HOAs & Condos in Silverthorne, CO

92 registered communities in Silverthorne across Summit County and 2 adjacent counties. Mix: 40 condominium, 20 homeowners association, 17 townhome association, 12 unclassified entity, 3 property owners association. Median monthly HOA/condo fee in the county is $448.

Resale Certificate Compliance 12 disclosures required
CO
A common interest community in Silverthorne, CO is governed by C.R.S. §38-33.3-316 (Colorado Common Interest Ownership Act). Colorado law requires 12 specific disclosures when a unit is sold. The certificate must be delivered within 14 days of request.
  • Statement of unpaid assessments currently levied against the unit C.R.S. §38-33.3-316(8)
    The association shall furnish to a unit owner or such unit owner's designee or to a holder of a security interest or its designee upon written request, delivered personally or by certified mail, first-class postage prepaid, return receipt, to the association's registered agent, a written statement setting forth the amount of unpaid assessments currently levied against such owner's unit. The statement shall be furnished within fourteen calendar days after receipt of the request and is binding on the association, the executive board, and every unit owner. If no statement is furnished to the unit owner or holder of a security interest or his or her designee, delivered personally or by certified mail, first-class postage prepaid, return receipt requested, to the inquiring party, then the association shall have no right to assert a lien upon the unit for unpaid assessments which were due as of the date of the request. C.R.S. §38-33.3-316(8) · verified Oct 2026
  • Fiscal year commencement date C.R.S. §38-33.3-209.4(2)(a)
    The date on which its fiscal year commences; C.R.S. §38-33.3-209.4(2)(a) · verified Oct 2026
  • Current operating budget C.R.S. §38-33.3-209.4(2)(b)
    Its operating budget for the current fiscal year; C.R.S. §38-33.3-209.4(2)(b) · verified Oct 2026
  • Current assessments by unit type, including regular and special assessments C.R.S. §38-33.3-209.4(2)(c)
    A list, by unit type, of the association's current assessments, including both regular and special assessments; C.R.S. §38-33.3-209.4(2)(c) · verified Oct 2026
  • Annual financial statements with reserve amounts for preceding fiscal year C.R.S. §38-33.3-209.4(2)(d)
    Its annual financial statements, including any amounts held in reserve for the fiscal year immediately preceding the current annual disclosure; C.R.S. §38-33.3-209.4(2)(d) · verified Oct 2026
  • Most recent financial audit or review results C.R.S. §38-33.3-209.4(2)(e)
    The results of its most recent available financial audit or review; C.R.S. §38-33.3-209.4(2)(e) · verified Oct 2026
  • Insurance policies: company names, limits, deductibles, additional named insureds, expiration dates C.R.S. §38-33.3-209.4(2)(f)
    A list of all association insurance policies, including, but not limited to, property, general liability, association director and officer professional liability, and fidelity policies. Such list shall include the company names, policy limits, policy deductibles, additional named insureds, and expiration dates of the policies listed. C.R.S. §38-33.3-209.4(2)(f) · verified Oct 2026
  • Bylaws, articles of incorporation, rules and regulations C.R.S. §38-33.3-209.4(2)(g)
    All the association's bylaws, articles, and rules and regulations; C.R.S. §38-33.3-209.4(2)(g) · verified Oct 2026
  • Minutes of executive board and member meetings for the preceding fiscal year C.R.S. §38-33.3-209.4(2)(h)
    The minutes of the executive board and member meetings for the fiscal year immediately preceding the current annual disclosure; C.R.S. §38-33.3-209.4(2)(h) · verified Oct 2026
  • Responsible governance policies adopted per §209.5 C.R.S. §38-33.3-209.4(2)(i)
    The association's responsible governance policies adopted under section 38-33.3-209.5; and C.R.S. §38-33.3-209.4(2)(i) · verified Oct 2026
  • Fee schedule: transfer fees, record change fees, and status letter charges C.R.S. §38-33.3-317(1)(h.5)
    A list of the current amounts of all unique and extraordinary fees, assessments, and expenses that are chargeable by the association in connection with the purchase or sale of a unit and are not paid for through assessments, including transfer fees, record change fees, and the charge for a status letter or statement of assessments due; C.R.S. §38-33.3-317(1)(h.5) · verified Oct 2026
  • Reserve study policy (when prepared, funding plan, physical/financial analysis basis) C.R.S. §38-33.3-209.5(1)(b)(IX)
