HOAs & Condos in Colorado Springs, CO

831 registered communities in Colorado Springs across El Paso County. Mix: 328 homeowners association, 170 condominium, 157 unclassified entity, 145 townhome association, 31 property owners association. Median monthly HOA/condo fee in the county is $248.

Resale Certificate Compliance 12 disclosures required
CO
A common interest community in Colorado Springs, CO is governed by C.R.S. §38-33.3-316 (Colorado Common Interest Ownership Act). Colorado law requires 12 specific disclosures when a unit is sold. The certificate must be delivered within 14 days of request.
  • Statement of unpaid assessments currently levied against the unit C.R.S. §38-33.3-316(8)
    The association shall furnish to a unit owner or such unit owner's designee or to a holder of a security interest or its designee upon written request, delivered personally or by certified mail, first-class postage prepaid, return receipt, to the association's registered agent, a written statement setting forth the amount of unpaid assessments currently levied against such owner's unit. The statement shall be furnished within fourteen calendar days after receipt of the request and is binding on the association, the executive board, and every unit owner. If no statement is furnished to the unit owner or holder of a security interest or his or her designee, delivered personally or by certified mail, first-class postage prepaid, return receipt requested, to the inquiring party, then the association shall have no right to assert a lien upon the unit for unpaid assessments which were due as of the date of the request. C.R.S. §38-33.3-316(8) · verified Oct 2026
  • Fiscal year commencement date C.R.S. §38-33.3-209.4(2)(a)
    The date on which its fiscal year commences; C.R.S. §38-33.3-209.4(2)(a) · verified Oct 2026
  • Current operating budget C.R.S. §38-33.3-209.4(2)(b)
    Its operating budget for the current fiscal year; C.R.S. §38-33.3-209.4(2)(b) · verified Oct 2026
  • Current assessments by unit type, including regular and special assessments C.R.S. §38-33.3-209.4(2)(c)
    A list, by unit type, of the association's current assessments, including both regular and special assessments; C.R.S. §38-33.3-209.4(2)(c) · verified Oct 2026
  • Annual financial statements with reserve amounts for preceding fiscal year C.R.S. §38-33.3-209.4(2)(d)
    Its annual financial statements, including any amounts held in reserve for the fiscal year immediately preceding the current annual disclosure; C.R.S. §38-33.3-209.4(2)(d) · verified Oct 2026
  • Most recent financial audit or review results C.R.S. §38-33.3-209.4(2)(e)
    The results of its most recent available financial audit or review; C.R.S. §38-33.3-209.4(2)(e) · verified Oct 2026
  • Insurance policies: company names, limits, deductibles, additional named insureds, expiration dates C.R.S. §38-33.3-209.4(2)(f)
    A list of all association insurance policies, including, but not limited to, property, general liability, association director and officer professional liability, and fidelity policies. Such list shall include the company names, policy limits, policy deductibles, additional named insureds, and expiration dates of the policies listed. C.R.S. §38-33.3-209.4(2)(f) · verified Oct 2026
  • Bylaws, articles of incorporation, rules and regulations C.R.S. §38-33.3-209.4(2)(g)
    All the association's bylaws, articles, and rules and regulations; C.R.S. §38-33.3-209.4(2)(g) · verified Oct 2026
  • Minutes of executive board and member meetings for the preceding fiscal year C.R.S. §38-33.3-209.4(2)(h)
    The minutes of the executive board and member meetings for the fiscal year immediately preceding the current annual disclosure; C.R.S. §38-33.3-209.4(2)(h) · verified Oct 2026
  • Responsible governance policies adopted per §209.5 C.R.S. §38-33.3-209.4(2)(i)
    The association's responsible governance policies adopted under section 38-33.3-209.5; and C.R.S. §38-33.3-209.4(2)(i) · verified Oct 2026
  • Fee schedule: transfer fees, record change fees, and status letter charges C.R.S. §38-33.3-317(1)(h.5)
    A list of the current amounts of all unique and extraordinary fees, assessments, and expenses that are chargeable by the association in connection with the purchase or sale of a unit and are not paid for through assessments, including transfer fees, record change fees, and the charge for a status letter or statement of assessments due; C.R.S. §38-33.3-317(1)(h.5) · verified Oct 2026
