HOAs & Condos in Littleton, CO

266 registered communities in Littleton across Arapahoe County and 2 adjacent counties. Mix: 108 homeowners association, 89 condominium, 39 unclassified entity, 22 townhome association, 8 property owners association. Median monthly HOA/condo fee in the county is $333.

Resale Certificate Compliance 12 disclosures required
CO
A common interest community in Littleton, CO is governed by C.R.S. §38-33.3-316 (Colorado Common Interest Ownership Act). Colorado law requires 12 specific disclosures when a unit is sold. The certificate must be delivered within 14 days of request.
  • Statement of unpaid assessments currently levied against the unit C.R.S. §38-33.3-316(8)
    The association shall furnish to a unit owner or such unit owner's designee or to a holder of a security interest or its designee upon written request, delivered personally or by certified mail, first-class postage prepaid, return receipt, to the association's registered agent, a written statement setting forth the amount of unpaid assessments currently levied against such owner's unit. The statement shall be furnished within fourteen calendar days after receipt of the request and is binding on the association, the executive board, and every unit owner. If no statement is furnished to the unit owner or holder of a security interest or his or her designee, delivered personally or by certified mail, first-class postage prepaid, return receipt requested, to the inquiring party, then the association shall have no right to assert a lien upon the unit for unpaid assessments which were due as of the date of the request. C.R.S. §38-33.3-316(8) · verified Oct 2026
  • Fiscal year commencement date C.R.S. §38-33.3-209.4(2)(a)
    The date on which its fiscal year commences; C.R.S. §38-33.3-209.4(2)(a) · verified Oct 2026
  • Current operating budget C.R.S. §38-33.3-209.4(2)(b)
    Its operating budget for the current fiscal year; C.R.S. §38-33.3-209.4(2)(b) · verified Oct 2026
  • Current assessments by unit type, including regular and special assessments C.R.S. §38-33.3-209.4(2)(c)
    A list, by unit type, of the association's current assessments, including both regular and special assessments; C.R.S. §38-33.3-209.4(2)(c) · verified Oct 2026
  • Annual financial statements with reserve amounts for preceding fiscal year C.R.S. §38-33.3-209.4(2)(d)
    Its annual financial statements, including any amounts held in reserve for the fiscal year immediately preceding the current annual disclosure; C.R.S. §38-33.3-209.4(2)(d) · verified Oct 2026
  • Most recent financial audit or review results C.R.S. §38-33.3-209.4(2)(e)
    The results of its most recent available financial audit or review; C.R.S. §38-33.3-209.4(2)(e) · verified Oct 2026
  • Insurance policies: company names, limits, deductibles, additional named insureds, expiration dates C.R.S. §38-33.3-209.4(2)(f)
    A list of all association insurance policies, including, but not limited to, property, general liability, association director and officer professional liability, and fidelity policies. Such list shall include the company names, policy limits, policy deductibles, additional named insureds, and expiration dates of the policies listed. C.R.S. §38-33.3-209.4(2)(f) · verified Oct 2026
  • Bylaws, articles of incorporation, rules and regulations C.R.S. §38-33.3-209.4(2)(g)
    All the association's bylaws, articles, and rules and regulations; C.R.S. §38-33.3-209.4(2)(g) · verified Oct 2026
  • Minutes of executive board and member meetings for the preceding fiscal year C.R.S. §38-33.3-209.4(2)(h)
    The minutes of the executive board and member meetings for the fiscal year immediately preceding the current annual disclosure; C.R.S. §38-33.3-209.4(2)(h) · verified Oct 2026
  • Responsible governance policies adopted per §209.5 C.R.S. §38-33.3-209.4(2)(i)
    The association's responsible governance policies adopted under section 38-33.3-209.5; and C.R.S. §38-33.3-209.4(2)(i) · verified Oct 2026
  • Fee schedule: transfer fees, record change fees, and status letter charges C.R.S. §38-33.3-317(1)(h.5)
    A list of the current amounts of all unique and extraordinary fees, assessments, and expenses that are chargeable by the association in connection with the purchase or sale of a unit and are not paid for through assessments, including transfer fees, record change fees, and the charge for a status letter or statement of assessments due; C.R.S. §38-33.3-317(1)(h.5) · verified Oct 2026
