HOAs & Condos in Lakewood, CO

396 registered communities in Lakewood across Denver County and 2 adjacent counties. Mix: 144 condominium, 124 homeowners association, 66 townhome association, 57 unclassified entity, 5 property owners association. Median monthly HOA/condo fee in the county is $395.

Resale Certificate Compliance 12 disclosures required
CO
A common interest community in Lakewood, CO is governed by C.R.S. §38-33.3-316 (Colorado Common Interest Ownership Act). Colorado law requires 12 specific disclosures when a unit is sold. The certificate must be delivered within 14 days of request.
New subsection added Effective Oct 1, 2025
HB 25-1043 (Chapter 433, Session Laws of Colorado 2025) added notice steps around an association's foreclosure of its lien under C.R.S. §38-33.3-316. "At least thirty days before initiating a legal action to foreclose an association lien", the association must give the owner written and electronic notice that the owner "has the right to participate in credit counseling at the unit owner's expense" and where information on it is available (10.3). Also at least thirty days before, it must send a notice of its intent to foreclose by certified mail, return receipt requested, and by at least two of phone, text, email, or regular mail, stating that if the court forecloses it will order the unit sold at auction, that the owner could lose some or all equity in the unit, and that the owner has rights to credit counseling and mediation (10.8). "No later than five business days after an association initiates legal action to foreclose", it must give written and electronic notice to "all lienholders identified in the unit owner property records" of the right to cure and of the owner's right to move to stay the sale (11.2). New (14) defines "assessment" as a budget-based common expense payment or a payment for limited common elements, and it "includes fees specific to delinquent payments and reasonable collection costs for collecting delinquent payments." The act applies to enforcement actions instituted on or after October 1, 2025. Effective October 1, 2025. View source
  • Statement of unpaid assessments currently levied against the unit C.R.S. §38-33.3-316(8)
    The association shall furnish to a unit owner or such unit owner's designee or to a holder of a security interest or its designee upon written request, delivered personally or by certified mail, first-class postage prepaid, return receipt, to the association's registered agent, a written statement setting forth the amount of unpaid assessments currently levied against such owner's unit. The statement shall be furnished within fourteen calendar days after receipt of the request and is binding on the association, the executive board, and every unit owner. If no statement is furnished to the unit owner or holder of a security interest or his or her designee, delivered personally or by certified mail, first-class postage prepaid, return receipt requested, to the inquiring party, then the association shall have no right to assert a lien upon the unit for unpaid assessments which were due as of the date of the request. C.R.S. §38-33.3-316(8) · verified Oct 2026
  • Fiscal year commencement date C.R.S. §38-33.3-209.4(2)(a)
    The date on which its fiscal year commences; C.R.S. §38-33.3-209.4(2)(a) · verified Oct 2026
  • Current operating budget C.R.S. §38-33.3-209.4(2)(b)
    Its operating budget for the current fiscal year; C.R.S. §38-33.3-209.4(2)(b) · verified Oct 2026
  • Current assessments by unit type, including regular and special assessments C.R.S. §38-33.3-209.4(2)(c)
    A list, by unit type, of the association's current assessments, including both regular and special assessments; C.R.S. §38-33.3-209.4(2)(c) · verified Oct 2026
  • Annual financial statements with reserve amounts for preceding fiscal year C.R.S. §38-33.3-209.4(2)(d)
