HOAs & Condos in Englewood, CO

352 registered communities in Englewood across Arapahoe County. Mix: 128 condominium, 120 homeowners association, 57 unclassified entity, 43 townhome association, 4 property owners association. Median monthly HOA/condo fee in the county is $333.

Resale Certificate Compliance 12 disclosures required
CO
A common interest community in Englewood, CO is governed by C.R.S. §38-33.3-316 (Colorado Common Interest Ownership Act). Colorado law requires 12 specific disclosures when a unit is sold. The certificate must be delivered within 14 days of request.
  • Statement of unpaid assessments currently levied against the unit C.R.S. §38-33.3-316(8)
    The association shall furnish to a unit owner or such unit owner's designee or to a holder of a security interest or its designee upon written request, delivered personally or by certified mail, first-class postage prepaid, return receipt, to the association's registered agent, a written statement setting forth the amount of unpaid assessments currently levied against such owner's unit. The statement shall be furnished within fourteen calendar days after receipt of the request and is binding on the association, the executive board, and every unit owner. If no statement is furnished to the unit owner or holder of a security interest or his or her designee, delivered personally or by certified mail, first-class postage prepaid, return receipt requested, to the inquiring party, then the association shall have no right to assert a lien upon the unit for unpaid assessments which were due as of the date of the request. C.R.S. §38-33.3-316(8) · verified Oct 2026
  • Fiscal year commencement date C.R.S. §38-33.3-209.4(2)(a)
    The date on which its fiscal year commences; C.R.S. §38-33.3-209.4(2)(a) · verified Oct 2026
  • Current operating budget C.R.S. §38-33.3-209.4(2)(b)
    Its operating budget for the current fiscal year; C.R.S. §38-33.3-209.4(2)(b) · verified Oct 2026
  • Current assessments by unit type, including regular and special assessments C.R.S. §38-33.3-209.4(2)(c)
    A list, by unit type, of the association's current assessments, including both regular and special assessments; C.R.S. §38-33.3-209.4(2)(c) · verified Oct 2026
  • Annual financial statements with reserve amounts for preceding fiscal year C.R.S. §38-33.3-209.4(2)(d)
    Its annual financial statements, including any amounts held in reserve for the fiscal year immediately preceding the current annual disclosure; C.R.S. §38-33.3-209.4(2)(d) · verified Oct 2026
  • Most recent financial audit or review results C.R.S. §38-33.3-209.4(2)(e)
    The results of its most recent available financial audit or review; C.R.S. §38-33.3-209.4(2)(e) · verified Oct 2026
  • Insurance policies: company names, limits, deductibles, additional named insureds, expiration dates C.R.S. §38-33.3-209.4(2)(f)
    A list of all association insurance policies, including, but not limited to, property, general liability, association director and officer professional liability, and fidelity policies. Such list shall include the company names, policy limits, policy deductibles, additional named insureds, and expiration dates of the policies listed. C.R.S. §38-33.3-209.4(2)(f) · verified Oct 2026
  • Bylaws, articles of incorporation, rules and regulations C.R.S. §38-33.3-209.4(2)(g)
    All the association's bylaws, articles, and rules and regulations; C.R.S. §38-33.3-209.4(2)(g) · verified Oct 2026
  • Minutes of executive board and member meetings for the preceding fiscal year C.R.S. §38-33.3-209.4(2)(h)
    The minutes of the executive board and member meetings for the fiscal year immediately preceding the current annual disclosure; C.R.S. §38-33.3-209.4(2)(h) · verified Oct 2026
  • Responsible governance policies adopted per §209.5 C.R.S. §38-33.3-209.4(2)(i)
    The association's responsible governance policies adopted under section 38-33.3-209.5; and C.R.S. §38-33.3-209.4(2)(i) · verified Oct 2026
  • Fee schedule: transfer fees, record change fees, and status letter charges C.R.S. §38-33.3-317(1)(h.5)
    A list of the current amounts of all unique and extraordinary fees, assessments, and expenses that are chargeable by the association in connection with the purchase or sale of a unit and are not paid for through assessments, including transfer fees, record change fees, and the charge for a status letter or statement of assessments due; C.R.S. §38-33.3-317(1)(h.5) · verified Oct 2026
