HOAs & Condos in Houston, TX

2913 registered communities in Houston across Harris County and 2 adjacent counties. Mix: 1009 unclassified entity, 942 homeowners association, 343 townhome association, 329 condominium, 290 property owners association. Median monthly HOA/condo fee in the county is $389.

Resale Certificate Compliance 16 disclosures required
TX
A planned community in Houston, TX is governed by Tex. Prop. Code §207.003 (Texas Property Owners Association Act). Texas law requires 16 specific disclosures when a unit is sold. The certificate must be delivered within 10 days of request. Maximum preparation fee: $375.00. · verified Sep 2026
  • Restrictions on transfer of ownership §207.003(b)(1)
    a statement of any right of first refusal, other than a right of first refusal that is prohibited by statute, and any other restraint contained in the restrictions or restrictive covenants that restricts the owner's right to transfer the owner's property; Tex. Prop. Code §207.003§207.003(b)(1) · verified Sep 2026
  • Frequency and amount of regular assessments §207.003(b)(2)
    the frequency and amount of any regular assessments; Tex. Prop. Code §207.003§207.003(b)(2) · verified Sep 2026
  • Approved special assessments not yet due §207.003(b)(3)
    the amount and purpose of any special assessment that has been approved before and is due after the resale certificate is delivered; Tex. Prop. Code §207.003§207.003(b)(3) · verified Sep 2026
  • Total of all amounts due and unpaid attributable to the property §207.003(b)(4)
    the total of all amounts due and unpaid to the property owners' association that are attributable to the owner's property; Tex. Prop. Code §207.003§207.003(b)(4) · verified Sep 2026
  • Capital expenditures approved by the association for the current fiscal year §207.003(b)(5)
    capital expenditures, if any, approved by the property owners' association for the property owners' association's current fiscal year; Tex. Prop. Code §207.003§207.003(b)(5) · verified Sep 2026
  • Amount of reserves for capital expenditures §207.003(b)(6)
    the amount of reserves, if any, for capital expenditures; Tex. Prop. Code §207.003§207.003(b)(6) · verified Sep 2026
  • Current operating budget and balance sheet §207.003(b)(7)
    the property owners' association's current operating budget and balance sheet; Tex. Prop. Code §207.003§207.003(b)(7) · verified Sep 2026
  • Total of unsatisfied judgments against the association §207.003(b)(8)
    the total of any unsatisfied judgments against the property owners' association; Tex. Prop. Code §207.003§207.003(b)(8) · verified Sep 2026
  • Style and cause number of any pending lawsuit §207.003(b)(9)
    the style and cause number of any pending lawsuit in which the property owners' association is a party, other than a lawsuit relating to unpaid ad valorem taxes of an individual member of the association; Tex. Prop. Code §207.003§207.003(b)(9) · verified Sep 2026
  • Certificate of insurance for common areas and facilities §207.003(b)(10)
    a copy of a certificate of insurance showing the property owners' association's property and liability insurance relating to the common areas and common facilities; Tex. Prop. Code §207.003§207.003(b)(10) · verified Sep 2026
  • Conditions on the property the board has actual knowledge violate the subdivision restrictions, bylaws, or association rules §207.003(b)(11)
    a description of any conditions on the owner's property that the property owners' association board has actual knowledge are in violation of the restrictions applying to the subdivision or the bylaws or rules of the property owners' association Tex. Prop. Code §207.003§207.003(b)(11) · verified Sep 2026
  • Governmental health or housing code violation notices the association received regarding the property or common areas §207.003(b)(12)
    a summary or copy of notices received by the property owners' association from any governmental authority regarding health or housing code violations existing on the preparation date of the certificate relating to the owner's property or any common areas or common facilities owned or leased by the property owners' association Tex. Prop. Code §207.003§207.003(b)(12) · verified Sep 2026
