DESERT MIRAGE PROPERTY OWNERS' ASSOCIATION

Pahrump, Nevada
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Public record Verified Geography Verified Statute coverage Profile available Contacts Unclaimed Agent of record Not on file

Governed by NRS Chapter 116 (Nevada Common-Interest Communities Act). Nevada grants HOA assessment liens a 9-month super-priority window over a first mortgage under NRS 116.3116(2). Registered as a property owners association in Nye County, Nevada. No agent of record is on file with the state.

Community Profile
Agent of Record Not on file
NV
No agent of record is on file with the state. DESERT MIRAGE PROPERTY OWNERS' ASSOCIATION does not use CommunityPay, so we cannot provide its resale certificate. Ask the association's board or its management company.
Agent of record Not on file
Document orders No document vendor on file. Under NRS 116.4109, the certificate must be delivered within 10 days of request.
Registration NV-10918-1993
Source Nevada Real Estate Division
Statutory clock 10 days · fee cap $213.84 · NRS 116.4109
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Resale Certificate Compliance 10 disclosures required
NV
This property owners association is governed by NRS 116.4109 (Nevada Common Interest Communities Act). Nevada law requires 10 specific disclosures when a unit is sold. The certificate must be delivered within 10 days of request. Maximum preparation fee: $213.84. · verified Oct 2026
Statute amended Effective Jul 1, 2026
AB 396 (2025), Section 9, amended NRS 116.4109 to add proof of the association's required insurance policies (per NRS 116.3113) to the mandatory contents of a resale package. This added a new disclosure item to the Nevada resale-certificate compliance profile (nv_116_4109), raising it from 9 to 10 required items. Effective July 1, 2026. View source
  • Declaration, bylaws, rules and regulations of the association, and the information statement required by NRS 116.41095 NRS 116.4109(1)(a)
    A copy of the declaration, other than any plats, the bylaws, the rules or regulations of the association and the information statement required by NRS 116.41095. NRS 116.4109(1)(a) · verified Oct 2026
  • Statement of the monthly assessment for common expenses and any unpaid obligations due from the selling unit’s owner NRS 116.4109(1)(b)
    A statement from the association setting forth the amount of the monthly assessment for common expenses and any unpaid obligation of any kind, including, without limitation, management fees, transfer fees, fines, penalties, interest, collection costs, foreclosure fees and attorney’s fees currently due from the selling unit’s owner. NRS 116.4109(1)(b) · verified Oct 2026
  • Any unpaid obligation of any kind, including special assessments, fines, penalties, interest, and collection costs NRS 116.4109(1)(b)
    A statement from the association setting forth the amount of the monthly assessment for common expenses and any unpaid obligation of any kind, including, without limitation, management fees, transfer fees, fines, penalties, interest, collection costs, foreclosure fees and attorney’s fees currently due from the selling unit’s owner. NRS 116.4109(1)(b) · verified Oct 2026
  • Current operating budget of the association NRS 116.4109(1)(c)
    A copy of the current operating budget of the association and current year-to-date financial statement for the association, which must include a summary of the reserves of the association required by NRS 116.31152 and which must include, without limitation, a summary of the information described in paragraphs (a) to (e), inclusive, of subsection 3 of NRS 116.31152. NRS 116.4109(1)(c) · verified Oct 2026
  • Current year-to-date financial statement for the association NRS 116.4109(1)(c)
    A copy of the current operating budget of the association and current year-to-date financial statement for the association, which must include a summary of the reserves of the association required by NRS 116.31152 and which must include, without limitation, a summary of the information described in paragraphs (a) to (e), inclusive, of subsection 3 of NRS 116.31152. NRS 116.4109(1)(c) · verified Oct 2026
  • Summary of the reserves of the association required by NRS 116.31152, including the reserve-study summary at NRS 116.31152(3)(a)–(e) NRS 116.4109(1)(c)
    A copy of the current operating budget of the association and current year-to-date financial statement for the association, which must include a summary of the reserves of the association required by NRS 116.31152 and which must include, without limitation, a summary of the information described in paragraphs (a) to (e), inclusive, of subsection 3 of NRS 116.31152. NRS 116.4109(1)(c) · verified Oct 2026
  • Unsatisfied judgments and pending legal actions against the association of which the unit’s owner has actual knowledge NRS 116.4109(1)(d)
    A statement of any unsatisfied judgments or pending legal actions against the association and the status of any pending legal actions relating to the common-interest community of which the unit’s owner has actual knowledge. NRS 116.4109(1)(d) · verified Oct 2026
  • Transfer fees, transaction fees, and any other fees associated with the resale of a unit NRS 116.4109(1)(e)
    A statement of any transfer fees, transaction fees or any other fees associated with the resale of a unit. NRS 116.4109(1)(e) · verified Oct 2026
  • Current and expected fees or charges for the unit (association fees, fines, late charges, interest on delinquencies, collection costs) NRS 116.4109(1)(f)
    In addition to any other document, a statement describing all current and expected fees or charges for each unit, including, without limitation, association fees, fines, assessments, late charges or penalties, interest rates on delinquent assessments, additional costs for collecting past due fines and charges for opening or closing any file for each unit. NRS 116.4109(1)(f) · verified Oct 2026
  • Proof of the insurance policies the association is required to carry pursuant to NRS 116.3113 NRS 116.4109(1)(g)
    Proof of the insurance policies that an association is required to carry pursuant to NRS 116.3113. NRS 116.4109(1)(g) · verified Oct 2026
Under NRS 116.4109, Nevada caps the preparation fee at $214 by statute. In CommunityPay, an association's manager, accounting firm, or staff generates the certificate from its books, with no per-certificate charge from CommunityPay.