  • Reserve study policy (when prepared, funding plan, physical/financial analysis basis) C.R.S. §38-33.3-209.5(1)(b)(IX)
    When the association has a reserve study prepared for the portions of the community maintained, repaired, replaced, and improved by the association; whether there is a funding plan for any work recommended by the reserve study and, if so, the projected sources of funding for the work; and whether the reserve study is based on a physical analysis and financial analysis. For the purposes of this subparagraph (IX), an internally conducted reserve study shall be sufficient. C.R.S. §38-33.3-209.5(1)(b)(IX) · verified Oct 2026
Colorado does not cap RC preparation fees by statute. In CommunityPay, an association's manager, accounting firm, or staff generates the certificate from its books, with no per-certificate charge from CommunityPay.
654,201
County Population
Relatively Moderate
FEMA Risk Rating
$333
Median Monthly HOA Fee
$281 – $405
25th – 75th Percentile
FEMA National Risk Index v1.20. Fee data: U.S. Census ACS 2023 5-Year PUMS, weighted from 24,469 units.
Hail
Very High
$63,981,567/yr expected loss
Lightning
Very High
$4,026,802/yr expected loss
Tornado
Relatively High
$22,358,910/yr expected loss
Strong Wind
Relatively High
$3,717,697/yr expected loss
Inland Flooding
Relatively Moderate
$62,030,206/yr expected loss
Source: FEMA National Risk Index. Expected Annual Loss represents the modeled annualized cost of building damage and direct losses across the county, not a per-property figure.
5150 Community Management, LLC Verified
58 community engagements · manages 58 associations nationally
Westwind Management Group, LLC Verified
49 community engagements · manages 49 associations nationally
Shockcor, Inc. Verified
17 community engagements · manages 17 associations nationally
Association Management Agency, Incorporated Verified
13 community engagements · manages 13 associations nationally
Sentry Management, Inc. Verified
1 community engagement · manages 32 associations nationally
Cch Acquisition LLC Verified
1 community engagement · manages 89 associations nationally
SENTRY MANAGEMENT INC Verified
1 community engagement · manages 953 associations nationally
East West Urban Management, LLC Verified
1 community engagement · manages 13 associations nationally
"Verified" indicates a confirmed engagement with a community in Englewood. HQ-only entries are companies headquartered in Englewood with potential service area overlap.
352 Englewood communities operate under Colorado law. The primary governing statute is C.R.S. §38-33.3-101 — Short title. The short-title section for Article 33.3, establishing the Colorado Common Interest Ownership Act (CCIOA). CCIOA is the unified statute governing every common interest community in Colorado — HOAs, condominium associations, planned communities, and cooperatives — created on or after July 1, 1992. Certain provisions also apply retroactively to pre-1992 communities under §38-33.3-117. CCIOA is based on the Uniform Common Interest Ownership Act (UCIOA) promulgated by the Uniform Law Commission; Colorado did not adopt UCIOA Article 4 (purchaser protections) or Article 5 (administration and registration).
Name Type Formed
1130 Diamond Valley Commercial Condominium Association, Inc. Condominium 2021
1143 AURARIA PARKWAY CONDOMINIUM ASSOCIATION, INC. Condominium 1995
1155 Canyon Condominium Association Condominium 2006
4 INVERNESS COURT EAST OFFICE CONDOMINIUM ASSOCIATION, INC. Condominium 2002
608 PEARL STREET CONDOMINIUM ASSOCIATION, INC. Condominium 2000
67 Inverness Owners Association Unclassified Entity 2019
901 Pearl Residences Condominiums Association, Inc. Condominium 2015
99 Inverness Condominium Association, Inc. Condominium 2008
ACADEMY POINTE CONDOMINIUM ASSOCIATION, INC. Condominium 1985
ACOMA STREET CONDOMINIUMS HOMEOWNER'S ASSOCIATION Condominium 2001
Alder Creek Homeowners Association, Inc. Homeowners Association 2020
Alliance of Community Association Managers-CEO Unclassified Entity 2019
ALTON PARK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1996
AMERICANA CONDOMINIUM ASSOCIATION, INC. Condominium 1979
