HOAs & Condos in Houston, TX

2913 registered communities in Houston across Harris County and 2 adjacent counties. Mix: 1009 unclassified entity, 942 homeowners association, 343 townhome association, 329 condominium, 290 property owners association. Median monthly HOA/condo fee in the county is $389.

Resale Certificate Compliance 16 disclosures required
TX
A planned community in Houston, TX is governed by Tex. Prop. Code §207.003 (Texas Property Owners Association Act). Texas law requires 16 specific disclosures when a unit is sold. The certificate must be delivered within 10 days of request. Maximum preparation fee: $375.00. · verified Sep 2026
  • Restrictions on transfer of ownership §207.003(b)(1)
    a statement of any right of first refusal, other than a right of first refusal that is prohibited by statute, and any other restraint contained in the restrictions or restrictive covenants that restricts the owner's right to transfer the owner's property; Tex. Prop. Code §207.003§207.003(b)(1) · verified Sep 2026
  • Frequency and amount of regular assessments §207.003(b)(2)
    the frequency and amount of any regular assessments; Tex. Prop. Code §207.003§207.003(b)(2) · verified Sep 2026
  • Approved special assessments not yet due §207.003(b)(3)
    the amount and purpose of any special assessment that has been approved before and is due after the resale certificate is delivered; Tex. Prop. Code §207.003§207.003(b)(3) · verified Sep 2026
  • Total of all amounts due and unpaid attributable to the property §207.003(b)(4)
    the total of all amounts due and unpaid to the property owners' association that are attributable to the owner's property; Tex. Prop. Code §207.003§207.003(b)(4) · verified Sep 2026
  • Capital expenditures approved by the association for the current fiscal year §207.003(b)(5)
    capital expenditures, if any, approved by the property owners' association for the property owners' association's current fiscal year; Tex. Prop. Code §207.003§207.003(b)(5) · verified Sep 2026
  • Amount of reserves for capital expenditures §207.003(b)(6)
    the amount of reserves, if any, for capital expenditures; Tex. Prop. Code §207.003§207.003(b)(6) · verified Sep 2026
  • Current operating budget and balance sheet §207.003(b)(7)
    the property owners' association's current operating budget and balance sheet; Tex. Prop. Code §207.003§207.003(b)(7) · verified Sep 2026
  • Total of unsatisfied judgments against the association §207.003(b)(8)
    the total of any unsatisfied judgments against the property owners' association; Tex. Prop. Code §207.003§207.003(b)(8) · verified Sep 2026
  • Style and cause number of any pending lawsuit §207.003(b)(9)
    the style and cause number of any pending lawsuit in which the property owners' association is a party, other than a lawsuit relating to unpaid ad valorem taxes of an individual member of the association; Tex. Prop. Code §207.003§207.003(b)(9) · verified Sep 2026
  • Certificate of insurance for common areas and facilities §207.003(b)(10)
    a copy of a certificate of insurance showing the property owners' association's property and liability insurance relating to the common areas and common facilities; Tex. Prop. Code §207.003§207.003(b)(10) · verified Sep 2026
  • Conditions on the property the board has actual knowledge violate the subdivision restrictions, bylaws, or association rules §207.003(b)(11)
    a description of any conditions on the owner's property that the property owners' association board has actual knowledge are in violation of the restrictions applying to the subdivision or the bylaws or rules of the property owners' association Tex. Prop. Code §207.003§207.003(b)(11) · verified Sep 2026
  • Governmental health or housing code violation notices the association received regarding the property or common areas §207.003(b)(12)
    a summary or copy of notices received by the property owners' association from any governmental authority regarding health or housing code violations existing on the preparation date of the certificate relating to the owner's property or any common areas or common facilities owned or leased by the property owners' association Tex. Prop. Code §207.003§207.003(b)(12) · verified Sep 2026
