HOAs & Condos in Colorado Springs, CO

831 registered communities in Colorado Springs across El Paso County. Mix: 328 homeowners association, 170 condominium, 157 unclassified entity, 145 townhome association, 31 property owners association. Median monthly HOA/condo fee in the county is $248.

Resale Certificate Compliance 12 disclosures required
CO
A common interest community in Colorado Springs, CO is governed by C.R.S. §38-33.3-316 (Colorado Common Interest Ownership Act). Colorado law requires 12 specific disclosures when a unit is sold. The certificate must be delivered within 14 days of request.
New subsection added Effective Oct 1, 2025
HB 25-1043 (Chapter 433, Session Laws of Colorado 2025) added notice steps around an association's foreclosure of its lien under C.R.S. §38-33.3-316. "At least thirty days before initiating a legal action to foreclose an association lien", the association must give the owner written and electronic notice that the owner "has the right to participate in credit counseling at the unit owner's expense" and where information on it is available (10.3). Also at least thirty days before, it must send a notice of its intent to foreclose by certified mail, return receipt requested, and by at least two of phone, text, email, or regular mail, stating that if the court forecloses it will order the unit sold at auction, that the owner could lose some or all equity in the unit, and that the owner has rights to credit counseling and mediation (10.8). "No later than five business days after an association initiates legal action to foreclose", it must give written and electronic notice to "all lienholders identified in the unit owner property records" of the right to cure and of the owner's right to move to stay the sale (11.2). New (14) defines "assessment" as a budget-based common expense payment or a payment for limited common elements, and it "includes fees specific to delinquent payments and reasonable collection costs for collecting delinquent payments." The act applies to enforcement actions instituted on or after October 1, 2025. Effective October 1, 2025. View source
  • Statement of unpaid assessments currently levied against the unit C.R.S. §38-33.3-316(8)
    The association shall furnish to a unit owner or such unit owner's designee or to a holder of a security interest or its designee upon written request, delivered personally or by certified mail, first-class postage prepaid, return receipt, to the association's registered agent, a written statement setting forth the amount of unpaid assessments currently levied against such owner's unit. The statement shall be furnished within fourteen calendar days after receipt of the request and is binding on the association, the executive board, and every unit owner. If no statement is furnished to the unit owner or holder of a security interest or his or her designee, delivered personally or by certified mail, first-class postage prepaid, return receipt requested, to the inquiring party, then the association shall have no right to assert a lien upon the unit for unpaid assessments which were due as of the date of the request. C.R.S. §38-33.3-316(8) · verified Oct 2026
  • Fiscal year commencement date C.R.S. §38-33.3-209.4(2)(a)
    The date on which its fiscal year commences; C.R.S. §38-33.3-209.4(2)(a) · verified Oct 2026
  • Current operating budget C.R.S. §38-33.3-209.4(2)(b)
    Its operating budget for the current fiscal year; C.R.S. §38-33.3-209.4(2)(b) · verified Oct 2026
  • Current assessments by unit type, including regular and special assessments C.R.S. §38-33.3-209.4(2)(c)
    A list, by unit type, of the association's current assessments, including both regular and special assessments; C.R.S. §38-33.3-209.4(2)(c) · verified Oct 2026
  • Annual financial statements with reserve amounts for preceding fiscal year C.R.S. §38-33.3-209.4(2)(d)
    Its annual financial statements, including any amounts held in reserve for the fiscal year immediately preceding the current annual disclosure; C.R.S. §38-33.3-209.4(2)(d) · verified Oct 2026
  • Most recent financial audit or review results C.R.S. §38-33.3-209.4(2)(e)
    The results of its most recent available financial audit or review; C.R.S. §38-33.3-209.4(2)(e) · verified Oct 2026
  • Insurance policies: company names, limits, deductibles, additional named insureds, expiration dates C.R.S. §38-33.3-209.4(2)(f)
    A list of all association insurance policies, including, but not limited to, property, general liability, association director and officer professional liability, and fidelity policies. Such list shall include the company names, policy limits, policy deductibles, additional named insureds, and expiration dates of the policies listed. C.R.S. §38-33.3-209.4(2)(f) · verified Oct 2026
  • Bylaws, articles of incorporation, rules and regulations C.R.S. §38-33.3-209.4(2)(g)