  • Reserve study policy (when prepared, funding plan, physical/financial analysis basis) C.R.S. §38-33.3-209.5(1)(b)(IX)
    When the association has a reserve study prepared for the portions of the community maintained, repaired, replaced, and improved by the association; whether there is a funding plan for any work recommended by the reserve study and, if so, the projected sources of funding for the work; and whether the reserve study is based on a physical analysis and financial analysis. For the purposes of this subparagraph (IX), an internally conducted reserve study shall be sufficient. C.R.S. §38-33.3-209.5(1)(b)(IX) · verified Oct 2026
Colorado does not cap RC preparation fees by statute. In CommunityPay, an association's manager, accounting firm, or staff generates the certificate from its books, with no per-certificate charge from CommunityPay.
654,201
County Population
Relatively Moderate
FEMA Risk Rating
$333
Median Monthly HOA Fee
$281 – $405
25th – 75th Percentile
FEMA National Risk Index v1.20. Fee data: U.S. Census ACS 2023 5-Year PUMS, weighted from 24,469 units.
Hail
Very High
$63,981,567/yr expected loss
Lightning
Very High
$4,026,802/yr expected loss
Tornado
Relatively High
$22,358,910/yr expected loss
Strong Wind
Relatively High
$3,717,697/yr expected loss
Inland Flooding
Relatively Moderate
$62,030,206/yr expected loss
Source: FEMA National Risk Index. Expected Annual Loss represents the modeled annualized cost of building damage and direct losses across the county, not a per-property figure.
Avenue One Properties, LLC Verified
60 community engagements · manages 63 associations nationally
Kc & Associates, LLC Verified
59 community engagements · manages 59 associations nationally
Venture Management Group Incorporated Verified
8 community engagements · manages 8 associations nationally
Novele Community Management, Inc. Verified
3 community engagements · manages 9 associations nationally
Community Financials, Inc. Verified
1 community engagement · manages 16 associations nationally
Reed Property Management, Inc. Verified
1 community engagement · manages 11 associations nationally
"Verified" indicates a confirmed engagement with a community in Littleton. HQ-only entries are companies headquartered in Littleton with potential service area overlap.
266 Littleton communities operate under Colorado law. The primary governing statute is C.R.S. §38-33.3-101 — Short title. The short-title section for Article 33.3, establishing the Colorado Common Interest Ownership Act (CCIOA). CCIOA is the unified statute governing every common interest community in Colorado — HOAs, condominium associations, planned communities, and cooperatives — created on or after July 1, 1992. Certain provisions also apply retroactively to pre-1992 communities under §38-33.3-117. CCIOA is based on the Uniform Common Interest Ownership Act (UCIOA) promulgated by the Uniform Law Commission; Colorado did not adopt UCIOA Article 4 (purchaser protections) or Article 5 (administration and registration).
Name Type Formed
125 E. 11th Avenue Residences Owners Association Inc. Unclassified Entity 2012
12TH LANE LOFTS OWNERS ASSOCIATION, INC. Unclassified Entity 1999
1415 Steele Condominium HOA Condominium 2009
1870 Vine Street Townhome Association, Inc. Townhome Association 2005
375 SOUTH NAVAJO OWNERS ASSOCIATION, INC. Unclassified Entity 1997
47th Ave. Rowhomes at Stapleton Homeowners Association, Inc. Homeowners Association 2018
5557 SOUTH HILL STREET OWNERS ASSOCIATION INC. Unclassified Entity 2010
56th Place Rowhomes Community Association Unclassified Entity 2020
7800 SOUTH HOMEOWNERS ASSOCIATION Homeowners Association 2001
8200 Southpark Office Condominium Association, Inc. Condominium 2021
ADVANTAGE AT STONY CREEK CONDOMINIUM ASSOCIATION, INC. Condominium 1984
Alpers Farm Homeowners Association, Inc. Homeowners Association 2004
ARLINGTON CONDOMINIUM ASSOCIATION, INC. Condominium 2000
Arrowhead Shores Homeowners Association, Inc. Homeowners Association 1999
ASBURY PLACE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1998
ASPEN MEADOWS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1992