APPLETREE EAST CONDOMINIUM ASSOCIATION Condominium 1979
APPLEWOOD EXECUTIVE CONDOMINIUM OWNERS ASSOCIATION Condominium 1976
Arapahoe Business Park I Condominium Association, Inc. Condominium 2012
Arapahoe Business Park II Condominium Association, Inc. Condominium 2012
Arapahoe Estates Owners Association, Inc. Unclassified Entity 1981
AURORA HIGHLANDS FILING NO. 15 COMMUNITY ASSOCIATION, INC. Unclassified Entity 2023
AURORA HIGHLANDS SUBDIVISION HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1992
AVALON CONDOMINIUM ASSOCIATION, INC. Condominium 1999
Azure at The Meadows Homeowners Association, Inc. Homeowners Association 2021
Baltic Place Condominium Owners' Association, Inc. Condominium 2018
BAYBERRY CONDOMINIUMS ASSOCIATION, INC. Condominium 1981
BEACON HILL CONDOMINIUM ASSOCIATION, INC. Condominium 1980
Beacon Point Townhomes Homeowners Association Inc. Townhome Association 2006
Bear Creek Terrace Homeowners Association Inc Homeowners Association 1997
BELLAIRE BUNGALOWS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2001
BELMAR TOWNHOME COMMUNITY ASSOCIATION Townhome Association 2003
BERKELEY POINTE COMMUNITY ASSOCIATION INC. Unclassified Entity 2019
BERKSHIRE OWNERS ASSOCIATION, INC. Unclassified Entity 2003
BIGGS COURT CONDOMINIUM ASSOCIATION Condominium 1979
BLOCK 4 DAKOTA RIDGE MIXED USE CONDOMINIUM ASSOCIATION Condominium 2006
BLOCK 4 DAKOTA RIDGE RESIDENTIAL CONDOMINIUM ASSOCIATION Condominium 2004
BLOSSOM CONDOMINIUMS HOMEOWNER'S ASSOCIATION, INC. Condominium 1998
BLUE ROCK RANCH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2000
BRADFORD HILLS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1994
BRANDON PARK CONDOMINIUMS ASSOCIATION, INC. Condominium 1985
BRANDON PLACE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1998
BRISTOL COVE II HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1982
BRISTOL COVE TOWNHOUSE ASSOCIATION, INC. Townhome Association 1978
BROOKSIDE AT WILLOWRIDGE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1996
BROOKSIDE AT WILLOW SPRINGS CONDOMINIUMS ASSOCIATION, INC. Condominium 1997
Brownstone Row Owners Association Unclassified Entity 2011
BUELL MANSION OWNERS ASSOCIATION, INC. Unclassified Entity 1998
BYERS PLACE TOWNHOMES OWNERS ASSOCIATION, INC. Townhome Association 2000
CAMBER TOWNHOMES OWNERS ASSOCIATION, INC. Townhome Association 2025
CAMBRIDGE COMMONS CONDOMINIUM ASSOCIATION, INC. Condominium 1986
CAMDEN PLACE ONE CONDOMINIUM ASSOCIATION, INC. Condominium 1985
CANDLEWYCK CONDOMINIUM ASSOCIATION Condominium 1976
CANON VILLAS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1996
CARRIAGE CLUB HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1994
CEDAR POINTE CONDOMINIUM ASSOCIATION Condominium 1981
CHAMBERLAIN ARMS CONDOMINIUM ASSOCIATION, INC. Condominium 1979
CHAPARRAL CONDOMINIUM ASSOCIATION, INC. Condominium 1982
Cheesman on the Park Condominium Association, Inc. Condominium 2000
CHEROKEE KIVAS CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 1980
Cherokee Street Townhomes Association, Inc. Townhome Association 2008
CHERRY CREEK COUNTRY CLUB HOMEOWNERS ASSOCIATION Homeowners Association 2002
CHERRY CREEK FARM HOMEOWNERS ASSOCIATION Homeowners Association 1976
CHERRY CREEK MEADOWS TOWNHOUSE ASSOCIATION Townhome Association 1978
CHERRY CREEK POINTE TOWNHOUSE ASSOCIATION Townhome Association 1999
CHERRY CREEK TERRACE HOMEOWNERS ASSOCIATION Homeowners Association 1979
CHERRY CREEK TOWER CONDOMINIUM ASSOCIATION Condominium 1992
CHERRY CREEK VISTA FILING NO. 16 HOMEOWNERS ASSOCIATION,INC. Homeowners Association 1992
CHERRY GLEN TOWNHOMES ASSOCIATION, INC. Townhome Association 1980
CHERRY GROVE EAST CONDOMINIUM ASSOCIATION, INC. Condominium 1982
CHERRY HILLS FARM HOMEOWNER'S ASSOCIATION, INC. Unclassified Entity 1978
CHESTNUT CONDOMINIUM ASSOCIATION, INC. Condominium 1983
CHIMNEY CREEK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1984
CHIMNEY CREEK II HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1995
Circa West Condominium Association, Inc. Condominium 2019
CLARKSON PARK CONDOMINIUM ASSOCIATION, INC. Condominium 1998
CLARKSON PARK HOMEOWNER'S ASSOCIATION, INC. Unclassified Entity 1999
Clear Lake Estates Homeowner Association, Inc. Unclassified Entity 2017
CLOUD NINE CONDOMINIUMS ASSOCIATION, INC. Condominium 2003
