HOAs & Condos in Telluride, CO

209 registered communities in Telluride across San Miguel County. Mix: 125 condominium, 41 homeowners association, 38 unclassified entity, 3 townhome association, 2 property owners association. Median monthly HOA/condo fee in the county is $212.

Resale Certificate Compliance 12 disclosures required
CO
A common interest community in Telluride, CO is governed by C.R.S. §38-33.3-316 (Colorado Common Interest Ownership Act). Colorado law requires 12 specific disclosures when a unit is sold. The certificate must be delivered within 14 days of request.
  • Statement of unpaid assessments currently levied against the unit C.R.S. §38-33.3-316(8)
    The association shall furnish to a unit owner or such unit owner's designee or to a holder of a security interest or its designee upon written request, delivered personally or by certified mail, first-class postage prepaid, return receipt, to the association's registered agent, a written statement setting forth the amount of unpaid assessments currently levied against such owner's unit. The statement shall be furnished within fourteen calendar days after receipt of the request and is binding on the association, the executive board, and every unit owner. If no statement is furnished to the unit owner or holder of a security interest or his or her designee, delivered personally or by certified mail, first-class postage prepaid, return receipt requested, to the inquiring party, then the association shall have no right to assert a lien upon the unit for unpaid assessments which were due as of the date of the request. C.R.S. §38-33.3-316(8) · verified Oct 2026
  • Fiscal year commencement date C.R.S. §38-33.3-209.4(2)(a)
    The date on which its fiscal year commences; C.R.S. §38-33.3-209.4(2)(a) · verified Oct 2026
  • Current operating budget C.R.S. §38-33.3-209.4(2)(b)
    Its operating budget for the current fiscal year; C.R.S. §38-33.3-209.4(2)(b) · verified Oct 2026
  • Current assessments by unit type, including regular and special assessments C.R.S. §38-33.3-209.4(2)(c)
    A list, by unit type, of the association's current assessments, including both regular and special assessments; C.R.S. §38-33.3-209.4(2)(c) · verified Oct 2026
  • Annual financial statements with reserve amounts for preceding fiscal year C.R.S. §38-33.3-209.4(2)(d)
    Its annual financial statements, including any amounts held in reserve for the fiscal year immediately preceding the current annual disclosure; C.R.S. §38-33.3-209.4(2)(d) · verified Oct 2026
  • Most recent financial audit or review results C.R.S. §38-33.3-209.4(2)(e)
    The results of its most recent available financial audit or review; C.R.S. §38-33.3-209.4(2)(e) · verified Oct 2026
  • Insurance policies: company names, limits, deductibles, additional named insureds, expiration dates C.R.S. §38-33.3-209.4(2)(f)
    A list of all association insurance policies, including, but not limited to, property, general liability, association director and officer professional liability, and fidelity policies. Such list shall include the company names, policy limits, policy deductibles, additional named insureds, and expiration dates of the policies listed. C.R.S. §38-33.3-209.4(2)(f) · verified Oct 2026
  • Bylaws, articles of incorporation, rules and regulations C.R.S. §38-33.3-209.4(2)(g)
    All the association's bylaws, articles, and rules and regulations; C.R.S. §38-33.3-209.4(2)(g) · verified Oct 2026
  • Minutes of executive board and member meetings for the preceding fiscal year C.R.S. §38-33.3-209.4(2)(h)
    The minutes of the executive board and member meetings for the fiscal year immediately preceding the current annual disclosure; C.R.S. §38-33.3-209.4(2)(h) · verified Oct 2026
  • Responsible governance policies adopted per §209.5 C.R.S. §38-33.3-209.4(2)(i)
    The association's responsible governance policies adopted under section 38-33.3-209.5; and C.R.S. §38-33.3-209.4(2)(i) · verified Oct 2026
  • Fee schedule: transfer fees, record change fees, and status letter charges C.R.S. §38-33.3-317(1)(h.5)
    A list of the current amounts of all unique and extraordinary fees, assessments, and expenses that are chargeable by the association in connection with the purchase or sale of a unit and are not paid for through assessments, including transfer fees, record change fees, and the charge for a status letter or statement of assessments due; C.R.S. §38-33.3-317(1)(h.5) · verified Oct 2026