Bear Claw Estates Homeowners Association, Inc. Homeowners Association 2011
Beeler Park Rows I Community Association Unclassified Entity 2019
Belleview Acres Homeowners Association Homeowners Association 1990
BELLEVIEW FARMS HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1984
BELMAR COMMONS HOMEOWNERS ASSOCIATION Homeowners Association 2001
BELMONT AT RIVERWALK CONDOMINIUM ASSOCIATION, INC. Condominium 2002
Blue Grass Terrace Owners Association Unclassified Entity 2016
Bluff Lake Rows Community Association Unclassified Entity 2017
BRIAR RIDGE HOMEOWNERS ASSOCIATION NO. 2 Homeowners Association 1986
BRISBANE HOMEOWNERS' ASSOCIATION Homeowners Association 1979
BROADWAY COMMONS TOWNHOUSES ASSOCIATION Townhome Association 1981
Brookbank Condominium Association Condominium 2008
Buckley Yard Homeowners Association, Inc. Homeowners Association 2025
CAMBRIDGE IN THE FOOTHILLS CONDOMINIUM ASSOCIATION, INC. Condominium 2000
CANYON DRIVE CONDOMINIUM ASSOCIATION, INC. Condominium 1984
CANYON POINT VILLAS HOMEOWNERS ASSOCIATION Homeowners Association 1994
Canyon View III Homeowners Association Homeowners Association 2007
CARLYLE PARK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1999
CASA BLANCA CONDOMINIUM ASSOC INC Condominium 2012
CATTAILS IN THE MEADOWS HOMEOWNERS ASSOCIATION INC. Homeowners Association 2001
CEDAR PLACE OWNERS ASSOCIATION, INC. Unclassified Entity 1975
CENTENNIAL AIRPORT CENTER OWNERS ASSOCIATION, INC. Unclassified Entity 1994
Central Park Row Home Community Association Unclassified Entity 2010
Chatfield Bluffs Condominiums Homeowners Association Inc. Condominium 2004
Chatfield Community Association Unclassified Entity 2008
CHEESEMAN NORTH II CONDOMINIUM ASSOCIATION, INC. Condominium 1995
CHEROKEE RIDGE ESTATES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2001
CHRISTENSEN LANE ESTATES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1994
COLUMBINE KNOLLS HOMEOWNERS ASSOCIATION Homeowners Association 1973
COLUMBINE KNOLLS NORTH HOMEOWNER'S ASSOCIATION Unclassified Entity 2002
COLUMBINE KNOLLS SOUTH/ESTATES HOMEOWNERS' ASSOCIATION Homeowners Association 1976
COLUMBINE MANOR PROPERTY OWNERS ASSOCIATION Property Owners Association 1972
COLUMBINE TOWNHOUSES FOUR ASSOCIATION Townhome Association 1972
COLUMBINE TOWNHOUSES THREE ASSOCIATION Townhome Association 1972
COLUMBINE VALLEY ESTATES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2002
Corporate Center Business Condominiums Owners Association, Inc. Condominium 2006
COUNCIL OF HOMEOWNER ORGANIZATIONS FOR A PLANNEDENVIRONMENT Unclassified Entity 1994
COUNTRY FARMS HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1992
Courtyards at Deer Creek Condominium Association, Inc. Condominium 2008
CREEKSIDE AT SEVEN HILLS OWNERS ASSOCIATION, INC. Unclassified Entity 1996
CR HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1991
CUTTERS RIDGE AT SAPPHIRE POINTE CONDOMINIUMS HOMEOWNERS ASSOCIATION INC. Condominium 2004
DAKOTA STATION HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1983
DAYTON FARMS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1993
DAYTON GREEN, LTD., CONDOMINIUM OWNERS ASSOCIATION Condominium 1972
DEER CREEK I HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1999
DOVER PLACE TOWNHOME ASSOCIATION, INC. Townhome Association 2001
Dutch Creek Homeowners Association, Inc Homeowners Association 2005
EAGLE HEIGHTS CONDOMINIUMS HOMEOWNERS ASSOCIATION, INC. Condominium 1996
Eagle Point Homeowners Association, Inc. Homeowners Association 2009
EAGLE RIDGE CONDOMINIUM ASSOCIATION Condominium 1997
EAGLEROCK PROPERTY OWNERS ASSOCIATION Property Owners Association 2003
EAGLES' NEST OWNERS ASSOCIATION, INC. Unclassified Entity 2000
EAGLE VIEW HOMEOWNERS ASSOCIATION INC. Homeowners Association 2000
ELK RUN TOWNHOMES - PHASE I HOMEOWNERS ASSOCIATION Townhome Association 1998
Epic on Washington Owners Association, Inc. Unclassified Entity 2007
EVERGREEN NORTH VILLAGE HOMEOWNERS ASSOCIATION Homeowners Association 1988
FAIR PLACE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2001
FAIRWAY SIX AT RIVERWALK CONDOMINIUM ASSOCIATION, INC. Condominium 2001
FALLINGWATER CONDOMINIUM ASSOCIATION Condominium 2003
FIRST JEFFERSON GREEN HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1988
FOREST GLEN HOMEOWNERS ASSOCIATION, INC. OF LAKEWOOD Homeowners Association 1979