COLONIAL MANOR CONDOMINIUMS ASSOCIATION, INC. Condominium 1994
COLUMBINE CONDOMINIUM ASSOCIATION OF BOULDER Condominium 1999
COMMONS AT INVERNESS OWNERS ASSOCIATION, INC. Unclassified Entity 2002
Condominium Association for The Commons at Inverness, Inc. Condominium 2004
Condominium Association for The Condominiums at Panorama Falls, Inc. Condominium 2007
COOPER FLATS CONDOMINIUM ASSOCIATION Condominium 1998
Cottage Grove Homeowners' Association, Inc. Homeowners Association 2005
Country Club Ranchettes Homeowners Association, Inc. Homeowners Association 2020
COURTSIDE AT ARAPAHOE LAKE CONDOMINIUM ASSOCIATION Condominium 1979
CPC OWNERS ASSOCIATION, INC. Unclassified Entity 2000
CREEKVIEW AT RIVER RUN II HOMEOWNERS ASSOCIATION Homeowners Association 2003
Crescendo at Crown Point Homeowners Association, Inc. Homeowners Association 2018
CRESCENT COURT TOWNHOME ASSOCIATION, INC. Townhome Association 2002
Crown Point Property Owners Association Property Owners Association 2004
DOVE RIDGE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1999
Dove Valley Outdoor Storage Condominium Association, Inc. Condominium 2008
DRY CREEK TOWNHOME OWNERS ASSOCIATION, INC. Townhome Association 1980
Eastgate I Homeowners' Association, Inc. Homeowners Association 2005
EAST RIM RANCH PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 1995
Elati Street Townhomes Owners Association, a Colorado Non-Profit Corporation Townhome Association 2014
EL POSADO CONDOMINIUM ASSOCIATION Condominium 1978
ELYSIAN FIELDS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1980
EMBARCADERO CONDOMINIUM ASSOCIATION, INC. Condominium 1982
ENCORE HOMEOWNERS ASSOCIATION Homeowners Association 1998
Englewood Estates Homeowners Association, Inc. Homeowners Association 2016
FAIRBANKS TOWNHOMES OWNERS ASSOCIATION, INC. Townhome Association 1999
FAIRWAYS 39 HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1994
FAIRWAYS OF SOUTH SUBURBAN FILING NO. 3 HOMEOWNERSASSOCIATION, INC. Homeowners Association 1994
FAIRWAY VISTA NO. 2 COMMUNITY ASSOCIATION, INC. Unclassified Entity 1993
Falcon Point at Lowry Homeowners Association, Inc. Homeowners Association 2006
First and Washington Townhomes Owners Association, Inc. Townhome Association 2019
FLORENTINE CONDOMINIUM ASSOCIATION, INC. Reinstated July 15, 2004 Condominium 1982
FOUNTAIN COURT HOMEOWNERS ASSOCIATION Homeowners Association 1975
FOX HILL FILING NO. 4 HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1993
Fremont Place Condominium Association, Inc. Condominium 2019
FRONTERRA VILLAGE MULTIFAMILY COMMUNITY ASSOCIATION, INC. Unclassified Entity 2003
FRONT RANGE HANGAR 4 CONDOMINIUM ASSOCIATION, INC. Condominium 2001
GALAPAGO CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 2001
GEORGETOWN AT CHERRY CREEK HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1990
GIRARD GARDENS TOWNHOME ASSOCIATION, INC. Townhome Association 1984
Gold Peak Homeowners Association Homeowners Association 2006
Goss Corner Condominium Association, Inc. Condominium 2015
Grant Way Storage Condominium Owners, Inc. Condominium 2017
GRANVILLE WEST HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1983
GRAY HAWK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1997
GUN CLUB GREEN HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1978
HAMPDEN EAST III CONDOMINIUM ASSOCIATION Condominium 1981
Hangar Lofts Condominium Association, Inc. Condominium 2008
HEARTHSTONE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1981
HEARTHWOOD COMMUNITY HOMEOWNERS ASSOCIATION Homeowners Association 2003
HEIDELBERG CONDOMINIUM ASSOCIATION, INC. Condominium 1990
HERITAGE PLACE HOMEOWNER'S ASSOCIATION Unclassified Entity 1971
Hidden Hills Townhomes Association, Inc. Townhome Association 1980
HIGH HOLLOWS CONDOMINIUM ASSOCIATION, INC. Condominium 1979
HIGHLAND POINTE HOMEOWNERS ASSOCIATION Homeowners Association 1996
HILL POND CONDOMINIUM ASSOCIATION Condominium 1979
HILLS AT CHERRY CREEK WEST COMMUNITY ASSOCIATION, INC. Unclassified Entity 1984
HILLSBORO HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1992
HILLS OF CHERRY CREEK VISTA EAST HOMEOWNERS' ASSOCIATION Homeowners Association 1991
HOMEOWNERS ASSOCIATION AT HIGHLANDS RANCH GOLF CLUB, INC. Homeowners Association 1998
HOMEOWNERS ASSOCIATION OF SANDY CREEK, INC. Homeowners Association 1997