  • Reserve study policy (when prepared, funding plan, physical/financial analysis basis) C.R.S. §38-33.3-209.5(1)(b)(IX)
    When the association has a reserve study prepared for the portions of the community maintained, repaired, replaced, and improved by the association; whether there is a funding plan for any work recommended by the reserve study and, if so, the projected sources of funding for the work; and whether the reserve study is based on a physical analysis and financial analysis. For the purposes of this subparagraph (IX), an internally conducted reserve study shall be sufficient. C.R.S. §38-33.3-209.5(1)(b)(IX) · verified Oct 2026
Colorado does not cap RC preparation fees by statute. In CommunityPay, an association's manager, accounting firm, or staff generates the certificate from its books, with no per-certificate charge from CommunityPay.
8,002
County Population
Very Low
FEMA Risk Rating
$212
Median Monthly HOA Fee
$142 – $478
25th – 75th Percentile
FEMA National Risk Index v1.20. Fee data: U.S. Census ACS 2023 5-Year PUMS, weighted from 116 units.
Avalanche
Relatively High
$3,543,572/yr expected loss
Landslide
Relatively Low
$50,504/yr expected loss
Wildfire
Relatively Low
$582,243/yr expected loss
Lightning
Relatively Low
$408,351/yr expected loss
Winter Weather
Relatively Low
$73,763/yr expected loss
Source: FEMA National Risk Index. Expected Annual Loss represents the modeled annualized cost of building damage and direct losses across the county, not a per-property figure.
Telluride Consulting, LLC Verified
24 community engagements · manages 25 associations nationally
Jarmik Property Management, Inc. Verified
21 community engagements · manages 23 associations nationally
Catapult Consulting, LLC Verified
18 community engagements · manages 20 associations nationally
Asap Accounting And Payroll, Inc. Verified
12 community engagements · manages 12 associations nationally
Full Circle Hoa, LLC Verified
9 community engagements · manages 15 associations nationally
Ps Telluride LLC Verified
5 community engagements · manages 7 associations nationally
Capitol Corporate Services, Inc. Verified
1 community engagement · manages 16 associations nationally
Silverstar Inns, LLC Verified
1 community engagement · manages 6 associations nationally
Community Financials, Inc. Verified
1 community engagement · manages 16 associations nationally
"Verified" indicates a confirmed engagement with a community in Telluride. HQ-only entries are companies headquartered in Telluride with potential service area overlap.
209 Telluride communities operate under Colorado law. The primary governing statute is C.R.S. §38-33.3-101 — Short title. The short-title section for Article 33.3, establishing the Colorado Common Interest Ownership Act (CCIOA). CCIOA is the unified statute governing every common interest community in Colorado — HOAs, condominium associations, planned communities, and cooperatives — created on or after July 1, 1992. Certain provisions also apply retroactively to pre-1992 communities under §38-33.3-117. CCIOA is based on the Uniform Common Interest Ownership Act (UCIOA) promulgated by the Uniform Law Commission; Colorado did not adopt UCIOA Article 4 (purchaser protections) or Article 5 (administration and registration).
Name Type Formed
150 W. Colorado Condominiums Owners Association, Inc. Condominium 2007
#1 SOUTH CORNET CREEK CONDOMINIUMS Condominium 2001
205 South Oak Owners Association, Inc. Unclassified Entity 2009
211 South Oak Owners Association, Inc. Unclassified Entity 2005
237 SOUTH OAK CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 2001
417 Depot Condominium Association, Inc. Condominium 2008
469 W Pacific Townhomes Condominiums Condominium 2013
#4 SOUTH CORNET CREEK CONDOMINIUMS, INC. Condominium 1987
545 WEST PACIFIC CONDOMINIUM OWNERS' ASSOCIATION, INC. Condominium 1994
555 WEST GALENA CONDOMINIUM ASSOCIATION, INC. Condominium 2004
586 West Pacific Condominium Owners' Association, Inc. Condominium 2011
ADAMS RANCH HOMEOWNERS COMPANY Homeowners Association 1990
ALDASORO RANCH HOMEOWNERS COMPANY Homeowners Association 1991