    When the association has a reserve study prepared for the portions of the community maintained, repaired, replaced, and improved by the association; whether there is a funding plan for any work recommended by the reserve study and, if so, the projected sources of funding for the work; and whether the reserve study is based on a physical analysis and financial analysis. For the purposes of this subparagraph (IX), an internally conducted reserve study shall be sufficient. C.R.S. §38-33.3-209.5(1)(b)(IX) · verified Oct 2026
Colorado does not cap RC preparation fees by statute. In CommunityPay, an association's manager, accounting firm, or staff generates the certificate from its books, with no per-certificate charge from CommunityPay.
31,040
County Population
Relatively Low
FEMA Risk Rating
$448
Median Monthly HOA Fee
$335 – $630
25th – 75th Percentile
FEMA National Risk Index v1.20. Fee data: U.S. Census ACS 2023 5-Year PUMS, weighted from 2,037 units.
Avalanche
Very High
$10,825,390/yr expected loss
Landslide
Relatively Moderate
$137,175/yr expected loss
Lightning
Relatively Moderate
$1,038,481/yr expected loss
Hail
Relatively Moderate
$1,124,740/yr expected loss
Winter Weather
Relatively Moderate
$220,931/yr expected loss
Source: FEMA National Risk Index. Expected Annual Loss represents the modeled annualized cost of building damage and direct losses across the county, not a per-property figure.
Hm Enterprises LLC Verified
33 community engagements · manages 33 associations nationally
Red Mountain Community Management LLC Verified
5 community engagements · manages 5 associations nationally
Summit 2nd Homes, LLC Verified
4 community engagements · manages 6 associations nationally
Lone Wolf Community Association Management LLC Verified
1 community engagement · manages 8 associations nationally
Reed Property Management, Inc. Verified
1 community engagement · manages 11 associations nationally
"Verified" indicates a confirmed engagement with a community in Silverthorne. HQ-only entries are companies headquartered in Silverthorne with potential service area overlap.
92 Silverthorne communities operate under Colorado law. The primary governing statute is C.R.S. §38-33.3-101 — Short title. The short-title section for Article 33.3, establishing the Colorado Common Interest Ownership Act (CCIOA). CCIOA is the unified statute governing every common interest community in Colorado — HOAs, condominium associations, planned communities, and cooperatives — created on or after July 1, 1992. Certain provisions also apply retroactively to pre-1992 communities under §38-33.3-117. CCIOA is based on the Uniform Common Interest Ownership Act (UCIOA) promulgated by the Uniform Law Commission; Colorado did not adopt UCIOA Article 4 (purchaser protections) or Article 5 (administration and registration).
Name Type Formed
290 Warren Avenue Commercial Condominiums Association, Inc. Condominium 2005
489 WEST 4TH STREET CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 2006
Angler Mountain Ranch Homeowners Association Homeowners Association 2007
Angler Mountain Vistas Owners Association Unclassified Entity 2021
Apres Shores Owners Association, Inc. Unclassified Entity 2021
ASPEN GLEN TOWNHOME ASSOCIATION Townhome Association 1997
BLUE RIDGE TOWNHOME HOMEOWNERS ASSOCIATION, INC. Townhome Association 1996
Blue River Flats Condominium Association Condominium 2018
Blue River Flats Condominium Association II Condominium 2022
BLUE RIVER OFFICE CENTER CONDOMINIUM ASSOCIATION, INC. Condominium 1998
BRIAN AVENUE BUSINESS CENTER OWNERS ASSOCIATION Unclassified Entity 1998
BUFFALO RIDGE CONDOMINIUM ASSOCIATION, INC. Condominium 1980
BUFFALO WOODS CONDOMINIUM ASSOCIATION Condominium 1972
Burgundy Circle Townhomes Association Townhome Association 2006
BURGUNDY TOWNHOUSES ASSOCIATION, INC. Townhome Association 1981
Cabernet Townhouses Association, Inc. Townhome Association 2011
CENTENNIAL TOWNHOUSES CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 1988
CORTINA RIDGE PROPERTY OWNERS ASSOCIATION Property Owners Association 2002
CROSSROADS TOWNHOMES OWNERS' ASSOCIATION Townhome Association 1998
EAGLES NEST PROPERTY HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1983
ELK CROSSING HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1989
ELK HAVEN HOMEOWNERS ASSOCIATION Homeowners Association 2008
ELK RUN AT THE RIVER COURSE HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1998
Enterprise Commercial Center I Condominium Association, Inc. Condominium 2007
Fox Valley Ranch Homeowners' Association, Inc. Homeowners Association 2014