Horseshoe Ridge Homeowners Association Homeowners Association 2008
HOUSE OF ROTHSCHILD CONDOMINIUM ASSOCIATION, INC. Condominium 1976
HUNTINGTON PARK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1993
HYLAND PARK HEIGHTS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2006
ICON 1107 Homeowner's Association, Inc. Unclassified Entity 2008
IDAHO CREEK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2001
Inverness Industrial Condominiums Owner Association Condominium 2005
Jason Street Office Warehouse Owners Association, Ltd. Unclassified Entity 2007
Jeff Park Flats Condominium Association, Inc. Condominium 2019
JEWELL TOWNHOME OWNER'S ASSOCIATION, INC. Townhome Association 1999
JO LOVE SUBDIVISION NO. 1 HOMEOWNERS ASSOCIATION Homeowners Association 1995
Kechter Farm Homeowners Association, Inc. Homeowners Association 2015
KENTUCKY RIDGE TOWNHOMES HOMEOWNERS' ASSOCIATION, INC. Townhome Association 1995
LAFAYETTE TOWERS EAST OWNERS ASSOCIATION Unclassified Entity 1978
Lakeview at the Hills Homeowners Association Homeowners Association 2005
Lakeview Estates Condominium Association, Inc. Condominium 2005
LA MIRADA CONDOMINIUM ASSOCIATION, INC. Condominium 2001
Laurel Condominium Association Condominium 2019
LE CHATEAU OWNERS ASSOCIATION Unclassified Entity 1983
LEGACY PARK COMMUNITY ASSOCIATION, INC. Unclassified Entity 1995
Legacy Pines East Homeowners Association, Inc. Homeowners Association 2017
Lincoln Square Lofts Homeowners Association, Inc. Homeowners Association 2005
Littleton Station Homeowners Association, Inc. Homeowners Association 2007
LOHI Flats Condominium Association, Inc. Condominium 2010
MARIPOSA COURT HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2020
MAYFAIR GARDENS HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1999
Meadows at Tutt Village Homeowners Association, Inc. Homeowners Association 2025
Meadows Professional Plaza Owners Association, Inc. Unclassified Entity 2007
Millstone Condominium Association, Inc. Condominium 2006
MITCHELL PLACE HOMEOWNERS ASSOCIATION Homeowners Association 2002
Moda Lofts Condominium Association, Inc. Condominium 2007
MORGANS RUN HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2003
MORNINGMESA HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1985
MORNINGSIDE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1973
MORNING STAR HOMEOWNERS ASSOCIATION Homeowners Association 1986
NEUTOWNE AT PARKER CONDOMINIUMS Condominium 2006
Neu Towne Master Owners Association Unclassified Entity 2005
NORSEMAN II AT CHEESMAN PARK CONDOMINIUM ASSOCIATION, INC. Condominium 1979
Northern Hotel Owners Association, Inc. Unclassified Entity 2017
OAK RUN HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1985
Observatory Place Owners Association, Inc. Unclassified Entity 2005
OFFICE COURT ON INVERNESS OWNERS ASSOCIATION, INC. Unclassified Entity 2002
Ogden Flats Condominium Association, Inc. Condominium 2017
OLIVEGLEN VILLAS HOMEOWNERS ASSOICATION Homeowners Association 2002
One Cherry Lane Homeowners Association, Inc. Homeowners Association 2005
Owners Association of Elk Meadows Estates, Inc. Unclassified Entity 1971
Parker Auto Plaza Owners Association, Inc. Unclassified Entity 2008
Park Preserve Community Association, Inc. Unclassified Entity 2015
Parkside Villas II Homeowners Association, Inc. Homeowners Association 2014
PEARL STREET PROFESSIONAL CENTER CONDOMINIUM ASSOCIATION,INCORPORATED Condominium 1983
PENNSYLVANIA PLACE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1999
PENNSYLVANIA STATION HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1999
Peoria Place Homeowners Association, Inc. Homeowners Association 2014
Perrins Row Community Association Unclassified Entity 2014
PIER POINT VILLAGE 4 CONDOMINIUM ASSOCIATION, INC. Condominium 1979
PINEY CREEK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1989
PINNACLE HIGHLINE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2001
PINNACLE RANCH CONDOMINIUMS ASSOCIATION, INC. Condominium 1999
PLATEAU PARK TOWNHOMES ASSOCIATION, INC. Townhome Association 2001
POLO CLUB PLACE HOME OWNERS ASSOCIATION Homeowners Association 1946
PONDEROSA TOWNHOMES NO. 1 ASSOCIATION, INC. Townhome Association 1977
Prentice Place Office Condominium Association, Inc. Condominium 2008
Institutional Reference