Garden Factory Lofts Owners Association, Inc. Unclassified Entity 2007
GATEWAY TOWNHOMES ASSOCIATION, INC. Townhome Association 1975
GEORGETOWN COURT CONDOMINIUM ASSOCIATION, INC. Condominium 1983
GLENBOROUGH CONDOMINIUM ASSOCIATION Condominium 1996
Global Commerce Center Owners Association Unclassified Entity 2019
GOLDEN HILLCREST CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 2003
GRIZZLY CREEK HOMEOWNERS ASSOCIATION Homeowners Association 1971
HAMLET HOMEOWNERS ASSOCIATION Homeowners Association 1981
HICKORY PLACE CONDOMINIUM ASSOCIATION, INC. Condominium 1990
HIDEAWAY HEIGHTS CONDOMINIUM ASSOCIATION, INC. Condominium 1984
HIGHLAND VIEW ESTATES COMMUNITY ASSOCIATION, INC. Unclassified Entity 1993
HIGHLAND VISTA HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1993
HIGH LONESOME TRAIL ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 1994
HILLSIDE AT FAIRWAY VISTA COMMUNITY ASSOCIATION, I Unclassified Entity 1987
Historic Littleton Condominium Association, Inc. Condominium 2017
HOMEOWNERS ASSOCIATION OF CANTERBURY Homeowners Association 1995
HOMESTEAD AT THE FARM HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2001
Indoor RV Storage of Englewood Condominium Association, Inc. Condominium 2007
Intersection at Stapleton Homeowners Association, Inc. Homeowners Association 2019
IVY HILL CONDOMINIUM ASSOCIATION, INC. Condominium 1991
JACKSON FARM II HOMEOWNERS ASSOCIATION Homeowners Association 1993
JEFFERSON HEIGHTS 1972 AMENDED HOMEOWNERS ASSOCIATION Homeowners Association 1978
Ken Caryl Business Center Lot 12B Condominium Association, Inc. Condominium 2008
KEN CARYL LOT 2A CONDOMINIUM ASSOCIATION, INC. Condominium 2004
Ken Caryl Medical and Professional Center Owners Association Unclassified Entity 2007
Ken-Caryl Storage Condominium Owners, Inc. Condominium 2013
KIPLING HEIGHTS CONDOMINIUM ASSOCIATION INC. Condominium 1989
LAKEHURST WEST FILING #5 HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1994
LAKEHURST WEST HOMEOWNERS ASSOCIATION INCORPORATED Homeowners Association 1982
LAKE LOCHWOOD VILLAGE CONDOMINIUMS ASSOCIATION, INC. Condominium 1974
LAKE SHORE ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 1979
LAKEWOOD HILLS CONDOMINIUM ASSOCIATION Condominium 1982
Latigo Homeowners Association Homeowners Association 2004
LEXINGTON VILLAGE ONE CONDOMINIUM ASSOCIATION, INC Condominium 1984
Littleton Main Street Townhomes Townhome Association 2018
LOCHMOOR PROPERTY OWNERS' ASSOCIATION, INC. Property Owners Association 1962
LOGAN PLAZA HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1998
Long Meadow Estates Homeowners Association, Inc. Homeowners Association 2005
Louisiana Regency Homeowners Association, Inc. Homeowners Association 2015
Mammoth Park Condominium Association, Inc. Condominium 2006
MARION STREET CONDOMINIUMS, LTD. Condominium 1998
MIDDLE PARK PLACE OWNERS ASSOCIATION Unclassified Entity 1998
MIE Business Condominium at the Ridge at SouthPark Owners Association, Inc. Condominium 2005
MIE Business Condominium III at the Ridge at SouthPark Owners Association, Inc. Condominium 2007
MILLER RIDGE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1996
MOUNTAIN GATE AT KEN-CARYL CONDOMINIUM ASSOCIATION Condominium 1986
MOUNTAIN GATE AT KEN-CARYL III CONDOMINIUM ASSOCIATION, INC. Condominium 1996
MOUNTAIN VIEW II HOMEOWNERS ASSOCIATION Homeowners Association 1994
NEVADA 7 CONDOMINIUM ASSOCIATION, INC. Condominium 2020
NOB HILL CONDOMINIUM ASSOCIATION, INC. Condominium 1983
NORTH WASHINGTON OFFICE/WAREHOUSE CONDOMINIUM ASSOCIATION, INC. Condominium 2003
Oakbrook Homeowners Association Homeowners Association 2008
OAK CREST PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 1996
OLD SOUTH GAYLORD CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 2000
ORCHARD PLACE VILLAS TOWNHOMES ASSOCIATION Townhome Association 2003
Orr Estates Centennial Homeowners Association Homeowners Association 2015
OVERLOOK AT PLATTE VALLEY HOMEOWNERS ASSOCIATION Homeowners Association 1994
PHEASANT CREEK AT THE BEAR HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1997
Pioneer Hills Owners Association Unclassified Entity 2006
PLUM VALLEY HEIGHTS HOMEOWNERS ASSOCIATION Homeowners Association 1987
Prince 6 Condominiums Owners Association, Inc Condominium 2022