Frey Gulch Townhome Owners Association Townhome Association 2013
FROG HOLLOW HOMEOWNERS ASSOCIATION Homeowners Association 1981
Golden Annie's Plaza Condominium Association, Inc. Condominium 2014
GRAND CLIFFS SUBDIVISION HOMEOWNERS ASSOCIATION Homeowners Association 2025
High Country Business Center Condominium Association, Inc. Condominium 2010
HOMEOWNERS OF ROCKY NOB Homeowners Association 2001
HOMESTEAD AT WILDERNEST LOT 15 TRIPLEX HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2000
LAKEVIEW CONDOMINIUM AT DILLON ASSOCIATION, INC. Condominium 1973
Laredo Lofts Townhomes Association, Inc. Townhome Association 2006
Mae Belle Creek Townhomes Owners Association, Inc. Townhome Association 2018
MARINA PLACE CONDOMINIUM ASSOCIATION, INC. Condominium 1981
Meadow Cove Condominium Association Condominium 1997
MINERS RUN AT WILDERNEST HOMEOWNERS ASSOCIATION Homeowners Association 1998
NEW LAMARTINE CONDOMINIUM HOMEOWNERS' ASSOCIATION, INC. Condominium 1977
OROFINO BY STRAIGHT CREEK CONDOMINIUM ASSOCIATION Condominium 1973
Peregrine Ridge Homeowners Association Homeowners Association 2026
PINE POINT TOWNHOMES OWNERS' ASSOCIATION, INC. Townhome Association 2002
POINT DILLON OWNERS ASSOCIATION Unclassified Entity 1978
PTARMIGAN MOUNTAIN ASSOCIATION OF PROPERTY OWNERS Property Owners Association 1984
Rainbow Run Homeowners Association Homeowners Association 2016
RED HAMMER BUSINESS CENTER OWNERS ASSOCIATION Unclassified Entity 1999
RIVERBEND CONDOMINIUM ASSOCIATION, INC. Condominium 1982
River Run Townhome Owners Association Townhome Association 2017
River West Owners Association, Inc. Unclassified Entity 2018
ROCKRIDGE TOWNHOMES FRACTIONAL FEE OWNERS' ASSOCIATION Townhome Association 1987
Rolling Ridge Townhomes Association, Inc. Townhome Association 2008
RUBY RANCH OWNERS ASSOCIATION Unclassified Entity 1979
RUNNING BEAR TOWNHOME ASSOCIATION Townhome Association 2001
RYAN GULCH ESTATES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2001
SALT LICK CONDOMINIUM ASSOCIATION, INC. Condominium 1983
SHADOW CREEK RANCH OWNERS ASSOCIATION, INC. Unclassified Entity 2001
SILVERTHORNE BLACKBEAR CONDOMINIUM ASSOCIATION Condominium 1996
SILVERTHORNE HEIGHTS CONDOMINIUM ASSOCIATION Condominium 1981
SKI RUN CONDOMINIUM ASSOCIATION, INC. Condominium 1983
SNOWSCAPE CONDOMINIUM ASSOCIATION Condominium 1980
SUMMIT ESTATES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1990
SUMMIT FOREST CONDOMINIUM ASSOCIATION, INC. Condominium 1995
SUMMIT POINT CONDOMINIUM ASSOCIATION Condominium 1979
Summit Sky Ranch Homeowners Association, Inc. Homeowners Association 2017
THE BLUE RIVER WAREHOUSE CONDOMINIUM ASSOCIATION, INC. Condominium 2004
THE GATEWAY CONDOMINIUM ASSOCIATION, INC. Condominium 1999
THE HOMES AT BUFFALO MOUNTAIN OWNERS ASSOCIATION Unclassified Entity 1997
THE HOMES AT THE PRESERVE HOMEOWNER'S ASSOCIATION Unclassified Entity 1995
THE PITKIN TOWNHOUSE ASSOCIATION, INC. Townhome Association 1990
THE RANCH AT EAGLES NEST HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1997
THE SILVERTREES AT WILDERNEST CONDOMINIUM ASSOCIATION Condominium 1995
THE SILVERTREES AT WILDERNEST (PHASE IV) CONDOMINIUM ASSOCIATION Condominium 2001
THE SOUTH FORTY PROPERTY OWNERS' ASSOCIATION Property Owners Association 1985
THE TRAPPEUR VILLAS CONDOMINIUM ASSOCIATION Condominium 1980
The Waters at Silver Trout Homeowners Association, Inc. Homeowners Association 2017
TIMBER RIDGE CONDOMINIUM ASSOCIATION Condominium 1981
TIMBER RIDGE CONDOMINIUMS, UNIT 91405A FRACTIONAL FEE Condominium 1988
TIMBER RIDGE CONDOMINIUMS, UNIT 91409 FRACTIONAL FEE OWNERS'ASSOCIATION Condominium 1985
TIMBER RIDGE CONDOMINIUM, UNIT 91408A FRACTIONAL FEE OWNERSASSOCIATION Condominium 1988
TIMBER RIDGE CONDOMINIUM, UNIT 91411 FRACTIONAL FEEOWNERS ASSOCIATION Condominium 1988
TIMBER RIDGE CONDOMINIUM, UNIT 91412 FRACTIONAL FEE OWNERSASSOCIATION Condominium 1988
TIMBER RIDGE UNIT 91325 QUARTER FEE OWNERS ASSOCIATION Unclassified Entity 1983
TREEHOUSE CONDOMINIUM ASSOCIATION Condominium 1974
TWENTY GRAND TOWNHOMES ASSOCIATION, INC. Townhome Association 1998
VALLEY GREENS CONDOMINIUM ASSOCIATION, INC. Condominium 1984
VILLAMONT CONDOMINIUM ASSOCIATION Condominium 1976
WATCH HILL CONDOMINIUM ASSOCIATION Condominium 1997
West Hills Homeowners Association Homeowners Association 2017
WEST OF THE BLUE OWNERS ASSOCIATION, INC. Unclassified Entity 1992
WILD ERNEST CONDOMINIUM ASSOCIATION, INC. Condominium 1994
WILLOW CREEK HIGHLANDS AT SILVERTHORNE HOMEOWNERS ASSOCIATION Homeowners Association 1997
Woodhaven Townhomes HOA Townhome Association 2020
Institutional Reference