    All the association's bylaws, articles, and rules and regulations; C.R.S. §38-33.3-209.4(2)(g) · verified Oct 2026
  • Minutes of executive board and member meetings for the preceding fiscal year C.R.S. §38-33.3-209.4(2)(h)
    The minutes of the executive board and member meetings for the fiscal year immediately preceding the current annual disclosure; C.R.S. §38-33.3-209.4(2)(h) · verified Oct 2026
  • Responsible governance policies adopted per §209.5 C.R.S. §38-33.3-209.4(2)(i)
    The association's responsible governance policies adopted under section 38-33.3-209.5; and C.R.S. §38-33.3-209.4(2)(i) · verified Oct 2026
  • Fee schedule: transfer fees, record change fees, and status letter charges C.R.S. §38-33.3-317(1)(h.5)
    A list of the current amounts of all unique and extraordinary fees, assessments, and expenses that are chargeable by the association in connection with the purchase or sale of a unit and are not paid for through assessments, including transfer fees, record change fees, and the charge for a status letter or statement of assessments due; C.R.S. §38-33.3-317(1)(h.5) · verified Oct 2026
  • Reserve study policy (when prepared, funding plan, physical/financial analysis basis) C.R.S. §38-33.3-209.5(1)(b)(IX)
    When the association has a reserve study prepared for the portions of the community maintained, repaired, replaced, and improved by the association; whether there is a funding plan for any work recommended by the reserve study and, if so, the projected sources of funding for the work; and whether the reserve study is based on a physical analysis and financial analysis. For the purposes of this subparagraph (IX), an internally conducted reserve study shall be sufficient. C.R.S. §38-33.3-209.5(1)(b)(IX) · verified Oct 2026
Colorado does not cap RC preparation fees by statute. In CommunityPay, an association's manager, accounting firm, or staff generates the certificate from its books, with no per-certificate charge from CommunityPay.
729,693
County Population
Relatively Moderate
FEMA Risk Rating
$248
Median Monthly HOA Fee
$156 – $323
25th – 75th Percentile
FEMA National Risk Index v1.20. Fee data: U.S. Census ACS 2023 5-Year PUMS, weighted from 12,358 units.
Winter Weather
Very High
$5,486,575/yr expected loss
Wildfire
Relatively High
$41,634,096/yr expected loss
Hail
Relatively High
$17,899,632/yr expected loss
Lightning
Very High
$5,966,305/yr expected loss
Tornado
Relatively High
$25,311,706/yr expected loss
Source: FEMA National Risk Index. Expected Annual Loss represents the modeled annualized cost of building damage and direct losses across the county, not a per-property figure.
Rowcal Management Co, LLC Verified
169 community engagements · manages 222 associations nationally
The Warren Management Group, Inc. Verified
53 community engagements · manages 53 associations nationally
Excel Management Group, LLC Verified
45 community engagements · manages 45 associations nationally
Balanced Bookkeeping And Community Association Management, Inc. Verified
27 community engagements · manages 27 associations nationally
Priority Property Management Llc. Verified
23 community engagements · manages 23 associations nationally
Ascent Community Partners, LLC Verified
21 community engagements · manages 21 associations nationally
Warren Management Group Verified
15 community engagements · manages 15 associations nationally
Dorman Association Management Verified
13 community engagements · manages 13 associations nationally
Priority Property Management Verified
8 community engagements · manages 17 associations nationally
Colorado Asset Advisors, LLC Verified
5 community engagements · manages 6 associations nationally
"Verified" indicates a confirmed engagement with a community in Colorado Springs. HQ-only entries are companies headquartered in Colorado Springs with potential service area overlap.
831 Colorado Springs communities operate under Colorado law. The primary governing statute is C.R.S. §38-33.3-101 — Short title. The short-title section for Article 33.3, establishing the Colorado Common Interest Ownership Act (CCIOA). CCIOA is the unified statute governing every common interest community in Colorado — HOAs, condominium associations, planned communities, and cooperatives — created on or after July 1, 1992. Certain provisions also apply retroactively to pre-1992 communities under §38-33.3-117. CCIOA is based on the Uniform Common Interest Ownership Act (UCIOA) promulgated by the Uniform Law Commission; Colorado did not adopt UCIOA Article 4 (purchaser protections) or Article 5 (administration and registration).
Name Type Formed
SPRING CREEK TOWNHOME OWNERS ASSOCIATION, INC. Townhome Association 1983
SPRING LANE OWNERS ASSOCIATION, INC. Unclassified Entity 1986
SPRINGS CANYON HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2005
Stage Station at Woodmen Valley Homeowners Association Homeowners Association 2016