  • Reserve study policy (when prepared, funding plan, physical/financial analysis basis) C.R.S. §38-33.3-209.5(1)(b)(IX)
    When the association has a reserve study prepared for the portions of the community maintained, repaired, replaced, and improved by the association; whether there is a funding plan for any work recommended by the reserve study and, if so, the projected sources of funding for the work; and whether the reserve study is based on a physical analysis and financial analysis. For the purposes of this subparagraph (IX), an internally conducted reserve study shall be sufficient. C.R.S. §38-33.3-209.5(1)(b)(IX) · verified Oct 2026
Colorado does not cap RC preparation fees by statute. In CommunityPay, an association's manager, accounting firm, or staff generates the certificate from its books, with no per-certificate charge from CommunityPay.
729,693
County Population
Relatively Moderate
FEMA Risk Rating
$248
Median Monthly HOA Fee
$156 – $323
25th – 75th Percentile
FEMA National Risk Index v1.20. Fee data: U.S. Census ACS 2023 5-Year PUMS, weighted from 12,358 units.
Winter Weather
Very High
$5,486,575/yr expected loss
Wildfire
Relatively High
$41,634,096/yr expected loss
Hail
Relatively High
$17,899,632/yr expected loss
Lightning
Very High
$5,966,305/yr expected loss
Tornado
Relatively High
$25,311,706/yr expected loss
Source: FEMA National Risk Index. Expected Annual Loss represents the modeled annualized cost of building damage and direct losses across the county, not a per-property figure.
Rowcal Management Co, LLC Verified
169 community engagements · manages 222 associations nationally
The Warren Management Group, Inc. Verified
53 community engagements · manages 53 associations nationally
Excel Management Group, LLC Verified
45 community engagements · manages 45 associations nationally
Balanced Bookkeeping And Community Association Management, Inc. Verified
27 community engagements · manages 27 associations nationally
Priority Property Management Llc. Verified
23 community engagements · manages 23 associations nationally
Ascent Community Partners, LLC Verified
21 community engagements · manages 21 associations nationally
Warren Management Group Verified
15 community engagements · manages 15 associations nationally
Dorman Association Management Verified
13 community engagements · manages 13 associations nationally
Priority Property Management Verified
8 community engagements · manages 17 associations nationally
Colorado Asset Advisors, LLC Verified
5 community engagements · manages 6 associations nationally
"Verified" indicates a confirmed engagement with a community in Colorado Springs. HQ-only entries are companies headquartered in Colorado Springs with potential service area overlap.
831 Colorado Springs communities operate under Colorado law. The primary governing statute is C.R.S. §38-33.3-101 — Short title. The short-title section for Article 33.3, establishing the Colorado Common Interest Ownership Act (CCIOA). CCIOA is the unified statute governing every common interest community in Colorado — HOAs, condominium associations, planned communities, and cooperatives — created on or after July 1, 1992. Certain provisions also apply retroactively to pre-1992 communities under §38-33.3-117. CCIOA is based on the Uniform Common Interest Ownership Act (UCIOA) promulgated by the Uniform Law Commission; Colorado did not adopt UCIOA Article 4 (purchaser protections) or Article 5 (administration and registration).
Name Type Formed
15TH FAIRWAY TOWNHOME OWNERS ASSOCIATION, INC. Townhome Association 1984
1767 PEARL STREET HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2000
1944 Arapahoe Home Owners Association, Inc. Homeowners Association 2014
20 Mile Station Condominium Association, Inc. Condominium 2025
2113-2115 West Colorado Ave Condominium Association, Inc. Condominium 2024
2400 WOOD AVENUE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1982
27 South Tejon Commercial Condominiums Association, Inc. Condominium 2008
40 MADISON HOMEOWNER'S ASSOCIATION, INC. Unclassified Entity 2002
4425-4455 Arrowswest Condominium Association Condominium 2010
575 VALLEY STREET CONDOMINIUM ASSOCIATION, INC. Condominium 2001
6 El Paso Home Owners Association, Inc. Homeowners Association 2021
700 Tenacity Condominium Association Condominium 2004
710 Tenacity Condominiums, Inc. Condominium 2008