ASPEN RIDGE II OWNERS ASSOCIATION, INC. Unclassified Entity 1998
ASPEN RIDGE OWNERS ASSOCIATION, INC. Unclassified Entity 1996
BALLARD HOUSE SOUTH HOMEOWNERS' ASSOCIATION,INC. Homeowners Association 1999
Bear Creek Lofts Homeowners' Association, Inc. Homeowners Association 2005
BEAVER POND HOMEOWNERS ASSOCIATION Homeowners Association 1978
Belvedere Park Condominiums - Phase One Owners Association, Inc. Condominium 2005
Belvedere Park Condominiums - Phase Two Owners Association, Inc. Condominium 2006
BLACK BEAR CONDOMINIUM ASSOCIATION Condominium 1983
Bocchini Condominium Owners Association, Inc. Condominium 2020
BOOMERANG LODGE CONDOMINIUM ASSOCIATION, INC. Condominium 1981
BOOMERANG VILLAGE CONDOMINIUM ASSOCIATION, INC. Condominium 1983
BROWN HOMESTEAD CONDOMINIUMS HOMEOWNERS ASSOCIATION, INC. Condominium 1979
CAMEL'S GARDEN CONDOMINIUMS OWNERS' ASSOCIATION, INC. Condominium 1997
Castellina Condominiums Owners Association, Inc. Condominium 2008
CHARLIE'S PLACE CONDOMINIUM OWNERS ASSOCIATION Condominium 1997
CLUB TELLURIDE OWNERS ASSOCIATION, INC. Unclassified Entity 1996
Columbia Hotel Condominiums Owners Association, Inc. Condominium 2009
COLUMBIA PLACE CONDOMINIUM ASSOCIATION Condominium 1988
COONSKIN CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 1993
CORNET FALLS OWNERS ASSOCIATION, INC. Unclassified Entity 1995
Crestview Heights Property Owners Association, Inc. Property Owners Association 2011
DAVED COMMERCIAL CONDOMINIUMS ASSOCIATION, INC. Condominium 1998
DEPOT RIVERSIDE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2000
DOUBLE DIAMOND CONDOMINIUM ASSOCIATION, INC. Condominium 1996
DURANGO TECHNICAL CENTER OWNERS ASSOCIATION, INC. Unclassified Entity 1995
EAST DEPOT/GONDOLA OWNERS ASSOCIATION, INC. Unclassified Entity 2000
EIDER CREEK CONDOMINIUM ASSOCIATION.INC. Condominium 1997
EL DIENTE CONDOMINIUM OWNERS' ASSOCIATION, INC. Condominium 1998
ELKSTONE OWNERS ASSOCIATION, INC. Unclassified Entity 2003
Entrada Homeowners Association, Inc. Homeowners Association 2009
E R HOMEOWNERS CORPORATION Homeowners Association 2000
ETTA PLACE TOO CONDOMINIUM ASSOCIATION Condominium 1986
FALL LINE CONDOMINIUMS HOMEOWNERS ASSOCIATION Condominium 1996
FCB Condominium Association, Inc. Condominium 2004
FINO BUILDING OWNERS' CONDOMINIUMS ADDITIONAL PROPERTYASSOCIATION Condominium 1987
Fox Condominiums Owners' Association, Inc. Condominium 2012
GHOSTRIDERS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1986
GOLD BELT CONDOMINIUM OWNER'S ASSOCIATION Condominium 2001
GOLDEN LEDGE HOMEOWNERS COMPANY Homeowners Association 2001
GONDOLA PLAZA PARKING CONDOMINIUM ASSOCIATION, INC. Condominium 1993
GONDOLA WEST HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2002
GRAY HEAD AT TELLURIDE PROPERTY OWNERS ASSOCIATION,INC. Property Owners Association 1999
GURLEY LAKE RANCH OWNERS ASSOCIATION, INC. Unclassified Entity 1998
HIDDEN LAKE ESTATES HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2000
HUNTER'S GULCH CONDOMINIUM OWNERS' ASSOCIATION, INC. Condominium 1995
ICE HOUSE CONDOMINIUMS OWNERS' ASSOCIATION, INC. Condominium 1994
Idarado Legacy Homeowners Association Homeowners Association 2004
Ilium Park Owners Association Unclassified Entity 1996
Ironwood at Telluride Owners Association, Inc. Unclassified Entity 2016
KAYENTA LEGEND HOUSE, UNITS 1-8 CONDOMINIUM OWNERS Condominium 1987
LA JOLLA CONDOMINIUM ASSOCIATION, INC. Condominium 1995
LAST DOLLAR CONDOMINIUM ASSOCIATION Condominium 1993
LE CHAMONIX CONDOMINIUM ASSOCIATION Condominium 1987
LIFTSIDE VILLAS CONDOMINIUMS ASSOCIATION Condominium 1995
Litchfield Building Owners Association, Inc. Unclassified Entity 2004
LODGES ON SUNDANCE OWNERS ASSOCIATION, INC. Unclassified Entity 1995
Longwill 16 Homeowners Association, Inc. Homeowners Association 2019
LORIAN AT PROSPECT CREEK OWNERS ASSOCIATION, INC. Unclassified Entity 1991
Lot 28 Condominium Association, Inc. Condominium 2008
MANITOU RIVERHOUSES CONDOMINIUM ASSOCIATION Condominium 1982
Matterhorn Townhomes Owners' Association, Inc. Townhome Association 2006
M.D.C.M. HOMEOWNERS COMPANY Homeowners Association 1986
Mendota Owners Association, Inc. Unclassified Entity 2006
Morningstar Condominium Association Condominium 2020
Mountain Village Condominium Owners Association, Inc. Condominium 2007