    Its annual financial statements, including any amounts held in reserve for the fiscal year immediately preceding the current annual disclosure; C.R.S. §38-33.3-209.4(2)(d) · verified Oct 2026
  • Most recent financial audit or review results C.R.S. §38-33.3-209.4(2)(e)
    The results of its most recent available financial audit or review; C.R.S. §38-33.3-209.4(2)(e) · verified Oct 2026
  • Insurance policies: company names, limits, deductibles, additional named insureds, expiration dates C.R.S. §38-33.3-209.4(2)(f)
    A list of all association insurance policies, including, but not limited to, property, general liability, association director and officer professional liability, and fidelity policies. Such list shall include the company names, policy limits, policy deductibles, additional named insureds, and expiration dates of the policies listed. C.R.S. §38-33.3-209.4(2)(f) · verified Oct 2026
  • Bylaws, articles of incorporation, rules and regulations C.R.S. §38-33.3-209.4(2)(g)
    All the association's bylaws, articles, and rules and regulations; C.R.S. §38-33.3-209.4(2)(g) · verified Oct 2026
  • Minutes of executive board and member meetings for the preceding fiscal year C.R.S. §38-33.3-209.4(2)(h)
    The minutes of the executive board and member meetings for the fiscal year immediately preceding the current annual disclosure; C.R.S. §38-33.3-209.4(2)(h) · verified Oct 2026
  • Responsible governance policies adopted per §209.5 C.R.S. §38-33.3-209.4(2)(i)
    The association's responsible governance policies adopted under section 38-33.3-209.5; and C.R.S. §38-33.3-209.4(2)(i) · verified Oct 2026
  • Fee schedule: transfer fees, record change fees, and status letter charges C.R.S. §38-33.3-317(1)(h.5)
    A list of the current amounts of all unique and extraordinary fees, assessments, and expenses that are chargeable by the association in connection with the purchase or sale of a unit and are not paid for through assessments, including transfer fees, record change fees, and the charge for a status letter or statement of assessments due; C.R.S. §38-33.3-317(1)(h.5) · verified Oct 2026
  • Reserve study policy (when prepared, funding plan, physical/financial analysis basis) C.R.S. §38-33.3-209.5(1)(b)(IX)
    When the association has a reserve study prepared for the portions of the community maintained, repaired, replaced, and improved by the association; whether there is a funding plan for any work recommended by the reserve study and, if so, the projected sources of funding for the work; and whether the reserve study is based on a physical analysis and financial analysis. For the purposes of this subparagraph (IX), an internally conducted reserve study shall be sufficient. C.R.S. §38-33.3-209.5(1)(b)(IX) · verified Oct 2026
Colorado does not cap RC preparation fees by statute. In CommunityPay, an association's manager, accounting firm, or staff generates the certificate from its books, with no per-certificate charge from CommunityPay.
715,210
County Population
Relatively High
FEMA Risk Rating
$395
Median Monthly HOA Fee
$302 – $551
25th – 75th Percentile
FEMA National Risk Index v1.20. Fee data: U.S. Census ACS 2023 5-Year PUMS, weighted from 28,515 units.
Hail
Very High
$72,449,912/yr expected loss
Lightning
Very High
$4,445,012/yr expected loss
Tornado
Relatively High
$28,038,780/yr expected loss
Strong Wind
Relatively High
$4,092,446/yr expected loss
Inland Flooding
Relatively High
$93,602,212/yr expected loss
Source: FEMA National Risk Index. Expected Annual Loss represents the modeled annualized cost of building damage and direct losses across the county, not a per-property figure.
Community Management Specialists, Inc. Verified
65 community engagements · manages 119 associations nationally
Lakewood Realty Co. Verified