842 South Sierra Madre Condominium Owners Association, Inc. Condominium 2011
9-11-13 INVERNESS OFFICE CONDOMINIUM ASSOCIATION, INC. Condominium 2003
AALTO CENTER OWNERS ASSOCIATION, INC. Unclassified Entity 1984
ABBEY HEIGHTS TOWNHOME OWNERS ASSOCIATION, INC. Townhome Association 1999
ABERDEEN BLUFF SUBDIVISION SECOND FILING HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1997
ABERT ESTATES HOMEOWNER'S ASSOCIATION, INC. Unclassified Entity 1995
ACADEMY CENTRAL OFFICE CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 2003
Academy Gateway Owners Association Unclassified Entity 2017
ACADEMY MEDICAL ARTS (3208) CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 2002
Aeropark Owners Association, Inc. Unclassified Entity 2021
Airport and Powers Center Owners Association, Inc. Unclassified Entity 2018
ALPINE SHADOWS TOWNHOMES HOMEOWNERS ASSOCIATION, INC. Townhome Association 2001
AMERICAN-VAN TEYLINGEN PROPERTY OWNERS ASSOCIATION Property Owners Association 1993
Angelview Condominium Owners Association, Inc. Condominium 2018
Antero Condominium Owners Association, Inc. Condominium 2017
Antlers Ridge Home Owners Association Homeowners Association 2006
APPLE RIDGE SUBDIVISION HOMEOWNERS ASSOCIATION Homeowners Association 1999
ARBORS AT MOUNTAIN SHADOWS CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 2002
ARKANSAS RIVER RANCH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2001
Armonia Ranch Homeowners Association Homeowners Association 2009
ASPEN GARDENS CONDOMINIUM ASSOCIATION, INC. Condominium 2001
ASPEN LEAF TOWNHOMES CONDOMINIUM ASSOCIATION Condominium 1998
Aspen Meadows Community Association, Inc. Unclassified Entity 2021
ATRIUM OFFICE CONDOMINIUM ASSOCIATION, INC. Condominium 1995
AUDUBON SPRING HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2004
Austin Heights #4 Homeowners Association, Inc. Homeowners Association 2019
AUSTIN HEIGHTS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2003
AUTUMN HEIGHTS CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 2000
BARBARICK SUBDIVISION PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 2008
BARNES CENTER PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 2014
BARNSTORMER'S LANDING HOMEOWNERS ASSOCIATION Homeowners Association 2004
Barrington Heights Townhome Association, Inc. Townhome Association 2005
BEAR PAW CONDOMINIUMS, INC. Condominium 2002
BEAR STAR PROPERTY OWNERS' ASSOCIATION Property Owners Association 1995
Beckett Bandley Property Owners' Association, Inc. Property Owners Association 2007
Bella Collina Homeowners Association, Inc. Homeowners Association 2009
BELLEVILLE CONDOMINIUM ASSOCIATION, INC. Condominium 1986
BENNETT ARMS CONDOMINIUM OWNER'S ASSOCIATION Condominium 1995
Bergamo Estates Homeowners Association Homeowners Association 2007
BISON MEADOWS HOMEOWNERS ASSOCIATION Homeowners Association 2007
Bison Pointe Homeowners Association Homeowners Association 2018
Bison Ranch Homeowners Association, Inc. Homeowners Association 2019
Bison Ridge at Kettle Creek Homeowners Association Homeowners Association 2014
BLACK FOREST ESTATES PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 1994
Bos Minor Subdivision Homeowners Association, Inc. Homeowners Association 2023
Boulder Crescent Condominium Association, Inc. Condominium 2021
Bradley Crossroads Owners Association, Inc. Unclassified Entity 2010
BRADLEY HEIGHTS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2002
Bradley Shoppette Owners Association, a Colorado Nonprofit Corporation Unclassified Entity 2025
BRANDY GLASS TOWNHOUSE OWNERS ASSOCIATION, INC. Townhome Association 1986
BRANT HOLLOW OWNERS ASSOCIATION Unclassified Entity 1994
BRIARHILL PLACE TOWNHOMES OWNERS ASSOCIATION, INC., A COLORADO NONPROFIT CORPORATION Townhome Association 2003
BRIARHILL TOWNHOMES SOUTH OWNERS ASSOCIATION, INC. Townhome Association 1998
BRIARWOOD VILLAGE HOMEOWNERS' ASSOCIATION Homeowners Association 1981
BROADMARKET SQUARE OWNERS ASSOCIATION Unclassified Entity 1993
BROADMOOR DOWNS HOMEOWNERS ASSOCIATION Homeowners Association 1986
BROADMOOR HEIGHTS TOWNHOUSES HOMEOWNERS ASSOCIATIO Townhome Association 1986
Broadmoor Hills Homeowners Association Homeowners Association 2017
BROADMOORINGS CONDOMINIUM ASSOCIATION Condominium 1983
BROADMOOR MESA HOMEOWNERS ASSOCIATION Homeowners Association 1972
Broadmoor Overlook Homeowners Association, Inc. Homeowners Association 2006
BROADMOOR PARK HOMEOWNERS ASSOCIATION Homeowners Association 2001