MULFORD BUILDING CONDOMINIUM ASSOCIATION Condominium 1995
Muscatel Flats Condominium Association, Inc. Condominium 2006
NEEDLE ROCK CONDOMINIUM ASSOCIATION INC. Condominium 1983
NEW SAN JUAN BUILDING CONDOMINIUM OWNERS ASSOCIATION Condominium 1993
NORTH BEAVER POND CONDOMINIUM HOMEOWNERS ASSOCIATI Condominium 1982
NORTH STAR B CONDOMINIUM ASSOCIATION, INC. Condominium 2002
NUMBER 2 SOUTH CORNET CREEK CONDOMINIUM ASSOCIATION Condominium 1996
Oak at the Gondola Homeowners Association Homeowners Association 2020
ORE STATION LODGE CONDOMINIUM ASSOCIATION Condominium 1982
PACIFICA HOUSE CONDOMINIUM ASSOCIATION Condominium 1980
PACIFIC PLACE CONDOMINIUMS OWNERS' ASSOCIATION, INC. Condominium 1995
Pacific Street Townhomes Owners Association, Inc. Townhome Association 2005
PAINTER BUILDING CONDOMINIUM ASSOCIATION, INC. Condominium 2001
PARKER RIDGE CONDOMINIUM ASSOCIATION, INC. Condominium 1996
PARKSIDE BUILDING CONDOMINIUMS OWNERS' ASSOCIATION, INC. Condominium 1993
PEKKARINE BUILDINGS CONDOMINIUMS ASSOCIATION Condominium 1986
PLUNGE LANDING CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 1994
PROSPECT CREEK OWNERS ASSOCIATION, INC. Unclassified Entity 1994
PROSPECT PLAZA CONDOMINIUM ASSOCIATION INC. Condominium 2001
Redridge Homes Condominiums Homeowners Association, Inc. Condominium 2004
RIDGEVIEW CONDOMINIUMS AT TOP OF THE HILL AT LAWSON HILL OWNERS' ASSOCIATION, INC. Condominium 2001
RIO VISTAS OWNERS ASSOCIATION, INC. Unclassified Entity 1999
RIVER CLUB OWNERS ASSOCIATION, INC. Unclassified Entity 1999
Riverfront Village Owners Association, Inc. Unclassified Entity 2023
RIVERSIDE OF TELLURIDE CONDOMINIUM ASSOCIATION, INC. Condominium 1985
Sagebrook Estates Homeowners Association Homeowners Association 2025
SANBERNARDO HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1997
SAN JUAN VILLAGE OWNERS ASSOCIATION, INC. Unclassified Entity 1996
SAN JUAN WAREHOUSE CONDOMINIUM BUILDING Condominium 1998
SAN MIGUEL CONDOMINIUMS ASSOCIATION, INC. Condominium 2000
San Miguel Heritage Building Condominium Owners Association, Inc. Condominium 1992
San Miguel Ridge Homeowners Association Homeowners Association 2012
See Forever Village II Owners Association, Inc. Unclassified Entity 2005
SEE FOREVER VILLAGE OWNERS ASSOCIATION, INC. Unclassified Entity 2000
SMUGGLER CONDOMINIUM ASSOCIATION, INC. Condominium 1986
South Spruce Street Penthouses Owners Association, Inc. Unclassified Entity 2000
SPECIE MESA HOMEOWNERS ASSOCIATION Homeowners Association 1990
SPIRAL STAIRS CONDOMINIUM ASSOCIATION, INC. Condominium 1984
Spruce House Homeowners Association, Inc. Homeowners Association 2016
Stones Throw Duplex Owners Association Unclassified Entity 2014
Stones Throw II Duplex Owners Association Inc. Unclassified Entity 2020
Sunburst Condominiums of Telluride Association, Inc. Condominium 2009
Sunrise Condominiums Condominium 2006
SUNSET RIDGE AT TELLURIDE HOMEOWNERS ASSOCIATION, INC., A COLORADO NON-PROFIT CORPROATION Homeowners Association 2004
TELEMARK CONDOMINIUMS HOMEOWNERS ASSOCIATION, INC. Condominium 1986
TELEMARK II CONDOMINIUMS ASSOCIATION, INC. Condominium 1997
TELLURIDE LIVERY CONDOMINIUM ASSOCIATION, INC. Condominium 2004
TELLURIDE MAINSTREET CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 1981
Telluride Mountain Village Owners Association Unclassified Entity 1984
TELLURIDE PRESERVE HOMEOWNERS ASSOCIATION Homeowners Association 1986
TELLURIDE REGIONAL AIRPORT PHASE ONE HANGAR CONDOMINIUM OWNERS ASSOCIATION, INC Condominium 1999
TELLURIDE RIVER EDGE CONDOMINIUM ASSOCIATION, INC. Condominium 1996
TELLURIDE SPRING CREEK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1998
Telluride Transfer S.E.C. Condominium Association, Inc. Condominium 2016
Telluride Transfer S.W.C. Condominium Association, Inc. Condominium 2017
THE 330 WEST PACIFIC CONDOMINIUMS OWNERS ASSOCIATION, INC. Condominium 2015
THE 340 WEST PACIFIC CONDOMINIUMS OWNERS ASSOCIATION, INC. Condominium 2015
THE 350 WEST PACIFIC CONDOMINIUMS OWNERS ASSOCIATION, INC. Condominium 2015
The 792 Mahoney Drive Condominiums Owners Association, Inc. Condominium 2019
The Ballard Condominiums Owners Association, Inc. Condominium 2010
THE BASE AT TELLURIDE CONDOMINIUM ASSOCIATION Condominium 1984
THE BELVEDERE PARK CONDOMINIUMS OWNERS ASSOCIATION, INC., A COLORADO NON-PROFIT CORPORATION Condominium 2004