  • Amount of any administrative transfer fee charged for a change of ownership §207.003(b)(13)
    the amount of any administrative transfer fee charged by the property owners' association for a change of ownership of property in the subdivision Tex. Prop. Code §207.003§207.003(b)(13) · verified Sep 2026
  • Name, mailing address, and telephone number of the association's managing agent, if any §207.003(b)(14)
    the name, mailing address, and telephone number of the property owners' association's managing agent, if any Tex. Prop. Code §207.003§207.003(b)(14) · verified Sep 2026
  • Statement whether the restrictions allow foreclosure of the association's assessment lien for unpaid assessments §207.003(b)(15)
    a statement indicating whether the restrictions allow foreclosure of a property owners' association's lien on the owner's property for failure to pay assessments Tex. Prop. Code §207.003§207.003(b)(15) · verified Sep 2026
  • Itemized statement of all fees associated with transfer of ownership (description of each fee, payee, and amount) §207.003(b)(16)
    a statement of all fees associated with the transfer of ownership, including a description of each fee, to whom each fee is paid, and the amount of each fee Tex. Prop. Code §207.003§207.003(b)(16) · verified Sep 2026
Also applicable to condominiums: Tex. Prop. Code §82.157 (Texas Uniform Condominium Act, 14 items)
Under Tex. Prop. Code §207.003, Texas caps the preparation fee at $375 by statute. In CommunityPay, an association's manager, accounting firm, or staff generates the certificate from its books, with no per-certificate charge from CommunityPay.
4,726,200
County Population
Very High
FEMA Risk Rating
$389
Median Monthly HOA Fee
$280 – $551
25th – 75th Percentile
FEMA National Risk Index v1.20. Fee data: U.S. Census ACS 2023 5-Year PUMS, weighted from 39,859 units.
Hurricane
Very High
$457,859,275/yr expected loss
Tornado
Very High
$407,387,921/yr expected loss
Inland Flooding
Very High
$1,122,079,278/yr expected loss
Cold Wave
Very High
$118,128,454/yr expected loss
Lightning
Very High
$8,587,007/yr expected loss
Source: FEMA National Risk Index. Expected Annual Loss represents the modeled annualized cost of building damage and direct losses across the county, not a per-property figure.
2913 Houston communities operate under Texas law. The primary governing statute is Tex. Prop. Code §207 — Texas Property Owners' Association Act — Resale Certificate Chapter. Chapter 207 of the Texas Property Code (Property Owners' Association Act) governs HOA resale certificates. All operative content lives at the section level — see §207.003 for the 16 enumerated disclosure items at (b)(1)–(b)(16), the 10-business-day delivery deadline at (a), the 60-day certificate currency rule at (a)(3), and the $375 initial / $75 update fee caps at (c). §207.004 establishes owner remedies for late delivery; §207.005 governs reliance and liability. §207.001 defines what a resale certificate is; §207.002 says which associations owe one. All six sections carry verbatim text as of 2026-09-04.
Name Type Formed
COPPERFIELD COMMUNITY ASSOCIATION, INC. Unclassified Entity 1979
COPPER GROVE OWNERS ASSOCIATION, INC. Unclassified Entity 1983
COPPERTREE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1979
COPPERWOOD CONDOMINIUM ASSOCIATION, INC. Condominium 1980
CORDOBA ESTATES COMMUNITY ASSOCIATION, INC. Unclassified Entity 2021
CORINTHIAN COVE COMMUNITY ASSOCIATION, INC. Unclassified Entity 2022
CORNERSTONE COMMUNITY ASSOCIATION, INC. Unclassified Entity 1981
CORNERSTONE TOWNHOMES HOMEOWNERS ASSOCIATION, INC. Townhome Association 1979
CORPORATE OFFICE PLAZA UNIT OWNERS ASSOCIATION INC Unclassified Entity 2004
CORPORATE PARK COMMUNITY ASSOCIATION, INC. Unclassified Entity 1979
COTTAGE GROVE COMMUNITY ASSOCIATION, INC. Unclassified Entity 2007
COTTAGE GROVE VILLAGE COMMUNITY ASSOCIATION, INC. Unclassified Entity 2012
COTTAGES AT SHADY ACRES COMMUNITY ASSOCIATION, INC Unclassified Entity 2005
COTTON HILL PROPERTY OWNERS ASSOCIATION Property Owners Association 1987
COTTONWOOD COMMUNITY ASSOCIATION, INC. Unclassified Entity 1979
COUNTRYGROVE COMMUNITY ASSOCIATION, INC. Unclassified Entity 1982
COUNTRYPLACE MASTER COMMUNITY ASSOCIATION, INC. Unclassified Entity 1982
COUNTRYSIDE VILLAGE HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1975