  • Amount of any administrative transfer fee charged for a change of ownership §207.003(b)(13)
    the amount of any administrative transfer fee charged by the property owners' association for a change of ownership of property in the subdivision Tex. Prop. Code §207.003§207.003(b)(13) · verified Sep 2026
  • Name, mailing address, and telephone number of the association's managing agent, if any §207.003(b)(14)
    the name, mailing address, and telephone number of the property owners' association's managing agent, if any Tex. Prop. Code §207.003§207.003(b)(14) · verified Sep 2026
  • Statement whether the restrictions allow foreclosure of the association's assessment lien for unpaid assessments §207.003(b)(15)
    a statement indicating whether the restrictions allow foreclosure of a property owners' association's lien on the owner's property for failure to pay assessments Tex. Prop. Code §207.003§207.003(b)(15) · verified Sep 2026
  • Itemized statement of all fees associated with transfer of ownership (description of each fee, payee, and amount) §207.003(b)(16)
    a statement of all fees associated with the transfer of ownership, including a description of each fee, to whom each fee is paid, and the amount of each fee Tex. Prop. Code §207.003§207.003(b)(16) · verified Sep 2026
Also applicable to condominiums: Tex. Prop. Code §82.157 (Texas Uniform Condominium Act, 14 items)
Under Tex. Prop. Code §207.003, Texas caps the preparation fee at $375 by statute. In CommunityPay, an association's manager, accounting firm, or staff generates the certificate from its books, with no per-certificate charge from CommunityPay.
4,726,200
County Population
Very High
FEMA Risk Rating
$389
Median Monthly HOA Fee
$280 – $551
25th – 75th Percentile
FEMA National Risk Index v1.20. Fee data: U.S. Census ACS 2023 5-Year PUMS, weighted from 39,859 units.
Hurricane
Very High
$457,859,275/yr expected loss
Tornado
Very High
$407,387,921/yr expected loss
Inland Flooding
Very High
$1,122,079,278/yr expected loss
Cold Wave
Very High
$118,128,454/yr expected loss
Lightning
Very High
$8,587,007/yr expected loss
Source: FEMA National Risk Index. Expected Annual Loss represents the modeled annualized cost of building damage and direct losses across the county, not a per-property figure.
2913 Houston communities operate under Texas law. The primary governing statute is Tex. Prop. Code §207 — Texas Property Owners' Association Act — Resale Certificate Chapter. Chapter 207 of the Texas Property Code (Property Owners' Association Act) governs HOA resale certificates. All operative content lives at the section level — see §207.003 for the 16 enumerated disclosure items at (b)(1)–(b)(16), the 10-business-day delivery deadline at (a), the 60-day certificate currency rule at (a)(3), and the $375 initial / $75 update fee caps at (c). §207.004 establishes owner remedies for late delivery; §207.005 governs reliance and liability. §207.001 defines what a resale certificate is; §207.002 says which associations owe one. All six sections carry verbatim text as of 2026-09-04.
Name Type Formed
THE PADDOCK ANTOINE OWNERS ASSOCIATION, INC. Unclassified Entity 2025
THE PALM GARDENS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1977
THE PARK AT CRESTWOOD OWNERS ASSOCIATION Unclassified Entity 1999
THE PARK AT CYPRESSWOOD HOMEOWNERS ASSOCIATION Homeowners Association 2001
THE PARK AT GLEN ARBOR HOMEOWNERS' ASSOCIATION, IN Homeowners Association 1997
THE PARK AT INDEPENDENCE BEND HOMEOWNERS ASSOCIATI Homeowners Association 2005
THE PARK AT MEMORIAL HEIGHTS PROPERTY OWNERS' ASSO Property Owners Association 1999
THE PARK AT POST OAK PROPERTY OWNERS ASSOCIATION, Property Owners Association 1998
THE PARK SQUARE CO-OWNERS ASSOCIATION Unclassified Entity 1982
THE PENINSULA HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1995
THE PIERCE STREET FLATS CONDOMINIUM ASSOCIATION Condominium 2009
THE PINES CONDOMINIUM ASSOCIATION, INC. Condominium 1983
THE POST OAK TIMBERS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1977
THE PRESERVE AT AUGUSTA PINES HOMEOWNERS ASSOCIATI Homeowners Association 2000
THE PRESERVE AT ROSENBERG COMMUNITY ASSOCIATION Unclassified Entity 2023
THE PRESERVE II ON INDIAN CREEK PROPERTY OWNERS AS Property Owners Association 2006
