Drift
Concepts
Concept
Why Reconciliation Must Be Continuous, Not Periodic
Monthly reconciliation is an autopsy. Continuous reconciliation is preventive care. By the time you discover a $50,000 variance at month-end, it's been compounding for 29 …
Concept
Why Reserve Drift Happens
Your reserve study said you'd have $500,000 by now. You have $380,000. What went wrong? Understanding reserve drift is the first step to preventing it.