floors for owner and board meetings — notice periods, delivery rules, quorum, voting, written consent, and record retention. Generic reference. Specific bylaws or declarations may impose tighter requirements; statutes set the minimum.

Texas statute does not currently encode specific board or owner meeting notice periods in the corpus. The discipline still applies. Industry standard is below.

  • Provide at least 10 days advance notice for board meetings.
  • Provide 14–30 days advance notice for annual or special owner meetings.
  • Hold at least one annual meeting of the membership each year.
  • Keep all board meetings open to owners in good standing; reserve executive session for narrow purposes.
  • Define a quorum threshold in the bylaws and apply it consistently.

CommunityPay maintains a Board Meeting Packet generator that produces a state-aware agenda, draft minutes template, and compliance checklist for the board pack.

How meeting notice must be delivered, what it must contain, and what defects invalidate the notice. Statutes vary in mechanics; the principles are consistent.

  1. Delivery method First-class mail or hand-delivery to the address on file with the association is the universal default. Most states permit electronic delivery only with the owner's written consent. A posted notice on a community bulletin board is not, by itself, sufficient.
  2. Address on file The association is entitled to rely on the address each owner has provided. The owner bears the burden of keeping it current. The board must maintain a registered address list.
  3. Required content Date, time, location (or remote-access link), and an agenda. Material to be voted on — budget, special assessments, rule changes — must be identified specifically. "Other business" is not a substitute for an item.
  4. Notice period start The notice period typically runs from the date of mailing or hand-delivery, not the date of receipt. Some states count both the notice date and the meeting date; others exclude one or both. Confirm the rule.
  5. Remote participation When the association offers remote attendance, the notice must include the access information and any limitations (e.g., audio-only, no chat). Recording rules vary by state.
  6. Defective notice consequences Material defects invalidate actions taken at the meeting. Minor defects (typo in location, slightly late mailing) may be cured by attendance and waiver. Document the cure in the minutes.
  7. Emergency notice Statutes typically permit shortened notice for genuine emergencies (imminent physical harm, immediate financial loss). The board must document the emergency basis in the minutes.

Full notice requirements appear in Tex. Prop. Code §82.157 and the specific subsections cited in the Requirements tab.

Quorum sets the floor for a valid meeting. Voting mechanics — proxies, ballots, written consent — determine how votes are counted once the quorum is established.

Quorum

Statute sets the default at 10% of allocated interests unless the governing documents specify a different threshold.

Proxies

Most states permit proxies for owner meetings. The proxy must be written, dated, and signed; many states require revocation rights and an explicit scope (general or limited). Proxies do not extend to board meetings — directors must vote in person or by permitted remote means.

Written consent

Action without a meeting requires unanimous written consent in most jurisdictions, though some states permit a lower threshold for narrow categories (uncontested matters, ratification). Document the consent in the corporate records, indexed to the action taken.

Ballots

Secret-ballot procedures, double-envelope requirements, and inspector-of-elections rules apply in states with comprehensive election statutes. Director elections, recall votes, and assessment increases above a statutory threshold typically require secret-ballot procedure.

Cumulative voting

Available only when explicitly authorized by the declaration or bylaws. Otherwise straight voting applies — each membership casts one vote per open seat per candidate, with no concentration permitted.

Member in good standing

Voting rights may be suspended for delinquent accounts in some jurisdictions. Suspension typically requires due-process notice and an opportunity to cure. Statutes vary; the bylaws must align.

Voting and quorum procedures are codified in Tex. Prop. Code §82.157 and applicable subsections. Specific procedures may be modified in the declaration and bylaws within statutory limits.

Minutes are the corporate record of the meeting. Statutes in every state require associations to maintain meeting minutes and make them available to owners on request. Retention periods and access rules vary.