THE CABINS AT CORTINA CONDOMINIUMS OWNERS ASSOCIATION, INC. Condominium 2015
The Columbine Condominiums Condominium 2012
The Cortina Land Condominiums Owners Association, Inc. Condominium 2004
The Courcheval Condominiums Owners Association, Inc. Condominium 2006
The Creekside Condominiums Owners Association, Inc. Condominium 2009
THE DEEP CREEK MESA RANCH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2016
The Deep Creek Ranches Homeowners Association, Inc. Homeowners Association 2007
The Depot Condominiums Owners Association, Inc. Condominium 2010
The Elk Creek Meadows Ranch Homeowners Association, Inc. Homeowners Association 2013
THE ELKS BUILDING CONDOMINIUM ASSOCIATION, INC. Condominium 1985
The Exchange Place Condominiums Owners Association, Inc. Condominium 2020
THE FAIRWAY FOUR TOWNHOMES ASSOCIATION Townhome Association 1992
The Gold Run Lot 1R Condominiums Association, Inc. Condominium 2010
The Gold Run Lot 5 Condominiums Association, Inc. Condominium 2010
THE GOOD GARGOYLE CONDOMINIUMS Condominium 1978
THE GRAYSILL CONDOMINIUM ASSOCIATION, INC. Condominium 1980
THE HAMPTON COURT TOWNHOME CONDOMINIUMS OWNERS ASSOCIATION, INC. Condominium 2004
The Hotel Telluride Condominium Owners Association, Inc. Condominium 2005
The Ice House Lodge Condominiums Owners Association, Inc. Condominium 2006
THE JAWS CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 1993
THE KNOLL ESTATES HOMEOWNERS' ASSOCIATION Homeowners Association 1989
THE LAKE FORK JUNCTION HOMEOWNERS, INC. A COLORADO NONPROFIT CORPORATION Homeowners Association 2003
THE LORENZ BUILDING CONDOMINIUM ASSOCIATION, INC. Condominium 1993
THE LULU CITY CONDOMINIUM ASSOCIATION, INC. Condominium 1981
The Manna Condominium Association, Inc. Condominium 2021
The Meribel Residences Owners Association, Inc. Unclassified Entity 2024
THE MILL CREEK RANCH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2016
THE NEW PICK AND GAD BUILDING CONDOMINIUM OWNER'S ASSOCIATION, INC. Condominium 2001
THE OROS CRESTED BUTTE CONDOMINIUM OWNER'S ASSOCIATION, INC. Condominium 2025
THE OUTLAWS AT PROSPECT CREEK OWNERS ASSOCIATION, INC. Unclassified Entity 1997
THE OVERLOOK AT TELLURIDE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2018
The Owners Association For Timber Ridge At Mountain Village Unclassified Entity 1999
THE PACIFIC AND DAVIS BUILDING CONDOMINIUM ASSOCIATION, INC. Condominium 2003
THE PALMYRA CONDOMINIUM ASSOCIATION, INC. Condominium 1995
THE PARKVIEW BUILDING CONDOMINIUM ASSOCIATION, INC. Condominium 1992
THE PENINSULA OWNERS ASSOCIATION, INC. Unclassified Entity 2004
THE PLAZA COMMUNITY ASSOCIATION, INC. Unclassified Entity 1993
THE PLUNGE CONDOMINIUMS OWNERS ASSOCIATION, INC. Condominium 1983
THE RIVERWATCH CONDOMINIUM MAINTENANCE ASSOCIATION, INC. Condominium 1987
THE TELURIDE RIVERVIEW CONDOMINIUM ASSOCIATION, INC. Condominium 1994
THE TERRACES HOME OWNERS ASSOCIATION, INC. Homeowners Association 1998
The White House Condominiums Owners Association, Inc. Condominium 2006
THE WILKIN COURT HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2001
THE WILLOWS AT TELLURIDE CONDOMINIUM ASSOCIATION INC. Condominium 2003
The Willows at Telluride Phase II Condominium Association, Inc. Condominium 2006
THE WINTERLEAF HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2019
TIMBERVIEW HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1998
TOP OF THE HILL OWNERS ASSOCIATION, INC. Unclassified Entity 1995
TOP OF THE WORLD OWNERS ASSOCIATION Unclassified Entity 1993
TOWNHOMES ON THE CREEK AT TRISTANT CONDOMINIUMS OWNERS ASSOCIATION, INC. Condominium 2008
Trail's Edge Condominiums Owners Association Condominium 2009
Tramontana Home Owners Association, Inc Homeowners Association 2007
TWO RIVERS OWNERS ASSOCIATION, INC. Unclassified Entity 1996
VIKING LODGE CONDOMINIUM ASSOCIATION Condominium 1983
VILLAGE CREEK CONDOMINIUM ASSOCIATION Condominium 1988
Villas At Cortina Condominiums Owners Association, Inc. Condominium 2014
Wares House Owners Association Inc. Unclassified Entity 2022
WASATCH II CONDOMINIUM ASSOCIATION, INC. Condominium 1982
WESTERMERE CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 1991
WEST MEADOWS CORE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1998
Institutional Reference