COURT AT PINEWOLD HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1994
COURTLAND VILLAGE TOWNHOMES HOMEOWNER'S ASSOCIATIO Townhome Association 1973
COURTS AT AUBURN LAKES HOMEOWNERS ASSOCIATION, INC Homeowners Association 2001
COURTS AT WEST HEIGHTS - NORTH HOMEOWNERS ASSOCIAT Homeowners Association 2011
COURTS OF LAS PALMAS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1990
COURTYARD OF DETERING PLACE HOMEOWNERS ASSOCIATION Homeowners Association 2009
COURTYARDS OF BRIAR HOLLOW OWNERS ASSOCIATION, INC Unclassified Entity 1996
COVENTRY ESTATES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1993
COVENTRY OWNERS ASSOCIATION, INC. Unclassified Entity 1981
COVERED BRIDGE CONDOMINIUM ASSOCIATION, INC. Condominium 1973
COVINGTON PARK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2007
CRAIN SQUARE COMMUNITY ASSOCIATION, INC. Unclassified Entity 2016
CRANBROOK COMMUNITY ASSOCIATION Unclassified Entity 1981
CRANBROOK PROPERTY OWNERS ASSOCIATION Property Owners Association 1980
CRAWFORD PARK HOMEOWNERS ASSOCIATION Homeowners Association 2010
CREEKMONT COMMUNITY ASSOCIATION, INC. Unclassified Entity 2006
CREEKMONT GROVE COMMUNITY ASSOCIATION INC Unclassified Entity 2021
CREEKSIDE COURT COMMUNITY ASSOCIATION, INC. Unclassified Entity 2021
CREEKSIDE ESTATES SOUTH HOMEOWNERS ASSOCIATION, IN Homeowners Association 1978
CREEKSTONE COMMUNITY ASSOCIATION, INC. Unclassified Entity 1977
CREEKSTONE VILLAGE COMMUNITY ASSOCIATION, INC. Unclassified Entity 2001
CREEK TOWNHOUSE CONDOMINIUM ASSOCIATION, INC. Condominium 1977
CREEKWOOD CROSSING COMMUNITY ASSOCIATION, INC. Unclassified Entity 2024
CRESCENT PALMS HOMEOWNERS ASSOCIATION INC. Homeowners Association 2023
CRESCENT PARK (HOUSTON) HOMEOWNERS' ASSOCIATION, I Homeowners Association 2002
CRESCENT PARK VILLAGE TOWNHOMES (HOUSTON) OWNERS A Townhome Association 2005
CRESTDALE COURTYARDS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1978
CRESTMONT PLACE COMMUNITY ASSOCIATION, INC. Unclassified Entity 2010
CRESTWATER HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1997
CRESTWOOD ON THE PARK CONDOMINIUMS COUNCIL OF CO-O Condominium 1985
CR HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2015
CROOMIR TOWN HOME HOMEOWNERS ASSOCIATION Homeowners Association 2005
CROOMS ST TOWNHOMES ASSOCIATION INC. Townhome Association 2001
CROSBY FARMS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2021
CROSSROADS AT BENDERS LANDING ESTATES HOMEOWNERS A Homeowners Association 2014
CROWN COLONY WEST HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1971
CRYSTAL LAKE PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 1997
CSE HOMEOWNER'S ASSOCIATION Unclassified Entity 1989
CULLEN PARK ESTATES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2015
CURTIN HEIGHTS COMMUNITY ASSOCIATION INC Unclassified Entity 2023
CURTIN PARK COURT COMMUNITY ASSOCIATION INC Unclassified Entity 2020
CURTIN PLACE COMMUNITY ASSOCIATION INC Unclassified Entity 2026
CUTTEN GREEN HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1978
CUTTEN ROAD OFFICE CONDOMINIUMS, INC. Condominium 2008
CY-FAIR TOWNHOMES OWNERS' ASSOCIATION, INC. Townhome Association 1977
CYPRESS CREEK COMMERCIAL PROPERTY OWNERS ASSOCIATI Property Owners Association 2011
CYPRESS CREEK CROSSING HOMEOWNERS' ASSOCIATION, IN Homeowners Association 2014
CYPRESS CREEK LAKES COMMERCIAL PROPERTY OWNERS ASS Property Owners Association 2011
CYPRESS CREEK LAKES PROPERTY OWNERS ASSOCIATION, I Property Owners Association 2003
CYPRESS CREEK MEMORIAL HEIGHTS HOMEOWNERS ASSOCIAT Homeowners Association 2023
CYPRESS FALLS ESTATES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2002
CYPRESS FOREST COMMUNITY ASSOCIATION, INC. Unclassified Entity 1991
CYPRESS FOREST SECTION II HOMEOWNER'S ASSOCIATION Unclassified Entity 1988
CYPRESS LANDING PARK COMMUNITY ASSOCIATION, INC. Unclassified Entity 2007
CYPRESS MEADOWS PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 2022
CYPRESS MILL HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1984
CYPRESS OAKS NORTH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2021
CYPRESS PARK HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2010
CYPRESS POND PLACE AT WOODFOREST TOWNHOME OWNERS A Townhome Association 2023