THE PRESERVE OFFICE CONDOMINIUMS OWNERS ASSOCIATIO Condominium 2014
THE RANCHES AT BAR-V-BAR PROPERTY OWNERS ASSOCIATI Property Owners Association 2019
THE REGENCY HOUSE CONDOMINIUM ASSOCIATION Condominium 1980
THE RESERVE AT LOUETTA GLEN COMMUNITY ASSOCIATION, Unclassified Entity 2014
THE RESERVE AT RED OAK HOMEOWNERS ASSOCIATION, INC Homeowners Association 2023
THE RETREAT AT GLEANNLOCH FARMS HOMEOWNERS ASSOCIA Homeowners Association 2003
THE RETREAT IN BAY COLONY HOMEOWNERS ASSOCIATION, Homeowners Association 2004
THE RIVERWALK CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 1994
THE RO MASTER CONDOMINIUM ASSOCIATION, INC. Condominium 2023
THE RO PARCEL 1 MIXED-USE CONDOMINIUM ASSOCIATION, Condominium 2025
THE RO PARCEL 2 MIXED-USE CONDOMINIUM ASSOCIATION, Condominium 2023
THE ROSE TREE-A CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 1978
THE ROYDEN OAKS ASSOCIATION OF PROPERTY OWNERS Property Owners Association 1951
THE SANCTUARY COMMUNITY ASSOCIATION, INC. Unclassified Entity 2009
THE SANCTUARY PROPERTY OWNERS' ASSOCIATION, INC. Property Owners Association 2006
THE SHAW BUSINESS PARK CONDOMINIUMS ASSOCIATION, I Condominium 2025
THE SHOPPES AT FRY ROAD OWNERS ASSOCIATION, INC. Unclassified Entity 2011
THE SOPHIE AT BAYOU BEND CONDOMINIUM ASSOCIATION, Condominium 2019
THE STRATFORD ON BALDWIN HOMEOWNERS ASSOCIATION, I Homeowners Association 1983
THE SUGAR HILL TOWNHOMES ASSOCIATION, INC. Townhome Association 1977
THE TANGLEOAKS CONDOMINIUM ASSOCIATION Condominium 1980
THE TANGLEWEST TOWNHOUSE CONDOMINIUM ASSOCIATION Condominium 1975
THE TERRACE OWNERS ASSOCIATION, INC. Unclassified Entity 1980
THE TOWNHOMES OF PINE HOLLOW OWNERS ASSOCIATION, I Townhome Association 1992
THE TOWNHOUSES ON SUL ROSS OWNERS ASSOCIATION, INC Townhome Association 1999
THE TREE HOUSE CONDOMINIUM ASSOCIATION, INC. Condominium 1977
THE TREMONT TOWER CONDOMINIUM ASSOCIATION, INC. Condominium 2001
THE VICKSBURG COMMUNITY ASSOCIATION, INC. Unclassified Entity 1984
THE VILLAGE AT KATY PROPERTY OWNERS ASSOCIATION, I Property Owners Association 2018
THE VILLAGE AT WOODWAY, SECTION II, HOMEOWNERS ASS Homeowners Association 1996
THE VILLAGES OF OAK CREEK COLONY HOMEOWNERS' ASSOC Homeowners Association 1998
THE VILLAGES ON HUEBNER II OWNERS ASSOCIATION INC. Unclassified Entity 2006
THE VILLAGES ON HUEBNER I OWNERS ASSOCIATION, INC. Unclassified Entity 2004
THE VILLAS ON NANTUCKET PROPERTY OWNERS ASSOCIATIO Property Owners Association 2023
THE VISTAS AT MIDTOWN CONDOMINIUM ASSOCIATION, INC Condominium 2005
THE WESLAYAN CONDOMINIUM ASSOCIATION, INC. Condominium 1982
THE WESTMORE CONDOMINIUM ASSOCIATION, INC. Condominium 2023
THE WHITE OAK CONDOMINIUM ASSOCIATION Condominium 2025
THE WICKWILLOW CONDOMINIUM ASSOCIATION, INC. Condominium 2016
THE WILLOWICK CONDOMINIUM ASSOCIATION Condominium 1977
THE WILSHIRE CONDOMINIUM ASSOCIATION, INC. Condominium 2017
THE WOODGROVE CONDOMINIUM ASSOCIATION Condominium 1979
THE WOODLANDS TRADE CENTER OWNERS ASSOCIATION, INC Unclassified Entity 1976
THE WOODS OF CONROE HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2016
THE WOODS OF NORTHGATE COMMUNITY ASSOCIATION, INC. Unclassified Entity 1995
THE WOODWAY CONDOMINIUM ASSOCIATION, INC. Condominium 1975
THIRTY SUNSET COMMUNITY ASSOCIATION, INC. Unclassified Entity 2008
THISTLE DOWN ESTATES PROPERTY OWNERS ASSOCIATION Property Owners Association 2004
THOMAS HOMES COMMUNITY ASSOCIATION INC Unclassified Entity 2022
THOMPSON COURT HOMEOWNERS' ASSOCIATION Homeowners Association 2020
THORNTON LANDING COMMUNITY ASSOCIATION INC Unclassified Entity 2020
THORNTON LANDING HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2017
THORNTON OAKS COMMUNITY ASSOCIATION, INC. Unclassified Entity 2025
THORNTON PARK COMMUNITY ASSOCIATION INC Unclassified Entity 2022
THORNTON STREET SQUARE HOMEOWNER'S ASSOCIATION Unclassified Entity 2025
THRALL COUNTRY ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2017
THREE OAKS CONDOMINIUMS OWNERS' ASSOCIATION, INC. Condominium 1984
THUNDERBIRD NORTH COMMUNITY ASSOCIATION, INC. Unclassified Entity 1975
TIDWELL GROVE COMMUNITY ASSOCIATION Unclassified Entity 2019
TIDWELL LAKES COMMUNITY ASSOCIATION INC. Unclassified Entity 2014
TIERRA HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2000