Reserve study standards in Colorado

Statutory requirements, board preparation checklist, the components a professional study covers, and the useful-life ranges that drive thirty-year funding plans. Generic reference. Not a substitute for a study calibrated to a specific association.

Colorado does not currently encode a fixed reserve-study cadence in statute. The discipline still applies. Industry standard across the United States is below.

  • Update the component register annually as assets are added, replaced, or retired.
  • Commission a professional reserve study every three to five years. Update it when the component register changes materially.
  • Maintain a thirty-year capital plan with explicit annual funding contributions tied to the study.
  • Keep reserve funds segregated from operating cash. Disclose funding status in the annual budget.
  • Document the board-approved funding policy — percent-funded, threshold, or baseline — in board minutes.

CommunityPay maintains a Reserve Funding Status Report (RSR) generator tied to the live ledger. It is a status report, not a substitute for a professional study with on-site inspection.

What a board should have organized before commissioning a reserve study, and what a study delivers back. Use this list to evaluate whether the association is ready, regardless of state.

  1. Component register Every asset the association is responsible for maintaining — roofs, asphalt, mechanical systems, plumbing risers, elevators, amenities. Freeze a current version before the study.
  2. Condition assessments Last inspection reports, photographs, observed wear, recent repairs. The analyst calibrates useful-life estimates against this evidence.
  3. Useful-life and replacement-cost estimates Per component, calibrated to local climate, construction, and use intensity. A study produces these; the board verifies them.
  4. Thirty-year capital plan When each component reaches end-of-life and what replacement will cost in nominal dollars at that year.
  5. Funding plan Percent-funded, threshold, or baseline approach with an explicit annual contribution. The board approves; the study models outcomes.
  6. Current reserve fund balance Separated from operating cash. Ideally in interest-bearing accounts with FDIC coverage on the full balance.
  7. Annual budget tied to the funding plan Reserve contribution as an explicit budget line, traceable to the study and the funding policy.
  8. Most recent reserve study Full study, update, or interim review. Author credentials and date of the most recent on-site inspection.
  9. Insurance schedule Replacement-cost coverage on insured components. Deductibles that may draw against reserves in a loss.
  10. Board minutes referencing reserve decisions Special assessments, deferred maintenance, funding-policy changes, scope deviations from the study.