CYPRESS SPRINGS SECTION ONE HOMEOWNERS ASSOCIATION Homeowners Association 2002
CYPRESS TELGE PARK PROPERTY OWNERS ASSOCIATION, IN Property Owners Association 2021
CYPRESS TERRACE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2004
CYPRESS VILLAGE PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 2005
CYPRESSWOOD LANDING HOMEOWNERS ASSOCIATION Homeowners Association 2020
CYPRESS YORK HOMEOWNER'S ASSOCIATION, INC. Unclassified Entity 2002
DAFFODIL MEADOWS COMMUNITY ASSOCIATION, INC. Unclassified Entity 2013
DALAT CONDO PHASE ONE HOMEOWNERS ASSOCIATION, INC. Condominium 1988
DALLAS AVENUE TOWNHOMES HOMEOWNERS ASSOCIATION Townhome Association 2007
DARBYDALE CROSSING HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2007
DARLING STREET TOWNHOUSES OWNERS ASSOCIATION, INC. Townhome Association 2004
DAVID CROCKETT ADDITION PROPERTY OWNERS ASSOCIATIO Property Owners Association 1992
DAVID CROCKETT HOMEOWNERS ASSOCIATION FUNDS, INC. Homeowners Association 1996
DECKER COVE-PRAIRIE HOLLOW COMMUNITY ASSOCIATION, Unclassified Entity 2025
DEEP RIVER PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 2008
DEERFIELD PARK COMMUNITY ASSOCIATION, INC. Unclassified Entity 2004
DEERWOOD GLEN COMMERCIAL PROPERTY OWNERS ASSOCIATI Property Owners Association 2011
DEERWOOD NORTH PROPERTY OWNERS ASSOCIATION Property Owners Association 2010
DELLROSE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2015
DEL MONTE II PROPERTY OWNERS, INC. Property Owners Association 1955
DEL WEBB SUGAR LAND AT RYEHILL HOMEOWNERS' ASSOCIA Homeowners Association 2025
DE MOSS VILLAGE #1 HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1998
DENNIS-LABRANCH-DREW TOWNHOMES ASSOCIATION, INC. Townhome Association 2001
DESOTO ESTATES COMMUNITY ASSOCIATION INC Unclassified Entity 2025
DETERING HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1999
DETERING PARK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2019
DEVONSHIRE COMMUNITY ASSOCIATION, INC. Unclassified Entity 1997
DIAMOND OAKS COMMUNITY ASSOCIATION Unclassified Entity 2025
DIAMOND STAR HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2005
DICKENS COURT HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1977
DICKSON TOWNHOMES MAINTENANCE ASSOCIATION, INC. Townhome Association 1981
DILSTON HOUSE CONDOMINIUM ASSOCIATION Condominium 1978
DISTRICT EAST HOMEOWNER'S ASSOCIATION, INC. Unclassified Entity 2019
DOLIVER POINT TOWNHOUSES ASSOCIATION, INC. Townhome Association 1980
DOLORES STREET LANDING OWNERS ASSOCIATION, INC. Unclassified Entity 2021
DOMA CHASE CONDOMINIUM OWNERS ASSOCIATION Condominium 1981
DOMINION AT GARDEN OAKS COMMUNITY ASSOCIATION, INC Unclassified Entity 2020
DOMINION ESTATES HOMEOWNERS' ASSOCIATION Homeowners Association 2001
DOMINION @ SCENIC HILLS RANCH PROPERTY OWNERS ASSO Property Owners Association 2015
DONOVAN COURT HOME OWNERS ASSOCIATION, INC. Homeowners Association 2025
DONOVAN COURTYARD OWNERS ASSOCIATION, INC. Unclassified Entity 2019
DONOVAN HEIGHTS OWNERS ASSOCIATION, INC. Unclassified Entity 2021
DONOVAN PARK COMMUNITY ASSOCIATION, INC. Unclassified Entity 2022
DORRINGTON HOMES OWNERS ASSOCIATION INC Unclassified Entity 2004
DOVE MEADOWS HOMEOWNERS ASSOCIATION INC. Homeowners Association 1975
DOVER COMMUNITY ASSOCIATION, INC. Unclassified Entity 1980
DOWLING & POLK HOMEOWNERS ASSOCIATION Homeowners Association 2025
D.P. TOWNHOUSES ASSOCIATION, INC. Townhome Association 2008
DREW IV TOWNHOMES ASSOCIATION, INC. Townhome Association 2000
DREXEL PLACE HOMEOWNERS ASSOCIATION Homeowners Association 1984
DRY CREEK INDUSTRIAL CONDOMINIUM PARK ASSOCIATION, Condominium 2023
DRY CREEK VILLAGE COMMUNITY ASSOCIATION, INC Unclassified Entity 2018
DUNHAM POINTE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2021
DUNVALE VILLAGE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2022
DUPLEX OWNERS ASSOCIATION FOR PARKWEST SECTION ONE Unclassified Entity 2018
DURHAM PARK HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1983
DWE FRANZ PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 2020
DYER LAKES COMMUNITY ASSOCIATION Unclassified Entity 2025
EADO EDGE COMMUNITY ASSOCIATION, INC. Unclassified Entity 2017
EADO POINT COMMUNITY ASSOCIATION, INC. Unclassified Entity 2017
EADO SQUARE TOWNHOME ASSOCIATION, INC. Townhome Association 2015
EADO TOWNHOME ASSOCIATION, INC. Townhome Association 2013