Prince Street Commons Owners Association Inc. Unclassified Entity 2005
Private Warehouses at Buckley Condominium Association, Inc. Condominium 2006
Prospect F49 at Stapleton Homeowners Association, Inc. Homeowners Association 2017
Quitman Condos Owners Association Condominium 2023
Red Hawk Filing 3 Homeowners Association, Inc. Homeowners Association 2005
REDHILL FOREST PROPERTY OWNERS, MUTUAL WATER AND CATTLE ASSOCIATION Property Owners Association 1977
REDSTONE RIDGE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2000
Red Tail Ranch Owners Association, Inc. Unclassified Entity 2005
Revere Business Park Condominium Owners Association, Inc. Condominium 2005
REWARD CENTER CONDOMINIUM ASSOCIATION, INC. Condominium 1999
RISING DEVELOPMENT BUILDING CONDOMINIUM ASSOCIATION,INC. Condominium 2000
RIVERACRES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1972
RIVERWALK ADULT CONDOMINIUM ASSOCIATION, INC. Condominium 1986
RIVERWALK TOWNE HOMES CONDOMINIUM ASSOCIATION, INC Condominium 1985
RIVERWALK TOWNHOMES (LAKESHORE, A CONDOMINIUM) ASSOCIATION, INC. Condominium 2000
Rocky Mountain Village Estates Condominium Association Condominium 1992
ROXBOROUGH VILLAGE FILING NO. 14-B HOMEOWNERS ASSOCIATION Homeowners Association 1999
ROXBOROUGH VILLAGE FILING NO.15 HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1999
ROXBOROUGH VILLAGE FILING NO. 16-B HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1999
ROXBOROUGH VILLAGE FIRST HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1995
ROYALVIEW AT THE CREEK HOMEOWNERS ASSOCIATION Homeowners Association 2003
Ryan Ranch Community Association, Inc. Unclassified Entity 2004
Salida Mountain Meadows Homeowners Association, Inc. Homeowners Association 2004
SECOND VILLAGE EAST TOWNHOUSE ASSC Townhome Association 1973
SELLERS LANDING CONDOMINIUM HOME OWNERS ASSOCIATION, INC. Condominium 1983
SHADOWBROOK CONDOMINIUM ASSOCIATION, INC. Condominium 1982
SHADOW RIDGE AT WEST MEADOWS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1992
Shaffer Greens Property Owners' Association, Inc. Property Owners Association 2007
SILVER RIDGE CONDOMINIUM ASSOCIATION, INC. Condominium 2000
SILVER SKY OWNERS ASSOCIATION Unclassified Entity 1982
SIMMS POINTE WEST HOMEOWNERS ASSOCIATION Homeowners Association 2008
SMOKY HILL HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1979
SNOWRIDGE CONDOMINIUM ASSOCIATION, INC. Condominium 1984
SODA CREEK PROPERTY OWNERS' ASSOCIATION, INC. Property Owners Association 1974
SOUTHBRIDGE 7 HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1984
SOUTHBRIDGE TOWNHOMES ASSOCIATION, INC. Townhome Association 1985
SPRING RANCH PROPERTY OWNERS' ASSOCIATION INC. Property Owners Association 1980
Stanford Place Townhome Association, Inc. Townhome Association 2006
STAR CANYON CONDOMINIUM ASSOCIATION, INC Condominium 2000
Steele Street Condominium Association, Inc. Condominium 2007
STEEPLECHASE CONDOMINIUM ASSOCIATION, INC. Condominium 1985
STERLING TREE FARM HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1995
STONE RIDGE PARK TOWNHOME ASSOCIATION Townhome Association 1981
Streetcar Lofts Homeowners Association, Inc. Homeowners Association 2017
SUMMERHILL CONDOMINIUM ASSOCIATION, INC. Condominium 1996
SUNSET II HOMEOWNERS ASSOCIATION Homeowners Association 1995
SUNSET WEST HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1996
SUNSHINE ACRES HOMEOWNERS ASSOCIATION Homeowners Association 1979
Sycamore Street Condominiums Condominium 2016
Sycamore Street Townhomes Inc. Townhome Association 2020
Sycamore Townhomes Owners' Association Inc. Townhome Association 2014
TAMARISK AT GREEN MOUNTAIN HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2001
TERRA VISTA HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1998
The 925 East 8th Avenue Condominium Association, Inc. Condominium 1999
THE ASCOT CONDOMINIUM ASSOCIATION, INC. Condominium 2003
THE BASELINE CROSSING HOMEOWNERS ASSOCIATION Homeowners Association 1997
THE BASELINE CROSSING MASTER HOMEOWNERS ASSOCIATION Homeowners Association 1997
The Brownstones Owners Association, Inc. Unclassified Entity 2020
THE CASTLE PINES NORTH HOMEOWNERS ASSOCIATION, NO. 2 Homeowners Association 1985
THE COLUMBINE COUNTRY CLUB VILLAS HOMEOWNERS ASSOCIATION Homeowners Association 1999
The Crossings Owners Association, Inc. Unclassified Entity 2008
Institutional Reference