25 community engagements · manages 27 associations nationally
Jakel HOA Management LLC Verified
24 community engagements · manages 26 associations nationally
Executive Management Group, LLC Verified
23 community engagements · manages 23 associations nationally
Westwork Management, LLC Verified
23 community engagements · manages 24 associations nationally
Colorado Association Services Verified
20 community engagements · manages 26 associations nationally
Realty One, Inc. Verified
6 community engagements · manages 6 associations nationally
Community Financials, Inc. Verified
3 community engagements · manages 16 associations nationally
Microhoa, LLC Verified
1 community engagement · manages 8 associations nationally
K3 Enterprises, LLC Verified
1 community engagement · manages 34 associations nationally
"Verified" indicates a confirmed engagement with a community in Lakewood. HQ-only entries are companies headquartered in Lakewood with potential service area overlap.
396 Lakewood communities operate under Colorado law. The primary governing statute is C.R.S. §38-33.3-101 — Short title. The short-title section for Article 33.3, establishing the Colorado Common Interest Ownership Act (CCIOA). CCIOA is the unified statute governing every common interest community in Colorado — HOAs, condominium associations, planned communities, and cooperatives — created on or after July 1, 1992. Certain provisions also apply retroactively to pre-1992 communities under §38-33.3-117. CCIOA is based on the Uniform Common Interest Ownership Act (UCIOA) promulgated by the Uniform Law Commission; Colorado did not adopt UCIOA Article 4 (purchaser protections) or Article 5 (administration and registration).
Name Type Formed
NEVADA PLACE CONDOMINIUM ASSOCIATION, INC. Condominium 1983
NEWLAND PARK TOWNHOMES CONDOMINIUM ASSOCIATION, INC. Condominium 1978
NEWLAND STATION HOMEOWNERS ASSOCIATION Homeowners Association 1997
NOB HILL SUBDIVISION HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2003
NORTH BEAR CROSSING COMMERCIAL CONDOMINIUM ASSOCIATION, INC. Condominium 2001
North Bear Crossing Professional Owners Association, Inc. Unclassified Entity 2007
NORTH END BLOCK 12 RESIDENTIAL CONDOMINIUM ASSOCIATION Condominium 2015
North Fork Townhomes Homeowners Association, Inc. Townhome Association 2018
NORTH TABLE MOUNTAIN ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 1998
OAK LANE TOWNHOMES ASSOCIATION, INC. Townhome Association 2002
OAK STREET CONDOMINIUMS, ASSOCIATION, INC. Condominium 1995
Off Broadway Condominiums Owners Association, Inc. Condominium 2007
OLDE WADSWORTH COURT HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1996
ONE BROADWAY PLAZA CONDOMINIUM ASSOCIATION, INC. Condominium 1985
ORCHARD CREEK HOMEOWNERS ASSOCIATION INC Homeowners Association 2004
ORCHARD CREEK SUBDIVISION FILING NO. 1 HOMEOWNERSASSOCIATION, INC. Homeowners Association 1992
Orchard Park Patio Homeowner Association, Inc. Unclassified Entity 2011
Overlook Plateau Owners Association, Inc. Unclassified Entity 2014
PALOMINO PARK OWNERS ASSOCIATION Unclassified Entity 2000
Panorama Estates Owners Association, Inc. Unclassified Entity 2017
PARAGON CONDOMINIUM ASSOCIATION INC. Condominium 1991
PARAMOUNT HEIGHTS CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 1980
PARK HILL PLACE CONDOMINIUMS ASSOCIATION, INC. Condominium 2002
Parkside Townhomes at Clear Creek Condominium Association, Inc Condominium 2006
PARK SQUARE AT LOWRY TOWNHOUSE ASSOCIATION Townhome Association 1998
Park View Village Owners Association, Inc. Unclassified Entity 2014
Parkway Plaza Condominiums Owners Association, Inc. Condominium 2021
PATIO SUBDIVISION HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1978
PEBBLEWOOD HOMEOWNERS ASSOCIATION Homeowners Association 1981
PETITE MAISONS CONDOMINIUM ASSOCIATION Condominium 1996
Pierce Creek Village Townhomes Association, Inc. Townhome Association 2022