ST. ANDREWS HOMEOWNERS ASSOCIATION Homeowners Association 1993
Star Ranch Homeowners Association Homeowners Association 2006
STARWATCH FILING #2 HOMEOWNERS ASSOCIATION Homeowners Association 1985
STARWATCH HOMEOWNERS ASSOCIATION Homeowners Association 1984
Sterling Ranch Residential Owners Association, Inc. Unclassified Entity 2018
Sterling Ridge Homeowners Association, Inc. Homeowners Association 2023
STETSON HILLS MASTER HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1999
Stetson Ridge Highlands Homeowners Association Homeowners Association 2005
Stetson Ridge Townhome Owners Association, Inc. Townhome Association 2006
STONEBRIDGE AT CEDAR HEIGHTS HOMEOWNER'S ASSOCIATION Unclassified Entity 1995
Stonebridge Homeowners Association Homeowners Association 2014
StoneCrest Homeowners' Association, Inc. Homeowners Association 2005
STONE CROSSING AT MIDDLE CREEK HOMEOWNERS ASSOCIATION Homeowners Association 2002
STONEGATE TERRACE HOMEOWNERS ASSOCIATION Homeowners Association 1997
STONEHAVEN CONDOMINIUM ASSOCIATION Condominium 1983
STONESTHROW AT SPRINGS RANCH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2001
Stonewater Homeowners Association Homeowners Association 2013
Stratmoor Heights Homeowners Association, Inc. Homeowners Association 2004
STRATMOOR VALLEY MOBILE HOME PARK CONDOMINIUMS ASSOCIATION, INC. Condominium 1999
STRATTON PINES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2002
Straus Lane Office Condominium Owners' Associaiton Condominium 2006
STRAWBERRY FIELDS CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 1997
STRUTHERS RANCH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2003
SUMMERFIELD AT SUNDOWN HOMEOWNER'S ASSOCIATION, INC. Unclassified Entity 1994
SUMMER GLEN ESTATES OWNERS ASSOCIATION, INC. Unclassified Entity 1998
SUMMERSET COMMONS TOWNHOME ASSOCIATION, INC. Townhome Association 1995
SUMMIT PARK CONDOMINIUM ASSOCIATION Condominium 1982
SUNDANCE AT GREENCREST PATIO HOMES OWNERS ASSOCIATION, INC. Unclassified Entity 1994
Sundance Ranch Property Owners Association Property Owners Association 2025
Sundance@Shining Mountain Townhome Owners Assocation, Inc Townhome Association 2010
SUNDIAL TOWNHOMES HOMEOWNERS' ASSOCIATION Townhome Association 2002
SUNDOWNER TOWNHOMES HOMEOWNERS ASSOCIATION, INC. Townhome Association 1985
SUNDOWN VILLAS TOWNHOMES HOMEOWNERS ASSOCIATION, INC. Townhome Association 2002
SUN MESA TOWNHOME OWNERS ASSOCIATION, INC. Townhome Association 1993
Sunrise Meadow Homeowners Association, Inc. Homeowners Association 2007
Sunrise Townhome Owners Association Townhome Association 2025
SUNSTONE HOMEOWNERS ASSOCIATON OF COLORADO SPRINGS, INC. Homeowners Association 1984
Sweetwater Ranch Property Owners Association, Inc. Property Owners Association 2005
Sweetwater Ridge Homeowners Association, Inc. Homeowners Association 2004
SYLVAN MEADOWS PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 1998
Table Rock Homesteads Homeowners Association Homeowners Association 2025
TABOR PLACE TOWNHOME ASSOCIATION, INC. Townhome Association 1996
Talley Circle Townhomes Homeowners Association, Inc. Townhome Association 2024
TALL PINE RANCH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2003
Talon Ridge Townhomes Owners Association, Inc. Townhome Association 2005
TAOS VILLAGE CONDOMINIUM ASSOCIATION Condominium 2001
Tempo 1 Townhomes, Inc. Townhome Association 2017
Terrace View Owners Association, Inc. Unclassified Entity 2021
Terra Ridge North Homeowners Association, Inc. Homeowners Association 2022
TERRA RIDGE PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 1997
TERRA VISTA II TOWNHOMES OWNER'S ASSOCIATION, INC. Townhome Association 2004
The Beach at Woodmoor Homeowners Association Homeowners Association 2018
The Bijou Condominiums Owners Association, Inc. Condominium 2013
THE BLUFFS AT RED DEER TOWNHOMES ASSOCIATION, INC. Townhome Association 1985
THE BLUFFS AT SPRING CREEK COMMUNITY ASSOCIATION, INC. Unclassified Entity 2004
THE BLUFFS HOMEOWNERS' ASSOCIATION Homeowners Association 2001
THE BOULEVARD HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2001
The Brownstones at Spring Creek Townhome Association, Inc. Townhome Association 2008
THE CAMPUS AT FOOTHILLS FARM OWNERS ASSOCIATION, INC. Unclassified Entity 2019
The Canyons at Broadmoor Owners Association Unclassified Entity 2004
THE CASCADES AT SPRINGS RANCH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1996
THE CASTLE PINES NORTH HOMEOWNERS ASSOCIATION, NO. 1 Homeowners Association 1985
THE CHELSEA TOWNHOMES ASSOCIATION, INC. Townhome Association 2000
THE COACHMAN TOWNHOME ASSOCIATION Townhome Association 1978
THE COMMUNITIES AT FEATHERGRASS HOMEOWNERS ASSOCIATION Homeowners Association 2005
THE COURTYARDS AT QUAIL LAKE HOMEOWNERS ASSOCIATION Homeowners Association 1997
The Creekside Center Owners Association, Inc. Unclassified Entity 2017
THE CRESTFIELD HEIGHTS HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2000