TILBURY ESTATES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1999
TIMBERCHASE CONDOMINIUM ASSOCIATION, INC. Condominium 1979
TIMBER CREEK PLACE PROPERTY OWNERS ASSOCIATION, IN Property Owners Association 1981
TIMBERCREST HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2000
TIMBERGATE HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1997
TIMBERGROVE COMMUNITY ASSOCIATION, INC. Unclassified Entity 2018
TIMBERGROVE COURT HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2003
TIMBERGROVE GARDENS HOMEOWNERS ASSOCIATION Homeowners Association 2026
TIMBERGROVE GREEN COMMUNITY ASSOCIATION, INC. Unclassified Entity 2023
TIMBERGROVE POINT HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2007
TIMBERGROVE TERRACE HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2008
TIMBERGROVE YARDS COMMUNITY ASSOCIATION, INC. Unclassified Entity 2017
TIMBERHILLS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1978
TIMBER HOLLOW RESIDENTIAL COMMUNITY ASSOCIATION, I Unclassified Entity 2021
TIMBERS EDGE COMMUNITY ASSOCIATION Unclassified Entity 2023
TIMBER TOP CONDOMINIUMS, INC. Condominium 1982
TIMBER TRACE CONDOMINIUM ASSOCIATION, INC. Condominium 2005
TIMBERWOODS CONDOMINIUMS HOMEOWNERS ASSOCIATION Condominium 1981
TLS HOMEOWNERS ASSOCIATION Homeowners Association 1994
TMC HIGH RISE CONDOMINIUM OWNERS ASSOCIATION Condominium 2016
TMH MEDICAL OFFICE BUILDINGS CONDOMINIUM ASSOCIATI Condominium 1988
TOMBALL B&TP PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 2015
TORRE VILLAS II HOMEOWNERS ASSOCIATION INC. Homeowners Association 2020
TORREY PINES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1980
TOWER OAK BEND HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1983
TOWER OAKS PLAZA HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1972
TOWNE LAKE COMMUNITY ASSOCIATION, INC. Unclassified Entity 2006
TOWNE LAKE ESTATES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2001
TOWNHARBOUR ESTATES HOME OWNERS ASSOCIATION, INC. Homeowners Association 2026
TOWNHOMES AT BEALL COMMUNITY ASSOCIATION INC Townhome Association 2022
TOWNHOMES OF WAKEFIELD TOWNHOME OWNERS ASSOCIATION Townhome Association 2022
TOWNHOMES ON THE PARK HOMEOWNERS ASSOCIATION, INC. Townhome Association 1981
TOWNHOUSE MANOR FUND, INC. Townhome Association 1967
TOWNHOUSE OWNERS' ASSOCIATION OF UNIVERSITY PLACE, Townhome Association 1983
TOWN OAKS PLACE COMMUNITY ASSOCIATION, INC. Unclassified Entity 1982
TOWNS AT SEVILLE HOMEOWNERS ASSOCIATION Homeowners Association 2013
TOWNSEND RESERVE HOMEOWNERS ASSOCIATION Homeowners Association 2021
TOWNSEND RESERVE LANDOWNERS ASSOCIATION, INC. Unclassified Entity 2024
TOWNSEN LANDING COMMUNITY ASSOCIATION, INC. Unclassified Entity 2022
TOWNSEN/WILL CLAYTON COMMUNITY ASSOCIATION, INC. Unclassified Entity 2017
TRACEMEADOW HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2003
TRACES COMMUNITY ASSOCIATION, INC. Unclassified Entity 1983
TRADEWIND EAST COURT COMMUNITY ASSOCIATION INC Unclassified Entity 2024
TRAFALGAR PLACE TOWNHOMES OWNERS' ASSOCIATION, INC Townhome Association 1977
TRAFALGAR TOWNHOMES NO. 3 Townhome Association 2018
TRAFALGAR TOWNHOMES OWNERS ASSOCIATION Townhome Association 1986
TRAILS AT COCHRAN RANCH COMMUNITY ASSOCIATION, INC Unclassified Entity 2022
TRAILS OF CYPRESS LAKE COMMUNITY ASSOCIATION, INC. Unclassified Entity 2007
TRAILS OF KATY OWNERS ASSOCIATION, INC. Unclassified Entity 2014
TRAILWOOD VILLAGE COMMUNITY ASSOCIATION, INC. Unclassified Entity 1970
TRANQUILITY LAKE OWNERS ASSOCIATION, INC. Unclassified Entity 1983
TREEHOUSE BRANCH 2 HOMEOWNERS ASSOCIATION Homeowners Association 1980
TRILLIUM COMMUNITY ASSOCIATION, INC. Unclassified Entity 2022
TRINITY GROVE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2025
TRIPLE PALMSTOWNHOMES IN THE HEIGHTS Townhome Association 2014
TROPHY CLUB CONDOMINIUM ASSOCIATION, INC. Condominium 1978
TUAM PARK COMMUNITY ASSOCIATION INC Unclassified Entity 2022
TUAM SQUARE COMMUNITY ASSOCIATION INC Unclassified Entity 2020
TULANE CROSSING OWNERS ASSOCIATION, INC. Unclassified Entity 2023
TURRET HILL TOWNHOME ASSOCIATION Townhome Association 2002
TURTLEWOOD MANOR CONDOMINIUM OWNERS ASSOCIATION, I Condominium 2019
TUSCAN LAKES COMMERCIAL PROPERTY OWNERS ASSOCIATIO Property Owners Association 2004