EAGLE AT EMANCIPATION PARK COMMUNITY ASSOCIATION I Unclassified Entity 2022
EAGLE AT EMANCIPATION PARK HOMEOWNER'S ASSOCIATION Unclassified Entity 2019
EAGLE LANDING COMMUNITY ASSOCIATION Unclassified Entity 2004
EAGLE LANDING HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1985
EAGLE RANCH WEST HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2004
EAGLE SPRINGS COMMUNITY ASSOCIATION, INC. Unclassified Entity 2001
EAST BROAD OAKS ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2007
EAST END COMMONS CONDOMINIUM ASSOCIATION Condominium 2023
EASTGATE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2012
E.A.S.T. HOUSTON SPORTS & COMMUNITY ASSOCIATION Unclassified Entity 2022
EASTON COMMONS HOMEOWNERS ASSOCIATION Homeowners Association 1982
EAST PARKER LANDING COMMUNITY ASSOCIATION, INC. Unclassified Entity 2021
EASTPOINT PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 1984
EAST RIVER PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 2019
EAST RIVER YARDS COMMUNITY ASSOCIATION, INC. Unclassified Entity 2019
EAST SIDE VILLAGE HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2001
EASTWOOD LANDING COMMUNITY ASSOCIATION INC Unclassified Entity 2023
EATON 22 HOMEOWNERS ASSOCIATION, INC Homeowners Association 2025
EATON SQUARE HOMEOWNERS ASSOCIATION, INC Homeowners Association 1994
EDGE PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 2024
EDGEWATER PARK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2006
EDINBURGH ESTATES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2000
EDISON PARK SUBDIVISION COMMUNITY ASSOCIATION, INC Unclassified Entity 2022
EGRET BAY VILLAS CONDOMINIUM ASSOCIATION Condominium 1984
EIGEL GROVE HOMES COMMUNITY ASSOCIATION, INC. Unclassified Entity 2009
EIGEL TOWNHOME OWNERS ASSOCIATION, INC. Townhome Association 2002
EL CAMPO ESTATES COMMUNITY ASSOCIATION, INC. Unclassified Entity 2021
EL DORADO SUBDIVISION OWNERS ASSOCIATION, INC. Unclassified Entity 2023
EL DORADO TRACE CONDOMINIUM ASSOCIATION Condominium 1981
EL DORADO WAY CONDOMINIUM ASSOCIATION Condominium 1979
ELDRIDGE COURT HOMEOWNERS ASSOCIATION Homeowners Association 2002
ELDRIDGE ROAD TOWNHOMES ASSOCIATION, INC. Townhome Association 1975
ELDRIDGE TRACE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2005
ELDRIDGE VIEW HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1999
EL FENICE PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 2022
ELGIN CITY VIEWS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2015
ELGIN SQUARE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2004
ELITE ESTATES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2021
ELITE TOWNHOMES HOMEOWNERS ASSOCIATION, INC. Townhome Association 2017
ELKHART LANDING OWNERS ASSOCIATION, INC. Unclassified Entity 2025
ELLA LEE FOREST HOMEOWNERS ASSOCIATION Homeowners Association 2014
ELLIE LOFTS CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 2007
ELLINGER HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2005
ELLWOOD COMMUNITY ASSOCIATION, INC. Unclassified Entity 2025
EL MAR VILLAGE HOMEOWNERS ASSOCIATION Homeowners Association 2018
ELM GROVE TOWNHOMES ASSOCIATION Townhome Association 1983
ELM HEIGHTS TOWNHOMES ASSOCIATION, INC. Townhome Association 2003
ELSER PARK COMMUNITY ASSOCIATION, INC. Unclassified Entity 2022
ELYSIAN SQUARE COMMUNITY ASSOCIATION INC Unclassified Entity 2024
EMERALD PALMS TOWNHOMES HOMEOWNER'S ASSOCIATION, I Townhome Association 2012
EMERY SQUARE TOWNHOMES OWNERS ASSOCIATION, INC. Townhome Association 2015
EMILE DISTRICT COMMUNITY ASSOCIATION, INC. Unclassified Entity 2022
EMORY GLEN HOMEOWNERS ASSOCIATION INC. Homeowners Association 2021
EMPIRE HOMEOWNERS ASSOCIATION Homeowners Association 2006
ENCLAVE AT EAGLE LANDING HOMEOWNERS ASSOCIATION, I Homeowners Association 2021
ENCLAVE AT HIGHLAND GLEN COMMUNITY ASSOCIATION, IN Unclassified Entity 2014
ENCLAVE AT OXFORD PARK HOMEOWNERS ASSOCIATION, INC Homeowners Association 2013
ENCLAVE AT SHERWOOD FOREST COMMUNITY ASSOCIATION, Unclassified Entity 2014
ENCLAVE AT UPLAND HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2015
ENCLAVE AT VALLEY OAKS COMMUNITY ASSOCIATION, INC. Unclassified Entity 2017
ENCLAVE AT WESTVIEW HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2015
Institutional Reference