Categories most reserve studies cover. The specific components depend on the association. High-rise condos track far more than single-family HOAs. Gated communities track infrastructure that condos never see.

Roofing & Exterior

Asphalt shingle, metal, tile, or flat membrane roofs. Siding (wood, fiber cement, stucco, vinyl). Exterior paint. Soffits and fascia. Gutters and downspouts. Decks and balconies. Railings. Window and door frames in common areas.

Mechanical

HVAC chillers and cooling towers. Boilers and water heaters. Ventilation. Pumps. Fire suppression and sprinkler systems. Emergency generators. Elevators — cabs, controllers, jacks, and modernizations.

Site Work

Parking lots: seal coat, overlay, full reconstruction. Concrete sidewalks and curbs. Site lighting. Storm drainage. Retaining walls. Fencing. Entry gates and signage.

Plumbing & Electrical

Main water lines and risers. Sanitary and storm sewer lines. Backflow preventers. Common-area electrical panels and switchgear. Transformer pads. Distribution.

Amenities

Pools, spas, and pool equipment. Clubhouse interiors. Fitness rooms. Playgrounds. Tennis and pickleball courts. Mailbox kiosks. Trash enclosures and dumpster pads.

Safety & Code

Fire alarm panels. Emergency lighting. Smoke detectors in common areas. Fire-rated doors. Structural fireproofing. Sprinkler heads and inspection-required components.

A mid-size HOA typically tracks thirty to eighty components. A high-rise condo tracks two hundred or more. The categories above are illustrative. A professional reserve study identifies the components a specific association is responsible for.

Typical useful-life ranges for components common in reserve studies. Industry averages, not specific to any state, climate, or association. A professional study calibrates these to local conditions, construction quality, maintenance practice, and use intensity.

Component Typical useful life
Asphalt shingle roof20–25 years
Metal roof40–50 years
Tile or slate roof50+ years
Flat membrane roof (TPO/EPDM)15–25 years
Wood siding20–30 years
Fiber cement siding30–50 years
Stucco50+ years
Exterior paint cycle7–10 years
Gutters and downspouts20–30 years
Wood deck, pressure-treated15–20 years
Composite deck25–30 years
Asphalt parking — seal coat3–5 years
Asphalt parking — overlay12–15 years
Asphalt parking — reconstruction25–30 years
Concrete sidewalks and curbs30–50 years
Site lighting (poles, fixtures)20–30 years
Wood fencing15–25 years
Pool plaster10–15 years
Pool pump and filter7–10 years
HVAC rooftop unit15–20 years
Boiler25–30 years
Commercial water heater10–15 years
Fire alarm panel20–25 years
Elevator cab finishes15–20 years
Elevator modernization25–30 years
Carpet, clubhouse7–10 years
Playground equipment10–15 years

Ranges synthesized from common professional reserve-study references and U.S. building-component literature. Verify against a study performed by a credentialed reserve specialist (RS, PRA, or equivalent) before relying on any figure for funding decisions.

Related tools
  • Reserve Health Check → Free. Inputs reserve balance, annual contribution, building age, and components; returns a grade with the math shown. No signup required to view results.
Institutional Reference

Meeting requirements in Colorado

Statutory floors for owner and board meetings — notice periods, delivery rules, quorum, voting, written consent, and record retention. Generic reference. Specific bylaws or declarations may impose tighter requirements; statutes set the minimum.

Colorado statute does not currently encode specific board or owner meeting notice periods in the corpus. The discipline still applies. Industry standard is below.

  • Provide at least 10 days advance notice for board meetings.
  • Provide 14–30 days advance notice for annual or special owner meetings.
  • Hold at least one annual meeting of the membership each year.
  • Keep all board meetings open to owners in good standing; reserve executive session for narrow purposes.
  • Define a quorum threshold in the bylaws and apply it consistently.

CommunityPay maintains a Board Meeting Packet generator that produces a state-aware agenda, draft minutes template, and compliance checklist for the board pack.

How meeting notice must be delivered, what it must contain, and what defects invalidate the notice. Statutes vary in mechanics; the principles are consistent.