Reserve study standards in Colorado

Statutory requirements, board preparation checklist, the components a professional study covers, and the useful-life ranges that drive thirty-year funding plans. Generic reference. Not a substitute for a study calibrated to a specific association.

Colorado does not currently encode a fixed reserve-study cadence in statute. The discipline still applies. Industry standard across the United States is below.

  • Update the component register annually as assets are added, replaced, or retired.
  • Commission a professional reserve study every three to five years. Update it when the component register changes materially.
  • Maintain a thirty-year capital plan with explicit annual funding contributions tied to the study.
  • Keep reserve funds segregated from operating cash. Disclose funding status in the annual budget.
  • Document the board-approved funding policy — percent-funded, threshold, or baseline — in board minutes.

CommunityPay maintains a Reserve Funding Status Report (RSR) generator tied to the live ledger. It is a status report, not a substitute for a professional study with on-site inspection.

What a board should have organized before commissioning a reserve study, and what a study delivers back. Use this list to evaluate whether the association is ready, regardless of state.

  1. Component register Every asset the association is responsible for maintaining — roofs, asphalt, mechanical systems, plumbing risers, elevators, amenities. Freeze a current version before the study.
  2. Condition assessments Last inspection reports, photographs, observed wear, recent repairs. The analyst calibrates useful-life estimates against this evidence.
  3. Useful-life and replacement-cost estimates Per component, calibrated to local climate, construction, and use intensity. A study produces these; the board verifies them.
  4. Thirty-year capital plan When each component reaches end-of-life and what replacement will cost in nominal dollars at that year.
  5. Funding plan Percent-funded, threshold, or baseline approach with an explicit annual contribution. The board approves; the study models outcomes.
  6. Current reserve fund balance Separated from operating cash. Ideally in interest-bearing accounts with FDIC coverage on the full balance.
  7. Annual budget tied to the funding plan Reserve contribution as an explicit budget line, traceable to the study and the funding policy.
  8. Most recent reserve study Full study, update, or interim review. Author credentials and date of the most recent on-site inspection.
  9. Insurance schedule Replacement-cost coverage on insured components. Deductibles that may draw against reserves in a loss.
  10. Board minutes referencing reserve decisions Special assessments, deferred maintenance, funding-policy changes, scope deviations from the study.