Reserve study standards in Texas

Statutory requirements, board preparation checklist, the components a professional study covers, and the useful-life ranges that drive thirty-year funding plans. Generic reference. Not a substitute for a study calibrated to a specific association.

Texas does not currently encode a fixed reserve-study cadence in statute. The discipline still applies. Industry standard across the United States is below.

  • Update the component register annually as assets are added, replaced, or retired.
  • Commission a professional reserve study every three to five years. Update it when the component register changes materially.
  • Maintain a thirty-year capital plan with explicit annual funding contributions tied to the study.
  • Keep reserve funds segregated from operating cash. Disclose funding status in the annual budget.
  • Document the board-approved funding policy — percent-funded, threshold, or baseline — in board minutes.

CommunityPay maintains a Reserve Funding Status Report (RSR) generator tied to the live ledger. It is a status report, not a substitute for a professional study with on-site inspection.

What a board should have organized before commissioning a reserve study, and what a study delivers back. Use this list to evaluate whether the association is ready, regardless of state.

  1. Component register Every asset the association is responsible for maintaining — roofs, asphalt, mechanical systems, plumbing risers, elevators, amenities. Freeze a current version before the study.
  2. Condition assessments Last inspection reports, photographs, observed wear, recent repairs. The analyst calibrates useful-life estimates against this evidence.
  3. Useful-life and replacement-cost estimates Per component, calibrated to local climate, construction, and use intensity. A study produces these; the board verifies them.
  4. Thirty-year capital plan When each component reaches end-of-life and what replacement will cost in nominal dollars at that year.
  5. Funding plan Percent-funded, threshold, or baseline approach with an explicit annual contribution. The board approves; the study models outcomes.
  6. Current reserve fund balance Separated from operating cash. Ideally in interest-bearing accounts with FDIC coverage on the full balance.
  7. Annual budget tied to the funding plan Reserve contribution as an explicit budget line, traceable to the study and the funding policy.
  8. Most recent reserve study Full study, update, or interim review. Author credentials and date of the most recent on-site inspection.
  9. Insurance schedule Replacement-cost coverage on insured components. Deductibles that may draw against reserves in a loss.
  10. Board minutes referencing reserve decisions Special assessments, deferred maintenance, funding-policy changes, scope deviations from the study.