  1. What minutes must contain Date, time, location. Directors and officers present. Quorum determination. Motions made, seconded, and the vote count. Substantive board actions and adopted resolutions. Executive-session minutes kept separately; the open-session minutes record only that a closed session occurred.
  2. Retention period Statutes vary; common floors are seven years for financial records and the life of the association for governance records. Permanent retention is the safer practice. Reserve studies, declarations, amendments, and assessments — permanent.
  3. Owner inspection rights Owners have a statutory right to inspect minutes and association records on written request. The association may charge reasonable copy fees and require inspection during normal business hours at a designated location.
  4. Approval process Draft minutes are circulated to the board, corrected, and approved at the next regular meeting. Approved minutes become the official record. Corrections after approval require a noted amendment, not silent edits.
  5. Permanent records Declaration, bylaws, articles of incorporation, rule books, amendments, and the minute book are permanent records. The association cannot dispose of them on any retention schedule.
  6. Resale disclosure Recent board and owner meeting minutes are typically required attachments to a resale certificate. The standard window is the last 12 months; some statutes extend to 24 months for amendments.
  7. Executive session Closed-session minutes record matters discussed but typically remain confidential from the general membership. Specific votes taken in closed session may need to be reported in the open-session minutes.

Records retention and inspection rights are codified in Tex. Prop. Code §82.157 and related subsections. A records-request response that misses the statutory deadline may expose the association to a per-day penalty.

Related tools
Institutional Reference

Insurance & risk requirements in Texas

Statutory floors plus the Fannie Mae 1076 and Freddie Mac 476 condo questionnaire fields lenders verify before closing. Generic reference. Specific declarations or bylaws may impose tighter requirements; statutes set the minimum.

Fannie Mae lender requirement
Hazard / property coverage
100% of replacement cost value, project improvements + common elements + residential structures
Fannie Mae B7-3-03
Comprehensive general liability
$1000000 minimum per single occurrence, bodily injury and property damage on common elements
Fannie Mae B7-4-01
  • Replacement cost basis — policy must pay to rebuild without depreciation deduction.
  • Agreed-amount endorsement — waives the coinsurance penalty when coverage is set to a stated replacement cost.
  • Inflation guard endorsement — annual escalation to keep coverage at current rebuild cost.
  • Building ordinance or law endorsement — covers the cost gap when current building codes require upgrades during a rebuild.

Statutory citation: Tex. Prop. Code §82.157.

Fannie Mae lender requirement
Fidelity / crime bond minimum
3 months of aggregate assessments on all units
Fannie Mae B7-4-02

The fidelity / crime policy protects association funds from dishonest or fraudulent acts by anyone handling or responsible for those funds — directors, officers, employees, and the management agent. The HOA or co-op corporation must be the named insured, with premiums paid as a common expense.

  • Named covered parties — board, officers, employees, and the management company (when one is engaged).
  • Computation basis — months of assessments plus reserve balance, or a percentage of the operating budget, depending on the governing statute.
  • Annual renewal — coverage lapses are a common audit finding and trigger lender disqualification.

Statutory citation: Tex. Prop. Code §82.157.

Fannie Mae lender requirement
Deductible cap
5% maximum of master policy coverage amount, aggregated across per-peril deductibles
Fannie Mae B7-3-03

Higher deductibles disqualify the project from conforming mortgage originations on every unit. State statutes sometimes codify a tighter cap or require board approval before deductible changes.

Flood insurance is required when any portion of the project sits inside a FEMA-designated Special Flood Hazard Area (SFHA). Coverage must equal the lesser of the building replacement cost or the National Flood Insurance Program (NFIP) maximum, with the balance covered by an excess flood policy.

Statutory citation: Tex. Prop. Code §82.157.

Beyond the master property policy, lenders require several distinct coverages and endorsements. Each addresses a specific risk category the master policy alone does not handle.

  • Directors & officers (D&O) liability — defends board members against claims arising from governance decisions. Often required by lenders even when not codified by statute.
  • Umbrella / excess liability — extends primary liability limits, typically by $1M to $5M, to cover catastrophic claims.
  • Workers’ compensation — required when the association directly employs maintenance or management staff.
  • Earthquake / windstorm — peril-specific policies in seismic and coastal zones. Lender requirement depends on territory.
  • Environmental / pollution — applies when the association operates pools, fuel storage, or other regulated facilities.