Pinehurst Terrace Community Association, Inc. Unclassified Entity 2021
PINE PLACE CONDOMINIUM ASSOCIATION Condominium 1989
PINE RIDGE TOWN HOUSE HOMEOWNERS ASSOCIATION Homeowners Association 1978
Pioneer Ridge Homeowners Association, Inc. Homeowners Association 2006
Platte Place Homeowners Association, Inc. Homeowners Association 2021
PLATTE RIVER RANCH FILING NO. 1 HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1998
PLAZA DEL LAGO CONDOMINIUM ASSOCIATION, INC. Condominium 1988
PLAZA DEL LAGO TOWNHOMES ASSOCIATION, INC., Delinquency Cured September 25, 2012 Townhome Association 1985
POET LAUREATE CONDOMINIUM ASSOCIATION, INC. Condominium 1999
PONDEROSA PARK HOMEOWNERS ASSOCIATION Homeowners Association 1996
PRECEDENT AT STONY CREEK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1983
Presidio at Briargate Condominium Owners Association, Inc. Condominium 2021
Presidio Condominium Owners Association, Inc. Condominium 2005
PRIMROSE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1986
PROVINCETOWN LANDING TOWNHOME CONDOMINIUMS PHASE VI Condominium 1989
Quail Hollow Owners Association, Inc. Unclassified Entity 2015
QUAIL RUN CONDOMINIUM ASSOCIATION Condominium 1980
QUAIL RUN TOWNHOMES ASSOCIATION INC. Townhome Association 1999
QUAIL VILLAGE TOWNHOMES OWNERS' ASSOCIATION, INC. Townhome Association 2019
RALEIGH FLATS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2002
RAMPART STATION HOMEOWNER'S ASSOCIATION Unclassified Entity 1978
Rangewood Homeowners Association, Inc. Homeowners Association 2015
RAVENSWOOD HOMEOWNERS ASSOCIATION Homeowners Association 2003
RESIDENCES AT OLDE TOWN SQUARE OWNERS ASSOCIATION Unclassified Entity 2004
RIDGE AT HIGH POINT HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1995
RIO CUCHARAS PHASE 3 HOMEOWNERS ASSOCIATION Homeowners Association 1997
RIVA RIDGE CONDOMINIUM ASSOCIATION, INC. Condominium 1979
RIVIERA OWNERS ASSOCIATION Unclassified Entity 1985
ROSLYN COURT AT STAPLETON HOMEOWNERS ASSOCIATION Homeowners Association 2002
RYDER CUP AT PLUM CREEK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1999
SABLE COVE CONDOMINIUM ASSOCIATION Condominium 1982
Sable Ridge Townhomes Homeowners Association, Inc. Townhome Association 2014
Sanitas Terrace Homeowners Association, Inc. Homeowners Association 2005
SECOND RIDGE AT GENESEE TOWNHOMES ASSOCIATION, INC. Townhome Association 1982
SHERIDAN TOWNHOMES OWNERS ASSOCIATION, INC. Townhome Association 1994
SILVERTREE COMMUNITY ASSOCIATION, INC. Unclassified Entity 1984
Sixth And Sheridan Storage Condominium Owners, Inc. Condominium 2019
SIXTH AVENUE WEST TOWNHOUSES TWO ASSOCIATION Townhome Association 1972
SKYLINE VIEWS AT THE HOMER CONDOMINIUMS HOMEOWNER'S ASSOCIATION, INC. Condominium 2001
SKYWAY PLAZA CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 1981
SNOWBIRD PHASE III CONDOMINIUMS ASSOCIATION, INC. Condominium 1980
SNOWMASS CONDOMINIUM ASSOCIATION Condominium 2003
SOLAR SIX CONDOMINIUM ASSOCIATION, INC. Condominium 2000
Solis Townhomes Homeowners Association, Inc. Townhome Association 2018
SONGBIRD HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1999
SPRINGBANK CONDOMINIUM ASSOCIATION Condominium 1985
SPRUCE HOUSE CONDOMINIUM ASSOCIATION Condominium 2003
STANTON FARMS TOWNHOMES ASSOCIATION Townhome Association 1983
STAR CANYON HOMEOWNERS' ASOCIATION, INC Homeowners Association 2000
STEEPLECHASE III CONDOMINIUM ASSOCIATION, INC. Condominium 1997
STEEPLECHASE IV CONDOMINIUM ASSOCIATION, INC. Condominium 1999
Sterling Ranch Filing 4B Townhome Owners Association, Inc. Townhome Association 2019
STONEBRIDGE AT EAGLE RIDGE MASTER OWNERS ASSOCIATIONS, INC. Unclassified Entity 2000
STONY CREEK TERRACE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1985
Sugarpine Montrose Homeowners' Association, Inc. Homeowners Association 2025
