HOAs & Condos in Edwards, CO

104 registered communities in Edwards across Eagle County. Mix: 37 condominium, 22 townhome association, 18 homeowners association, 17 unclassified entity, 10 property owners association. Median monthly HOA/condo fee in the county is $448.

Resale Certificate Compliance 12 disclosures required
CO
A common interest community in Edwards, CO is governed by C.R.S. §38-33.3-316 (Colorado Common Interest Ownership Act). Colorado law requires 12 specific disclosures when a unit is sold. The certificate must be delivered within 14 days of request.
  • Statement of unpaid assessments currently levied against the unit C.R.S. §38-33.3-316(8)
    The association shall furnish to a unit owner or such unit owner's designee or to a holder of a security interest or its designee upon written request, delivered personally or by certified mail, first-class postage prepaid, return receipt, to the association's registered agent, a written statement setting forth the amount of unpaid assessments currently levied against such owner's unit. The statement shall be furnished within fourteen calendar days after receipt of the request and is binding on the association, the executive board, and every unit owner. If no statement is furnished to the unit owner or holder of a security interest or his or her designee, delivered personally or by certified mail, first-class postage prepaid, return receipt requested, to the inquiring party, then the association shall have no right to assert a lien upon the unit for unpaid assessments which were due as of the date of the request. C.R.S. §38-33.3-316(8) · verified Oct 2026
  • Fiscal year commencement date C.R.S. §38-33.3-209.4(2)(a)
    The date on which its fiscal year commences; C.R.S. §38-33.3-209.4(2)(a) · verified Oct 2026
  • Current operating budget C.R.S. §38-33.3-209.4(2)(b)
    Its operating budget for the current fiscal year; C.R.S. §38-33.3-209.4(2)(b) · verified Oct 2026
  • Current assessments by unit type, including regular and special assessments C.R.S. §38-33.3-209.4(2)(c)
    A list, by unit type, of the association's current assessments, including both regular and special assessments; C.R.S. §38-33.3-209.4(2)(c) · verified Oct 2026
  • Annual financial statements with reserve amounts for preceding fiscal year C.R.S. §38-33.3-209.4(2)(d)
    Its annual financial statements, including any amounts held in reserve for the fiscal year immediately preceding the current annual disclosure; C.R.S. §38-33.3-209.4(2)(d) · verified Oct 2026
  • Most recent financial audit or review results C.R.S. §38-33.3-209.4(2)(e)
    The results of its most recent available financial audit or review; C.R.S. §38-33.3-209.4(2)(e) · verified Oct 2026
  • Insurance policies: company names, limits, deductibles, additional named insureds, expiration dates C.R.S. §38-33.3-209.4(2)(f)
    A list of all association insurance policies, including, but not limited to, property, general liability, association director and officer professional liability, and fidelity policies. Such list shall include the company names, policy limits, policy deductibles, additional named insureds, and expiration dates of the policies listed. C.R.S. §38-33.3-209.4(2)(f) · verified Oct 2026
  • Bylaws, articles of incorporation, rules and regulations C.R.S. §38-33.3-209.4(2)(g)
    All the association's bylaws, articles, and rules and regulations; C.R.S. §38-33.3-209.4(2)(g) · verified Oct 2026
  • Minutes of executive board and member meetings for the preceding fiscal year C.R.S. §38-33.3-209.4(2)(h)
    The minutes of the executive board and member meetings for the fiscal year immediately preceding the current annual disclosure; C.R.S. §38-33.3-209.4(2)(h) · verified Oct 2026
  • Responsible governance policies adopted per §209.5 C.R.S. §38-33.3-209.4(2)(i)
    The association's responsible governance policies adopted under section 38-33.3-209.5; and C.R.S. §38-33.3-209.4(2)(i) · verified Oct 2026
  • Fee schedule: transfer fees, record change fees, and status letter charges C.R.S. §38-33.3-317(1)(h.5)
    A list of the current amounts of all unique and extraordinary fees, assessments, and expenses that are chargeable by the association in connection with the purchase or sale of a unit and are not paid for through assessments, including transfer fees, record change fees, and the charge for a status letter or statement of assessments due; C.R.S. §38-33.3-317(1)(h.5) · verified Oct 2026
  • Reserve study policy (when prepared, funding plan, physical/financial analysis basis) C.R.S. §38-33.3-209.5(1)(b)(IX)