TUSCAN LAKES COMMUNITY ASSOCIATION, INC. Unclassified Entity 2004
TUSCAN ONE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2007
TUSCAN VILLAS HOMEOWNERS ASSOCIATION Homeowners Association 1998
TUSCAN WOODS TOWNHOUSES OWNERS ASSOCIATION Townhome Association 2006
TUSCAN WOODS VILLAS TOWNHOUSES OWNERS ASSOCIATION, Townhome Association 2008
TUSCANY COVE HOMEOWNERS' ASSOCIATION Homeowners Association 2012
TUSCANY ON MID LANE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2003
TWIN LAKES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1989
TWIN OAKS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2017
TWO WATERWAY LOFTS CONDOMINIUM ASSOCIATION, INC. Condominium 2005
ULTRA COMMUNITY ASSOCIATION, INC. Unclassified Entity 2004
UNION SQUARE CONDOMINIUM ASSOCIATION, INC. Condominium 2005
UNIVERSITY ARMS TOWNHOUSES NO. 2 COUNCIL OF CO-OWN Townhome Association 1987
UNIVERSITY OAKS HOUSTON OWNERS ASSOCIATION, INC. Unclassified Entity 2022
UNIVERSITY PARK PATIO HOMES HOMEOWNERS' ASSOCIATIO Homeowners Association 1998
UNIVERSITY PARK WEST HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1993
UNIVERSITY PLACE TOWNHOUSE CIVIC CLUB Townhome Association 1969
UNIVERSITY SQUARE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1992
UNIVERSITY TRACE CONDOMINIUM ASSOCIATION Condominium 1981
UPLAND PARK COMMUNITY ASSOCIATION, INC. Unclassified Entity 2009
UPLAND PRESERVE COMMUNITY ASSOCIATION, INC. Unclassified Entity 2017
UPLAND VILLAGE HOMEOWNERS ASSOCIATION Homeowners Association 2003
UPPER RICHTON OWNERS ASSOCIATION, INC. Unclassified Entity 2017
UPTOWN DISTRICT COMMUNITY ASSOCIATION, INC. Unclassified Entity 2024
URBAN HEIGHTS HOMES COMMUNITY ASSOCIATION INC Unclassified Entity 2025
URBANLUX COVE COMMUNITY ASSOCIATION INC Unclassified Entity 2025
URBAN SPACE COMMUNITY ASSOCIATION INC Unclassified Entity 2022
VALENCIA HEIGHTS COMMUNITY ASSOCIATION Unclassified Entity 2025
VALLEY HEIGHTS HOMEOWNERS ASSOCIATION Homeowners Association 2023
VALLEY RANCH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2005
VAL VERDE TERRACE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2022
VANDERBILT TOWNHOMES ASSOCIATION Townhome Association 1977
VECINO HOMES AT DELAFIELD HOMEOWNERS ASSOCIATION Homeowners Association 2025
VECINO HOMES AT STONEWALL HOMEOWNERS ASSOCIATION Homeowners Association 2025
VENTI CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 2001
VENUS PARK COMMUNITY ASSOCIATION, INC. Unclassified Entity 2005
VERSANTE CHAMPIONS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2007
VICTORIA COURT OWNERS ASSOCIATION, INC. Unclassified Entity 2022
VICTORIAN HEIGHTS HOMEOWNERS ASSOCIATION Homeowners Association 1997
VICTORIAN LANE HOMEOWNER'S ASSOCIATION INC Unclassified Entity 1983
VICTORIAN VILLAGE TOWNHOUSE CORPORATION Townhome Association 1967
VICTORIA PARK (HOUSTON) HOMEOWNERS' ASSOCIATION, I Homeowners Association 2002
VICTORIA WOOD CONDOMINIUMS OWNERS ASSOCIATION Condominium 1979
VICTORY COTTAGE OWNERS ASSOCIATION INC Unclassified Entity 2024
VICTORY LAKES COMMUNITY ASSOCIATION Unclassified Entity 2000
VIDA MAR COMMUNITY ASSOCIATION, INC. Unclassified Entity 2025
VIDORRA CONDOMINIUM ASSOCIATION, INC. Condominium 2006
VIEUX CARRE CONDOMINIUM HOMEOWNERS ASSOCIATION, IN Condominium 1978
VIEWS AT CURRY COMMUNITY ASSOCIATION INC Unclassified Entity 2023
VIEWS AT MARTIN STREET HOMEOWNERS ASSOCIATION, INC Homeowners Association 2025
VIEWS AT TIDWELL COMMUNITY ASSOCIATION INC Unclassified Entity 2020
VIEWS ON CROCKETT OWNERS ASSOCIATION Unclassified Entity 2007
VILLA D'ESTE CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 1999
VILLAGE AT PALM CENTER CONDOMINIUM ASSOCIATION, IN Condominium 2017
VILLAGE CREEK COMMUNITY ASSOCIATION, INC. Unclassified Entity 1999
VILLAGE GROVE COMMUNITY ASSOCIATION, INC. Unclassified Entity 1980
VILLAGE GROVE EAST TOWNHOMES HOMEOWNERS ASSOCIATIO Townhome Association 2002
VILLAGE OF AFTON WOODS HOMEOWNERS ASSOCIATION, INC Homeowners Association 1993
VILLAGE OF ATASCOCITA SHORES HOMEOWNER'S ASSOCIATI Unclassified Entity 1988
VILLAGE OF BISCAYNE BAY HOMEOWNERS ASSOCIATION, IN Homeowners Association 2004
VILLAGE OF DIAMOND BAY HOMEOWNERS ASSOCIATION, INC Homeowners Association 2004
Institutional Reference