SUMMIT PARK II CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 2000
SUNLITE TOWNHOMES HOMEOWNERS' ASSOCIATION Townhome Association 1985
SUNNYSIDE CONDOMINIUM ASSOCIATION, INC. Condominium 1984
SUNPOINTE AT LAKEWOOD ESTATES I CONDOMINIUM ASSOCIATION,INC. Condominium 1984
SUNPOINTE AT LAKEWOOD ESTATES II CONDOMINIUM ASSOCIATION,INC. Condominium 1984
Sunrise Village Community Association, Inc. Unclassified Entity 2021
Sunset Mesa Homeowners Association, Inc. Homeowners Association 2015
T-23 COMPLEX WINDCHASER CONDOMINIUM ASSOCIATION, INC. Condominium 2003
T-33 COMPLEX WINDCHASER CONDOMINIUM ASSOCIATION, INC. Condominium 2003
TAMARAC PARK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1985
TAOS OF LONE TREE HOMEOWNER'S ASSOCIATION Unclassified Entity 1984
Taxi 2 Condominium Association, Inc. Condominium 2005
TERRACE AT GREEN MOUNTAIN HOMEOWNER'S ASSOCIATION,INC. Unclassified Entity 1998
THE 1890 TOWNHOMES ASSOCIATION Townhome Association 1980
The Arvada Personal Warehouse Condominium Association, Inc. Condominium 2020
THE BLUFFS AT PINEHURST HOMEOWNERS ASSOCIATION Homeowners Association 1999
THE BREAKAWAY CONDOMINIUMS ASSOCIATION, INC. Condominium 1984
THE CARRIAGES AT PARLIAMENT PLACE HOMEOWNERS ASSOCIATION Homeowners Association 2001
THE COLONY AT LITTLETON OWNERS ASSOCIATION Unclassified Entity 1980
THE COURTYARD AT ROLLING HILLS HOMEOWNERS ASSOCIATION Homeowners Association 2003
THE DOWNING STREET STATION CONDOMINIUMS OWNERS ASSOCIATION, INC. Condominium 2003
THE ELLINGTON CONDOMINIUM ASSOCIATION, INC. Condominium 2000
THE ENCLAVE AT CHERRY CREEK OWNERS ASSOCIATION, INC. Unclassified Entity 1996
The Estates at Rockrimmon Homeowners Association Homeowners Association 2006
The Garage Den Dove Valley Condominium Association, Inc. Condominium 2024
THE HEARTH AT HIGHLANDS RANCH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2003
THE HILLS AT STANDLEY LAKE PHASE III HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2001
THE HOLLAND HOUSE CONDOMINIUM ASSOCIATION, INC. Condominium 1984
THE HOMEOWNERS ASSOCIATION OF COBBLESTONE IN HEATHERRIDGE Homeowners Association 1977
THE IRIS HOLLOW CONDOMINIUM ASSOCIATION Condominium 1998
THE IRIS HOLLOW MASTER HOMEOWNERS ASSOCIATION Homeowners Association 1998
THE JOSEPHINE CONDOMINIUM OWNERS' ASSOCIATION, INC. Condominium 2001
THE LASHLEY VILLAGE CONDOMINIUM ASSOCIATION Condominium 1996
THE LEFT BANK TOWNHOME ASSOCIATION Townhome Association 1983
The Lofts at Bradburn Townhouses Association, Inc. Townhome Association 2004
THE LOUISIANA PURCHASE CONDOMINIUM ASSOCIATION, Condominium 1984
THE MAPLETON COURT CONDOMINIUM ASSOCIATION Condominium 2001
THE MOUNTAIN CREST TOWNHOME CONDOMINIUM ASSOCIATION, INC. Condominium 1985
THE NEWPORT CONDOMINIUM ASSOCIATION Condominium 1984
THE OAK PARK CONDOMINIUMS ASSOCIATION, INC. Condominium 1980
THE OAKS CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 1978
THE ONE BEAR CREEK HOMEOWNERS ASSOCIATION Homeowners Association 1998
The Oneida Condominium Association, Inc. doing business as Oneida Lofts Condominium Association Condominium 2007
THE PARK LANE TOWERS CONDOMINIUM ASSOCIATION, INC. Condominium 1988
THE PARKWAY CONDOMINIUMS ASSOCIATION, INC. Condominium 1984
THE PEAKVIEW VILLAGE COMMUNITY ASSOCIATION Unclassified Entity 1994
THE PTARMIGAN CONDOMINIUMS ASSOCIATION, INC. Condominium 1988
THE QUIET RETREAT HOMEOWNERS ASSOCIATION Homeowners Association 1995
THE QUINCY HILL TOWNHOUSE ASSOCIATION Townhome Association 1981
THE REEF AT MARINA POINTE CONDOMINIUM ASSOCIATION, INC. Condominium 1990
The Reserve at Renaissance Community Association Unclassified Entity 2004
The Reserve at Stanton Hill Homeowners Association Homeowners Association 2005
THE RESERVE AT UTE CREEK HOMEOWNERS ASSOCIATION Homeowners Association 1999
THE RIDGEVIEW HOMEOWNERS ASSOCIATION Homeowners Association 1988
