Resale Certificate
Concepts
Concept
California Resale Disclosures: What the Davis-Stirling Act Requires
California requires 11 disclosure documents before a common interest development unit sells, capped at actual cost — but the Davis-Stirling Act's real distinction is process, …
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Nevada Resale Certificates: What the Resale Package Statute Requires
Nevada calls it a resale package, not a resale certificate — but NRS 116.4109 requires the same disclosure at the same moment in a sale. …
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Texas Resale Certificates: What HOAs and Condos Must Disclose
Texas regulates HOA and condo resale certificates under two separate statutes that land on the identical $375 fee cap from entirely different statutory bases — …
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Colorado Resale Certificates: What CCIOA Requires (and What It Costs to Skip)
Colorado's resale certificate obligation lives inside a lien-enforcement statute, not a dedicated disclosure section. Under C.R.S. §38-33.3-316(8), an association that misses the 14-day deadline for …
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Oregon Resale Certificates: What Planned Communities Must Disclose
Oregon has no single dedicated resale-certificate statute. When a lot in a planned community sells, the disclosure is assembled from four separate statutes — ORS …
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Florida HOA & Condo Resale Certificates (Estoppel): What Must Be Disclosed
Florida HOA and condo resale certificates are called estoppel certificates by statute. Associations have 10 business days to deliver one, the fee is capped at …
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Washington Resale Certificates: What HOAs Must Disclose
Washington state law requires associations to produce resale certificates within 10 days of request. Most boards do this by hand. Here is what the statute …
Blog Posts
Strategy
The Ledger Underneath
The reserve study, the resale certificate, the lender questionnaire, and the audit are all views of one record. When the ledger holds that record, each …
Compliance & Reality
Best Condo Management Software for Payments, Accounting, Compliance, and Resale Certificates
Condo management software built for automated dues collection, vendor payments, rigorous fund accounting, reserve discipline, audit trails, budgets built from the ledger, and the estoppel …
Strategy
The Realization
In 1909 Moody compressed bond data into a single letter grade and a market began to clear. That is the realization for CommunityPay — the …
Compliance & Reality
Best HOA Software for Payments, Accounting, and Compliance
HOA software built for fee-free resident bank payments, fund integrity, enforced controls, reserve discipline, audit trails, and statutory compliance — for associations of any size.