BROADMOOR RESORT COMMUNITY ASSOCIATION Unclassified Entity 1996
Broadmoor Ridge Homeowners Association, Inc. Homeowners Association 2006
Broadmoor Towne Center North Owners Association, Inc. Unclassified Entity 2020
BROADMOOR VILLAGE HOMEOWNER'S ASSOCIATION Unclassified Entity 1998
BROADMOOR VISTA HOMEOWNERS ASSOCIATION Homeowners Association 1999
Broadview Ranch Homeowners Association Homeowners Association 2009
Broadview Terraces Homeowners Association, Inc. Homeowners Association 2009
Broadway Heights Townhome Owners Assn Inc Townhome Association 2006
Brook Meadows Homeowners Association, Inc. Homeowners Association 2005
BROOKMOOR HOMEOWNER'S ASSOCIATION, INC. Unclassified Entity 1995
BROOKSTONE CONDOMINIUM ASSOCIATION OF COLORADO SPRINGS Condominium 2004
BROOKTREE VILLAGE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2007
Brookwood Estates Homeowners Association, Inc. Homeowners Association 2006
BROOKWOOD VILLAGE OWNERS ASSOCIATION, INC. Unclassified Entity 1990
BURRO RANCH CONDOMINIUMS OWNERS ASSOCIATION, INC. Condominium 1996
CAMELBACK VILLAGE CONDOMINIUM ASSOCIATION Condominium 1971
Camels Ridge Townhomes Homeowners Association Townhome Association 2007
CAMPUS COMMONS HOMEOWNERS ASSOCIATION Homeowners Association 1996
CAMPUS COMMONS TOWNHOME ASSOCIATION, INC. Townhome Association 1994
CANIS HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1997
CANON CREEK VILLAGE CONDOMINIUM ASSOCIATION Condominium 1985
CANTERBURY HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1979
CANYON CREEK TOWNHOME OWNERS ASSOCIATION, INC. Townhome Association 2017
Canyon Heights at Broadmoor Owners Association, Inc. Unclassified Entity 2014
Canyon Springs at Soaring Eagles Townhome Owners Association, Inc. Townhome Association 2008
Capri at Flying Horse Homeowners Association, Inc. Homeowners Association 2025
Carriage House Lofts Condominium Association INC Condominium 2002
Carriages at Briargate Homeowners Association, Inc. Homeowners Association 2013
CARRIAGES AT CHARLESTON PLACE HOMEOWNER'S ASSOCIATION Unclassified Entity 1998
Carriages at Indigo Ranch Homeowners Association, Inc. Homeowners Association 2005
CASA BELLA VISTA CONDOMINIUM ASSOCIATION Condominium 1994
Cascade Elms Homeowners Association Homeowners Association 2021
CASCADES AT SPRINGS RANCH II HOMEOWNERS ASSOCIATION Homeowners Association 2000
CASTLEPOINT HOMEOWNERS" ASSOCIATION, INC. Homeowners Association 1996
Cathedral Ridge Property Owners Association Property Owners Association 2002
CENTENNIAL GLEN HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2003
CENTENNIAL HEIGHTS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1982
Centennial North Homeowner's Association, Inc. Unclassified Entity 2023
CHAPARRAL POINT AT INDIGO RANCH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2003
CHASE POINT HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2004
CHATEAU CHAPARRAL OWNERS ASSOCIATION Unclassified Entity 1973
CHELSEA SUN TOWNHOME OWNERS ASSOCIATION, INC. Townhome Association 1997
CHERRY CREEK CROSSING PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 1999
CHERRY CREEK SPRINGS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1997
CHERRY HILLS EAST HOMEOWNERS' ASSOCIATION Homeowners Association 1972
Cherry Meadows Fil 1 Homeowner Association, Inc. Unclassified Entity 2022
CHESHAM VILLAGE NORTH TOWN HOMES HOMEOWNERS ASSOCIATION Homeowners Association 2004
CHESHAM VILLAGE SOUTH TOWN HOMES HOMEOWNERS ASSOCIATION Homeowners Association 2006
CHEYENNE AUTUMN TOWNHOMES ASSOCIATION Townhome Association 1992
CHEYENNE CREEK CONDOMINIUMS HOMEOWNERS ASSOCIATION Condominium 1986
Cheyenne Heights Owners Association, Inc. Unclassified Entity 2014
CHEYENNE MEADOWS CENTER OWNERS ASSOCIATION Unclassified Entity 1994
CHEYENNE MOUNTAIN CENTER OWNERS ASSOCIATION Unclassified Entity 1987
Cielito Lindo Townhomes Owners' Association, Inc. Townhome Association 2006
CIMARRON HILLS TOWNHOUSE ASSOCIATION Townhome Association 1978
CIMA VISTA CONDOMINIUMS HOMEOWNERS ASSOCIATION, INC. Condominium 2004
CITYWALK DOWNTOWN LOFTS OWNERS ASSOCIATION, INC. Unclassified Entity 2003
Claremont Business Park Owners Association Unclassified Entity 2006
Claremont Townhomes Owners Association, Inc. Townhome Association 2005
Clark Place Condominium Association Condominium 2018
Cliffside Heights Owners Association, Inc. Unclassified Entity 2007
Clock Tower Condominiums Owners Association, Inc. Condominium 2018
Club Vista Village Homeowners Association Homeowners Association 2012