Reserve study standards in Colorado

Statutory requirements, board preparation checklist, the components a professional study covers, and the useful-life ranges that drive thirty-year funding plans. Generic reference. Not a substitute for a study calibrated to a specific association.

Colorado does not currently encode a fixed reserve-study cadence in statute. The discipline still applies. Industry standard across the United States is below.

  • Update the component register annually as assets are added, replaced, or retired.
  • Commission a professional reserve study every three to five years. Update it when the component register changes materially.
  • Maintain a thirty-year capital plan with explicit annual funding contributions tied to the study.
  • Keep reserve funds segregated from operating cash. Disclose funding status in the annual budget.
  • Document the board-approved funding policy — percent-funded, threshold, or baseline — in board minutes.

CommunityPay maintains a Reserve Funding Status Report (RSR) generator tied to the live ledger. It is a status report, not a substitute for a professional study with on-site inspection.

What a board should have organized before commissioning a reserve study, and what a study delivers back. Use this list to evaluate whether the association is ready, regardless of state.

  1. Component register Every asset the association is responsible for maintaining — roofs, asphalt, mechanical systems, plumbing risers, elevators, amenities. Freeze a current version before the study.
  2. Condition assessments Last inspection reports, photographs, observed wear, recent repairs. The analyst calibrates useful-life estimates against this evidence.
  3. Useful-life and replacement-cost estimates Per component, calibrated to local climate, construction, and use intensity. A study produces these; the board verifies them.
  4. Thirty-year capital plan When each component reaches end-of-life and what replacement will cost in nominal dollars at that year.
  5. Funding plan Percent-funded, threshold, or baseline approach with an explicit annual contribution. The board approves; the study models outcomes.
  6. Current reserve fund balance Separated from operating cash. Ideally in interest-bearing accounts with FDIC coverage on the full balance.
  7. Annual budget tied to the funding plan Reserve contribution as an explicit budget line, traceable to the study and the funding policy.
  8. Most recent reserve study Full study, update, or interim review. Author credentials and date of the most recent on-site inspection.
  9. Insurance schedule Replacement-cost coverage on insured components. Deductibles that may draw against reserves in a loss.
  10. Board minutes referencing reserve decisions Special assessments, deferred maintenance, funding-policy changes, scope deviations from the study.