Categories most reserve studies cover. The specific components depend on the association. High-rise condos track far more than single-family HOAs. Gated communities track infrastructure that condos never see.

Roofing & Exterior

Asphalt shingle, metal, tile, or flat membrane roofs. Siding (wood, fiber cement, stucco, vinyl). Exterior paint. Soffits and fascia. Gutters and downspouts. Decks and balconies. Railings. Window and door frames in common areas.

Mechanical

HVAC chillers and cooling towers. Boilers and water heaters. Ventilation. Pumps. Fire suppression and sprinkler systems. Emergency generators. Elevators — cabs, controllers, jacks, and modernizations.

Site Work

Parking lots: seal coat, overlay, full reconstruction. Concrete sidewalks and curbs. Site lighting. Storm drainage. Retaining walls. Fencing. Entry gates and signage.

Plumbing & Electrical

Main water lines and risers. Sanitary and storm sewer lines. Backflow preventers. Common-area electrical panels and switchgear. Transformer pads. Distribution.

Amenities

Pools, spas, and pool equipment. Clubhouse interiors. Fitness rooms. Playgrounds. Tennis and pickleball courts. Mailbox kiosks. Trash enclosures and dumpster pads.

Safety & Code

Fire alarm panels. Emergency lighting. Smoke detectors in common areas. Fire-rated doors. Structural fireproofing. Sprinkler heads and inspection-required components.

A mid-size HOA typically tracks thirty to eighty components. A high-rise condo tracks two hundred or more. The categories above are illustrative. A professional reserve study identifies the components a specific association is responsible for.

Typical useful-life ranges for components common in reserve studies. Industry averages, not specific to any state, climate, or association. A professional study calibrates these to local conditions, construction quality, maintenance practice, and use intensity.

Component Typical useful life
Asphalt shingle roof20–25 years
Metal roof40–50 years
Tile or slate roof50+ years
Flat membrane roof (TPO/EPDM)15–25 years
Wood siding20–30 years
Fiber cement siding30–50 years
Stucco50+ years
Exterior paint cycle7–10 years
Gutters and downspouts20–30 years
Wood deck, pressure-treated15–20 years
Composite deck25–30 years
Asphalt parking — seal coat3–5 years
Asphalt parking — overlay12–15 years
Asphalt parking — reconstruction25–30 years
Concrete sidewalks and curbs30–50 years
Site lighting (poles, fixtures)20–30 years
Wood fencing15–25 years
Pool plaster10–15 years
Pool pump and filter7–10 years
HVAC rooftop unit15–20 years
Boiler25–30 years
Commercial water heater10–15 years
Fire alarm panel20–25 years
Elevator cab finishes15–20 years
Elevator modernization25–30 years
Carpet, clubhouse7–10 years
Playground equipment10–15 years

Ranges synthesized from common professional reserve-study references and U.S. building-component literature. Verify against a study performed by a credentialed reserve specialist (RS, PRA, or equivalent) before relying on any figure for funding decisions.

Related tools
  • Reserve Health Check → Free. Inputs reserve balance, annual contribution, building age, and components; returns a grade with the math shown. No signup required to view results.
Institutional Reference

Meeting requirements in Colorado

Statutory floors for owner and board meetings — notice periods, delivery rules, quorum, voting, written consent, and record retention. Generic reference. Specific bylaws or declarations may impose tighter requirements; statutes set the minimum.

Colorado statute does not currently encode specific board or owner meeting notice periods in the corpus. The discipline still applies. Industry standard is below.

  • Provide at least 10 days advance notice for board meetings.
  • Provide 14–30 days advance notice for annual or special owner meetings.
  • Hold at least one annual meeting of the membership each year.
  • Keep all board meetings open to owners in good standing; reserve executive session for narrow purposes.
  • Define a quorum threshold in the bylaws and apply it consistently.

CommunityPay maintains a Board Meeting Packet generator that produces a state-aware agenda, draft minutes template, and compliance checklist for the board pack.