Reserve study standards in Texas

Statutory requirements, board preparation checklist, the components a professional study covers, and the useful-life ranges that drive thirty-year funding plans. Generic reference. Not a substitute for a study calibrated to a specific association.

Texas does not currently encode a fixed reserve-study cadence in statute. The discipline still applies. Industry standard across the United States is below.

  • Update the component register annually as assets are added, replaced, or retired.
  • Commission a professional reserve study every three to five years. Update it when the component register changes materially.
  • Maintain a thirty-year capital plan with explicit annual funding contributions tied to the study.
  • Keep reserve funds segregated from operating cash. Disclose funding status in the annual budget.
  • Document the board-approved funding policy — percent-funded, threshold, or baseline — in board minutes.

CommunityPay maintains a Reserve Funding Status Report (RSR) generator tied to the live ledger. It is a status report, not a substitute for a professional study with on-site inspection.

What a board should have organized before commissioning a reserve study, and what a study delivers back. Use this list to evaluate whether the association is ready, regardless of state.

  1. Component register Every asset the association is responsible for maintaining — roofs, asphalt, mechanical systems, plumbing risers, elevators, amenities. Freeze a current version before the study.
  2. Condition assessments Last inspection reports, photographs, observed wear, recent repairs. The analyst calibrates useful-life estimates against this evidence.
  3. Useful-life and replacement-cost estimates Per component, calibrated to local climate, construction, and use intensity. A study produces these; the board verifies them.
  4. Thirty-year capital plan When each component reaches end-of-life and what replacement will cost in nominal dollars at that year.
  5. Funding plan Percent-funded, threshold, or baseline approach with an explicit annual contribution. The board approves; the study models outcomes.
  6. Current reserve fund balance Separated from operating cash. Ideally in interest-bearing accounts with FDIC coverage on the full balance.
  7. Annual budget tied to the funding plan Reserve contribution as an explicit budget line, traceable to the study and the funding policy.
  8. Most recent reserve study Full study, update, or interim review. Author credentials and date of the most recent on-site inspection.
  9. Insurance schedule Replacement-cost coverage on insured components. Deductibles that may draw against reserves in a loss.
  10. Board minutes referencing reserve decisions Special assessments, deferred maintenance, funding-policy changes, scope deviations from the study.