Categories most reserve studies cover. The specific components depend on the association. High-rise condos track far more than single-family HOAs. Gated communities track infrastructure that condos never see.

Roofing & Exterior

Asphalt shingle, metal, tile, or flat membrane roofs. Siding (wood, fiber cement, stucco, vinyl). Exterior paint. Soffits and fascia. Gutters and downspouts. Decks and balconies. Railings. Window and door frames in common areas.

Mechanical

HVAC chillers and cooling towers. Boilers and water heaters. Ventilation. Pumps. Fire suppression and sprinkler systems. Emergency generators. Elevators — cabs, controllers, jacks, and modernizations.

Site Work

Parking lots: seal coat, overlay, full reconstruction. Concrete sidewalks and curbs. Site lighting. Storm drainage. Retaining walls. Fencing. Entry gates and signage.

Plumbing & Electrical

Main water lines and risers. Sanitary and storm sewer lines. Backflow preventers. Common-area electrical panels and switchgear. Transformer pads. Distribution.

Amenities

Pools, spas, and pool equipment. Clubhouse interiors. Fitness rooms. Playgrounds. Tennis and pickleball courts. Mailbox kiosks. Trash enclosures and dumpster pads.

Safety & Code

Fire alarm panels. Emergency lighting. Smoke detectors in common areas. Fire-rated doors. Structural fireproofing. Sprinkler heads and inspection-required components.

A mid-size HOA typically tracks thirty to eighty components. A high-rise condo tracks two hundred or more. The categories above are illustrative. A professional reserve study identifies the components a specific association is responsible for.

Typical useful-life ranges for components common in reserve studies. Industry averages, not specific to any state, climate, or association. A professional study calibrates these to local conditions, construction quality, maintenance practice, and use intensity.

Component Typical useful life
Asphalt shingle roof20–25 years
Metal roof40–50 years
Tile or slate roof50+ years
Flat membrane roof (TPO/EPDM)15–25 years
Wood siding20–30 years
Fiber cement siding30–50 years
Stucco50+ years
Exterior paint cycle7–10 years
Gutters and downspouts20–30 years
Wood deck, pressure-treated15–20 years
Composite deck25–30 years
Asphalt parking — seal coat3–5 years
Asphalt parking — overlay12–15 years
Asphalt parking — reconstruction25–30 years
Concrete sidewalks and curbs30–50 years
Site lighting (poles, fixtures)20–30 years
Wood fencing15–25 years
Pool plaster10–15 years
Pool pump and filter7–10 years
HVAC rooftop unit15–20 years
Boiler25–30 years
Commercial water heater10–15 years
Fire alarm panel20–25 years
Elevator cab finishes15–20 years
Elevator modernization25–30 years
Carpet, clubhouse7–10 years
Playground equipment10–15 years

Ranges synthesized from common professional reserve-study references and U.S. building-component literature. Verify against a study performed by a credentialed reserve specialist (RS, PRA, or equivalent) before relying on any figure for funding decisions.

Related tools
  • Reserve Health Check → Free. Inputs reserve balance, annual contribution, building age, and components; returns a grade with the math shown. No signup required to view results.
Institutional Reference

Meeting requirements in Colorado

Statutory floors for owner and board meetings — notice periods, delivery rules, quorum, voting, written consent, and record retention. Generic reference. Specific bylaws or declarations may impose tighter requirements; statutes set the minimum.

Colorado statute does not currently encode specific board or owner meeting notice periods in the corpus. The discipline still applies. Industry standard is below.

  • Provide at least 10 days advance notice for board meetings.
  • Provide 14–30 days advance notice for annual or special owner meetings.
  • Hold at least one annual meeting of the membership each year.
  • Keep all board meetings open to owners in good standing; reserve executive session for narrow purposes.
  • Define a quorum threshold in the bylaws and apply it consistently.

CommunityPay maintains a Board Meeting Packet generator that produces a state-aware agenda, draft minutes template, and compliance checklist for the board pack.