THE ROCKRIMMON CONDOMINIUMS ASSOCIATION, INC. Condominium 1979
The Row House at Jefferson Park Homeowners Association Inc. Homeowners Association 2014
THE SILVER VALLEY AT BEAR CREEK TOWNHOME CONDOMINIUMSASSOCIATION INC Condominium 1984
THE SNOWBIRD PHASE II CONDOMINIUMS ASSOCIATION, INC. Condominium 1980
THE STANTON HILL HOMEOWNERS ASSOCIATION Homeowners Association 2001
THE TEAGARDEN RESIDENCES CONDOMINIUM ASSOCIATION Condominium 1982
THE TELLURIDE WEST CONDOMINIUMS ASSOCIATION, INC. Condominium 1983
THE TERRITORY HOMEOWNERS ASSOCIATION Homeowners Association 1982
The Townes at Kettle Creek Owners Association, Inc. Unclassified Entity 2006
THE TOWNHOMES AT ARROWHEAD HOMEOWNERS ASSOCIATION Townhome Association 1998
THE WASHINGTON PLACE CONDOMINIUMS Condominium 1980
THE YACHT CLUB COMMUNITY ASSOCIATION, INC. Unclassified Entity 1985
THIRD GREEN MOUNTAIN TOWNHOUSE ASSOCIATION Townhome Association 1968
THIRTEENTH AVE TOWNHOUSE ASSOCIATION Townhome Association 1985
THRAEMOOR HOMEOWNERS ASSOCIATION Homeowners Association 1972
THRAEMOOR IN THE PARK TOWNHOMES ASSOCIATION Townhome Association 2000
THRAEMOOR MEADOWS HOMEOWNERS ASSOCIATION Homeowners Association 1982
Tollgate Villas II Homeowners Association, Inc. Homeowners Association 2017
TOWER RIDGE TOWNHOME HOMEOWNERS ASSOCIATION, INC. Townhome Association 1997
Townhomes at Carriage Village Owners Association, Inc. Townhome Association 2006
TOWNHOMES AT MILE HI HOMEOWNER'S ASSOCIATION, INC. Townhome Association 2002
Townhomes at Virginia Village Homeowners Association, Inc. Townhome Association 2018
TRAILSIDE HOMEOWNERS ASSOCIATON, INC. Homeowners Association 2003
TRAPPERS VIEW HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1993
Trellis Townhomes Association, Inc. Townhome Association 2009
TURKEY RIDGE RANCH PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 2002
UNIVERSITY TERRACE CONDOMINIUM ASSOCIATION Condominium 1989
VAN BUREN SQUARE TOWNHOME OWNERS ASSOCIATION, INC. Townhome Association 2003
VANCE TOWNHOUSE CONDOMINIUM ASSOCIATION Condominium 1979
VICTORIAN VILLAGE CONDOMINIUM ASSOCIATION Condominium 2004
VIEWPOINT TOWNHOMES HOMEOWNERS ASSOCIATION, INC. Townhome Association 1995
VILLA/CARRIAGE HOMES AT PINERIDGE HOMEOWNERS ASSOCIATION Homeowners Association 2000
VILLAGE PLACE TOWNHOMES ASSOCIATION Townhome Association 1981
VILLA MONTANA CONDOMINIUM ASSOCIATION, INC. Condominium 1984
VINE STREET CONDOMINIUMS ASSOCIATION, INC. Condominium 2001
Vintage Overlook Community Association, Inc. Unclassified Entity 2023
VISTA POINTE TOWNHOME ASSOCIATION, INC. Townhome Association 1997
WARREN COMMONS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1981
Washington Station Condominium Association, Inc. Condominium 2006
Watermark Condominium Association, Inc. Condominium 2005
Weaver Creek Homeowners Association, Inc. Homeowners Association 2006
WESTBRIDGE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1998
WEST COLFAX COMMUNITY ASSOCIATION Unclassified Entity 2003
WEST RIDGE CONDOMINIUMS HOMEOWNERS ASSOCIATION, INC. Condominium 1984
West Wood Villas Homeowners Association, Inc. Homeowners Association 2005
WHEAT RIDGE PLAZA CONDOMINIUM ASSOCIATION Condominium 1983
Whiskey River Townhomes Association Townhome Association 2018
Wilder Lane Homeowners Association, Inc. Homeowners Association 2015
WILD ROSE CONDOMINIUM ASSOCIATION Condominium 1994
WILLOW SPRINGS NORTH, FILING 7 HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2004
Windflower at Crystal Valley Ranch Homeowners Association, Inc. Homeowners Association 2004
WOODLAKE HOMEOWNERS ASSOCIATION Homeowners Association 1969
WOODLAND PARK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1996
WOODSIDE VILLAGE II CONDOMINIUM ASSOCIATION, INC. Condominium 1989
YALE AND BENTON CONDOMINIUM ASSOCIATION Condominium 1986
YUKON RESERVE HOMEOWNERS ASSOCIATION Homeowners Association 1996
Institutional Reference