  1. Delivery method First-class mail or hand-delivery to the address on file with the association is the universal default. Most states permit electronic delivery only with the owner's written consent. A posted notice on a community bulletin board is not, by itself, sufficient.
  2. Address on file The association is entitled to rely on the address each owner has provided. The owner bears the burden of keeping it current. The board must maintain a registered address list.
  3. Required content Date, time, location (or remote-access link), and an agenda. Material to be voted on — budget, special assessments, rule changes — must be identified specifically. "Other business" is not a substitute for an item.
  4. Notice period start The notice period typically runs from the date of mailing or hand-delivery, not the date of receipt. Some states count both the notice date and the meeting date; others exclude one or both. Confirm the rule.
  5. Remote participation When the association offers remote attendance, the notice must include the access information and any limitations (e.g., audio-only, no chat). Recording rules vary by state.
  6. Defective notice consequences Material defects invalidate actions taken at the meeting. Minor defects (typo in location, slightly late mailing) may be cured by attendance and waiver. Document the cure in the minutes.
  7. Emergency notice Statutes typically permit shortened notice for genuine emergencies (imminent physical harm, immediate financial loss). The board must document the emergency basis in the minutes.

Full notice requirements appear in C.R.S. §38-33.3-101 and the specific subsections cited in the Requirements tab.

Quorum sets the floor for a valid meeting. Voting mechanics — proxies, ballots, written consent — determine how votes are counted once the quorum is established.

Quorum

Statute sets the default at 20% of allocated interests unless the governing documents specify a different threshold.

Proxies

Most states permit proxies for owner meetings. The proxy must be written, dated, and signed; many states require revocation rights and an explicit scope (general or limited). Proxies do not extend to board meetings — directors must vote in person or by permitted remote means.

Written consent

Action without a meeting requires unanimous written consent in most jurisdictions, though some states permit a lower threshold for narrow categories (uncontested matters, ratification). Document the consent in the corporate records, indexed to the action taken.

Ballots

Secret-ballot procedures, double-envelope requirements, and inspector-of-elections rules apply in states with comprehensive election statutes. Director elections, recall votes, and assessment increases above a statutory threshold typically require secret-ballot procedure.

Cumulative voting

Available only when explicitly authorized by the declaration or bylaws. Otherwise straight voting applies — each membership casts one vote per open seat per candidate, with no concentration permitted.

Member in good standing

Voting rights may be suspended for delinquent accounts in some jurisdictions. Suspension typically requires due-process notice and an opportunity to cure. Statutes vary; the bylaws must align.

Voting and quorum procedures are codified in C.R.S. §38-33.3-101 and applicable subsections. Specific procedures may be modified in the declaration and bylaws within statutory limits.

Minutes are the corporate record of the meeting. Statutes in every state require associations to maintain meeting minutes and make them available to owners on request. Retention periods and access rules vary.

  1. What minutes must contain Date, time, location. Directors and officers present. Quorum determination. Motions made, seconded, and the vote count. Substantive board actions and adopted resolutions. Executive-session minutes kept separately; the open-session minutes record only that a closed session occurred.
  2. Retention period Colorado requires retention for at least 3 years. Reserve studies, declarations, amendments, and assessments — permanent.
  3. Owner inspection rights Colorado requires the association to respond within 30 days of a written request.
  4. Approval process Draft minutes are circulated to the board, corrected, and approved at the next regular meeting. Approved minutes become the official record. Corrections after approval require a noted amendment, not silent edits.
  5. Permanent records Declaration, bylaws, articles of incorporation, rule books, amendments, and the minute book are permanent records. The association cannot dispose of them on any retention schedule.
  6. Resale disclosure Recent board and owner meeting minutes are typically required attachments to a resale certificate. The standard window is the last 12 months; some statutes extend to 24 months for amendments.
  7. Executive session Closed-session minutes record matters discussed but typically remain confidential from the general membership. Specific votes taken in closed session may need to be reported in the open-session minutes.

Records retention and inspection rights are codified in C.R.S. §38-33.3-101 and related subsections. A records-request response that misses the statutory deadline may expose the association to a per-day penalty.

Related tools
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Download the Colorado HOA & Condo Compliance Checklist

One PDF — every active Colorado statute we track, statutory fee caps and time limits, recent legal changes from the last 12 months, and the resale-certificate disclosure profile. Built from CommunityPay's living legal corpus, the same data that drives our resale certificates, reserve reports, and CARI scoring.

  • Statutory fee caps and time limits (resale, late fees, lien priority)
  • Recent law changes with effective dates
  • Resale & estoppel disclosure profile, item by item
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Data sourced from Colorado Secretary of State public registrations, FEMA National Risk Index, U.S. Census Bureau, and CommunityPay's management company graph.
United States Payments and Accounting Governance Infrastructure for Community Associations
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