    When the association has a reserve study prepared for the portions of the community maintained, repaired, replaced, and improved by the association; whether there is a funding plan for any work recommended by the reserve study and, if so, the projected sources of funding for the work; and whether the reserve study is based on a physical analysis and financial analysis. For the purposes of this subparagraph (IX), an internally conducted reserve study shall be sufficient. C.R.S. §38-33.3-209.5(1)(b)(IX) · verified Oct 2026
Colorado does not cap RC preparation fees by statute. In CommunityPay, an association's manager, accounting firm, or staff generates the certificate from its books, with no per-certificate charge from CommunityPay.
55,552
County Population
Relatively Low
FEMA Risk Rating
$448
Median Monthly HOA Fee
$335 – $630
25th – 75th Percentile
FEMA National Risk Index v1.20. Fee data: U.S. Census ACS 2023 5-Year PUMS, weighted from 2,713 units.
Avalanche
Very High
$6,404,900/yr expected loss
Landslide
Relatively Moderate
$209,357/yr expected loss
Lightning
Relatively High
$1,565,678/yr expected loss
Inland Flooding
Relatively Moderate
$38,760,664/yr expected loss
Volcanic Activity
Very Low
$1,749/yr expected loss
Source: FEMA National Risk Index. Expected Annual Loss represents the modeled annualized cost of building damage and direct losses across the county, not a per-property figure.
Fireside Properties, Inc. Verified
11 community engagements · manages 14 associations nationally
Marchetti & Weaver, LLC Verified
6 community engagements · manages 7 associations nationally
Porterfield & Oliver, Llc. Verified
6 community engagements · manages 8 associations nationally
Mountain Stream Management, Inc. Verified
5 community engagements · manages 5 associations nationally
"Verified" indicates a confirmed engagement with a community in Edwards. HQ-only entries are companies headquartered in Edwards with potential service area overlap.
104 Edwards communities operate under Colorado law. The primary governing statute is C.R.S. §38-33.3-101 — Short title. The short-title section for Article 33.3, establishing the Colorado Common Interest Ownership Act (CCIOA). CCIOA is the unified statute governing every common interest community in Colorado — HOAs, condominium associations, planned communities, and cooperatives — created on or after July 1, 1992. Certain provisions also apply retroactively to pre-1992 communities under §38-33.3-117. CCIOA is based on the Uniform Common Interest Ownership Act (UCIOA) promulgated by the Uniform Law Commission; Colorado did not adopt UCIOA Article 4 (purchaser protections) or Article 5 (administration and registration).
Name Type Formed
1ST & MAIN CONDOMINIUM ASSOCIATION Condominium 1999
Airpark 550 Condominium Association Condominium 2016
ALCAZAR HOMEOWNERS ASSOCIATION Homeowners Association 1991
Angela Lane Homeowners Association Homeowners Association 2005
Anglers Preserve Owners Association Unclassified Entity 2016
ARROWHEAD ALPINE CLUB CONDOMINIUM ASSOCIATION, INC. Condominium 2000
ASPENWOOD LODGE CONDOMINIUM ASSOCIATION, INC. Condominium 1998
AVON TOWN SQUARE COMMERCIAL CONDOMINIUM ASSOCIATION, INC. Condominium 1994
AVON TOWN SQUARE, LOT 2, CONDOMINIUM ASSOCIATION Condominium 1995
AVON VILLAS OWNERS ASSOCIATION, INC. Unclassified Entity 1980
Belden Place Owners Association, Inc. Unclassified Entity 2022
Belle Terre Property Owners Association, Inc. Property Owners Association 2017
BIG SKY TOWNHOMES ASSOCIATION, INC. Townhome Association 1997
BRETT RANCH HOMEOWNERS ASSOCIATION Homeowners Association 1998
Brightwater Club Property Owners Association Property Owners Association 2005
CASOLAR DEL NORTE HOME OWNERS ASSOCIATION Homeowners Association 1979
CASTLE PEAK TOWNHOME OWNERS ASSOCIATION, INC. Townhome Association 1993
CIMARRON PROPERTY OWNERS ASSOCIATION Property Owners Association 1998
CLUBHOUSE TOWNHOMES ASSOCIATION,INC. Townhome Association 1997
COLOROW AT SQUAW CREEK HOMEOWNERS ASSOCIATION Homeowners Association 1989
Comity Business Park Condominium Association, Inc. Condominium 2008
Confluence at Two Rivers Community Association, Inc. Unclassified Entity 2024
CORDILLERA PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 1987
CREAMERY RANCH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1992
EDWARDS BUSINESS CENTER CONDOMINIUM ASSOCIATION Condominium 1996
EDWARDS COMMERCIAL PARK OWNERS ASSOCIATION, INC. Unclassified Entity 1997
Edwards Design And Craft Center Unitowners Association Unclassified Entity 2007
Edwards Riverfront Estates Homeowners Association Homeowners Association 2020
EDWARDS VILLAGE CENTER OWNERS ASSOCIATION, INC. Unclassified Entity 1997
ELK MEADOWS TOWNHOMES ASSOCIATION, INC. Townhome Association 1996
FALL RIDGE COMMUNITY ASSOCIATION, INC. Unclassified Entity 1978
Gore Creek Plaza Condominium Association Condominium 2006
Haymeadow Homeowners' Association, Inc. Homeowners Association 2019