How meeting notice must be delivered, what it must contain, and what defects invalidate the notice. Statutes vary in mechanics; the principles are consistent.

  1. Delivery method First-class mail or hand-delivery to the address on file with the association is the universal default. Most states permit electronic delivery only with the owner's written consent. A posted notice on a community bulletin board is not, by itself, sufficient.
  2. Address on file The association is entitled to rely on the address each owner has provided. The owner bears the burden of keeping it current. The board must maintain a registered address list.
  3. Required content Date, time, location (or remote-access link), and an agenda. Material to be voted on — budget, special assessments, rule changes — must be identified specifically. "Other business" is not a substitute for an item.
  4. Notice period start The notice period typically runs from the date of mailing or hand-delivery, not the date of receipt. Some states count both the notice date and the meeting date; others exclude one or both. Confirm the rule.
  5. Remote participation When the association offers remote attendance, the notice must include the access information and any limitations (e.g., audio-only, no chat). Recording rules vary by state.
  6. Defective notice consequences Material defects invalidate actions taken at the meeting. Minor defects (typo in location, slightly late mailing) may be cured by attendance and waiver. Document the cure in the minutes.
  7. Emergency notice Statutes typically permit shortened notice for genuine emergencies (imminent physical harm, immediate financial loss). The board must document the emergency basis in the minutes.

Full notice requirements appear in C.R.S. §38-33.3-101 and the specific subsections cited in the Requirements tab.

Quorum sets the floor for a valid meeting. Voting mechanics — proxies, ballots, written consent — determine how votes are counted once the quorum is established.

Quorum

Statute sets the default at 20% of allocated interests unless the governing documents specify a different threshold.

Proxies

Most states permit proxies for owner meetings. The proxy must be written, dated, and signed; many states require revocation rights and an explicit scope (general or limited). Proxies do not extend to board meetings — directors must vote in person or by permitted remote means.

Written consent

Action without a meeting requires unanimous written consent in most jurisdictions, though some states permit a lower threshold for narrow categories (uncontested matters, ratification). Document the consent in the corporate records, indexed to the action taken.

Ballots

Secret-ballot procedures, double-envelope requirements, and inspector-of-elections rules apply in states with comprehensive election statutes. Director elections, recall votes, and assessment increases above a statutory threshold typically require secret-ballot procedure.

Cumulative voting

Available only when explicitly authorized by the declaration or bylaws. Otherwise straight voting applies — each membership casts one vote per open seat per candidate, with no concentration permitted.

Member in good standing

Voting rights may be suspended for delinquent accounts in some jurisdictions. Suspension typically requires due-process notice and an opportunity to cure. Statutes vary; the bylaws must align.

Voting and quorum procedures are codified in C.R.S. §38-33.3-101 and applicable subsections. Specific procedures may be modified in the declaration and bylaws within statutory limits.

Minutes are the corporate record of the meeting. Statutes in every state require associations to maintain meeting minutes and make them available to owners on request. Retention periods and access rules vary.

  1. What minutes must contain Date, time, location. Directors and officers present. Quorum determination. Motions made, seconded, and the vote count. Substantive board actions and adopted resolutions. Executive-session minutes kept separately; the open-session minutes record only that a closed session occurred.
  2. Retention period Colorado requires retention for at least 3 years. Reserve studies, declarations, amendments, and assessments — permanent.
  3. Owner inspection rights Colorado requires the association to respond within 30 days of a written request.
  4. Approval process Draft minutes are circulated to the board, corrected, and approved at the next regular meeting. Approved minutes become the official record. Corrections after approval require a noted amendment, not silent edits.
  5. Permanent records Declaration, bylaws, articles of incorporation, rule books, amendments, and the minute book are permanent records. The association cannot dispose of them on any retention schedule.
  6. Resale disclosure Recent board and owner meeting minutes are typically required attachments to a resale certificate. The standard window is the last 12 months; some statutes extend to 24 months for amendments.
  7. Executive session Closed-session minutes record matters discussed but typically remain confidential from the general membership. Specific votes taken in closed session may need to be reported in the open-session minutes.

Records retention and inspection rights are codified in C.R.S. §38-33.3-101 and related subsections. A records-request response that misses the statutory deadline may expose the association to a per-day penalty.

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