Specific statutory provisions seeded for Texas:

Statutory citation: Tex. Prop. Code §82.157.

Statutory Obligations — Texas 28 obligations across 8 categories
TX
Under Texas community association law, this condominium is bound by the obligations below. Each item is pinned to the underlying statute. Click any citation to read the source.
Governance 3
Board governance, meetings, voting, quorum.
  • Right of first refusal or other restraint on transfer
    The certificate must disclose any right of first refusal or other restraint on the right to transfer the unit.
    Tex. Prop. Code §82.157(a)(1)
  • Remaining term of any leasehold estate affecting the condominium
    The certificate must state the remaining term of any leasehold estate affecting the condominium and the provisions governing its extension or renewal.
    Tex. Prop. Code §82.157(a)(11)
  • Managing agent name, mailing address, and telephone number
    The certificate must state the name, mailing address, and telephone number of the association's managing agent, if any.
    Tex. Prop. Code §82.157(a)(12)
Financial 4
Financial statements, audits, banking, fund segregation.
  • Association's current operating budget and balance sheet
    The certificate must attach the association's current operating budget and balance sheet.
    Tex. Prop. Code §82.157(a)(13)
  • Itemized statement of all fees associated with transfer of ownership
    The certificate must provide an itemized statement of all fees payable to the association or its agent that are associated with the transfer of ownership — describing each fee, its payee, and its amount.
    Tex. Prop. Code §82.157(a)(14)
  • Capital expenditures approved for the next 12 months
    The certificate must disclose any capital expenditures the association has approved for the next 12 months.
    Tex. Prop. Code §82.157(a)(4)
  • An understated delinquency total binds the association
    If the certificate understates what the seller owes, the buyer does not pay the difference.
    Tex. Prop. Code §82.157(c)
Assessment 2
Assessment levy, billing, collection, late fees.
  • Periodic common expense assessment and unpaid common expenses
    The certificate must state the periodic common expense assessment and any unpaid common expenses or special assessments currently owed by the seller.
    Tex. Prop. Code §82.157(a)(2)
  • Other unpaid fees or amounts payable by the selling unit owner
    The certificate must disclose any other unpaid fees or amounts the seller owes the association.
    Tex. Prop. Code §82.157(a)(3)
Reserves 1
Reserve studies, reserve funding, capital planning.
  • Amount of reserves for capital expenditures
    The certificate must state the amount of reserves for capital expenditures, including any portion designated for a specific project.
    Tex. Prop. Code §82.157(a)(5)
Insurance 1
Insurance coverage, policy disclosures, claims.
  • Insurance coverage provided for the benefit of unit owners
    The certificate must describe the insurance coverage the association provides for unit owners' benefit.
    Tex. Prop. Code §82.157(a)(8)
Disclosure 4
Owner disclosures, resale certificates, public records.
  • Texas Condo: 5-day purchaser cancellation period under §82.156
    A Texas condo purchaser has five days to cancel after receiving the resale certificate or required documents — statute says cancellation must occur 'before the sixth day after the date the purchaser receives' the materials, which subsection (c) explicitly names 'the five-day cancellation period.'
    Tex. Prop. Code §82.156(a)
  • Texas Condo: cancellation method and effect under §82.156(c)
    The purchaser must cancel by hand delivery or certified mail within the five-day window. Cancellation is without penalty and the purchaser is entitled to a full refund of payments made before cancellation.
    Tex. Prop. Code §82.156(c)
  • The certificate is furnished to the purchaser by the selling unit owner, and issued by the association
    On a condominium resale the seller owes the package to the buyer; the association's role is to issue the certificate the seller hands over.
    Tex. Prop. Code §82.157(a)
  • The association owes the certificate to the unit owner within 10 days, and an affidavit stands in when it does not deliver
    The 10-day duty runs to a request from the unit owner. If the association misses it, the seller may swear an affidavit instead, and buyer and seller may agree in writing to do without the certificate altogether.