The Crossing at Palmer Park Center Owners Association, Inc. Unclassified Entity 2017
THE DEER CREEK AT NORTHGATE HOMEOWNER'S ASSOCIATION, INC. Unclassified Entity 2001
THE DUBLIN TOWNHOMES AT STETSON HILLS COMMUNITY ASSOCIATION, INC. Townhome Association 2004
THE ELITE TERRACE TOWNHOMES ASSOCIATION, INC. Townhome Association 1993
THE ENCLAVE AT BROADMOOR GLEN HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1994
THE ESTATES AT BUFFALO RIDGE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2003
The Estates at Cathedral Pines Homeowners' Association Homeowners Association 2025
The Flats at Dublin Commons Condominium Owners Association #1, Inc. Condominium 2021
The Glen at Sand Creek Townhome Owners Association, Inc. Townhome Association 2006
THE GLEN AT WIDEFIELD HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2000
THE GLEN FILING NO. 4 HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2003
The Glen Filing No.5 Homeowners Association, Inc. Homeowners Association 2005
THE GREENS AT KISSING CAMELS ESTATES TOWNHOMES HOMEOWNERS ASSOCIATION, INC. Townhome Association 2002
THE GROVE AT BRIARGATE TOWNHOME OWNERS ASSOCIATIONS, INC Townhome Association 1995
The Heights at Cross Creek Townhome Association, Inc. Townhome Association 2005
THE HEIGHTS AT SUMMERFIELD HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2001
THE HIGHLANDS AT SPRINGS RANCH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1997
The Highlands at Woodmen Owners Association, Inc. Unclassified Entity 2025
THE HOMEOWNERS ASSOCIATION OF COBBLESTONE AT CHEYENNE MOUNTAINRANCH Homeowners Association 1988
THE INDIGO RIDGE TOWNHOMES ASSOCIATION, INC. Townhome Association 2001
THE ISLAND AT SPRINGS RANCH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1999
THE LEGACY RIDGE CONDOMINIUM ASSOCIATION OF COLORADO SPRINGS Condominium 2000
The Manitou Townhomes Owners Association Townhome Association 2020
THE MAYHURST CONDOMINIUM ASSOCIATION, INC. Condominium 1983
THE MEADOWS AT HOLLAND PARK CONDOMINIUM OWNERS ASSOCIATION,INC. Condominium 1993
THE MOUNTAIN OAKS HOMEOWNERS ASSOCIATION Homeowners Association 2001
The Nook at Shiloh Mesa Homeowners Association Homeowners Association 2020
THE PALMER CENTER CONDOMINIUM ASSOCIATION, INC. Condominium 1998
The Park at Kissing Camels Estates Homeowner's Association Unclassified Entity 1981
THE PEACOCK FARM CONDOMINIUM ASSOCIATION, INC. Condominium 1982
THE POINTE AT CHEYENNE MOUNTAIN RANCH HOMEOWNERS ASS.,INC Homeowners Association 1998
The Refuge at Stetson Hills Homeowners Association, Inc. Homeowners Association 2006
THE RESERVE AT BROADMOOR GLEN HOMEOWNERS' ASSOCIATION Homeowners Association 1996
The Reserve at Corral Bluffs Property Owners Association, Inc. Property Owners Association 2015
The Reserve at Corral Bluffs Property Owners Association No. 2, Inc. Property Owners Association 2020
THE RESERVE HOMEOWNERS ASSOCIATION Homeowners Association 1985
The Residence at Stratmoor Townhome Owners Association, Inc. Townhome Association 2006
THE RESIDENCES AT SANTA FE TRAILS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2000
THE RETREAT AT CASTLE PINES NORTH HOMEOWNERS ASSOCIATION Homeowners Association 1985
The Retreat at Kissing Camels Estates Property Owners Association, Inc. Property Owners Association 2014
THE SEASONS ON PASEO HOMEOWNER'S ASSOCIATION, INC. Unclassified Entity 1992
THE SEVENTH TEE TOWNHOUSE ASSOCIATION Townhome Association 1978
The Shoppes at Flying Horse Property Owners Association Property Owners Association 2014
The Skylex2 Condominiums Association, Inc. Condominium 2024
THE SKYWAY CONDOMINIUM ASSOCIATION, INC. Condominium 1984
THE SKYWAY RACQUET CLUB TOWNHOUSE ASSOCIATION Townhome Association 1978
THE SONNET SPRINGS OWNERS ASSOCIATION, INC. Unclassified Entity 2000
THE SOUTHFACE COMMUNITY ASSOCIATION, INC. Unclassified Entity 1993
THE SPRINGS RANCH COMMUNITY ASSOCIATION, INC. Unclassified Entity 1994
THE SUN HILLS HOMEOWNER'S ASSOCIATION Unclassified Entity 1983
THE TOWNES II AT WOLF RANCH OWNERS ASSOCIATION Unclassified Entity 2020
The Townhomes at Jetwing Homeowners Association Townhome Association 2020
THE TOWN HOMES AT RED HAWK HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2001
The Valley at Erindale Homeowners Association Inc. Homeowners Association 1987
THE VILLAGE AT MONUMENT HOMEOWNERS ASSOCIATION Homeowners Association 2002
THE VILLAGE AT PEREGRINE HOMEOWNERS ASSOC., INC. Homeowners Association 1997
THE VILLAGE AT SPRINGS RANCH CONDOMINIUM HOMEOWNERS ASSOCIATION, INC. Condominium 2004
THE VILLAS AT CHEYENNE MEADOWS TOWNHOME OWNERS ASSOCIATION, INC. Townhome Association 2004
THE VILLAS AT UNIVERSITY PARK HOMEOWNERS' ASSOCIATION Homeowners Association 2000
The Vistas at Nor'wood Condominium Association, Inc. Condominium 2007
The Vistas at Nor'wood Townhome Association, Inc. Townhome Association 2007