Reserve study standards in Colorado

Statutory requirements, board preparation checklist, the components a professional study covers, and the useful-life ranges that drive thirty-year funding plans. Generic reference. Not a substitute for a study calibrated to a specific association.

Colorado does not currently encode a fixed reserve-study cadence in statute. The discipline still applies. Industry standard across the United States is below.

  • Update the component register annually as assets are added, replaced, or retired.
  • Commission a professional reserve study every three to five years. Update it when the component register changes materially.
  • Maintain a thirty-year capital plan with explicit annual funding contributions tied to the study.
  • Keep reserve funds segregated from operating cash. Disclose funding status in the annual budget.
  • Document the board-approved funding policy — percent-funded, threshold, or baseline — in board minutes.

CommunityPay maintains a Reserve Funding Status Report (RSR) generator tied to the live ledger. It is a status report, not a substitute for a professional study with on-site inspection.

What a board should have organized before commissioning a reserve study, and what a study delivers back. Use this list to evaluate whether the association is ready, regardless of state.

  1. Component register Every asset the association is responsible for maintaining — roofs, asphalt, mechanical systems, plumbing risers, elevators, amenities. Freeze a current version before the study.
  2. Condition assessments Last inspection reports, photographs, observed wear, recent repairs. The analyst calibrates useful-life estimates against this evidence.
  3. Useful-life and replacement-cost estimates Per component, calibrated to local climate, construction, and use intensity. A study produces these; the board verifies them.
  4. Thirty-year capital plan When each component reaches end-of-life and what replacement will cost in nominal dollars at that year.
  5. Funding plan Percent-funded, threshold, or baseline approach with an explicit annual contribution. The board approves; the study models outcomes.
  6. Current reserve fund balance Separated from operating cash. Ideally in interest-bearing accounts with FDIC coverage on the full balance.
  7. Annual budget tied to the funding plan Reserve contribution as an explicit budget line, traceable to the study and the funding policy.
  8. Most recent reserve study Full study, update, or interim review. Author credentials and date of the most recent on-site inspection.
  9. Insurance schedule Replacement-cost coverage on insured components. Deductibles that may draw against reserves in a loss.
  10. Board minutes referencing reserve decisions Special assessments, deferred maintenance, funding-policy changes, scope deviations from the study.

Categories most reserve studies cover. The specific components depend on the association. High-rise condos track far more than single-family HOAs. Gated communities track infrastructure that condos never see.

Roofing & Exterior

Asphalt shingle, metal, tile, or flat membrane roofs. Siding (wood, fiber cement, stucco, vinyl). Exterior paint. Soffits and fascia. Gutters and downspouts. Decks and balconies. Railings. Window and door frames in common areas.

Mechanical

HVAC chillers and cooling towers. Boilers and water heaters. Ventilation. Pumps. Fire suppression and sprinkler systems. Emergency generators. Elevators — cabs, controllers, jacks, and modernizations.

Site Work

Parking lots: seal coat, overlay, full reconstruction. Concrete sidewalks and curbs. Site lighting. Storm drainage. Retaining walls. Fencing. Entry gates and signage.

Plumbing & Electrical

Main water lines and risers. Sanitary and storm sewer lines. Backflow preventers. Common-area electrical panels and switchgear. Transformer pads. Distribution.

Amenities

Pools, spas, and pool equipment. Clubhouse interiors. Fitness rooms. Playgrounds. Tennis and pickleball courts. Mailbox kiosks. Trash enclosures and dumpster pads.

Safety & Code

Fire alarm panels. Emergency lighting. Smoke detectors in common areas. Fire-rated doors. Structural fireproofing. Sprinkler heads and inspection-required components.

A mid-size HOA typically tracks thirty to eighty components. A high-rise condo tracks two hundred or more. The categories above are illustrative. A professional reserve study identifies the components a specific association is responsible for.

Typical useful-life ranges for components common in reserve studies. Industry averages, not specific to any state, climate, or association. A professional study calibrates these to local conditions, construction quality, maintenance practice, and use intensity.

Component Typical useful life
Asphalt shingle roof20–25 years
Metal roof40–50 years
Tile or slate roof50+ years
Flat membrane roof (TPO/EPDM)15–25 years
Wood siding20–30 years
Fiber cement siding30–50 years
Stucco50+ years
Exterior paint cycle7–10 years
Gutters and downspouts20–30 years
Wood deck, pressure-treated15–20 years
Composite deck25–30 years
Asphalt parking — seal coat3–5 years
Asphalt parking — overlay12–15 years
Asphalt parking — reconstruction25–30 years
Concrete sidewalks and curbs30–50 years
Site lighting (poles, fixtures)20–30 years
Wood fencing15–25 years
Pool plaster10–15 years
Pool pump and filter7–10 years
HVAC rooftop unit15–20 years
Boiler25–30 years
Commercial water heater10–15 years
Fire alarm panel20–25 years
Elevator cab finishes15–20 years
Elevator modernization25–30 years
Carpet, clubhouse7–10 years
Playground equipment10–15 years

Ranges synthesized from common professional reserve-study references and U.S. building-component literature. Verify against a study performed by a credentialed reserve specialist (RS, PRA, or equivalent) before relying on any figure for funding decisions.

Related tools
  • Reserve Health Check → Free. Inputs reserve balance, annual contribution, building age, and components; returns a grade with the math shown. No signup required to view results.
Institutional Reference

Meeting requirements in Colorado

Statutory floors for owner and board meetings — notice periods, delivery rules, quorum, voting, written consent, and record retention. Generic reference. Specific bylaws or declarations may impose tighter requirements; statutes set the minimum.

Colorado statute does not currently encode specific board or owner meeting notice periods in the corpus. The discipline still applies. Industry standard is below.