Cochran Subdivision Homeowners Association, INC Homeowners Association 1990
Collins Park West Homeowners Association, Inc. Homeowners Association 2013
COLONY GLEN HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1999
Colorado Springs Music Building and Lofts Condominium Owners Association Condominium 2005
Colton Bluffs Homeowners Association Homeowners Association 2007
COMSTOCK VILLAGE HOMEOWNERS ASSOCIATION Homeowners Association 1973
CONDOLIVING CONDOMINIUM ASSOCIATION Condominium 1989
CONDOMINIUM HOMEOWNERS ASSOCIATION OF KISSING CAMELS TOWNHOMES Condominium 1998
COPPERFIELD HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1985
Copper Ridge at Northgate Owners Association, Inc. Unclassified Entity 2012
COPPER TREE OFFICE PARK CONDOMINIUM ASSOCIATION, INC. Condominium 1981
CORPORATE CLUB PLAZA OWNERS ASSOCIATION, INC. Unclassified Entity 1995
COS Owners Association Inc. Unclassified Entity 2005
COTTAGES AT RIDGEVIEW HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2001
COTTONWOOD CREEK ESTATES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2006
Cottonwood Landing Homeowners Association Homeowners Association 2021
COTTONWOOD MEADOWS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2000
COUNTRY BROADMOOR HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2002
COUNTRY CLUB HOMEOWNERS ASSOCIATION Homeowners Association 1999
COUNTRY CLUB VILLAGE TOWNHOME OWNERS ASSOCIATION Townhome Association 2002
COUNTRYSIDE COMMUNITY ASSOCIATION, INC. Unclassified Entity 2004
COUNTY LINE ESTATES PROPERTY OWNERS ASSOCIATION, INC. Property Owners Association 1998
COURTSIDE TOWNHOME OWNERS ASSOCIATION, INC. Townhome Association 1984
COURTYARD AT KISSING CAMELS ESTATES HOMEOWNERS ASSOCIATION,INC. Homeowners Association 1996
Courtyard Condominiums Association, Inc. Condominium 2014
COURTYARDS AT NEWPORT HOMEOWNERS ASSOCIATION Homeowners Association 2001
COURTYARDS AT WOODMEN HILLS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2004
COURTYARDS AT WOODMEN HILLS SOUTH HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2004
COURTYARDS AT WOODMEN HILLS WEST HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2004
Cove at Cottonwood Creek Condominium Owners Association, Inc. Condominium 2004
CREEK SIDE HOMEOWNERS ASSOCIATION Homeowners Association 1978
CREEKSIDE/NEWPORT HOMEOWNERS ASSOCIATION Homeowners Association 1993
CREEKVIEW TOWNHOME OWNERS ASSOCIATION, INC. Townhome Association 2004
CREEKWALK TOWNHOMES HOMEOWNERS ASSOCIATION Townhome Association 2006
CRESTLINE HEIGHTS HOMEOWNERS ASSOCIATION Homeowners Association 1994
CRESTLINE TOWNHOMES ASSOCIATION, INC. Townhome Association 1985
CROSS CREEK COMMUNITY ASSOCIATION, INC. Unclassified Entity 2003
CRYSTAL PARK TOWNHOMES ASSOCIATION Townhome Association 1988
CUERNO VERDE OWNERS ASSOCIATION Unclassified Entity 1989
Cumbre Vista II Homeowners Association, Inc. Homeowners Association 2017
Dale Street Condominium Property Owners Association, Inc. Condominium 2006
Dale Street Owners Association, Inc. Unclassified Entity 2019
DANCING WOLF ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 1999
DANIELS LOFT CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 2001
DELMONICO TOWNHOMES ASSOCIATION, INC. Townhome Association 1985
DISCOVERY HOMEOWNERS ASSOCIATION Homeowners Association 1980
D. J. SUBDIVISION HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1994
Dominion Office Condominium Owners Association Condominium 2005
DONALA CLUB VILLAS HOMEOWNERS ASSOC INC Homeowners Association 1999
Double Eagle Condominiums, Inc. Condominium 2002
Dublin Commons Owners Association Unclassified Entity 2015
DUBLIN MANOR CONDOMINIUM ASSOCIATION Condominium 1992
Dublin Terrace Townhome Owners Association, Inc. Townhome Association 2006
EAGLECREST TOWNHOME OWNERS ASSOCIATION, INC. Townhome Association 1984
Eagle Forest Homeowners Association, Inc. Homeowners Association 2012
Eaglepointe Townhome Owners Association, Inc. Townhome Association 2005
Eagle Rising Owners Association Unclassified Entity 2018
EAGLE'S NEST AT ROCKRIMMON HOMEOWNERS ASSOCIATION Homeowners Association 1993
EAGLES REST SUBDIVISION PHASE 2&3 (COMBINED) HOMEOWNERS' ASSOCIATION Homeowners Association 1997
Eagle View Condominiums Owner's Association, Inc. Condominium 2005
EAGLE VILLAS OWNERS ASSOCIATION Unclassified Entity 2000
EAGLE WING ESTATES HOMEOWNER'S ASSOCIATION, INC. Unclassified Entity 2003
Institutional Reference