TOP-OF-SKYWAY HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1987
TOWN AND COUNTRY VILLAGE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1982
Townes at Cumbre Vista Homeowners Association Inc Homeowners Association 2021
Townes at Gold Hill Mesa Condominium Owners Association, Inc. Condominium 2007
Townes at Woodmen Heights Homeowner's Association, Inc. Unclassified Entity 2020
TOWNHOME AT ROCKRIMMON ASSOCIATION, INC. Townhome Association 1978
TOWNHOMES AT CLAREMONT HOMEOWNERS ASSOCIATION, INC. Townhome Association 2003
Townhomes at Lorson Ranch Owners Association, Inc. Townhome Association 2010
TOWNHOMES AT RIDGEVIEW COMMUNITY ASSOICATION, INC. Townhome Association 2002
Townhomes at Santa Fe Meadows Owners Association, Inc. Townhome Association 2026
Townhomes at Spring Creek Terrace Owners Association, Inc. Townhome Association 2006
TOWNHOMES AT WINDJAMMER POINTE OWNERS ASSOCIATION, INC. Townhome Association 1997
Trailhead Townhomes Owners Association Townhome Association 2022
TRAIL RIDGE SOUTH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2003
Trails East Homeowners Association, Inc. Homeowners Association 2015
Trails End Homeowners Association, Inc. Homeowners Association 2005
Trailside Manor Owners Association, Inc. Unclassified Entity 2005
Trailside Village Townhomes Association, INC Townhome Association 2024
TRESTLE OFFICE CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 2004
TURKEY CANON RANCH HOMEOWNER'S ASSOCIATION Unclassified Entity 1993
Tuscan Foothills Village Paired Homes Owners Association, Inc. Unclassified Entity 2018
TUSCANY VILLAS OWNERS ASSOCIATION, INC. Unclassified Entity 1999
TWO-EIGHT WEST CONDOMINIUM ASSOCIATION Condominium 2010
UINTAH BLUFFS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2016
UNION PARK PROFESSIONAL CENTER OWNERS ASSOCIATION, INC. Unclassified Entity 1991
Union Street Row Homes Owners Association Unclassified Entity 2006
University Oaks Homeowners Association, Inc. Homeowners Association 2004
UNIVERSITY PARK HOMEOWNER'S ASSOCIATION Unclassified Entity 1997
UNIVERSITY VILLAGE HOMEOWNERS ASSOCIATION Homeowners Association 2001
Urban Landing Homeowners Association, Inc. Homeowners Association 2025
VALLEY HI OWNERS ASSOCIATION, INC. Unclassified Entity 1980
VALLEY PARK OWNERS ASSOCIATION, INC. Unclassified Entity 1986
VALLEY RIDGE PATIO HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2002
VANTAGE HEIGHTS AT MOUNTAIN SHADOWS HOMEOWNER'S ASSOCIATION Unclassified Entity 1996
VICK OFFICE CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 2000
VICTORIA PARK TOWNHOME OWNERS ASSOCIATION, INC. Townhome Association 1995
VICTORIA VILLAGE AT COLORADO SPRINGS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1982
Victory Ridge Owners Association, Inc. Unclassified Entity 2021
VILLA CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 1983
VILLA DE MESA HOMEOWNER'S ASSOCIATION Unclassified Entity 1969
Village at Cheyenne Creek Condominium Owners Association, Inc. Condominium 2005
Village Center at Woodmoor Homeowners Association, Inc. Homeowners Association 2016
Village Center Estates Filing 2, Home Owners Association, Inc. Homeowners Association 2007
Village Center Highlands Home Owners Association, Inc Homeowners Association 2005
VILLAGES AT ROCKRIMMON HOMEOWNERS ASSOCIATION Homeowners Association 1994
VILLAGE SEVEN HOMEOWNERS ASSOCIATION I Homeowners Association 1968
VILLA POURTALES CONDOMINIUMS ASSOCIATION Condominium 1979
VILLA ROSA TOWNHOUSE OWNERS ASSOCIATION, INC. Townhome Association 1985
Villas at Bear Creek Condominium Owners Association, Inc. Condominium 2005
Villas at Claremont Ranch Townhome Owners Association, Inc Townhome Association 2022
Villas at Mesa Park Homeowners Association Homeowners Association 2006
VILLAS AT MOUNTAIN SHADOWS HOMEOWNERS' ASSOCIATION Homeowners Association 1998
Villas at Northgate Owners Association Unclassified Entity 2018
VILLA SIERRA CONDOMINIUM ASSOCIATION Condominium 1972
Virginia Avenue Condominiums Inc. Condominium 2005
VISTA MESA HOMEOWNERS ASSOCIATION Homeowners Association 1994
VISTA RIDGE AT PINECLIFF HOMEOWNER'S ASSOCIATION, INC. Unclassified Entity 2000
VONDELPARK CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 1996
Voyager Business Park Office and Warehouse Condominium Association, Inc. Condominium 2008
Voyager Business Park Property Owners' Association, Inc. Property Owners Association 2008
Wagons West Townhomes Association, Inc. Townhome Association 2019
WARRIOR'S RIDGE TOWNHOMES HOMEOWNER'S ASSOCIATION, INC. Townhome Association 1995
WATERVIEW COVE OWNERS ASSOCIATION, INC. Unclassified Entity 2006
WEST GATE ON THE BOULEVARD HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2004
WESTLAND MEADOWS OWNERS ASSOCIATION, INC. Unclassified Entity 1987
WESTSIDE FAMILY HEALTH CENTER CONDOMINIUM ASSOCIATION, INC. Condominium 1998
WESTWOOD TOWNHOME OWNERS ASSOCIATION, INC. Townhome Association 2004
Institutional Reference