How meeting notice must be delivered, what it must contain, and what defects invalidate the notice. Statutes vary in mechanics; the principles are consistent.

  1. Delivery method First-class mail or hand-delivery to the address on file with the association is the universal default. Most states permit electronic delivery only with the owner's written consent. A posted notice on a community bulletin board is not, by itself, sufficient.
  2. Address on file The association is entitled to rely on the address each owner has provided. The owner bears the burden of keeping it current. The board must maintain a registered address list.
  3. Required content Date, time, location (or remote-access link), and an agenda. Material to be voted on — budget, special assessments, rule changes — must be identified specifically. "Other business" is not a substitute for an item.
  4. Notice period start The notice period typically runs from the date of mailing or hand-delivery, not the date of receipt. Some states count both the notice date and the meeting date; others exclude one or both. Confirm the rule.
  5. Remote participation When the association offers remote attendance, the notice must include the access information and any limitations (e.g., audio-only, no chat). Recording rules vary by state.
  6. Defective notice consequences Material defects invalidate actions taken at the meeting. Minor defects (typo in location, slightly late mailing) may be cured by attendance and waiver. Document the cure in the minutes.
  7. Emergency notice Statutes typically permit shortened notice for genuine emergencies (imminent physical harm, immediate financial loss). The board must document the emergency basis in the minutes.

Full notice requirements appear in C.R.S. §38-33.3-101 and the specific subsections cited in the Requirements tab.

Quorum sets the floor for a valid meeting. Voting mechanics — proxies, ballots, written consent — determine how votes are counted once the quorum is established.

Quorum

Statute sets the default at 20% of allocated interests unless the governing documents specify a different threshold.

Proxies

Most states permit proxies for owner meetings. The proxy must be written, dated, and signed; many states require revocation rights and an explicit scope (general or limited). Proxies do not extend to board meetings — directors must vote in person or by permitted remote means.

Written consent

Action without a meeting requires unanimous written consent in most jurisdictions, though some states permit a lower threshold for narrow categories (uncontested matters, ratification). Document the consent in the corporate records, indexed to the action taken.

Ballots

Secret-ballot procedures, double-envelope requirements, and inspector-of-elections rules apply in states with comprehensive election statutes. Director elections, recall votes, and assessment increases above a statutory threshold typically require secret-ballot procedure.

Cumulative voting

Available only when explicitly authorized by the declaration or bylaws. Otherwise straight voting applies — each membership casts one vote per open seat per candidate, with no concentration permitted.

Member in good standing

Voting rights may be suspended for delinquent accounts in some jurisdictions. Suspension typically requires due-process notice and an opportunity to cure. Statutes vary; the bylaws must align.

Voting and quorum procedures are codified in C.R.S. §38-33.3-101 and applicable subsections. Specific procedures may be modified in the declaration and bylaws within statutory limits.

Minutes are the corporate record of the meeting. Statutes in every state require associations to maintain meeting minutes and make them available to owners on request. Retention periods and access rules vary.

  1. What minutes must contain Date, time, location. Directors and officers present. Quorum determination. Motions made, seconded, and the vote count. Substantive board actions and adopted resolutions. Executive-session minutes kept separately; the open-session minutes record only that a closed session occurred.
  2. Retention period Colorado requires retention for at least 3 years. Reserve studies, declarations, amendments, and assessments — permanent.
  3. Owner inspection rights Colorado requires the association to respond within 30 days of a written request.
  4. Approval process Draft minutes are circulated to the board, corrected, and approved at the next regular meeting. Approved minutes become the official record. Corrections after approval require a noted amendment, not silent edits.
  5. Permanent records Declaration, bylaws, articles of incorporation, rule books, amendments, and the minute book are permanent records. The association cannot dispose of them on any retention schedule.
  6. Resale disclosure Recent board and owner meeting minutes are typically required attachments to a resale certificate. The standard window is the last 12 months; some statutes extend to 24 months for amendments.
  7. Executive session Closed-session minutes record matters discussed but typically remain confidential from the general membership. Specific votes taken in closed session may need to be reported in the open-session minutes.

Records retention and inspection rights are codified in C.R.S. §38-33.3-101 and related subsections. A records-request response that misses the statutory deadline may expose the association to a per-day penalty.

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