    Tex. Prop. Code §82.157(b)
Elections 1
Director elections, ballot procedures, recall.
  • Default member-meeting quorum is 10 percent of votes
    Under the Business Organizations Code, the baseline member-meeting quorum for a Texas HOA organized as a nonprofit corporation is one-tenth (10%) of voting power. Bylaws may set a different threshold.
    Tex. Bus. Org. Code §22.159(a)
Compliance 12
Statutory compliance, filings, registrations.
  • The condominium resale certificate reaches pre-1994 condominiums
    A Texas condominium declared before 1994 is outside most of Chapter 82 but still owes the §82.157 resale certificate.
    Tex. Prop. Code §82.002(c)
  • The resale certificate subchapter yields to the five §82.151(b) exemptions and to nonresidential waiver
    The resale certificate rules apply to every Chapter 82 unit except where subsection (b) exempts the disposition, or where an all-nonresidential condominium and its purchaser agree otherwise.
    Tex. Prop. Code §82.151(a)
  • No resale certificate is required on a gratuitous disposition
    A unit given away rather than sold needs no resale certificate.
    Tex. Prop. Code §82.151(b)(1)
  • No resale certificate is required on a disposition pursuant to court order
    A transfer a court orders needs no resale certificate.
    Tex. Prop. Code §82.151(b)(2)
  • No resale certificate is required on a disposition by a government or governmental agency
    A government selling a unit owes no resale certificate.
    Tex. Prop. Code §82.151(b)(3)
  • No resale certificate is required on a foreclosure or deed in lieu
    A foreclosure sale, or a deed given in lieu of one, needs no resale certificate.
    Tex. Prop. Code §82.151(b)(4)
  • No resale certificate is required where the disposition is cancellable at will without penalty
    A sale the buyer can walk away from at any time, for any reason, and at no cost needs no resale certificate.
    Tex. Prop. Code §82.151(b)(5)
  • Governmental health or building code violation notices received by the association
    The certificate must state whether the association received a governmental health or building code violation notice for the unit, its limited common elements, or any other portion of the condominium.
    Tex. Prop. Code §82.157(a)(10)
  • Any unsatisfied judgments against the association
    The certificate must disclose any unsatisfied judgments against the association.
    Tex. Prop. Code §82.157(a)(6)
  • Nature of any pending suits against the association
    The certificate must describe the nature of any pending suits against the association.
    Tex. Prop. Code §82.157(a)(7)
  • Whether alterations or improvements to the unit violate the governing documents
    The certificate must state whether the board knows of any alterations or improvements to the unit or its limited common elements that violate the declaration, bylaws, or rules.
    Tex. Prop. Code §82.157(a)(9)
  • A purchaser, lender, or title insurer may rely on the certificate
    The certificate is relied upon by name: a buyer, a lender, or a title insurer takes it at face value, and the association is held to what it wrote.
    Tex. Prop. Code §82.157(e)
None of these obligations are confirmed for LAS ARBOLEDAS OFFICE PARK CONDOMINIUM OWNERS' ASSO as a community that uses CommunityPay. Keep this association's books on CommunityPay to track obligation compliance from a live ledger with audit-grade enforcement.
Source: Texas legal corpus. Last verified Sept. 5, 2026. CommunityPay maintains the corpus and re-verifies on a rolling cadence.
Risk Profile — CARI Score Preview 5 weighted components · Verified score requires consent
Preview
CARI — the Community Association Risk Index — is CommunityPay's deterministic risk score for community associations. Lenders, insurers, title companies, and buyers consume it through an authenticated API. The score is computed from five weighted components and is consent-gated: the association controls whether subscribers can see it.
Financial Health 30% weight
Reserve adequacy, delinquency rate, operating ratio, fund segregation. Measured against state statutory thresholds.
Governance 25% weight
Board attestation currency, meeting compliance, policy violations, governance risk coefficient.
Vendor Risk 15% weight
Vendor compliance signals — license, insurance, bond status, payment velocity, dispute rate.
Enforcement Integrity 15% weight