Categories most reserve studies cover. The specific components depend on the association. High-rise condos track far more than single-family HOAs. Gated communities track infrastructure that condos never see.

Roofing & Exterior

Asphalt shingle, metal, tile, or flat membrane roofs. Siding (wood, fiber cement, stucco, vinyl). Exterior paint. Soffits and fascia. Gutters and downspouts. Decks and balconies. Railings. Window and door frames in common areas.

Mechanical

HVAC chillers and cooling towers. Boilers and water heaters. Ventilation. Pumps. Fire suppression and sprinkler systems. Emergency generators. Elevators — cabs, controllers, jacks, and modernizations.

Site Work

Parking lots: seal coat, overlay, full reconstruction. Concrete sidewalks and curbs. Site lighting. Storm drainage. Retaining walls. Fencing. Entry gates and signage.

Plumbing & Electrical

Main water lines and risers. Sanitary and storm sewer lines. Backflow preventers. Common-area electrical panels and switchgear. Transformer pads. Distribution.

Amenities

Pools, spas, and pool equipment. Clubhouse interiors. Fitness rooms. Playgrounds. Tennis and pickleball courts. Mailbox kiosks. Trash enclosures and dumpster pads.

Safety & Code

Fire alarm panels. Emergency lighting. Smoke detectors in common areas. Fire-rated doors. Structural fireproofing. Sprinkler heads and inspection-required components.

A mid-size HOA typically tracks thirty to eighty components. A high-rise condo tracks two hundred or more. The categories above are illustrative. A professional reserve study identifies the components a specific association is responsible for.

Typical useful-life ranges for components common in reserve studies. Industry averages, not specific to any state, climate, or association. A professional study calibrates these to local conditions, construction quality, maintenance practice, and use intensity.

Component Typical useful life
Asphalt shingle roof20–25 years
Metal roof40–50 years
Tile or slate roof50+ years
Flat membrane roof (TPO/EPDM)15–25 years
Wood siding20–30 years
Fiber cement siding30–50 years
Stucco50+ years
Exterior paint cycle7–10 years
Gutters and downspouts20–30 years
Wood deck, pressure-treated15–20 years
Composite deck25–30 years
Asphalt parking — seal coat3–5 years
Asphalt parking — overlay12–15 years
Asphalt parking — reconstruction25–30 years
Concrete sidewalks and curbs30–50 years
Site lighting (poles, fixtures)20–30 years
Wood fencing15–25 years
Pool plaster10–15 years
Pool pump and filter7–10 years
HVAC rooftop unit15–20 years
Boiler25–30 years
Commercial water heater10–15 years
Fire alarm panel20–25 years
Elevator cab finishes15–20 years
Elevator modernization25–30 years
Carpet, clubhouse7–10 years
Playground equipment10–15 years

Ranges synthesized from common professional reserve-study references and U.S. building-component literature. Verify against a study performed by a credentialed reserve specialist (RS, PRA, or equivalent) before relying on any figure for funding decisions.

Related tools
  • Reserve Health Check → Free. Inputs reserve balance, annual contribution, building age, and components; returns a grade with the math shown. No signup required to view results.
Institutional Reference

Meeting requirements in Texas

Statutory floors for owner and board meetings — notice periods, delivery rules, quorum, voting, written consent, and record retention. Generic reference. Specific bylaws or declarations may impose tighter requirements; statutes set the minimum.

Texas statute does not currently encode specific board or owner meeting notice periods in the corpus. The discipline still applies. Industry standard is below.

  • Provide at least 10 days advance notice for board meetings.
  • Provide 14–30 days advance notice for annual or special owner meetings.
  • Hold at least one annual meeting of the membership each year.
  • Keep all board meetings open to owners in good standing; reserve executive session for narrow purposes.
  • Define a quorum threshold in the bylaws and apply it consistently.

CommunityPay maintains a Board Meeting Packet generator that produces a state-aware agenda, draft minutes template, and compliance checklist for the board pack.