Reserve study standards in Colorado

Statutory requirements, board preparation checklist, the components a professional study covers, and the useful-life ranges that drive thirty-year funding plans. Generic reference. Not a substitute for a study calibrated to a specific association.

Colorado does not currently encode a fixed reserve-study cadence in statute. The discipline still applies. Industry standard across the United States is below.

  • Update the component register annually as assets are added, replaced, or retired.
  • Commission a professional reserve study every three to five years. Update it when the component register changes materially.
  • Maintain a thirty-year capital plan with explicit annual funding contributions tied to the study.
  • Keep reserve funds segregated from operating cash. Disclose funding status in the annual budget.
  • Document the board-approved funding policy — percent-funded, threshold, or baseline — in board minutes.

CommunityPay maintains a Reserve Funding Status Report (RSR) generator tied to the live ledger. It is a status report, not a substitute for a professional study with on-site inspection.

What a board should have organized before commissioning a reserve study, and what a study delivers back. Use this list to evaluate whether the association is ready, regardless of state.

  1. Component register Every asset the association is responsible for maintaining — roofs, asphalt, mechanical systems, plumbing risers, elevators, amenities. Freeze a current version before the study.
  2. Condition assessments Last inspection reports, photographs, observed wear, recent repairs. The analyst calibrates useful-life estimates against this evidence.
  3. Useful-life and replacement-cost estimates Per component, calibrated to local climate, construction, and use intensity. A study produces these; the board verifies them.
  4. Thirty-year capital plan When each component reaches end-of-life and what replacement will cost in nominal dollars at that year.
  5. Funding plan Percent-funded, threshold, or baseline approach with an explicit annual contribution. The board approves; the study models outcomes.
  6. Current reserve fund balance Separated from operating cash. Ideally in interest-bearing accounts with FDIC coverage on the full balance.
  7. Annual budget tied to the funding plan Reserve contribution as an explicit budget line, traceable to the study and the funding policy.
  8. Most recent reserve study Full study, update, or interim review. Author credentials and date of the most recent on-site inspection.
  9. Insurance schedule Replacement-cost coverage on insured components. Deductibles that may draw against reserves in a loss.
  10. Board minutes referencing reserve decisions Special assessments, deferred maintenance, funding-policy changes, scope deviations from the study.