Reserve study standards in Colorado

Statutory requirements, board preparation checklist, the components a professional study covers, and the useful-life ranges that drive thirty-year funding plans. Generic reference. Not a substitute for a study calibrated to a specific association.

Colorado does not currently encode a fixed reserve-study cadence in statute. The discipline still applies. Industry standard across the United States is below.

  • Update the component register annually as assets are added, replaced, or retired.
  • Commission a professional reserve study every three to five years. Update it when the component register changes materially.
  • Maintain a thirty-year capital plan with explicit annual funding contributions tied to the study.
  • Keep reserve funds segregated from operating cash. Disclose funding status in the annual budget.
  • Document the board-approved funding policy — percent-funded, threshold, or baseline — in board minutes.

CommunityPay maintains a Reserve Funding Status Report (RSR) generator tied to the live ledger. It is a status report, not a substitute for a professional study with on-site inspection.

What a board should have organized before commissioning a reserve study, and what a study delivers back. Use this list to evaluate whether the association is ready, regardless of state.

  1. Component register Every asset the association is responsible for maintaining — roofs, asphalt, mechanical systems, plumbing risers, elevators, amenities. Freeze a current version before the study.
  2. Condition assessments Last inspection reports, photographs, observed wear, recent repairs. The analyst calibrates useful-life estimates against this evidence.
  3. Useful-life and replacement-cost estimates Per component, calibrated to local climate, construction, and use intensity. A study produces these; the board verifies them.
  4. Thirty-year capital plan When each component reaches end-of-life and what replacement will cost in nominal dollars at that year.
  5. Funding plan Percent-funded, threshold, or baseline approach with an explicit annual contribution. The board approves; the study models outcomes.
  6. Current reserve fund balance Separated from operating cash. Ideally in interest-bearing accounts with FDIC coverage on the full balance.
  7. Annual budget tied to the funding plan Reserve contribution as an explicit budget line, traceable to the study and the funding policy.
  8. Most recent reserve study Full study, update, or interim review. Author credentials and date of the most recent on-site inspection.
  9. Insurance schedule Replacement-cost coverage on insured components. Deductibles that may draw against reserves in a loss.
  10. Board minutes referencing reserve decisions Special assessments, deferred maintenance, funding-policy changes, scope deviations from the study.

