California HOA & Condo Laws

California's Davis-Stirling Common Interest Development Act (Civil Code §4000-6150) is the primary statute governing HOAs and condominiums. It covers transfer disclosures, reserve fund requirements, assessment collection, board elections, and owner rights. California has some of the most detailed HOA disclosure requirements in the country.

Key Statutes

Cal. Civ. Code §4525-4530

Transfer Disclosure — Davis-Stirling Act

California requires sellers in common interest developments to provide buyers with 15 disclosure items covering budgets, reserves, insurance, litigation, and governing documents.

15 disclosure items

Legal Facts by Category

Assessment · 1

Special assessments approved but not yet billed, or assessments to be increased Cal. Civ. Code §4525-4530 §4525(a)(7)

Compliance · 1

Pending litigation involving the association Cal. Civ. Code §4525-4530 §4525(a)(8)

Disclosure · 2

Form of title under which the interest is sold (fee simple, leasehold, etc.) Cal. Civ. Code §4525-4530 §4525(a)(11)

Description of exclusive use common area or separate interests Cal. Civ. Code §4525-4530 §4525(a)(12)

Enforcement · 2

Outstanding code violations of which the association has been notified Cal. Civ. Code §4525-4530 §4525(a)(13)

Statement of assessment enforcement policy per §5310 Cal. Civ. Code §4525-4530 §4525(a)(5)

Financial · 3

Copy of the operating budget or summary Cal. Civ. Code §4525-4530 §4525(a)(1)

Most recent fiscal year-end financial statement (review/audit per §5305) Cal. Civ. Code §4525-4530 §4525(a)(3)

Assessment and fee information including delinquent assessments Cal. Civ. Code §4525-4530 §4525(a)(6)

Governance · 4

Minutes of board and member meetings for preceding 40 days Cal. Civ. Code §4525-4530 §4525(a)(10)

Restrictions on occupancy, leasing, or rental of separate interests Cal. Civ. Code §4525-4530 §4525(a)(14)

Age restrictions or senior housing compliance information Cal. Civ. Code §4525-4530 §4525(a)(15)

Governing documents (CC&Rs, bylaws, operating rules) Cal. Civ. Code §4525-4530 §4525(a)(9)

Insurance · 1

Insurance summary including policy types, limits, and deductibles Cal. Civ. Code §4525-4530 §4525(a)(4)

Reserves · 1

Amount of reserve funds and anticipated reserve expenses Cal. Civ. Code §4525-4530 §4525(a)(2)

Legal references last verified March 9, 2026. This content is educational and informational. It does not constitute legal advice. Consult a licensed attorney in your state for legal guidance specific to your situation.