None of these items are confirmed for DESERT MIRAGE PROPERTY OWNERS' ASSOCIATION. Keep this association's books on CommunityPay to track compliance and generate resale certificates from live ledger data.
Nevada Law That Applies NRS 116 (Common-Interest Communities)
Governing act NRS 116 (Common-Interest Communities)
Resale certificate 10 disclosures · 10 days · cap $213.84 · NRS 116.4109
Assessment lien super-priority 9 months
Reserve study Every 5 years
Nevada statutes, court decisions, and law changes →  ·  Statutory thresholds →  ·  All Nevada associations →
Registration Details Property Owners Association · Active
Type Property Owners Association
Governing Statute NRS 116 (Common-Interest Communities)
State Nevada
City Pahrump
ZIP 89041
Units 65
Development Type Regular
County Nye
Registration Nevada Real Estate Division · NV-10918-1993
Record CP-161016
Status Active
Area HOA Fees Nye County median $225/mo
Median Monthly Fee $225
Average Monthly Fee $224
Typical Range $70 – $259
Units Paying Fees 159
Source: U.S. Census Bureau, American Community Survey 2023 5-Year Estimates (PUMS). Nye County, NV.
Natural Hazard Exposure Nye County
Relatively Low
Heat Wave Relatively High
Earthquake Relatively Moderate
Lightning Relatively High
Inland Flooding Relatively Moderate
Wildfire Relatively Low
Social Vulnerability Very High
Community Resilience Very Low
Expected Annual Loss $24,483,688
Source: FEMA National Risk Index v1.20, Nye County, NV
Applicable Laws 23 Nevada statutes
Short Title (Uniform Common-Interest Ownership Act) Short title provision: "This chapter may be cited as the Uniform Common-Interest Ownership Act." Single sentence; substantive applicability is at NRS 116.1201 and following.
Board Powers and Duties Board of directors powers, fiduciary duties, and governance obligations for Nevada CICs.
Construction Penalties for Failure to Adhere to Schedules Authorizes a Nevada HOA to impose construction penalties on a unit owner who fails to adhere to required schedules for design, construction, occupancy, or permits. Right must be set forth in governing documents, the maximum penalty must be disclosed in the public offering statement or resale package, and the owner must receive notice and a hearing right. A construction penalty …
Fines for Violations of Governing Documents Executive board power to impose fines for governing-document violations. Non-health-and-safety fines are capped at $100 per violation or $1,000 per hearing against each unit owner or tenant or invitee (the per-hearing basis replaced the former "$1,000, whichever is less" total cap in 2021 — Stats. 2021, 711); fines for violations posing an imminent threat of causing a substantial adverse effect …
Election of Board Members; Staggered Terms Governs Nevada HOA executive board elections. Requires elected boards (not declarant-appointed) of at least 3 members after declarant control ends. Sets eligibility (not delinquent on assessments, no felony conviction involving theft or fraud against the association). Requires staggered terms (no more than half expire in any year). Specifies disclosure rules for candidates and certification requirements for elected board members.
Meetings of Unit Owners Requires Nevada HOAs to hold a meeting of unit owners at least once per year. Sets minimum-30-days advance notice with agenda. Special meetings may be called by the executive board, by 25% of unit owners, or by another threshold set in the bylaws. Owners have the right to attend and to make audio recordings. Notice must include agenda, meeting materials, …
Right of Unit Owners to Speak at Meetings Establishes the right of Nevada unit owners to attend and speak at meetings of unit owners and meetings of the executive board. Sets limits on the executive board's power to meet in executive session. Hearings on alleged violations must follow specific procedure: the owner accused must receive written notice with the alleged violation, time and place of hearing, and the …
Quorum Default quorum for unit owner meetings of a common-interest community: 20 percent of votes in the association unless the governing documents provide otherwise. Persons present in person, by proxy, by absentee ballot (NRS 116.311), or any combination, all count toward quorum.
Insurance: General requirements
Audit and Review of Financial Statements Sets tiered audit and review requirements for Nevada HOA financial statements based on annual budget size. Communities with annual budgets of $150,000 or more must obtain an annual independent CPA audit. Communities with budgets of $75,000 or more but less than $150,000 must obtain an annual CPA review. Communities with budgets of $45,000 or more but less than $75,000 must …
Assessments for Common Expenses Requires Nevada HOAs to make assessments for common expenses based on a budget adopted at least annually. Mandates funding of adequate reserves for the major components the association is obligated to maintain, repair, or replace. Limits the rate of interest that may be charged on past-due assessments. Requires special-meeting notice for assessments to fund capital improvements.