Categories most reserve studies cover. The specific components depend on the association. High-rise condos track far more than single-family HOAs. Gated communities track infrastructure that condos never see.

Roofing & Exterior

Asphalt shingle, metal, tile, or flat membrane roofs. Siding (wood, fiber cement, stucco, vinyl). Exterior paint. Soffits and fascia. Gutters and downspouts. Decks and balconies. Railings. Window and door frames in common areas.

Mechanical

HVAC chillers and cooling towers. Boilers and water heaters. Ventilation. Pumps. Fire suppression and sprinkler systems. Emergency generators. Elevators — cabs, controllers, jacks, and modernizations.

Site Work

Parking lots: seal coat, overlay, full reconstruction. Concrete sidewalks and curbs. Site lighting. Storm drainage. Retaining walls. Fencing. Entry gates and signage.

Plumbing & Electrical

Main water lines and risers. Sanitary and storm sewer lines. Backflow preventers. Common-area electrical panels and switchgear. Transformer pads. Distribution.

Amenities

Pools, spas, and pool equipment. Clubhouse interiors. Fitness rooms. Playgrounds. Tennis and pickleball courts. Mailbox kiosks. Trash enclosures and dumpster pads.

Safety & Code

Fire alarm panels. Emergency lighting. Smoke detectors in common areas. Fire-rated doors. Structural fireproofing. Sprinkler heads and inspection-required components.

A mid-size HOA typically tracks thirty to eighty components. A high-rise condo tracks two hundred or more. The categories above are illustrative. A professional reserve study identifies the components a specific association is responsible for.

Typical useful-life ranges for components common in reserve studies. Industry averages, not specific to any state, climate, or association. A professional study calibrates these to local conditions, construction quality, maintenance practice, and use intensity.

Component Typical useful life
Asphalt shingle roof20–25 years
Metal roof40–50 years
Tile or slate roof50+ years
Flat membrane roof (TPO/EPDM)15–25 years
Wood siding20–30 years
Fiber cement siding30–50 years
Stucco50+ years
Exterior paint cycle7–10 years
Gutters and downspouts20–30 years
Wood deck, pressure-treated15–20 years
Composite deck25–30 years
Asphalt parking — seal coat3–5 years
Asphalt parking — overlay12–15 years
Asphalt parking — reconstruction25–30 years
Concrete sidewalks and curbs30–50 years
Site lighting (poles, fixtures)20–30 years
Wood fencing15–25 years
Pool plaster10–15 years
Pool pump and filter7–10 years
HVAC rooftop unit15–20 years
Boiler25–30 years
Commercial water heater10–15 years
Fire alarm panel20–25 years
Elevator cab finishes15–20 years
Elevator modernization25–30 years
Carpet, clubhouse7–10 years
Playground equipment10–15 years

Ranges synthesized from common professional reserve-study references and U.S. building-component literature. Verify against a study performed by a credentialed reserve specialist (RS, PRA, or equivalent) before relying on any figure for funding decisions.

Related tools
  • Reserve Health Check → Free. Inputs reserve balance, annual contribution, building age, and components; returns a grade with the math shown. No signup required to view results.
Institutional Reference

Meeting requirements in Colorado

Statutory floors for owner and board meetings — notice periods, delivery rules, quorum, voting, written consent, and record retention. Generic reference. Specific bylaws or declarations may impose tighter requirements; statutes set the minimum.

Colorado statute does not currently encode specific board or owner meeting notice periods in the corpus. The discipline still applies. Industry standard is below.

  • Provide at least 10 days advance notice for board meetings.
  • Provide 14–30 days advance notice for annual or special owner meetings.
  • Hold at least one annual meeting of the membership each year.
  • Keep all board meetings open to owners in good standing; reserve executive session for narrow purposes.
  • Define a quorum threshold in the bylaws and apply it consistently.