Block rate, override rate, SLA breaches in the enforcement decision ledger. The audit-trail layer.
Payment Behavior 15% weight
Prevented loss, dispute rate, collection efficiency, payment-method risk.
No verified CARI score is published for Texas community LAS ARBOLEDAS OFFICE PARK CONDOMINIUM OWNERS' ASSO. Keep this association's books on CommunityPay to publish a verified CARI score that lenders, insurers, title companies, and buyers can consume through an authenticated API.
Mortgage Warrantability — Fannie Mae 1076 / Freddie Mac 476 8 sections lenders require
Condo
Every condo mortgage closing requires the lender to underwrite the project itself, not just the unit. The Fannie Mae 1076 (Full Project Review) and Freddie Mac 476 (Project Review) ask for the eight sections below. The association's manager or board answers them for each loan. In CommunityPay, the financial answers come from the association's ledger.
Project information Not verified
Number of units, occupancy ratio, commercial space %, completion status, project type.
Annual operating budget Not verified
Current year budget, line-item revenue and expenses, contingency provisions.
Assessment delinquency Not verified
Owners more than 60 days delinquent, total delinquent assessments, percentage of total billed.
Reserve fund status Not verified
Current reserve balance, percent funded, recent reserve study, contributions to reserves.
Insurance coverage Not verified
Master policy, fidelity bond, D&O coverage, flood (if applicable), agent and carrier details.
Governance Not verified
Board composition, FHA/VA certification, attestation currency, ongoing litigation indicator.
Special assessments Not verified
Approved or pending special assessments, payment terms, purpose, total amount.
Required disclosures Not verified
Litigation, code violations, structural defects, deferred maintenance, environmental issues.
None of these sections are verified for LAS ARBOLEDAS OFFICE PARK CONDOMINIUM OWNERS' ASSO. Keep this association's books on CommunityPay to publish a complete Fannie 1076 / Freddie 476 questionnaire from live ledger data.
Recent Law Changes — Last 24 Months 1 change · 1 directly affects this community
1
Statute amended Affects this community
Eff. Sep 2025
Resale Certificate — Texas Uniform Condominium Act
SB 711 (89th Leg., R.S., 2025) added Tex. Prop. Code §82.157(f), capping the condominium resale-certificate preparation fee at $375 ("a reasonable and necessary fee, not to exceed $375, to furnish a resale certificate under Subsection (a)"). The condominium resale certificate was previously uncapped. The corpus threshold TX_RC_FEE_CAP_CONDO ($375) and the tx_condo_82 profile fee cap were set to reflect this amendment. Effective September 1, 2025.
Source: Texas legal corpus drift detection. CommunityPay tracks every change to relevant statutes, case law, session laws, and regulations.
Compliance Calendar — Next 12 Months 1 deadline
Federal Form 1120-H or 1120 — annual return Apr 15, 2027 · 182 days
High IRC §528
Failure to file timely incurs IRS penalties and interest.
Source: Texas statute and federal tax law. Dates are conservative estimates based on common fiscal-year alignment; actual deadlines depend on the association's bylaws and fiscal year.
Active Legislation — Texas 1 bill · 1 directly affects this community
1
SB 711 Affects this community Eff. Sep 1, 2025
Relating to property owners' associations and condominium associations
Senate Bill 711 (89th Legislature, Regular Session, 2025) amended Texas Property Code provisions governing property owners' associations and condominium unit owners' associations. Among other changes, it added Section 82.157(f): "An association may charge a reasonable and necessary fee, not to exceed $375, to furnish a resale certificate under Subsection (a)." …
Enacts: Tex. Prop. Code §82.157
Source: Texas legislature. CommunityPay tracks every session bill that touches community association law.
Lien Priority — Texas No HOA super-priority over first mortgage
Texas does not grant HOA assessment liens super-priority over a first mortgage. The HOA assessment lien sits subordinate to the mortgage; recording date controls relative priority among junior liens.
1.
Federal tax lien (IRS)
Federal tax liens are senior to all subsequent recorded liens.
26 U.S.C. §6321
2.
Property tax lien
Property tax liens are senior to all liens including those created prior.
Tex. Tax Code §32.05
3.
First mortgage / vendor's lien
Texas does not grant HOA assessment liens super-priority over a first mortgage.