  • Provide at least 10 days advance notice for board meetings.
  • Provide 14–30 days advance notice for annual or special owner meetings.
  • Hold at least one annual meeting of the membership each year.
  • Keep all board meetings open to owners in good standing; reserve executive session for narrow purposes.
  • Define a quorum threshold in the bylaws and apply it consistently.

CommunityPay maintains a Board Meeting Packet generator that produces a state-aware agenda, draft minutes template, and compliance checklist for the board pack.

How meeting notice must be delivered, what it must contain, and what defects invalidate the notice. Statutes vary in mechanics; the principles are consistent.

  1. Delivery method First-class mail or hand-delivery to the address on file with the association is the universal default. Most states permit electronic delivery only with the owner's written consent. A posted notice on a community bulletin board is not, by itself, sufficient.
  2. Address on file The association is entitled to rely on the address each owner has provided. The owner bears the burden of keeping it current. The board must maintain a registered address list.
  3. Required content Date, time, location (or remote-access link), and an agenda. Material to be voted on — budget, special assessments, rule changes — must be identified specifically. "Other business" is not a substitute for an item.
  4. Notice period start The notice period typically runs from the date of mailing or hand-delivery, not the date of receipt. Some states count both the notice date and the meeting date; others exclude one or both. Confirm the rule.
  5. Remote participation When the association offers remote attendance, the notice must include the access information and any limitations (e.g., audio-only, no chat). Recording rules vary by state.
  6. Defective notice consequences Material defects invalidate actions taken at the meeting. Minor defects (typo in location, slightly late mailing) may be cured by attendance and waiver. Document the cure in the minutes.
  7. Emergency notice Statutes typically permit shortened notice for genuine emergencies (imminent physical harm, immediate financial loss). The board must document the emergency basis in the minutes.

Full notice requirements appear in C.R.S. §38-33.3-101 and the specific subsections cited in the Requirements tab.

Quorum sets the floor for a valid meeting. Voting mechanics — proxies, ballots, written consent — determine how votes are counted once the quorum is established.

Quorum

Statute sets the default at 20% of allocated interests unless the governing documents specify a different threshold.

Proxies

Most states permit proxies for owner meetings. The proxy must be written, dated, and signed; many states require revocation rights and an explicit scope (general or limited). Proxies do not extend to board meetings — directors must vote in person or by permitted remote means.

Written consent

Action without a meeting requires unanimous written consent in most jurisdictions, though some states permit a lower threshold for narrow categories (uncontested matters, ratification). Document the consent in the corporate records, indexed to the action taken.

Ballots

Secret-ballot procedures, double-envelope requirements, and inspector-of-elections rules apply in states with comprehensive election statutes. Director elections, recall votes, and assessment increases above a statutory threshold typically require secret-ballot procedure.

Cumulative voting

Available only when explicitly authorized by the declaration or bylaws. Otherwise straight voting applies — each membership casts one vote per open seat per candidate, with no concentration permitted.

Member in good standing

Voting rights may be suspended for delinquent accounts in some jurisdictions. Suspension typically requires due-process notice and an opportunity to cure. Statutes vary; the bylaws must align.

Voting and quorum procedures are codified in C.R.S. §38-33.3-101 and applicable subsections. Specific procedures may be modified in the declaration and bylaws within statutory limits.

Minutes are the corporate record of the meeting. Statutes in every state require associations to maintain meeting minutes and make them available to owners on request. Retention periods and access rules vary.

  1. What minutes must contain Date, time, location. Directors and officers present. Quorum determination. Motions made, seconded, and the vote count. Substantive board actions and adopted resolutions. Executive-session minutes kept separately; the open-session minutes record only that a closed session occurred.
  2. Retention period Colorado requires retention for at least 3 years. Reserve studies, declarations, amendments, and assessments — permanent.
  3. Owner inspection rights Colorado requires the association to respond within 30 days of a written request.
  4. Approval process Draft minutes are circulated to the board, corrected, and approved at the next regular meeting. Approved minutes become the official record. Corrections after approval require a noted amendment, not silent edits.
  5. Permanent records Declaration, bylaws, articles of incorporation, rule books, amendments, and the minute book are permanent records. The association cannot dispose of them on any retention schedule.
  6. Resale disclosure Recent board and owner meeting minutes are typically required attachments to a resale certificate. The standard window is the last 12 months; some statutes extend to 24 months for amendments.
  7. Executive session Closed-session minutes record matters discussed but typically remain confidential from the general membership. Specific votes taken in closed session may need to be reported in the open-session minutes.

Records retention and inspection rights are codified in C.R.S. §38-33.3-101 and related subsections. A records-request response that misses the statutory deadline may expose the association to a per-day penalty.

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