Categories most reserve studies cover. The specific components depend on the association. High-rise condos track far more than single-family HOAs. Gated communities track infrastructure that condos never see.

Roofing & Exterior

Asphalt shingle, metal, tile, or flat membrane roofs. Siding (wood, fiber cement, stucco, vinyl). Exterior paint. Soffits and fascia. Gutters and downspouts. Decks and balconies. Railings. Window and door frames in common areas.

Mechanical

HVAC chillers and cooling towers. Boilers and water heaters. Ventilation. Pumps. Fire suppression and sprinkler systems. Emergency generators. Elevators — cabs, controllers, jacks, and modernizations.

Site Work

Parking lots: seal coat, overlay, full reconstruction. Concrete sidewalks and curbs. Site lighting. Storm drainage. Retaining walls. Fencing. Entry gates and signage.

Plumbing & Electrical

Main water lines and risers. Sanitary and storm sewer lines. Backflow preventers. Common-area electrical panels and switchgear. Transformer pads. Distribution.

Amenities

Pools, spas, and pool equipment. Clubhouse interiors. Fitness rooms. Playgrounds. Tennis and pickleball courts. Mailbox kiosks. Trash enclosures and dumpster pads.

Safety & Code

Fire alarm panels. Emergency lighting. Smoke detectors in common areas. Fire-rated doors. Structural fireproofing. Sprinkler heads and inspection-required components.

A mid-size HOA typically tracks thirty to eighty components. A high-rise condo tracks two hundred or more. The categories above are illustrative. A professional reserve study identifies the components a specific association is responsible for.

Typical useful-life ranges for components common in reserve studies. Industry averages, not specific to any state, climate, or association. A professional study calibrates these to local conditions, construction quality, maintenance practice, and use intensity.

Component Typical useful life
Asphalt shingle roof20–25 years
Metal roof40–50 years
Tile or slate roof50+ years
Flat membrane roof (TPO/EPDM)15–25 years
Wood siding20–30 years
Fiber cement siding30–50 years
Stucco50+ years
Exterior paint cycle7–10 years
Gutters and downspouts20–30 years
Wood deck, pressure-treated15–20 years
Composite deck25–30 years
Asphalt parking — seal coat3–5 years
Asphalt parking — overlay12–15 years
Asphalt parking — reconstruction25–30 years
Concrete sidewalks and curbs30–50 years
Site lighting (poles, fixtures)20–30 years
Wood fencing15–25 years
Pool plaster10–15 years
Pool pump and filter7–10 years
HVAC rooftop unit15–20 years
Boiler25–30 years
Commercial water heater10–15 years
Fire alarm panel20–25 years
Elevator cab finishes15–20 years
Elevator modernization25–30 years
Carpet, clubhouse7–10 years
Playground equipment10–15 years

Ranges synthesized from common professional reserve-study references and U.S. building-component literature. Verify against a study performed by a credentialed reserve specialist (RS, PRA, or equivalent) before relying on any figure for funding decisions.

Related tools
  • Reserve Health Check → Free. Inputs reserve balance, annual contribution, building age, and components; returns a grade with the math shown. No signup required to view results.
Institutional Reference

Meeting requirements in Texas

Statutory floors for owner and board meetings — notice periods, delivery rules, quorum, voting, written consent, and record retention. Generic reference. Specific bylaws or declarations may impose tighter requirements; statutes set the minimum.

Texas statute does not currently encode specific board or owner meeting notice periods in the corpus. The discipline still applies. Industry standard is below.

  • Provide at least 10 days advance notice for board meetings.
  • Provide 14–30 days advance notice for annual or special owner meetings.
  • Hold at least one annual meeting of the membership each year.
  • Keep all board meetings open to owners in good standing; reserve executive session for narrow purposes.
  • Define a quorum threshold in the bylaws and apply it consistently.

CommunityPay maintains a Board Meeting Packet generator that produces a state-aware agenda, draft minutes template, and compliance checklist for the board pack.

How meeting notice must be delivered, what it must contain, and what defects invalidate the notice. Statutes vary in mechanics; the principles are consistent.