Heather of Vail Condominium Association, Inc. Condominium 2009
HOMESTEAD MEADOW CONDOMINIUMS ASSOCIATION, INC. Condominium 1983
IRONWOOD AT BEAVER CREEK CONDOMINIUM ASSOCIATION Condominium 1989
Jules Drive Business Park Owners Association, Inc. Unclassified Entity 2007
Kangaroo Condominiums Homeowners Association Condominium 2011
LAKE CREEK MEADOWS HOME OWNERS ASSOCIATION Homeowners Association 1974
LAS VISTAS OWNERS ASSOCIATION, INC. Unclassified Entity 1993
LES PYRENEES TOWNHOME ASSOCIATION Townhome Association 1989
LIONSHEAD ARCADE BUILDING CONDOMINIUM ASSOCIATION, INC. Condominium 1980
Lot A, Chambers Townhomes Association Townhome Association 2019
Lot B, Chambers Avenue Condominium Association Condominium 2016
Lot C, Chambers Avenue Condominium Association Condominium 2020
Lot D, Chambers Avenue Condominium Association Condominium 2021
McCoy Creek Cabins Owners Association Inc. Unclassified Entity 2018
MILLER RANCH CONDOMINIUM ASSOCIATION Condominium 2003
MILLER RANCH PROPERTY OWNERS' ASSOCIATION Property Owners Association 2003
MILLER RANCH TOWNHOME ASSOCIATION Townhome Association 2003
Minturn North Property Owners Association, Inc. Property Owners Association 2023
MINTURN TOWNE HOMES OWNERS ASSOCIATION, INC. Unclassified Entity 2004
MONUMENT SHADOWS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1991
MORNINGSTAR TOWNHOME ASSOCIATION, INC. Townhome Association 1991
MOUNTAIN STREAM CONDOMINIUM ASSOCIATION Condominium 1987
MOUNTAIN TERRACE TOWNHOUSE ASSOCIATION, INC. Townhome Association 1986
Northside Hangars Condominium Association Condominium 2010
One Arrowhead Condominium Association, Inc. Condominium 2005
PERSIMMON WOODS TOWNHOMES ASSOCIATION, INC. Townhome Association 1982
PILGRIM DOWNS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1983
PINECONE LODGE CONDOMINIUM ASSOCIATION, INC. Condominium 1999
Red Draw Condominium Owners' Association Condominium 2008
Riverstone Homeowners' Association Homeowners Association 2005
RIVERWALK AT EDWARDS PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 1995
RIVERWALK BANK BUILDING CONDOMINIUMS, INC. Condominium 1993
SAVOY VILLAS CONDOMINIUM ASSOCIATION, INC. Condominium 2002
SEASONS/VILLAGE GARAGE OWNERS ASSOCIATION, INC. Unclassified Entity 1997
SINGLETREE PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 1995
SNOW FOX CONDOMINIUM ASSOCIATION Condominium 1992
SNOW LION AT VAIL CONDOMINIUMS ASSOCIATION, INC. Condominium 1995
SOUTH FORTY HOMEOWNERS ASSOCIATION Homeowners Association 1993
Spruce Circle Homeowner's Association Unclassified Entity 2016
Spruce Creek Townhomes at Vail Association Townhome Association 1980
STAG'S LEAP TOWNHOMES, INC. Townhome Association 1997
STONEY MEADOWS TOWNHOMES PHASE I OWNERS ASSOCIATION, INC. Townhome Association 1995
SUNRIVER CONDOMINIUM ASSOCIATION Condominium 1981
Sylvan Lake Building Condominium Association Condominium 2019
THE BALD MTN. TOWNHOMES ASSOCIATION Townhome Association 1978
THE BLUFFS TOWNHOME ASSOCIATION, INC. Townhome Association 2004
THE GREENBRIER CONDOMINIUMS ASSOCIATION INC Condominium 2002
THE GREENS OF ARROWHEAD AT VAIL HOMEOWNERS ASSOCIATION Homeowners Association 1990
THE HOMEOWNERS' ASSOCIATION OF THE W/J RANCH HOMES, INC. Homeowners Association 1995
THE HOMESTEAD OWNERS ASSOCIATION, INC. Unclassified Entity 1982
THE LEGENDS OWNERS ASSOCIATION Unclassified Entity 1996
The Residences at Fox Hollow Property Owners' Association Property Owners Association 2019
THE RIVERWALK THEATRE BUILDING CONDOMINIUM ASSOCIATION, INC. Condominium 1995
THE SEASONS AT ARROWHEAD CONDOMINIUM ASSOCIATION Condominium 1988
THE VAIL GOLFCOURSE TOWNHOMES ASSOCIATION, PHASE IV Townhome Association 1984
THE VILLAS AT BRETT RANCH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1999
TIMBER SPRINGS PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 2001
TOWNHOME ASSOCIATION OF ARROWHEAD VILLAGE Townhome Association 1997
Trail Ridge Townhouse Association, Inc. Townhome Association 1987
TWIN SPRUCE TOWNHOMES ASSOCIATIONS Townhome Association 1982
TWO RIVERS HOMEOWNERS ASSOCIATION Homeowners Association 2000
TYROLEAN CONDOMINIUM ASSOCIATION Condominium 1981
UTE FOREST AT WEST SQUAW CREEK OWNERS ASSOCIATION Unclassified Entity 1989
VAIL GOLFCOURSE TOWNHOMES ASSOCIATION, PHASE III Townhome Association 1981
VAIL VILLAGE PLAZA CONDOMINIUM ASSOCIATION Condominium 1984
VILLAGE INN PLAZA CONDOMINIUM ASSOCIATION Condominium 1982
VILLAGE TOWNHOME - PHASE II ASSOCIATION Townhome Association 1998
WEST COURT TOWNHOMES ASSOCIATION, INC. Townhome Association 1996
WEST VILLAGE CONDOMINIUM ASSOCIATION Condominium 2003
WHITEWATER CONDOMINIUM ASSOCIATION Condominium 1988
WILLOWSTONE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1997
Institutional Reference