CommunityPay maintains a Board Meeting Packet generator that produces a state-aware agenda, draft minutes template, and compliance checklist for the board pack.

How meeting notice must be delivered, what it must contain, and what defects invalidate the notice. Statutes vary in mechanics; the principles are consistent.

  1. Delivery method First-class mail or hand-delivery to the address on file with the association is the universal default. Most states permit electronic delivery only with the owner's written consent. A posted notice on a community bulletin board is not, by itself, sufficient.
  2. Address on file The association is entitled to rely on the address each owner has provided. The owner bears the burden of keeping it current. The board must maintain a registered address list.
  3. Required content Date, time, location (or remote-access link), and an agenda. Material to be voted on — budget, special assessments, rule changes — must be identified specifically. "Other business" is not a substitute for an item.
  4. Notice period start The notice period typically runs from the date of mailing or hand-delivery, not the date of receipt. Some states count both the notice date and the meeting date; others exclude one or both. Confirm the rule.
  5. Remote participation When the association offers remote attendance, the notice must include the access information and any limitations (e.g., audio-only, no chat). Recording rules vary by state.
  6. Defective notice consequences Material defects invalidate actions taken at the meeting. Minor defects (typo in location, slightly late mailing) may be cured by attendance and waiver. Document the cure in the minutes.
  7. Emergency notice Statutes typically permit shortened notice for genuine emergencies (imminent physical harm, immediate financial loss). The board must document the emergency basis in the minutes.

Full notice requirements appear in C.R.S. §38-33.3-101 and the specific subsections cited in the Requirements tab.

Quorum sets the floor for a valid meeting. Voting mechanics — proxies, ballots, written consent — determine how votes are counted once the quorum is established.

Quorum

Statute sets the default at 20% of allocated interests unless the governing documents specify a different threshold.

Proxies

Most states permit proxies for owner meetings. The proxy must be written, dated, and signed; many states require revocation rights and an explicit scope (general or limited). Proxies do not extend to board meetings — directors must vote in person or by permitted remote means.

Written consent

Action without a meeting requires unanimous written consent in most jurisdictions, though some states permit a lower threshold for narrow categories (uncontested matters, ratification). Document the consent in the corporate records, indexed to the action taken.

Ballots

Secret-ballot procedures, double-envelope requirements, and inspector-of-elections rules apply in states with comprehensive election statutes. Director elections, recall votes, and assessment increases above a statutory threshold typically require secret-ballot procedure.

Cumulative voting

Available only when explicitly authorized by the declaration or bylaws. Otherwise straight voting applies — each membership casts one vote per open seat per candidate, with no concentration permitted.

Member in good standing

Voting rights may be suspended for delinquent accounts in some jurisdictions. Suspension typically requires due-process notice and an opportunity to cure. Statutes vary; the bylaws must align.

Voting and quorum procedures are codified in C.R.S. §38-33.3-101 and applicable subsections. Specific procedures may be modified in the declaration and bylaws within statutory limits.

Minutes are the corporate record of the meeting. Statutes in every state require associations to maintain meeting minutes and make them available to owners on request. Retention periods and access rules vary.

  1. What minutes must contain Date, time, location. Directors and officers present. Quorum determination. Motions made, seconded, and the vote count. Substantive board actions and adopted resolutions. Executive-session minutes kept separately; the open-session minutes record only that a closed session occurred.
  2. Retention period Colorado requires retention for at least 3 years. Reserve studies, declarations, amendments, and assessments — permanent.
  3. Owner inspection rights Colorado requires the association to respond within 30 days of a written request.
  4. Approval process Draft minutes are circulated to the board, corrected, and approved at the next regular meeting. Approved minutes become the official record. Corrections after approval require a noted amendment, not silent edits.
  5. Permanent records Declaration, bylaws, articles of incorporation, rule books, amendments, and the minute book are permanent records. The association cannot dispose of them on any retention schedule.
  6. Resale disclosure Recent board and owner meeting minutes are typically required attachments to a resale certificate. The standard window is the last 12 months; some statutes extend to 24 months for amendments.
  7. Executive session Closed-session minutes record matters discussed but typically remain confidential from the general membership. Specific votes taken in closed session may need to be reported in the open-session minutes.

Records retention and inspection rights are codified in C.R.S. §38-33.3-101 and related subsections. A records-request response that misses the statutory deadline may expose the association to a per-day penalty.

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