Reserve study standards in Colorado

Statutory requirements, board preparation checklist, the components a professional study covers, and the useful-life ranges that drive thirty-year funding plans. Generic reference. Not a substitute for a study calibrated to a specific association.

Colorado does not currently encode a fixed reserve-study cadence in statute. The discipline still applies. Industry standard across the United States is below.

  • Update the component register annually as assets are added, replaced, or retired.
  • Commission a professional reserve study every three to five years. Update it when the component register changes materially.
  • Maintain a thirty-year capital plan with explicit annual funding contributions tied to the study.
  • Keep reserve funds segregated from operating cash. Disclose funding status in the annual budget.
  • Document the board-approved funding policy — percent-funded, threshold, or baseline — in board minutes.

CommunityPay maintains a Reserve Funding Status Report (RSR) generator tied to the live ledger. It is a status report, not a substitute for a professional study with on-site inspection.

What a board should have organized before commissioning a reserve study, and what a study delivers back. Use this list to evaluate whether the association is ready, regardless of state.

  1. Component register Every asset the association is responsible for maintaining — roofs, asphalt, mechanical systems, plumbing risers, elevators, amenities. Freeze a current version before the study.
  2. Condition assessments Last inspection reports, photographs, observed wear, recent repairs. The analyst calibrates useful-life estimates against this evidence.
  3. Useful-life and replacement-cost estimates Per component, calibrated to local climate, construction, and use intensity. A study produces these; the board verifies them.
  4. Thirty-year capital plan When each component reaches end-of-life and what replacement will cost in nominal dollars at that year.
  5. Funding plan Percent-funded, threshold, or baseline approach with an explicit annual contribution. The board approves; the study models outcomes.
  6. Current reserve fund balance Separated from operating cash. Ideally in interest-bearing accounts with FDIC coverage on the full balance.
  7. Annual budget tied to the funding plan Reserve contribution as an explicit budget line, traceable to the study and the funding policy.
  8. Most recent reserve study Full study, update, or interim review. Author credentials and date of the most recent on-site inspection.
  9. Insurance schedule Replacement-cost coverage on insured components. Deductibles that may draw against reserves in a loss.
  10. Board minutes referencing reserve decisions Special assessments, deferred maintenance, funding-policy changes, scope deviations from the study.