Annual Budget Distribution and Ratification Requires the Nevada HOA executive board to prepare and distribute an operating budget and a reserve budget (or summaries) to unit owners 30 to 60 days before the start of the fiscal year. The proposed budgets become effective without owner approval unless rejected by majority of all unit owners at a special meeting called within 60 days of distribution. Also …
Study of Reserves Requires Nevada HOAs to conduct a study of reserves for major components of the common elements at least once every 5 years, with annual updates. The study must be conducted by a person qualified by training and experience. The board must submit a summary of the study to the Real Estate Division of the Nevada Department of Business and Industry. …
Lien for Assessments (Super-Priority) Assessment super-priority lien (9 months of assessments take priority over first deed of trust). Major Nevada-specific provision.
Foreclosure of liens: Notice of delinquent assessment; notice of default and election to sell Opening step of Nevada's non-judicial HOA foreclosure procedure. Sets out (a) the notice of delinquent assessment that must be mailed or delivered to the unit owner, (b) the recording requirements and content of the notice of default and election to sell, (c) the cure period during which the owner may pay the lien to avoid foreclosure, and (d) the limitations …
Foreclosure of liens: Mailing of notice of default and election to sell to interested persons Notice requirements for sending the notice of default and election to sell to specified interested persons (including holders of recorded security interests in the unit). Notice is the safeguard the Nevada Supreme Court relied on in Saticoy Bay (2017) when rejecting the Ninth Circuit's federal due-process challenge in Bourne Valley.
Foreclosure of liens: Procedure for conducting sale Mechanics of the trustee's sale: procedure for conducting the sale, satisfaction of the lien before sale, persons prohibited from purchasing the unit, execution and delivery of the deed, and use of proceeds. A defect in this procedure is the most common ground for post-sale challenges to a Nevada super-priority foreclosure.
Foreclosure of Liens (Title and Redemption) Governs the title transfer and redemption rights when a Nevada HOA forecloses its assessment lien. Title vests in the foreclosure-sale purchaser subject to a 60-day redemption right. The sale does not extinguish a first deed of trust if the superior portion of the lien (the 9-month super-priority amount) is satisfied. Bona fide purchasers and encumbrancers receive specific protections. Critical statute …
Foreclosure of liens: Requests by interested persons for notice of default and election to sell or notice of sale Procedure by which an interested person (typically a junior lienholder) records a request for notice of default and election to sell or notice of sale. The opt-in notice scheme established in this section was the subject of the federal due-process challenge in Bourne Valley (9th Cir. 2016), which the Nevada Supreme Court rejected on state-law grounds in Saticoy Bay (2017).
Maintenance and Availability of Books, Records and Other Papers of Association Requires Nevada HOAs to make books, records, financial statements, budgets, reserve studies, and contracts available for owner review. Copies must be provided within 21 days; failure to do so triggers a $25/day penalty. Records must be retained for at least 10 years. Review fee capped at $25 per hour.
Resale Package Resale package (certificate) requirements for Nevada CIC unit sales. Establishes the substantive contents the seller must furnish (NRS 116.4109(1)(a)–(g); paragraph (g), proof of the insurance policies required by NRS 116.3113, was added by AB 396 (Ch. 365, Statutes of Nevada 2025) operative July 1, 2026), the 5-calendar-day buyer cancellation right (subsection 2), the 10-calendar-day association delivery deadline (subsection 3), the …
Required information in resale package Substantive disclosure items required in a Nevada resale package under NRS Chapter 116 (UCIOA). Companion to NRS 116.4109, which sets the procedural rules. Items include the declaration, bylaws, rules, current operating budget, reserve study summary, financial statement, insurance summary, statement of unpaid and special assessments, pending litigation and unsatisfied judgments, transfer fees and other current or expected fees, and a …
Ombudsman for Owners in Common-Interest Communities and Condominium Hotels: Creation of office; appointment; qualifications; powers and duties Creates the Office of the Ombudsman for Owners in Common-Interest Communities and Condominium Hotels within the Nevada Real Estate Division. Establishes the appointment, qualifications, powers, and duties of the Ombudsman, including assisting unit owners with questions, complaints, and disputes; investigating complaints; and referring matters to the Commission for Common-Interest Communities and Condominium Hotels where appropriate. No other CommunityPay RC profile …
Source: Nevada state legislature. Statutes verified by CommunityPay. Last verified July 2026.
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DESERT MIRAGE PROPERTY OWNERS' ASSOCIATION does not use CommunityPay, so we cannot provide its resale certificate or answer lender questionnaires for it. Ask the association's board or its management company.

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Community data is sourced from Nevada Secretary of State public registrations. Natural hazard data is from the FEMA National Risk Index (county-level, v1.20). CommunityPay does not claim a relationship with DESERT MIRAGE PROPERTY OWNERS' ASSOCIATION unless explicitly stated.
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