How meeting notice must be delivered, what it must contain, and what defects invalidate the notice. Statutes vary in mechanics; the principles are consistent.

  1. Delivery method First-class mail or hand-delivery to the address on file with the association is the universal default. Most states permit electronic delivery only with the owner's written consent. A posted notice on a community bulletin board is not, by itself, sufficient.
  2. Address on file The association is entitled to rely on the address each owner has provided. The owner bears the burden of keeping it current. The board must maintain a registered address list.
  3. Required content Date, time, location (or remote-access link), and an agenda. Material to be voted on — budget, special assessments, rule changes — must be identified specifically. "Other business" is not a substitute for an item.
  4. Notice period start The notice period typically runs from the date of mailing or hand-delivery, not the date of receipt. Some states count both the notice date and the meeting date; others exclude one or both. Confirm the rule.
  5. Remote participation When the association offers remote attendance, the notice must include the access information and any limitations (e.g., audio-only, no chat). Recording rules vary by state.
  6. Defective notice consequences Material defects invalidate actions taken at the meeting. Minor defects (typo in location, slightly late mailing) may be cured by attendance and waiver. Document the cure in the minutes.
  7. Emergency notice Statutes typically permit shortened notice for genuine emergencies (imminent physical harm, immediate financial loss). The board must document the emergency basis in the minutes.

Full notice requirements appear in Tex. Prop. Code §207 and the specific subsections cited in the Requirements tab.

Quorum sets the floor for a valid meeting. Voting mechanics — proxies, ballots, written consent — determine how votes are counted once the quorum is established.

Quorum

Statute sets the default at 10% of allocated interests unless the governing documents specify a different threshold.

Proxies

Most states permit proxies for owner meetings. The proxy must be written, dated, and signed; many states require revocation rights and an explicit scope (general or limited). Proxies do not extend to board meetings — directors must vote in person or by permitted remote means.

Written consent

Action without a meeting requires unanimous written consent in most jurisdictions, though some states permit a lower threshold for narrow categories (uncontested matters, ratification). Document the consent in the corporate records, indexed to the action taken.

Ballots

Secret-ballot procedures, double-envelope requirements, and inspector-of-elections rules apply in states with comprehensive election statutes. Director elections, recall votes, and assessment increases above a statutory threshold typically require secret-ballot procedure.

Cumulative voting

Available only when explicitly authorized by the declaration or bylaws. Otherwise straight voting applies — each membership casts one vote per open seat per candidate, with no concentration permitted.

Member in good standing

Voting rights may be suspended for delinquent accounts in some jurisdictions. Suspension typically requires due-process notice and an opportunity to cure. Statutes vary; the bylaws must align.

Voting and quorum procedures are codified in Tex. Prop. Code §207 and applicable subsections. Specific procedures may be modified in the declaration and bylaws within statutory limits.

Minutes are the corporate record of the meeting. Statutes in every state require associations to maintain meeting minutes and make them available to owners on request. Retention periods and access rules vary.

  1. What minutes must contain Date, time, location. Directors and officers present. Quorum determination. Motions made, seconded, and the vote count. Substantive board actions and adopted resolutions. Executive-session minutes kept separately; the open-session minutes record only that a closed session occurred.
  2. Retention period Statutes vary; common floors are seven years for financial records and the life of the association for governance records. Permanent retention is the safer practice. Reserve studies, declarations, amendments, and assessments — permanent.
  3. Owner inspection rights Owners have a statutory right to inspect minutes and association records on written request. The association may charge reasonable copy fees and require inspection during normal business hours at a designated location.
  4. Approval process Draft minutes are circulated to the board, corrected, and approved at the next regular meeting. Approved minutes become the official record. Corrections after approval require a noted amendment, not silent edits.
  5. Permanent records Declaration, bylaws, articles of incorporation, rule books, amendments, and the minute book are permanent records. The association cannot dispose of them on any retention schedule.
  6. Resale disclosure Recent board and owner meeting minutes are typically required attachments to a resale certificate. The standard window is the last 12 months; some statutes extend to 24 months for amendments.
  7. Executive session Closed-session minutes record matters discussed but typically remain confidential from the general membership. Specific votes taken in closed session may need to be reported in the open-session minutes.

Records retention and inspection rights are codified in Tex. Prop. Code §207 and related subsections. A records-request response that misses the statutory deadline may expose the association to a per-day penalty.

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