Categories most reserve studies cover. The specific components depend on the association. High-rise condos track far more than single-family HOAs. Gated communities track infrastructure that condos never see.

Roofing & Exterior

Asphalt shingle, metal, tile, or flat membrane roofs. Siding (wood, fiber cement, stucco, vinyl). Exterior paint. Soffits and fascia. Gutters and downspouts. Decks and balconies. Railings. Window and door frames in common areas.

Mechanical

HVAC chillers and cooling towers. Boilers and water heaters. Ventilation. Pumps. Fire suppression and sprinkler systems. Emergency generators. Elevators — cabs, controllers, jacks, and modernizations.

Site Work

Parking lots: seal coat, overlay, full reconstruction. Concrete sidewalks and curbs. Site lighting. Storm drainage. Retaining walls. Fencing. Entry gates and signage.

Plumbing & Electrical

Main water lines and risers. Sanitary and storm sewer lines. Backflow preventers. Common-area electrical panels and switchgear. Transformer pads. Distribution.

Amenities

Pools, spas, and pool equipment. Clubhouse interiors. Fitness rooms. Playgrounds. Tennis and pickleball courts. Mailbox kiosks. Trash enclosures and dumpster pads.

Safety & Code

Fire alarm panels. Emergency lighting. Smoke detectors in common areas. Fire-rated doors. Structural fireproofing. Sprinkler heads and inspection-required components.

A mid-size HOA typically tracks thirty to eighty components. A high-rise condo tracks two hundred or more. The categories above are illustrative. A professional reserve study identifies the components a specific association is responsible for.

Typical useful-life ranges for components common in reserve studies. Industry averages, not specific to any state, climate, or association. A professional study calibrates these to local conditions, construction quality, maintenance practice, and use intensity.

Component Typical useful life
Asphalt shingle roof20–25 years
Metal roof40–50 years
Tile or slate roof50+ years
Flat membrane roof (TPO/EPDM)15–25 years
Wood siding20–30 years
Fiber cement siding30–50 years
Stucco50+ years
Exterior paint cycle7–10 years
Gutters and downspouts20–30 years
Wood deck, pressure-treated15–20 years
Composite deck25–30 years
Asphalt parking — seal coat3–5 years
Asphalt parking — overlay12–15 years
Asphalt parking — reconstruction25–30 years
Concrete sidewalks and curbs30–50 years
Site lighting (poles, fixtures)20–30 years
Wood fencing15–25 years
Pool plaster10–15 years
Pool pump and filter7–10 years
HVAC rooftop unit15–20 years
Boiler25–30 years
Commercial water heater10–15 years
Fire alarm panel20–25 years
Elevator cab finishes15–20 years
Elevator modernization25–30 years
Carpet, clubhouse7–10 years
Playground equipment10–15 years

Ranges synthesized from common professional reserve-study references and U.S. building-component literature. Verify against a study performed by a credentialed reserve specialist (RS, PRA, or equivalent) before relying on any figure for funding decisions.

Related tools
  • Reserve Health Check → Free. Inputs reserve balance, annual contribution, building age, and components; returns a grade with the math shown. No signup required to view results.
Institutional Reference

Meeting requirements in Colorado

Statutory floors for owner and board meetings — notice periods, delivery rules, quorum, voting, written consent, and record retention. Generic reference. Specific bylaws or declarations may impose tighter requirements; statutes set the minimum.

Colorado statute does not currently encode specific board or owner meeting notice periods in the corpus. The discipline still applies. Industry standard is below.

  • Provide at least 10 days advance notice for board meetings.
  • Provide 14–30 days advance notice for annual or special owner meetings.
  • Hold at least one annual meeting of the membership each year.
  • Keep all board meetings open to owners in good standing; reserve executive session for narrow purposes.
  • Define a quorum threshold in the bylaws and apply it consistently.

CommunityPay maintains a Board Meeting Packet generator that produces a state-aware agenda, draft minutes template, and compliance checklist for the board pack.

How meeting notice must be delivered, what it must contain, and what defects invalidate the notice. Statutes vary in mechanics; the principles are consistent.