4.
HOA assessment lien
Subordinate to first mortgage and prior-recorded liens.
Tex. Prop. Code §82.113
5.
Junior mortgage / mechanic's liens / judgment liens
Priority by recording date.
Source: Texas statutes and case law. CommunityPay maintains the corpus and re-verifies on a rolling cadence.
Records This Community Should Have — Texas 5 record categories required by statute
Under Texas community association law, the records below must be created and retained. Failure to produce these on owner request, audit, or litigation creates liability and erodes the board's defensibility. None are confirmed for this community as an association that uses CommunityPay.
Governance 2
  • Governing documents — CC&Rs, Bylaws, Articles of Incorporation
    The foundational documents that establish the association and its powers. Required as a permanent record.
    Retention: permanent
    Tex. Prop. Code §82.114
  • Meeting minutes — board and member meetings
    Official record of board votes, decisions, and member actions.
    Retention: permanent
    Tex. Prop. Code §82.114
Financial 3
  • Reserve study (condo)
    For condominium associations under §82.114.
    Retention: most recent + history
    Tex. Prop. Code §82.114
  • Tax returns
    Federal and state association tax returns.
    Retention: 7 years
    IRC §6501 + state retention norms
  • Tax returns
    Federal association tax returns.
    Retention: 7 years
    IRC §6501
Keep this association's books on CommunityPay to create, store, and produce these records on demand from a live ledger.
Registration Details Condominium · Est. 2004 · Active
Type Condominium
Governing Statute Tex. Prop. Code Ch. 82 (Uniform Condominium Act)
State Texas
City Mcallen
ZIP 78501
County Hidalgo
Registration Texas Comptroller of Public Accounts · 0800383344
Formed Aug. 27, 2004
Status Active
Area HOA Fees Hidalgo County median $135/mo
Median Monthly Fee $135
Average Monthly Fee $283
Typical Range $110 – $208
Units Paying Fees 946
Source: U.S. Census Bureau, American Community Survey 2023 5-Year Estimates (PUMS). Hidalgo County, TX.
Natural Hazard Exposure Hidalgo County
Relatively High
Cold Wave Very High
Hurricane Very High
Hail Very High
Heat Wave Relatively High
Drought Relatively High
Social Vulnerability Very High
Community Resilience Very Low
Expected Annual Loss $309,750,572
Source: FEMA National Risk Index v1.20, Hidalgo County, TX
Applicable Laws 12 Texas statutes
Construction of Restrictive Covenants The Texas rule of construction for restrictive covenants. Subsection (a) directs courts to liberally construe restrictive covenants to give effect to their purpose and intent. Subsection (b) prohibits restrictive covenants from being applied to bar use of property as a "family home" as defined under Texas Human Resources Code Chapter 123 — though any other applicable covenant is still construed …
Enforcement of Restrictive Covenants Texas covenant-enforcement statute. Discretionary enforcement decisions by a property owners' association are presumed reasonable unless a court determines by a preponderance of the evidence that the exercise of discretion was "arbitrary, capricious, or discriminatory." An association or any designated representative may sue to enforce restrictive covenants. Courts may impose civil penalties of up to $200 per day of violation. The …
Applicability — Texas Uniform Condominium Act Chapter 82 governs condominiums whose declaration was recorded on or after January 1, 1994. Subsection (c) lists the sections that reach a pre-1994 condominium anyway, and §82.157 — the resale certificate — is one of them. A condominium too old for the rest of Chapter 82 still owes the certificate.
Definitions Foundational definitions for the Texas Uniform Condominium Act. Defines "condominium" as real property with units designated for separate ownership and common elements owned in undivided interests; "declarant" as a person offering units or retaining special declarant rights; "unit owners' association" as the governing entity; and related terms including common expenses, development rights, and special declarant rights. Definitional anchor for every …
Powers of Unit Owners’ Association Enumerates the TUCA condominium association's powers. The board may adopt and amend bylaws and budgets for revenues, expenditures, and reserves unless the declaration provides otherwise. The association may hire staff and managers, institute or defend litigation in its own name on matters affecting the condominium, adopt rules governing unit use and maintenance, collect assessments, and impose reasonable fines for rule …