Reserve study standards in Colorado

Statutory requirements, board preparation checklist, the components a professional study covers, and the useful-life ranges that drive thirty-year funding plans. Generic reference. Not a substitute for a study calibrated to a specific association.

Colorado does not currently encode a fixed reserve-study cadence in statute. The discipline still applies. Industry standard across the United States is below.

  • Update the component register annually as assets are added, replaced, or retired.
  • Commission a professional reserve study every three to five years. Update it when the component register changes materially.
  • Maintain a thirty-year capital plan with explicit annual funding contributions tied to the study.
  • Keep reserve funds segregated from operating cash. Disclose funding status in the annual budget.
  • Document the board-approved funding policy — percent-funded, threshold, or baseline — in board minutes.

CommunityPay maintains a Reserve Funding Status Report (RSR) generator tied to the live ledger. It is a status report, not a substitute for a professional study with on-site inspection.

What a board should have organized before commissioning a reserve study, and what a study delivers back. Use this list to evaluate whether the association is ready, regardless of state.

  1. Component register Every asset the association is responsible for maintaining — roofs, asphalt, mechanical systems, plumbing risers, elevators, amenities. Freeze a current version before the study.
  2. Condition assessments Last inspection reports, photographs, observed wear, recent repairs. The analyst calibrates useful-life estimates against this evidence.
  3. Useful-life and replacement-cost estimates Per component, calibrated to local climate, construction, and use intensity. A study produces these; the board verifies them.
  4. Thirty-year capital plan When each component reaches end-of-life and what replacement will cost in nominal dollars at that year.
  5. Funding plan Percent-funded, threshold, or baseline approach with an explicit annual contribution. The board approves; the study models outcomes.
  6. Current reserve fund balance Separated from operating cash. Ideally in interest-bearing accounts with FDIC coverage on the full balance.
  7. Annual budget tied to the funding plan Reserve contribution as an explicit budget line, traceable to the study and the funding policy.
  8. Most recent reserve study Full study, update, or interim review. Author credentials and date of the most recent on-site inspection.
  9. Insurance schedule Replacement-cost coverage on insured components. Deductibles that may draw against reserves in a loss.
  10. Board minutes referencing reserve decisions Special assessments, deferred maintenance, funding-policy changes, scope deviations from the study.