Categories most reserve studies cover. The specific components depend on the association. High-rise condos track far more than single-family HOAs. Gated communities track infrastructure that condos never see.

Roofing & Exterior

Asphalt shingle, metal, tile, or flat membrane roofs. Siding (wood, fiber cement, stucco, vinyl). Exterior paint. Soffits and fascia. Gutters and downspouts. Decks and balconies. Railings. Window and door frames in common areas.

Mechanical

HVAC chillers and cooling towers. Boilers and water heaters. Ventilation. Pumps. Fire suppression and sprinkler systems. Emergency generators. Elevators — cabs, controllers, jacks, and modernizations.

Site Work

Parking lots: seal coat, overlay, full reconstruction. Concrete sidewalks and curbs. Site lighting. Storm drainage. Retaining walls. Fencing. Entry gates and signage.

Plumbing & Electrical

Main water lines and risers. Sanitary and storm sewer lines. Backflow preventers. Common-area electrical panels and switchgear. Transformer pads. Distribution.

Amenities

Pools, spas, and pool equipment. Clubhouse interiors. Fitness rooms. Playgrounds. Tennis and pickleball courts. Mailbox kiosks. Trash enclosures and dumpster pads.

Safety & Code

Fire alarm panels. Emergency lighting. Smoke detectors in common areas. Fire-rated doors. Structural fireproofing. Sprinkler heads and inspection-required components.

A mid-size HOA typically tracks thirty to eighty components. A high-rise condo tracks two hundred or more. The categories above are illustrative. A professional reserve study identifies the components a specific association is responsible for.

Typical useful-life ranges for components common in reserve studies. Industry averages, not specific to any state, climate, or association. A professional study calibrates these to local conditions, construction quality, maintenance practice, and use intensity.

Component Typical useful life
Asphalt shingle roof20–25 years
Metal roof40–50 years
Tile or slate roof50+ years
Flat membrane roof (TPO/EPDM)15–25 years
Wood siding20–30 years
Fiber cement siding30–50 years
Stucco50+ years
Exterior paint cycle7–10 years
Gutters and downspouts20–30 years
Wood deck, pressure-treated15–20 years
Composite deck25–30 years
Asphalt parking — seal coat3–5 years
Asphalt parking — overlay12–15 years
Asphalt parking — reconstruction25–30 years
Concrete sidewalks and curbs30–50 years
Site lighting (poles, fixtures)20–30 years
Wood fencing15–25 years
Pool plaster10–15 years
Pool pump and filter7–10 years
HVAC rooftop unit15–20 years
Boiler25–30 years
Commercial water heater10–15 years
Fire alarm panel20–25 years
Elevator cab finishes15–20 years
Elevator modernization25–30 years
Carpet, clubhouse7–10 years
Playground equipment10–15 years

Ranges synthesized from common professional reserve-study references and U.S. building-component literature. Verify against a study performed by a credentialed reserve specialist (RS, PRA, or equivalent) before relying on any figure for funding decisions.

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  • Reserve Health Check → Free. Inputs reserve balance, annual contribution, building age, and components; returns a grade with the math shown. No signup required to view results.
Institutional Reference

Meeting requirements in Colorado

Statutory floors for owner and board meetings — notice periods, delivery rules, quorum, voting, written consent, and record retention. Generic reference. Specific bylaws or declarations may impose tighter requirements; statutes set the minimum.

Colorado statute does not currently encode specific board or owner meeting notice periods in the corpus. The discipline still applies. Industry standard is below.

  • Provide at least 10 days advance notice for board meetings.
  • Provide 14–30 days advance notice for annual or special owner meetings.
  • Hold at least one annual meeting of the membership each year.
  • Keep all board meetings open to owners in good standing; reserve executive session for narrow purposes.
  • Define a quorum threshold in the bylaws and apply it consistently.

CommunityPay maintains a Board Meeting Packet generator that produces a state-aware agenda, draft minutes template, and compliance checklist for the board pack.

How meeting notice must be delivered, what it must contain, and what defects invalidate the notice. Statutes vary in mechanics; the principles are consistent.