Meetings Open-meeting rule for TUCA condominium associations. Annual meetings of the unit owners are mandatory; special meetings may be called by the president, a majority of the board, or unit owners holding twenty percent of the votes. Association and board meetings are open to all unit owners, but the board may convene closed executive sessions for personnel, litigation, or other sensitive …
Association’s Lien for Assessments The TUCA assessment lien. An assessment levied by a condominium association is a personal obligation of the unit owner and a continuing lien on the unit, rents, and insurance proceeds. The lien is created and perfected by recordation of the declaration — no separate lien filing is required. Priority runs ahead of every other lien except real property tax liens, …
Association Records Records and audit requirements for TUCA condominium associations. The association must maintain detailed financial records that comply with generally accepted accounting principles, along with construction plans, board and owner meeting minutes, unit owner contact and voting records, and records of insurance coverage. Records must be "reasonably available" at the association's registered office for inspection by any unit owner. An independent …
Management Certificate TUCA management-certificate filing requirement. The condominium association must record in the real property records of each county where the condominium is located a management certificate listing specified identifying information about the condominium and the association. The association must record an updated certificate "not later than the 30th day after the date the association has notice of a change" in any …
Applicability of Resale Certificate Subchapter — Texas Uniform Condominium Act Subchapter E, which contains §82.157, applies to each unit subject to Chapter 82 except as subsection (b) provides. Subsection (b) names five dispositions in which no resale certificate need be prepared or delivered at all: a gift, a court-ordered disposition, a disposition by a government or governmental agency, a foreclosure or deed in lieu, and a disposition cancellable at any …
Purchaser's Right to Cancel — Texas Uniform Condominium Act Texas Uniform Condominium Act purchaser cancellation right. A unit purchaser who does not receive the declaration, bylaws, association rules, and resale certificate before contract execution may cancel the contract before the sixth day after receiving those documents. Subsection (c) explicitly names this "the five-day cancellation period." Cancellation is by hand-delivered or certified-mail written notice; no penalty; all payments refunded. No …
Resale Certificate — Texas Uniform Condominium Act Texas Uniform Condominium Act resale certificate requirement. §82.157(a) enumerates 14 disclosure items at (a)(1)–(a)(14) and embeds a 90-day currency rule in the opening sentence ("must have been prepared not earlier than three months before the date it is delivered"). §82.157(b) sets a 10-day delivery window after the unit owner's written request and provides a sworn-affidavit fallback if the association fails …
Source: Texas state legislature. Statutes verified by CommunityPay. Last verified May 2026.
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Certificates and questionnaires

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LAS ARBOLEDAS OFFICE PARK CONDOMINIUM OWNERS' ASSO does not use CommunityPay, so we cannot provide its resale certificate or answer lender questionnaires for it. Ask the association's board or its management company.

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  • Online dues Residents pay by bank transfer. Posts to a double-entry ledger automatically.
  • Resale certificates from the books Generated in minutes by the association's manager, accounting firm, or staff, mapped to Texas law.
  • Auditable ledger Every financial decision logged and traceable. Board turnover doesn't erase memory.
Community data is sourced from Texas Secretary of State public registrations. Natural hazard data is from the FEMA National Risk Index (county-level, v1.20). CommunityPay does not claim a relationship with LAS ARBOLEDAS OFFICE PARK CONDOMINIUM OWNERS' ASSO unless explicitly stated.
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