  1. Delivery method First-class mail or hand-delivery to the address on file with the association is the universal default. Most states permit electronic delivery only with the owner's written consent. A posted notice on a community bulletin board is not, by itself, sufficient.
  2. Address on file The association is entitled to rely on the address each owner has provided. The owner bears the burden of keeping it current. The board must maintain a registered address list.
  3. Required content Date, time, location (or remote-access link), and an agenda. Material to be voted on — budget, special assessments, rule changes — must be identified specifically. "Other business" is not a substitute for an item.
  4. Notice period start The notice period typically runs from the date of mailing or hand-delivery, not the date of receipt. Some states count both the notice date and the meeting date; others exclude one or both. Confirm the rule.
  5. Remote participation When the association offers remote attendance, the notice must include the access information and any limitations (e.g., audio-only, no chat). Recording rules vary by state.
  6. Defective notice consequences Material defects invalidate actions taken at the meeting. Minor defects (typo in location, slightly late mailing) may be cured by attendance and waiver. Document the cure in the minutes.
  7. Emergency notice Statutes typically permit shortened notice for genuine emergencies (imminent physical harm, immediate financial loss). The board must document the emergency basis in the minutes.

Full notice requirements appear in Tex. Prop. Code §207 and the specific subsections cited in the Requirements tab.

Quorum sets the floor for a valid meeting. Voting mechanics — proxies, ballots, written consent — determine how votes are counted once the quorum is established.

Quorum

Statute sets the default at 10% of allocated interests unless the governing documents specify a different threshold.

Proxies

Most states permit proxies for owner meetings. The proxy must be written, dated, and signed; many states require revocation rights and an explicit scope (general or limited). Proxies do not extend to board meetings — directors must vote in person or by permitted remote means.

Written consent

Action without a meeting requires unanimous written consent in most jurisdictions, though some states permit a lower threshold for narrow categories (uncontested matters, ratification). Document the consent in the corporate records, indexed to the action taken.

Ballots

Secret-ballot procedures, double-envelope requirements, and inspector-of-elections rules apply in states with comprehensive election statutes. Director elections, recall votes, and assessment increases above a statutory threshold typically require secret-ballot procedure.

Cumulative voting

Available only when explicitly authorized by the declaration or bylaws. Otherwise straight voting applies — each membership casts one vote per open seat per candidate, with no concentration permitted.

Member in good standing

Voting rights may be suspended for delinquent accounts in some jurisdictions. Suspension typically requires due-process notice and an opportunity to cure. Statutes vary; the bylaws must align.

Voting and quorum procedures are codified in Tex. Prop. Code §207 and applicable subsections. Specific procedures may be modified in the declaration and bylaws within statutory limits.

Minutes are the corporate record of the meeting. Statutes in every state require associations to maintain meeting minutes and make them available to owners on request. Retention periods and access rules vary.

  1. What minutes must contain Date, time, location. Directors and officers present. Quorum determination. Motions made, seconded, and the vote count. Substantive board actions and adopted resolutions. Executive-session minutes kept separately; the open-session minutes record only that a closed session occurred.
  2. Retention period Statutes vary; common floors are seven years for financial records and the life of the association for governance records. Permanent retention is the safer practice. Reserve studies, declarations, amendments, and assessments — permanent.
  3. Owner inspection rights Owners have a statutory right to inspect minutes and association records on written request. The association may charge reasonable copy fees and require inspection during normal business hours at a designated location.
  4. Approval process Draft minutes are circulated to the board, corrected, and approved at the next regular meeting. Approved minutes become the official record. Corrections after approval require a noted amendment, not silent edits.
  5. Permanent records Declaration, bylaws, articles of incorporation, rule books, amendments, and the minute book are permanent records. The association cannot dispose of them on any retention schedule.
  6. Resale disclosure Recent board and owner meeting minutes are typically required attachments to a resale certificate. The standard window is the last 12 months; some statutes extend to 24 months for amendments.
  7. Executive session Closed-session minutes record matters discussed but typically remain confidential from the general membership. Specific votes taken in closed session may need to be reported in the open-session minutes.

Records retention and inspection rights are codified in Tex. Prop. Code §207 and related subsections. A records-request response that misses the statutory deadline may expose the association to a per-day penalty.

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Download the Texas HOA & Condo Compliance Checklist

One PDF — every active Texas statute we track, statutory fee caps and time limits, recent legal changes from the last 12 months, and the resale-certificate disclosure profile. Built from CommunityPay's living legal corpus, the same data that drives our resale certificates, reserve reports, and CARI scoring.

  • Statutory fee caps and time limits (resale, late fees, lien priority)
  • Recent law changes with effective dates
  • Resale & estoppel disclosure profile, item by item
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Data sourced from Texas Secretary of State public registrations, FEMA National Risk Index, U.S. Census Bureau, and CommunityPay's management company graph.
United States Payments and Accounting Governance Infrastructure for Community Associations
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