Categories most reserve studies cover. The specific components depend on the association. High-rise condos track far more than single-family HOAs. Gated communities track infrastructure that condos never see.

Roofing & Exterior

Asphalt shingle, metal, tile, or flat membrane roofs. Siding (wood, fiber cement, stucco, vinyl). Exterior paint. Soffits and fascia. Gutters and downspouts. Decks and balconies. Railings. Window and door frames in common areas.

Mechanical

HVAC chillers and cooling towers. Boilers and water heaters. Ventilation. Pumps. Fire suppression and sprinkler systems. Emergency generators. Elevators — cabs, controllers, jacks, and modernizations.

Site Work

Parking lots: seal coat, overlay, full reconstruction. Concrete sidewalks and curbs. Site lighting. Storm drainage. Retaining walls. Fencing. Entry gates and signage.

Plumbing & Electrical

Main water lines and risers. Sanitary and storm sewer lines. Backflow preventers. Common-area electrical panels and switchgear. Transformer pads. Distribution.

Amenities

Pools, spas, and pool equipment. Clubhouse interiors. Fitness rooms. Playgrounds. Tennis and pickleball courts. Mailbox kiosks. Trash enclosures and dumpster pads.

Safety & Code

Fire alarm panels. Emergency lighting. Smoke detectors in common areas. Fire-rated doors. Structural fireproofing. Sprinkler heads and inspection-required components.

A mid-size HOA typically tracks thirty to eighty components. A high-rise condo tracks two hundred or more. The categories above are illustrative. A professional reserve study identifies the components a specific association is responsible for.

Typical useful-life ranges for components common in reserve studies. Industry averages, not specific to any state, climate, or association. A professional study calibrates these to local conditions, construction quality, maintenance practice, and use intensity.

Component Typical useful life
Asphalt shingle roof20–25 years
Metal roof40–50 years
Tile or slate roof50+ years
Flat membrane roof (TPO/EPDM)15–25 years
Wood siding20–30 years
Fiber cement siding30–50 years
Stucco50+ years
Exterior paint cycle7–10 years
Gutters and downspouts20–30 years
Wood deck, pressure-treated15–20 years
Composite deck25–30 years
Asphalt parking — seal coat3–5 years
Asphalt parking — overlay12–15 years
Asphalt parking — reconstruction25–30 years
Concrete sidewalks and curbs30–50 years
Site lighting (poles, fixtures)20–30 years
Wood fencing15–25 years
Pool plaster10–15 years
Pool pump and filter7–10 years
HVAC rooftop unit15–20 years
Boiler25–30 years
Commercial water heater10–15 years
Fire alarm panel20–25 years
Elevator cab finishes15–20 years
Elevator modernization25–30 years
Carpet, clubhouse7–10 years
Playground equipment10–15 years

Ranges synthesized from common professional reserve-study references and U.S. building-component literature. Verify against a study performed by a credentialed reserve specialist (RS, PRA, or equivalent) before relying on any figure for funding decisions.

Related tools
  • Reserve Health Check → Free. Inputs reserve balance, annual contribution, building age, and components; returns a grade with the math shown. No signup required to view results.
Institutional Reference

Meeting requirements in Colorado

Statutory floors for owner and board meetings — notice periods, delivery rules, quorum, voting, written consent, and record retention. Generic reference. Specific bylaws or declarations may impose tighter requirements; statutes set the minimum.

Colorado statute does not currently encode specific board or owner meeting notice periods in the corpus. The discipline still applies. Industry standard is below.

  • Provide at least 10 days advance notice for board meetings.
  • Provide 14–30 days advance notice for annual or special owner meetings.
  • Hold at least one annual meeting of the membership each year.
  • Keep all board meetings open to owners in good standing; reserve executive session for narrow purposes.
  • Define a quorum threshold in the bylaws and apply it consistently.

CommunityPay maintains a Board Meeting Packet generator that produces a state-aware agenda, draft minutes template, and compliance checklist for the board pack.

How meeting notice must be delivered, what it must contain, and what defects invalidate the notice. Statutes vary in mechanics; the principles are consistent.