  1. Delivery method First-class mail or hand-delivery to the address on file with the association is the universal default. Most states permit electronic delivery only with the owner's written consent. A posted notice on a community bulletin board is not, by itself, sufficient.
  2. Address on file The association is entitled to rely on the address each owner has provided. The owner bears the burden of keeping it current. The board must maintain a registered address list.
  3. Required content Date, time, location (or remote-access link), and an agenda. Material to be voted on — budget, special assessments, rule changes — must be identified specifically. "Other business" is not a substitute for an item.
  4. Notice period start The notice period typically runs from the date of mailing or hand-delivery, not the date of receipt. Some states count both the notice date and the meeting date; others exclude one or both. Confirm the rule.
  5. Remote participation When the association offers remote attendance, the notice must include the access information and any limitations (e.g., audio-only, no chat). Recording rules vary by state.
  6. Defective notice consequences Material defects invalidate actions taken at the meeting. Minor defects (typo in location, slightly late mailing) may be cured by attendance and waiver. Document the cure in the minutes.
  7. Emergency notice Statutes typically permit shortened notice for genuine emergencies (imminent physical harm, immediate financial loss). The board must document the emergency basis in the minutes.

Full notice requirements appear in C.R.S. §38-33.3-101 and the specific subsections cited in the Requirements tab.

Quorum sets the floor for a valid meeting. Voting mechanics — proxies, ballots, written consent — determine how votes are counted once the quorum is established.

Quorum

Statute sets the default at 20% of allocated interests unless the governing documents specify a different threshold.

Proxies

Most states permit proxies for owner meetings. The proxy must be written, dated, and signed; many states require revocation rights and an explicit scope (general or limited). Proxies do not extend to board meetings — directors must vote in person or by permitted remote means.

Written consent

Action without a meeting requires unanimous written consent in most jurisdictions, though some states permit a lower threshold for narrow categories (uncontested matters, ratification). Document the consent in the corporate records, indexed to the action taken.

Ballots

Secret-ballot procedures, double-envelope requirements, and inspector-of-elections rules apply in states with comprehensive election statutes. Director elections, recall votes, and assessment increases above a statutory threshold typically require secret-ballot procedure.

Cumulative voting

Available only when explicitly authorized by the declaration or bylaws. Otherwise straight voting applies — each membership casts one vote per open seat per candidate, with no concentration permitted.

Member in good standing

Voting rights may be suspended for delinquent accounts in some jurisdictions. Suspension typically requires due-process notice and an opportunity to cure. Statutes vary; the bylaws must align.

Voting and quorum procedures are codified in C.R.S. §38-33.3-101 and applicable subsections. Specific procedures may be modified in the declaration and bylaws within statutory limits.

Minutes are the corporate record of the meeting. Statutes in every state require associations to maintain meeting minutes and make them available to owners on request. Retention periods and access rules vary.

  1. What minutes must contain Date, time, location. Directors and officers present. Quorum determination. Motions made, seconded, and the vote count. Substantive board actions and adopted resolutions. Executive-session minutes kept separately; the open-session minutes record only that a closed session occurred.
  2. Retention period Colorado requires retention for at least 3 years. Reserve studies, declarations, amendments, and assessments — permanent.
  3. Owner inspection rights Colorado requires the association to respond within 30 days of a written request.
  4. Approval process Draft minutes are circulated to the board, corrected, and approved at the next regular meeting. Approved minutes become the official record. Corrections after approval require a noted amendment, not silent edits.
  5. Permanent records Declaration, bylaws, articles of incorporation, rule books, amendments, and the minute book are permanent records. The association cannot dispose of them on any retention schedule.
  6. Resale disclosure Recent board and owner meeting minutes are typically required attachments to a resale certificate. The standard window is the last 12 months; some statutes extend to 24 months for amendments.
  7. Executive session Closed-session minutes record matters discussed but typically remain confidential from the general membership. Specific votes taken in closed session may need to be reported in the open-session minutes.

Records retention and inspection rights are codified in C.R.S. §38-33.3-101 and related subsections. A records-request response that misses the statutory deadline may expose the association to a per-day penalty.

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One PDF — every active Colorado statute we track, statutory fee caps and time limits, recent legal changes from the last 12 months, and the resale-certificate disclosure profile. Built from CommunityPay's living legal corpus, the same data that drives our resale certificates, reserve reports, and CARI scoring.

  • Statutory fee caps and time limits (resale, late fees, lien priority)
  • Recent law changes with effective dates
  • Resale & estoppel disclosure profile, item by item
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Data sourced from Colorado Secretary of State public registrations, FEMA National Risk Index, U.S. Census Bureau, and CommunityPay's management company graph.
United States Payments and Accounting Governance Infrastructure for Community Associations
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