  1. Delivery method First-class mail or hand-delivery to the address on file with the association is the universal default. Most states permit electronic delivery only with the owner's written consent. A posted notice on a community bulletin board is not, by itself, sufficient.
  2. Address on file The association is entitled to rely on the address each owner has provided. The owner bears the burden of keeping it current. The board must maintain a registered address list.
  3. Required content Date, time, location (or remote-access link), and an agenda. Material to be voted on — budget, special assessments, rule changes — must be identified specifically. "Other business" is not a substitute for an item.
  4. Notice period start The notice period typically runs from the date of mailing or hand-delivery, not the date of receipt. Some states count both the notice date and the meeting date; others exclude one or both. Confirm the rule.
  5. Remote participation When the association offers remote attendance, the notice must include the access information and any limitations (e.g., audio-only, no chat). Recording rules vary by state.
  6. Defective notice consequences Material defects invalidate actions taken at the meeting. Minor defects (typo in location, slightly late mailing) may be cured by attendance and waiver. Document the cure in the minutes.
  7. Emergency notice Statutes typically permit shortened notice for genuine emergencies (imminent physical harm, immediate financial loss). The board must document the emergency basis in the minutes.

Full notice requirements appear in C.R.S. §38-33.3-101 and the specific subsections cited in the Requirements tab.

Quorum sets the floor for a valid meeting. Voting mechanics — proxies, ballots, written consent — determine how votes are counted once the quorum is established.

Quorum

Statute sets the default at 20% of allocated interests unless the governing documents specify a different threshold.

Proxies

Most states permit proxies for owner meetings. The proxy must be written, dated, and signed; many states require revocation rights and an explicit scope (general or limited). Proxies do not extend to board meetings — directors must vote in person or by permitted remote means.

Written consent

Action without a meeting requires unanimous written consent in most jurisdictions, though some states permit a lower threshold for narrow categories (uncontested matters, ratification). Document the consent in the corporate records, indexed to the action taken.

Ballots

Secret-ballot procedures, double-envelope requirements, and inspector-of-elections rules apply in states with comprehensive election statutes. Director elections, recall votes, and assessment increases above a statutory threshold typically require secret-ballot procedure.

Cumulative voting

Available only when explicitly authorized by the declaration or bylaws. Otherwise straight voting applies — each membership casts one vote per open seat per candidate, with no concentration permitted.

Member in good standing

Voting rights may be suspended for delinquent accounts in some jurisdictions. Suspension typically requires due-process notice and an opportunity to cure. Statutes vary; the bylaws must align.

Voting and quorum procedures are codified in C.R.S. §38-33.3-101 and applicable subsections. Specific procedures may be modified in the declaration and bylaws within statutory limits.

Minutes are the corporate record of the meeting. Statutes in every state require associations to maintain meeting minutes and make them available to owners on request. Retention periods and access rules vary.

  1. What minutes must contain Date, time, location. Directors and officers present. Quorum determination. Motions made, seconded, and the vote count. Substantive board actions and adopted resolutions. Executive-session minutes kept separately; the open-session minutes record only that a closed session occurred.
  2. Retention period Colorado requires retention for at least 3 years. Reserve studies, declarations, amendments, and assessments — permanent.
  3. Owner inspection rights Colorado requires the association to respond within 30 days of a written request.
  4. Approval process Draft minutes are circulated to the board, corrected, and approved at the next regular meeting. Approved minutes become the official record. Corrections after approval require a noted amendment, not silent edits.
  5. Permanent records Declaration, bylaws, articles of incorporation, rule books, amendments, and the minute book are permanent records. The association cannot dispose of them on any retention schedule.
  6. Resale disclosure Recent board and owner meeting minutes are typically required attachments to a resale certificate. The standard window is the last 12 months; some statutes extend to 24 months for amendments.
  7. Executive session Closed-session minutes record matters discussed but typically remain confidential from the general membership. Specific votes taken in closed session may need to be reported in the open-session minutes.

Records retention and inspection rights are codified in C.R.S. §38-33.3-101 and related subsections. A records-request response that misses the statutory deadline may expose the association to a per-day penalty.

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Download the Colorado HOA & Condo Compliance Checklist

One PDF — every active Colorado statute we track, statutory fee caps and time limits, recent legal changes from the last 12 months, and the resale-certificate disclosure profile. Built from CommunityPay's living legal corpus, the same data that drives our resale certificates, reserve reports, and CARI scoring.

  • Statutory fee caps and time limits (resale, late fees, lien priority)
  • Recent law changes with effective dates
  • Resale & estoppel disclosure profile, item by item
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Data sourced from Colorado Secretary of State public registrations, FEMA National Risk Index, U.S. Census Bureau, and CommunityPay's management company graph.
United States Payments and Accounting Governance Infrastructure for Community Associations
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