  1. Delivery method First-class mail or hand-delivery to the address on file with the association is the universal default. Most states permit electronic delivery only with the owner's written consent. A posted notice on a community bulletin board is not, by itself, sufficient.
  2. Address on file The association is entitled to rely on the address each owner has provided. The owner bears the burden of keeping it current. The board must maintain a registered address list.
  3. Required content Date, time, location (or remote-access link), and an agenda. Material to be voted on — budget, special assessments, rule changes — must be identified specifically. "Other business" is not a substitute for an item.
  4. Notice period start The notice period typically runs from the date of mailing or hand-delivery, not the date of receipt. Some states count both the notice date and the meeting date; others exclude one or both. Confirm the rule.
  5. Remote participation When the association offers remote attendance, the notice must include the access information and any limitations (e.g., audio-only, no chat). Recording rules vary by state.
  6. Defective notice consequences Material defects invalidate actions taken at the meeting. Minor defects (typo in location, slightly late mailing) may be cured by attendance and waiver. Document the cure in the minutes.
  7. Emergency notice Statutes typically permit shortened notice for genuine emergencies (imminent physical harm, immediate financial loss). The board must document the emergency basis in the minutes.

Full notice requirements appear in C.R.S. §38-33.3-101 and the specific subsections cited in the Requirements tab.

Quorum sets the floor for a valid meeting. Voting mechanics — proxies, ballots, written consent — determine how votes are counted once the quorum is established.

Quorum

Statute sets the default at 20% of allocated interests unless the governing documents specify a different threshold.

Proxies

Most states permit proxies for owner meetings. The proxy must be written, dated, and signed; many states require revocation rights and an explicit scope (general or limited). Proxies do not extend to board meetings — directors must vote in person or by permitted remote means.

Written consent

Action without a meeting requires unanimous written consent in most jurisdictions, though some states permit a lower threshold for narrow categories (uncontested matters, ratification). Document the consent in the corporate records, indexed to the action taken.

Ballots

Secret-ballot procedures, double-envelope requirements, and inspector-of-elections rules apply in states with comprehensive election statutes. Director elections, recall votes, and assessment increases above a statutory threshold typically require secret-ballot procedure.

Cumulative voting

Available only when explicitly authorized by the declaration or bylaws. Otherwise straight voting applies — each membership casts one vote per open seat per candidate, with no concentration permitted.

Member in good standing

Voting rights may be suspended for delinquent accounts in some jurisdictions. Suspension typically requires due-process notice and an opportunity to cure. Statutes vary; the bylaws must align.

Voting and quorum procedures are codified in C.R.S. §38-33.3-101 and applicable subsections. Specific procedures may be modified in the declaration and bylaws within statutory limits.

Minutes are the corporate record of the meeting. Statutes in every state require associations to maintain meeting minutes and make them available to owners on request. Retention periods and access rules vary.

  1. What minutes must contain Date, time, location. Directors and officers present. Quorum determination. Motions made, seconded, and the vote count. Substantive board actions and adopted resolutions. Executive-session minutes kept separately; the open-session minutes record only that a closed session occurred.
  2. Retention period Colorado requires retention for at least 3 years. Reserve studies, declarations, amendments, and assessments — permanent.
  3. Owner inspection rights Colorado requires the association to respond within 30 days of a written request.
  4. Approval process Draft minutes are circulated to the board, corrected, and approved at the next regular meeting. Approved minutes become the official record. Corrections after approval require a noted amendment, not silent edits.
  5. Permanent records Declaration, bylaws, articles of incorporation, rule books, amendments, and the minute book are permanent records. The association cannot dispose of them on any retention schedule.
  6. Resale disclosure Recent board and owner meeting minutes are typically required attachments to a resale certificate. The standard window is the last 12 months; some statutes extend to 24 months for amendments.
  7. Executive session Closed-session minutes record matters discussed but typically remain confidential from the general membership. Specific votes taken in closed session may need to be reported in the open-session minutes.

Records retention and inspection rights are codified in C.R.S. §38-33.3-101 and related subsections. A records-request response that misses the statutory deadline may expose the association to a per-day penalty.

Related tools
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Download the Colorado HOA & Condo Compliance Checklist

One PDF — every active Colorado statute we track, statutory fee caps and time limits, recent legal changes from the last 12 months, and the resale-certificate disclosure profile. Built from CommunityPay's living legal corpus, the same data that drives our resale certificates, reserve reports, and CARI scoring.

  • Statutory fee caps and time limits (resale, late fees, lien priority)
  • Recent law changes with effective dates
  • Resale & estoppel disclosure profile, item by item
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Data sourced from Colorado Secretary of State public registrations, FEMA National Risk Index, U.S. Census Bureau, and CommunityPay's management company graph.
United States Payments and Accounting Governance Infrastructure for Community Associations
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